P.O. Box 15284
Wilmington, DE 19850
Customer service information
1.888.888.RWDS (1.888.888.7937)
En Español: 1.800.688.6086
JACK EDWARD BERNDT
21698 RICKARD RD
BEND, OR 97702-9668
bankofamerica.com
Bank of America, N.A.
P.O. Box 25118
Tampa, FL 33622-5118
Your Adv Relationship Banking
Preferred Rewards Gold
for March 24, 2022 to April 21, 2022
Account number: 4850 1499 0873
JACK EDWARD BERNDT
Account summary
Beginning balance on March 24, 2022
$520.82
Deposits and other additions
31,217.38
ATM and debit card subtractions
-9,194.26
Other subtractions
-22,342.52
Checks
-0.00
Service fees
-0.00
Ending balance on April 21, 2022
$201.42
Annual Percentage Yield Earned this statement period: 0.02%.
Interest Paid Year To Date: $0.72.
PULL: B CYCLE: 14 SPEC: E DELIVERY: E TYPE:
IMAGE: I BC: OR
Page 1 of 8
JACK EDWARD BERNDT ! Account # 4850 1499 0873 ! March 24, 2022 to April 21, 2022
IMPORTANT INFORMATION:
BANK DEPOSIT ACCOUNTS
How to Contact Us - You may call us at the telephone number listed on the front of this statement.
Updating your contact information - We encourage you to keep your contact information up-to-date. This includes address,
email and phone number. If your information has changed, the easiest way to update it is by visiting the Help & Support tab of
Online Banking.
Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that your
account would be governed by the terms of these documents, as we may amend them from time to time. These documents are
part of the contract for your deposit account and govern all transactions relating to your account, including all deposits and
withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the terms and
conditions of your account relationship may be obtained at our financial centers.
Electronic transfers: In case of errors or questions about your electronic transfers - If you think your statement or receipt is
wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals,
point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of
this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
-
Tell us your name and account number.
Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error
or why you need more information.
Tell us the dollar amount of the suspected error.
For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will
correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts customer) (20
business days if you are a new customer, for electronic transfers occurring during the first 30 days after the first deposit is
made to your account) to do this, we will provisionally credit your account for the amount you think is in error, so that you will
have use of the money during the time it will take to complete our investigation.
For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our
investigation.
Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to discover
errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an
unauthorized transaction within the time period specified in the deposit agreement (which periods are no more than 60 days
after we make the statement available to you and in some cases are 30 days or less), we are not liable to you and you agree to
