A SUMMARY OF THE SOCIAL STUDIES SYLLABUS TOPIC: INDIVIDUAL AND FAMILY Definition of terms used in family • • • • • • • • • • • • • • • • • • • • • • • Family- is seen as a group or social arrangement in which individuals who are specifically related by blood, marriage, adoption or some other factor, grouped together and tend to share a domestic unit ( house) Monogamy- marriage of one man to one woman Polygamy- marriage between more than one person Polygyny- one man having two or more wives Polyandry-one woman having two or more husbands Patrilocal- the couple takes up residence with the husband’s parents Matrilocal- couple takes up residence with the wife parents Neolocal- when a couple establishes their own residence Matrilineal-the privileges and duties follows the female line Patrilineal- the privileges and duties follow the male line Matriarchal-female has dominant authority she is head of the house hold Patriarchal-male has dominant authority he is head of the house hold Patrifocal- family patterns where the father has responsibility Matrifocal- family patterns where the mother has responsibility Marriage-a legal union between twp persons a man and a woman Endogamy- if a person chooses a partner from within their own enthnic group, tribe, religion or class Exogamy- if the partner is chosen from outside these groups Divorce- an legal end or dissolution of a legally contracted marriage Legal separation- husband and wife live apart for a specific period as ordered by a court of law Annulment-is a declaration by a religious leader or church that a marriage is invalid Alimony-maintenance or allowance due to a woman or man from the either partner after divorce or legal separation Kinship- family relationship Status-a social position or rank Functions of the family in contemporary Caribbean society • • • • • • • • • • • As a unit of procreation- reproducing children As a social unit for rearing children- how children are socialized (how they are brought up) As an economic/financial unit for satisfying basic needs As a social unit for satisfying emotional and psychological needs(love, care, attention etc) Cultural- passing on traditions Types of family Nuclear - mother father children Extended - grandmother, grand father, mother father children uncle, aunt,cousin (whole generation) Sibling-household - brother/sister looking after younger bother sister (absence of parents) Single parent - mother and children/child father and children/child (one Parent) Reconstituted family- formed from former families (step parents, step brothers/sisters) Types of unions Marriage – a legal union between a man and a woman. • Visiting relationship- the man and woman lives in their own homes(separate) but are involved sexually and children may result • Common law(consensual ) union-a man and a woman living together in mutual agreement based on love without entering into a legal or formal marriage Roles and responsibilities of members in the family GRANDPARENTS - assist parents in the up bringing of the children, contribute to social emotional and economic development of the child, assist in solving marital problems, babysit in absence of parents and pass on traditions of the family. PARENTS –provide the basic economic needs of the children, socialize the children to conform to the values and attitudes of society, providing emotional security (encouragement, solve problems etc), communicate and share ideas with children, pass on tradition. CHILDREN- assist parents in the running of the home, respectful to themselves and others. Family patterns in the Caribbean Our family structure is governed to some extent by the influences of our Africans, Asians Europeans and Amerindians ancestors. Some of the patterns include: • Under the system of slavery, African men and women were not allowed to be legally married. I am sure you have heard of all the hardships endured by Africans under this cruel, inhumane system. All their rights were taken away and they were forced to abide by the injustices of the Europeans who “owned” them. Marriage was another right the Africans could not have. As a result, African men and women faced two choices: they either lived together and had children without being legally married, or men merely visited the woman on occasion over a period of time.(hence common law union) • The Amerindians believed that newly weds should not have sexual relation until after three days. Going against this was a sin. The reason for this is that they have received the body of Jesus Christ to whom respect is due. • The Europeans customs demanded that dating courtship and marriage precedes the establishment of a family. Only when an engagement was announced were the couple allowed some freedom in their relationship. Marriage partners were chosen for love. Marriage usually leads to children. Marriage was viewed as a contract with strict definition of masculine and feminine roles. The man was the bread winner and the woman looked after the house and children. they were Christians believing in monogamous marriages and church ceremonies( baptism, wedding and funeral) associated with birth, marriage and death Factors which contribute to the changing roles of members of the Caribbean • Status of women in society- women are holding high positions in society as they have achieved their ambitions and are playing leading roles in their chosen field. Women have managed to show their leadership qualities by reaching the top in many professions. • Choice of employment- more and more women today have paid jobs. They can be found working alongside men in both professional jobs and non- traditional jobs having equal pay for work of equal value. Hence they are involved in the sharing of financial and economic needs. • Educational opportunity- this is available to men and women equally. • Available technology- as a result of advancement in technology a number of devices have been developed to aid in the execution of duties within the home. Examples of these include: dishwasher, washing machines etc. Hence the time a woman used to spend carrying out traditional work in the home such as washing, coking cleaning has been reduced. Therefore women have more time to seek employment, educational opportunity and spend more time with the family. • Leisure activities- in the Caribbean men and women share equal access to leisure activities. As a result of this some women spend less time at home than they did in the past. Results of the changing role of members in the family • Identity crisis- our sense of identity is largely gained from the roles we have within different situation, but especially within the family. Having the status of mother or father forms part of their identity, and as such they have specific roles within the family where the mother is the care giver and the father the breadwinner/ provider. If a man’s understanding of his male identity is as the provider and head of the household then his identity might be threatened when his wife is also earning an income and sharing household decision making. So too of the mother when she seeks full time employment; it clashes with her identity as a mother especially if she has to place her children in someone else’s care while she is at work. • Role conflict- this is usually applied to the situation where he ability to perform one role is hindered by the need to perform another role at the same time. For example, a father will find his caring for his family role in conflict with his role as a breadwinner if he has to move away in order to find work. Similarly, a working mother might find it difficult if her husband still regards housework and raising children as a mainly female role. • Independence – women are becoming independent in that they are working to provide for themselves and families. Greater recognition of women rights have led to more educational and job opportunities being available to them hence greater independence of woman • Development of self esteem and confidence of women- because women are now a part of the labour force and they have equal access to educational training this have built their confidence, self esteem and independence in society as they enjoy equal pay for work and has access to male dominated jobs. • Marginalisation of males- because males have for a long time generated the financial wealth in the family as they have occupied the role of breadwinner and the chief disciplinarian and main source of authority they were seen as the head of the household (patriarchal) however since women have been included in the labour force some women are earning the same income as men or even more the traditional role of males in the family has changed. As a result men are no longer seen as the dominant or superior person in the family or in society. Hence most Caribbean families are equalitarian. Preparation for parenthood It is during the period of courtship that individuals seek to develop the traits necessary for good parenting. The couple needs to be aware of what parenthood involves and to prepare for it. Individuals need to be ready: • • • • Physically prepared- because of the many health issues associated with pregnancy it is important that a woman is physically mature and healthy to bring a child to full term. The female body should be healthy enough to enable her to deliver the baby without bringing dander to