Interest = 0.5%
Single Payment
N
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
40
45
50
55
60
65
70
75
80
85
90
95
100
Uniform Series
Compound
Amount
Factor
Present
Worth
Factor
Sinking
Fund
Factor
Uniform
Series
Factor
Capital
Recovery
Factor
(F/P,I,N)
1.0050
1.0100
1.0151
1.0202
1.0253
1.0304
1.0355
1.0407
1.0459
1.0511
1.0564
1.0617
1.0670
1.0723
1.0777
1.0831
1.0885
1.0939
1.0994
1.1049
1.1104
1.1160
1.1216
1.1272
1.1328
1.1385
1.1442
1.1499
1.1556
1.1614
1.1672
1.1730
1.1789
1.1848
1.1907
1.2208
1.2516
1.2832
1.3156
1.3489
1.3829
1.4178
1.4536
1.4903
1.5280
1.5666
1.6061
1.6467
P/F,I,N)
0.99502
0.99007
0.98515
0.98025
0.97537
0.97052
0.96569
0.96089
0.95610
0.95135
0.94661
0.94191
0.93722
0.93256
0.92792
0.92330
0.91871
0.91414
0.90959
0.90506
0.90056
0.89608
0.89162
0.88719
0.88277
0.87838
0.87401
0.86966
0.86533
0.86103
0.85675
0.85248
0.84824
0.84402
0.83982
0.81914
0.79896
0.77929
0.76009
0.74137
0.72311
0.70530
0.68793
0.67099
0.65446
0.63834
0.62262
0.60729
(A/F,I,N)
1.0000
0.49875
0.33167
0.24813
0.19801
0.16460
0.14073
0.12283
0.10891
0.09777
0.08866
0.08107
0.07464
0.06914
0.06436
0.06019
0.05651
0.05323
0.05030
0.04767
0.04528
0.04311
0.04113
0.03932
0.03765
0.03611
0.03469
0.03336
0.03213
0.03098
0.02990
0.02889
0.02795
0.02706
0.02622
0.02265
0.01987
0.01765
0.01584
0.01433
0.01306
0.01197
0.01102
0.01020
0.00947
0.00883
0.00825
0.00773
(F/A,I,N)
1.0000
2.0050
3.0150
4.0301
5.0503
6.0755
7.1059
8.1414
9.1821
10.2280
11.279
12.336
13.397
14.464
15.537
16.614
17.697
18.786
19.880
20.979
22.084
23.194
24.310
25.432
26.559
27.692
28.830
29.975
31.124
32.280
33.441
34.609
35.782
36.961
38.145
44.159
50.324
56.645
63.126
69.770
76.582
83.566
90.727
98.068
105.59
113.31
121.22
129.33
(A/P,I,N)
1.0050
0.50375
0.33667
0.25313
0.20301
0.16960
0.14573
0.12783
0.11391
0.10277
0.09366
0.08607
0.07964
0.07414
0.06936
0.06519
0.06151
0.05823
0.05530
0.05267
0.05028
0.04811
0.04613
0.04432
0.04265
0.04111
0.03969
0.03836
0.03713
0.03598
0.03490
0.03389
0.03295
0.03206
0.03122
0.02765
0.02487
0.02265
0.02084
0.01933
0.01806
0.01697
0.01602
0.01520
0.01447
0.01383
0.01325
0.01273
Series
Present
Worth
Factor
(P/A,I,N)
0.99502
1.9851
2.9702
3.9505
4.9259
5.8964
6.8621
7.8230
8.7791
9.7304
10.677
11.619
12.556
13.489
14.417
15.340
16.259
17.173
18.082
18.987
19.888
20.784
21.676
22.563
23.446
24.324
25.198
26.068
26.933
27.794
28.651
29.503
30.352
31.196
32.035
36.172
40.207
44.143
47.981
51.726
55.377
58.939
62.414
65.802
69.108
72.331
75.476
78.543
Arithmetic Series
Arithmetic Arithmetic Arithmetic
Gradient
Gradient
Gradient
Uniform
Present
Future
Factor
Worth
Worth
(A/G,I,N)
(P/G,I,N)
(F/G,I,N)
0.00000
0.00000
0.00000
0.49875
0.99007
1.000
0.99667
2.9604
3.005
1.49377
5.9011
6.0200
1.99003
9.8026
10.0501
2.4855
14.6552
15.1004
2.9801
20.4493
21.1759
3.4738
27.1755
28.2818
3.9668
34.8244
36.4232
4.4589
43.3865
45.6053
4.9501
52.853
55.833
5.4406
63.214
67.112
5.9302
74.460
79.448
6.4190
86.583
92.845
6.9069
99.574
107.31
7.3940
113.42
122.85
7.8803
128.12
139.46
8.3658
143.66
157.16
8.8504
160.04
175.94
9.3342
177.23
195.82
9.8172
195.24
216.80
10.299
214.06
238.89
10.781
233.68
262.08
11.261
254.08
286.39
11.741
275.27
311.82
12.220
297.23
338.38
12.698
319.95
366.07
13.175
343.43
394.90
13.651
367.66
424.88
14.126
392.63
456.00
14.601
418.33
488.28
15.075
444.76
521.72
15.548
471.91
556.33
16.020
499.76
592.12
16.492
528.31
629.08
18.836
681.33
831.77
