Your credit is in fair shape
Provided by
Report Date: December 18, 2021, 2:59 PM EST
642
Your Credit Rating
300
FAIR
850
Vantage Score 3.0
Personal Info
Reported Names
George J Graham
George Garham
George J Grahm
DOB
Addresses
1945-01-01
SSN
Employment Info
Vapension
Date Reported
1914 Pennsylvania Ave, New Castle, PA, 16101
2021-12-17
3027 Euclid Ave Apt 2, Berwyn, IL, 60402
2021-08-24
9201 Corporate Blvd Ste 13, Rockville, MD, 20850
2021-02-18
230 N Walnut St, New Castle, PA, 16101
2019-01-30
Po Box 414, Kendall, NY, 14476
2011-02-02
Account Summary
Balances
Payments
Open Accounts
Closed Accounts
$27,913
$759
15
13
Total Accounts
28
Collections
Open Accounts
15
Balances
Closed Accounts
13
Payments
Delinquent
9
Derogatory
11
1
$27,913
$759
Public Records
0
Inquiries (2 years)
5
Hide All Summary
Accounts
We gathered all of the accounts listed on your Equifax report for you. Click on any account to learn
more about your history and how to plan for tomorrow.
21
Credit Cards
0
Real Estate
0
Auto Loans
0
Student Loans
6
Other
Credit Cards
$1,780.00
CAPITAL ONE BANK USA
In good standing
Reported: Nov 23, 2021
Overview
Account Details
You’re currently using 89% of your account's limit.
Account Number
Balance: $1,780.00
Credit Limit: $2,000.00
Account Status
Open Date
5156767995452518
Open
Jul 7, 2021
Payment History
You’ve made 100% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
2021
Jul
Aug
Sep
Oct
OK
OK
OK
OK
60
Nov
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
Repossession /
Nov 1, 2021
Type
Credit Card
Responsibility
OK
30 Days Past Due
Dec
Last Activity
Individual
60 Days Past Due
Remarks
Collection / Charge-off
Foreclosure
Times 30/60/90 Days Late
N/A No Data Available
Monthly Payment Amount
$25.00
Current Payment Status
As Agreed
Amount Past Due
0/0/0
Month's Reviewed
4
Term Source Type
Provided
High Balance
$1,780.00
High Credit
$1,780.00
Creditor Information
CAPITAL ONE BANK USA
PO BOX 31293
SALT LAKE CITY, UT 841311293
(800) 955-7070
CREDIT ONE BANK
$1,230.00
Reported: Dec 9, 2021
In good standing
Overview
Account Details
You’re currently using 82% of your account's limit.
Account Number
Balance: $1,230.00
Credit Limit: $1,500.00
Account Status
4447962593183787
Open
Open Date
Jul 28, 2016
Last Activity
Dec 1, 2021
Type
Credit Card
Payment History
You’ve made 51% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2021
N/A
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
N/A
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2018
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2017
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2016
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Responsibility
60 Days Past Due
Collection / Charge-off
Individual
Remarks
Times 30/60/90 Days Late
0/0/0
Month's Reviewed
63
Term Source Type
Provided
High Balance
$1,498.00
High Credit
$1,498.00
Foreclosure
N/A No Data Available
Monthly Payment Amount
Current Payment Status
Amount Past Due
$62.00
As Agreed
Creditor Information
CREDIT ONE BANK
6801 S. CIMARRON ROAD
LAS VEGAS, NV 89113
(877) 825-3242
$926.00
SYNCB/PPC
In good standing
Reported: Dec 15, 2021
Overview
Account Details
You’re currently using 31% of your account's limit.
Account Number
Balance: $926.00
Credit Limit: $3,000.00
Account Status
6044192159096338
Open
Open Date
Mar 7, 2016
Last Activity
Dec 1, 2021
Type
Credit Card
Payment History
You’ve made 45% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2021
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
N/A
N/A
N/A
N/A
OK
OK
OK
OK
OK
OK
OK
OK
2018
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2017
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2016
OK
Paid on Time
30
60
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
Dec
Responsibility
60 Days Past Due
Collection / Charge-off
Individual
Remarks
Times 30/60/90 Days Late
0/0/0
Month's Reviewed
31
Term Source Type
Provided
High Balance
$2,721.00
High Credit
$2,721.00
Foreclosure
N/A No Data Available
Monthly Payment Amount
$29.00
Current Payment Status
As Agreed
Creditor Information
SYNCB/PPC
PO BOX 965005
ORLANDO, FL 32896
(844) 373-4961
Amount Past Due
$816.00
SYNCB/PAYPAL CREDIT
In good standing
Reported: Nov 19, 2021
Overview
Account Details
You’re currently using 42% of your account's limit.
