Our Bulk Payment
and Bulk SMS
Services
Contents
1.0
2.0
3.0
INTRODUCTION
1
Our business model
1
BULK PAYMENT SERVICE
2
Features
2
Web Portal Functionality
2
Process Flow
2
Value Proposition
3
BULK SMS
4
Features
4
Process Flow
4
Value Proposition
4
1.0 INTRODUCTION
Africa is earmarked to become the world’s fastest-growing mobile phone market. The
continent’s mobile phone use over the past 5 years has increased at an annual rate of 65
percent, which is twice the global average. Central to this development is how access to
mobile connectivity continues to drive economic growth and influences traditional ways of
doing business.
Today, mobile money is noted as a key driver of financial inclusion and has transitioned from
the sole provision of remittance services to augmented financial services such as savings,
access to micro loans, micro insurance and a host of others.
Nsano, in our bid to revolutionize the space and contribute our quota to financial inclusion,
has adapted a business model that ensures all categories of end-users are catered for
regardless of the level of their exposure to digitization.
BUSINESS MODEL
Single Integration
Real Time Processing
Our mobile money APIs enable our
clients to have access to a mobile money
platform that aggregates all the mobile
money network providers.
Be assured of real time processing of all
transactions with robust management
portals to facilitate monitoring.
Transparency
Reconciliation
There is a clear audit trial throughout the
transaction life-cycle. The tracking portal
generates reports for settlement and
reconciliation amongst others.
Daily cross-checks and verifications are
done for all transactions with reports
generated and shared for all parties.
Security
Nsano’s Fraud management contributes its quota to the
restoration of confidence and trust in the adoption and use of
mobile money. Another benefit to partner
financial institutions is its ability to help in compliance of Page 01 AML/CFT regulations
issued by the Central Bank.
2.0 BULK PAYMENT SERVICE
Today, corporates are interested in solutions that allow them to perform bulk transactions to
many recipients fast and effectively. Nsano’s bulk payment feature leverages on our payment
gateway to avail bulk payments to customers. This product is exceptionally useful for corporate
clients. Our Bulk payment also leverages mobile technology and is characterized by One-toMany Payments. Funds can also be directly transferred to bank accounts or to mobile money
wallets.
Features
 Payment Order Management

 Scheduled Payments

 Interoperability capabilities enabling payments across various channels

 Maker-checker flow implementation

 Corporate customer portal

 Dual language settings
Process Flow
Customer tops
up Bulkpay account
via mobile mone or
partner banks
Authorized staff
Payment schedule
uploads payment
approved by
schedule
authorizers
Payment is
processed and
disbursements are
made
Web Portal Functionality



 Data Summary & Analytics
 Client Management
 User Profile manager
 Manage reseller models
Page 02
VALUE PROPOSITION
Payments to all mobile money wallets
provides a wider and more inclusive
reach.
Inbuilt transactions and reporting view for
monitoring statuses of uploaded
transactions and generating reports.
Instant top up of bulk pay accounts
from mobile money.
Maker/Checker rule applied for uploads and
their approvals to ensure secure
disbursement of funds.
User friendly and easy-to-use service
Capacity to onboard and manage
specially built with the customer in mind.
different bulk pay merchants
Page 03
3.0 BULK SMS
The Nsano Bulk SMS Alert service enables you to send Bulk SMS from any PC with internet
access within a minute, 24/7.
Our platform gives you a clean and easy to read dashboard, allowing you to quickly make
adjustments to your SMS Alerts without much time or effort.
Nsano provides SMS APIs to all institutions and third parties to integrate into their applications
at no fee. Our Integration Center Team (ICT) is readily available to assist clients to integrate
with ease in no time.
Features

Create, Manage and Import contacts

Customize/Personalize Messages

Schedule Message Delivery

Extract Report on Sent SMS History

View a comprehensive report center for detailed data summary (Analytics)
Process Flow
Customer tops up
SMS account via
mobile money or
partner banks
Nsano confirms
receipt of payment
SMS Volume is
credited to the
Client’s account
Bulk SMS service is
restored and ready
for
VALUE PROPOSITION
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Mass marketing that delivers
measured results
Self-service platform that can be
managed internally using existing staff
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Efficient marketing toll that requires
minimal financial resources.
Easy to manage platform with relevant
reports for analysis and effective
decision making
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Flexible pricing of SMS rate to suit the
business model of the organization.
Page 04
About Nsano
Established in Ghana in 2013, Nsano first set out as a valued-added service (VAS)
provider but has over the years morphed into a formidable fintech company which is
revolutionizing the delivery of financial services in Africa through technologically-driven
solutions. The company has launched operations in various regions in Africa including
Zambia, Uganda and Cote d’Ivoire. As we extend operations to other parts of Africa, we
hope to achieve our objective of enabling people move money from anywhere to anywhere.
Mission
We believe that access to financial services should not be a privilege but a right enjoyed by
all. It is our desire to see an Africa where access to financial services is available to people
regardless of educational level, economic status, or location, and this drives us on our
mission to democratize how e-money moves.
Vision
Due to the high contribution of cross-border trade to the GDP of participating countries, we
are focused on defeating one of the major barriers to trade; payments. Our vision as a
financial technology firm is to process 50% of Africa’s GDP by 2025, by offering reliable and
inexpensive payment options that overcome challenges such as fraud and currency
differences.
Contact Us
The Voyager, Reiss Junction Road,
North Legon - Agbogba, Accra
+233 302 909 018
+233 303 976 999
+233 055 968 9985
+233 055 968 9972
business@nsano.com
sales@nsano.com