Sell online process: Agency channel

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Sell online process: Agency
channel
Agenda
Product details
Sell online process
FAQs
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Introduction to ICICI Pru iProtect
Product Category:
Level term assurance plan
(Without Return of Premium)
Key features under the plan :

Insurance protection at extremely affordable premiums
 Special premium rates for non-tobacco users (For
SA>=30Lacs)

Instant life insurance cover with simple online application
process
 Additional payout on death due to an accident if iProtect
Option II is opted for
 Tax benefits on the premiums paid
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
ICICI Pru iProtect at a glance
Features
ICICI Pru iProtect
Minimum / Maximum age at entry*
20 / 65 years
Policy term
10 / 15 / 20 / 25 / 30 years
Maximum age at policy Expiry
75 years
Minimum Premium
Rs. 2,000
(excluding service tax and education
cess)
Accidental Death Benefit
(Only with iProtect Option II )
Equal to Sum Assured
(subject to a maximum of Rs. 50 lacs)
Premium Payment Term
Regular pay
Mode of Premium Payment
Yearly
*Age completed birthday
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Applying online for iProtect
Customer needs to follow the following steps to apply online
for ICICI Pru iProtect:
Option selection
Personal & health
details
Acceptance and
Premium payment

Choose between the two available options basis
protection needs

Fill in the personal & health related details

Accept terms and conditions and pay premium
via Internet banking or Credit Card

Issuance
Life insurance cover begins immediately on
premium receipt for non-medical cases
 In case a medical examination is required, cover
will commence from the date of issuance of the
policy
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Immediate life insurance cover

For all non-medical cases life insurance cover will
begin on premium payment

Decision on immediate cover will be shown to the
customer before premium payment

Risk commencement (RCD) will be equal to the
premium received date

Immediate cover will be subject to manual de-dup
(UW): In case of any discrepancy, the cover will
be cancelled and refund of premium will be
initiated
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Death benefit


In the unfortunate event of death of the Life Assured during
the term of the policy, the nominee shall receive the following
benefits:
Plan type
Benefit paid out to the nominee
iProtect Option I
Sum Assured
iProtect Option II
Sum Assured
PLUS
Accidental Death Benefit
The above benefits will be payable, only if all due regular
premiums have been paid and the policy is in force
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Accidental Death Benefit (ADB)

ADB is an inbuilt benefit available under iProtect Option II

Benefit amount payable under this benefit is equal to the
Sum Assured (subject to a maximum of Rs. 50 lacs per
life)

It will be paid out in the unfortunate event of death of the
Life Assured only if due to an accident
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Understanding Accidental Death Benefit
 Customer applies for iProtect Option II for Rs. 60 lacs of
SA
 Death benefit (In case of death other than by accident):
Example 1
Rs 60 Lacs (SA)
 Death benefit (In case of death due to accident):
Rs 1.1 Cr. (SA of Rs 60 Lacs + ADB of Rs 50 Lacs)
 Customer applies for iProtect Option II for Rs. 30 lacs of
SA
 Death benefit (In case of death other than by accident):
Example 2
Rs 30 Lacs (SA)
 Death benefit (In case of death due to accident):
Rs 60 lacs (SA of Rs 30 Lacs + ADB of Rs 30 Lacs)
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Agenda
Product details
Sell online process
FAQs
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Points to remember