herself and the health of her baby. Economically- it is important that before a couple decides to have a baby they are financially prepared. Being financially prepared means that the couple can be adequately provide for the basic needs for the child and can meet the financial demands of the home. Emotionally –the parent should be able to cater for the needs of the child through love, care, security, support and attention Psychological- this is where the couple is mentally prepare themselves for a child in the family. Characteristics of a good parent • • • • A good listener- listen to children views and opinions A good role model- show good attitudes and values that children would want to follow Make time for the family- spend time with children and become involve in their lives Display unconditional love- love children regardless of what they have done but express how you feel about they are doing or have done Contemporary social issues These are everyday concerns in modern society that individuals groups and government have to consider seriously. These include: • Substance abuse- alcohol and drug abuse • Teenage pregnancies • Child abuse • Domestic violence- abuse in the home • Sexually transmitted diseases- AIDS/HIV, gonorrhoea, syphilis etc. • Poverty • Street children • Suicide Social Issues Causes Teenage pregnancyunderage girl becoming pregnant (13-19 years old) *Peer pressure *Dysfunctional Homes *abuse in home *poverty *low self esteem *curiosity or experiment Child Abuse-the abuse of a child physically, mentally, sexually etc by a parent or guardian *substance abuse *parent or guardian was also abused *stress of parents *insolent children *financial or other problems experienced by parents Street Childrenchildren who live on the street between the ages of 5 and 17. *unemployment of parents *parental neglect *peer pressure *poverty * lack of parental control *death of parents Effects Solutions *places stress on the county’s financial resources *disruption in the education of the teenage mothers *higher rates of poverty *medical concerns *death *causes child to be violent or aggressive *physical or mental impairment * emotional and physical scars on children *resentment of parents *increase in crime and violence *place a pressure on the county’s social infrastructure *reduce the productive members of the labour force *involvement in extra-curricular activities *teaching sex education in schools *promotion of contraception and safe sex for teens *peer counselling *counselling of parents and abused children *discouraging corporal punishment *providing affordable child care * using other methods of punishment than beating etc *placing children into homes for safety *providing skill training for these children so they can contribute to the society *provision of foster homes for these children *exposure to drugs and guns *low self esteem *increase in criminal activities *strain on country’s resources *low self esteem *disruption in family relationship *county robbed of human resources *depression on family Poverty- the inability to afford the necessary items for survival. *unemployment *lack of education and training *limited financial resources *economic hardship (recession) Suicide- the act of purposefully killing oneself. *broken relationships *death or loss of love ones *substance abuse *depression *emotional and financial stress Sexual transmitted diseaseinfectious diseases cause by viruses which are transmitted by sexual contact. Juvenile Delinquencycriminal activity committed by a child below the age of 18. *multiple sex partners *unprotected sex *ignorance *promiscuity *prostitution *strain on financial resources of the country *deprivation of the country’s labour force *increase in the dependency ratio * strain on health care *lack of parental supervision *parents are working most of the time *neglection *break up in the family *drug abuse * peer pressure *strain on country’s resources * drop out of school *imprisonment *poor reputation and character Incest- sexual relation between family members *ignorance *lack of spousal activity *family dysfunction Alternative Lifestyle- this is a lifestyle that is going against the accepted norm and values of a society. *experiment *lifelong preferences *money *freedom of choice *mental and emotional scars on the individuals *depression *it carries a very bad stigma *can lead to death of the individual that engages in this life style * erodes the values and norms of society especially the church teachings * provision of welfare for poor families *creating employment opportunity *welfare provision *non governmental agencies assisting these persons *counselling *provide encouragement for victim *having good and supportive friends * share problems openly with close friends and love ones. *get tested * teaching of sex education *use of condoms and the availability of these *having on sexual partner *informing the public about these diseases and their transmission *teaching children not to engage in delinquency *providing clear rules and punishment for behaviour *family counselling *guidance counselling at school *teaching methods to abstain from peer pressure *family and individual therapy *counselling * participation in support groups *more involvement of the church *counselling *more parental influence *abstinence from this type of lifestyle Laws in divorce The grounds for divorce or the conditions for a divorce include: • Proof of adultery • Unreasonable behaviour • Separation for two years(consent of partner required) • Desertion for two years Laws in childcare When a couple decides to divorce, separate or break off the relationship a court of law may order the parent of the chid (usually the father) to make monthly maintenance payments for the up bring of thee child. If the money is not paid a warrant is issued to arrest the defaulter. Past paper questions on family 1. Define each of the following: sibling household and single parent family (b) Identify two types of non legal unions that consenting adults enter into in the Caribbean (c) State two problems children in a single parent family face (d) Give three reasons why parents may need guidance in dealing with teenage children 2. Describe three factors that may improve the quality of life of the elderly (b) Give one reason why some families prefer to have their elderly at home (c) Give two reasons why some families send their elderly to a home for the aged (d) Suggest two actions that the government may take to improve the condition of poor elderly persons END OF THE CONCEPT FAMILY TOPIC: INDIVIDUAL AND SOCIETY- Social groups and institution Definition of terms used in groups and institution Society- is a group of people held together by a common culture Culture-is the way of life of a people. (The way you talk, the way you dress, the food you eat your beliefs, values and attitudes Group- is made up of two or more persons engaged in any type of activity with each other Types of groups Primary group-a group where the relationship takes place face to face (a small group) it can also be divided into informal and formal group. Example of primary group is a class with its teacher. Secondary group- this is usually larger than a primary group. There is not a great level of personal contact and the arrangement is formal. Example: Political parties, trade unions Formal group- this group has a formal structure and may require membership, election code of conduct. Example: sports team, scout group Informal group- this has no set rules controlling membership and organization. Example: peer group Peer group- this is formed by people of the same age group. In this group certain attitude and behaviour are expected. Example: a group of girls or boys Interest group- in this group person shares the same likings in this there is an exchange of news on all sorts of topics. Examples: sports club, religious group Voluntary groups- formed to provide some service to the community or to support a good cause. Example: red Cross, Kiwanis club Involuntary group- in this membership is not voluntary; members are forced to belong because they have no alternative. Norms-these are unwritten rules which exist in a society. A norm is a pattern of the way we expect people to act and behave. Example it is right that a child grow up with and living at home with their parents Mores- these are norms which deals with respect for others. They become moral values. Example it is wrong to steal and kill Folkways- are types of norms which are generally kept by society but breaking them is not morally wrong example forming a queue (line) celebrating birthday Law- is a mean of social control. It is set out in writing and specific penalties are drawn up if they are broken Basic requirements for group cohesion An individual may join a group because he/she can identify with the aim of the group and make a contribution. However a group is made up of different individuals. Therefore there are necessary things that need to be done for the group to survive these are: • Leadership- this ensure the goals of the group are achieved • Control- this ensure that that member conform to expected patterns of behaviour • Cooperation- each member must play their part • Authority- this is the right of the leader to influence others to get things done • Commitment and loyalty • • • • • Characteristic of