RATE / RULE MANUAL STATE GROUP GA Travelers Group (3548) LINE/ PROGRAM COMPANY Auto / Private Travelers Home & Marine Insurance Company (27998) Passenger Auto (PPA) Travelers Commercial Insurance Company (36137) PRIOR MANUAL LIBRARY RFC # LAST UPDATE GAP69959 04/24/2022 PAGE(s) (RFC) EFFECTIVE DATE (RFC) NB/RB MOST RECENT CHANGE STATE # N/A N/A SERFF# N/A TRVD-133147842 RFC# (ratefilings.com) N/A GAP69941 DESCRIPTION (Manual Title) Latest Effective Date Travelers Countrywide Liablity Symbols N/A 13-403 04/13/2022 / 04/13/2022 N/A / 04/07/2022 PAGE(s) (RFC) EFFECTIVE DATE (RFC) NB/RB REFERENCE N/A N/A SERFF# TRVD-133066385 TRVD-133100672 RFC# (ratefilings.com) N/A TRVD-132399138 GAP66290 STATE # GAP69395 GAP69916 N/A TRVD-132331251 GAP65949 N/A TRVD-132136706 GAP65328 N/A TRVA-130892692 GAP59092 DESCRIPTION (Manual Title) Bill Plan Page Rules Section: Rule 7 Non Driver Variables Stay At Home Auto Premium Credit Program (June) Stay At Home Auto Premium Credit Program (April and May) Rule Pages 4.1 thru 4.4; Rate Pages Base Rates And Territory, ROC, Multivariate Adjustment Factor Rules Pages MAF-1 thru MAF-4 Complete Rate/Rule Manual NOTES Created By Zil Palkhiwala Page 1 of 1 13 15 04/13/2022 / 04/13/2022 N/A / 04/04/2022 13 06/04/2020 / 06/04/2020 13 04/13/2020 / 04/13/2020 19, 55-62, 66 N/A / 02/18/2020 116-126, 131-556, 561-625 N/A / 04/30/2017 BILL PLAN SUMMARY FOR PERSONAL INSURANCE GEORGIA Automobile Insurance Direct Bill 4 Bill Plan Automatic Payment Plan 4 Recurring Credit Card 2 Recurring Electronic Funds Transfer Paid in Full Installment 1 Paid in Full Installment 1 Paid in Full Installment 1 Plan Description Payment is due in full Payment is due monthly on the same day of each month Payment is due in full Payment is due monthly on the same day of each month Payment is due in full Payment is due monthly on the same day of each month Payment funded by deductions from payroll Downpayment Required Yes Yes Yes Yes Yes Yes None Installments None Unpaid balance paid over remaining installments None Unpaid balance paid over remaining installments None Unpaid balance paid over remaining installments Deductions vary based on payment frequency None $6.00 3 None $4.00 None $2.00 None Late Charge $10.00 $10.00 None None None None None Non Sufficient Funds Charge $25.00 $25.00 None None None None None Service Charge 1 Payroll Deduct 2 Policyholders who fail to pay an installment by its due date may become ineligible to pay on installments and will have to pay their premium in full in order to continue their policy. Policyholders can combine policies onto a single billing account and will be charged only one service charge per installment. 3 Service charge applies per installment, customers can pre-pay installments to reduce or avoid service charge. Service charges are not assessed on the first bill of the policy term. 4 A payment not honored by the policyholders financial institution may result in the ineligibility of the automatic payment plan and/or the requirement to pay with guaranteed funds. Payment Allocation and Fees: Payments received after a fee has been incurred will apply to the fee first, with the remainder applied to the premium. Payment for less than minimum amount due will be applied proportionally to the policies on an account unless otherwise instructed in writing by the policyholder. GA - Auto 04-13-22 Explanatory Memorandum Private Passenger Automobile Stay At Home Auto Premium Credit Program The notification below is being filed for immediate implementation for all Travelers Private Passenger Automobile business. We are utilizing this notification to facilitate discretionary payments to our policyholders as a result of the COVID-19 pandemic. The issuance of emergency orders related to COVID-19 has resulted in a change in driving behavior, specifically reducing the miles customers are driving and the number of automobile accidents that are occurring. Travelers would like to recognize these changes and provide money back to our customers at a time when they need it most through our Stay At Home Auto Premium Credit Program. Eligible customers will receive a premium credit equal to 15% of the policy’s earned premium for the months of April and May. In total, Travelers will be providing approximately $141 M. in refunds to our policyholders across the United States. Like other carriers, we will continue to monitor the impact to new business, repair costs, customer retention, coverage limits, miles driven, bad debt, the expense impact of waiving penalties and fees and investment returns. The premium credit allows us to give money back to consumers quickly as we continue to further evaluate the impact of the pandemic. Travelers