PERSONAL FINANCIAL STATEMENT
Member’s Full Name
Divyang B Bhatt
SIN
586941619
(First, Middle, Last)
Date of Birth
11/11/1989
dd/mm/yy
Spouse’s Full Name
SIN
(First, Middle, Last)
Date of Birth
dd/mm/yy
Address78 Forecastle Rd
ON
☒Rent
☐Own
City
Concord
Postal CodeL4K
5J1
How Long
Email
Addressdivyangbhatt1111@gm
ail.com
Employment – Company Name
Apotex
Monthly Income (All Sources)
5200
Position
Microbiologist
Spouse’s Employment – Company name
Position
How Long
2 years
Email Address
Monthly Income (All Sources)
Phone No.
Fax No.
Phone No.
7058085143
Fax No.
How Long
Email Address
Phone No.
Fax No.
NET WORTH STATEMENT
(Whole Dollars Only)
ASSETS
Residence
AMOUNT
LIEN?
Y/N
LIABILITIES
1st Mortgage Residence (Where)
$250000
AMOUNT
$123538
MONTHLY
PAYMENT
$
2nd Mortgage Residence (Where)
Other Properties
(Specify)
Other Mortgages (Where)
Vehicles
(Year, Make, Model)
Mazda 3
18000
2015
Recreation Vehicles
(Year, Make, Model)
Servus Credit Union
Accounts
Loans-CCS (Purpose & Type)
Common Shares
Investment Shares
110000
Chequing
Loans–Other (Purpose & Type)
Savings
Term Deposits
RRSPs/RRIFs
Other Accounts
(Where & Type)
Credit Cards–Charge Accounts
(Type & Account No.)
Canada Savings
Bonds
Other Investments
(Specify)
Life Insurance
Cash Values
Sunlife Life
insurance
100000
TOTAL ASSETS
$ 478000
Minus Liabilities
123538
NET WORTH
$ 354462
Personal Guarantees/Co-Sign
(Where and to/for Whom)
Other (Specify)
RENT
TOTAL LIABILITIES
$
TOTAL MONTHLY PAYMENTS
$
DECLARATION: I hereby authorize Servus Credit Union Ltd. to make any inquiries they deem necessary concerning the status of my
personal credit. The statements herein are true and correct to the best of my knowledge and belief.
Date
Member’s Signature Divyang Bhatt
Member Number
Member’s Signature
10/12/2023
Personal Financial Statement 01/15
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Notice of assessment
As of October 13, 2023
Notice details
Address:
DIYANG BHATT
10 E-2866 BATTLEFORD RD
MISSISSAUGA ON L5N 3L3
Social insurance number: XXX XX1 619
Tax year: 2021
Date issued: Mar 28, 2022
Tax Centre: SUDBURY ON P3A 5C1
Access code: Q3W724BV
We assessed your 2021 income tax and bene�t return and calculated your
balance.
You have a refund of $3,367.67.
We will deposit your refund into your bank account.
Thank you,
Bob Hamilton
Commissioner of Revenue
10/13/2023, 4:37 PM
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Account summary
You have a refund in the amount shown below.
Refund: $3,367.67
Tax assessment
We calculated your taxes using the amounts below. The following summary
is based on the information we have or you gave us.
We may review your return later to verify income you reported or deductions
or credits you claimed. For more information, go to canada.ca/taxesreviews. Keep all your slips, receipts, and other supporting documents in
case we ask to see them.
Summary
Line
Description
15000 Total income
Deductions from total income
$ Final amount CR/DR
70,361
6,816
23600 Net income
63,545
26000 Taxable income
63,545
35000 Total federal non-refundable tax credits
5,271
61500 Total Ontario non-refundable tax credits
1,206
42000 Net federal tax
5,039.36
42800 Net Ontario tax
3,346.44
43500 Total payable
8,385.80
43700 Total income tax deducted
11,538.67
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Line
Description
$ Final amount CR/DR
44800 CPP overpayment
163.42
45000 Employment Insurance overpayment
48200 Total credits
51.38
11,753.47
Total payable minus Total credits
3,367.67 CR
Balance from this assessment
3,367.67 CR
Direct deposit
3,367.67 CR
Explanation of changes and other important information
We will automatically calculate your goods and services tax/harmonized
sales tax credit and any related provincial credit based on your family net
income, province of residence, marital status, and quali�ed children. If you
qualify for any credit for July 2022 to June 2023, we will let you know in July.
Your Canada training credit limit for next year is $750.00. This credit will
expire at the end of the year you turn 65 or the year of death.
We got your application for the 2022 Ontario energy and property tax credit.
We will let you know if you qualify for this credit.
If you have any questions about your assessment, please call our Individual
Tax and Enquiries line at 1-800-959-8281.
RRSP deduction limit statement
References to RRSP contributions also include contributions to your pooled
registered pension plan (PRPP) and to your and your spouse's or commonlaw partner's speci�ed pension plan (SPP). For more information, go to
canada.ca/rrsp or see Guide T4040, RRSPs and Other Registered Plans for
Retirement.
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Description
RRSP deduction limit for 2021
$
Amount
8,080
Minus: Employer's PRPP contributions for 2021
Minus: Allowable RRSP contributions deducted for 2021
Plus: 18% of 2021 earned income, up to a maximum of $29,210
0
4,815
12,040
Minus: 2021 pension adjustment
0
Minus: 2022 net past service pension adjustment
0
Plus: 2022 pension adjustment reversal
0
RRSP deduction limit for 2022
15,305
Minus: Unused RRSP contributions previously reported and
available to deduct for 2022
Available contribution room for 2022
0
15,305
Note: If your available contribution room is a negative amount (shown in
brackets), you have no contribution room available for 2022 and may have
over contributed to your RRSP. If this is the case, you may have to pay a 1%
monthly tax on any excess contributions.
