Why you need health insurance. let me explain this by naratting 2 very short anecdotes
The world is getting more and more uncertain.There are new healthcare related challenges that are
coming up and we don’t know what kind of emergency expenses that might amass.now if as middle
class,or upper middle class family,if u had to unfortunately go through such a situation,it can put
immense stress for the whole family for even a generation to come,therefore let me explain it too
you why is it important for you to have medical and life insurance.
The cost of healthcare is going up,due to increase in demand and increasing pressure.now if the cost
is going up and u are uninsured then it can actually put a lot of stress on you in terms of availing any
medical treatement
We don’t buy insurance for our own benefits but for all those that we love.
You will never know what will happen tomorrow, the next hour or even the next minute…
Imagine getting into an accident, and your family having to bear heavy hospital fees because
you don't have insurance Instead, if you have insurance you'll be covered by your
Now if you are convinced that buyin a health insurance is the right thin to do which according to me
I highly advocate that
This is why insurance and Takaful is so important.
If you have dependants, you need to get yourself covered because when you die (reality
check: you’re not immortal), your dependants need money to continue living.
Even if you don’t have dependants, you can register for a policy that gives your parents say
RM100,000 when you die.
Insurance and Takaful are considered a form of emergency fund. That’s why it’s also called
PROTECTION.
Why is insurance important, some would wonder. They might say, “Oh, I don’t need
insurance. I can just be careful whenever I go or whatever i do”
While being careful is extremely important, it is not always about that.
Insurance is :
Power to protect your family even when you’re not around anymore.
Safe and profitable long term investment.
Reduces the financial burden on your shoulders.
No more stress or tension during difficult times
We don’t buy insurance for our own benefits but for all those that we love.
You will never know what will happen tomorrow, the next hour or even the next minute…
Imagine getting into an accident, and your family having to bear heavy hospital fees because
you don't have insurance Instead, if you have insurance you'll be covered by your
company. That's why getting insured is so important–to protect ourselves and our beloved
Why Life Insurance is important?
Stop and think about the people that you love.
If you were suddenly gone, would they suffer financially?
Would they have the money to pay for your final expenses as well as any outstanding
medical or tax bills?
soft skills that allow you to work well with others, apply knowledge to solve problems, and to fit into
any work environment.
They also include the professional skills that enable you to be successful in the workplace. These are
also considered as transferable skills because you can apply them to a job in any industry.
Type of fire extinguisher
WATER
Water fire extinguishers have a red label and a class A rating. They are suitable for fighting fires
involving solid combustibles such as wood, paper and textiles.
A few models are safe on electrical equipment if di-electrically tested. Otherwise, care must be
taken near electrical equipment.
AFFF FOAM
AFFF foam fire extinguishers have a cream label and are highly effective on class A and class B fires
(the foam agent helps to prevent re-ignition).
If foam extinguishers have been dielectrically tested they can be used on electrical appliances
CARBON DIOXIDE (CO2)
CO2 fire extinguishers have a black label. They were originally designed for use on flammable liquid
fires and therefore have a class B fire rating.
They can be used on electrical fires, as CO2 is not a conductor and they do not leave behind any
harmful residue.
ABC POWDER
ABC powder fire extinguishers have a blue label. They are versatile and can be used on class A, class
B, class C and electrical fires.
They are available in a range of sizes from 1 - 9kg and are ideal for application in environments
containing mixed fire risks. However, there is a risk of inhalation when using powder extinguishers
indoors. Powder fire extinguishers are therefore not recommended for use within small rooms,
homes and offices. Limited to engine rooms and outdoors machinery.
The benefit of fire extinguisher
keeping Fires Under Control
Two European studies conducted in 2002 reviewed over 4,500 fire incidents and found fire
extinguishers can be extremely effective in stopping flames before they grow out of control. Both
studies found fire extinguishers were able to stop the fire in over 80% of recorded incidents, while
also noting many others that are extinguished in this manner are never reported to the fire
department in the first place.
Saving Lives
When the effectiveness of fire extinguishers is put in context of overall fire statistics, it becomes
clear how much of a difference these tools can make. According to the NFPA, there were 15,700
injuries and 3,280 deaths as a result of property fires in the United States in 2015.
Protecting the Environment
Uncontrolled fires can also have a harmful effect on the environment by releasing carbon and other
greenhouse gases into the atmosphere. By extinguishing the blaze early on, fire extinguishers help
minimize the spread of pollutants while also saving the water firefighters would otherwise use to
extinguish the blaze.
When operating a fire extinguisher, tell residents to remember the word PASS:
1. Pull the pin. Hold the extinguisher with the nozzle pointing away from you and release the
locking mechanism.
2. Aim low. Point the extinguisher at the base of the fire.
3. Squeeze the lever slowly and evenly.
4. Sweep the nozzle from side-to-side.