TIPS ON CHEQUE SECURITY MEASURES
Procurement and safe keeping
Request for new cheque book(s) should be made only by using requisition form provided by the Bank or
the form attached in your cheque book. Alternatively the requests should be made through ATM,
Banknet, Smart Business or Call Centre.
Count the cheque leaves immediately on receipt of a new cheque book to ensure that no leaf is missing
or duplicated in the book.
Ensure to keep your cheque book under lock and key. The safekeeping of the cheque book is of prime
importance and the responsibility of the owner.
Notify the Bank in writing immediately if a cheque is lost or stolen along with the acknowledgment of
reporting such loss or theft to Police, in order to stop payment of the cheque.
Unused cheques should be returned to the Bank when the account is closed.
Improper cheque writing
Do not leave extra spaces between words
Avoid making alterations. Instead write a new cheque
Always draw a line through any unused space
Remember to cross your cheque whenever applicable
Do not write, sign, mark, pin, staple, paste, fold over the MICR line
Cheques are to be written in permanent ink and on forms (supplied and/or approved) by the Bank
Do not sign blank cheques. Always fill in the date, the name of the receiver and the amount before
signing the cheque.
Take care to write the cheque without any gaps from the printed area in spaces provided to write the
payee name, amount in words and figures
Always draw a line through any unused space
Any mistake made in writing the cheque should be altered by neatly striking it out and confirmed by your
full signature against it.
Please do not write, pin, staple or paste on the MICR encoded strip at the foot of the cheque.
To prevent unauthorized encashment of the cheque, use crossing whenever possible.
Never sign in multiple places unless authenticating a change.
When you cancel a cheque, mutilate the MICR band and write “CANCEL” across the face of the cheque
Proper cheque writing