Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Report Created: 28-05-2024 CURRENT APPLICATION INFORMATION These are the details you give us when you apply for your Experian Credit Report. Name Gaurav Singh Address 1 Vill Anghaura> Jalaun Uttar Pradesh 285121 Date Of Birth 15-08-1995 PAN GDBPS9887P Telephone - Gender Male Passport Number - Mobile Phone 9549310230 Email rsg017937@gmail.com Voter ID - Driving License - Aadhaar Number - Ration Card - EXPERIAN CREDIT SCORE Your Experian Credit Report is summarized in the form of Experian Credit Score which ranges from 300 - 900. Score Factors 420 1. Recency : Recent Credit Account Defaults 2. Leverage : Credit Accounts with on-time re-payment history 3. Coverage : Non-delinquent and delinquent Credit Accounts 4. Delinquency Status : Defaults on Credit Accounts (current & recent periodic intervals) 5. Credit Applications : Credit Account Applications over last 30 days REPORT SUMMARY Credit Account Summary Current Balance Amount Summary Credit Enquiry Summary Non-Credit Enquiry Summary Total number of Accounts 14 Total Current Bal. amt 27,303 Last 7 days credit enquiries 0 Last 7 days non-credit enquiries Active Accounts 8 SF/WD/WO/Settled amt 0 Last 30 days credit enquiries 0 Last 30 days non-credit enquiries Closed Accounts 4 Secured Accounts amt 0 Last 90 days credit enquiries 0 Last 90 days non-credit enquiries SF/WD/WO/SET/RES 2 Unsecured Accounts amt 27,303 Last 180 days credit enquiries 1 Last 180 days non-credit enquiries © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 1 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 SUMMARY: CREDIT ACCOUNT INFORMATION This section displays summary of all your reported credit accounts found in the Experian Credit Bureau database. Lender Account type Account No Ownership Date Reported Account Status Date Opened Sanction Amt / Highest Credit Current Balance Amount Overdue Acct IDFC FIRST BANK 1 LIMITED PERSONAL LOAN MOBIKWIK-41210328 Individual 29-02-2024 SF/WD/WO/SET/RES 08-03-2021 990 990 0 Acct SI CREVA CAPITAL 2 PERSONAL LOAN LOS12661753187199IWT Individual 28-02-2022 CLOSED 14-07-2021 6,500 0 0 Acct Arnold Holdings Ltd 3 PERSONAL LOAN RLOS612645184586WP4R Individual 31-07-2023 CLOSED 16-07-2021 5,500 0 0 Acct Dhani Loans and 4 Services Limited PERSONAL LOAN IDOFDEL12921899 Individual 31-07-2021 ACTIVE* 25-07-2021 1,000 666 0 Acct Krazybee Services 5 Private Limited PERSONAL LOAN KB210712JBVMA Individual 31-03-2022 CLOSED 12-07-2021 3,500 0 0 Acct Dhanvarsha Finvest 6 Limited PERSONAL LOAN STL/JAU/0000081 Individual 31-05-2022 ACTIVE** 19-07-2021 5,000 5,300 9,500 Acct Aditya Birla Finance ltd 7 SHORT TERM PERSONAL PYTMPPABFL33677610513261 Individual LOAN UNSECURED 30-04-2024 ACTIVE* 08-07-2021 750 0 0 Acct Dhani Loans and 8 Services Limited PERSONAL LOAN IDOFDEL14654412 Individual 30-09-2021 ACTIVE* 21-08-2021 1,000 999 4,670 PERSONAL LOAN A73B5B7695972B40FA9A9424F Individual 30-04-2024 SF/WD/WO/SET/RES 17-07-2021 3,200 3,200 3,250 Acct Incred Prime Finance 10 Limited OTHER DXDEL35221-221486587 Individual 28-02-2022 ACTIVE* 01-09-2021 16,000 1,012 0 Acct Dhani Loans and 11 Services Limited PERSONAL LOAN CL18886554 Individual 31-01-2022 ACTIVE** 21-08-2021 1,000 6,784 6,785 Acct Sayyam Investmets Pvt 12 Ltd PERSONAL LOAN 1765895 Individual 31-01-2024 ACTIVE** 27-05-2022 1,800 2,723 900 Acct Akara Capital Advisors 13 Private Limited PERSONAL LOAN 3830435 Individual 02-02-2024 CLOSED 16-07-2021 5,028 0 0 LPPLUS10834470 Individual 30-04-2024 ACTIVE** 28-07-2021 0 5,629 8,363 BRANCH Acct INTERNATIONAL 9 FINANCIAL SERVICES PVT LTD Acct PayU Finance India PVT PERSONAL 14 Ltd LOAN CREDIT ACCOUNT INFORMATION DETAILS This section has information based on the details provided to Experian by all our member banks, credit / financial institutions and other credit grantors with whom you have a credit / loan account. PERSONAL LOAN IDFC FIRST BANK LIMITED Acct 1 Gaurav Singh Address 1 1480 UTTAR PRADESH Uttar Pradesh 285121 Credit Account details Account terms Account Number Account description Account details MOBIKWIK-41210328 Date Reported 29-02-2024 Credit Limit Amt - PERSONAL LOAN