‘Sell online’ is a platform for assisted sales (customer should
fill the application with your assistance)
iProtect can only be offered to resident Indians
Proposer, Life Assured, Payer needs to be same
Payment only through Credit Card or ICICI Net banking
Cheque payment will NOT be accepted
Currently the product is available in select 54 cities only*
Non Jet cases will not be rejected.
The cases will be referred to CUW for underwriting decision
This material is strictly meant for circulation within the organization/ solely for training and/or
*Please
visit the website to see the list of these 54
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
locations
general public at large.
Application walkthrough
Access ‘Sell Online’ application
Enter agent details and Select product
Calculate premium
Enter personal details
Enter beneficiary details
Answer health questions
Confirm details &
make payment online
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Access ‘Sell Online’
Click on “Buy Online”
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Access ‘Sell Online’
Click here to access
Sell online
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Access ‘Sell Online’ – if clicked on “Buy online
link”
Click here to access
Sell online
This material is strictly meant for circulation within the organization/ solely for training and/or
Click
here to see the list
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
of general
serviceable
locations
public at large.
Application walkthrough
Access ‘Sell Online’ application
Enter agent details and Select product
Calculate premium
Enter personal details
Enter beneficiary details
Answer health questions
Confirm details &
make payment online
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Enter agent code – Step 1
Select yes
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Enter agent code – Step 2
Enter Agent code
& click on search
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Select product
Select product from
available product suite
Additional payout on death
due to an accident if iProtect
Option II is opted for
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Application walkthrough
Access ‘Sell Online’ application
Enter agent details and Select product
Calculate premium
Enter personal details
Enter beneficiary details
Answer health questions
Confirm details &
make payment online
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Calculate premium
Enter details of the
customer
Special premium
rates for nontobacco users (For
SA>=30Lacs)
Select Policy term
and SA
Click on “Show My
Premium”
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Calculate premium
Click here to enter
Exact SA
Click here to view
detailed illustration
Click here to proceed
for form filling
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Calculate premium – exact Sum Assured
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Calculate premium – benefit illustration
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Application walkthrough
Access ‘Sell Online’ application
Enter agent details and Select product
Calculate premium
Enter personal details
Enter beneficiary details
Answer health questions
Confirm details &
make payment online
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Enter personal details
Agent code /
Name gets prepopulated
Enter personal details
of customer
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Enter personal details
Enter
communication
details
Provide details of
existing Insurance
Select applicable
documents
This material is strictly meant for circulation within the organization/ solely for training and/or
educationContinue
of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
Select
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Application walkthrough
Access ‘Sell Online’ application
Enter agent details and Select product
Calculate premium
Enter personal details
Enter beneficiary details
Answer health questions
Confirm details &
make payment online
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Enter Nominee details
Enter Nominee
details*
*If
Nominee is a minor, application will ask for appointee details
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Application walkthrough
Access ‘Sell Online’ application
Enter agent details and Select product
Calculate premium
Enter personal details
Enter beneficiary details
Answer health questions
Confirm details &
make payment online
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Answer health questions
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Answer health questions
Fill in details, if any one
question is answered as ‘Yes’
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Application walkthrough
Access ‘Sell Online’ application
Enter agent details and Select product
Calculate premium
Enter personal details
Enter beneficiary details
Answer health questions
Confirm details &
make payment online
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Confirm details
Preview the
details entered*
*You
can go BACK and change if any of the details are incorrect
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Confirm details
Go through the
T&C and Accept
Download the PDF of application form for
reference. For medical cases, this form will have to
Click Continue
to meant
move
This material is strictly
for circulation within the organization/ solely for training and/or
be
submitted
with customer’s signature
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its
advisors,
corporate
to payment
section
agents or brokers
and should not be further circulated or used for presentation to a prospect or
general public at large.
Payment screen
Notification of Instant
Cover, if applicable
Select the desired payment
option and Click on Pay
This material should
is strictly meant
for circulation
within the
organization/
solely for
training and/or
Customer
make
payment
only
through
his
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
own
Credit
Cardnotor
Net Banking
account
agents
or brokers
and should
be further
circulated or used
for presentation to a prospect or
general public at large.
Payment webpage
Select the desired payment
option and bank
Declaration by customer on
using his/her own CC or DC
Click Pay premium
On Successful
payment
Thank you message on
website & mail
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Cover Note for STP and Premium
Acknowledgement for NSTP via
mail
Confirmation webpage
Confirmation about the
application details. Click on
Confirm to proceed to the
payment gateway page
Payment gateway server
disclaimer
This material is strictly
meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Payment options – credit card
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Payment options – debit card
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Payment options – net banking
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Payment options

Cheques / cash will not be accepted

Currently debit card, credit card and Net banking
options are available of 54 banks
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Acknowledgement screen
SMS and Email acknowledgement
also sent immediately to customer.
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Post online application submission
Update business codes
Auto upload in LA
Submit all applicable documents
at branch
Issuance trigger
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Access ‘Sell Online’
Click on “Buy Online”
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Updating business details
Click on Business
details link.
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Updating business details
Select Agency
channel
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Updating business details – Agency
Validation on App no
& Customer DOB
Non-mandatory field
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Post online application submission
Update business codes
Auto upload in LA
Submit all applicable documents
at branch
Issuance trigger by branch
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Completion of the Login process