21.159
850.76
1064.83
23.462
1035.70
1329.03
25.745
1235.27
1625.15
28.006
1448.65
1954.01
30.247
1675.03
2316.41
32.468
1913.64
2713.22
34.668
2163.75
3145.30
36.847
2424.65
3613.54
39.006
2695.64
4118.86
41.145
2976.08
4662.19
43.263
3265.33
5244.49
45.361
3562.79
5866.74
Interest = 1.0%
Single Payment
N
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
40
45
50
55
60
65
70
75
80
85
90
95
100
Uniform Series
Compound
Amount
Factor
Present
Worth
Factor
Sinking
Fund
Factor
Uniform
Series
Factor
Capital
Recovery
Factor
(F/P,I,N)
1.0100
1.0201
1.0303
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
1.4166
1.4889
1.5648
1.6446
1.7285
1.8167
1.9094
2.0068
2.1091
2.2167
2.3298
2.4486
2.5735
2.7048
P/F,I,N)
0.99010
0.98030
0.97059
0.96098
0.95147
0.94205
0.93272
0.92348
0.91434
0.90529
0.89632
0.88745
0.87866
0.86996
0.86135
0.85282
0.84438
0.83602
0.82774
0.81954
0.81143
0.80340
0.79544
0.78757
0.77977
0.77205
0.76440
0.75684
0.74934
0.74192
0.73458
0.72730
0.72010
0.71297
0.70591
0.67165
0.63905
0.60804
0.57853
0.55045
0.52373
0.49831
0.47413
0.45112
0.42922
0.40839
0.38857
0.36971
(A/F,I,N)
1.0000
0.49751
0.33002
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
0.02400
0.02046
0.01771
0.01551
0.01373
0.01224
0.01100
0.00993
0.00902
0.00822
0.00752
0.00690
0.00636
0.00587
(F/A,I,N)
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
10.4622
11.567
12.683
13.809
14.947
16.097
17.258
18.430
19.615
20.811
22.019
23.239
24.472
25.716
26.973
28.243
29.526
30.821
32.129
33.450
34.785
36.133
37.494
38.869
40.258
41.660
48.886
56.481
64.463
72.852
81.670
90.937
100.676
110.913
121.672
132.98
144.86
157.35
170.48
(A/P,I,N)
1.0100
0.50751
0.34002
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
0.03400
0.03046
0.02771
0.02551
0.02373
0.02224
0.02100
0.01993
0.01902
0.01822
0.01752
0.01690
0.01636
0.01587
Series
Present
Worth
Factor
(P/A,I,N)
0.99010
1.9704
2.9410
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
9.4713
10.368
11.255
12.134
13.004
13.865
14.718
15.562
16.398
17.226
18.046
18.857
19.660
20.456
21.243
22.023
22.795
23.560
24.316
25.066
25.808
26.542
27.270
27.990
28.703
29.409
32.835
36.095
39.196
42.147
44.955
47.627
50.169
52.587
54.888
57.078
59.161
61.143
63.029
Arithmetic Series
Arithmetic Arithmetic Arithmetic
Gradient
Gradient
Gradient
Uniform
Present
Future
Factor
Worth
Worth
(A/G,I,N)
(P/G,I,N)
(F/G,I,N)
0.00000
0.00000
0.00000
0.49751
0.98030
1.000
0.99337
2.9215
3.0100
1.48756
5.8044
6.0401
1.98010
9.6103
10.1005
2.4710
14.3205
15.2015
2.9602
19.9168
21.3535
3.4478
26.3812
28.5671
3.9337
33.6959
36.8527
4.4179
41.8435
46.2213
4.9005
50.807
56.683
5.3815
60.569
68.250
5.8607
71.113
80.933
6.3384
82.422
94.742
6.8143
94.481
109.69
7.2886
107.27
125.79
7.7613
120.78
143.04
8.2323
135.00
161.47
8.7017
149.90
181.09
9.1694
165.47
201.90
9.6354
181.69
223.92
10.100
198.57
247.16
10.563
216.07
271.63
11.024
234.18
297.35
11.483
252.89
324.32
11.941
272.20
352.56
12.397
292.07
382.09
12.852
312.50
412.91
13.304
333.49
445.04
13.756
355.00
478.49
14.205
377.04
513.27
14.653
399.59
549.41
15.099
422.63
586.90
15.544
446.16
625.77
15.987
470.16
666.03
18.178
596.86
888.64
20.327
733.70
1148.11
22.436
879.42
1446.32
24.505
1032.81
1785.25
26.533
1192.81
2166.97
28.522
1358.39
2593.66
30.470
1528.65
3067.63
32.379
1702.73
3591.28
34.249
1879.88
4167.15
36.080
2059.37
4797.90
37.872
2240.57
5486.33
39.626
2422.88
6235.38
41.343
2605.78
7048.14