EMI - Date Opened 08-03-2021 Loan Type Date Closed - Account Status Ownership Individual Sanctioned Amt 990 Total Write-off Amt 990 Rate of Interest - Current Balance 990 Principal Write-off 990 Value of Collateral - Amount Overdue 0 Settlement Amt - Type of Collateral - Last Payment Date 19-06-2022 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default No Suit filed Written off Settled Status Written-off © Experian Ltd, 2024 All rights reserved. SF/WD/WO/SET/RES Repayment Tenure pd4ml evaluation copy. visit http://pd4ml.com 24 Page 2 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Payment History DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar 2024 Feb Jan 0 0 2023 0 0 756 725 695 664 633 603 572 542 511 483 2022 452 421 391 360 330 299 268 238 207 177 146 118 2021 86 55 25 0 0 0 55 25 0 0 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Home Phone 9549310230 - Passport - - - Email address - Unknown 9549310230 - Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - PERSONAL LOAN SI CREVA CAPITAL Acct 2 Gaurav Singh Address 1 VILL ANGHAURA JALAUN UP INDIA Uttar Pradesh 285121 Credit Account details Account terms Account description Account Number Account details LOS12661753187199IWT Date Reported 28-02-2022 Credit Limit Amt - EMI - Date Opened 14-07-2021 Loan Type PERSONAL LOAN Date Closed 26-02-2022 Account Status CLOSED Repayment Tenure 1 Ownership Individual Sanctioned Amt 6,500 Total Write-off Amt - Rate of Interest 18.000 Current Balance 0 Principal Write-off - Value of Collateral - Amount Overdue 0 Settlement Amt - Type of Collateral - Last Payment Date 26-02-2022 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar 2022 2021 156 125 95 64 34 Feb Jan 0 187 3 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - Email address RSG017937@GMAIL.COM Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 3 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 PERSONAL LOAN Arnold Holdings Ltd Acct 3 Gaurav Singh Address 1 GRAM ANGHAURA ANGHAURA PARAWAR PARAWAR Uttar Pradesh 285121 Credit Account details Account terms Account description Account Number Account details RLOS612645184586WP4R Date Reported 31-07-2023 Credit Limit Amt - Date Opened 16-07-2021 Loan Type PERSONAL LOAN EMI - Date Closed 27-07-2023 Account Status CLOSED Repayment Tenure 1 Ownership Individual Sanctioned Amt 5,500 Total Write-off Amt - Rate of Interest 18.000 Current Balance 0 Principal Write-off - Value of Collateral - Amount Overdue 0 Settlement Amt - Type of Collateral - Last Payment Date 27-07-2023 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct Sep Aug 2023 Jul Jun May Apr Mar Feb Jan 0 700 670 639 609 578 550 335 305 274 244 213 185 2022 519 488 458 427 397 366 2021 154 123 93 62 32 1 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - - - - Occupation Self-employed Passport Email address rsg017937@gmail.com Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 4 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 PERSONAL LOAN Dhani Loans and Services Limited Acct 4 Gaurav Singh 130SO RAM BAHADUR SINGH, PARAWAR, 0234PARAWAR, GRAM ANGHAURA, MADHOGARH, 0336JALAUN, UTTAR PRADESH, India, 28512104042301 2301 Uttar Pradesh 285121 Address 1 Credit Account details Account terms Account description Account Number Account details IDOFDEL12921899 Date Reported 31-07-2021 Credit Limit Amt - EMI - Date Opened 25-07-2021 Loan Type PERSONAL LOAN Date Closed - Account Status ACTIVE* Repayment Tenure 3 Ownership Individual Sanctioned Amt 1,000 Total Write-off Amt - Rate of Interest - Current Balance 666 Principal Write-off - Value of Collateral - Amount Overdue 0 Settlement Amt - Type of Collateral - Last Payment Date 25-07-2021 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct Sep Aug 2021 Jul Jun May Apr Mar Feb Jan 0 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - - Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - Email address PERSONAL LOAN Krazybee Services Private Limited Acct 5 Singh Gaurav Address 1 JALAUN,UTTAR PRADESH,285001 Uttar Pradesh 285001 Credit Account details Account terms Account description Account details Account Number KB210712JBVMA Date