reserves the right to modify or extend the program as needed to adjust to the changing circumstances brought on by this unprecedented pandemic. As a result of these extraordinary circumstances and the desire to provide our customers timely relief, it is our intention that this initiative will not impact the company’s rating plan and therefore will not require any future modifications or filings. We respectfully request your immediate attention and approval of this filing so that Travelers can provide relief to our policyholders as quickly as possible. Travelers will notify customers of our Stay At Home Auto Premium Credit Program and any additional actions we take as a result of the pandemic. Explanatory Memorandum Private Passenger Automobile Stay At Home Auto Premium Credit Program The notification below is being filed for immediate implementation for all Travelers Private Passenger Automobile business. In April, we made the Department aware of our Stay At Home Auto Premium Credit Program. Eligible customers will receive premium credits equal to 15% of the policy’s earned premium for the months of April and May. As we continue to see changes in driving behavior as a result of the issuance of emergency orders related to COVID-19, Travelers will continue the program previously communicated to the Department for the Month of June. Eligible customers will receive a premium credit equal to 15% of the policy’s earned premium for the month of June. As a result of these extraordinary circumstances and the desire to provide our customers timely relief, it is our intention that this initiative will not impact the company’s rating plan and therefore will not require any future modifications or filings. We respectfully request your immediate attention and approval of this filing so that Travelers can provide relief to our policyholders as quickly as possible. Travelers will notify customers of our Stay At Home Auto Premium Credit Program and any additional actions we take as a result of the pandemic. TRAVELERS QUANTUM® PERSONAL AUTOMOBILE PROGRAM - GEORGIA The Travelers Home and Marine Insurance Company Travelers Commercial Insurance Company Quantum Auto® Rule Governing Application of Revised Rules and Rates - All Companies This change applies to renewal business issued on or after 03/31/2017 with an effective date on or after 04/30/2017. Pages Revised Georgia Rate Pages Base, Territory, Driver Variables BTDV 1 - 53 Rev. 03/31/2017 TSR-EX-3 Rev. 03/31/2017 Georgia Supplemental Rules & Rates Capping Rule MEMORANDUM OF CHANGES The following changes were made to the Base, Territory, Driver Variables (BTDV): • Base Rates were revised for all coverages EXCEPT MP. The following changes were made to the Supplemental Rules & Rates: • Capping Rule- Capping percentages have been revised; 12 month policy terms will change from +/15% to +/-20% and 6 month policy terms will change from +/-7.5% to +/-10%. Personal Automobile Manual - Georgia © 2017 Travelers Rev. 03/31/2017 TRAVELERS QUANTUM® PERSONAL AUTOMOBILE PROGRAM - GEORGIA The Travelers Home and Marine Insurance Company Travelers Commercial Insurance Company Quantum Auto® TABLE OF CONTENTS Description Index Section Page Numbers i-v Last Section Revision Date Rev. 04/06/2014 Georgia Personal Rule Manual General Rules Definitions Eligibility Premium Determination Driver Point Accumulation Driver Variables Household Driver Average Non Driver Variables Multivariate Adjustment Factor Expense Allocation Model Year Classification Minimum Premium Rule Policy Period Changes Cancellation Whole Dollar Premium Suspension Miscellaneous Coverages Certified Risk Named Non-Owner Extended Non-Owned Liability Coverage Increased Limits Miscellaneous Type Vehicles Rating Territories Company Rule Insurance Score - Renewal Adjustment Miscellaneous Discounts 1.1 2.1 3.1 4.1 - 4.4 5.1 - 5.3 6.1 7.1 - 7.8 8.1 9.1 - 9.2 10.1 11.1 12.1 13.1 14.1 15.1 16.1 17.1 - 17.4 18.1 19.1 20.1 21.1 22.1 - 22.4 23.1 24.1 25.1 26.1 New 1/07 Rev. 04/24/2015 Rev. 09/19/2010 Rev. 04/06/2014 Rev. 03/20/2011 Rev. 03/20/2011 Rev. 10/21/2013 Rev. 6/08 Rev. 10/21/2013 Rev. 09/18/2012 Rev. 10/21/2013 New 1/07 Rev. 6/08 New 1/07 New 1/07 New 1/07 Rev. 04/06/2014 New 1/07 New 1/07 New 1/07 New 1/07 New 1/07 Rev. 6/07 New 1/07 New 1/07 Rev. 03/20/2011 Georgia Territory Pages 1-4 Rev. 6/07 Symbol and Identification Page S-1 – S-2 Rev. 01/24/2010 Personal Automobile Manual - Georgia © 2017 Travelers Rev. 03/31/2017 TRAVELERS QUANTUM® PERSONAL AUTOMOBILE PROGRAM - GEORGIA The Travelers Home and Marine Insurance Company Travelers Commercial Insurance Company Quantum Auto® Georgia Rate Pages Description Section Page Numbers Last Section Revision Date