social groups Voluntary or involuntary membership Marks of identity (badges, uniforms) Common needs and interests Cooperation among member to achieve goals Specific ways of interacting which are determined by rules and regulation Aspects of social interaction within and between groups • • • Competition within a group in relation to the interest and needs of groups Cooperation between groups in relation to attainment of group goals Change in inter and intra group relationship Institutions Institutions- these are widely shared beliefs, norms or procedures which satisfy basic needs. They can also be seen as arrangements by which individuals groups and organization resolve central problems of living Types of institutions and functions Educational – to prepare the individual for the world of work, and to ensure the all round development of the individual by providing students with the basic reading writing skills, and to make individuals literate and prepared to live in society Religious- to reinforce the beliefs in a supernatural being, and to teach a reverence for life, to provide identity for individuals Government- to direct and control the country’s affair, to enforce laws, to make laws ant to set policies to guide the country Economic – these describe a range of activities in which individuals groups and organization engage to satisfy needs and wants they include the range of financial services provided for by banks, stock markets credit unions etc. Characteristics of institution A social norm: • Made up of norms, mores and values • They endure over time (generation to generation) • Can be modified • Satisfy basic and specific needs of individuals • Forms the basis for the developments of organization An organization: • A hierarchical structure • Specific functions • Written rules • Symbols • Endure over time Government as an institution (terms in government) Government refers to a group or an agency of political officials that direct and control the affairs of the country unbehalf of the citizens who elect them. Constitution-a system of basic principles according to which a nation state or group is organized Electorate- person eligible to vote Democracy-rule by the people Universal adult suffrage-persons over the age of 21 was allowed to vote after 1944(it has been lowered to 18) Bicameral- this is the description of parliament that has two houses Unicameral-description of parliament with one house Caribbean Common wealth countries-Jamaica, Bahamas, Guyana, St.Vincent Trinidad and Tobago, St.Lucia, Belize, Dominica, St. Kitts, Antigua and Barbuda, Grenada, Barbados Constituency- electoral districts Functions of government • • • • • • Raise revenue through direct and indirect taxation Provide social services (welfare, education, health, public utilities) Manage the finances of the country(budgeting) Maintain law and order Create employment opportunities Maintain international relation Structure of government The structure of the government is determined in large part by the constitution of the country. The constitution describes the relationship of various parts of government to one another and the functions to be carried out by each part. In the structure of the government there are three arms of government • Legislature- Functions: (law making arm), make and repeal laws, to introduce laws, amend laws or alter existing laws and to discuss matters of urgent concern • Executive-Function: ( policy making arm) to discuss draft legislation, to decide on the budget, to maintain proper security and defends for citizens, to obtain loans from national regional and international sources. • Judiciary-Function: (enforce the laws) to interpret law to make case law to enforce law by the administration of justice. The court system in the Caribbean The judiciary is the legal system through which: sanctions can be handed out to individuals or organization that break the laws and disputes between individuals or organization can be resolved. In order of hierarchy, the court system in Caribbean countries I. Caribbean Court of Justice II. Court of appeal III. High court - civil and criminal division IV. Magistrates’ court Functions of the courts Courts Magistrates’ court High court- criminal division High court - civil division Court of appeal Functions Trials in a magistrates’ court are called summary trials Magistrates: try minor criminal offences, conduct preliminary enquires into criminal or indictable offences such as murder or rape, conduct (in a coroner’s court) investigates into unnatural deaths. Tries the serious offences for which the magistrates’ court conducted preliminary. Settles disputes relating to civil matters such as divorce, libel and property disputes Consists of a panel of three judges. An individual who believes ho/she did not receive a fair trial in either magistrates’ or high court may have the case reviewed. Any sentence or fine imposed by the lower court may be upheld, reversed, increased or decreased. Caribbean Court of Justice (CCJ) The final court of appeal for members of CARICOM who are signatories of the CCJ. The CCJ also functions as an international tribunal, applying rule of international law in respect of the interpretation and application of the CARICOM treaty. Roles/functions of the police ⚫ ⚫ ⚫ ⚫ ⚫ ⚫ ⚫ ⚫ ⚫ Protect life and property Prevent crime Detect and investigate crime Apprehend and interrogate suspected criminals Preserve peace and maintain order Enforce laws Investigate accidents Monitor traffic flow Execute warrants The role of the Prime Minister The prime minister is the head of government. He/she is appointed by the head of state ( the governor general or the president, depending on the government system). the prime minister has several powers and functions. He/she : ⚫ ⚫ ⚫ ⚫ ⚫ ⚫ Determines the size of the cabinet and chooses its members. Recommends the appointment or dismissal of cabinet members to the governor general. Assigns or reassigns responsibilities to cabinet members Chairs cabinet meetings Fixes the dates for elections Takes the lead in formulating policies for the country The role of the opposition The opposition parties criticise and oppose government policies with which they disagree. A strong opposition: ⚫ ⚫ ⚫ Ensures that the legislature keeps the power of the executive in check Ensures that the government is accountable for its actions, revealing weaknesses, mismanagement or corruption Introduces its own bills to improve the governance of the country Types of government system Crown colony government- all the British colonies had come under direct control of the crown it consisted of a governor appointed by the crown and a council made up of people in the colony chosen by the governor. In other word the people representing the population in the colonies where not elected but chosen by the governor. Today Anguilla, Turks and Cacios, Cayman Islands, British Virgin Islands and Montserrat are examples of this government in the Caribbean. Constitutional monarchy- is one where the British monarch through her representative the governor general remains as head of state. However real power stay with the elected government. This system is based on the British west minister model (British system). Characteristics are: two party systems, separation of power, general election every five years, cabinet system of government. Jamaica, St. Vincent and Barbados use this system Republics- in this the people are considered as sovereign and their representative, the president is the head of state in this the president is the head of state and head of government. Guyana and Trinidad and Tobago use this system Structure of the different government systems Structure of crown colony government Monarch | Governor (has almost complete authority) | Executive council (appointed by the governor) | Legislative council (elected representative of the people) Structure of constitutional monarchies Monarch | Governor General (ceremonial head of state) | Senate | House of representative Structure of Republics President | Senate | House of representative Types of electoral systems in the commonwealth Caribbean In the common wealth Caribbean countries they use basically two types of electoral system to choose their government these are: the first past the post (simple majority) and the proportional representation. The government is chosen through the legislative arm of government First past the post (simple majority) In this system the country is divided into constituency (electoral districts). The political party that wins the most constituencies or the highest number of seats in the House of Representative forms the government. The political leader that commands the majority of seats in the house of representative to form the government, this individual becomes the head of government-prime minister. Jamaica and all the other countries in the common wealth Caribbean EXCEPT Guyana use this system. Example: Constituency: left side Political parties number of votes PNG 4,030 PNP 3,900 JLP 3,050 The winner is PNG as the won the most number of votes • • • Advantages of first past the post There tends to be a close relationship between the representative and the constituents(member of parliament mp and the people in the community) There is more awareness of the needs of the constituents The representative has a responsibility to