Miru
@Mirugame
De ce este importanta dobanda compusa?
https://www.nerdwallet.com/banking/calculator/compound-interest-calculator
Crypto Staking vs Crypto Lending
Staking-ul implica sa cumperi si sa blochezi o
anumita cantitate de cryptomonede in blockchain,
iar Lending inseamna imprumutul
cryptomonedelor unui imprumutat (in general o
platforma crypto)
Prin ambele metode se poate castiga dobanda,
platita de obicei sub forma cryptomonedei pe care
ati blocat-o sau pe care ati imprumutat-o.
Staking
(ex: EGLD, XTZ, DOT, ATOM, etc.)
Cum? Printr-un exchange centralizat / alte platforme, prin delegare din wallet-ul personal, prin validare (ruland un nod in
retea)
https://www.stakingrewards.com/
Crypto Lending
• Termene de depozitare stablecoins / crypto: flexible sau fixe (pentru termenele fixe 1-3 luni, dobanzile sunt mai mari)
• Ex:
USDC
6% (flexibil)
8%
10%
USDC
8% (flexibil)
10%
12%
https://crypto.com/eea/earn
• Dobanda este distribuita in contul Dvs saptamanal
Crypto Lending
• Termene de depozitare
stablecoins / crypto flexible (nu
exista perioade de blocare,
fondurile pot fi retrase din Nexo
oricand)
• Dobanda distribuita in contul Dvs
zilnic
• Intre 2 si 5 retrageri de crypto
gratuite / luna (inclusiv prin
reteaua ERC20)
Crypto Lending
• Termene de depozitare stablecoins / crypto flexible
(nu exista perioade de blocare, fondurile pot fi
retrase din Celsius oricand)
• Dobanda distribuita in contul Dvs saptamanal
• Retrageri gratuite, nelimitat (inclusiv prin reteaua
ERC20)
https://celsius.network/earn
Video: Security at Celsius - Leading the way in Crypto and Cyber Defense
https://www.youtube.com/watch?v=RsVZuVw-_OY
Exemple de protocoale DeFi unde poti verifica dobanzile primite pentru imprumuturile de stablecoin / cryptomonede:
https://yearn.finance/#/vaults
https://app.aave.com/#/markets
https://app.anchorprotocol.com/earn
Posibile strategii:
Low risk
Medium
risk
High
risk
Stablecoins
Bitcoin
Altcoins
80% Lending
20% Lending
0%
35% Lending
15% DeFi
5% Arb
30% Lending
15% (ETH, EGLD)
30% (Lending, DeFi, Arb)
30% Lending
Nexo, Celsius
https://lido.fi/
https://get.maiar.com/referral/75bji8faij
20% (ETH, EGLD)
20% (altele)
“Always plan ahead. It wasn’t raining when Noah built the ark.”
LINK-URI UTILE
Crypto com App:
https://crypto.com/app/r9jn7sf1l1
Nexo App:
https://nexo.io/ref/ybovumjuas?src=web-link
Creare cont Binance:
https://accounts.binance.com/en/register?ref=D76ZO7OE
Celsius App:
https://celsiusnetwork.app.link/1792418445
Maiar App (staking EGLD):
https://get.maiar.com/referral/75bji8faij