Introduction. You have chosen to conduct your transaction with RBC Royal Bank of Canada (“RBC”, “us”
or “we”) electronically (the “Agreement”). This notice contains important information about electronic
signatures and electronic records, and where applicable, receiving legal and regulatory information in
connection with the Agreement electronically.
Acceptance of this Notice. Please click the “ACCEPT” button to confirm that you have reviewed and
agree to be bound by this notice. If you are accepting on behalf of someone else, including a corporate
entity, you confirm that you have the authority to legally bind that person or entity to this notice and the
Agreement.
This notice takes effect when you click the “ACCEPT” button.
Applicable Disclosure

You consent to receive and retain any applicable legal or regulatory disclosures (“Disclosures”) in
electronic form on this device.

You can withdraw your consent to receive Disclosures electronically at any time by contacting the
RBC Representative who sent you this document. If you withdraw your consent, you will not be
able to accept the Agreement electronically.
Electronic Signatures & Records

Definition. An “electronic signature” means any electronic information unique to you, which you
create or adopt to show your acceptance to an Agreement. Examples of an electronic signature
include an electronic representation of your handwritten signature, or clicking on an “I Accept”
button, combined with relevant data such as date, time, session ID, and Client number.
An “electronic record” means any electronic document, disclosure or other information related to
the Agreement, including the Agreement itself. An “electronic record” includes an electronic
version or copy of a paper record.

Binding Effect. All electronic signatures you use in connection with the Agreement are binding
and have the same legal effect as if they were written down and signed on paper. You will not
dispute the Agreement with us on the basis that it was entered into using an electronic signature.
Electronic signatures and electronic records satisfy all applicable “signature” and “in-writing”
requirements imposed by statute or other legal obligation.

Signature Card. You agree that you adopt the electronic signature as your signature and
signature card for the purposes of opening the account related to the Agreement.

Correcting Errors. If you want to correct an error in the Agreement, click “Decline” and contact the
RBC Representative who sent you this document.

Decline to Sign. If you do not wish to enter into the Agreement or use an electronic signature, you
can click the “Decline” button. If you click “Decline”, the Agreement will not be signed and you will
be required to sign in paper format.
Delivery. After you electronically sign the Agreement, we will provide you with an opportunity to
review and download a copy of the Agreement. Delivery of the Agreement is deemed to have
occurred on the day that the Agreement is made available to you, and not when you actually
review the Agreement. You may also print and save a copy of the Agreement when it is displayed
to you on this device, or you may contact the RBC Representative who sent you this document to
access a copy.

Provision of Paper. We may provide you with a paper copy of the Agreement if we deem it
appropriate, or if we are unable to provide you with a copy electronically.
Technical Requirements. Some browsers may not be compatible with the way an Agreement is
displayed. If you are experiencing any problems, please contact the RBC Representative who sent you
this document.