WorldLink Payments Status Reports
And Reconciliation
February 2023
WorldLink PSR via ISO XML V3 - Wires, ACH/SEPA, Kenya & Pakistan Wallets
File Level Acknowledgement PSR
(File only, not API)
Transaction Level PSR
(Intraday)
Scheduled PSR
(End of Day - Transaction Level Status)
Description
Description
Description
• This payment status report (PSR) provides acknowledgement
information on the status of the entire file received by Citi,
including initial validations of a number of critical fields.
• One per incoming file (triggered on event).
• Sent within 15 minutes from receiving the file .
• Once transactions have passed the initial validation, this PSR is
generated to provide transaction-level status on successful
transactions and funding requirements.
• Multiple times a day (triggered by receipt of payment files).
• Contains FX funding requirements and upfront rejected
transactions.
• Generated when the transaction changes status. API PULL can
be made available
• This PSR is typically generated within 15-30 mins of Citi
receiving the payment.
Status Codes used by Citi:
Status Codes used by Citi:
•
•
•
•
ACTC: File accepted.
PART: File partially successful
RJCT: File rejected.
•
Key fields in the file:
•
•
•
•
•
•
ACCP: Transaction processed by WL but not yet released
downstream, could be held for sanctions or other validation
reasons
RJCT: Transaction error, upfront rejection. For example: IBAN
format or incorrect value date given.
Key fields in the file:
A message identification giving a unique reference to the status
file
Time and date of the status file creation
Message identification of the original file
Type of original file
Group status code
Additional status reason information to provide a text description
of the status
•
•
•
•
•
•
Original payment information identification of the transaction
Transaction status
FX rate for ACCP status transactions
Status reason code if the transaction was rejected
Upfront charges information where applicable*
Information on the original payment or direct debit transaction
• Report contains confirmation on payments released to the bene
bank, clearing or downstream partners, or returned.
• Shows the status of all payments that have been received,
processed, and returned in the previous 24 hours.
• Generated only once. The time at which the report is generated
is configurable (typically scheduled for EOD).
• PSR schedule can be determined by the client
Status Codes used by Citi:
• ACSP: Transaction successfully processed and released
downstream – exact meaning can vary across different payment
methods – see table
• RJCT: Payment is returned by the downstream partner or the
beneficiary bank (for various reasons for example incorrect
payment information)
Key fields in the file:
• Transaction status
• Status reason code and additional information if transaction was
returned
• Upfront charges information where applicable*
• Original transaction amount
• Date of the transfer
• Debtor and Creditor Names
• Original FX rate
• Return FX rate and amount
• Disbursement reference number (Mostly used for Wires)
February 2023
* Bene Deduct fee setup
Important note: The above information is for guidance only – please see the ‘Payment Status Summary’ table and File specifications for more details.
WorldLink PSR via API - Wires, ACH/SEPA, Kenya & Pakistan Wallets
Transaction Level PSR
(Intraday)
Event Driven PSR
Transaction Level Status
Description
Description
• Once transactions have passed the initial validation, this PSR is
generated to provide transaction-level status on successful
transactions and funding requirements.
• Multiple times a day (triggered by receipt of payment files).
• Contains FX funding requirements and upfront rejected
transactions.
• Generated when the transaction changes status. API PULL can
be made available
• PSR is typically generated within 2-3 mins of Citi receiving the
payment.
Status Codes used by Citi:
•
•
•
ACCP: Transaction processed by WL but not yet released
downstream, could be held for sanctions or other validation
reasons
PDNG: Transaction can be held for sanctions or other validation
reasons. Status available for only Tertiary currencies
RJCT: Transaction error, upfront rejection. For example: IBAN
format or incorrect value date given.
• Report contains confirmation on payments released to the bene
bank, clearing or downstream partners, or returned.
• Shows the status of all payments that have been received,
processed, and returned in the previous 24 hours.