the constituents who elect him/her Disadvantages • • • Possibility of gerrymandering( to manipulate the boundary of a constituency so one party has an unfair advantage) Neglecting of the opposition constituency A party with the minority support can form the government Proportional representative In this system the whole country is treated as a single constituency.any number of political party can contest the election. Each political party puts up a list of candidates to fight the election block to block. On Election Day the people vote for the political party of their choice. When the count is taken if one political party get 50 percent of the votes it gets 50 percent of the seats if another gets 40 percent votes it get 40 seats and so on. Each party will then list from the top the persons to fill the seats which it has one. • • • • • • Advantages of PR Gerrymandering is prevented as no boundary exist Strengths of a party in the legislature reflects the strength of the party in the county Each representative represents the whole country and not just a specific area or constituency Disadvantages The close relationship which can exist between the representative and the constituents would disappear in this system as there are no constituencies Decision making are difficult as there is a number of political party where neither of them has a clear majority It allows the existence of small secretariat groups How political parties prepare for elections • • • • • • • • Selects candidate Raise funds Conduct campaigns Identify important issues Monitor the party in power/opposition Monitor the election process Commission public opinion polls Publish manifesto Factors that influence the outcomes of elections • • • • • • • Media coverage Campaign advertising Public opinion polls Voter turnout Voter attitude toward government Campaign strategy Campaign spending Factors that influence people to vote • • Newspaper- everyday thousands of people receive the daily newspaper they read the items of news, special articles etc, in this way the whole country is presented with a point of view and is influenced by this presentation Radio and television- these are a very power full method of influencing people opinion as people can listen to it in their leisure time, at work or while they are travelling • • • • Family- this helps to influence people opinion as this is the first agency of learning hence a person follows after their family or generation Community-the community in which you live influence your vote Party policy Religion Factors that influence voter participation in election • • • • • Voter attitude towards government Voter loyalty to political party Education Age income Rights and freedom of a citizen • • • • • • • • The right of an individual to equality of treatment from any public authority in the exercise of any function (treated fairly by police soldiers etc) The right to join a political party to express political views The right to a parent or guardian to provide the basic necessities The right of an individual to life and liberty Freedom of movement( go about anywhere in Jamaica freely) Freedom of religious beliefs(worship whomever you chose and worship any day you chose) Freedom of thoughts and expression(freedom of speech) Freedom of press Responsibilities of a citizen • • • • To obey and act in the spirit of the constitution and the laws of state To exercise the rights granted to him/her To know his/her rights To contribute in proportion to his/her means to the revenues required for providing public services that is paying taxes Role of the ombudsman An ombudsman is an independents public official who investigates complaints made by citizens who allege (not proven) that they have been unjustly treated or victimized by government departments and agencies. The ombudsman is responsible for parliament and belongs to no political party. Past paper questions on institutions 1. Define the term culture (b) Name two traditional religions to which people in the English speaking Caribbean belong (c) List two types of music that have emerged as aspects of the culture of the people in the Caribbean (d) Give three reasons why young people in the Caribbean should know their cultural heritage 2. State the characteristics of an institution (b) State three functions of an educational institution (c) Explain three ways in which an institution controls its members (d) Suggest two ways the government may correct the behaviour of delinquent youth in your community 3.Draw any one of the three system of government (a) name one CARICOM country that uses the system drawn (b) name another CARICOM country that use another system of government (c) explain the functions of the three arms of government (d) suggest one way in which a citizen of a CARICOM country may participate in the governance of his/her county END OF INDIVIDUAL AND SOCIETY TOPIC: DEVELOPMENT AND USE OF RESOURCES: physical resources Physical resources are the natural resources of the earth. They include: land, forest, water, marine environment, soils, mineral and energy. People need physical resources for food shelter and the production of goods. The government and international organization are engaged in the further development of these resources for economic purposes and wellbeing of citizens some countries including the Caribbean posses physical resources in large quantities. There is an interrelationship between human resources and physical resources; physical resources are exploited for the development of people and societies however the environment must not be destroyed in the process. Natural resources are broken down into groups: • Renewable Resources- these are resources that can be replaced, restored or regrown therefore mankind will never run of out of the stock of them. • Non-Renewable Resources- these are resources that cannot be replaced, restored or regrown. Therefore when mankind run out of the stock of these they will have to find substitutes to replace them. Examples of these are: Renewable resources- agricultural land, water, forest, beaches, marine life, solar energy and wind. Non- renewable resources- petroleum, bauxite, gold, diamond (minerals), fossil fuels (is fuel that is formed from the remained of dead plants and animals) coal oil and natural gas Uses of Natural Resources • • • • • • • • • Land- this is used for farming, production of agricultural products, beaches and parks set aside for tourism development, housing settlement and agricultural development Forest- is used for: providing jobs( planting, saw milling), provide recreational opportunities(hunting, hiking), provide lumber for furniture, houses Water- used for: energy ( hydroelectric power), domestic purposes(drinking, bathing), irrigation(supply land with water eg.watering of plants), recreation(boating, fishing) Energy – is the power which a body or system possess for doing work Hydroelectric energy- used to produce electricity by using the energy given off by moving water in rivers or waterfalls Wind energy- use to generate electricity Bauxite-used to produce aluminum Solar energy- this is energy from the sun and can be used or converted into electricity Petroleum- is used in homes, transportation and manufacturing Minerals found and energies in the Caribbean Oil Countries in the Caribbean that have these minerals Trinidad and Tobago, Barbados, Cuba, Venezuela Bauxite Jamaica, Guyana, Haiti, Dominica Republic, Suriname Guyana, Dominica Republic, Venezuela, Suriname Cuba, Jamaica, Dominica Republic Cuba, Dominica Republic Cuba Guyana Barbados. Grenada, St.Kitts and Nevis, Antigua and Barbuda, St.Lucia, St. Vincent, Dominica Jamaica, St. Vincent, Dominica Antigua, Barbados, Montserrat Gold Gypsum Nickel Copper Diamonds Forest Hydroelectric power Wind energy Crops in the Caribbean Sugar cane Countries Jamaica, Cuba, Belize, Dominican Republic, Puerto Rico, St.Kitts, Barbados, Trinidad and Tobago, Haiti Jamaica, Haiti, Dominican Republic, Puerto Rico, Grenada Cuba, Belize, Dominican Republic, Puerto Rico, Trinidad and Tobago Dominican Republic, Puerto Rico, Trinidad and Tobago Cuba, Jamaica, Dominican Republic, Puerto Rico, Trinidad and Tobago Jamaica, Grenada Bananas Citrus Fruits Cocoa Coffee Spices Tobacco Uses of the land In the Caribbean region, a significant proportion of the land is used for the following purposes: • • • • Peasant farming; Commercial production of the agricultural products; Beaches and parks set aside for tourism development; Housing settlements and industrial estate. Forest Use • • • Forests are also important because they: Provide jobs-planting,felling,saw milling and transporting; Provide recreational opportunities-hunting, hiking and sightseeing; Provide lumber for houses, furniture, etc. Water Use Water is essential to life. No water on earth means any life on earth. It is the most abundant and widely distribute chemical compound on earth. All these aid in the development and self reliance of a country. Water use is for: • • • • • Health Irritation Energy (hydroelectric power) Recreation (boating,surfing,fishing) Domestic purposes (drinking,bathing,washing) Environment as a resource Physical resources have to be extracted for use and proceed to make products to satisfy man’s needs and wants. This can cause pollution. Pollution can be defined as the introduction of a foreign substance into