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Experian-CreditReport-CRVD-1158958586-1716918104499

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Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Report Created: 28-05-2024
CURRENT APPLICATION INFORMATION
These are the details you give us when you apply for your Experian Credit Report.
Name
Gaurav Singh
Address 1
Vill Anghaura> Jalaun Uttar Pradesh 285121
Date Of Birth
15-08-1995
PAN
GDBPS9887P
Telephone
-
Gender
Male
Passport Number
-
Mobile Phone
9549310230
Email
rsg017937@gmail.com
Voter ID
-
Driving License
-
Aadhaar Number
-
Ration Card
-
EXPERIAN CREDIT SCORE
Your Experian Credit Report is summarized in the form of Experian Credit Score which ranges from 300 - 900.
Score Factors
420
1.
Recency :
Recent Credit Account Defaults
2.
Leverage :
Credit Accounts with on-time re-payment history
3.
Coverage :
Non-delinquent and delinquent Credit Accounts
4.
Delinquency Status :
Defaults on Credit Accounts (current & recent periodic intervals)
5.
Credit Applications :
Credit Account Applications over last 30 days
REPORT SUMMARY
Credit Account Summary
Current Balance Amount Summary
Credit Enquiry Summary
Non-Credit Enquiry Summary
Total number of Accounts
14
Total Current Bal. amt
27,303
Last 7 days credit enquiries
0
Last 7 days non-credit enquiries
Active Accounts
8
SF/WD/WO/Settled amt
0
Last 30 days credit enquiries
0
Last 30 days non-credit enquiries
Closed Accounts
4
Secured Accounts amt
0
Last 90 days credit enquiries
0
Last 90 days non-credit enquiries
SF/WD/WO/SET/RES
2
Unsecured Accounts amt
27,303
Last 180 days credit enquiries
1
Last 180 days non-credit enquiries
© Experian Ltd, 2024 All rights reserved.
pd4ml evaluation copy. visit http://pd4ml.com
Page 1 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
SUMMARY: CREDIT ACCOUNT INFORMATION
This section displays summary of all your reported credit accounts found in the Experian Credit Bureau database.
Lender
Account type
Account No
Ownership
Date
Reported
Account Status
Date Opened Sanction
Amt /
Highest
Credit
Current
Balance
Amount
Overdue
Acct IDFC FIRST BANK
1
LIMITED
PERSONAL
LOAN
MOBIKWIK-41210328
Individual
29-02-2024
SF/WD/WO/SET/RES 08-03-2021
990
990
0
Acct
SI CREVA CAPITAL
2
PERSONAL
LOAN
LOS12661753187199IWT
Individual
28-02-2022
CLOSED
14-07-2021
6,500
0
0
Acct
Arnold Holdings Ltd
3
PERSONAL
LOAN
RLOS612645184586WP4R
Individual
31-07-2023
CLOSED
16-07-2021
5,500
0
0
Acct Dhani Loans and
4
Services Limited
PERSONAL
LOAN
IDOFDEL12921899
Individual
31-07-2021
ACTIVE*
25-07-2021
1,000
666
0
Acct Krazybee Services
5
Private Limited
PERSONAL
LOAN
KB210712JBVMA
Individual
31-03-2022
CLOSED
12-07-2021
3,500
0
0
Acct Dhanvarsha Finvest
6
Limited
PERSONAL
LOAN
STL/JAU/0000081
Individual
31-05-2022
ACTIVE**
19-07-2021
5,000
5,300
9,500
Acct
Aditya Birla Finance ltd
7
SHORT TERM
PERSONAL
PYTMPPABFL33677610513261 Individual
LOAN
UNSECURED
30-04-2024
ACTIVE*
08-07-2021
750
0
0
Acct Dhani Loans and
8
Services Limited
PERSONAL
LOAN
IDOFDEL14654412
Individual
30-09-2021
ACTIVE*
21-08-2021
1,000
999
4,670