Base, Territory, Driver Variables BTDV 1 - 53 Rev. 03/31/2017 Non Driver Variables NDV 1 - 41 Rev. 04/25/2014 Multivariate Adjustment Factor UT 1-2 Rev. 09/18/2012 Expense Allocation EA 1-3 Rev. 03/09/2010 Longevity Tables LT 1 - 277 New 1/07 Miscellaneous Coverages and Vehicles MCV 1-2 Rev. 04/06/2014 Miscellaneous Discounts MCD 1 Rev. 04/06/2014 Georgia Driver Points Calculation DP 1-3 New 1/07 Multivariate Adjustment Factor Rules MAF 1 - 53 Rev. 04/06/2014 Georgia Supplemental Rules & Rates Transition Modification – New Program Rule TSR-EX-1 Transition Modification – New Program Rates 1-8 Transition Modification – Acquisition Rule TSR-EX-2 Rev. 11/08 Transition Modification – Acquisition Rates 1-7 Rev. 11/08 Capping Rule TSR-EX-3 Rev. 03/31/2017 Personal Automobile Manual - Georgia © 2017 Travelers Rev. 03/31/2017 The Travelers Home and Marine Insurance Company Quantum Auto® INDEX INDEX LISTING A Accident Forgiveness Accidents Account Credit Adjustments of $3 or Less All-Terrain Vehicles Alterations, Customizing Equipment or Amphibious Motor Vehicles Antique Autos Anti-Theft Discount At Fault Accidents Auto, Definition of Auto Homes Auto Homes-Covered Property Coverage Auto Loan/Lease (GAP) Coverage Automobile Death Indemnity Automobile Total Disability Average Driver Factor Away At School Rule 4. Rule 4. Rule 7. Rule 13. Rule 22. Rule 17. Rule 22. Rule 22. Rule 7. Rule 4. Rule 1. Rule 22. Rule 22. Rule 17. Rule 17. Rule 17. Rule 6. Rule 5. Driver Point Accumulation Driver Point Accumulation Non-Driver Variables Changes Miscellaneous Type Vehicles Miscellaneous Coverages Miscellaneous Type Vehicles Miscellaneous Type Vehicles Non-Driver Variables Driver Point Accumulation Definitions Miscellaneous Type Vehicles Miscellaneous Type Vehicles Miscellaneous Coverages Miscellaneous Coverages Miscellaneous Coverages Household Driver Average Driver Variables B Base Premium, Expense Bikes, Motor or Trail Bodily Injury Increased Limits Business Use Rule 9. Rule 22. Rule 21. Rule 7. Expense Allocation Miscellaneous Type Vehicles Increased Limits Non-Driver Variables C Campers (See Trailers) Cancellation Careful Driver Credit Certified Risk Changes in Rating Criteria Changes - Requiring Premium Adjustments Citizen Band Radio Classic Automobile Collision Deductible Options Company Rule Comprehensive Deductible Options Comprehensive Coverage, Definition of Comprehensive Loss, Accidents Contents (See Covered Property Coverage) Convictions Coverage Package Coverages, Suspension of Covered Property Coverage Customizing Equipment or Alterations Rule 22. Rule 14. Rule 7. Rule 18. Rule 13. Rule 13. Rule 17. Rule 22. Rule 17. Rule 24. Rule 17. Rule 1. Rule 4. Rule 22. Rule 4. Rule 9. Rule 16. Rule 22. Rule 17. Personal Automobile Manual - Georgia © 2016 Travelers i Miscellaneous Type Vehicles Cancellation Non-Driver Variables Certified Risk-Financial Responsibility Laws Changes Changes Miscellaneous Coverages Miscellaneous Type Vehicles Miscellaneous Coverages Company Rule Miscellaneous Coverages Definitions Driver Points Accumulation Miscellaneous Type Vehicles Driver Points Accumulation Expense Allocation Suspension Miscellaneous Type Vehicles Miscellaneous Coverages Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto® INDEX D Death Indemnity, Automobile Deductible Insurance Defensive Driver Credit Definitions Deletion of Automobile Disability, Automobile Total Drive To Work Driver Age Driver Point Accumulation Driver Ranking Driver Training Driver Variables Driving Factor Calculation Dune Buggy Rule 17. Rule 17. Rule 7. Rule 1. Rule 13. Rule 17. Rule 7. Rule 5. Rule 4. Rule 6. Rule 5. Rule 5. Rule 5. Rule 22. Miscellaneous Coverages Miscellaneous Coverages Non-Driver Variables Definitions Changes Miscellaneous Coverages Non-Driver Variables Driver Variables Driver Point Accumulation Household Driver Average Driver Variables Driver Variables Driver Variables Miscellaneous Type Vehicles E Electric Vehicles Eligibility-Personal Auto Policy Eligibility-Personal Auto Rating Plan Expense Allocation Expense Base Premium Experience Period Extended Non-Owned Liability Extended Transportation Expenses Rule 22. Rule 2. Rule 2. Rule 9. Rule 9. Rule 4. Rule 20. Rule 17. Miscellaneous Type Vehicles Personal Auto Policy-Eligibility Personal Auto Policy-Eligibility Expense Allocation Expense Allocation Driver Point Accumulation Extended Non-Owned Liability Coverage Miscellaneous Coverages F Farm Family Partnerships or Corporations Farm Use Financial Responsibility Foreign Driver’s License Rule 1. Rule 7. Rule 18. Rule 5. Definitions Non-Driver Variables Certified Risk-Financial Responsibility Laws Driver Variables G Garage Employee Go Carts Golf Carts Good