Account Number
Balance: $816.00
Credit Limit: $1,940.00
Account Status
Open Date
5218531028515063
Open
Dec 17, 2017
Payment History
You’ve made 98% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2021
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2018
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
N/A
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
Repossession /
60
Amount Past Due
Credit Card
Individual
Remarks
Times 30/60/90 Days Late
0/0/0
Month's Reviewed
46
Term Source Type
Provided
Collection / Charge-off
N/A No Data Available
Current Payment Status
Type
60 Days Past Due
Foreclosure
Monthly Payment Amount
Nov 1, 2021
Responsibility
2017
30 Days Past Due
Last Activity
High Balance
$2,736.00
High Credit
$2,736.00
$40.00
As Agreed
Creditor Information
SYNCB/PAYPAL CREDIT
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
MAIL ONLY
$794.00
CAPITAL ONE BANK USA
In good standing
Reported: Nov 15, 2021
Overview
Account Details
You’re currently using 99% of your account's limit.
Account Number
Balance: $794.00
Credit Limit: $800.00
5178058715897164
Account Status
Open
Open Date
Dec 22, 2020
Payment History
You’ve made 91% of payments for this account on time.
2021
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
Nov
Dec
N/A
60
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
Repossession /
Nov 1, 2021
Type
Credit Card
Responsibility
2020
30 Days Past Due
Last Activity
60 Days Past Due
Collection / Charge-off
Individual
Remarks
Times 30/60/90 Days Late
0/0/0
Foreclosure
N/A No Data Available
Monthly Payment Amount
$25.00
Current Payment Status
As Agreed
Amount Past Due
Month's Reviewed
10
Term Source Type
Provided
High Balance
$794.00
High Credit
$794.00
Creditor Information
CAPITAL ONE BANK USA
PO BOX 31293
SALT LAKE CITY, UT 841311293
(800) 955-7070
$632.00
CREDIT ONE BANK
In good standing
Reported: Dec 10, 2021
Overview
Account Details
You’re currently using 79% of your account's limit.
Account Number
Balance: $632.00
Credit Limit: $800.00
5466451143338284
Account Status
Open
Open Date
Jul 30, 2017
Last Activity
Dec 1, 2021
Type
Credit Card
Payment History
You’ve made 64% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2021
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
N/A
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2018
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2017
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Dec
Responsibility
Amount Past Due
Times 30/60/90 Days Late
0/0/0
Month's Reviewed
51
Term Source Type
Provided
Collection / Charge-off
N/A No Data Available
Current Payment Status
Consumer Disputes - Reinvestigation In Progress
60 Days Past Due
Foreclosure
Monthly Payment Amount
Remarks
Individual
High Balance
$797.00
High Credit
$797.00
$32.00
As Agreed
Creditor Information
CREDIT ONE BANK
6801 S. CIMARRON ROAD
LAS VEGAS, NV 89113
(877) 825-3242
$600.00
MONTGOMERY WARDS
In good standing
Reported: Dec 9, 2021
Overview
Account Details
You’re currently using 55% of your account's limit.
Account Number
Balance: $600.00
Credit Limit: $1,100.00
Account Status
Open Date
933219138929O
Open
Jan 25, 2020
Payment History
Last Activity
You’ve made 4% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
2021
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
OK
2020
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
60
Nov
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
Dec
Type
Responsibility
N/A
60 Days Past Due
Collection / Charge-off
Dec 1, 2021
Charge Account
Individual
Remarks
Times 30/60/90 Days Late
0/0/0
Foreclosure
N/A No Data Available
Monthly Payment Amount
$35.00
Current Payment Status
As Agreed
Amount Past Due
Month's Reviewed
1
Term Source Type
Provided
High Balance
$754.00
High Credit
$754.00
Creditor Information
MONTGOMERY WARDS
1112 7TH AVENUE
MONROE, WI 53566
MAIL ONLY
$355.00
SYNCB/SAMS CLUB
In good standing
Reported: Dec 9, 2021
Overview
Account Details
You’re currently using 36% of your account's limit.
Account Number
Balance: $355.00
Credit Limit: $1,000.00
Account Status
Open Date
6045991020959874
Open
May 27, 2021
Payment History
Last Activity
You’ve made 100% of payments for this account on time.