• API PULL can be made available
Status Codes used by Citi:
• ACCP: Transaction successfully validated by WL but pending
further processing (Only when the clients uses the Status inquiry
PULL API. This status will not be displayed with the PUSH API)
• ACSP: Transaction successfully processed and released
downstream – exact meaning can vary across different payment
methods – see table on slide 5
• RJCT: Payment is returned by the downstream partner or the
beneficiary bank (due to example incorrect payment information)
A key difference between Transaction
level & Event Driven PSRs is that the
transaction level PSRs shows the
status PDNG while the event-driven
PSRs shows the status ACSP. Both
will be provided intra-day
Key fields in the file:
Key fields in the file:
•
•
•
•
•
•
Original payment information identification of the transaction
Transaction status
FX rate for ACCP status transactions
Status reason code if the transaction was rejected
Upfront charges information where applicable
Information on the original payment or direct debit transaction
February 2023
• Transaction status
• Status reason code and additional information if transaction was
returned
• Upfront charges information where applicable
• Original transaction amount
• Date of the transfer
• Debtor and Creditor Names
• Original FX rate
• Return FX rate and amount
• Disbursement reference number (Mostly used for Wires)
* Bene Deduct fee setup Important note: The above information is for guidance only – please see the ‘Payment Status Summary’ table and File specifications for more details.
WorldLink via ISO XML V3 & API – APM & Instant Payments
(Excluding Kenya & Pakistan Wallets)
File Level Acknowledgement PSR
(File only, not API)
Event Driven PSR
Transaction Level Status
Description
Description
• The first PSR report provides acknowledgement information on
the status of the entire file received by Citi, including initial
validations of a number of critical fields.
• One per incoming file (triggered on event).
• Sent within 15 minutes from receiving the file.
Status Codes used by Citi:
•
•
•
ACTC: File accepted.
PART: File partially successful
RJCT: File rejected.
Key fields in the file:
•
•
•
•
•
•
A message identification giving a unique reference to the status
file
Time and date of the status file creation
Message identification of the original file
Type of original file
Group status code
Additional status reason information to provide a text description
of the status
February 2023
• Report contains confirmation on payments released to the bene
bank, clearing or downstream partners, or returned.
• PSRs for Cross-Border Instant Payments and Alternative Payment
methods are intra day and event driven - generated based on the
processing of the transaction.
• API PULL is available ONLY for Cross Border Instant Payment UK
Status Codes used by Citi:
• ACCP: Transaction successful but not released downstream
• **ACCP (Additional ACCP Response): Transaction successful
and being process with downstream partners
• ACSP: Transaction successfully processed and released
downstream – exact meaning can vary across different payment
methods – see table on slide 5
• RJCT: Transaction error, processing has been cancelled, rejected
downstream or payment is returned.
Payment Status Report (PSRs) for
Wallets, Cards and Instant Payments
are event driven.
A key point to note is that multiple
ACCP status can be received for
Wallet transactions
Key fields in the file:
• Transaction status
• Status reason code and additional information if transaction was
rejected
• Original transaction amount
• Date of the transfer
• Debtor and Creditor Names
• Original FX rate
• Return FX rate and amount
Important note: The above information is for guidance only – please see the ‘Payment Status Summary’ table and File specifications for more details.
** Applicable for Wallets (Alipay). ^Refer to page 5 for ACSP descriptions across payment types
Payment Status Summary Table
Payment
Method
File Level Ack. PSR
Only available via File, not via API
Description: Sent immediately after receiving file
Payment
Payment
Description
Description
Status
Status
Wires
RJCT
ACH
RJCT
XB Instant
Payments (UK RJCT
only)
XB Instant
Payments
RJCT
PayPal Wallets RJCT
Kenya Wallets
RJCT
Pakistan
Wallets
RJCT
Alipay Wallets
RJCT
Cards
(Unionpay)
RJCT
February 2023
1.
2.
3.
4.
5.