PERSONAL
LOAN
A73B5B7695972B40FA9A9424F Individual
30-04-2024
SF/WD/WO/SET/RES 17-07-2021
3,200
3,200
3,250
Acct Incred Prime Finance
10 Limited
OTHER
DXDEL35221-221486587
Individual
28-02-2022
ACTIVE*
01-09-2021
16,000
1,012
0
Acct Dhani Loans and
11 Services Limited
PERSONAL
LOAN
CL18886554
Individual
31-01-2022
ACTIVE**
21-08-2021
1,000
6,784
6,785
Acct Sayyam Investmets Pvt
12 Ltd
PERSONAL
LOAN
1765895
Individual
31-01-2024
ACTIVE**
27-05-2022
1,800
2,723
900
Acct Akara Capital Advisors
13 Private Limited
PERSONAL
LOAN
3830435
Individual
02-02-2024
CLOSED
16-07-2021
5,028
0
0
LPPLUS10834470
Individual
30-04-2024
ACTIVE**
28-07-2021
0
5,629
8,363
BRANCH
Acct INTERNATIONAL
9
FINANCIAL
SERVICES PVT LTD
Acct PayU Finance India PVT PERSONAL
14 Ltd
LOAN
CREDIT ACCOUNT INFORMATION DETAILS
This section has information based on the details provided to Experian by all our member banks, credit / financial institutions and other credit grantors with whom you have a credit / loan account.
PERSONAL LOAN
IDFC FIRST BANK LIMITED
Acct 1
Gaurav Singh
Address 1
1480 UTTAR PRADESH Uttar Pradesh 285121
Credit Account details
Account terms
Account Number
Account description
Account details
MOBIKWIK-41210328 Date Reported
29-02-2024
Credit Limit Amt
-
PERSONAL
LOAN
EMI
-
Date Opened
08-03-2021
Loan Type
Date Closed
-
Account Status
Ownership
Individual
Sanctioned Amt
990
Total Write-off Amt
990
Rate of Interest
-
Current Balance
990
Principal Write-off
990
Value of Collateral
-
Amount Overdue
0
Settlement Amt
-
Type of Collateral
-
Last Payment Date
19-06-2022
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
No Suit filed
Written off Settled Status
Written-off
© Experian Ltd, 2024 All rights reserved.
SF/WD/WO/SET/RES Repayment Tenure
pd4ml evaluation copy. visit http://pd4ml.com
24
Page 2 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
2024
Feb
Jan
0
0
2023
0
0
756
725
695
664
633
603
572
542
511
483
2022
452
421
391
360
330
299
268
238
207
177
146
118
2021
86
55
25
0
0
0
55
25
0
0
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Home Phone
9549310230
-
Passport
-
-
-
Email address
-
Unknown
9549310230
-
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
PERSONAL LOAN
SI CREVA CAPITAL
Acct 2
Gaurav Singh
Address 1
VILL ANGHAURA JALAUN UP INDIA Uttar Pradesh 285121
Credit Account details
Account terms
Account description
Account Number
Account details
LOS12661753187199IWT Date Reported
28-02-2022
Credit Limit Amt
-
EMI
-
Date Opened
14-07-2021
Loan Type
PERSONAL
LOAN
Date Closed
26-02-2022
Account Status
CLOSED
Repayment Tenure
1
Ownership
Individual
Sanctioned Amt
6,500
Total Write-off Amt
-
Rate of Interest
18.000
Current Balance
0
Principal Write-off
-
Value of Collateral
-
Amount Overdue
0
Settlement Amt
-
Type of Collateral
-
Last Payment Date
26-02-2022
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
2022
2021
156
125
95
64
34
Feb
Jan
0
187
3
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
Email address
RSG017937@GMAIL.COM
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
© Experian Ltd, 2024 All rights reserved.