Jan
Feb
Mar
Apr
2021
May
Jun
Jul
Aug
OK
OK
OK
OK
Sep
Oct
Nov
OK
OK
OK
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Dec
Amount Past Due
Individual
Remarks
Collection / Charge-off
Foreclosure
Current Payment Status
Responsibility
Charge Account
60 Days Past Due
Times 30/60/90 Days Late
N/A No Data Available
Monthly Payment Amount
Type
Dec 1, 2021
$52.00
As Agreed
0/0/0
Month's Reviewed
7
Term Source Type
Provided
High Balance
$681.00
High Credit
$681.00
Creditor Information
SYNCB/SAMS CLUB
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
MAIL ONLY
$311.00
CREDIT ONE BANK
Take action
Reported: Feb 18, 2021
Overview
Account Details
You’re currently using 39% of your account's limit.
Account Number
Balance: $311.00
Credit Limit: $800.00
Account Status
5466451139416433
Open
Open Date
Jul 30, 2017
Last Activity
Jan 1, 2021
Type
Credit Card
Payment History
You’ve made 53% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2021
N/A
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
N/A
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2018
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Responsibility
2017
OK
Paid on Time
30
60
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
Individual
Remarks
Times 30/60/90 Days Late
0/0/0
Month's Reviewed
41
Term Source Type
Provided
60 Days Past Due
Collection / Charge-off
Foreclosure
N/A No Data Available
Monthly Payment Amount
High Balance
$797.00
High Credit
$797.00
$30.00
Current Payment Status
As Agreed
Amount Past Due
$0.00
Creditor Information
CREDIT ONE BANK
6801 S. CIMARRON ROAD
LAS VEGAS, NV 89113
(877) 825-3242
$289.00
INDIGO - CELTIC BANK
In good standing
Reported: Dec 9, 2021
Overview
Account Details
You’re currently using 96% of your account's limit.
Account Number
Balance: $289.00
Credit Limit: $300.00
Account Status
Open Date
5100040008577706
Open
Mar 21, 2018
Payment History
You’ve made 96% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2021
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
N/A
OK
OK
OK
30
OK
OK
OK
OK
OK
2018
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Dec
Last Activity
Dec 1, 2021
Type
Credit Card
Responsibility
60 Days Past Due
Collection / Charge-off
Foreclosure
Remarks
Times 30/60/90 Days Late
Individual
Consumer Disputes After Resolution
1/0/0
Month's Reviewed
41
Term Source Type
Provided
N/A No Data Available
Monthly Payment Amount
Current Payment Status
Amount Past Due
$40.00
High Balance
$341.00
High Credit
$341.00
As Agreed
Creditor Information
INDIGO - CELTIC BANK
PO BOX 4499
BEAVERTON, OR 97076
(866) 946-9545
$0.00
SYNCB/EBAY
In good standing
Reported: Dec 16, 2021
Overview
Account Details
You’re currently using 0% of your account's limit.
Account Number
Balance: $0.00
Credit Limit: $1,000.00
Account Status
Open Date
5523301001565950
Open
Sep 28, 2021
Payment History
You’ve made 100% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
2021
Sep
Oct
Nov
OK
OK
OK
OK
Paid on Time
30
60
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
Dec
Last Activity
Dec 1, 2021
Type
Credit Card
Responsibility
Individual
60 Days Past Due
Remarks
Collection / Charge-off
Foreclosure
Times 30/60/90 Days Late
N/A No Data Available
0/0/0
Month's Reviewed
Monthly Payment Amount
$0.00
Current Payment Status
As Agreed
Amount Past Due
3
Term Source Type
High Balance
$204.00
High Credit
$204.00
Creditor Information
SYNCB/EBAY
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
(844) 435-0237
$0.00
SYNCB/HARBOR
In good standing
Reported: Nov 17, 2021
Overview
Account Details
You’re currently using 0% of your account's limit.
Account Number
Balance: $0.00
Credit Limit: $1,000.00
Account Status
Open Date
6044201004464847
Open
Sep 10, 2021
Payment History
Last Activity
You’ve made 100% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
2021
Aug
Sep
Oct
OK
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
Repossession /
Dec
Type
Responsibility
OK
30 Days Past Due
60
Nov
Remarks
Times 30/60/90 Days Late
Month's Reviewed
Amount Past Due
Individual
Collection / Charge-off
Foreclosure
Current Payment Status
Charge Account
60 Days Past Due
N/A No Data Available
Monthly Payment Amount
Oct 1, 2021
$0.00
As Agreed
0/0/0
2
Term Source Type
High Balance
$46.00
High Credit
$46.00
Creditor Information
SYNCB/HARBOR
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
(855) 341-3108
$3,918.00
SYNCB/HOME DESIGN-HI
Closed
Reported: Nov 22, 2021
Overview
Account Details
You’re currently using 44% of your account's limit.