Student Government Use Rule 20. Rule 22. Rule 22. Rule 5. Rule 7. Rule 20. Extended Non-Owned Liability Coverage Miscellaneous Type Vehicles Miscellaneous Type Vehicles Driver Variables Non-Driver Variables, and Extended Non-Owned Liability Coverage H Household Driver Average Hybrid Vehicle Credit Rule 6. Rule 7. Household Driver Average Non-Driver Variables I, J, K Increased Limits Insurance Score Insurance Score – Renewal Adjustment Rule 21. Rule 9. Rule 25. Personal Automobile Manual - Georgia © 2016 Travelers ii Increased Limits Expense Allocation Insurance Score – Renewal Adjustment Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto® INDEX L Leased Automobile Liability, Definition of Liability Limits, Increased Liability Symbol Limited Use - Antique Cars Limits, Increased Rule 1. Rule 1. Rule 21. Rule 7. Rule 22. Rule 21. Definitions Definitions Increased Limits Non-Driver Variables Miscellaneous Type Vehicles Increased Limits M Major Convictions Married Driver Mid-Term Changes Mileage Category Minimum Premium Minor Convictions Miscellaneous Coverages Miscellaneous Types Miscellaneous Vehicles Model Year Model Year Classification Mopeds Motorbikes Motorcycles Motor Homes Motor Scooters Multivariate Adjustment Factor Rule 4. Rule 5. Rule 13. Rule 7. Rule 11. Rule 4. Rule 17. Rule 22. Rule 22. Rule 7. Rule 10. Rule 22. Rule 22. Rule 22. Rule 22. Rule 22. Rule 8. Driver Point Accumulation Driver Variables Changes Non-Driver Variables Minimum Premium Rule Driver Point Accumulation Miscellaneous Coverages Miscellaneous Type Vehicles Miscellaneous Type Vehicles Non-Driver Variables Model Year Classification Miscellaneous Type Vehicles Miscellaneous Type Vehicles Miscellaneous Type Vehicles Miscellaneous Type Vehicles Miscellaneous Type Vehicles Multivariate Adjustment Factor N Named Non-Owner Non-Driver Variables Non-Owned Liability Coverage- Extended Non-Owners - Uninsured Motorists Coverage Not At Fault Accident Rule 19. Rule 7. Rule 20. Rule 17. Rule 4. Named Non-Owner Policy Non-Driver Variables Extended Non-Owned Liability Coverage Miscellaneous Coverages Driver Point Accumulation O Occasional Operator Original Age of Oldest Driver Other Convictions Owned, Definition of Rule 5. Rule 9. Rule 4. Rule 1. Driver Variables Expense Allocation Driver Point Accumulation Definitions P Paid in Full Passive Restraint Payroll Deduction Personal Auto Policy - Eligibility Personal Auto Rating Plan – Eligibility Physical Damage Symbol Pick-ups and Vans Rule 26. Rule 7. Rule 7. Rule 2. Rule 2. Rule 7. Rule 22. Personal Automobile Manual - Georgia © 2016 Travelers iii Miscellaneous Discounts Non-Driver Variables Non-Driver Variables Personal Auto Policy - Eligibility Personal Auto Policy - Eligibility Non-Driver Variables Miscellaneous Type Vehicles Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto® INDEX Pleasure Use Point Accumulation Policy Period Policy Tenure Premium Determination Principal Operator Premium, Minimum Premium Rounding Prior Carrier Private Passenger Automobile, Definition of Property Damage Increased Limits Pro Rata Cancellations Rule 7. Rule 4. Rule 12. Rule 5. Rule 3. Rule 5. Rule 11. Rule 15. Rule 7. Rule 1. Rule 21. Rule 14. Non-Driver Variables Driver Point Accumulation Policy Period Driver Variables Premium Determination Driver Variables Minimum Premium Rule Whole Dollar Premium Non-Driver Variables Definitions Increased Limits Cancellation Q, R Quote to Effective Date Radios, Citizen Band Rate Determination Rate Pages Rating Territories Recreational Trailers Refund of Surcharged Premium Rental Coverage Rental Reimbursement (See Extended Transportation Expenses) Rented Autos Repair or Replacement Collision Residence Resident Roadside Assistance Coverage Rounding, Premium Rule 7. Rule 17. Rule 3. Rule 23. Rule 22. Rule 4. Rule 22. Rule 17. Non-Driver Variables Miscellaneous Coverages Premium Determination Rate Page Section Rating Territories Miscellaneous Type Vehicles Driver Points Accumulation Miscellaneous Type Vehicles Miscellaneous Coverages Rule 1. Rule 17. Rule 7. Rule 5. Rule 17. Rule 15. Definitions Miscellaneous Coverages Non-Driver Variables Driver Variables Miscellaneous Coverages Whole Dollar Premium S Short Term Policies Single Limit Liability, Definition of Snowmobiles Sound Reproducing Tapes Sound Receiving and Transmitting Equipment Speeding Convictions Surcharged Premium Refund Suspension of Coverages Symbols Rule 12. Rule 1. Rule 22. Rule 17. Rule 17. Rule 4. Rule 4. Rule 16. Policy Period Definitions Miscellaneous Type Vehicles Miscellaneous Coverages Miscellaneous Coverages Driver Points Accumulation Driver Points Accumulation Suspension Symbol and Identification Section T Tapes, Sound