not make a claim against us, for the problems or unauthorized transactions.
Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the same
person or company, you may call us to find out if the deposit was made as scheduled. You may also review your activity online
or visit a financial center for information.
© 2022 Bank of America Corporation
Page 2 of 8
JACK EDWARD BERNDT ! Account # 4850 1499 0873 ! March 24, 2022 to April 21, 2022
Deposits and other additions
Date
Description
Amount
03/28/22
APPLE CASH
03/28 #000884306 PMNT RCVD APPLE CASH
Visa Direct CA
295.50
03/29/22
APPLE CASH
03/29 #000282284 PMNT RCVD APPLE CASH
Visa Direct CA
408.78
03/30/22
Online Banking transfer from CHK 5221 Confirmation# 5565444270
04/01/22
CHECKCARD 0330 SS* BOOKING FEE STYLESEAT.COMCA 2401134209000001365
04/04/22
BKOFAMERICA ATM 04/02 #000009732 DEPOSIT BEND THIRD STREET BEND
OR
8,000.00
04/04/22
BKOFAMERICA ATM 04/03 #000001084 DEPOSIT BEND THIRD STREET BEND
OR
5,000.00
04/07/22
Online Banking transfer from CHK 5221 Confirmation# 1237055664
3,500.00
04/11/22
Online Banking transfer from CHK 5221 Confirmation# 2168798986
500.00
04/11/22
Online Banking transfer from CHK 5221 Confirmation# 3269695945
500.00
04/12/22
Online Banking transfer from CHK 5221 Confirmation# 1378194257
200.00
04/13/22
Online Banking transfer from CHK 5221 Confirmation# 2288656471
500.00
04/13/22
Online Banking transfer from CHK 5221 Confirmation# 3289022445
400.00
04/14/22
Online Banking transfer from CHK 5221 Confirmation# 3498063914
1,000.00
04/18/22
BKOFAMERICA ATM 04/17 #000005832 DEPOSIT BEND THIRD STREET BEND
04/18/22
APPLE CASH
04/18 #000150033 PMNT RCVD APPLE CASH
Visa Direct CA
2,985.00
04/19/22
APPLE CASH
04/19 #000934987 PMNT RCVD APPLE CASH
Visa Direct CA
621.54
04/19/22
CHECKCARD 0418 WILCO FARM STORE BEND
04/21/22
APPLE CASH
04/21/22
Interest Earned
1.05
OR
5,000.00
OR 7405523210940000098
04/21 #000813462 PMNT RCVD APPLE CASH
Total deposits and other additions
250.00
Visa Direct CA
69.99
1,985.51
0.01
$31,217.38
Page 3 of 8
JACK EDWARD BERNDT ! Account # 4850 1499 0873 ! March 24, 2022 to April 21, 2022
Withdrawals and other subtractions
ATM and debit card subtractions
Date
Description
Amount
03/24/22
CHECKCARD 0322 SHELL OIL 10014223001 BEND
03/25/22
CHECKCARD 0324 VIOC 090074 BEND NORTH OR 24210732084837000004299
03/28/22
CHECKCARD 0325 SPOKEO *8006994264 800-699-4264 CA 24692162084100739887089
RECURRING
-24.95
03/28/22
CHECKCARD 0324 SHELL OIL 10014223001 BEND
-85.00
03/28/22
CHECKCARD 0325 AMZN MKTP US*1620C0V91 AMZN.COM/BILLWA
24431062084083356771026
-29.99
03/28/22
CHECKCARD 0326 AMZN DIGITAL*1N6WS07C2 888-802-3080 WA 24431062085083701776224
-14.99
03/28/22
MILL CITY
-11.67
03/28/22
CHECKCARD 0326 AMZN DIGITAL*1644V0HD1 888-802-3080 WA 24431062085083756663004
-9.99
03/28/22
CHECKCARD 0327 AMZN DIGITAL*1N46M0U32 888-802-3080 WA 24431062086083325686360
-3.99
03/29/22
RITE AID 05391 03/29 #000170747 PURCHASE RITE AID 05391
03/29/22
COSTCO WHSE #0 03/29 #000849735 PURCHASE COSTCO WHSE #0101 BEND
03/30/22
CHECKCARD 0329 CHEVRON 0203646 BEND
OR 24692162088100338131018
-150.00
03/30/22
CHECKCARD 0329 CHEVRON 0203646 BEND
OR 24692162088100338131026
-27.83
03/30/22
CHECKCARD 0329 DESCHUTES COUNTY SOLID BEND
03/30/22