pd4ml evaluation copy. visit http://pd4ml.com
Page 3 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
PERSONAL LOAN
Arnold Holdings Ltd
Acct 3
Gaurav Singh
Address 1
GRAM ANGHAURA ANGHAURA PARAWAR PARAWAR Uttar Pradesh 285121
Credit Account details
Account terms
Account description
Account Number
Account details
RLOS612645184586WP4R Date Reported
31-07-2023
Credit Limit Amt
-
Date Opened
16-07-2021
Loan Type
PERSONAL
LOAN
EMI
-
Date Closed
27-07-2023
Account Status
CLOSED
Repayment Tenure
1
Ownership
Individual
Sanctioned Amt
5,500
Total Write-off Amt
-
Rate of Interest
18.000
Current Balance
0
Principal Write-off
-
Value of Collateral
-
Amount Overdue
0
Settlement Amt
-
Type of Collateral
-
Last Payment Date
27-07-2023
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
2023
Jul
Jun
May
Apr
Mar
Feb
Jan
0
700
670
639
609
578
550
335
305
274
244
213
185
2022
519
488
458
427
397
366
2021
154
123
93
62
32
1
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
-
-
-
Occupation
Self-employed
Passport
Email address
rsg017937@gmail.com
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
© Experian Ltd, 2024 All rights reserved.
pd4ml evaluation copy. visit http://pd4ml.com
Page 4 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
PERSONAL LOAN
Dhani Loans and Services Limited
Acct 4
Gaurav Singh
130SO RAM BAHADUR SINGH, PARAWAR, 0234PARAWAR, GRAM ANGHAURA, MADHOGARH, 0336JALAUN, UTTAR PRADESH, India,
28512104042301 2301 Uttar Pradesh 285121
Address 1
Credit Account details
Account terms
Account description
Account Number
Account details
IDOFDEL12921899 Date Reported
31-07-2021
Credit Limit Amt
-
EMI
-
Date Opened
25-07-2021
Loan Type
PERSONAL
LOAN
Date Closed
-
Account Status
ACTIVE*
Repayment Tenure
3
Ownership
Individual
Sanctioned Amt
1,000
Total Write-off Amt
-
Rate of Interest
-
Current Balance
666
Principal Write-off
-
Value of Collateral
-
Amount Overdue
0
Settlement Amt
-
Type of Collateral
-
Last Payment Date
25-07-2021
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
2021
Jul
Jun
May
Apr
Mar
Feb
Jan
0
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
-
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
Email address
PERSONAL LOAN
Krazybee Services Private Limited
Acct 5
Singh Gaurav
Address 1
JALAUN,UTTAR PRADESH,285001 Uttar Pradesh 285001
Credit Account details
Account terms
Account description
Account details
Account Number
KB210712JBVMA Date Reported
31-03-2022
Credit Limit Amt
-
Date Opened
12-07-2021
Loan Type
PERSONAL
LOAN
EMI
-
Date Closed
24-03-2022
Account Status
CLOSED
Repayment Tenure
0
Ownership
Individual
Sanctioned Amt
3,500
Total Write-off Amt
0
Rate of Interest
-
Current Balance
0
Principal Write-off
0
Value of Collateral
-
Amount Overdue
0
Settlement Amt
0
Type of Collateral
-
Last Payment Date
24-03-2022
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
© Experian Ltd, 2024 All rights reserved.
pd4ml evaluation copy. visit http://pd4ml.com
Page 5 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
Feb
Jan
0
198
170
2022
2021
139
108
78
47
0
0
Consumer Personal details on the Credit Account
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
Email address
rsg017937@gmail.com
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
Date of Birth
PERSONAL LOAN
Dhanvarsha Finvest Limited
Acct 6
Gaurav Singh
FLAT NO 202SAI SHYAM BUILDING GHOKULDHAM SOC SIDDHATH NAGAR KOPRI COLONYSIDDHATH MAHARASHTRA KOPRI COLONY
THANE EAST K Opari Thane East Maharashtra 400603
Address 1
Credit Account details
Account terms
Account description
Account Number
Account details
STL/JAU/0000081 Date Reported
31-05-2022
Credit Limit Amt
-
Date Opened
19-07-2021
Loan Type
PERSONAL
LOAN
EMI
-
Date Closed
-
Account Status
ACTIVE**
Repayment Tenure
3
Ownership
Individual
Sanctioned Amt
5,000
Total Write-off Amt
-
Rate of Interest
36.000
Current Balance
5,300
Principal Write-off
-
Value of Collateral
-
Amount Overdue
9,500
Settlement Amt
-
Type of Collateral
-
Last Payment Date
-
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
2022
2021
134
104
74
43
13
May
Apr
Mar
Feb
Jan
286
255
225
194
166
0
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
-
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
Email address
-
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
© Experian Ltd, 2024 All rights reserved.