Account Number
Balance: $3,918.00
Credit Limit: $9,000.00
Account Status
Open Date
6034620253251070
Closed
Dec 22, 2017
Payment History
Last Activity
You’ve made 57% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2021
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
N/A
N/A
N/A
N/A
N/A
30
30
OK
OK
OK
OK
OK
2018
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
60
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
Repossession /
60 Days Past Due
Collection / Charge-off
Foreclosure
N/A No Data Available
Monthly Payment Amount
$150.00
Current Payment Status
Charge Account
Responsibility
2017
30 Days Past Due
Type
Nov 1, 2021
Individual
Consumer Disputes After Resolution,
Account Closed By Credit Grantor
Remarks
Times 30/60/90 Days Late
2/0/0
Month's Reviewed
45
Term Source Type
Provided
High Balance
$9,627.00
High Credit
$9,627.00
As Agreed
Creditor Information
Amount Past Due
SYNCB/HOME DESIGN-HI
C/O P.O. BOX 965036
ORLANDO, FL 328965036
(866) 396-8254
$1,638.00
DISCOVER BANK
Closed
Reported: Dec 8, 2021
Overview
Account Details
You’re currently using 82% of your account's limit.
Account Number
Balance: $1,638.00
Credit Limit: $2,000.00
Account Status
Open Date
6011001016299804
Charge Off
Nov 10, 2017
Payment History
You’ve made 31% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2021
CC
N/A
CC
CC
CC
CC
CC
CC
CC
CC
CC
2020
120
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
2019
OK
OK
OK
OK
OK
OK
OK
30
60
90
120
120
2018
OK
OK
OK
OK
30
60
90
120
OK
OK
2017
OK
N/A
Paid on Time
30
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
OK
90
60 Days Past Due
Collection / Charge-off
Foreclosure
N/A No Data Available
Monthly Payment Amount
Current Payment Status
Nov 8, 2021
Type
Credit Card
Responsibility
N/A
OK
Last Activity
Remarks
Charged Off Account,
Account Previously In Dispute - Now Resolved By Data Furnisher
Times 30/60/90 Days Late
Month's Reviewed
Term Source Type
High Balance
$0.00
High Credit
Collection/Charge-off
Creditor Information
Amount Past Due
$1,638.00
Individual
DISCOVER BANK
PO BOX15316
WILMINGTON, DE 198505316
(800) 347-2683
2/2/6
48
$1,582.00
BARCLAYS BANK DELAWA
Closed
Reported: Dec 1, 2021
Overview
Account Details
You’re currently using 56% of your account's limit.
Account Number
Balance: $1,582.00
Credit Limit: $2,800.00
252750767914
Account Status
Charge Off
Open Date
Dec 2, 2015
Last Activity
Nov 1, 2021
Type
Credit Card
Payment History
You’ve made 15% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2021
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
2020
120
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
2019
90
90
60
OK
OK
OK
OK
OK
30
60
90
120
2018
OK
OK
OK
30
60
90
120
120
OK
OK
30
60
2017
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
OK
2016
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2015
Dec
Responsibility
N/A
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
60
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
Remarks
Individual
Consumer Disputes After Resolution,
Charged Off Account,
Account Closed By Credit Grantor
Times 30/60/90 Days Late
3/4/8
Month's Reviewed
71
Term Source Type
60 Days Past Due
Collection / Charge-off
High Balance
Foreclosure
N/A No Data Available
High Credit
Monthly Payment Amount
$0.00
Creditor Information
Current Payment Status
Collection/Charge-off
Amount Past Due
$1,582.00
BARCLAYS BANK DELAWA
PO BOX 8803
WILMINGTON, DE 19899
(888) 232-0780
$638.00
FIRST PREMIER
Closed
Reported: Dec 5, 2021
Overview
Account Details
You’re currently using 67% of your account's limit.
