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Auto Loans Using Business Credit

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Learn how to Raise $150,000+ per Business with Business Credit​
​FREE - Step by Step Instructions on how to Build Business Credit!
REFERRAL PARTNERS - EARN
$10K+ MONTHLY
FREE - BUILD BUSINESS CREDIT
GET FUNDING
NET 30 ACCOUNTS
VIDEO
Car Loans using Business Credit
No Personal Guarantee Car Loans
FUNDING
king capital
ess. Same
$1 Million
o loan up to
utes
G CAPITAL
BUSINESS LOANS
ALL SBA BACKED LOANS
REAL ESTATE HARD MONEY
We know business funding. We
offer Term Loans, Lines of
Credit, Equipment
Financing,Working Capital and
more!
We offer all SBA Loan Products.
You focus on your business and
let us get you approved.
Start Ups, Expansion,
Commercial etc.
We are a Nationwide Hard
Money Provider.​
​Fix and Flip, Purchase, Cash Out
Refi, Ground Up Construction
and More!
BUSINESS TERM LOANS / LOC
SBA LOANS
HARD MONEY FOR REAL ESTATE
CASHOUT
Nationwide C
Commercial a
Special own
program, N
Paym
EQUITY LOAN
Start your Turo Car Rental Business
Get multiple vehicles using business credit ONLY - Your EIN
number.​
Get a FLEET of cars using business credit.
No Personal Guarantee - Only using Business EIN
Number.
No Proof of Business Revenues
Using estimated monthly Income
No Documentation
GREAT way to get cars to start a TURO Rental.
Start making $800.00 per car depending on your location
and the need for rental cars. That is making $800.00 over
the monthly payments of the cars. Make sure you do your
research on Turo to see what cars rent the most in your
area.
Imagine having 10 cars in your fleet and getting these cars
using business credit.
Here we will discuss which banks and financial institutions will
accept you using your business credit, your EIN number to
qualify you for a purchase of a vehicle or multiple vehicle
REMEMBER: Everything is possible when done right and YES, you
can get auto loans using your EIN and NOT your SSN.
WHAT I NEED TO DO TO GET MULTIPLE CARS ON MY EIN
NUMBER - NO PERSONAL GUARANTEE.
Build Business Credit
Complete the 20 Points Compliance ( A MUST )
Then add EIGHT of Tier 1 - Net 30 Accounts
For better interest rates - Add SEVEN of Tier 2 - Net 30
Accounts
REMEMBER: You can get cars with just SIX of Tier 1 - Net 30
Reporting but the interest rates can be starting at 8%.
We suggest: Get SIX Tier 1 - Net 30, then get also Nav Boost,
Credit Strong and Divvy ( All listed on Tier 1 - Net 30 )
C ed t St o g a d
y(
sted o
e
et 30 )
The stronger your business credit, the better the interest rates.
This is an amazing way to earn money.
Please do your research as to what cars will better suit your
neighhood when deciding whether to start a Turo Car Rental
Business. The more research you do, the better chances of
success in the Turo Business.
START BUILDING YOUR BUSINESS CREDIT AND FIT THE
QUALIFICATIONS
HERE ARE THE STEPS
Register a Corp or LLC ( Your company will have to be THREE
months old to qualify. If you have an LLC or Corp it will be
better. We also offer aged Corps and LLC that are 2+ years
old. Want to resgister a New LLC or Corp?. Register your
company the right way. Click Here
Start the 20 Points Compliance checklist on your LLC or
CORP - CLICK HERE FOR THE COMPLIANCE CHECKLIST
Once the 20 Points Compliance Checklist is completed, start
adding 8 to 10 Tier 1 - Net 30 accounts - SEE LIST
Wait 45 to 60 days for the account to post to your business
credit. Check your Nav to make sure.
Once the accounts post, you can find car dealerships that
does financing through ALLY and start buying the cars.
Make your Business Credit Stronger and get better interest
rates by adding 3 to 5 Tier 2 - Net 30 accounts - SEE LIST​
Now wait for a 45 to 60 days for the accounts to post to your
business credit. Check your Nav to make sure.
Once posted, you can start buying cars.
REMEMBER: Once this is completed, you also qualify for
small funding up to $100,000
STEP BY STEP INSTRUCTIONS
ON WHAT YOU NEED TO DO TO QUALIFY FOR AUTO LOANS,
BASED ONLY ON YOUR BUSINESS CREDIT!
YOU MUST COMPLETE ALL THE STEP BELOW TO QUALIFY!
REMEMBER: Your business must be THREE months old to qualify. Better is a company that is 2+ Years Old.
Build Your Business
Credit Correctly. A
must for all
business owners.
