Student
Information
Session
Tammy inBrandon
Introduction
• Pine Creek First Nation member
• 27 Years in the finance industry
• Financial Service Manager @ Murray Chevrolet Brandon
Presentation Objectives
• Autobiography
• Funding Resources
• Education Path
• Living Accomodations
• Application Process
• Banking & Credit
• Resumes & Interviews
• Budgeting Plan
Writing an Autobiography
What is the importance of an autobiography?
• Description of personal story
(Hometown/Family History/Education)
• Significant Experiences
• (Special moment, could be with
family/friends)
• Hardships/Difficult Turning Points
• Obstacles, how to overcome them, support
systems, knowing where to turn
• Interests/Hobbies
• Animals, sports, hobby, helping people,
problem solver
Plans after high school?
• Using your Autobiography to understand
your path
• What is your learning style?
• What is the difference between the types
of schools? (University/College)
• Explore your options!
• Understand the requirements
• What you'll need:
⚬ Deadlines for Applications
⚬ High School Transcript
⚬ Application Fees
• BU Future Students
Application
Process
Where to find the funds to pay for schooling?
• Band Sponsorship
• Scholarships (INDSPIRE )
• Bursaries
• Grants
• Student Loans
• Your own financial resources
Resume Format
Objectives:
• Understanding you may be starting at the
bottom but are motivated to learning and
looking for advancement
Education History:
• High School Diploma
Job Experience:
• Any experience is work experience if you've
never been paid
Skills:
• Have you done any training? What are
things you can do well?
References:
• People who recognize your talents and can
vouch for you as a worker
Interview Preparation
Before:
• Knowing there may be an on the spot interview when
applying in person. Dress accordingly.
Questions:
• Tell me something about yourself.
• How did you hear about this position?
• Why do you want to work here?
• What are your strengths and weaknesses?
• Why should we hire you?
• What is your greatest accomplishment?
• What kind of working environment do you work best in?
After:
• Following up after a few days through email or phone.
Living Accommodations
Independent Living
Resources:
• EBRANDON
• Facebook Marketplace
• Realtors have rental properties
• Manitoba RENT ASSIST Program
On-Campus Living
• Residence at University and
College
• Meal plans are provided
Break Time
30
minutes
Tammy in Brandon
Banking & Credit
Student bank accounts
Credit
• No fees
• What does credit mean to you?
• Best picks for student banking plans
• How does credit look?
• Scotiabank Student Banking Advantage Plan.
• RBC Advantage Banking for Students.
• CIBC Smart for Students.
• National Bank Chequing Account Offer for
Students.
• Simplii Financial No Fee Chequing Account with
Student Banking Offer.
• Making payments on time -READ
YOUR STATEMENT DATES
• Which banks have student credit
cards
Knowing the Basics
What are the levels of credit?
• Lenders go by a rating system
• Banks and finance companies use
to keep tracks of your credit score
• Equifax and Trans Union are the
two credit reporting agencies
• Based off of your credit history
Credit Score
• Credit scores range from 300 -900
• Where you want to be for Prime
Rates?
• 650+
• How do I get a good credit score?
• Credit cards, loans, cellphone bills,
and collections all have an effect on
your rating
• Be prepared for employment and
residence history, income and
additional income
• Recent paystub, T4, possible job
letter
• What is your budget?
• What is the vehicle being used for?
E.g. truck for work, fuel economy
Applying for
Credit
car, SUV for family
Student Credit Cards
• Student Credit Cards | Scotiabank
Canada
• Student Account - Get $275 In Value RBC
• CIBC Student Credit Cards
• BMO Student Offers
• Capital One Credit Cards
Budgeting Plan
Budget 1: Off-Campus
Budget 2: On-Campus
• Income:
• Income:
⚬ Sponsorship: 1200
⚬ P/T Job: 30hr/wk = 1500
⚬ P/T Job: 15hr/wk = 800 • Expenses:
⚬ Rent Assist: 640
⚬ Wifi: 20
• Expenses:
⚬ Phone: 120
⚬ Rent: 1000
• Savings: ?
⚬ Hydro: (EPP) 70
⚬ Wifi: 60
⚬ Phone: 120
⚬ Groceries: 350
⚬ Bus Pass: 86.25
• Savings: ?
Contact Me
tammyinbrandon@gmail.com
1-204-441-9337
www.facebook.com/tammyinbrandon
Thank You
Tammy in Brandon