1 Oracle Banking Liquidity Management (OBLM) Liquidity Management (OBLM) - Ver 14.3 Oracle Banking Liquidity Management (OBLM) Liquidity Management (OBLM) - Ver 14.3 2 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Agenda • Introduction • Key Features • Core Maintenances • Security Maintenance • Structure Maintenance • Simulations • Dashboards • Batch & Monitor 3 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Oracle Liquidity Management Solution- Introduction Oracle’s Liquidity Management enables banks to run a single centralized stand-alone liquidity management solution and supports comprehensive liquidity management techniques. The Solution supports techniques such as pooling, sweeping, interest optimization and additional avenues for higher yield investments with flexibility to cater to country regulatory restrictions. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Oracle’s Comprehensive Liquidity Management Solution Experiences and Digital Services Governance, Risk & Compliance Risk Management Market Feeds Integration to Corporate ERP and Open API Tailored User Experience Business Processes SWIFT Financial Crime Marketing and Sales Customer On-boarding Credit Management Originations Compliance Work list Applications Auto Decision Process Enablers Scoring and Evaluation SEPA Business Insight Customer Insight Liquidity Management Structure Management Sweeping Pooling MBCC Interest Re-allocation Reports Interest Engine Simulations Dashboards Charges Real Time Liquidity Intercompany Loans Capital Management Finance & Performance Management Credit and Debit Bureaus Enterprise Shared Services Limits Collaterals Accounting Pricing Facilities Core Components Customer Billing Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Agency Systems Oracle Banking Liquidity Management Solution Overview Liquidity Management Engine Structure Management Sweeping Pooling MBCC Interest Re-allocation Reports Interest Engine Simulations Dashboards Charges Real Time Liquidity Intercompany Loans Integration layer CORE DDA Product Processors Branch 3 Branch 2 Country X Branch 5 Branch 4 Country Y Branch 7 Branch 6 Branch X Branch 1 Branch 8 Branch Y Branch 3 Branch 2 Branch 4 Virtual Accounts Management Branch 1 Country B Enterprise Limits Country A AMERICAS EMEA 1 Payments Engine APAC 6 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Agenda • Introduction • Key Features • Core Maintenances • Security Maintenance • Structure Maintenance • Simulations • Dashboards • Batch & Monitor 7 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Superior and Efficient Sweeping Capabilities Concentration Methods Flexi Sweep Frequencies • Target Balancing (Zero Balancing, Constant Minimum Balance) • Collar Balancing • Percentage sweeps • Range balancing • Fixed sweeps • Threshold sweeps • • • • • • Flexible Sweep Parameters Flexible sweeps – reverse frequencies • • • • • • • Intraday Beginning BOD EOD Time Triggered On Demand/Ad-hoc By Priority Cross DDA Sweeps Daily Weekly Monthly Any Day or Month End Quarterly Semi Quarterly Flexible Interest, Fee & Charges •Fixed & Floating •Tier, Slab •Back Value transaction support Sweep Amounts Sweeps based on • Book Dated Balances • Value Dated Balances Simulations • Minimum • Maximum • Hierarchies • Structures Flexible charge application Multicurrency support • Single Currency Sweeps • Multi-currency sweep Dashboards • Month End • Quarterly • Annually • • • • • Daily Weekly Monthly Month-end Quarterly Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Hybrid Structures Global Structure Management Domestic Multi- currency hybrid structure Domestic Single currency hybrid structure Cross Border Single currency hybrid structure Support hybrid structure with no limitation on either on number of accounts or number of countries Cross Border Multicurrency hybrid structure Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Hybrid Structure Multi-Country, Multi Bank, Multi Currency, Multi time zone N-tier combination of Sweep Structures and Notional pooling Multi-Currency Header Pool Regional Cash Pool Pool Hong Kong Regional consolidation pools USD Pool GBP Pool SGD Pool AUD Pool New York London Singapore Australia Sweep Cash Concentration at zone cut-off time Participating accounts USD Pool San Francisco RMB Account Shanghai USD Pool New York USD account GBP account SGD account AUD account London Singapore Australia Cash Sweep Australia Multi Bank 10 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Module Highlights • Supports banks to setup and manage complex cash concentration and pooling structures for their corporate customers. • Physical Sweeps, Notional Pooling and Hybrid Structures • N-tier combination of Sweeping, Pooling and Hybrid structures. • Multiple cash concentration methods with multiple models of re-allocation. • Supports a multi-country, multi-branch, multi-currency liquidity management structure. This enables the system to keep track of balances in accounts, calculate interest on the accounts as well as track the history of the sweep/pool structure. • Helps in optimizing liquidity both domestically and across currencies and borders. • Role based dashboards are supported • What if analysis of sweep structures. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Agenda • Introduction • Key Features • Core Maintenances • Security Maintenance • Structure Maintenance • Simulations • Dashboards • Batch & Monitor 12 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Core Parameter Maintenances • • • • • • • • • • Bank Set up Branch Maintenance Country Code Maintenance Currency Maintenance Currency Exchange Rate Maintenance Branch Holiday Maintenance Currency Holiday Maintenance Customer Maintenance Account Maintenance Bic Directory Setup • • • • • • • • • Interest Rule Set up Interest Product Set up Interest UDE set up Interest Product Mapping File Upload System Dates Sweep Frequency Set up External System Set up Sweep Instruction Set up Copyright © 2020, Oracle and/or its affiliates. All rights reserved. External Bank Parameters Copyright © 2020, Oracle and/or its affiliates. All rights reserved. External Branch Parameters Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Third Party Bank Parameters Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Branch parameters Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Branch parameters Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Language Code & Rate Type Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Country Code Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Currency Code Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Currency Exchange Rate Maintenance Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Local Holiday Maintenance Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Currency Holiday Maintenance Copyright © 2020, Oracle and/or its affiliates. All rights reserved. External Customer Maintenance Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Period Code Summary Copyright © 2020, Oracle and/or its affiliates. All rights reserved. System Dates Copyright © 2020, Oracle and/or its affiliates. All rights reserved. External Account Maintenance Copyright © 2020, Oracle and/or its affiliates. All rights reserved. ECA System and Host Code Setup Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Interest Rule setup • To calculate interest or charges for an account, typically the data require are: • Principal - The amount for which you want to calculate interest • Interest period - The number of days for which you want to apply interest • Interest rate • These components, required to calculate interest, are called ‘data elements’ (the elements that provide the required data to calculate interest). • Data elements are of two types: • System Data Elements (SDEs) • Values that are readily available in the system • User Data Elements (UDEs) • User onboarded/defined. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Interest Rule Set up Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Interest Rule Set up Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Interest Product Set up Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Interest UDE set up Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Accounting Entry Maintenance Summary Copyright © 2020, Oracle and/or its affiliates. All rights reserved. IC Group Input & Account Product Maintenance Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Multi-Currency Account Linkage Copyright © 2020, Oracle and/or its affiliates. All rights reserved. File Upload Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Customer User Linkage Copyright © 2020, Oracle and/or its affiliates. All rights reserved. BIC Directory Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Sweep Frequency Set up Copyright © 2020, Oracle and/or its affiliates. All rights reserved. External System Set up Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Sweep Instruction Set up Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Agenda • Introduction • Key Features • Core Maintenances • Security Maintenance • Structure Maintenance • Simulations • Dashboards • Batch & Monitor 44 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Security Management (SMS) • Controlled access to the system is a basic parameter that determines the robustness of the security. • In Oracle Banking Liquidity Management, a multi- pronged approach is employed to ensure that this parameter is in place. • Only authorized users can access the system • User profile of a user contains the User ID, the password and the functions to which the user has access. • The branches from where a user can operate. • Extensive log is kept of all the activities on the system. • Audit trail is also supported. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. SMS: Role Maintenance Copyright © 2020, Oracle and/or its affiliates. All rights reserved. SMS: User Maintenance Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Agenda • Introduction • Key Features • Core Maintenances • Security Maintenance • Structure Maintenance • Simulations • Dashboards • Batch & Monitor 48 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Cash Concentration - Methods Feature Feature Funding Behavior 1 Zero balance Here the system will try to bring the child account to zero balance in case it has a negative balance. 