Transaction Level PSR
Description: Triggered by payment status change - sent
Intra-day / near-real time
Payment
Payment
Description
Description
Status
Status
File Accepted
by Citi
RJCT
ACTC
File Accepted
by Citi
RJCT
*Rejected
ACTC
File Accepted
by Citi
RJCT
*Rejected
ACTC
File Accepted
by Citi
RJCT
*Rejected
ACTC
File Accepted
by Citi
RJCT
*Rejected
ACTC
File Accepted
by Citi
RJCT
*Rejected
ACTC
File Accepted
by Citi
RJCT
*Rejected
ACTC
File Accepted
by Citi
RJCT
*Rejected
ACTC
File Accepted
by Citi
RJCT
*Rejected
ACTC
*Rejected
*Rejected
*Rejected
*Rejected
*Rejected
*Rejected
*Rejected
*Rejected
*Rejected
*Rejected
Sent
Payment
Status
ACCP^
Payment
passed initial
validation
Scheduled
(once per
RJCT
day e,g EOD)
ACCP^
Payment
passed initial
validation
Scheduled
(once per
RJCT
day e,g EOD)
ACCP^
Payment
passed initial
validation
Scheduled
(once per
RJCT
day e,g EOD)
Payment
passed initial
validation
Payment
passed initial
validation
Intra-day
(event
driven)
Intra-day
(Event
driven)
ACCP^
Payment
passed initial
validation
Scheduled
(once per
RJCT
day e,g EOD)
ACCP^
Payment
passed initial
validation
ACCP
ACCP
ACCP
ACCP
Payment
passed initial
validation
Payment
passed initial
validation
RJCT
RJCT
Scheduled
(once per
RJCT
day e,g EOD)
Intra-day
(event
driven)
Intra-day
(Event
driven)
RJCT
RJCT
Scheduled/Event-Driven PSR
Final Payment status updates
Intra-day or End of Day
Payment
Description
Description
Status
Citi Branch has released payment to
*Return
clearing scheme / Bene bank – strong
ACSP^
indication that funds will credit the bene
account
Citi has completed internal checks
successfully and released payments to
*Return
ACSP^
final clearing validations - strong
indication that funds will credit the bene
account
*Return
*Return
*Return
*Return
*Return
*Return
*Return
ACSP^
ACSP confirms that the Citi branch has
released the payment to the local clearing
scheme / bene bank
ACSP
ACSP confirms that the Citi branch has
released the payment to the local clearing
scheme / bene bank
ACSP
Bene Credit Confirmation
ACSP^
Citi Branch has released payment to
mobile operator / Bene Wallet - strong
indication that funds have credited the
bene wallet
ACSP^
Citi Branch has handed off to mobile
operator / Bene Wallet - strong indication
that funds will credit the bene wallet
ACSP
Bene Credit Confirmation
ACSP
UnionPay have handed off to Bene bank
– strong indication that funds have
credited the bene account
*RJCT: Reject/Return reason descriptions vary
ACCP for Wallets: Multiple ACCP status updates can be sent per payment, with different payment status descriptions – see full list of payment status descriptions
PDNG: This payment status will be provided in the transaction level PSR between the remitter sending in the payments and Citi Accepting (ACCP) the payment.
Citi Payments Insights PSR is also available for Wires – providing more detailed payment status information integrating Swift GPI tracking capabilities for Wires. Also includes standard ISO payment status codes. Available on a subscription basis. Formats
will vary to standard PSR.