the environment which defeats the ability of the environment to adjust or cope with it. The result is that the environment no longer remains pure but is contaminated and may even be destroyed. Environmental pollution also affects man’s health. There are many different types of pollution each causing effects on the environment some of these are: Land pollution Land pollution is cause by the following: • Dumping solid and liquid wastes in backyards, at roadsides, vacant lots, beaches • Dumping or burying of toxic waste by industry; • Improper use of fertilizers or pesticides by farmers Effects The consequences of land pollution are as follows. • Its creates an unhygienic environment which promotes the spread of disease, e.g. cholera and dengue, by flies, mosquitoes and rats. • It causes offensive odours. • Toxic waste poisons the soil preventing food production or human settlement. Prevention Land pollution can be minimizing by: • Education awareness programmes; • Laws to prevent the disposal of solid waste; • Recycling Fresh water pollution Fresh water is found in streams, rivers, lakes and springs. Fresh water pollution may be cause by: • Housing waste which enter the drainage system; • Agricultural inputs and waste-pestcides,animal manure and inorganic fertilizers; • Oil spills Effects of fresh water pollution • • • Ground water/surface water transmits diseases to man Livelihoods’ are disrupted, e.g. fishermen Tourism decline Prevention Government can introduce policies to reduce marine/coastal pollution. Introduce education awareness programmes about the value of water and sea as resource. Make laws forbidding the dumping of harmful waste into sea. Air pollution Human activities are the major cause of air pollution. Air pollution is cause by the following: • Exhaust as result of factory operations; • Motor vehicle exhaust • Burning refuse Effects • Air pollution, which includes smog, lowers visibility • • It damages plant life It affects human health (increase asthma and other respiratory ailments) Prevention • • Introduction of education awareness programmes Use of unleaded gas and compressed natural gas Noise pollution • • • • • • • Some causes of noise pollution are as follow: Noise created by transpiration, e.g. blare of sirens, honk of horns, squeal of brakes, roar of jet aircraft; Construction noise, e.g. sound of jackhammers, pneumatic riveters, bulldozers, concrete mixers etc Effects of noise pollution Annoys and districts Hinders concentration Creates nervousness Prevention Use of awareness programmes on dangers of noise pollution Use of ear plugs Conservation of the Environment Conservation is the management of the environment to ensure adequate supplies of natural resource for today’s generation and future generations Conservation therefore involves: • Protection of resource (animals,water,land,soil,minerals, etc) • Reduction of consumption • Reduction of waste Conservation should be a concern of government and people everywhere because population growth has resulted in an increase in the demand for renewable and nonrenewable resource. Water conservation looks ways to reduce consumption and wastage of water. Forest conservation attempts to increase the quantity and variety of trees and plants, reduce losses in growing timber (cause by fires, desease and weather) and develop new resistant strain of trees. Wildlife conservation includes development of wildlife parks and reservation and the regulation of hunting and fishing season through license and permits. Conservation of water • • • The use of water meters(see how much water is being used) The construction of dams and reservoirs( storage of water) Improvement in personal habits such as turning taps off after use, or promptly repairing broken mains Conservation of land Educational programmes on the conservation of lands must be ongoing, so that the society understands the importance of land in the balance of nature. The preservation and projection of land are especially important with the increasing use of disposable cans, disposal bottles and other containers with which man litters the environment. Land conservation measure may include the following: • • Zoning –allocating areas for agricultural activities only or for housing only Improvement of farming techniques: - Proper use of fertilizer - Irritation measures Conservation of forest • • • A forestation(planting of forest trees) Reforestation where deforestation has been widespread(replanting forest trees that have been cut down) Introducing zoning legislation (laws) so that forest areas are not used for housing construction. Conservation of marine life • • • Banning certain fishing methods e.g. drift net fishing and use of explosives Limiting size of fish that can be caught Establishing a closed season or banning the catching of endangered species of marine life e.g. turtles, whales and conch REGIONAL INTEGRATION Major challenges facing the Caribbean • • • • • • • • lack of diversification unemployment and unemployment low levels of production and productivity high level of indebtedness high level and cost of imports small size and small national markets low value of exports differences in resources distribution • • • • Factors promoting regional integration common culture (members have similar culture such as music, food, language etc) common economic and social issues vulnerability External challenges/ effects of globalization( all the members have these problem so they need to integrate so as to solve these problem) • • • • • Factors that hinders regional integration differences in stages of growth and development absence of common currency unequal distribution of resources lack of diversification in production competition for local industries • • • • • • Benefits of regional integration reduction in unemployment and underemployment improvement in the quality of life free movement of goods, labour and capital increased market size expansion of trade increase cooperation among member states Role of citizens in the integration process • • • • support regional producers invest in local and regional business being informed entrepreneurship Role of business organization • • • improve competition provide opportunities for investment and employment improve range of quality of goods and services Role of government • • • enabling legislation honouring protocols educating citizens about the objectives and benefits of integration Areas or regional cooperation • • • • • Agriculture – CARDI (Caribbean agricultural research and development institute)-provides assistance to agricultural business to improve productivity and explore new opportunities, provides technical advisory services Education-UWI ( University of the West Indies), CXC( Caribbean Examination Council) Sports – CONCACAF( confederation of central American and Caribbean Football) Health – CAREC ( Caribbean Epidemiological centre), CEHI (Caribbean Environment health institute) Emergency response – CDERA (Caribbean Disaster Emergency Response Agency) - provides assistance in times of disasters, and formulates disaster management plan. Defining terms as relate to CARICOM Bilateral agreement- an agreement between two countries Multilateral agreement- an agreement between many countries Regionalism- working for the benefit of the region Infrastructure- this include all the man made resources such as roads, runways, water supply, sewage disposal etc. CARICOM- shortened name for Caribbean community CARICOM countries- its member ship has been widen and now include: Antigua and Barbuda, Bahamas, Barbados, Belize, Dominica, Grenada, Guyana, Jamaica, Montserrat St. Lucia, St, Vincent and the grenadines, Trinidad and Tobago, Haiti, Suriname, and Dominica republic Economic integration- any type of agreement in which countries agree to coordinate their trade and monetary policies Trade liberalization- the removal or reduction in trade practices that thwart (prevent) free flow of goods and services from one country to another. Globalization- is a process of interaction and integration among the people, companies and government of different nations through international trade. Trading blocs- nations/ countries belonging to a mutual trade pact agreeing to give each other reduced trade tariffs (taxes placed on goods)and other accommodations while imposing trade barriers and restrictions to non member nations • • • Objectives of CARICOM To deepen the free trade among member states(Countries apart of CARICOM) in this the duties and quotas (taxes) are remove and any other obstacles for the importation and exportation of goods between member state(goods are traded freely) To foster cooperation in non economic areas such as health, education, communication, culture, youth and sport To maximize the bargaining power of member states so that they can deal effectively with multinational corporations and larger countries. Function of CARICOM CARICOM member states derive many benefits from the organization. When states integrate, they become eligible to benefit from all the institution of that union. • Individually, the member state is too small to withstand economic completion from larger countries and trading blocs. When resource such as oil, bauxite, sugar and species are pooled, the Caribbean should also be able to negotiate better deals in economic agreements. • Caricom is also committed