Reported 31-03-2022 Credit Limit Amt - Date Opened 12-07-2021 Loan Type PERSONAL LOAN EMI - Date Closed 24-03-2022 Account Status CLOSED Repayment Tenure 0 Ownership Individual Sanctioned Amt 3,500 Total Write-off Amt 0 Rate of Interest - Current Balance 0 Principal Write-off 0 Value of Collateral - Amount Overdue 0 Settlement Amt 0 Type of Collateral - Last Payment Date 24-03-2022 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 5 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Payment History DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan 0 198 170 2022 2021 139 108 78 47 0 0 Consumer Personal details on the Credit Account 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - Email address rsg017937@gmail.com Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - Date of Birth PERSONAL LOAN Dhanvarsha Finvest Limited Acct 6 Gaurav Singh FLAT NO 202SAI SHYAM BUILDING GHOKULDHAM SOC SIDDHATH NAGAR KOPRI COLONYSIDDHATH MAHARASHTRA KOPRI COLONY THANE EAST K Opari Thane East Maharashtra 400603 Address 1 Credit Account details Account terms Account description Account Number Account details STL/JAU/0000081 Date Reported 31-05-2022 Credit Limit Amt - Date Opened 19-07-2021 Loan Type PERSONAL LOAN EMI - Date Closed - Account Status ACTIVE** Repayment Tenure 3 Ownership Individual Sanctioned Amt 5,000 Total Write-off Amt - Rate of Interest 36.000 Current Balance 5,300 Principal Write-off - Value of Collateral - Amount Overdue 9,500 Settlement Amt - Type of Collateral - Last Payment Date - SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct Sep Aug Jul Jun 2022 2021 134 104 74 43 13 May Apr Mar Feb Jan 286 255 225 194 166 0 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male - 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - Email address - Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 6 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 SHORT TERM PERSONAL LOAN UNSECURED Aditya Birla Finance ltd Acct 7 B'Singh' B'Gaurav' Address 1 B'GRAM ANGHAURA' B'CITY JALAUN UP 285121 ' B'' Uttar Pradesh 285121 Address 2 GRAM ANGHAURA CITY JALAUN UP 285121 Uttar Pradesh 080201 Credit Account details Account terms Account description Account Number Account details PYTMPPABFL33677610513261 Date Reported 30-04-2024 Credit Limit Amt - EMI - Date Opened 08-07-2021 Loan Type SHORT TERM PERSONAL LOAN UNSECURED Date Closed - Account Status ACTIVE* Repayment Tenure 0 Ownership Individual Sanctioned Amt 750 Total Write-off Amt - Rate of Interest - Current Balance 0 Principal Write-off - Value of Collateral - Amount Overdue 0 Settlement Amt - Type of Collateral - Last Payment Date 30-03-2023 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan 0 907 876 816 602 571 541 510 482 236 205 175 144 0 2024 2023 816 785 755 724 694 663 2022 450 419 389 358 328 297 2021 85 54 24 0 0 0 632 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - - Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - Email address © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 7 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 PERSONAL LOAN Dhani Loans and Services Limited Acct 8 Gaurav Singh 130SO RAM BAHADUR SINGH, PARAWAR, 0234PARAWAR, GRAM ANGHAURA, MADHOGARH, 0336JALAUN, UTTAR PRADESH, India, 28512104042301 2301 Uttar Pradesh 285121 Address 1 Credit Account details Account terms Account description Account Number Account details IDOFDEL14654412 Date Reported 30-09-2021 Credit Limit Amt - EMI - Date Opened 21-08-2021 Loan Type PERSONAL LOAN Date Closed - Account Status ACTIVE* Repayment Tenure 3 Ownership Individual Sanctioned Amt 1,000 Total Write-off Amt - Rate of Interest - Current Balance 999 Principal Write-off - Value of Collateral - Amount Overdue 4,670 Settlement Amt - Type of Collateral - Last Payment Date 27-09-2021 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct 2021 Sep Aug 39 0 Jul Jun May Apr Mar Feb Jan Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - - Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - Email address BRANCH INTERNATIONAL FINANCIAL SERVICES PVT LTD PERSONAL LOAN Acct 9 Gaurav Singh Address 1 GRAM ANGHAURA, PARAWAR JALAUN Uttar