CHECKCARD 0329 SS* BOOKING FEE STYLESEAT.COMCA 24011342089000000591708
RECURRING
03/30/22
BKOFAMERICA ATM 03/30 #000008383 WITHDRWL BEND THIRD STREET BEND
04/04/22
CHECKCARD 0401 AMZN DIGITAL*163OO5W90 888-802-3080 WA 24431062092083756633248
-9.99
04/04/22
CHECKCARD 0402 AMZN DIGITAL*167TK4652 888-802-3080 WA 24431062092083714601964
-19.99
04/04/22
CHECKCARD 0402 AMZN DIGITAL*1H2MF7MV1 888-802-3080 WA 24431062092083339270765
-19.99
04/04/22
CHECKCARD 0403 AMZN DIGITAL*1H6QQ5F10 888-802-3080 WA 24431062093083308830598
-19.99
04/04/22
CHECKCARD 0403 AMZN DIGITAL*1H0SW5M61 888-802-3080 WA 24431062093083714667428
-3.99
04/04/22
CHECKCARD 0403 AMZN DIGITAL*1H1CM55F1 888-802-3080 WA 24431062093083309483504
-3.99
04/04/22
CHECKCARD 0403 VZWRLSS*BILL PAY VW 800-9220204 CA 24498042093666155533729
RECURRING
04/04/22
SAFEWAY #1665 04/03 #000500787 PURCHASE SAFEWAY #1665
04/05/22
CHECKCARD 0404 BLUECOSMO 877-258-3496 WA 24492152094743590696478
04/05/22
CHECKCARD 0404 AMZN DIGITAL*1H33W7EM0 888-802-3080 WA 24431062094083308988148
04/05/22
RITE AID 05391 04/05 #000248653 PURCHASE RITE AID 05391
04/06/22
CHECKCARD 0404 VIVA GYN BEND
04/06/22
CHECKCARD 0405 AMZN DIGITAL*1H0DE2WD1 888-802-3080 WA 24431062096083730370434
-19.99
04/07/22
CHECKCARD 0406 AMZN DIGITAL*1A9G04FB1 888-802-3080 WA 24431062096083741763924
-8.99
04/07/22
CHECKCARD 0406 AMZN DIGITAL*1A2SB04A1 888-802-3080 WA 24431062097083348511360
-19.99
03/26 #000879052 PURCHASE MILL CITY
OR 24316052082548388380122
-109.94
OR 24316052084548813338271
MILL CITY
BEND
OR
OR
-20.94
OR
OR 24137462088300627743096
REDMOND
BEND
-85.00
OR
-37.76
-12.00
-1.05
-240.00
-514.04
OR
OR
OR 24270742095020350162842
-8.78
-82.35
-3.99
-99.91
-500.00
continued on the next page
Page 4 of 8
JACK EDWARD BERNDT ! Account # 4850 1499 0873 ! March 24, 2022 to April 21, 2022
Withdrawals and other subtractions - continued
ATM and debit card subtractions - continued
Date
Description
Amount
04/07/22
CHECKCARD 0407 AMZN DIGITAL*1A0VK2LW1 888-802-3080 WA 24431062097083327545157
04/11/22
CHECKCARD 0408 AMZN MKTP US*1H70K9XD2 AMZN.COM/BILLWA
24431062099083712687877
-90.18
04/11/22
CHECKCARD 0408 AMZN MKTP US*1A7M84A91 AMZN.COM/BILLWA
24431062098083739670527
-25.99
04/11/22
CHECKCARD 0408 WATER - COFFEE DELIVERY 800-4928377 GA 24717052098280982278141
-44.42
04/11/22
CHECKCARD 0408 AMZN DIGITAL*1A38X41N1 888-802-3080 WA 24431062099083315399722
-10.99
04/11/22
TAN REPUBLIC E 04/09 #000002652 PURCHASE TAN REPUBLIC EAST Bend
-38.50
04/11/22
FRED-MEYE FRED 04/11 #000251130 PURCHASE FRED-MEYE FRED ME BEND
04/12/22
CHECKCARD 0411 DESCHUTES COUNTY SOLID BEND
04/12/22
CHECKCARD 0411 AMZN DIGITAL*1H0985UP2 888-802-3080 WA 24431062102083318802842
04/13/22
PMNT SENT 0412 APPLE CASH 1INFINITELOOPCA
-500.00
04/13/22
CHECKCARD 0412 UMPQUA CONS BUZ LOAN PA 877-268-5202 OR
24009592102300605419249
-166.49
04/13/22
COSTCO WHSE #0 04/13 #000215698 PURCHASE COSTCO WHSE #0101 BEND
04/13/22
SAFEWAY #1504 04/13 #000422031 PURCHASE SAFEWAY #1504
04/14/22
PURCHASE 0414 Peacock 73A05 PremPlus 212-6640138 NY
-5.00
04/14/22
PURCHASE 0414 Peacock 257D8 Premium 212-6640138 NY
-4.99
04/14/22
BKOFAMERICA ATM 04/14 #000006665 WITHDRWL BEND THIRD STREET BEND
OR
-340.00
04/14/22