pd4ml evaluation copy. visit http://pd4ml.com
Page 6 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
SHORT TERM PERSONAL LOAN UNSECURED
Aditya Birla Finance ltd
Acct 7
B'Singh' B'Gaurav'
Address 1
B'GRAM ANGHAURA' B'CITY JALAUN UP 285121 ' B'' Uttar Pradesh 285121
Address 2
GRAM ANGHAURA CITY JALAUN UP 285121 Uttar Pradesh 080201
Credit Account details
Account terms
Account description
Account Number
Account details
PYTMPPABFL33677610513261 Date Reported
30-04-2024
Credit Limit Amt
-
EMI
-
Date Opened
08-07-2021
Loan Type
SHORT TERM
PERSONAL
LOAN
UNSECURED
Date Closed
-
Account Status
ACTIVE*
Repayment Tenure
0
Ownership
Individual
Sanctioned Amt
750
Total Write-off Amt
-
Rate of Interest
-
Current Balance
0
Principal Write-off
-
Value of Collateral
-
Amount Overdue
0
Settlement Amt
-
Type of Collateral
-
Last Payment Date
30-03-2023
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
Feb
Jan
0
907
876
816
602
571
541
510
482
236
205
175
144
0
2024
2023
816
785
755
724
694
663
2022
450
419
389
358
328
297
2021
85
54
24
0
0
0
632
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
-
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
Email address
© Experian Ltd, 2024 All rights reserved.
pd4ml evaluation copy. visit http://pd4ml.com
Page 7 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
PERSONAL LOAN
Dhani Loans and Services Limited
Acct 8
Gaurav Singh
130SO RAM BAHADUR SINGH, PARAWAR, 0234PARAWAR, GRAM ANGHAURA, MADHOGARH, 0336JALAUN, UTTAR PRADESH, India,
28512104042301 2301 Uttar Pradesh 285121
Address 1
Credit Account details
Account terms
Account description
Account Number
Account details
IDOFDEL14654412 Date Reported
30-09-2021
Credit Limit Amt
-
EMI
-
Date Opened
21-08-2021
Loan Type
PERSONAL
LOAN
Date Closed
-
Account Status
ACTIVE*
Repayment Tenure
3
Ownership
Individual
Sanctioned Amt
1,000
Total Write-off Amt
-
Rate of Interest
-
Current Balance
999
Principal Write-off
-
Value of Collateral
-
Amount Overdue
4,670
Settlement Amt
-
Type of Collateral
-
Last Payment Date
27-09-2021
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
2021
Sep
Aug
39
0
Jul
Jun
May
Apr
Mar
Feb
Jan
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
-
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
Email address
BRANCH INTERNATIONAL FINANCIAL SERVICES
PVT LTD
PERSONAL LOAN
Acct 9
Gaurav Singh
Address 1
GRAM ANGHAURA, PARAWAR JALAUN Uttar Pradesh 285121
Credit Account details
Account terms
Account Number
Account description
Account details
A73B5B7695972B40FA9A9424F Date Reported
30-04-2024
Credit Limit Amt
-
PERSONAL
LOAN
EMI
-
Date Opened
17-07-2021
Loan Type
Date Closed
-
Account Status
Ownership
Individual
Sanctioned Amt
3,200
Total Write-off Amt
3,250
Rate of Interest
-
Current Balance
3,200
Principal Write-off
3,200
Value of Collateral
-
Amount Overdue
3,250
Settlement Amt
46
Type of Collateral
-
Last Payment Date
04-03-2022
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
Written-off
© Experian Ltd, 2024 All rights reserved.