Step One - The 20 Points Compliance
Checklist
Business Compliance Checklist - The 20 Points Compliance Checklist.
The 20 Points Compliance Checklist.
Please do not miss a step. This will be a big deciding factor of your file getting
approved for credit.
 Click Here for the 20 Points Compliance Checklist
Step Two - Building Your Business Credit
Step Two - Building Your Business Credit
You must have 8 to 10 of the Tier 1 - Net 30 accounts Reporting to your business
credit. This is the actual establishing and building of your business credit. Here you
will apply to vendors that will offer small credit lines to your company that will post
to your business credit profile. Hence, this will generate a business credit score.
Add 8 to 10 of the Tier 1 - Net 30 Accounts after you have completed the
compliance checklist.
You can also apply for Tier 2 - Net 30 accounts after all of your Tier 1 - Net 30
Accounts have posted to your business credit report.
 See all Tier 1 - Net 30 Accounts
ALLY BANK
Ally is widely used for business vehicle
financing and has a simple fast approval
process.
WHEN APPLYING:
Make sure you call the car dealership that
you want to purchase the cars from and ask
them if they offer financing from Ally.
Once they confirm, you can go to that
dealership.
ALLY FINANCIAL
Purchase Amounts: $30,000+
Terms: 60 to 75 months
Down Payment: May be required, good to have about $3000 to $5000 available.
Interest Rates: Starts at estimated 4% with great business credit, others 8%+.
Commercial Insurance or Private Insurance: Depends, most times commercial
insurance is required, but as owner of a business somtimes personal car
insurance is accepted.
The 20 Points Compliance: A total MUST!
Business Credit: Yes, 80 Paydex, Experian Score and Equifax Score
History on Business Credit: at least 3 Payments
Number of Vendors Needed on your Business Credit: 15 with at least 3 months of
payments. Its good to have a $10,000 net 30 account on your business credit
report.
Business Credit Bureau being pulled: Experian ( Good to have 7 to 15 lines
reporting.) and DnB.
Reports to: Experian Business
Personal Guarantee or NO Personal Guarantee: NO Personal Guarantee
Personal FICO Score: 680+ ( Not Needed )
Visit - ALLY WEBSITE
Time in Business: Six Months in Business is the minimum, we suggest 12Months+.
Yearly Estimated Revenues: $450,000+
Personal Estimated Income: $12,000+
How to Apply: On loacation where Ally Financing is available.
What you will need to Apply: Your drivers license, your SS4 form and your
business Secretary of State Incorporation Documents.
May be needed: Last THREE Months Business Bank Statements.
Special Instructions: You will need to have 15 Vendors reporting to your business
credit profile before aply for an auto loan with Ally.
Shared Experiences: We have seen some clients get approved for $50,000 auto
loan with Ally that only have THREE simple vendor accounts reporting to their
business credit and maybe only one vendor reported twice. What this says, you
will have to simply sometimes go into a dealership and try your luck. NOW,
remember, the stronger your business credit, the lower the rates are going to be
and the amount you can get approved for. That decision is up to you. We have
also seen clients get approved without a down payment.
Special Instructions: You must go into a dealership and request that you be
financed using your business credit. If that sales person is not knowledgable
about business credit, request to see the manager. Then inform the manager that
you would like to purchase a vehicle using your business credit, hence your EIN
number. You MUST refuse to personal guarantee the auto loan. Talk only to the
p
g
y
Car Dealers Finance Manager. Ask to speak with the Finance Manager and let hom
or her know that you want Business Name Only!.
How to find a dealer that accepts Ally Financing:
Go to Ally Website, then go to business vehicle financing and at the bottom of the
website you will find a dealer search where you can enter your zip code and make
of vehicle and they will show you which dealers they work with.
EXTRACT FROM ALLY WEBSITE:
Financing in the Business Name
If you're looking to finance commercial vehicles in the name of your business
without affecting your personal credit, Ally features two solutions.
Third-Party Guaranty
When you want to buy or lease vehicles in the name of your business but need to
secure additional financing, you may act as a third-party guarantor. This allows
you to keep your name off the title and may keep the debt off your personal
credit record. Keep in mind, if your business defaults, you may become liable and
the debt may be reported on your personal credit record.
This means if you do not have enough business credit, you can guarantee the
auto loan but it will nOT show on your personal credit.
Business name only
If your business qualifies for financing without the owner's guaranty, you can
obtain financing in the business name only. This gives you the ability to save your
personal credit for other use as well as:
Build credit in your business name
Protect yourself from liability related to the operation of the vehicle
REMEMBER: If you default, this will show on your personal credit.