COSTCO WHSE #0 04/14 #000637680 PURCHASE COSTCO WHSE #0101 BEND
OR
-314.97
04/15/22
CHECKCARD 0414 AMZN DIGITAL*1A89D5JM2 888-802-3080 WA 24431062104083755691730
04/15/22
TAN REPUBLIC E 04/15 #000395920 PURCHASE TAN REPUBLIC EAST Bend
04/18/22
CHECKCARD 0414 SHELL OIL 10014223001 BEND
04/18/22
CHECKCARD 0415 AMZN DIGITAL*1A1ZP0002 888-802-3080 WA 24431062105083331611581
04/18/22
PURCHASE 0416 PELOTON* MEMBERSHIP HTTPSWWW.ONEPNY
04/18/22
SAFEWAY #1504 04/16 #000362988 PURCHASE SAFEWAY #1504
04/18/22
WILCO FARM STO 04/17 #000749165 PURCHASE WILCO FARM STORE BEND
OR
-117.98
04/18/22
WM SUPERC Wal- 04/17 #000902382 PURCHASE WM SUPERC Wal-Mar BEND
OR
-111.97
04/18/22
WILCO FARM STO 04/18 #000761750 PURCHASE WILCO FARM STORE BEND
OR
-19.99
04/19/22
PMNT SENT 0418 APPLE CASH 1INFINITELOOPCA
04/19/22
CHECKCARD 0418 AMZN MKTP US*1A58N19Z0 AMZN.COM/BILLWA
24431062108083325782064
OR
OR
OR 24137462101300637088683
BEND
OR
OR
-2.99
-37.78
-12.00
-19.99
-166.67
-23.13
OR
OR 24316052105548818876122
-4.99
-38.50
-100.00
-5.99
-39.00
BEND
OR
-121.34
-4,000.00
-249.95
continued on the next page
Page 5 of 8
JACK EDWARD BERNDT ! Account # 4850 1499 0873 ! March 24, 2022 to April 21, 2022
Withdrawals and other subtractions - continued
ATM and debit card subtractions - continued
Date
Description
Amount
04/19/22
CHECKCARD 0418 DESCHUTES TRIAL 8028 BEND
OR 24717052109131091489276
-6.00
04/20/22
CHECKCARD 0420 EQUIFAX CONSUMER 866-640-2273 GA 24692162110100635485432
RECURRING
-19.95
04/20/22
CHECKCARD 0419 AMZN DIGITAL*1A9G81IB2 888-802-3080 WA 24431062110083731273506
-19.99
04/21/22
COSTCO WHSE #0 04/21 #000405500 PURCHASE COSTCO WHSE #0101 BEND
OR
Total ATM and debit card subtractions
-333.44
-$9,194.26
Other subtractions
Date
Description
03/28/22
Zelle Transfer Conf# yyjugcpuv; Abishil Amarteifio
-350.00
03/29/22
Zelle Transfer Conf# x09lpn40t; Abishil Amarteifio
-250.00
04/04/22
Online Banking transfer to CHK 5221 Confirmation# 1192678606
-6,000.00
04/04/22
Online Banking transfer to CHK 5221 Confirmation# 3501493000
-4,500.00
04/04/22
TD AUTO FINANCE DES:BILL PAY ID:13253322391 INDN:JACK BERNDT
ID:7529150911 WEB
04/08/22
Online Banking transfer to CHK 5221 Confirmation# 5243488804
04/08/22
Phone transfer to CHK 5221 Confirmation# 5145023298
04/08/22
Online Banking transfer to CHK 5221 Confirmation# 5345720865
04/11/22
Zelle Transfer Conf# mevbjsel9; Abishil Amarteifio
-300.00
04/13/22
Zelle Transfer Conf# m80y2c913; Abishil Amarteifio
-500.00
04/18/22
Zelle Transfer Conf# gso9wo980; Abishil Amarteifio
-2,800.00
04/18/22
Zelle Transfer Conf# knzmbnkfk; Abishil Amarteifio
04/20/22
Online Banking transfer to CHK 5221 Confirmation# 2248145646
-1,000.00
04/21/22
Online Banking transfer to CHK 5221 Confirmation# 3155236509
-1,500.00
Total other subtractions
Amount
CO
-842.52
-2,000.00
-400.00
-1,200.00
-700.00
-$22,342.52
Page 6 of 8
BANK OF AMERICA
Preferred Rewards
Welcome to the Preferred Rewards Gold tier
It is not just rewards, it is recognition
Recognizing your relationship with Bank of America is our way of saying thank you. As a member, you will
enjoy exclusive benefits and rewards, all designed to help you do more with the ways you save, spend and
borrow with us.
