CHAPTER 9: LEASE Learning objectives • Account for right of use assets and lease liabilities in the records of the lessee • Explain the exemption from the recognition criteria for leases in the records of the lessee • Account for sale and leaseback agreements OVERVIEW Lease: A contract, or part of a contract, that conveys the right to use an asset (the underlying asset) for a period of time in exchange for consideration. Co. B Co. A RENTAL PAYMENTS • • Legally owns the assets Lessor Advance – start of the lease period Arrears – end of the lease period Uses the assets Lessee • Right of use asset • Lease liability OVERVIEW OVERVIEW Terminologies Identify a lease? An entity must identify whether a contract contains a lease, which is the case if the contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. RIGHT TO CONTROL IDENTIFIED ASSET Entity must have the right to: • Obtain substantially all economic benefits from the use of asset • Stated in the contract • May be a part of a larger asset • The lessor has no substitution rights (a similar asset cannot be used instead of the original leased asset) • Direct the use of the asset PERIOD OF USE • Period of use in time Identify a lease? Is there an identified asset? NO YES Does the lessee obtain substantially all the economic benefits? YES Does the lessee have the right to direct use of the asset? NO The contract does not contain a lease; apply other applicable IFRSs NO YES Contract contains a lease Identify a lease Coketown Council has entered into a five-year contract with Carefleet Co, under which Carefleet Co supplies the council with ten vehicles for the purposes of community transport. Carefleet Co owns the relevant vehicle, all ten of which are specified in the contract. Coketown Council determines the routes taken for community transport and the charges and eligibility for discounts. The council can choose to use the vehicles for purposes other than community transport. When the vehicles are not being used, they are kept at the council's offices and cannot be retrieved by Carefleet Co unless Coketown Council defaults on payment. If a vehicle needs to be serviced or repaired, Carefleet Co is obliged to provide a temporary replacement vehicle of the same type. Lessee: Coketown IDENTIFIED ASSET Identifiable asset - the ten vehicles specified in the contract Carefleet Co does not have the right to substitute any of the vehicles unless they are being serviced or repaired RIGHT TO CONTROL council has a right to use the vehicles for the period of the contract PERIOD OF USE five-year contract with Carefleet Co Recognise in its SOFP: 1. Right-of-use asset 2. Lease liability Lessee accounting Recognition & measurement RIGHT-OF-USE ASSET (AT COST) LEASE LIABILITY (Present value of lease payments) Under IFRS 16, There is no longer a distinction between finance lease and operating lease, as the lessee controls the leased asset during the lease term, and is recognized an asset and a liability respectively. (recognized under the previous standard's finance lease method) Lessee accounting Recognition & measurement A lessee may elect to account for lease payments as an expense (like operating lease under IAS 17) on a straightline basis over the lease term or another systematic basis for the following 2 types of leases Lessee accounting Initial measurement To calculate the initial value of the liability and right-of-use asset, the lessee must consider the length of the lease term. The lease term comprises: • Non-cancellable periods • Periods covered by an option to extend the lease if reasonably certain to be exercised • Periods covered by an option to terminate the lease if these are reasonably certain not to be exercised. + Lessee’s incremental borrowing rate: represent what the lessee ‘would have to pay to borrow over a similar term and with similar security, the funds necessary to obtain an asset of similar value to the right-of-use asset in a similar economic environment Lessee accounting At the beginning of the year 20X6, Tusco signed into a three-year contract to lease a lorry. The contract contains an option to extend for one more year. Tusco believes that they will use this option. Lorries have a useful economic life of 8 years. Lease payments are $16,000 per year for the initial term and $20,000 per year for the option. All payments are due at the end of the year. To obtain the lease, Tusco paid initial payment of $4,000. X’s incremental rate of borrowing is 5%. Calculate the initial carrying amount of the lease liability and the right-of use asset of Tusco for this contract Lessee accounting Step 1: Identify exactly lease term Step 2: Calculate lease liability Lease liability = Total value of annual payment (in each term of lease) × Discount rate Discount rate = 1/(1+r)y • r: implicitly rate • y: time period from year 1 to the year-end of the lease term Step 3: Calculate right of use asset (according to above theory). Step 4: Record lease liability and right of use asset. Lessee accounting Lessee accounting Subsequent measurement Note 1: After initial recognition • A right-of-use asset will normally be measured on the cost model • It can be measured on the revaluation model if that belongs to an asset group that should applies revaluation model under IAS 16, or it is an investment property under IAS 40. Note 2: When using cost model to measure a right-of-use asset, we must calculate depreciation as follows: • If ownership of the asset transfers to the lessee at the end of the lease term then depreciation should be charged over the asset's useful life • Otherwise, depreciation is charged over the shorter of the useful life and the lease term. Lessee accounting Right-of-use asset Non-current assets Lease liability Current liabilities Non-current liabilities Interest charges Finance cost LESSEE SOFP • ROU assets together with PPE or as own line item • Lease liability (IAS 1) SOPL SOCF • Depreciation of all leased assets • Principal within financing activities • Interest expense for all lease liabilities • Interest within either operating or financing activities (IAS 7) Lessee accounting ALLOCATION OF FINANCE COST LESSEE RENTAL PAYMENT Interest portion Finance charge (SOPL) A repayment of part of the capital cost of the asset Debited to the lessor's account to reduce the outstanding liability Lessee accounting ALLOCATION OF FINANCE COST 1. what proportion of each instalment paid by the lessee represents interest, 2. what proportion represents a repayment of the capital advanced by the lessor RENTAL PAYMENT ACTUARIAL METHOD Finance charge To be allocated to periods during the lease term using interest rate implicit in the lease Repayment of capital the balance of the payment is the repayment of capital Lessee accounting Subsequent measurement Payment in advance is means that rental made at beginning of the lease year Payment in arrears is means that rental made at ending of the lease year Lessee accounting PAYMENT IN ADVANCE Lessee accounting PAYMENT IN ADVANCE Lion Co enters into a five-year lease of a building which has a remaining useful life of ten years. Lease payments are $50,000 per annum, payable at the beginning of each year. Lion Co incurs initial direct costs of $20,000 and receives lease incentives of $5,000. There is no transfer of the asset at the end of the lease and no purchase option. The interest rate implicit in the lease is not immediately determinable but the lessee’s incremental borrowing rate is 5%, with the value of $1 having a cumulative present value in four years' time of $3.546. The value of $1 has a cumulative present value in five years' time of $4.329. At the commencement date Lion Co pays the initial $50,000, incurs the direct costs and receives the lease incentives EXAMPLE – Payment in advance Step 1 Calculate lease liability $50,000 Y3 Y2 Y1 0 The lease liability is measured at the present value of the remaining four payments 1 $50,000 $50,000 x $3.546 = $177,298 2 $50,000 Payment PV 0 50,000 50,000 Y5 Y4 4 $50,000 3 $50,000 1 50,000 47,619 2 50,000 45,351 3 50,000 43,192 $177,298 4 50,000 41,135 5 Total 250,000 227,298 6 EXAMPLE – Payment in advance Step 2 Calculate value of Right-of-use asset Dr $ $ Initial payment Discounted liability 50,000 177,298 Initial direct costs 20,000 Incentive received (5,000) 242,298 Right-to-use asset Cr $ 242,298 Lease liability 177,298 Cash (50 + 20 – 5) 65,000 EXAMPLE – Payment in advance Lease liability table Year Opening balance Lease payment Liability subject to interest Interest (5%) Closing balance 1 227,298 (50,000) 177,298 8,865 186,162 2 186,162 (50,000) 136,162 6,808 142,971 3 142,971 (50,000) 92,971 4,649 97,619 4 97,619 (50,000) 47,619 2,381 50,000 5 50,000 (50,000) - - - EXAMPLE – Payment in advance End of Y1 0 Start of Y2 1 End of Y2 2 2 Current liability Opening bal 227,298 Lease payment 50,000 41,135 (= 50,000 – 8,865) Interest 8,865 Y2:50,000 Liability subject to interest Interest payable Principal 177,298 Current 8,865 186,162 Closing bal Non-Current Current Principal 41,135 Non-Current 177,298-41,135 PAYMENT IN Y2 $50,000 Interest Y1 $177,298 at Y1 Principal in Y2 $8,865 Short-term Long-term $41,135 $136,162 (bal) Non-current liability Y1 $41,135 (bal) Interest payable Y1 Short-term Y1 Current liability Y1 EXAMPLE – Payment in advance SFP extract Non-current asset Fixed asset Depreciation $ 242,298 (48,460) Carrying value 193,838 Current liability Interest payable 8,865 