to trade within region. Therefore, integration provides a larger market for the individual member state. • Caricom has a stronger, more persuasive voice in global matters than individual state do. Size means power and with this power, an integrated Caribbean will be increasingly able to influence the direction of world affairs. A united Caribbean should be better able to prevent spur-of-the moment invasions of member state by other countries. • Integration should foster a sense of Caribbean identify. It should allow caricom people to explore and better appreciate the cultures of other member states. Caricom countries also benefits from the talents of their individual members. For example, an idea developed by a St.Lucian may improve produce techniques’ in Jamaica. Problems in CARICOM CARICOM has existed since 1973. However, the integrated and co-operation desired for the region’s people have been slow. Here are some of the problems in CARICOM: • One reason for this is member states conflict between national and regional loyalties. Countries have been more concerned with achieving the mandate given to them by their electorate than attending to and implement regional goals which would result in benefits for region. Elected governments often attach more importance to seeing their member states achieve status in international areas as nations than as a part of caricom, even though they understand that small individual nation states wield little power. • Some CARICOM member’s states have more resource than others. The moredeveloped countries are fortunate to have deposits of mineral resources. Throughout caricom’s history, they have wanted to utilize income gained from wealth for their country’s benefits rather than for regional benefits. The moredevelop countries compete amount themselves to attract investors, offering a variety of incentives to woo multinational companies. • Each country wants its own factories to produce items for its people as it seeks to export goods. This is preferred to strategically placing different types of factories in several caricom countries to produce items for the entire region and other countries. There are other organizations that work with CARICOM for the purpose of integration regionally and internationally each having their own objectives to be met and it also takes on membership from various member states. These are: Organisation of Eastern Caribbean State (OECS) OECS is a governmental organization dedicated to economic harmony and integration protection of human rights and the encouragement of good governance between countries. It is also responsible and liable in the event of natural disaster (hurricane). Some of the objectives of OECS are: • Wants to strengthen-operation among member states at regional and international levels; • Promotion of unity and solidarity among member states and defending their sovereignty and independence; • Promotion of economic integration through the eastern Caribbean common market; • Arrange for overseas representatives to work together for common foreign policy objectives. Members of OECS: Anguilla, Antigua and Barbuda, British Virgin Islands, Dominica, Grenada, Montserrat, St. Kitts and Nevis, St. Lucia, St. Vincent and the Grenadines Association of Caribbean states (ACS) The association of the Caribbean states bring together for the first time the English, Spanish French and Dutch speaking countries and territories of the Caribbean Sea. • • • Objectives of ACS Wants to strengthen cooperation and integration among member states through economic activities by trading raw materials and finished products among members Preserve the Caribbean environment Member countries should work together on pollution problems and to develop conservation strategies thus ensuring sustainable development in the Caribbean region Members of ACS: Antigua and Barbuda, Bahamas, Barbados, Belize, Columbia, Costa Rica, Cuba, Dominica, El Salvador, Grenada, Guatemala, Guyana, Dominica Republic, Haiti, Honduras, Jamaica, Mexico, Nicaragua, Panama, St. Kitts and Nevis, St. Lucia, St. Vincent and the Grenadines, Trinidad and Tobago, Venezuela For these organizations to function there are factors that promote cooperation among the members and also factor that hindering corporation among the members. There are also specific areas of cooperation, some of these are: Past paper question on CARICOM 1. State two factors which facilitate regional integration in the Caribbean (b) State one factor which hinders regional integration (c) Describe three ways in which CARICOM members states have benefited from regional integration (d) Suggest two ways in which the government may encourage local manufactures to support regional integration Human Resource Defining terms used in human resource Human resource- this is the energies, skills talents and knowledge of people which are or which potentially can or should be applied to the products of goods and services. Population- refers to the total number of people who live in any given area at a certain point in time Birth rate- refers to the number of live births in one year per thousand of the population Death rate- refers to the number of death per thousand of the total population Natural Increase- this refers to when the birth rate exceeds the death rate Life expectancy- refers to the average number of years that a newborn baby can expect to live Infant mortality- refers to the number of deaths each year per thousand infants under the age of one year in a given population Population density- refers to the geographical location of the people in a population Population distribution- is the concentration of population in a given unit of area Migration- the permanent movement of persons from one geographical location or region to another Net migration- this is where the number of people immigrating exceeding those emigrating Emigration – this is the movement of people out of the region or country Immigration – this is the movement of people into the region or country Resources- anything living or non living thing(s) which may be useful to a people and their society (human beings land forest animals etc) Employment-holding a position or a job where a salary or wage is received Unemployment- without a paid job Underemployment- jobs in which people are overqualified for Unemployable-person who cannot get a job at all or will not work for varying reasons Labour force-persons who are employed and unemployed Urbanization-growth of cities/ concentration of resources and facilities in towns and cities All societies contain resources. Use of these resources depends on the quality of the people- the human resource. All institutions in the society- family, education, religion and politics- influence and shape the quality of the human resource and the quality of the human resource contributes to the progress of these institutions. Therefore the skills, values, attitudes, habits, talents and capabilities that are possessed by the population or which may be developed through training are crucial to the development of society. The potential of our human resources can be realized by: good family life, good government, good nutrition and health, good formal education, good work ethics, good moral and religious education, good peer interaction, a healthy and clean environment etc. Development of human resources through: Health- health is an embracing term for physical mental emotional and spiritual well being. The economic development of any nation is dependent upon its population being physically and mentally health. People who are ill cannot produce gods and services required by the country. In order to ensure that its population is healthy the government must make health care a priority by having a well organizes health department or ministry, sufficient doctors, nurses pharmacists etc. Nutrition- nutrition is the study of the relationship between man and his food the human body need nutrients from food for energy, growth and repair. In the body receives insufficient quantities of these nutrients malnutrition occurs. Hence good nutrition is very important to a human being if a person’s health is poor then he/ she cannot work to produce the goods and services required by a country. Availability of health care- good health can be maintained at three levels: primary, secondary, tertiary health care. Primary health care refers to such care as is provided by the National Health Service to prevent individuals from contracting diseases or illness, this takes place through: promoting good nutrition, educating the population about the conditions that create illness, providing immunization and promoting exercise. Secondary health care refers to the curative aspect of health care that is it emphasizes early detection and treatment of illness already contracted. This takes place through: injections, counselling and rehabilitation. Tertiary health care emphasizes care, treatment and rehabilitation for persons diagnose with diseases. Education- education is more than schooling or having a certificate. It can be defined as the acquisition of knowledge and skills. These may be required in school and out of school. Education provides the creative thinkers problem solvers and skilled man power that a country needs for economic social and technical development. The more educated people become the more