Reproducing Territories, Rating Territory Pages Total Disability, Auto Trailers Transportation Expenses, Extended Rule 17. Rule 23. Personal Automobile Manual - Georgia © 2016 Travelers iv Rule 17. Rule 22. Rule 17. Miscellaneous Coverages Rating Territories Territory Page Section Miscellaneous Coverages Miscellaneous Type Vehicles Miscellaneous Coverages Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto® INDEX U Uninsured / Underinsured Motorists Coverage Unverifiable MVR Utility Trailers Rule 17. Rule 5. Rule 22. Miscellaneous Coverages Driver Variables Miscellaneous Type Vehicles V Vehicle Age Vehicle Driver Ratio (VDR) Vehicle/Driver/Youthful Level (VDY) Vehicle Use Vehicles, Miscellaneous Rule 7. Rule 5. Rule 7. Rule 7. Rule 22. Non-Driver Variables Driver Variables Non-Driver Variables Non-Driver Variables Miscellaneous Type Vehicles W Whole Dollar Premium Rule 15. Whole Dollar Premium X, Y, Z Years Licensed Youthful Rule 5. Rule 5. Personal Automobile Manual - Georgia © 2016 Travelers v Driver Variables Driver Variables Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto ® 1. DEFINITIONS A. PRIVATE PASSENGER AUTO 1. A private passenger auto is a four-wheel motor vehicle, other than a truck type, owned or leased under contract for a continuous period of at least six months, and: a. not used as a public or livery conveyance for passengers, b. not rented to others. 2. A motor vehicle that is a pick-up or van shall be considered a private passenger auto, if: a. owned by an individual or by a husband and wife who are residents of the same household, and b. not customarily used in the occupation, profession or business of the insured, other than: 1. farming or ranching; 2. when used by a sales person in making sales calls; or 3. deliveries incidental to an insured's occupation as a farmer, craftsman, installer or repairer of furnishings and equipment. 3. A motor vehicle owned by a farm family partnership, or farm family corporation shall be considered a private passenger auto owned by two or more relatives who are residents of the same household if: a. it is principally garaged on a farm or ranch, and b. it otherwise meets the definitions in 1. and 2. above. For all other motor vehicles owned by corporations, partnerships or unincorporated associations, refer to the Commercial Lines Automobile Manual. 4. A motor vehicle that is a pick-up or van used in the business of the United States Government by an employee of the Government may be considered a private passenger auto, if: a. it is owned by an individual or by a husband and wife who are residents of the same household, and b. it is not customarily used in any other occupation, profession or business of the insured other than farming or ranching, and c. liability coverage is limited in accordance with the Federal Employees Using Autos in Government Business endorsement. B. AUTO as used in this manual refers to a private passenger auto or a vehicle considered as a private passenger auto. C. LIABILITY as used in this manual refers only to Bodily Injury and Property Damage Coverages. D. SINGLE LIMIT LIABILITY as used in this manual refers to one limit that covers both Bodily Injury and Property Damage Liability. E. COMPREHENSIVE COVERAGE as used in this manual refers to other than collision damage to a motor vehicle. F. OWNED as used in this manual includes an auto leased under contract for a continuous period of at least six months. If an auto lease contract requires the lessee to provide primary insurance for the lessor, attach the Additional Insured endorsement. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 1.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 2. ELIGIBILITY This program is closed for new business. Continue to use this rating plan to renew and rewrite in-force polices. A. Personal Auto Policy 1. A Personal Auto Policy shall be used to afford coverage to private passenger autos and motor vehicles considered as private passenger autos in Rule 1. if: a. They are written on a specified auto basis, and b. They are owned by an individual or by a husband and wife who are residents in the same household, or c. They are owned by two or more relatives other than husband and wife, or two or more resident individuals. 2. A Personal Auto Policy shall be used to afford coverage to motorcycles, motor homes, golf carts or other similar type vehicles and snowmobiles if: a. They are written on a specified vehicle basis, b. They are owned by an individual, by a husband and wife who are residents of the same household, or by two or more resident relatives, and c. Coverage is limited in accordance with the Miscellaneous Type Vehicle or Snowmobile endorsement. 