Pradesh 285121 Credit Account details Account terms Account Number Account description Account details A73B5B7695972B40FA9A9424F Date Reported 30-04-2024 Credit Limit Amt - PERSONAL LOAN EMI - Date Opened 17-07-2021 Loan Type Date Closed - Account Status Ownership Individual Sanctioned Amt 3,200 Total Write-off Amt 3,250 Rate of Interest - Current Balance 3,200 Principal Write-off 3,200 Value of Collateral - Amount Overdue 3,250 Settlement Amt 46 Type of Collateral - Last Payment Date 04-03-2022 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status Written-off © Experian Ltd, 2024 All rights reserved. SF/WD/WO/SET/RES Repayment Tenure pd4ml evaluation copy. visit http://pd4ml.com 1 Page 8 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Payment History DPD Dec Nov Oct Sep Aug Jul Jun May 2024 Apr Mar Feb Jan 900 900 900 897 2023 866 835 805 774 744 713 682 652 621 591 560 532 2022 501 470 440 409 379 348 317 287 256 226 195 167 2021 136 105 75 44 14 0 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - Email address - Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - OTHER Incred Prime Finance Limited Acct 10 Singh Gaurav Address 1 GRAM ANGHAURA PARAWAR JALAUN UTTAR PRADESH 285121 BANGRA JALAUN Uttar Pradesh 285121 Credit Account details Account terms Account description Account Number Account details 28-02-2022 Credit Limit Amt - Date Opened DXDEL35221-221486587 Date Reported 01-09-2021 Loan Type OTHER EMI - Date Closed - Account Status ACTIVE* Repayment Tenure 0 Ownership Individual Sanctioned Amt 16,000 Total Write-off Amt - Rate of Interest - Current Balance 1,012 Principal Write-off - Value of Collateral - Amount Overdue 0 Settlement Amt - Type of Collateral - Last Payment Date - SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status Clear existing status Payment History DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar 2022 2021 Feb Jan 0 119 27 Consumer Personal details on the Credit Account 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - Email address - Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - Date of Birth © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 9 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 PERSONAL LOAN Dhani Loans and Services Limited Acct 11 Gaurav Singh 130SO RAM BAHADUR SINGH, PARAWAR, 0234PARAWAR, GRAM ANGHAURA, MADHOGARH, 0336JALAUN, UTTAR PRADESH, India, 28512104042301 2301 Uttar Pradesh 285121 Address 1 Credit Account details Account terms Account description Account Number CL18886554 Account details Date Reported 31-01-2022 Credit Limit Amt - EMI - Date Opened 21-08-2021 Loan Type PERSONAL LOAN Date Closed - Account Status ACTIVE** Repayment Tenure 3 Ownership Individual Sanctioned Amt 1,000 Total Write-off Amt - Rate of Interest - Current Balance 6,784 Principal Write-off - Value of Collateral - Amount Overdue 6,785 Settlement Amt 0 Type of Collateral - Last Payment Date 27-09-2021 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb 2022 2021 Jan 163 132 100 70 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male Mobile 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - Email address - Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 10 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 PERSONAL LOAN Sayyam Investmets Pvt Ltd Acct 12 Gaurav Singh Address 1 GRAM ANGHAURA PARAWAR Uttar Pradesh 226001 Credit Account details Account terms Account description Account Number 1765895 Account details Date Reported 31-01-2024 Credit Limit Amt - EMI - Date Opened 27-05-2022 Loan Type PERSONAL LOAN Date Closed - Account Status ACTIVE** Repayment Tenure 0 Ownership Individual Sanctioned Amt 1,800 Total Write-off Amt - Rate of Interest - Current Balance 2,723 Principal Write-off - Value of Collateral - Amount Overdue 900 Settlement Amt - Type of Collateral - Last Payment Date - SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb 2024 Jan 599 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male - 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - rsg017937@gmail.com Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - Email address PERSONAL LOAN Akara Capital