Home Buyers' Plan statement
Description
Total withdrawals (2021)
Minus: Total repayments, cancellations, and income inclusions
Balance left to repay
Minimum required repayment
$ Amount
25,011
0
25,011
0
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More information
If you need more information about your income tax and bene�t return, go
to canada.ca/taxes, go to My Account at canada.ca/my-cra-account, or call
1-800-959-8281.
To �nd your tax centre, go to canada.ca/cra-o�ces.
If you move
Let us know your new address as soon as possible. For more information on
changing your address, go to canada.ca/cra-change-address.
If you have new or additional information and want to change your
return:
- go to canada.ca/change-tax-return for faster service; or
- write to the tax centre address shown on this notice, and include your social
insurance number and any documents supporting the change.
If you want to register a formal dispute:
- go to canada.ca/cra-complaints-disputes; you have 90 days from the date
of this notice to register your dispute.
Definitions
DR (debit) is the amount you owe us and CR (credit) is the amount we owe
you.
Help for persons with hearing, speech, or visual impairments
You can get this notice in braille, large print, or audio format. For more
information about other formats, go to canada.ca/cra-multiple-formats.If
you use a teletypewriter, you can get tax information by calling
1-800-665-0354.
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Screen ID: A-I-VM-01
Version: 2023-09-10
10/13/2023, 4:37 PM
your high interest savings account
statement period:
statement date:
account number:
August 31, 2023 - September 29, 2023
September 29, 2023
0081102444
DIVYANG B BHATT
10E-2866 BATTLEFORD RD
MISSISSAUGA ON
L5N3L3
details
date
Aug 31
transaction
BALANCE FORWARD
Sep 14
PROMO INTEREST
Sep 30
INTEREST
funds out
funds in
balance
31,866.74
105.82
31,972.56
10.49
31,983.05
end of transactions
total funds out
total funds in
closing balance
0.00
116.31
31,983.05
End of your high interest savings account 0081102444 information
For a listing of our interest rates please call 1-888-723-8881, or visit us at simplii.com.
n/a -- information is not available
This statement includes all entries available at the time of processing. There may be transactions that occurred on the last day which
are not shown on this statement. They will be on your next statement.
Please review your statement. If you believe your statement is wrong, please contact us within 30 days of the Statement
Date, shown above. To review the terms and conditions that apply to your statement, please refer to your "Products and Services
Agreement".
page 1 of 1
“SIMPLII FINANCIAL” and the SIMPLII FINANCIAL DESIGNS are trademarks of CIBC.
“Simplii Financial” is a division of CIBC. Banking services are not available in Quebec.
7010HISA-2017/10-INT
PO Box 603, STN Agincourt, Scarborough ON M1S 5K9
1-888-723-8881 simplii.com.
your high interest savings account
statement period:
statement date:
account number:
July 31, 2023 - August 31, 2023
August 31, 2023
0081102444
DIVYANG B BHATT
10E-2866 BATTLEFORD RD
MISSISSAUGA ON
L5N3L3
details
date
Jul 31
transaction
BALANCE FORWARD
Aug 31
INTEREST
funds out
funds in
balance
31,855.92
10.82
31,866.74
end of transactions
total funds out
total funds in
closing balance
0.00
10.82
31,866.74
End of your high interest savings account 0081102444 information
For a listing of our interest rates please call 1-888-723-8881, or visit us at simplii.com.
n/a -- information is not available
This statement includes all entries available at the time of processing. There may be transactions that occurred on the last day which
are not shown on this statement. They will be on your next statement.
Please review your statement. If you believe your statement is wrong, please contact us within 30 days of the Statement
Date, shown above. To review the terms and conditions that apply to your statement, please refer to your "Products and Services
Agreement".
page 1 of 1
“SIMPLII FINANCIAL” and the SIMPLII FINANCIAL DESIGNS are trademarks of CIBC.
“Simplii Financial” is a division of CIBC. Banking services are not available in Quebec.
7010HISA-2017/10-INT
PO Box 603, STN Agincourt, Scarborough ON M1S 5K9
1-888-723-8881 simplii.com.
your high interest savings account
statement period:
statement date:
account number:
June 30, 2023 - July 31, 2023
July 31, 2023
0081102444
DIVYANG B BHATT
10E-2866 BATTLEFORD RD
MISSISSAUGA ON
L5N3L3
details
date
Jun 30
transaction
BALANCE FORWARD
Jul 27
TRANSFER IN
Jul 31
TRANSFER OUT
Jul 31
INTEREST
funds out
funds in
balance
24,047.40
8,000.00
32,047.40
200.00
31,847.40
8.52
31,855.92
end of transactions
total funds out
total funds in
closing balance
200.00
8,008.52
31,855.92
End of your high interest savings account 0081102444 information
For a listing of our interest rates please call 1-888-723-8881, or visit us at simplii.com.
n/a -- information is not available
This statement includes all entries available at the time of processing. There may be transactions that occurred on the last day which
are not shown on this statement. They will be on your next statement.
Please review your statement. If you believe your statement is wrong, please contact us within 30 days of the Statement
Date, shown above. To review the terms and conditions that apply to your statement, please refer to your "Products and Services
Agreement".
page 1 of 1
“SIMPLII FINANCIAL” and the SIMPLII FINANCIAL DESIGNS are trademarks of CIBC.
“Simplii Financial” is a division of CIBC. Banking services are not available in Quebec.
7010HISA-2017/10-INT
PO Box 603, STN Agincourt, Scarborough ON M1S 5K9
1-888-723-8881 simplii.com.