3. A Personal Auto Policy shall be used to afford coverage to a named individual who does not own an auto. The Named Non-Owner Coverage endorsement must be attached. B. Personal Auto Rating Plan (Rules 3 through 9) 1. Rules for determination: determine the rating plan criteria using the following: a. Operators: all, excluding operators insured elsewhere. b. Vehicles: private passenger vehicles and pick-ups, including antiques and classics. c. Coverages: Bodily Injury, Property Damage, Single Limit Liability, Medical Payments, Comprehensive and Collision Coverages. d. Policies: all 2. Rules for application: apply the rating plan to the following: a. Vehicles: all b. Coverages: Bodily Injury, Property Damage, Single Limit Liability, Medical Payments, Comprehensive and Collision Coverages. c. Policies: all Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2015 Travelers Personal Automobile Manual - Georgia 2.1 Rev. 04/24/2015 The Travelers Home and Marine Insurance Company Quantum Auto ® 3. PREMIUM DETERMINATION Single Limit Liability, or Bodily Injury and Property Damage Liability, Medical Payments, Comprehensive, and Collision coverages premiums are determined as follows: A. Refer to Territory Definitions to determine the territorial code for the location where the auto is principally garaged. B. Refer to the rules for Driver Point Accumulation, Driver Variables, Household Driver Averaging, Non-Driver Variables, Multivariate Adjustment Factor and Expense Allocation, and Miscellaneous Discounts to determine the applicable rating characteristics. C. Refer to the Rate Pages to determine base rates for the desired coverages and the applicable factors for territory and rating variables. D. The premium for each coverage is determined by multiplying the base rate by the appropriate rating factors. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 3.1 Rev. 09/19/2010 4. DRIVER POINT ACCUMULATION Driver Point Accumulation uses the driving incident records of operators in the household for inclusion in the calculation of Household Driver Average. A. Definitions 1. Experience Period for Driver Point Accumulation For new policies, the experience period shall be the 36 months immediately preceding the date of application. The experience period for renewal policies shall be the 36 months immediately preceding the effective date as of the preparation date of the continuation or renewal. 2. Convictions Points are accumulated for convictions which occur during the experience period for motor vehicle violations of the applicant or any other resident operator. Convictions include those categorized below. a) Major convictions 1) Driving under influence: driving while intoxicated or under the influence of drugs 2) Refusal to take a sobriety test 3) Attempting to elude officer: eluding or attempting to elude a police officer 4) Failure to stop/report an accident: failure to stop and report when involved in an accident 5) Gross negligence/manslaughter: homicide or assault arising out of the operation of a motor vehicle 6) Accumulating Points Requiring an FR filing: the accumulation of points under a State Point System or a series of convictions requiring the filing of evidence of Financial Responsibility under any Financial Responsibility Law as of the effective date of the policy 7) Illegal use of license/driving while suspended: driving while license is suspended or revoked; using stolen license 8) Operate without owner’s permission: operating a motor vehicle without the owner's permission 9) Failure to stop for a school bus: failure to stop or yield for a school bus as required 10) Reckless driving: driving a motor vehicle in a reckless manner 11) Racing: engaging in a speed contest 12) Suspension/Revocation: suspension or revocation of a license as a result of a conviction 13) Single incident requiring an FR filing 14) Driving While Texting b) Lesser Speeding convictions 1) 1-5 miles per hour over the posted speed limit 2) 6-10 miles per hour over the posted speed limit 3) 11-15 miles per hour over the posted speed limit 4) 16-20 miles per hour over the posted speed limit Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2016 2020 Travelers Personal Automobile Manual - Georgia 4.1 Rev. 05/06/201601/19/2020 c) Minor convictions: 1) Passing violations 2) Miscellaneous Minor violations 3) Stop Sign/Red Light: Running through a red light or stop sign 4) Illegal turning 5) Careless driving 6) Speeding 21+ miles per hour over the posted speed limit d) Other convictions: Other convictions are not applicable in Georgia. 