2 Fixed Sweep The 2 way sweep in this concentration method will transfer only that amount which is required to cover overdrafts on the child accounts. 3 Target balance / Minimum balance If the child account balance is below the minimum balance, the system will try to cover the negative difference (shortfall) between the child balance and minimum balance with funds from the Parent account. 4 Threshold If the child account balance is below zero, then sweeps will be performed from Parent account to child account to bring minor account balance to zero. 5 Collar 6 Percentage 7 Range based balancing If the child account balance is below zero, then sweeps will be performed from Parent account to child account to bring the child account balance to zero. The 2 way sweep in this concentration method will transfer only that amount which is required to cover overdrafts on the child accounts If a child account fixed balance is 50, Minimum range amount is 10 and Maximum range amount is 100 then, if the child account balance goes below 10, sweeps to child account will happen to make the child account balance 50 (Sweep of 40), Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Sweep / Notional Pool • Under Sweeping, the physical funds are moved in account structure from child to parent or parent to child. • Pooling services doesn’t move the physical funds but notionally consolidate the account balances and operate “Interest computations” on the notional balances. . Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Notional Pooling • Under notional pooling, balances remain on participating accounts. The bank charges or credits interest on net balance of the pooled accounts thereby mitigating the cost of overdrafts on participant accounts. • For Notional Pooling structures, system consolidates balances of all accounts that are part of the NP structure and calculates the Pool Balance. • In case of Notional Pooling (NP) funds are actually not moved across accounts. However, the value dated balances of the Child accounts are kept track of. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Zero Balance One way Scenario • Here the system will try to zero balance the child account. The child account balances are swept to leave a zero balance in the child account. If the child account balance is zero or negative, the system will not execute any sweep instruction Two way Scenario • Here the system will try to bring the child account to zero balance in case it has a negative balance. If the balances in the parent account is not sufficient to cover the overdraft, no sweep transaction is done. One way Scenario : Sweep Amount = 50 A(Parent) Presweep balance B(Child) Presweep balance Instruction A(Parent ) Post-sweep balance B(Child) Postsweep balance 200 50 ZBA 250 0 Two way Scenario : Sweep Amount = 150 A(Parent) Presweep balance B(Child) Presweep balance Instruction A(Parent ) Post-sweep balance B(Child) Postsweep balance 200 -150 ZBA 50 0 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Fixed Sweep One way Scenario • If the child account balance is above or equal to the fixed amount, the system will sweep fixed amount from the child account. Two way Scenario • In this concentration method will transfer only that amount which is required to cover overdrafts on the child accounts i.e. Fixed 2 way sweep only covers the child overdraft balances and will not follow the fixed parameter, provided the parent account has sufficient balance to cover the debit balance on the child account. One way Scenario : Sweep amount = 50 A(Parent) Pre-sweep balance B(Child) Pre-sweep balance 200 100 Instruction Sweep parameter(fix ed amount) A(Parent ) Post-sweep balance B(Child) Post-sweep balance Fixed Sweep 50 250 50 Two way Scenario : Sweep amount = 100 Instructio n A(Parent) Pre-sweep balance B(Child) Pre-sweep balance Sweep parameter(fixe d amount) A(Parent ) Post-sweep balance B(Child) Post-sweep balance Fixed 300 -100 50 200 0 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Target Balance/Minimum Balance One way Scenario • • If the child account balance is above the minimum balance, the system will sweep the positive difference between the child account balance(above minimum balance) and minimum balance to the Parent account If the child account balance is below or equal to the minimum balance, the system will not execute the sweep instruction. Instruction A(Parent) Pre-sweep balance B(Child) Presweep balance Sweep Parameter( Target Balance) A(Parent ) Post-sweep balance B(Child) Post-sweep balance Target 300 200 100 400 100 Two way Scenario : Sweep amount = 200 Two way Scenario • One way Scenario : Sweep amount = 100 If the child account balance is below the minimum balance, the parent account will try to cover the negative difference between the minor account balance and minimum balance with funds from the major account. Instruction A(Parent) Pre-sweep balance B(Child) Presweep