^API PULL functionality available
PSR End to End payment references and reconciliation
Payment ref
appears on
940/BAI2/CAMT^
Payment ref sent to local clearing / wallet / Card network
Payment ref
appears on STR
940/BAI2/CAMT^
Payment ref
appears on
950^
Payment
ref
appears
on API
(CAMT 54)
Payment Formatting – File Specifications
Field #
Field names
Field tag
Length
Field Name
and
Properties
Generated
by:
Wires
ACH
IP
Master
Card
PayPal
UnionPay
Alipay
All Payment
Methods
Wires
&
ACH
Wallets and
Cards
Wires
&
ACH
Wallet
s and
Cards
Wires &
ACH
323
InstructionIdentifi
cation
<InstrId>
35
Instruction
ID:AN:1:35:
O
Client
Yes
No
No
TBC
No
No
No
Yes
No
No
No
No
No
324
EndToEndIdentifi
cation
<EndToEndId
>
35
Transaction
Reference
Number:AN:
1:30:M
No
*No
Yes
Yes
(up to
16
digits)
Yes (up to
16 digits)
Yes
(up to
16
digits)
Yes
(up to
16
digits)
Yes
No
Yes (only via
standard
940 and via
API where
payments
are made on
a 1-2-1
basis)
Yes
Yes
Yes
N/A
Account Servicer
Ref
(not included in
payment file)
<AcctSvcrRef
>
35
*End to End ID is passed onto clearing for ACH CRC
Account
Servicer Ref
:AN:1:30:M
Client
Citi (at
payment
processing
stage)
Yes
No
TBC
TBC
Yes
Yes
No
Yes
No
Yes
Yes
^Via CitiDirect & CitiConnect for Files
PSR field / sample for client generated ref. <InstrId> and <EndToEndId>
<TxInfAndSts>
<OrgnlInstrId>11111111111111111</OrgnlInstrId>
<OrgnlEndToEndId>22222222222222222</OrgnlEndToEndId>
<TxSts>ACSP</TxSts>
February 2023
Yes
Yes
PSR field / sample for Citi generated ref.
Account Servicer Ref: <AcctSvcrRef>KJ7BPL6ZF0AZ</AcctSvcrRef>
PSR – Fields for Reconciliation Consideration
Reason CODE
Transaction Level
PSR
Scheduled/EventDriven PSR
Sample Value
TransactionInformationAndStatus
<TxInfAndSts>
Y
Y
<TxInfAndSts>
OriginalInstructionIdentification
<OrgnlInstrId>
Y
Y
<OrgnlInstrId>11111111111111111</OrgnlInstrId>
OriginalEndToEndIdentification
<OrgnlEndToEndId>
Y
Y
<OrgnlEndToEndId>22222222222222222</OrgnlEndToEndId>
<TxSts>
Y(1)
Y(2)
<TxSts>ACSP</TxSts>
TransactionStatus
FX Rate
FX Date
Contract Number(FX Deal Number)
OFXR
FXDT
OFXN
Y
Y
Y
Y
<AdjstmntAmtAndRsn>
<Amt Ccy="USD">100</Amt>
<Rsn>OFXR</Rsn>
<AddtlInf>3.21</AddtlInf>
</AdjstmntAmtAndRsn>
Y
<AdjstmntAmtAndRsn>
<Amt Ccy="USD">00</Amt>
<Rsn>FXDT</Rsn>
<AddtlInf>Value</AddtlInf>
</AdjstmntAmtAndRsn>
Y
<AdjstmntAmtAndRsn>
<Amt Ccy="USD">00</Amt>
<Rsn>OFXN</Rsn>
<AddtlInf>Value</AddtlInf>
</AdjstmntAmtAndRsn>
Y
<AdjstmntAmtAndRsn>
<Amt Ccy="USD">00</Amt>
<Rsn>FRNO</Rsn>
<AddtlInf>Value</AddtlInf>
</AdjstmntAmtAndRsn>
Y
<AdjstmntAmtAndRsn>
<Amt Ccy="USD">00</Amt>
<Rsn>FAMT</Rsn>
<AddtlInf>Value</AddtlInf>
</AdjstmntAmtAndRsn>
Y
<AdjstmntAmtAndRsn>
<Amt Ccy="USD">00</Amt>
<Rsn>FCCY</Rsn>
<AddtlInf>Value</AddtlInf>
</AdjstmntAmtAndRsn>
Y
<AdjstmntAmtAndRsn>
<Amt Ccy="USD">00</Amt>
<Rsn>RTTY</Rsn>
<AddtlInf>Value</AddtlInf>
</AdjstmntAmtAndRsn>
Funding Ref Number
FRNO
Y
(not available for XB IP or APM’s – targeted Q2 2023)
Funding Amount
Funding Ccy
Return
February 2023
FAMT
FCCY
RTTY
Y
Y
N
PULL/PUSH Availability across Payment Methods