SF/WD/WO/SET/RES Repayment Tenure
pd4ml evaluation copy. visit http://pd4ml.com
1
Page 8 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
2024
Apr
Mar
Feb
Jan
900
900
900
897
2023
866
835
805
774
744
713
682
652
621
591
560
532
2022
501
470
440
409
379
348
317
287
256
226
195
167
2021
136
105
75
44
14
0
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
Email address
-
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
OTHER
Incred Prime Finance Limited
Acct 10
Singh Gaurav
Address 1
GRAM ANGHAURA PARAWAR JALAUN UTTAR PRADESH 285121 BANGRA JALAUN Uttar Pradesh 285121
Credit Account details
Account terms
Account description
Account Number
Account details
28-02-2022
Credit Limit Amt
-
Date Opened
DXDEL35221-221486587 Date Reported
01-09-2021
Loan Type
OTHER
EMI
-
Date Closed
-
Account Status
ACTIVE*
Repayment Tenure
0
Ownership
Individual
Sanctioned Amt
16,000
Total Write-off Amt
-
Rate of Interest
-
Current Balance
1,012
Principal Write-off
-
Value of Collateral
-
Amount Overdue
0
Settlement Amt
-
Type of Collateral
-
Last Payment Date
-
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
Clear existing
status
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
2022
2021
Feb
Jan
0
119
27
Consumer Personal details on the Credit Account
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
Email address
-
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
Date of Birth
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Page 9 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
PERSONAL LOAN
Dhani Loans and Services Limited
Acct 11
Gaurav Singh
130SO RAM BAHADUR SINGH, PARAWAR, 0234PARAWAR, GRAM ANGHAURA, MADHOGARH, 0336JALAUN, UTTAR PRADESH, India,
28512104042301 2301 Uttar Pradesh 285121
Address 1
Credit Account details
Account terms
Account description
Account Number
CL18886554
Account details
Date Reported
31-01-2022
Credit Limit Amt
-
EMI
-
Date Opened
21-08-2021
Loan Type
PERSONAL
LOAN
Date Closed
-
Account Status
ACTIVE**
Repayment Tenure
3
Ownership
Individual
Sanctioned Amt
1,000
Total Write-off Amt
-
Rate of Interest
-
Current Balance
6,784
Principal Write-off
-
Value of Collateral
-
Amount Overdue
6,785
Settlement Amt
0
Type of Collateral
-
Last Payment Date
27-09-2021
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
Feb
2022
2021
Jan
163
132
100
70
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
Mobile
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
Email address
-
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
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Page 10 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
PERSONAL LOAN
Sayyam Investmets Pvt Ltd
Acct 12
Gaurav Singh
Address 1
GRAM ANGHAURA PARAWAR Uttar Pradesh 226001
Credit Account details
Account terms
Account description
Account Number
1765895
Account details
Date Reported
31-01-2024
Credit Limit Amt
-
EMI
-
Date Opened
27-05-2022
Loan Type
PERSONAL
LOAN
Date Closed
-
Account Status
ACTIVE**
Repayment Tenure
0
Ownership
Individual
Sanctioned Amt
1,800
Total Write-off Amt
-
Rate of Interest
-
Current Balance
2,723
Principal Write-off
-
Value of Collateral
-
Amount Overdue
900
Settlement Amt
-
Type of Collateral
-
Last Payment Date
-
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
Feb
2024
Jan
599
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
-
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
rsg017937@gmail.com
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
Email address
PERSONAL LOAN
Akara Capital Advisors Private Limited
Acct 13
Gaurav Singh
Address 1
GRAM ANGHAURA ANGHAURA PARAWAR JALAUN Uttar Pradesh 285121
Credit Account details
Account terms
Account description
Account details
Account Number
3830435
Date Reported
02-02-2024
Credit Limit Amt
-
Date Opened
16-07-2021
Loan Type
PERSONAL
LOAN
EMI
-
Date Closed
26-08-2021
Account Status
CLOSED
Repayment Tenure
0
Ownership
Individual
Sanctioned Amt
5,028
Total Write-off Amt
-
Rate of Interest
-
Current Balance
0
Principal Write-off