Current liability $ 50,000 Non-current liability Lease obligations 177,298 Non-current liability 136,163 Short-term lease obligation 41,135 Long-term lease obligation 136,163 SOPL extract Depreciation Interest charge 48,460 8,865 186,163 Lessee accounting PAYMENT IN ARREARS EXAMPLE – Payment in arrear Lion Co enters into a five-year lease of a building which has a remaining useful life of ten years. Lease payments are $50,000 per annum, payable at the end of each year. Lion Co incurs initial direct costs of $20,000 and receives lease incentives of $5,000. There is no transfer of the asset at the end of the lease and no purchase option. The interest rate implicit in the lease is not immediately determinable but the lessee’s incremental borrowing rate is 5%, with the value of $1 having a cumulative present value in four years' time of $3.546. The value of $1 has a cumulative present value in five years' time of $4.329. At the commencement date Lion Co pays the initial $50,000, incurs the direct costs and receives the lease incentives EXAMPLE – Payment in arrear Step 1 Calculate lease liability Y3 Y2 Y1 0 The lease liability is measured at the present value of the remaining five payments 1 $50,000 2 0 $50,000 x $4.329 = $216,474 Payment PV 4 $50,000 3 $50,000 $50,000 - 1 50,000 47,619 Y5 Y4 2 50,000 45,351 3 50,000 43,192 4 50,000 41,135 5 Total 50,000 250,000 39,176 216,474 5 $50,000 6 EXAMPLE – Payment in arrear Step 2 Calculate value of Right-of-use asset Dr $ $ Initial payment Discounted liability 0 216,474 Initial direct costs 20,000 Incentive received (5,000) 231,474 Right-to-use asset Cr $ 231,474 Lease liability 216,474 Cash (20 – 5) 15,000 Example – Payment Year in arrear • Lease liability table 1 2 3 4 5 Opening 216,474 Interest (5%) 10,824 Payment (50,000) 177,298 8,865 (50,000) 136,162 6,808 (50,000) 92,971 4,649 (50,000) 47,619 2,381 (50,000) Closing 177,298 136,162 92,971 47,619 - EXAMPLE – Payment in arrear End of Y1 0 Opening bal Interest 1 Start of Y2 2 2 216,474 10,824 Interest Y2 Interest Y1 Payment End of Y2 50,000 50,000 Principal Y2 Closing bal 177,298 Current liabilitiy EXAMPLE – Payment in arrear PAYMENT IN Y1 $50,000 Principal payable in Y1 Paid Interest Y1 $177,298 at Y1 Short-term (Current liability) Long-term (Non-current liability $41,135 = 50,000 – 8,865 $136,163 (bal) EXAMPLE – Payment in arrear SFP extract Non-current asset Fixed asset Depreciation $ 231,474 (46,295) Carrying value 185,179 Current liability Interest payable 0 Non-current liability Lease obligations 177,298 Short-term lease obligation 41,135 Current liability 41,135 Long-term lease obligation 136,163 Non-current liability 136,163 SOPL extract Depreciation Interest charge $ 177,298 46,295 10,824 Lessor accounting Note: Examples of single or combined situations that often lead to leasing of property that are classified as finance leases are as follows: • The lease transfers ownership of the asset to the lessee by the end of the lease term. • The lessee has the option to purchase the asset at a price that is expected to be sufficiently lower than the fair value at the date of the option exercisability. • The lease term is for the major part of the economic life of the asset even if the title is not transferred. • At the inception of the lease the present value of the lease payments amounts to at least substantially all of the fair value of the leased asset. • The leased assets are of such a specialized nature that only the lessee can use them without major modifications Lessor accounting Sales & Lease back A sale and leaseback transaction involves the sale of an asset and the leasing back of the same asset The seller-lessee must assess whether the transfer should be accounted for as a sale or not. For this purpose, the seller must apply IFRS 15 Revenue from Contracts with Customers. This normally occurs when the buyer obtains control of the asset (the ability to obtain substantially all of the remaining benefits) Sales & Lease back Transfer is NOT a SALE Seller continues to recognize the transferred asset Proceeds Financial liability (Loan) Profit Transfer is a SALE still controls the asset for amount of time when it lease back the asset realized profit from selling transaction must be calculate rely on the time when buyer (lessor) actually holds the assets Sales & Lease back Transfer IS A SALE RIGHTS TRANSFERRED RIGHT RETAINED % of the right to use the property have been transferred to lessor % of the right to use the property remains in the lessee Sales proceeds FV of asset difference = LOAN provided by the buyer-lessor to the sellerlessee Sales proceeds FV of asset the difference = a prepayment of lease payments Sales & Lease back Transfer NOT SALE Step 1: Calculate total gain from sale of asset = Fair value of assets – Carrying amount Step 2: Calculate gain relates to right retained = Total gain × Lease payment at present value/Fair value Step 3: Calculate gain relates to right transferred = Total gain – Gain relates to right retained Step 4: Record gain relates to right transferred Dr Cash – proceeds from sale of asset Dr ROU asset - CA x Discounted lease pmt/FV Cr PPE – Carrying amount Cr Lease liability – PV of annual lease payment Cr P&L – Gain relates to right transferred Sales & Lease back Transfer NOT SALE Example 5: On 1 April 20X8, Tusco Co bought a machine for $1,000,000. The carrying amount of the machine as at 31 March 20X9 was $900,000. On 1 April 20X8, Tusco sold it to NCC for fair value of $1,300,000. An immediately leased the machine back for 5 years, the remainder of its useful life at $280,000 per annum payable in arrears. The present value of the annual lease payments is $1,200,000 and the transaction satisfies the IFRS 15 criteria to be recognized as a sale. What gain should Tusco recognize for the year ended 31 Mar 20Y0 as a result of the sale and leaseback? Sales & Lease back Step 1: Calculate total gain from sell of asset Total gain = $1,300,000 – $900,000 = $400,000 Step 2: Calculate gain relates to right retained Gain relates to right retained = $400,000 × $1,200,000/$1,300,000 = $369,231 Step 3: Calculate gain relates to right transferred Gain relates to right transferred = $400,000 – $369,231 = $30,769 Step 4: Debit Cash Debit Right of use asset Credit PPE Credit Lease Liability Credit P&L $1,300,000 $ 830,769 (0.9m x 1.2m/1.3) $900,000 (scenario) $1,200,000 (scenario) $30,769 (Step 3) Summary Question 1 1 An entity leases a computer with legal title of the asset passing after two years. The entity usually depreciates computers over three years. The entity also leases a machine for seven years but legal title does not pass to the entity at the end of the agreement. The entity usually depreciates machinery over ten years. Over what period of time should the computer and machine be depreciated? A B C D Computer 2 years 2 years 3 years 3 years Machine 7 years 10 years 7 years 10 years Question 2 An entity leases a motor vehicle. The present value of the minimum lease payments is $27,355 and the rate implicit in the lease is 10%. The terms of the lease require three annual rentals to be paid of $10,000 each at the start of each year. At the end of the first year of the lease what amount will be shown for the lease liability in the company’s statement of financial position under the headings of current liabilities and non-current liabilities? A B C D Current liabilities $9,091 $10,000 $10,900 $10,000 Non-current liabilities $10,000 $10,900 $10,000 $9,091 Question 3 On 1 April 20X7 Chan sells an item of plant to a finance company and leases it back for a period of five years, at the end of which the fair value of the plant is estimated to be nil. Which of the following represents the correct accounting treatment for this transaction? A Recognise the profit on disposal in the current year, capitalize the new lease at the present value of the lease payments B Spread the profit on disposal over five years, capitalise the new lease at the present value of the lease payments C Ignore the disposal, treat the sale proceeds as a financial liability D Revalue the plant to the value of the sale proceeds, treat the sale proceeds as a financial liability Test your understanding The following trial balance relates to Fryatt at 31 May 20X7: The following notes are relevant: 1 Owned plant and equipment is to be depreciated on the reducing balance basis at a rate of 20% per annum. The property cost includes land at a cost of $60,000. The building is depreciated over 30 years on a straight line basis. All depreciation is charged to cost of sales. 2 On 1 June 20X6 Fryatt commenced using an item of plant and machinery under a lease agreement, with three annual payments of $29,000. The first payment was made on 31 May 20X7 and has been charged to cost of sales. The present value of the lease payments at 1 June 20X6 was $72,000. Under the terms of the lease Fryatt has the option to extend the lease indefinitely at a reduced rental at the end of the 3 years. The plant has an estimated useful life of six years, with a negligible value at the end of this period. The rate of interest implicit in the lease is 10%. 3 The directors have estimated the provision for income tax for the year to 31 May 20X7 at $7,200 Required: Prepare the SOPL for Fryatt for the year to 31 May 20X7 and a SOFP at that date, in a form suitable for presentation to the shareholders and in accordance with the requirements of IFRS Standards