IDENTITY THEFT
A. Identity theft occurs when someone uses your personally identifying
information, like your name, social security number, or credit card
number, without your permission, to commit fraud or other crimes.
B. The Fair Trade Commission estimates that as many as 9 million
Americans have their identities stolen each year. In fact, you or
someone you know may have experienced some form of identity theft.
C. The potential for damage, loss, and stress is considerable. Consumers
victimized by identity theft may lose out on job opportunities, or be
denied loans for education, housing, or cars because of negative
information on their credit reports. They may even be arrested for
crimes they did not commit.
D. What is identity theft?Identity theft is currently the fastest growing
white-collar crime in America.
E. In cases of identity theft, criminals obtain your personal data (such as a
credit card number or social security number) and use the information
to assume your identity. Thieves may take over your existing accounts
or use your name to open new accounts, or apply for loans.
F. You may not be aware that your identity has been stolen until a
merchant or collection agency contacts you, seeking payment for a bill
you know nothing about. Or you may be declined for a loan or
employment because your credit records show defaults on loans
unknown to you.
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Part 1: Read the passage and mark A, B, C or D to indicate the correct answer to
each of the questions.
Question 1. Which of the following is NOT mentioned as an example of personal
information?
A. Driver’s license
B. Credit card number
C. Social security number
D. Name
Question 2. How many people in the U.S. experience identity theft each year?
A. Nearly 9 million
B. Approximately 15 million
C. About 19 million
D. Almost every person
Question 3. What can happen to a person whose identity has been stolen?
A. Higher interest rates on loans
number
C. Payment of considerable fines
B. Denial of reissuing a new social security
D. Arrest for crimes
Question 4. What is true about identity theft?
A. It’s not a serious crime.
B. It’s been committed mostly by teenagers.
C. It’s been under control.
D. It’s a crime that is growing fast.
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Question 5. In the information, the word “declined” in paragraph 3, line 3, is
closest in meaning to
A. decreased
B. rejected
C. submitted
D. confirmed
Part 2: Read the following statements and decided if they are TRUE, FALSE,
or NOT GIVEN according to the information in the text.
1. Identity theft steal your information to commit fraud.
2. The Fair Trade Commission estimates that as many as 9 billion Americans
have their identities stolen each year.
3. The author claims that Identity theft is currently the fastest growing whitecollar crime in the world.
4. Your identity is at risk of being stolen by thieves to commit money fraud.
5. The author advises that you should encrypt your personal information
online.
ANSWER KEY
1. A 2. A 3. D 4. D 5. B
Part 1:
Question 1:
Giải thích: Identity theft occurs when someone uses your personally identifying
information, like your name, social security number, or credit card number,
without your permission, to commit fraud or other crimes.
Dịch nghĩa: Nhận ra sự trộm cắp xảy ra khi ai đó sử dụng thông tin cá nhân của
bạn, như họ tên, số an sinh xã hội, hoặc số thẻ tín dụng, mà không có sự cho phép
của bạn, để gian lận hoặc tội phạm khác.
Question 2:
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Giải thích: The Fair Trade Commission estimates that as many as 9 million
Americans have their identities stolen each year.
Dịch nghĩa: Ủy ban Thương mại lành mạnh ước tính rằng có đến 9 triệu người
Mỹ có danh tính của họ bị đánh cắp mỗi năm.
Question 3:
Giải thích: They may even be arrested for crimes they did not commit.
Dịch nghĩa: Họ thậm chí có thể bị bắt vì những tội ác mà họ đã không cam kết.
Question 4:
Giải thích: Identity theft is currently the fastest growing white-collar crime in
America.
Dịch nghĩa: Nhận ra việc trộm cắp hiện đang phát triển tội phạm cổ trắng nhanh
nhất ở Mỹ.
Question 5:
Giải thích: declined= rejected: từ chối
Part 2:
1. True
Giải thích: Paragraph A: “Identity theft occurs when someone uses your
personally identifying information, like your name, social security number, or
credit card number, without your permission, to commit fraud or other crimes”.
2. False
Giải thích: Paragraph B: “The Fair Trade Commission estimates that as many
as 9 million Americans have their identities stolen each year” => “9 billion” is
not correct.
3. False
Giải thích: Paragraph D: “Identity theft is currently the fastest growing whitecollar crime in America” => “in the world” is not correct.
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4. False
Giải thích: Paragraph E: “criminals obtain your personal data (such as a credit
card number or social security number) and use the information to assume your
identity. Thieves may take over your existing accounts or use your name to
open new accounts, or apply for loans”
5. Not given
Giải thích: In this text, the author not give advices.
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