balance Sweep Parameter( Target Balance) A(Parent ) Post-sweep balance B(Child) Post-sweep balance Target 300 -100 100 100 100 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Threshold One way Scenario • • Here the funds are moved only when the account has more balance than a set limit. The child account keeps accumulating funds till the threshold is reached and sweeps out all the balances from the child account. If the child account balance is equal to or above the Threshold balance amount, the system will sweep the entire balances from the child account. If the child account balance is below the Threshold balance, the system will not execute the sweep instruction. Two way Scenario • • If the child account balance is below the Threshold balance, the system will not perform any sweeps under any circumstances even if the major account is in credit balance. If the child account balance is below zero, then sweeps will be performed from major account to minor account to bring minor account balance to zero. One way Scenario (Sweep amount = 200) A (parent) Pre-sweep balance B (Child) Presweep balance Instruction Threshold A (Parent ) Post-sweep balance B (Child ) Post-sweep balance 100 200 Threshold 150 300 0 Two way Scenario (Sweep amount = 100) A (parent) Pre-sweep balance A (parent) limit B (Child) Pre-sweep balance Instruction Threshold A (Parent ) Post-sweep balance B (Child ) Post-sweep balance 200 No limit -100 Threshold 100 100 0 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Collar One way Scenario • If the child account balance is above the Threshold balance amount or equal to the threshold balance amount, the system will sweep balances from the child account leaving behind the pre-set balance in the child account. Two way Scenario • If the child account balance is below zero, then sweeps will be performed from major account to minor account to bring the minor account balance to zero. One way Scenario (Sweep amount = 180) A(parent) Pre-sweep balance B(Child) Presweep balance Instruction 100 200 Collar Threshold Collar Amount A(Parent ) Postsweep balance B(Child ) Postsweep balance 150 20 280 20 Two way Scenario (Sweep amount = 100) Instruction A (parent) Presweep balance A(parent) limit B (Child) Pre-sweep balance Threshol d Collar Amount A (Parent) Postsweep balance B (Child ) Postsweep balance Collar 200 No limit -100 100 20 100 0 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Percentage One way Scenario • Certain set percentage of funds available in the minor account is swept out. Two way Scenario • Two way sweep only covers the child overdraft balances One way Scenario (amount swept = 10) A(Parent) Pre-sweep balance B(Child) Pre-sweep balance Instruction Percentage A (Parent ) Post-sweep balance B(Child ) Post-sweep balance 200 100 Percentage 10% 210 90 Two way Scenario (amount swept = 100) A(Parent) Presweep balance A (Parent) Limit B( Child) Presweep balance A (Parent ) Post-sweep balance B(Child ) Postsweep balance 200 No Limit -100 100 0 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Range Based Balancing One way Scenario • Child account fixed balance is 50, Minimum range amount is 10 and Maximum range amount is 100 then, if the child account balance is more than 100 then balance above 50 will be swept away from the child account. Two way Scenario • if the child account balance goes below 10, sweeps to child account will happen to make the child account balance 50 (Sweep of 40). One way Scenario (amount swept = 200) A (Parent) Presweep balance B (Child) Presweep balance Instruction Target Rmin Rmax 200 350 RANGE BASED 150 100 300 A (Parent) Postsweep balance B (Child) Postsweep balance 400 150 Two way Scenario (amount swept = 150) A (Parent) Presweep balance B (Child) Presweep balance 200 0 Instruction RANGE BASED Target Rmin Rmax 150 100 300 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. A (Parent) Postsweep balance 50 B (Child) Postsweep balance 150 Interest Calculation and Re-distribution • The existing ICEOD batch is re-used in Liquidity management to compute interest for sweep header account and pool header account. • The interest on child account will be computed by respective DDA system. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Structure Maintenance Step 1: Assigning type of structure • • • Multi bank: If the structure is defined to have accounts of different banks. Cross Currency: If the structure is defined to have accounts of different currency. Cross Border: If the structure is defined to have accounts of different countries. Step 2: Creating Hierarchy • • • • User can drag and drop the accounts/structures to the area where graphical tree structure of the accounts will be displayed. Adding accounts or previously existing structures to the current liquidity structure Individual accounts selected can be made as pool header from main screen While adding new accounts/structures it is necessary to select their cash concentration methods as pool or sweep. Step 3: Mapping Instruction to A/Cs • • • • • In this step, the user can assign instructions, frequencies of instruction, trigger time of instructions and instruction priority User can assign multiple instructions and multiple frequency of instruction to an individual account if needed. Instruction priority in which instructions have to be executed can also be added through same structure maintenance screen. Reverse frequency to an account can also be added via structure maintenance screen Other Attributes of Instruction: Channel, Sweep direction, Payment Channel . Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Structure Maintenance - Features • Single screen to define Domestic\Cross border, Single\ Multi currency structures • Create and maintain Sweep, Pool, Hybrid and MBCC structures • Concentration method, sweep, reverse sweep frequency and reallocation methods can be define at the structure level • Flexibility to define parameters at the account pair level (Instruction priority, sweep direction, payment parameters) • A visual tool to manage account structures & hierarchy • Account drag-drop, multiple structure layouts (vertical, horizontal, radial, tree) zoom in/out view of the structure • Useful for editing existing structures and create new ones Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Account Structure Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Account Structure- Linked Accounts Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Flexible Pricing Engine – Interest Processing Interest based on • Fixed Rate /Slab Rate/Tier Rate /Float Rate Flexible Interest Processing System Data Elements • Previous working day's rates (during weekends and public holidays) User Data Elements Interest Rule Interest Products • Backdated interest calculation/interest recalculation Account 2 Formula Builder Condition Based Rule Based Mathematical Functions Logical Conditions Comparative Operations Processing Rules Account Preferences Liquidation Rules Accounting Rules Account Preferences Statement Preferences Controls Account Class Account 1 Building Blocks SDEs Average Balance, Maximum Balance, Dr Turnover etc.) UDEs ( User Defined Elements for Rule Building) Account n Customer Specific Special Conditions Customer Facilities Restrictions Customer Specific Pricing at Account Level Customer Account Group = A, B,C , D A, B, C Customer = 3%, D = 4% 64 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Interest Calculation & Allocation Interest Calculation Methods Standard Method (Sweeps) Interest Method Advantage Method Interest Optimization Interest Enhancement Interest Allocation Methods No Reallocation Reallocation with benefit Reallocation without benefit Cent ral Central Cent ral Even Cent ral Even Direct Central Percentage Cent ral Fair Share Centr Reverse al Fair Share Central Absolute Direct Distribution Credit % Allocation Debit % Allocation 65 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Multi Bank Cash Concentration (MBCC) : Introduction • Multi-bank cash concentration is needed for automated movement of funds across global multiple third party bank accounts across currencies, accounts, banks and geographic regions. • Multi bank cash concentration feature will enable processing and generation of MT messages. • Multi Bank Cash Concentration is done through SWIFT using MT940, MT941, MT942, MT101, MT103 and MT920. • These MT Messages are need to be parsed and validated to derive necessary information's as needed. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Multi Bank Cash Concentration (MBC) • Account balances are collected by Generating MT920 (Requesting MT940, MT941 or MT942) as per the pre-defined frequency parameters and time intervals for each mirror accounts. • The incoming MT940 and MT941,MT942 handled which need not be in response to an outgoing MT920 i.e. incoming MT940 and MT941, may or may not be in response to outgoing MT920. • Account balances are updated by processing the response/incoming MT940, MT941 and MT942. • The balances are updated based on either MT940 (Statement) or MT941 (Balance report) or MT942.If the response/incoming MT940, MT941 and MT942 updates a Credit balance in the mirror account, MT101 has to be generated at the cut off time for requesting a sweep-in. • The processing of MT103 which is received in response to MT101 would update the designated account. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. MBCC: Payment Instruction • Maintain payment parameter values at bank level for all the internal and external banks participating in liquidity management structure. The values captured in this screen will be handed off to payment systems to initiate domestic or cross border sweep. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Multi Bank Cash Concentration Oracle Banking Liquidity Management Mirror of External Accounts 1. Generation of MT920 2. Receipt of MT 940/ 941, 942 and updating of balances in mirror accounts 3a. Generation of MT101 3b. Receipt of MT103 and Reconciliation with MT101 DDA Product Processor External accounts interfaced through SWIFT network 4a. Generation of MT103 3 – This would be executed when there is credit balance in the mirror accounts 4 – This would be executed when there is debit balance in the mirror accounts Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Currency Cut off Setup Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Agenda • Introduction • Key Features • Core Maintenances • Security Maintenance • Structure Maintenance • Simulations • Dashboards • Batch & Monitor 71 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Simulations • OBLM Simulation options can be used to: Simulate new data and generate structures Simulate existing data and generate structures Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Simulations We can simulate: • The structure. • Perform the sweep • Check the balances This can be done using the sample data for a specific period of time. Simulation structure provides benefits like: o Ro check post sweeping balances using historical data. o Make account level changes and simulate to observe changes in balances. o Create new structures based on user requirements and simulate with user input data. o Convert simulated structures to real structure. o Copy the interest rates and terms & conditions while converting the simulated structure into real structure and redefine if required Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Simulations Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Agenda • Introduction • Key Features • Core Maintenances • Security Maintenance • Structure Maintenance • Simulations • Dashboards • Batch & Monitor 75 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Introduction Dashboard • Features of the dashboard are: • Easy access to alerts and exceptions based on the role. • Easy view of the data of the customers. • Summary of the transactions for bank managers to view logically categorized applications for easy analysis and processing • Dashboard provides various information to the user who logs in. This is based on the role associated to the user. • Banker dashboards • RM/Corporate dashboard Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Customer Context Dashboard 77 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Bankers Dashboard • Centralized store of Global Liquidity activity • Role based configurable widgets • Enhancing operational efficiencies of Bankers/RM’s 78 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Relationship Manager Dashboard • Centralized store of Global Liquidity positions • Provides cash visibility across regions • API based integrations with Digital channels Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Oracle BI Publisher for Efficient Operational Reporting Oracle Banking Liquidity Management is Integrated with Oracle BI Publisher infrastructure to author, manage, and deliver all reports and documents easier and faster than traditional reporting tools. Features • Preconfigured and delivered from with in the solution • Reports formats – HTML, PDF, RTF, Excel and PowerPoint • Ad-hoc reports generated from OBIEE tool through published repositories Quality Control Interface Report Sweep Structure Report Sweep Summary Report Sweep Reject Report Exception Report BIP Reports Interest Paid Report Interest Accrual Report BVT Report Interest Reallocation Report Copyright © 2020, Oracle and/or its affiliates. All rights reserved. LM Benefit Report Agenda • Introduction • Key Features • Core Maintenances • Security Maintenance • Structure Maintenance • Simulations • Dashboards • Batch & Monitor 81 Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Batches & Monitor • OBLM requires batch management to execute sweep between participating accounts in a structure. • It would include batch monitor functionality, sweep processing, EOD task management, frequency maintenance and scheduler screens which would facilitate the batch management tasks. Monitor Screens ▪ File Upload Monitor ▪ Interface Monitor ▪ MBCC Monitor ▪ Pending Authorization ▪ Pool Monitor ▪ Reallocation Monitor ▪ Reverse Sweep Monitor ▪ Sweep Monitor Batch Screens ▪ Account Pair Sweep ▪ End of Cycle ▪ Manual Status Update ▪ Pool Update ▪ Structure Sweep Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Batch and Monitor • Batch management functionalities include: • EOD task management , batch monitor , sweep processing , frequency maintenance and scheduler. • EOD task management would be used to fetch the participating accounts balances, execute sweep, interest computation, interest liquidation and interest reallocation. • The batch monitor screen can be used to display the details about the specified batch processes for a particular structure. • Scheduler will be used to schedule the payment based on the Frequency setup. Copyright © 2020, Oracle and/or its affiliates. All rights reserved. OBLM: Batches & Monitor - Introduction Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Batch: Pool Batch Copyright © 2020, Oracle and/or its affiliates. All rights reserved. Summary The following are the takeaways from this lesson: • Introduction to OBLM • Core and Other Maintenances • Sweep and MBC 81 Copyright © 2020, Oracle and/or its affiliates. All rights reserved.