Advisors Private Limited Acct 13 Gaurav Singh Address 1 GRAM ANGHAURA ANGHAURA PARAWAR JALAUN Uttar Pradesh 285121 Credit Account details Account terms Account description Account details Account Number 3830435 Date Reported 02-02-2024 Credit Limit Amt - Date Opened 16-07-2021 Loan Type PERSONAL LOAN EMI - Date Closed 26-08-2021 Account Status CLOSED Repayment Tenure 0 Ownership Individual Sanctioned Amt 5,028 Total Write-off Amt - Rate of Interest - Current Balance 0 Principal Write-off - Value of Collateral - Amount Overdue 0 Settlement Amt - Type of Collateral - Last Payment Date 26-08-2021 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 11 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Payment History DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar 2024 Feb Jan 0 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male - 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - Email address rsg017937@gmail.com Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - PERSONAL LOAN PayU Finance India PVT Ltd Acct 14 Gaurav Singh Address 1 GRAM ANGHAURA, PARAWAR, MADHOGARH, JALAU N, UTTAR PRADESH Uttar Pradesh 285121 Address 2 GAURAV SINGH , VILL ANGHOURA , JALAUN Uttar Pradesh 285121 Credit Account details Account terms Account description Account details Account Number LPPLUS10834470 Date Reported 30-04-2024 Credit Limit Amt - Date Opened 28-07-2021 Loan Type PERSONAL LOAN EMI - Date Closed - Account Status ACTIVE** Repayment Tenure 1 Ownership Individual Sanctioned Amt 0 Total Write-off Amt 0 Rate of Interest 36.000 Current Balance 5,629 Principal Write-off 0 Value of Collateral - Amount Overdue 8,363 Settlement Amt 0 Type of Collateral - Last Payment Date 03-09-2021 SuitFiled Willful Default WrittenOff Status - SuitFiled Willful Default - Written off Settled Status - Payment History DPD Dec Nov Oct Sep Aug Jul Jun May 2024 2023 836 805 775 745 715 684 653 623 Apr Mar Feb Jan 900 900 896 867 592 562 531 503 Consumer Personal details on the Credit Account Date of Birth 15-08-1995 Phone Type Phone Number Extension ID Type ID Number Date of issue Date of Expiry Gender Male - 9549310230 - PAN GDBPS9887P - - Occupation - Passport - - - gsr017937@gmail.com Voter ID - - - Aadhaar/UID - - - Driving License - - - Ration Card - - - Email address CREDIT ENQUIRIES Records Found: 19 This section shows the names of the credit institutions that have processed a credit / loan application for you. © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 12 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Address 1 Cr Enq 1 Date of Birth - PAN - ERN 1705866270388 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name True Credits Pvt Ltd Gender Male Driving License - Application date 22-01-2024 Marital Status - Ration Card - Amount applied for 5,000 Duration of Agreement 1 Email - Address 1 Date of Birth Cr Enq 2 - PAN - ERN 1686118496660 Telephone - Passport Number - Search Type Credit Card Mobile Phone - Voter ID - Credit Institution Name Axis Bank Gender Male Driving License - Application date 07-06-2023 Marital Status - Ration Card - Amount applied for 10,000 Email - Duration of Agreement 36 Address 1 Cr Enq 3 Date of Birth - PAN - ERN 1663397258763 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name True Credits Pvt Ltd Gender Male Driving License - Application date 17-09-2022 Marital Status - Ration Card - Amount applied for 5,000 Email - Duration of Agreement 1 Address 1 Cr Enq 4 Date of Birth - PAN - ERN 1657722855930 Telephone - Passport Number - Search Type Credit Card Mobile Phone - Voter ID - Credit Institution Name Axis Bank Gender Male Driving License - Application date 13-07-2022 Marital Status - Ration Card - Amount applied for 10,000 Email - Duration of Agreement 36 Address 1 Cr Enq 5 Date of Birth - PAN - ERN 1654253453130 Telephone - Passport Number - Search Type Credit Card Mobile Phone - Voter ID - Credit Institution Name Axis Bank Gender Male Driving License - Application date 03-06-2022 Marital Status - Ration Card - Amount applied for 10,000 Email - Duration of Agreement 36 © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 13 