Account Number
Balance: $638.00
Credit Limit: $950.00
Account Status
Open Date
5178006345904611
Charge Off
Jan 16, 2011
Payment History
You’ve made 7% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2021
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
2020
90
120
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
2019
N/A
N/A
N/A
OK
OK
OK
OK
30
OK
OK
30
60
2018
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2017
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2016
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2015
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Dec
Last Activity
Nov 5, 2021
Type
Credit Card
Responsibility
60 Days Past Due
Collection / Charge-off
Consumer Disputes This Account Information,
Remarks
Monthly Payment Amount
Times 30/60/90 Days Late
Month's Reviewed
Term Source Type
High Balance
High Credit
$0.00
Creditor Information
Current Payment Status
Collection/Charge-off
FIRST PREMIER
3820 N LOUISE AVE
Amount Past Due
$638.00
Charged Off Account,
Account Closed By Credit Grantor
Foreclosure
N/A No Data Available
Individual
SIOUX FALLS, SD 57107
(605) 357-3440
2/1/2
99
$497.00
FIRST PREMIER
Closed
Reported: Dec 5, 2021
Overview
Account Details
You’re currently using 80% of your account's limit.
Account Number
Balance: $497.00
Credit Limit: $625.00
5178006524910330
Account Status
Charge Off
Open Date
Feb 17, 2015
Payment History
You’ve made 1% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2021
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
2020
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
CC
2019
N/A
N/A
N/A
N/A
N/A
N/A
OK
30
60
90
CC
CC
2018
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2017
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2016
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2015
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
60
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
Dec
Last Activity
Nov 5, 2021
Type
Credit Card
Responsibility
Remarks
Individual
Consumer Disputes This Account Information,
Charged Off Account,
Account Closed By Credit Grantor
Times 30/60/90 Days Late
1/1/1
Month's Reviewed
79
Term Source Type
60 Days Past Due
Collection / Charge-off
High Balance
Foreclosure
N/A No Data Available
High Credit
Monthly Payment Amount
$0.00
Creditor Information
Current Payment Status
Collection/Charge-off
Amount Past Due
$497.00
FIRST PREMIER
3820 N LOUISE AVE
SIOUX FALLS, SD 57107
(605) 357-3440
CAPITAL ONE BANK USA
$0.00
Reported: Mar 28, 2019
Closed
Overview
Account Details
You’re currently using 0% of your account's limit.
Account Number
Balance: $0.00
Credit Limit: $2,000.00
Account Status
5178059880706982
Closed
Open Date
Apr 9, 2016
Last Activity
Feb 1, 2019
Type
Credit Card
Payment History
You’ve made 43% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2019
OK
OK
2018
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2017
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
OK
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Responsibility
2016
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
60 Days Past Due
Collection / Charge-off
Foreclosure
Remarks
Times 30/60/90 Days Late
Month's Reviewed
Individual
Account Closed By Credit Grantor
0/0/0
35
Term Source Type
N/A No Data Available
Monthly Payment Amount
Current Payment Status
Amount Past Due
$0.00
High Balance
$1,944.00
High Credit
$1,944.00
As Agreed
Creditor Information
CAPITAL ONE BANK USA
PO BOX 31293
SALT LAKE CITY, UT 841311293
(800) 955-7070
COMENITYCAPITAL/HABA
$0.00
Reported: Sep 8, 2018
Closed
Overview
Account Details
You’re currently using 0% of your account's limit.
Account Number
Balance: $0.00
Credit Limit: $250.00
Account Status
5780979562329102
Closed
Open Date
May 6, 2017
Last Activity
Sep 1, 2017
Payment History
You’ve made 56% of payments for this account on time.
2018
Jan
Feb
Mar
Apr
OK
OK
OK
OK
2017
May
Jun
Jul
Aug
OK
OK
OK
OK
N/A
N/A
N/A
N/A
Sep
Oct
Nov
Dec
N/A
N/A
N/A
OK
Type
Responsibility
OK
Paid on Time
30
60
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60 Days Past Due
Collection / Charge-off
Remarks
Times 30/60/90 Days Late
Charge Account
Individual
Account Closed By Credit Grantor
0/0/0
Foreclosure
Month's Reviewed
N/A No Data Available
Monthly Payment Amount
$0.00
Current Payment Status
As Agreed
Amount Past Due
16
Term Source Type
High Balance
$31.00
High Credit
$31.00
Creditor Information
COMENITYCAPITAL/HABA
PO BOX 182120
COLUMBUS, OH 43218
MAIL ONLY
CW NEXUS CREDIT CARD
$0.00
Reported: Aug 24, 2021
Closed
Overview
Account Details
You’re currently using 0% of your account's limit.