Payment Types
Payment Status PULL
(XML/JSON)
Payment Status PUSH
(XML/JSON)
Wires and ACH


PayPal
Under Review

XML & JSON
Pakistan Wallets


Kenya MPESA



Cards
Under Review
Instant Payments
Under Review



Instant Payments (UK)
February 2023
XML & JSON
Report Samples
STR (MT940) – Generic
MT940 Message
{1:F01SBSIUS33AXXX0847123456}{2:I940XXXXXXXXXXXXN}{3:{108:5005
Field Descriptions
DB Field
:25:36441308
{1:F01SBSIUS33AXXX0847123456}{
2:I940XXXXXXXXXXXXN}
{3:{108:5005150827149215}}
{4:
:28C:1/1
:20:5005150827149215
Transaction Reference Number
relatedReference
:25:36441308
Account Identification
subAccount
:28C:1/1
Statement Number/Sequence Number
3539243850
:60F:C150824EUR3013163,40
Opening Balance
:61:1508250825CR6056026,00FDEP65925330//483523519
1) The first character is D or C:
representing whether the balance
is positive or negative
1) Expression: If openingBalance
amount is -ve, then it is D, else it is
C
2) The next 6 characters: represent
the opening balance date
2) Expression: Date format YYMMDD
3) EUR: The next three characters
represent the currency of the
opening balance amount
3) openingBalance
4) Amount: rest of the digits
represent the balance amount.
4) Expression:
(OpenBalLocalCCY==null)? 0.0 :
OpenBalLocalCCY;
150827149215}}{4:
:20:5005150827149215
:60F:C150824EUR3013163,40
:61:1508250825CR2790722,00FDEP65924876//483523203
20150824065546731
20150825093704743
3539287503
:62F:C150825EUR11859911,40
February 2023
Important note: The above information is for illustrative purposes
STR (MT940) – Generic
MT940 Message
:61:1607150715CR12800,00FDEP65
924876//483523203
Field Descriptions
Tag 61 represents a transaction
for this subAccount on that COB
date:
{1:F01SBSIUS33AXXX0847123456}{2:I940XXXXXXXXXXXXN}{3:{108:5005
150827149215}}{4:
:20:5005150827149215
:61:1607150715CR12800,00FDEP65
924876//483523203
1) 160715: The first 6 digits
represent the Trade Date. Format
YYMMDD (value date)
2) 0715: The next 4 digits represent
the Entry Date. Format MMDD
2) entryDate
3) D: This character represents the
Credit Debit code
3) Expression: ((NetAmount >
0) ? "C":"D");
4) 128,00: This is transaction amount
4) Expression: (NetAmount
==null)? 0.0 :
NetAmount.setScale(2,
RoundingMode.HALF_UP);
5) FWTH: Transaction type
Identification code. For Interest
records, it can be either WTH or
DEP for Dividend. There are
many transaction types like DIV.
5) Expression: "F" +
TranType
6) 833605449: Reference for
Account owner
6) linkid
7) 619767245: Account servicing
institutions reference
7) senderId
8) Rest of the details represent
Extra Instructions. Optionally
Fund code can be added here as
well.
8) extraInstruction
:25:36441308
:28C:1/1
:60F:C150824EUR3013163,40
:61:1607150715CR12800,00FDEP833605449//619767245
20150824065546731
3539243850
:61:1508250825CR6056026,00FDEP65925330//483523519
20150825093704743
3539287503
:62F:C150825EUR11859911,40
February 2023
Important note: The above information is for illustrative purposes
DB Field
1)Expression:#RecInd=="
A"?CloseBalDate:((_vars['
Extract Id'] ==
"MT950_SD_FI") ?