OUR TAKE:
This is a great way to get a vehicle with NO Personal Guarantee. Also a great way
to get MULTIPLE cars with NO Personal Guarantee.
Want to enter the car rental business with TURO?. This is a great tool to get the
cars.
HOWEVER: If you are looking to get the lowest interest rates which will make sense
if you are going to start your TURO business, then we suggest that your business
credit should be built out to the strongest file. If you are just trying to get a car for
yourself and the monthly payments or interest rates does not really matter ( 8%+)
then just having a couple of vendors reporting to your business credit is enough.
We have experienced that some clients get cars with a thin business credit file but
they do pay 8%+ in interest.
​In the end, a stronger business credit file gets you the best terms and interest.
FORD COMMERCIAL
VEHICLE FINANCING
Ford offers great finaning options for all your
business vehicle needs. Fleet Options.
FORD COMMERCIAL
Purchase Amounts: $30,000+
Terms: 60 to 72 months
Interest Rates: Starts at estimated 4% with great business credit, others 8%+.
Commercial Insurance or Private Insurance: Depends, most times commercial
insurance is required, but as owner of a business somtimes personal car
insurance is accepted.
The 20 Points Compliance: A total MUST!
Business Credit: Yes, 80 Paydex, Experian Score and Equifax Score
History on Business Credit: at least 3 Payments
Number of Vendors Needed on your Business Credit: 15 with at least 3 months of
payments.
Business Credit Bureau being pulled: DnB
Reports To: Dnt
Ford Commercial Financing
Personal Guarantee or NO Personal Guarantee: NO Personal Guarantee
Personal FICO Score: 680+ ( Not Needed )
Ford Commercial Financing
Time in Business: Six Months in Business is the minimum, we suggest 12Months+.
Yearly Estimated Revenues: $450,000+
Personal Estimated Income: $12,000+
How to Apply: On loacation where Ally Financing is available.
What you will need to Apply: Your drivers license, your SS4 form and your
business registration.
Special Instructions: You will need to have 15 Vendors reporting to your business
credit profile before aply for an auto loan with Ally.
Shared Experiences: We have seen some clients get approved for $50,000 auto
loan with Ally that only have THREE simple vendor accounts reporting to their
business credit and maybe only one vendor reported twice. What this says, you
will have to simply sometimes go into a dealership and try your luck. NOW,
remember, the stronger your business credit, the lower the rates are going to be
and the amount you can get approved for. That decision is up to you.
Special Instructions: You must go into a dealership and request that you be
financed using your business credit. If that sales person is not knowledgable
about business credit, request to see the manager. Then inform the manager that
you would like to purchase a vehicle using your business credit, hence your EIN
number. You MUST refuse to personal guarantee the auto loan.
TOYOTA VEHICLE
FINANCING
Toyota has a great financing program for
fleet vehicles as well as single vehicle for
business use.
TOYOTA VEHICLE FINANCING
Purchase Amounts: $30,000+
Terms: 60 to 72 months
Interest Rates: Starts at estimated 4% with great business credit, others 8%+.
Commercial Insurance or Private Insurance: Depends, most times commercial
insurance is required, but as owner of a business somtimes personal car
insurance is accepted.
The 20 Points Compliance: A total MUST!
Business Credit: Yes, 80 Paydex, Experian Score and Equifax Score
History on Business Credit: at least 3 Payments
Number of Vendors Needed on your Business Credit: 15 with at least 3 months of
payments.
Business Credit Bureau being pulled: DnB
Reports to: DnB
Personal Guarantee or NO Personal Guarantee: NO Personal Guarantee
Personal FICO Score: 680+ ( Not Needed )
Toyota Commercial
Time in Business: Six Months in Business is the minimum, we suggest 12Months+.
Yearly Estimated Revenues: $450,000+
Personal Estimated Income: $12,000+
How to Apply: On loacation where Ally Financing is available.
What you will need to Apply: Your drivers license, your SS4 form and your
business registration.
Special Instructions: You will need to have 15 Vendors reporting to your business
credit profile before aply for an auto loan with Ally.
Shared Experiences: We have seen some clients get approved for $50,000 auto
loan with Ally that only have THREE simple vendor accounts reporting to their
business credit and maybe only one vendor reported twice. What this says, you
will have to simply sometimes go into a dealership and try your luck. NOW,
remember, the stronger your business credit, the lower the rates are going to be
d h
df
Th d i i i
and the amount you can get approved for. That decision is up to you.
Special Instructions: You must go into a dealership and request that you be
financed using your business credit. If that sales person is not knowledgable
about business credit, request to see the manager. Then inform the manager that
you would like to purchase a vehicle using your business credit, hence your EIN
number. You MUST refuse to personal guarantee the auto loan.
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