Account Number
Balance: $0.00
Credit Limit: $1,800.00
Account Status
4493110004871524
Charge Off
Open Date
Nov 16, 2015
Last Activity
Oct 24, 2015
Payment History
You’ve made 0% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2021
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2020
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2019
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2018
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2017
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2016
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Responsibility
2015
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Amount Past Due
Times 30/60/90 Days Late
Month's Reviewed
Term Source Type
High Balance
Collection / Charge-off
Foreclosure
Current Payment Status
Remarks
60 Days Past Due
High Credit
N/A No Data Available
Monthly Payment Amount
Type
$0.00
Collection/Charge-off
Creditor Information
CW NEXUS CREDIT CARD
101 CROSSWAYS PARK DR W
WOODBURY, NY 11797
(516) 576-0404
Credit Card
Individual
Account Paid For Less Than Full Balance,
Paid Charge Off
0/0/0
65
SYNCB/AMAZON PLCC
$0.00
Reported: Aug 5, 2021
Closed
Overview
Account Details
You’re currently using 0% of your account's limit.
Account Number
Balance: $0.00
Credit Limit: $150.00
Account Status
6045781102374443
Closed
Open Date
Mar 8, 2017
Last Activity
Sep 1, 2018
Payment History
You’ve made 0% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Nov
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Oct
OK
Dec
60 Days Past Due
Amount Past Due
Charge Account
Individual
Consumer Disputes After Resolution,
Remarks
N/A No Data Available
Current Payment Status
Responsibility
Collection / Charge-off
Foreclosure
Monthly Payment Amount
Type
Account Closed By Credit Grantor,
Variable/adjustable Rate
$0.00
As Agreed
Times 30/60/90 Days Late
Month's Reviewed
0/0/0
22
Term Source Type
High Balance
$261.00
High Credit
$261.00
Creditor Information
SYNCB/AMAZON PLCC
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
MAIL ONLY
Other
$3,377.00
UPGRADE INC
In good standing
Reported: Nov 30, 2021
Overview
Account Details
You have 96% left to pay on this loan.
Account Number
Balance: $3,377.00
Highest Balance: $3,500.00
Account Status
Open Date
128490639
Open
Sep 29, 2021
Payment History
Last Activity
You’ve made 100% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
2021
Aug
Sep
Oct
OK
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
Repossession /
Dec
Type
Responsibility
OK
30 Days Past Due
60
Nov
Remarks
Times 30/60/90 Days Late
Month's Reviewed
Amount Past Due
Individual
Fixed Rate
Collection / Charge-off
Foreclosure
Current Payment Status
Unsecured
60 Days Past Due
N/A No Data Available
Monthly Payment Amount
Nov 1, 2021
$147.00
As Agreed
Terms Count
Term Source Type
0/0/0
2
36
Provided
High Balance
$3,500.00
High Credit
$3,500.00
Creditor Information
UPGRADE INC
275 BATTERY STREET 22ND FLOOR
SAN FRANCISCO, CA 94111
(885) 997-3100
$253.00
ONEMAIN
In good standing
Reported: Nov 30, 2021
Overview
Account Details
You have 7% left to pay on this loan.
Account Number
Balance: $253.00
Highest Balance: $3,768.00
Account Status
Open Date
11173694051993937
Open
Nov 20, 2017
Payment History
Last Activity
You’ve made 77% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2021
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
N/A
N/A
OK
OK
OK
OK
OK
OK
OK
OK
OK
OK
2018
OK
OK
OK
OK
30
N/A
60
90
120
120
120
N/A
N/A
OK
2017
60
Responsibility
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
Type
Remarks
Times 30/60/90 Days Late
Nov 1, 2021
Unsecured
Individual
Loan Modified
1/1/4
Month's Reviewed
44
Terms Count
24
60 Days Past Due
Collection / Charge-off
Foreclosure
Term Source Type
N/A No Data Available
Monthly Payment Amount
Provided
High Balance
$3,768.00
High Credit
$3,768.00
$92.00
Current Payment Status
As Agreed
Amount Past Due
Creditor Information
ONEMAIN
100 INTERNATIONAL DRIVE
BALTIMORE, MD 21202
(844) 298-9773
$1,080.00
UNITED CONSUMER FINA
Closed
Reported: Dec 11, 2021
Overview
Account Details
You have 0% left to pay on this loan.