-
Value of Collateral
-
Amount Overdue
0
Settlement Amt
-
Type of Collateral
-
Last Payment Date
26-08-2021
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
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Page 11 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
Apr
Mar
2024
Feb
Jan
0
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
-
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
Email address
rsg017937@gmail.com
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
PERSONAL LOAN
PayU Finance India PVT Ltd
Acct 14
Gaurav Singh
Address 1
GRAM ANGHAURA, PARAWAR, MADHOGARH, JALAU N, UTTAR PRADESH Uttar Pradesh 285121
Address 2
GAURAV SINGH , VILL ANGHOURA , JALAUN Uttar Pradesh 285121
Credit Account details
Account terms
Account description
Account details
Account Number
LPPLUS10834470 Date Reported
30-04-2024
Credit Limit Amt
-
Date Opened
28-07-2021
Loan Type
PERSONAL
LOAN
EMI
-
Date Closed
-
Account Status
ACTIVE**
Repayment Tenure
1
Ownership
Individual
Sanctioned Amt
0
Total Write-off Amt
0
Rate of Interest
36.000
Current Balance
5,629
Principal Write-off
0
Value of Collateral
-
Amount Overdue
8,363
Settlement Amt
0
Type of Collateral
-
Last Payment Date
03-09-2021
SuitFiled Willful Default WrittenOff
Status
-
SuitFiled Willful Default
-
Written off Settled Status
-
Payment History
DPD
Dec
Nov
Oct
Sep
Aug
Jul
Jun
May
2024
2023
836
805
775
745
715
684
653
623
Apr
Mar
Feb
Jan
900
900
896
867
592
562
531
503
Consumer Personal details on the Credit Account
Date of Birth
15-08-1995
Phone Type
Phone Number
Extension
ID Type
ID Number
Date of issue
Date of Expiry
Gender
Male
-
9549310230
-
PAN
GDBPS9887P
-
-
Occupation
-
Passport
-
-
-
gsr017937@gmail.com
Voter ID
-
-
-
Aadhaar/UID
-
-
-
Driving License
-
-
-
Ration Card
-
-
-
Email address
CREDIT ENQUIRIES
Records Found: 19
This section shows the names of the credit institutions that have processed a credit / loan application for you.
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Page 12 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Address 1
Cr Enq 1
Date of Birth
-
PAN
-
ERN
1705866270388
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
True Credits Pvt Ltd
Gender
Male
Driving License
-
Application date
22-01-2024
Marital Status
-
Ration Card
-
Amount applied for
5,000
Duration of Agreement
1
Email
-
Address 1
Date of Birth
Cr Enq 2
-
PAN
-
ERN
1686118496660
Telephone
-
Passport Number
-
Search Type
Credit Card
Mobile Phone
-
Voter ID
-
Credit Institution Name
Axis Bank
Gender
Male
Driving License
-
Application date
07-06-2023
Marital Status
-
Ration Card
-
Amount applied for
10,000
Email
-
Duration of Agreement
36
Address 1
Cr Enq 3
Date of Birth
-
PAN
-
ERN
1663397258763
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
True Credits Pvt Ltd
Gender
Male
Driving License
-
Application date
17-09-2022
Marital Status
-
Ration Card
-
Amount applied for
5,000
Email
-
Duration of Agreement
1
Address 1
Cr Enq 4
Date of Birth
-
PAN
-
ERN
1657722855930
Telephone
-
Passport Number
-
Search Type
Credit Card
Mobile Phone
-
Voter ID
-
Credit Institution Name
Axis Bank
Gender
Male
Driving License
-
Application date
13-07-2022
Marital Status
-
Ration Card
-
Amount applied for
10,000
Email
-
Duration of Agreement
36
Address 1
Cr Enq 5
Date of Birth
-
PAN
-
ERN
1654253453130
Telephone
-
Passport Number
-
Search Type
Credit Card
Mobile Phone
-
Voter ID
-
Credit Institution Name
Axis Bank
Gender
Male
Driving License
-
Application date
03-06-2022
Marital Status
-
Ration Card
-
Amount applied for
10,000
Email
-
Duration of Agreement
36
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Page 13 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Address 1
Cr Enq 6
Date of Birth
-
PAN
-
ERN
1654090859667
Telephone
-
Passport Number
-
Search Type
Credit Card
Mobile Phone
-
Voter ID
-
Credit Institution Name
Axis Bank
Gender
Male
Driving License
-
Application date
01-06-2022
Marital Status
-
Ration Card
-
Amount applied for
10,000
Duration of Agreement