·
Extra interest on a Bank of America Advantage Savings account (footnote 1)
·
A 25% rewards bonus on eligible Bank of America® credit cards (footnote 2)
·
No fees on select everyday banking services (footnote 3)
·
A 0.05% annual program fee discount on a Merrill Guided Investing account (footnote 4).
Other fees may apply.*
Check the Service Fees section and Interest Earned line on your statements to see these savings:
·
Waived fees on select everyday banking services (footnote 3), including standard check orders,
incoming domestic wire transfers and more.
·
A 5% interest rate booster (footnote 1) on a Bank of America Advantage Savings account.
For example, if the interest rate on a Bank of America Advantage Savings account is 1.00%, a 5%
rate booster would increase the interest rate to 1.05%. Interest rate shown is for illustration only.
Visit bankofamerica.com/Savings for current rates.
Let us talk about all that Preferred Rewards offers you
Schedule a one-on-one appointment with a specialist at bankofamerica.com/Appointment.
*Other fees may apply. Sales of ETFs are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of
principal. There are costs associated with owning ETFs and mutual funds. To learn more about Merrill pricing, visit
merrilledge.com/pricing.
Investment products are provided by MLPF&S and:
Are Not FDIC Insured
Are Not Bank Guaranteed
May Lose Value
Page 7 of 8
Get the most out of Preferred Rewards
Do you have questions about Preferred Rewards? Our dedicated team of specialists is ready to help.
· See all your benefits and rewards in one place with My Rewards. View My Rewards on the Mobile Banking app (footnote 5) or
online at bankofamerica.com/MyRewards.
· Schedule an appointment to talk one-on-one with a specialist at bankofamerica.com/Appointment.
· Call 888.888.RWDS (888.888.7937).
You maintain your Preferred Rewards status if you have an active, eligible Bank of America® personal checking account and maintain a qualifying
three-month combined average daily balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, $100,000 for the Platinum Honors tier,
$1,000,000 for the Diamond tier and $10,000,000for the Diamond Honors tier in your combined qualifying Bank of America deposit accounts (such as
checking, savings, certificate of deposit) and/or your Merrill investment accounts (such as Cash Management Accounts, 529 Plans). The qualifying balance
is calculated based on your combined average daily balance for a three calendar month period. Benefits become effective within 30 days of your
enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Refer to your Personal Schedule of Fees for details on
accounts that qualify towards the combined balance calculation and receive program benefits, available at bankofamerica.com/fees.
1 The Bank of America Advantage Savings interest rate booster is only available to enrolled Preferred Rewards members. Your enrollment in Preferred
Rewards will not automatically convert any existing savings account to a Bank of America Advantage Savings account without your request. If your
enrollment in the Preferred Rewards program is discontinued, the interest rate booster may be discontinued. Visit bankofamerica.com/savingsfor current
rates.