Account Number
Balance: $1,080.00
Highest Balance:
Account Status
66704139
Charge Off
Open Date
Nov 10, 2016
Last Activity
Nov 11, 2021
Payment History
You’ve made 7% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
2021
N/A
N/A
N/A
N/A
N/A
N/A
N/A
CC
CC
CC
CC
2020
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2019
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2018
OK
OK
OK
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2017
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
OK
N/A
N/A
2016
Nov
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Oct
Dec
Type
Responsibility
60 Days Past Due
Collection / Charge-off
Foreclosure
Remarks
Times 30/60/90 Days Late
Current Payment Status
Amount Past Due
Consumer Disputes After Resolution,
Charged Off Account
0/0/0
58
Terms Count
24
Term Source Type
High Balance
$0.00
Individual
Month's Reviewed
N/A No Data Available
Monthly Payment Amount
Installment Sales Contract
High Credit
Collection/Charge-off
Creditor Information
UNITED CONSUMER FINA
865 BASSETTE RD
WESTLAKE, OH 441451194
Provided
LENDMARK FINANCIAL S
$0.00
Reported: Nov 30, 2021
Closed
Overview
Account Details
You have 0% left to pay on this loan.
Account Number
Balance: $0.00
Highest Balance: $6,150.00
Account Status
21001055309
Closed
Open Date
Jan 9, 2017
Last Activity
Sep 1, 2021
Payment History
You’ve made 66% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
2021
OK
OK
OK
OK
OK
OK
OK
OK
OK
N/A
2020
OK
OK
OK
OK
OK
OK
OK
OK
OK
2019
OK
OK
OK
OK
OK
OK
OK
OK
2018
OK
OK
OK
OK
N/A
60
90
120
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2017
N/A
Nov
Dec
OK
OK
OK
OK
OK
OK
OK
120
120
120
120
N/A
N/A
N/A
OK
60
Responsibility
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
Type
Secured
Individual
Remarks
Times 30/60/90 Days Late
0/1/6
Month's Reviewed
53
Terms Count
57
60 Days Past Due
Collection / Charge-off
Foreclosure
Term Source Type
N/A No Data Available
Monthly Payment Amount
Provided
High Balance
$6,150.00
High Credit
$6,150.00
$0.00
Current Payment Status
As Agreed
Amount Past Due
Creditor Information
LENDMARK FINANCIAL S
PO BOX 2969
COVINGTON, GA 30015
MAIL ONLY
ONEMAIN
$0.00
Reported: Nov 30, 2017
Closed
Overview
Account Details
You have 0% left to pay on this loan.
Account Number
Balance: $0.00
Highest Balance: $1,657.00
5171502051993937
Account Status
Refinanced
Open Date
May 9, 2017
Last Activity
Nov 1, 2017
Payment History
You’ve made 0% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Nov
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Oct
Dec
60 Days Past Due
Collection / Charge-off
Foreclosure
Type
Note Loan
Responsibility
Individual
Remarks
Refinanced
N/A No Data Available
Times 30/60/90 Days Late
Monthly Payment Amount
Current Payment Status
Amount Past Due
$0.00
As Agreed
Month's Reviewed
Terms Count
Term Source Type
0/0/0
6
12
Provided
High Balance
$1,657.00
High Credit
$1,657.00
Creditor Information
ONEMAIN
100 INTERNATIONAL DRIVE
BALTIMORE, MD 21202
(844) 298-9773
ONEMAIN
$0.00
Reported: Jan 31, 2017
Closed
Overview
Account Details
You have 0% left to pay on this loan.
Account Number
Balance: $0.00
Highest Balance: $2,021.00
Account Status
Open Date
6161502029502186
Closed
Jun 22, 2016
Payment History
Last Activity
You’ve made 0% of payments for this account on time.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Nov
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60
Oct
OK
Dec
60 Days Past Due
Collection / Charge-off
Foreclosure
Type
Responsibility
Jan 1, 2017
Secured
Individual
Remarks
N/A No Data Available
Times 30/60/90 Days Late
Monthly Payment Amount
Current Payment Status
Amount Past Due
$0.00
As Agreed
Month's Reviewed
Terms Count
Term Source Type
0/0/0
7
24
Provided
High Balance
$2,021.00
High Credit
$2,021.00
Creditor Information
ONEMAIN
100 INTERNATIONAL DRIVE
BALTIMORE, MD 21202
(844) 298-9773
Hard Inquiries
Hard inquiries usually get added to your credit report when you apply for a new credit account. These inquiries often result in a
small dip in your credit score. Take a look at the latest inquiries on your Equifax report to see if any changes have occurred.