likely they are to achieve high levels of productivity. Population Movement – Migration People migrate for all sorts of reasons. Sometimes negative factors force them to leave their home region. These factors include: natural disasters, war (crime and violence), political instability, lack of jobs, famine etc. These reasons are referred to as push (force people to leave) and pull (attract people to come) factors of migration. Factors that influence rural to urban migration (moving from country areas to town areas) • • • • Lack of proper infrastructure (no good roads, houses) Underdevelopment (no electricity, water) Lack of job opportunities High standard of living • • • Solving rural to urban migration (urbanization) Invest in agriculture and related industries Develop proper housing, water supply recreational facilities etc. Build proper infrastructure This will discourage and reduce people from moving from rural areas to urban areas • • • • • Effects of rural to urban migration (urbanization) Overcrowding of urban areas Increase of crime and violence (persons are unskilled and inexperience) Overcrowding leads to squatting and development of shanty towns(will add to pollution) Transport congestion Pressure on resources (water, housing, health, education) Factors that influence urban to rural migration (moving from town areas to country areas) • • • • • Increasing urban problems Unemployment Increase in crime and violence Job opportunities in tourism industries High standard of living Migration can produce positive and negative consequences for the host/ receiving country and the country of origin. Positive effects of migration to the receiving country (country of destination) • • • New skills may be introduced which may be beneficial to the labour force and the whole country New cultures are introduced There may be more readily available labour force • Negative effects of migration on the receiving country Greater stress is placed on the resources and social services of the country Over population may occur Resentment of citizen to newly arrived persons as they feel threatened in terms of jobs, housing etc Increase in crime and violence • • Positive effects of migration to country of origin It provides a temporary solution to unemployment problems Money is sent home to migrants families hence foreign exchange • • • • • • • • • • • • Negative effects of migration to country of origin Brain drain occurs as a result of the loss of skilled and professional persons who migrate Slowdown of the economy of the country Under population as most persons migrate Underdevelopment as no money will be invested in the country as those who would have invested have left Effects of migration on the individual Loneliness Language difficulties Climatic differences Racial or religious discrimination Problem adjusting to new culture Employment Factors that influence employment, underemployment and unemployment • Availability and use of capital • • • Level and range of skills demanded versus those available Availability and creation of markets, trading patterns and preferences Level of technology available in relation to resource development Individuals have different skills, abilities and aptitudes (natural ability/talent) which they use in their quest for a job. Employment is important for the following reason: • To earn a income to provide for oneself and family • To provide for the future • To maintain or improve standard of living Factors affecting employment • • • Level and range of skills demanded versus those available(do not have the skills required for the job or over qualified for the job) Level of education required for the job Availability of job required Factors affecting Unemployment • • • • By normal factors such as being fired, laid off or made redundant or leaving in search of a better job (normal unemployment) Technological changes where machines are replacing labour (technical unemployment) Person being laid off at certain times of the year (sugar cane workers) (seasonal employment) The number of jobs cannot keep pace with the number or persons entering the job market. Effects of unemployment • • • • • Decline in standard of living Less income available results in restrictions on buying power Loss of wealth savings and property because unable to pay off loans etc. Social burden on government Fall in productivity Factors affecting underemployment • • • • Level and range of skills demanded versus those available( over qualified for the work required to be done) Availability and use of capital ( not enough money to pay for the qualification possessed) Availability and creation of markets Level of technology available in relation to resource development Preparation for the world of work Choosing a job- people should chose jobs that are best suited to their skills, temperament and the developmental needs of the country. Young person should ask themselves several questions when choosing a job: • Do I want to work independently or with others • Have I completed the necessary subjects in secondary school • Do I want to be of service to humanity • Do I want to use my talent in the field of sports or performing arts The world of work involves working for oneself, for private industry or governmental agencies. Choosing a successful career means choosing a challenging occupation through which one earns a good income to maintain a particular life style and one in which you find satisfaction. Procedural requirements for job selection and self employment • • • • • Collecting information on jobs- this can be done by seeking through advertisements, websites, libraries etc Listing available option- select various jobs that your are qualified for Assessing available option Determine consequences of your choice Obtaining resources Past paper questions on resources 1. State two renewable and two non renewable resources (b) State one major use of each of the following (c) Describe three problems that people may experience if there is a rapid decrease in forest areas (d) Suggest two conservation methods which may assist the government in the region to address the rapid decrease in forest 2. Define each of the following: primary health care, curative health care (b) State two services provided under primary health care (c) State two services a government provides under curative health care (d) Give three reasons why the government may emphasize nutrition and education in its health plan END OF RESOURCES AND COMPULSORY SECTION IN SOCIAL STUDIES SYLABUS OPTION AREA Consumer affairs Defining terms in consumer affairs Consumer- any person group of individuals or institution that uses goods services and credit. Budgeting- a financial plan which shows how much is earn against how much is spent Thrift-is an economical management of one’s resources to satisfy needs and wants Savings- resources put aside for future use (the difference between what a person earn and what a person spends) Supply- refers to the amount of commodity the producers are willing to supply at a specific price Demand-refers to the amount of a commodity the consumers are willing and able to buy at a specific price. Disposable income-this is a gross monthly income (money available) minus taxes and other compulsory deductions Categories of consumers (types) - consumers of goods (buying food, clothes books etc) consumers of services (going to the doctor, taking a bus, going to the post office) and consumers of credit (using credit card, hire purchase, mortgage). • • • • Categories of consumers As an individual, group, and institution Consumer of goods- buying of goods Consumer of services- use of services eg. Doctor’s visit, hiring a taxi etc Consumer of credit: personal loans, credit cards, hire purchase, mortgages Use of modern technology in transaction by consumers • • ATM- machine use to withdraw money from ones account at a bank Internet banking- using the internet to perform transactions instead of going to the bank • • Debit and credit card- the can be used to purchase goods and services instead of cash Tele-banking- use of the telephone to do bank transaction Benefits of the use of modern technology • • • • Security issues (reduce the need to carry cash) Convenience (easy access to goods and services money and financial records) Time saving Accessible 24 hours Rights of a consumer Consumers are sometimes victims of unfair consumer practices because they do not know their rights and responsibilities. Consumers have the right to: • • • • • Truthful and honest information about goods and services Choose between products of different qualities and prices which are required to satisfy needs Buy gods that are safe Complain to retailers if dissatisfied about a product or service A fair settlement for a just claim Responsibilities of a consumer Consumers have the responsibility to: • Report unsatisfactory products to retailers and manufacturers so that they may be removed from the shelves • Tell other consumers about any unfair treatment by a retailer or a manufacturer so consumers can protect themselves in future dealings • Demand the best value for money • Report unsafe merchandises to consumer protection bodies so that it can be tested and if necessary removed from markets • Maintain and preserve a healthy environment Consumer protection Consumers need to be protected because some businessmen may exploit