Annuity Due- an annuity whose series of equal payment at equal interval of time
made at the beginning of every period.
are
Tip ko dito: Basta may word na “Beginning” or “1st day”, Annuity Due na yan
Example:
Beginning of the year
Beginning of each month
Due on the first day of every year
Due on the first day of every month
Madami pa iba…
RECITE THIS:
“P” ANG GAMITIN PAG UNKNOWN ANG DINEPOSIT OR INUTANG NA
PERA, MEANING, SA KAMAY MO NA YUNG PERA (PRESENT AMMOUNT)
KEY PHRASE: HOW MUCH IS BORROWED
“F” ANG GAMITIN PAG HINDI ALAM ANG FINAL AMMOUNT.
KEY PHRASE: WHAT IS THE SUM AFTER THE LAST DEPOSIT.
NAG INVEST KA OR DEPOSIT KA THEN HINAHANAP ANG LAST
AMMOUNT NG DEPOSIT MO.KEY PHRASE: WHAT IS THE FINAL SUM
OF THE DE
“P” PROBLEM (
Given:
Period= Monthly
A= 1000
i= 12% = (.12/12) = 0.01
n= 6x12= 72
A, i, n )
“F” PROBLEM (
Given:
Period= Annual
A= 4000
i= 6% = 0.06
n= 6
A, i, n )
“n” PROBLEM (
P, i, n )
A man borrowed 150 000 from the bank at 8% compounded monthly. If he
is required to pay 3450 on the first day of every month, how many years will it
take to pay his obligations?
Given:
Period= Monthly
A= 3 450
i= 8% = 0.0067
P= 150 000
n= 12X
“i” PROBLEM (
P, A, n )
A man borrowed 150 000 from the bank compounded monthly. If he is
required to pay 3450 on the first day of every month for 4.26 years. What is
the interest rate?
Period= Monthly
A= 3 450
i= i/12= 0.083
P= 150 000
n= 12 x 4.26= 51.12