36
Email
-
Address 1
Date of Birth
Cr Enq 7
-
PAN
-
ERN
1653969432705
Telephone
-
Passport Number
-
Search Type
Consumer Search
Mobile Phone
-
Voter ID
-
Credit Institution Name
SNAPMINT FINANCIAL
SERVICES PVT LTD
Gender
Male
Driving License
-
Application date
31-05-2022
Marital Status
-
Ration Card
-
Amount applied for
10,000
Email
-
Duration of Agreement
6
Address 1
Cr Enq 8
Date of Birth
-
PAN
-
ERN
1653816768494
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
Whizdm Finance Pvt Ltd
Gender
Male
Driving License
-
Application date
29-05-2022
Marital Status
-
Ration Card
-
Amount applied for
0
Email
-
Duration of Agreement
0
Address 1
Cr Enq 9
Date of Birth
-
PAN
-
ERN
1653721887841
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
True Credits Pvt Ltd
Gender
Male
Driving License
-
Application date
28-05-2022
Marital Status
-
Ration Card
-
Amount applied for
5,000
Email
-
Duration of Agreement
1
Address 1
Cr Enq 10
Date of Birth
-
PAN
-
ERN
1648280976711
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
Whizdm Finance Pvt Ltd
Gender
Male
Driving License
-
Application date
26-03-2022
Marital Status
-
Ration Card
-
Amount applied for
0
Email
-
Duration of Agreement
0
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Page 14 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Address 1
Cr Enq 11
Date of Birth
-
PAN
-
ERN
1630750671681
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
True Credits Pvt Ltd
Gender
Male
Driving License
-
Application date
04-09-2021
Marital Status
-
Ration Card
-
Amount applied for
1,000
Duration of Agreement
1
Email
-
Address 1
Date of Birth
Cr Enq 12
-
PAN
-
ERN
1628519201055
Telephone
-
Passport Number
-
Search Type
Construction Equipment loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
Kudos Finance And Investment
Private Ltd
Gender
Male
Driving License
-
Application date
09-08-2021
Marital Status
-
Ration Card
-
Amount applied for
-
Email
-
Duration of Agreement
1
Address 1
Cr Enq 13
Date of Birth
-
PAN
-
ERN
1627006692360
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
MOUNT SHIKHAR
FINANCIAL SERVICES LTD
Gender
Male
Driving License
-
Application date
23-07-2021
Marital Status
-
Ration Card
-
Amount applied for
5,000
Email
-
Duration of Agreement
30
Address 1
Cr Enq 14
Date of Birth
-
PAN
-
ERN
1626953418666
Telephone
-
Passport Number
-
Search Type
Microfinance
Mobile Phone
-
Voter ID
-
Credit Institution Name
Deus Financial Capital Pvt Ltd
Gender
Male
Driving License
-
Application date
22-07-2021
Marital Status
-
Ration Card
-
Amount applied for
7,000
Email
-
Duration of Agreement
120
Address 1
Cr Enq 15
Date of Birth
-
PAN
-
ERN
1626941620910
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
IVL Finance Ltd
Gender
Male
Driving License
-
Application date
22-07-2021
Marital Status
-
Ration Card
-
Amount applied for
0
Email
-
Duration of Agreement
48
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Page 15 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
Address 1
Cr Enq 16
Date of Birth
-
PAN
-
ERN
1626614707415
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
True Credits Pvt Ltd
Gender
Male
Driving License
-
Application date
18-07-2021
Marital Status
-
Ration Card
-
Amount applied for
1,000
Duration of Agreement
1
Email
-
Address 1
Date of Birth
Cr Enq 17
-
PAN
-
ERN
1626448433283
Telephone
-
Passport Number
-
Search Type
Personal Loan
Mobile Phone
-
Voter ID
-
Credit Institution Name
Whizdm Finance Pvt Ltd
Gender
Male
Driving License
-
Application date
16-07-2021
Marital Status
-
Ration Card
-
Amount applied for
0
Email
-
Duration of Agreement
0
Address 1
Cr Enq 18
Date of Birth
-
PAN
-
ERN
1625712759713
Telephone
-
Passport Number
-
Search Type
Others
Mobile Phone
-
Voter ID
-
Credit Institution Name
ADITYA BIRLA CAPITAL
LTD
Gender
Male
Driving License
-
Application date
08-07-2021
Marital Status
-
Ration Card
-
Amount applied for
0
Email
-
Duration of Agreement
0
Address 1
Cr Enq 19
Date of Birth
-
PAN
-
ERN
1625712758768
Telephone
-