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Address 1 Cr Enq 6 Date of Birth - PAN - ERN 1654090859667 Telephone - Passport Number - Search Type Credit Card Mobile Phone - Voter ID - Credit Institution Name Axis Bank Gender Male Driving License - Application date 01-06-2022 Marital Status - Ration Card - Amount applied for 10,000 Duration of Agreement 36 Email - Address 1 Date of Birth Cr Enq 7 - PAN - ERN 1653969432705 Telephone - Passport Number - Search Type Consumer Search Mobile Phone - Voter ID - Credit Institution Name SNAPMINT FINANCIAL SERVICES PVT LTD Gender Male Driving License - Application date 31-05-2022 Marital Status - Ration Card - Amount applied for 10,000 Email - Duration of Agreement 6 Address 1 Cr Enq 8 Date of Birth - PAN - ERN 1653816768494 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name Whizdm Finance Pvt Ltd Gender Male Driving License - Application date 29-05-2022 Marital Status - Ration Card - Amount applied for 0 Email - Duration of Agreement 0 Address 1 Cr Enq 9 Date of Birth - PAN - ERN 1653721887841 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name True Credits Pvt Ltd Gender Male Driving License - Application date 28-05-2022 Marital Status - Ration Card - Amount applied for 5,000 Email - Duration of Agreement 1 Address 1 Cr Enq 10 Date of Birth - PAN - ERN 1648280976711 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name Whizdm Finance Pvt Ltd Gender Male Driving License - Application date 26-03-2022 Marital Status - Ration Card - Amount applied for 0 Email - Duration of Agreement 0 © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 14 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Address 1 Cr Enq 11 Date of Birth - PAN - ERN 1630750671681 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name True Credits Pvt Ltd Gender Male Driving License - Application date 04-09-2021 Marital Status - Ration Card - Amount applied for 1,000 Duration of Agreement 1 Email - Address 1 Date of Birth Cr Enq 12 - PAN - ERN 1628519201055 Telephone - Passport Number - Search Type Construction Equipment loan Mobile Phone - Voter ID - Credit Institution Name Kudos Finance And Investment Private Ltd Gender Male Driving License - Application date 09-08-2021 Marital Status - Ration Card - Amount applied for - Email - Duration of Agreement 1 Address 1 Cr Enq 13 Date of Birth - PAN - ERN 1627006692360 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name MOUNT SHIKHAR FINANCIAL SERVICES LTD Gender Male Driving License - Application date 23-07-2021 Marital Status - Ration Card - Amount applied for 5,000 Email - Duration of Agreement 30 Address 1 Cr Enq 14 Date of Birth - PAN - ERN 1626953418666 Telephone - Passport Number - Search Type Microfinance Mobile Phone - Voter ID - Credit Institution Name Deus Financial Capital Pvt Ltd Gender Male Driving License - Application date 22-07-2021 Marital Status - Ration Card - Amount applied for 7,000 Email - Duration of Agreement 120 Address 1 Cr Enq 15 Date of Birth - PAN - ERN 1626941620910 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name IVL Finance Ltd Gender Male Driving License - Application date 22-07-2021 Marital Status - Ration Card - Amount applied for 0 Email - Duration of Agreement 48 © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 15 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 Address 1 Cr Enq 16 Date of Birth - PAN - ERN 1626614707415 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name True Credits Pvt Ltd Gender Male Driving License - Application date 18-07-2021 Marital Status - Ration Card - Amount applied for 1,000 Duration of Agreement 1 Email - Address 1 Date of Birth Cr Enq 17 - PAN - ERN 1626448433283 Telephone - Passport Number - Search Type Personal Loan Mobile Phone - Voter ID - Credit Institution Name Whizdm Finance Pvt Ltd Gender Male Driving License - Application date 16-07-2021 Marital Status - Ration Card - Amount applied for 0 Email - Duration of Agreement 0 Address 1 Cr Enq 18 Date of Birth - PAN - ERN 1625712759713 Telephone - Passport Number - Search Type Others Mobile Phone - Voter ID - Credit Institution Name ADITYA BIRLA CAPITAL