2 Certain credit cards are eligible to receive a Preferred Rewards bonus. Enrolled Preferred Rewards members with eligible Bank of America® credit cards
can receive a Preferred Rewards bonus of 25% for the Gold tier, 50% for the Platinum tier, or 75% for the Platinum Honors, Diamond or Diamond Honors
tier on each purchase. If your product receives the 10% customer bonus, the Preferred Rewards bonus will replace the 10% customer bonus. The Preferred
Rewards bonus for eligible cash rewards credit cards will be applied after all base and bonus cash rewards have been calculated on a purchase. For
example, a $100 purchase that earns 3% ($3.00) will actually earn $3.75, $4.50 or $5.25 based on your tier when the purchase posts to your account. For
all other eligible card types, a purchase that earns 100 base points will actually earn 125, 150, or 175 points, based on your tier when the purchase posts
to your account. The Preferred Rewards bonus is not applied to any account opening bonus, if applicable. The Preferred Rewards bonus also does not apply
to the bonus earn for certain programs. This information can be found in the Program Rules associated with those credit cards. Other terms and conditions
apply. Please refer to your card's Program Rules for details about how you will receive the Preferred Rewards Bonus. Program Rules are mailed upon
account opening and are accessible through the rewards redemption site via Online Banking or by calling the number on the back of your card. Visit
bankofamerica.com/preferred-rewards for a complete list of ineligible cards.
0221PR.CCPRB.GNRC.MLTPL.0221
3 Visit bankofamerica.com/preferred-rewards for a list of no-fee banking services.
4 Please review the applicable Merrill Guided Investing Program Brochure (PDF) at merrilledge.com/guided-investing-program-brochure or Merrill Guided
Investing with Advisor Program Brochure (PDF) at ml.com/guided-investing-program-brochure for information including the program fee, rebalancing and
the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this
specific investment goal and is separate from any other advisory program offered with us. If there are multiple owners on this account, the information
you provide should reflect the views and circumstances of all owners on the account. If you are the custodian of this account for the benefit of another
person, please keep in mind that these assets will be invested for the benefit of the other person. Merrill Guided Investing is offered with and without an
advisor. Merrill, Merrill Lynch and Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner and Smith Incorporated
("MLPF&S"). MLPF&S and Managed Account Advisors LLC ("MAA") are registered investment advisers. Investment advisor registration does not imply a
certain level of skill or training.
Clients enrolled in Preferred Rewards receive a Preferred Rewards discount off the Merrill Guided Investing program's annual asset-based fee of 0.45%,
and the Merrill Guided Investing with Advisor and Merrill Edge Advisory Account programs' annual asset-based fee of 0.85% for any of their accounts
enrolled in the respective advisory programs. Preferred Rewards enrolled clients receive a discount of 0.05% off of the annual rate for the Gold tier,
0.10% for the Platinum tier, or 0.15% for the Platinum Honors tier based on their Preferred Rewards tier effective at the time the applicable advisory
program fee is calculated. Bank of America Private Bank clients will also receive a discount of 0.15% off of the annual rate. It may take up to 30 calendar
days for changes to your Preferred Rewards status or tier to be associated with and effective for your accounts in the advisory programs. This fee is
charged monthly in advance. In addition to the annual program fee, the expenses of the investments will vary based on the specific funds within each
portfolio. Actual fund expenses will vary; please refer to each fund's prospectus. Preferred Rewards for Wealth Management clients other than Bank of
America Private Bank clients, do not receive the Merrill Guided Investing fee discount.
5 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.
Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed
or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment
adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.
Credit card programs are issued and administered by Bank of America, N.A.
Please review the Personal Schedule of Fees, available at bankofamerica.com/fees and at your local financial center.
Merrill, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
©2021 Bank of America Corporation
SSM-07-21-0018.A1 ! 3642013
Page 8 of 8