SettlementDate :
TradeDate)
STR (MT940) – Generic
MT940 Message
{1:F01SBSIUS33AXXX0847123456}{2:I940XXXXXXXXXXXXN}{3:{108:5005
150827149215}}{4:
:20:5005150827149215
Field Descriptions
DB Field
:61:1508250825CR6056026,00FDE
P65925330//483523519
20150825093704743 3539287503
:25:36441308
:28C:1/1
:62F:C150825EUR11859911,40
Tag 62 F represents the closing
balance of the sub account.
1) The first character is D or C:
representing whether the balance
is positive or negative
1) Expression: If closingBalance
amount is -ve, then it is D, else it is
C
2) The next 6 characters:
represent the Closing balance
date
2) Expression : Date format
YYMMDD
3) EUR: The next three
characters represent the
currency of the opening balance
amount
3) closingBalance
-}
4) Amount: rest of the digits
represent the Closing balance
amount.
:60F:C150824EUR3013163,40
:61:1508250825CR2790722,00FDEP65924876//483523203
20150824065546731
3539243850
:61:1508250825CR6056026,00FDEP65925330//483523519
20150825093704743
3539287503
:62F:C150825EUR11859911,40
February 2023
Important note: The above information is for illustrative purposes
4) Expression:
(ClosingBalLocalCCY==n
ull)? 0.0 :
ClosingBalLocalCCY;
STR (MT940) – Wallet
MT940 Message
:61:2210201020DP0,01NMSCWLT_APIPVT_PAYP1//3255859460/CTC/283/
Message Description
INTERNAL TRANSFER
WLT_APIPVT_PAYP1
E2E Id up to 16 characters
:86:/PT/FT/PY/USD Test API4 Payment to Bene via Email or Citi ABC DEF
USD Test API4 Payment to Bene via Email or
Citi ABC DEF Wallet PVT for 22.3 SUCCESS
Payment Details up to 83 characters
USD
Payment Currency
0,01
Payment Amount
Wallet PVT for 22.3 SUCCESS/OA/USD0,01/BI/EMAIL/BN/Sonek Mirak CR
Streetname0011234CR Town Name3IE/AB/CITIBANK
LONDON/ER/0,903427/BO/CITIBANK N.A. [GB,LONDON] 33,CITIGROUP
CENTRE,CANADA SQUA
• Data provided in the <CdtrAcct> <Id>
<Othr><Id> in the payment instruction is
mapped here.
RE/ROC/WLT_APIPVT_PAYP1/FXREF/AG3848
EMAIL
• So it would be either the Beneficiary
Account Number, Mobile Number or
Card Number. (Card number could be
masked)
• For payments to wallet, where wallet id
is email address, as EMAIL is provided
in <CdtrAcct> <Id> <Othr><Id> , the
same text is mapped here.
February 2023
Important note: The above information is for illustrative purposes
Sonek Mirak CR Streetname0011234CR
Town Name3IE
Creditor Name & Address
0,903427
FX Rate
AG3848
FX Ref up to 6 digits only
STR (MT940) – Instant Payments
MT940 Message
:61:2204110411DP0,47NMSCTHIPFD24032202dh//3218648198
Message Description
THIPFD24032202dh
E2E Id up to 16 characters
ClrSysIdCd/THCBC/Paymentdetails12345
Payment Details up to 83 characters
THB
Payment Currency
20,00
Payment Amount
/CTC/283/INTERNAL TRANSFER
:86:/PT/FT/PY//ClrSysIdCd/THCBC/Paymentdetails12345/OA/THB20,00/B
I/1234567890/BN/TANAK MAHIYA KAUR Streetbuildngno12pstlcode01town0
01ctrysub001TH/AB/CITIBANK LONDON/ER/0,02333/BO/CITIBANK N.A. [GB
•
Data provided in the <CdtrAcct> <Id>
<Othr><Id> in the payment instruction is
mapped here.
