12,000 10,000 8,000 6,000 4,000 2,000 0 2 4 6 8 10 12 14 16 18 GROSS NPL RATIO GROSS NPL % SHARE OF LOANS EXTENDED TO A PARTICULAR SECTOR % SHARE OF NPLs OF A PERTICULAR SECTOR TOTAL LOANS OUTSTANDING .28 .24 .20 .16 .12 .08 .04 2019 W.CAPTITAL F.TRADE AGRICULTURE 2020 RMG CONS INDUSTRIAL COMMERCE 20 22 GROSS NPL RATIO GROSS NPL .20 1,000 .16 800 .12 600 .08 400 .04 200 .00 2 4 6 8 10 12 14 16 18 20 22 0 2 % SHARE OF LOANS EXTENDED TO A PARTICULAR SECTOR 1.0 0.8 0.8 0.6 0.6 0.4 0.4 0.2 0.2 2 4 6 8 10 12 14 16 18 20 22 18 20 22 TOTAL LOANS OUTSTANDING 12,000 10,000 8,000 6,000 4,000 2,000 0 2 4 6 8 10 12 14 16 6 8 10 12 14 16 18 20 22 % SHARE OF NPLs OF A PERTICULAR SECTOR 1.0 0.0 4 0.0 2 4 6 8 10 12 14 16 18 20 22