INTERNSHIP REPORT
Name: Mukhtiyar Ali
Program: BBA - Finance
University: Iqra National University, Swat Campus
Organization: Allied Bank, Swat Barikot Branch
Department: Finance Department
Internship Duration: 1st April 2025 - 29th May 2025
Supervisor: Mr. Rashid Khan
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ACKNOWLEDGMENT
I am sincerely thankful to Almighty Allah for giving me the strength and patience to complete this
internship report successfully. I would also like to express my gratitude to my university, Iqra
National University, Swat Campus, for making internship a vital part of our academic program, which
helped me gain practical exposure.
Special thanks to Mr. Rashid Khan, my internship supervisor at Allied Bank Swat Barikot Branch, for
his guidance and support throughout my internship. I also extend my appreciation to all the staff
members at Allied Bank for their cooperation and for providing me with a friendly learning
environment.
Finally, I would like to thank my faculty members and family for their continuous encouragement and
motivation.
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EXECUTIVE SUMMARY
This report is a comprehensive summary of the internship experience undertaken at Allied Bank,
Swat Barikot Branch, in the Finance Department. The primary objective of the internship was to gain
practical knowledge of banking operations, especially in finance-related activities such as account
handling, credit evaluation, financial reporting, and branch performance monitoring.
The internship offered insights into the structure, functioning, and services of a commercial bank and
allowed me to apply theoretical concepts learned during my BBA Finance studies to real-life banking
scenarios. The experience enhanced my understanding of financial instruments, customer dealing,
and operational workflows within the finance department.
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TABLE OF CONTENTS
1. Introduction
2. Objectives of Internship
3. Organizational Overview
4. Departmental Structure
5. Internship Activities
6. Key Learnings
7. SWOT Analysis
8. Challenges Faced
9. Recommendations
10. Conclusion
11. Annexures
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1. INTRODUCTION
The internship program is a compulsory component of the BBA curriculum that aims to bridge the
gap between academic learning and professional practice. I completed my internship in the Finance
Department of Allied Bank Swat Barikot Branch, where I experienced real-time banking activities
and observed how theoretical finance concepts are practically applied in commercial banking.
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2. OBJECTIVES OF INTERNSHIP
- To gain practical exposure to the working of a commercial bank.
- To understand the roles and responsibilities of the Finance Department.
- To apply theoretical knowledge in real-life financial processes.
- To enhance professional communication and reporting skills.
- To analyze the operational structure of Allied Bank.
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3. ORGANIZATIONAL OVERVIEW
About Allied Bank: Allied Bank is one of the oldest and largest banks in Pakistan with over 1,400
branches. It provides a wide range of services including commercial banking, investment banking,
and Islamic banking.
Mission: To provide value-added services to customers through a wide range of financial products
and a culture of service excellence.
Vision: To become a dynamic and efficient bank providing integrated financial solutions.
Core Values: Integrity, Excellence, Innovation, Customer Centricity
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4. DEPARTMENTAL STRUCTURE
The Finance Department of Allied Bank includes the following core areas:
- Account Management
- Cash and Treasury Operations
- Credit Evaluation
- Financial Reporting
- Customer Service and Support
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5. INTERNSHIP ACTIVITIES
During the internship, I was involved in the following activities:
- Assisted in preparing daily cash reports.
- Observed account opening procedures and compliance checks.
- Learned about ATM cash balancing and reporting.
- Assisted in customer record updates.
- Helped in preparing credit file documentation.
- Participated in internal auditing sessions.
- Attended briefings on financial analysis and branch profitability.
- Learned documentation procedures for loan disbursement and repayments.
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6. KEY LEARNINGS
- Practical knowledge of banking transactions.
- Understanding of compliance and regulatory frameworks.
- Improved communication and teamwork skills.
- Exposure to core financial software systems.
- Insights into loan and credit processing.
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7. SWOT ANALYSIS
Strengths:
- Strong brand reputation.
- Experienced staff and structured processes.
- Wide branch network.
Weaknesses:
- Manual documentation in some areas.
- Delays in customer service during peak hours.
Opportunities:
- Digitalization of all branch operations.
- Launch of new digital banking products.
Threats:
- Competition from Islamic banking and fintechs.
- Economic fluctuations affecting deposit levels.
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8. CHALLENGES FACED
- Initial difficulty in understanding the workflow.
- Adapting to a professional corporate environment.
- Limited access to some financial systems due to data sensitivity.
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9. RECOMMENDATIONS
- Improve digital integration for faster processing.
- Enhance training sessions for new interns.
- Increase customer support staff during peak times.
- Encourage more interactive learning modules within departments.
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10. CONCLUSION
The internship at Allied Bank Swat Barikot Branch was a valuable experience that helped me gain
practical knowledge of banking operations, especially in the finance department. It allowed me to
apply academic knowledge to real scenarios and improved my professional competence. I am
confident this internship has prepared me for future roles in the finance sector.
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11. ANNEXURES
- Internship Certificate
- Organizational Chart
- Daily Attendance Sheet
- Sample Reports and Documents
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[End of Report]