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FLORIDA PERSONAL LINES EXAM
LATEST QUESTIONS AND
VERIFIED ANSWERS A+ GRADE
Question 1: Under Part A of a Personal Auto Policy,
which of the following losses would be covered?
A.) Damage to property being transported by the insured
B.) Damage to a neighbor's parked car
C.) Damage to a neighbor's lawn mower in the care of the
insured
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D.) Damage to the home the insured owns
CORRECT ANSWER: B.) Damage to a neighbor's
parked car
Question 2: Which of the following is true regarding the
Fine Arts Floater?
A.) Coverage is limited to the United States, Canada, and
Mexico
B.) Coverage is primarily for stamps and coins
C.) It provides automatic coverage on newly acquired
items for 90 days
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D.) It settles losses on an ACV basis
CORRECT ANSWER: C.) It provides automatic
coverage on newly acquired items for 90 days
Question 3: All of the following statements are correct
about a Homeowners Policy, except:
A.) Home schooling is covered under a Homeowners
Policy
B.) Coverage D of a Homeowners Policy includes loss of
income from an incidental business
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C.) A Homeowners Policy will not cover theft of a boat
away from premises
D.) Coverage D of a Homeowners Policy covers
additional living expenses
CORRECT ANSWER: B.) Coverage D of a
Homeowners Policy includes loss of income from an
incidental business
Question 4: Under disability income insurance, a monthly
benefit will be ________ of the insured's monthly
income.
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A.) 80 1/2%
B.) 66 2/3%
C.) 70 2/3%
D.) 50 3/4%
CORRECT ANSWER: B.) 66 2/3%
Question 5: All of the following items of property are
considered property not covered under Coverage C of a
Homeowners policy, except:
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A.) Credit cards
B.) Personal property of a guest
C.) Pets
D.) Personal property of a tenant
CORRECT ANSWER: B.) Personal property of a guest
Question 6: Which of the following is NOT a purpose of
licensing?
A.) For the applicant to be familiar with the Florida
insurance laws
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