LENDMARK FINANCIAL S
Sep 28, 2021
Finance
Creditor Information
LENDMARK FINANCIAL S
CAPITAL ONE BANK USA
Jul 7, 2021
Banking
Creditor Information
CAPITAL ONE BANK USA
15000 CAPITAL ONE DRIVE
RICHMOND, VA 23238
CAPITAL ONE BANK USA
Dec 22, 2020
Banking
Creditor Information
CAPITAL ONE BANK USA
15000 CAPITAL ONE DRIVE
RICHMOND, VA 23238
LENDMARK FINANCIAL S
Jun 16, 2020
Finance
Creditor Information
LENDMARK FINANCIAL S
ONEMAIN
Mar 18, 2020
Finance
Creditor Information
ONEMAIN
Collections
It’s important that you try your best not to fall behind on payments so your account doesn’t get passed on to a collections agency. This usually
drops your credit score significantly.
$7,197.00
LVNV FUNDING LLC
Outstanding
Reported Dec 6, 2021
Payment History
Account Details
You’ve made 0% of payments for this account on time.
Account Number
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
2021
120
N/A
N/A
N/A
N/A
N/A
CC
N/A
N/A
N/A
N/A
2020
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2019
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
2018
2566720
Dec
Date Opened
Dec 20, 2018
Last Activity
Jul 6, 2021
Original Creditor
WEBBANK
N/A
OK
Paid on Time
30
90
90 Days Past Due
120 120 Days Past Due
150 150 Days Past Due
60
BR
Bankruptcy
RF
CC
30 Days Past Due
Repossession /
60 Days Past Due
Collection / Charge-off
Status
Open
Type
Individual
High Balance
$7,197.00
Unpaid Balance
$7,197.00
Foreclosure
N/A No Data Available
Monthly Payment
$0.00
Highest Adverse Rating
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Collection/Charge-off
Collection/Charge-off
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Collection Account
Collection Agency
LVNV FUNDING LLC
55 BEATTIE PLACE
GREENVILLE, SC 29601
(866) 464-1183
Public Records
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Creditors
A creditor is a term used to describe an entity that is owed money. The below is a list and contact information for the creditors handling your debt.
Creditor Name
Address
Phone Number
BARCLAYS BANK DELAWA
PO BOX 8803, WILMINGTON, DE 19899
(888) 232-0780
CAPITAL ONE BANK USA
PO BOX 31293, SALT LAKE CITY, UT 841311293
(800) 955-7070
COMENITYCAPITAL/HABA
PO BOX 182120, COLUMBUS, OH 43218
MAIL ONLY
CREDIT ONE BANK
6801 S. CIMARRON ROAD, LAS VEGAS, NV 89113
(877) 825-3242
CW NEXUS CREDIT CARD
101 CROSSWAYS PARK DR W, WOODBURY, NY 11797
(516) 576-0404
DISCOVER BANK
PO BOX15316, WILMINGTON, DE 198505316
(800) 347-2683
FIRST PREMIER
3820 N LOUISE AVE, SIOUX FALLS, SD 57107
(605) 357-3440
INDIGO - CELTIC BANK
PO BOX 4499, BEAVERTON, OR 97076
(866) 946-9545
LENDMARK FINANCIAL S
PO BOX 2969, COVINGTON, GA 30015
MAIL ONLY
LVNV FUNDING LLC
55 BEATTIE PLACE, GREENVILLE, SC 29601
(866) 464-1183
MONTGOMERY WARDS
1112 7TH AVENUE, MONROE, WI 53566
MAIL ONLY
ONEMAIN
100 INTERNATIONAL DRIVE, BALTIMORE, MD 21202
(844) 298-9773
SYNCB/AMAZON PLCC
4125 WINDWARD PLAZA, ALPHARETTA, GA 30005
MAIL ONLY
SYNCB/EBAY
4125 WINDWARD PLAZA, ALPHARETTA, GA 30005
(844) 435-0237
SYNCB/HARBOR
4125 WINDWARD PLAZA, ALPHARETTA, GA 30005
(855) 341-3108
SYNCB/HOME DESIGN-HI
C/O P.O. BOX 965036, ORLANDO, FL 328965036
(866) 396-8254
SYNCB/PAYPAL CREDIT
4125 WINDWARD PLAZA, ALPHARETTA, GA 30005
MAIL ONLY
SYNCB/PPC
PO BOX 965005, ORLANDO, FL 32896
(844) 373-4961
SYNCB/SAMS CLUB
4125 WINDWARD PLAZA, ALPHARETTA, GA 30005
MAIL ONLY
UNITED CONSUMER FINA
865 BASSETTE RD, WESTLAKE, OH 441451194
UPGRADE INC
275 BATTERY STREET 22ND FLOOR, SAN FRANCISCO, CA 94111
(885) 997-3100