•
So it would be either the Beneficiary Account
Number, Mobile Number or Card Number. (Card
number could be masked)
•
For payments to wallet, where wallet id is email
address, as EMAIL is provided in <CdtrAcct>
<Id> <Othr><Id> , the same text is mapped
here.
,LONDON] 33,CITIGROUP CENTRE,CANADA
SQUARE/ROC/THIPFD24032202dh/FXREF/AG3238
1234567890
February 2023
Important note: The above information is for illustrative purposes
TANAK MAHIYA KAUR
Streetbuildngno12pstlcode01town0
01ctrysub001TH
Creditor Name & Address
0,02333
FX Rate
AG3238
FX Ref up to 6 digits only
STR (MT940) – APM Refund via MT103
MT940 Message
:61:2210121012CP0,03NMSCMEACE1014BFW2P4P//3254148154
Message Description
MEACE1014BFW2P4P
Transaction Reference for the refund
629770001
WorldLink Client ID
/CTC/305/INTERNAL TRANSFER
:86:/PT/FT/PY/O/O Citibank Europe PLC
/BNF/CLID 629770001
MEACE0714O0W4ZR7 is the Citi Transaction
Reference generated for the payment instruction.
MEACE1012ORW2P46
REVMEACE0714O0W4ZR7/OA/GBP0,03/BI/12345678/BN/CITIBANK N.A.
REVMEACE0714O0W4ZR7
[GB,LONDON] 33,CITIGROUP CENTRE,CANADA SQUARE
LONDON,GREATER LONDON,E14 5LB GB/AB/CITIBANK
LONDON/BO/123456/BO1/Citibank Europe PLC
February 2023
Important note: The above information is for illustrative purposes
REV appended at the start of the Citi Transaction
Reference indicates that this is the reversal for that
payment instruction.
GBP
Refund Currency
0,03
Refund Amount
12345678
Refund Account
123456
Debit Account
STR (MT940) – APM Refund via MT202
MT940 Message
:61:2205310531CP1,95NMSCINST 62976//3228077647
629760001
/CTC/305/INTERNAL TRANSFER
:86:/PT/FT/PY/INST 62976
WorldLink Client ID
ME5V54600IBD196O is the Citi Transaction
Reference generated for the payment instruction.
/BNF/CLID 629760001
ME5V55132IT94TAL
Message Description
REVME5V54600IBD196O
REVME5V54600IBD196O/BI/12345678/BN/CITIBANK N.A. [GB,LONDON]
REV appended at the start of the Citi Transaction
Reference indicates that this is the reversal for that
payment instruction.
33,CITIGROUP CENTRE,CANADA SQUARE LONDON,GREATER
LONDON,E14 5LB GB/AB/CITIBANK LONDON/BO/Citibank Europe PLC
1,NORTH WALL QUAY
February 2023
Important note: The above information is for illustrative purposes
12345678
Refund Account
STR (MT940) – ACH Payment Withdrawal
MT940 Message
:61:2210140714DD2554,21NTRF366182951063241//S0611952E13D01
Message Description
366182951063241
E2E Id up to 16 characters
Paymentdetails12345 Paymentdetails12345
Payment Details up to 83 characters
HKD
Payment Currency
188781,32
Payment Amount
/CTC/479/SAME DAY DR TRANSFER
:86:/PT/FT/PY/Paymentdetails12345 Paymentdetails12345
/OA/HKD188781,32/BI/1234567890/BN/Carey and John Doe
Streetbuildngno12pstlcode01town0
01ctrysub001HK/ER/0,01353/ROC/366182951063241/FXREF/AG3238
1234567890
February 2023
Important note: The above information is for illustrative purposes
•
Data provided in the <CdtrAcct> <Id> <Id> in the
payment instruction is mapped here.