Once the business details are are submitted

The application details will be uploaded directly in Life Asia,
and
 The login process will be successfully completed

If business details are not submitted

The case would not be updated in Life Asia
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Post online application submission
Update business codes
Auto upload in LA
Submit all applicable documents
at branch
Issuance trigger by branch
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Documentation
Following documents need to be submitted at the branch:
 Medical applications / Non-medical applications







Printed copy of the online PDF Application form with customer signature
Age Proof
Income Proof
ACR
Signed customer declaration form
Address Proof
1 passport size photograph
Documents needs to be the same as selected while applying
 All supporting documents have to be submitted at the branch with the
application number clearly mentioned on each of these
 Supporting documents can be downloaded from
http://www.iciciprulife.com/public/Others/Download-Center.htm

This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Customer declaration form
•Application no
•Name of customer
•Product name
•Agent code
•Agent Lic#
Customer
signature
Available under Application Form section @
http://www.iciciprulife.com/public/Others/Download
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
-Center.htm
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
ACR
Available under Application Form section @
http://www.iciciprulife.com/public/Others/Download
-Center.htm
ACR to be filled by the advisor/
SP, verifying the customer details
ACR to capture following
codes as applicable:
•LOB/agent code
•Application no
•Bank/Branch/Source
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Post online application submission
Update business codes
Auto upload in LA
Submit all applicable documents
at branch
Issuance trigger by branch
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Application completion and Issuance
Policy ready for issuances
post document submission at
ICICI Pru branch
Prepare ACR
Collect
applicable
documents
Submit all three
at ICICI Pru branch
Customer
Completes
Application
Policy Issuance
Triggered on
document acceptance
& medicals
Auto upload in LA &
Contract creation
Contract Pending
For Issuance
FSC/ Advisor
Activity
Customer
Activity
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
System
agents or brokers and should not be further circulated or used for presentation to a prospect or
Activity
general public at large.
Agenda
Product details
Sell online process
FAQs
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
FAQs

What is the credit available for iProtect?
 100% credit will be available for iProtect to all stakeholders –
similar to all products

How is it different from other term plans in the market?
 ICICI Pru iProtect comes with host of unique features which
are very new for the life insurance industry:
 Completely online: fill in your details & pay online. Cover
starts immediately for non-medical cases
 Instant Life Insurance Cover: up to a certain limit, your life
insurance cover starts as soon as you pay premium online
 These features were earlier seen only in the General
Insurance space. Now you can buy life insurance at the
click of a button
 Other online term plans don’t offer Accidental death benefit,
which provides enhanced cover at extremely low cost
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
FAQs

Is iProtect compatible for all browsers (Firefox, Chrome, IE,
Opera, etc.)
 iProtect application is best viewed using Internet Explorer 6. If
you are using Internet Explorer 8, then please select
‘Compatibility View’ in the Tools dropdown in your top taskbar

While applying for iProtect if I do not complete the online
application form / if there is an error, do I have to start the
application all over again?
 At any time during the online application process for iProtect if
a user drops out & leaves an incomplete application form, an
auto email is sent to the email address which the user has
provided in course of the application process.
 The user can resume the application by simply clicking on the
link received in this email.
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
FAQs

What confirmation do I get for iProtect when I apply online?
 When you complete the online application, after the payment
is done, for iProtect an auto email is sent to the customer's
email address entered during the application process & a SMS
is also sent to the customers mobile number as mentioned
during the online application.

What about the process post the online application? Like
medicals, underwriting, etc.
 The rest of the process stays the same as the normal process.

How much time does it take to complete a transaction?
 The entire application process would take about 10-12 minutes
using a normal internet connection.
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
FAQs

While making the online payment for iProtect, there was an error
message shown on the payment gateway. So does that mean that
the payment did not go through?
 Errors at the payment gateway stage, though rare, are
observed. The most common concerns are if the payment has
been received at our end or if the payment has been made
twice

In any such situations, it is advisable to check with the
bank/credit card company for details of the payment

In case a customer’s credit card or internet banking account
gets charged twice & it is verified & confirmed at our end, then
the extra premium charged would be refunded as per the
existing reversal process.
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
For any queries please write to:
sellonline@iciciprulife.com
This material is strictly meant for circulation within the organization/ solely for training and/or
education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate
agents or brokers and should not be further circulated or used for presentation to a prospect or
general public at large.
Thank You
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