LTD Gender Male Driving License - Application date 08-07-2021 Marital Status - Ration Card - Amount applied for 0 Email - Duration of Agreement 0 Address 1 Cr Enq 19 Date of Birth - PAN - ERN 1625712758768 Telephone - Passport Number - Search Type Others Mobile Phone - Voter ID - Credit Institution Name ADITYA BIRLA CAPITAL LTD Gender - Application date 08-07-2021 - Amount applied for 0 Duration of Agreement 0 Male Driving License Marital Status - Ration Card Email - NON-CREDIT ENQUIRIES No Records Found This section shows non-credit enquiries such as authentication requests and request for your Experian Credit Report & Credit Score by you. CONTACTING US If you find a discrepancy in your report, it is important to quickly raise it with your lender. Under the Credit Information Companies (Regulation) Act 2005 and as per the guidelines set by the Reserve Bank of India, Experian Credit Information Company of India Private Limited is not authorized to change any data in your credit information report without authorisation from your lender. However, we would be happy to help you with this process. If you would like us to help please visit https://consumer.experian.in/ECV-OLN/ to raise a dispute regarding the discrepancy. © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 16 of 17 Experian Credit Report Experian Report Number (ERN): 1716917970149 Unique Transaction ID: 1158958586 LEGEND SF/WD/WO/SET/RES : Credit Accounts that are Suit Filed/ Wilful Default/ Written Off/ Settled/ Restructured. Active* : Credit accounts which are less than 90 days past due. Active** : Credit accounts which are over 90 days past due. Closed : Credit accounts that have 'Date Closed' populated. DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI. DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date. DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender. When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following: S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines. M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely. B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines. L : Loss: An account where loss has been identified but the amount has not been written off, wholly or partially is classified as Loss asset as per RBI guidelines. <---------- END OF REPORT ----------> Experian Credit Information Company of India Private Limited ("ECICI") is registered as a Credit Information Company with the Reserve Bank of India. ECICI has empanelled several credit institutions / specified users ("Members") with it, from whom it collects information / data for the bureau operations. The current Experian Credit Information Report and Experian Credit Score ("Report") is a reflection of this information / data as submitted by the Member to ECICI. The Report may thus be limited to the information / data contributed by the Member. The information / data provided in the Report is as current and up to date as provided by the Members. The Report is not a guarantee of any particular outcome and you may therefore not use any information, in full or in part, as the sole basis for any decision you take. ECICI does not accept any responsibility for any loss that may arise to you from relying on the information / data in the Report. ECICI will use all reasonable skill and care in the supply of the information / data to you. However since we obtain the information / data from the Member, ECICI cannot guarantee or warranty that the information contained in the Report is complete, accurate, up-to-date or error-free. Any information contained herein does not reflect the views of ECICI or its directors or employees. This message contains legally privileged and/or confidential information. If you are not the intended recipient(s) of this message, you are hereby notified that any dissemination, distribution or copying of this Report is strictly prohibited. If you have received this Report in error, please notify the sender immediately and delete this Report from your computer and all your records. © Experian Ltd, 2024 All rights reserved. pd4ml evaluation copy. visit http://pd4ml.com Page 17 of 17