Passport Number
-
Search Type
Others
Mobile Phone
-
Voter ID
-
Credit Institution Name
ADITYA BIRLA CAPITAL
LTD
Gender
-
Application date
08-07-2021
-
Amount applied for
0
Duration of Agreement
0
Male
Driving License
Marital Status
-
Ration Card
Email
-
NON-CREDIT ENQUIRIES
No Records Found
This section shows non-credit enquiries such as authentication requests and request for your Experian Credit Report & Credit Score by you.
CONTACTING US
If you find a discrepancy in your report, it is important to quickly raise it with your lender. Under the Credit Information Companies (Regulation) Act 2005 and as per the guidelines set by the Reserve
Bank of India, Experian Credit Information Company of India Private Limited is not authorized to change any data in your credit information report without authorisation from your lender. However, we
would be happy to help you with this process. If you would like us to help please visit https://consumer.experian.in/ECV-OLN/ to raise a dispute regarding the discrepancy.
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Page 16 of 17
Experian Credit Report
Experian Report Number (ERN): 1716917970149
Unique Transaction ID: 1158958586
LEGEND
SF/WD/WO/SET/RES : Credit Accounts that are Suit Filed/ Wilful Default/ Written Off/ Settled/ Restructured.
Active* : Credit accounts which are less than 90 days past due.
Active** : Credit accounts which are over 90 days past due.
Closed : Credit accounts that have 'Date Closed' populated.
DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.
DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.
DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.
When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following:
S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.
M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely.
B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines
D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines.
L : Loss: An account where loss has been identified but the amount has not been written off, wholly or partially is classified as Loss asset as per RBI guidelines.
<---------- END OF REPORT ---------->
Experian Credit Information Company of India Private Limited ("ECICI") is registered as a Credit Information Company with the Reserve Bank of India. ECICI has empanelled several credit institutions /
specified users ("Members") with it, from whom it collects information / data for the bureau operations. The current Experian Credit Information Report and Experian Credit Score ("Report") is a
reflection of this information / data as submitted by the Member to ECICI. The Report may thus be limited to the information / data contributed by the Member. The information / data provided in the
Report is as current and up to date as provided by the Members. The Report is not a guarantee of any particular outcome and you may therefore not use any information, in full or in part, as the sole basis
for any decision you take. ECICI does not accept any responsibility for any loss that may arise to you from relying on the information / data in the Report. ECICI will use all reasonable skill and care in the
supply of the information / data to you. However since we obtain the information / data from the Member, ECICI cannot guarantee or warranty that the information contained in the Report is complete,
accurate, up-to-date or error-free. Any information contained herein does not reflect the views of ECICI or its directors or employees.
This message contains legally privileged and/or confidential information. If you are not the intended recipient(s) of this message, you are hereby notified that any dissemination, distribution or copying of
this Report is strictly prohibited. If you have received this Report in error, please notify the sender immediately and delete this Report from your computer and all your records.
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Page 17 of 17
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