Carey and John Doe
Streetbuildngno12pstlcode01town0
01ctrysub001TH
Creditor Name & Address
0,01353
FX Rate
AG3238
FX Ref up to 6 digits only
STR (MT940) – ACH Payment Refund
MT940 Message
:61:2211041104CD10717,60NTRFNONREF//G1423081708601
Message Description
4366183545375945
E2E Id up to 16 characters
12345678
Refund account
USD
Refund Currency
10717,6
Refund Amount
/CTC/279/SAME DAY CR TRANSFER
:86:/PT/FT/BI/12345678/BN/CLIENT INC/BN1/13 STREET
/TOWN/PY/0960108810000
0053 /RTNAMT/USD10717,6 /MREF/4366183545375945 /RTNRSN/BE06
BENE NAME IS INVALID
/PO/1048/RF/SR3795223081Z3WU/BO/123450001/BO1/CLIENT
INC/BN1/13 STREET /TOWN/OB/GCNPPPJYXXX/OB1/CLIENT
INC/BTN/650000000
571/URNO/TTSZCFT223080JNL/USLN/2329026199/OTIV/Y/OTAV//STIS/N
February 2023
Important note: The above information is for illustrative purposes
BE06 BENE NAME IS INVALID
123450001
Refund reason
WorldLink client ID
STR (MT940) - File Sample
:61:2210201020DP0,02NMSCWLT_FILPVT_VENM1//3255745586/CTC/283
Description
Field
/INTERNAL TRANSFER
E2E Id up to 16 characters
WLT_FILPVT_VENM1
:86:/PT/FT/PY/USD Test FIL191001 Payment to Bene via PHONE or Citi
ABCDE Wallet PVT/PMDD//BEM2//OA/USD0,02/BI/EMAIL/BN/Sumark
Kendrani CR Streetname0011234CR Town Name3US/AB/CITIBANK
Payment Details Line 1 up to 69 characters
USD Test FIL191001 Payment to Bene via
PHONE or Citi ABCDE Wallet PVT
LONDON/ER/0, 908861/BO/CITIBANK N.A. [GB,LONDON] 33,CITIGROUP
CENTRE,CANADA SQ
Payment Currency
USD
Payment Amount
0,02
UARE/ROC/WLT_FILPVT_VENM1/FXREF/AG8873
Email
February 2023
Important note: The above information is for illustrative purposes
Beneficiary Identifier/Account number or
Mobile number. From Field ID - <CdtrAcct>
<Id> <Othr><Id> in the input payment file
Creditor Name & Address
Sumark Kendrani CR Streetname0011234CR
Town Name3US
FX Ref up to 6 digits only
AG8873
STR (MT940) - API Sample
:61:2210201020DP0,01NMSCWLT_APIPVT_PAYP1//3255859460/CTC/283/
Description
Field
INTERNAL TRANSFER
E2E Id up to 16 characters
WLT_FILPVT_VENM1
:86:/PT/FT/PY/USD Test API4 Payment to Bene via Email or Citi ABC DEF
Wallet PVT for 22.3 SUCCESS/OA/USD0,01/BI/EMAIL/BN/Sonek Mirak CR
Streetname0011234CR Town Name3IE/AB/CITIBANK
Payment Details Line 1 up to 83
characters
USD Test FIL191001 Payment to Bene via PHONE or Citi
ABCDE Wallet PVT
LONDON/ER/0,903427/BO/CITIBANK N.A. [GB,LONDON] 33,CITIGROUP
CENTRE,CANADA SQUA
RE/ROC/WLT_APIPVT_PAYP1/FXREF/AG3848
Payment Currency
USD
Payment Amount
0,01
Email
February 2023
Important note: The above information is for illustrative purposes
Beneficiary Identifier/Account number or Mobile number.
From Field ID - <CdtrAcct> <Id> <Othr><Id> in the input
payment file.
Creditor Name & Address
Sumark Kendrani CR Streetname0011234CR Town
Name3US
FX Ref up to 6 digits only
AG3848
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February 2023