them in different way such as: overcharging consumers for goods make false claims about what their products can do, operate in unsanitary conditions, sell food and drinks unfit for human consumption and give consumers smaller amounts than what they pay for. Hence the government along with other agencies help to protect the consumers. . Agencies that protect and educate consumers • • • • The government- set up various departments or bodies to control the price of certain goods and services. The price commission or price control ensures that there are maximum prices which products cannot be sold. This ensures that the average consumer can afford to purchase such items Bureau of standards- investigates complaints on the quality of goods in the market place, ban products from the market which are dangerous and unfit for use or carry false label, monitors products in the market place for correct labelling and test products to ensure compliance with standard Consumer affairs commission- investigates complaints about poor quality goods, produce pamphlets on various subjects that consumers should know about such as conserving, money management, food health, work with manufacturers, distributors firms and stores to ensure that consumers’ rights are protected. Office of utilities regulation (OUR)- to regulate the provision of utility services so that consumers are given reliable economical and environmentally friendly services. Forms of consumer protection There are certain procedures used to protect the consumer theses are: • Price control (goods cannot be sold over a certain price) • Regulation governing imports (monitoring goods coming in the country/imports and ensure that substandard ones do not enter) • Food and drug inspection (ensure foods are suitable for consumption) • Supervision of credit facilities (laws that govern the use of credit among consumers) Factors influencing consumer demand Consumer demand is the willingness and ability of consumers to buy goods and services which they use to satisfy their needs and wants. Hence there are factors that influence consumer demand these are: • Size of income( amount of resources the consumer has) • Taste patterns ( the design and quality of product) • Credit facilities and condition (the amount of credit a consumer is allowed) • Pricing (prices of the goods and services being sold) • Advertising-notification of goods and services available-there are three types of advertisement: persuasive- encourage consumers to buy goods and services they would probably not think of buying, informative-they give details about a good or service offered, misleading-give incorrect information about a goods and services offered Effects of devaluation on consumers When money devalues (reduce the value of) they are it affects the consumer as well as the pricing of goods and services some of these include: • Higher price of goods and services • Higher prices and falling income • Lower standard of living • Retrenchment (reduce costs of spending) Consumers being thrifty Thrift refers to the wise spending of money. It ensures that we do not spend but get value for our money and that that we have proper and effective saving method. Consumers can be thrifty by: • Shopping wisely for goods and services (balancing quality against price)distinguish between need and wants. Buy in bulk is less expensive, compare prices, avoid impulsive buying • Institutions for savings (banks, credit unions, building societies )- these allow consumers to save and borrow money for various reason such as buying a car, purchasing a home, borrowing money for school tuitions etc • Conservation (recycling)- avoid waste buy turning off light when not in use, use less water and turn off taps when not in use, and recycle • Use and care of your possession Benefits of being thrifty • • • • There is always money for daily transaction Likely to achieve ling term goals Standard of living improves Become more discipline Locally produced goods and services Government and manufacturing association try to persuade consumers to purchase locally produce items as it provides many benefits such as: • Buying local saves on foreign exchange when businessmen import products they have to pay in foreign, hence the less spent on foreign products the more foreign exchange saved • Money saved may be used to develop local resources and basic facilities and expanding existing industry • The overall economy of the reign will develop • Less reliance will be placed on foreign products Some of the restrictions that the government have put on imported products so as to persuade people to buy locally include: • Restricting the amount of goods imported by instituting quota (a tax that put a limit on the quantity allowed) • Banning certain foreign products by setting a negative up list • The imposition of imports duties which led to increase prices of foreign products Consumer co-operatives and financial co-operatives A co-operative is a business owned and controlled by the people who use it. Members of the co-operative have a common bond through residence of work. Members have equal say as the co-operatives operation. Each person in the co-operatives has shares. No matter how many shares a person has, he/she has one vote at the annual general meeting. Although each member is a share holder and has control over the activities of the cooperative a board of directors is selected at meeting to manage the day to day affairs of the cooperative. Other members of a co-operative are members of the supervisory committee, credit committee and educational committee. These are also selected at the meeting. There are several types of co-operatives which are organized to meet the needs of members. These include agricultural cooperatives societies, consumer co-operatives, fishing co-operatives marketing co-operative and housing co-operatives.the two most popular co-operative are the consumer co-operative and the financial co-operative. Members of the consumer co-operative have shares in it. The co-operative sells a variety of goods and offers other service at low cost. Financial co-operatives (credit unions) allow all members to be shareholders and to share and borrow money at a reasonable rate of interest financial co-operative pays dividends and grant a rebate on loans. Savings Individuals need to save and save regularly. Sometimes this will allow them to avoid hire purchase or to increase their down payment on hire purchase items. Individuals can save regularly in their credit unions or they can utilize a number of saving portfolio offered by the bank and other financial institutions. Individuals may select a financial institution based on the rate of interest being paid on deposits. They can also use the traditional saving methods such as: partner, sharecropping, friendly societies etc. Forms of savings • • • Regular savings Mortgages Investments • • • • • Benefits of a credit union Lower interest rates on loans Saving regularly Easier access to loans Sense of ownership Financial counselling Traditional forms of social and economic cooperation in the Caribbean • • Sou sou-A savings arrangement where a group of people each pool an equal amount of money for a period time (month, two weeks, etc) and after that time is al for investment gets their turn and receives that full lump sum at least once. It’s not a pyramid scheme; no one loses as long as everyone's trustworthy and puts in their share. It's just a way to hang on to money by putting tying it up into something else temporary Sharecropping is a system of agriculture or agricultural production in which a landowner allows a tenant to use the land in return for a share of the crop produced on the land • friendly society (sometimes called a mutual society, benevolent society or fraternal organization is a mutual association for insurance, pensions or savings and loan-like purposes, or cooperative banking. Some friendly societies, especially in the past, served ceremonial and friendship purposes also, while others did not. It is a mutual organization or benefit society composed of a body of people who join together for a common financial or social purpose. Before modern insurance, and the welfare state, friendly societies provided financial and social services to individuals, often according to their religious or political affiliations. How consumers can contribute to the sustainability development of the region • • • • investment in local and regional businesses aware of integration objectives conservation of the region’s resources saving to provide capital Communication Defining terms in communication Communication- this is the process by which information, feelings, ideas, opinions and any other messages are transferred and received. Censorship- this is a regulation/exercising control of the content of literature, visual entertainment or information Communiqué- an official communication, announcement or bulletin Copyright- a legal protection for the originator of a work of literature or art from unauthorized copying or amendment Decode-to convert a message from code to ordinary language Encode- to convert a message into code prior to transmission Freedom of press- the right to express ideas, opinions and facts freely in writing Mass mediaEND OF SUMARIZING THE SOCIAL STUDIES SYLLABUS
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