3. At fault Accidents a. Over the threshold Points are accumulated for each accident that occurred during the experience period, involving the applicant or any resident operator, while operating an auto. Accumulate points for each accident that results in: 1) bodily injury, or death in excess of $1,000, or 2) total damage to all property including his or her own, in excess of $1,000, or 3) the aggregate loss in excess of $1,000 including damages for bodily injury, death, and total damages to all property. b. Equal to or under the threshold Any accident that falls under the threshold noted in 3.a.1), 3.a.2), or 3.a.3) above. 4. Not At fault Accidents: a. accidents incurred by an operator demonstrated to be a named insured or a principal operator of an auto insured under a separate policy; and b. accidents occurring under the following circumstances: 1) auto lawfully parked (if the vehicle rolls from the parked position then any such accident is charged to the person who parked the auto); or 2) the applicant, owner, or other resident operator is reimbursed by, or on behalf of a person who is responsible for the accident or has judgment against such person; or 3) auto operated by the applicant or any resident operator (1) which is struck in the rear by another vehicle and the insured has not been convicted of a moving traffic violation in connection with this accident; (2) which is struck by a "hit-and-run" vehicle, if the accident is reported to the proper authority within 24 hours by the applicant or resident operator; or 4) operator of the other auto involved in the accident was convicted of a moving traffic violation and the applicant or resident operator was not convicted of a moving traffic violation in connection with the accident; or Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2016 2020 Travelers Personal Automobile Manual - Georgia 4.2 Rev. 05/06/201601/19/2020 5) accidents occurring when using an auto in response to an emergency if the operator of the auto at the time of accident was a paid or volunteer member of any Police or Fire Department, First Aid Squad, or any law enforcement agency. This exception does not include an accident occurring after the auto ceases to be used in response to such emergency. 6) accidents occurring when the driver at the time of the accident was a law enforcement officer, a firefighter, or an emergency medical technician who was lawfully engaged in the performance of official duties, and the driver furnishes proof of these conditions in the form of the accident report, 911 emergency dispatch log or employing agency’s documents. 7) applicant, owner or other resident operator receives payment solely under Medical Payments or Uninsured/Underinsured Motorists Coverage, and the operator was not convicted of a moving traffic violation. 5. Accidents involving Comprehensive Loss payments only a. accidents involving Physical Damage caused by contact with animals or fowl; or b. accidents involving Physical Damage, limited to and caused by flying gravel, missiles, or falling objects. 6. At fault Accidents With BI: the number of accidents that meet the criteria in 3.a.1) and 3.a.3). above. 7. At Fault Accidents Without BI: the number of accidents that meet the criteria in 3.a.2) above. 8. Months Since Most Recent Incident: the number of months prior to the effective date of the new business policy or continuation that the most recent at fault accident and the most recent conviction occurred. 9. Refund of Surcharged Premium If points have been accumulated for an accident and it is later determined that the accident falls under one of the exceptions in this rule, the company shall refund to the insured the increased portion of the premium generated by the accident. B. Administration of Accidents and Convictions The information necessary to accumulate driver points is determined initially from a properly completed application supported by any one or combination of the following as required by the Company: 1. Company's own records. 2. Motor vehicle records. 3. An application signed by the applicant and agent. 4. Consumer investigative reports conducted by Commercial Reporting Companies. C. Point Accumulation 1. For each driver, determine: a. the number of At Fault Accidents with BI b. the number of At Fault Accidents without BI c. the number of each type of speeding conviction d. the number of each type of minor conviction e. the number of each type of major conviction f. the number of months since the most recent accident and most recent conviction 2. Obtain the applicable points from the tables in the Driver Points Calculation section of this manual. 3. Total the points per driver. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2016 2020 Travelers Personal Automobile Manual - Georgia 4.3 Rev. 05/06/201601/19/2020 D. Accident Forgiveness 1. Initial Qualification Accident forgiveness qualification occurs when an insured has been with any Travelers company for 4 years consecutively and the Policy Incident Count equals 0 for 5 years. Policy Incident Count is determined by the sum of the following incidents: • All comprehensive claims greater than $1000, excluding catastrophic losses and all glass and Roadside Assistance Coverage • All at fault accidents • All major and minor convictions Note: Driver insured elsewhere incidents are not included in these counts. 2. Eligibility and Application Once a policy has been qualified, accident forgiveness will be applied on the preparation of the next policy continuation or renewal. The first at fault accident will be forgiven for 5 years and not used in Driver Point Accumulation. A forgiven accident will not be considered in the calculation of the Policy Incident Count. Exceptions The following will not be considered for eligibility and application of accident forgiveness: • An accident closed without payment • A not at fault accident • An at fault accident that occurred in conjunction with a conviction which resulted in the accident being waive d Once an accident is forgiven, it will remain forgiven unless it is updated to one of the above exceptions. At that time, policy eligibility and application will be re-determined. When a major conviction occurs after a policy has been qualified, and before or in conjunction with an accident that would otherwise have been forgiven, eligibility will be re-determine after 5 years. The following will occur for driver changes: • When a driver is added mid-term with an at fault accident that occurred prior to the policy effective date, the accident will be forgiven immediately if the policy is eligible for accident forgiveness. • When a driver with a forgiven accident is removed from the policy, eligibility will be re-determined 5 years after the accident was forgiven. 3. Continuance of Accident Forgiveness In order for a subsequent accident to be forgiven after the original forgiven accident is over 5 years old, the poli cy must be free of the following incidents for the last 5 years: • At fault accidents • Major convictions Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2016 2020 Travelers Personal Automobile Manual - Georgia 4.4 Rev. 05/06/201601/19/2020 The Travelers Home and Marine Insurance Company Quantum Auto ® 5. DRIVER VARIABLES Driver Variables are the risk characteristics for eligible drivers that are included in the Household Driver Average. A. Definitions 1. Away At School An operator who resides at an educational institution over 100 road-miles from the auto’s place of principal garaging. 2. Driver Age The age attained on the last birthday. 3. Driver Training An operator who has received a Driver Training status. Driver Training status applies to each youthful operator under 21 years of age where "Satisfactory Evidence" is presented that such operator has successfully completed a driver education course meeting the following standards: a) The course included a minimum of 30 clock hours of classroom instruction plus a minimum of 6 clock hours of actual driving experience per student. These requirements may be met in either of the following ways: 1) A minimum of 6 clock hours per student of actual driving experience exclusive of observation time in the car. In this case, part of the required 30 clock hours of classroom instruction can be met by the time spent in an approved simulated practice driving trainer. Use of the driving trainer must be authorized by the State Department of Education or other responsible educational agency. 2) A minimum of 3 clock hours per student of actual driving experience exclusive of observation time in the car, and a minimum of 12 clock hours per student in an approved practice driving trainer. In this case only time spent in excess of 12 clock hours may be counted as part of the required 30 clock hours of classroom instruction. Use of the driving trainer must be authorized by the State Department of Education or other responsible educational agency. b) The course was conducted by instructors certified by the State Department of Education or other responsible educational agency, and c) The course was conducted by a recognized secondary school, college or university and had the approval of the State Department of Education or other responsible educational agency, or d) The course was conducted by other schools, and such course and school had the approval and supervision of the State Department of Education or other responsible agency, or e) The course was conducted by a commercial driving school under the jurisdiction of the Motor Vehicle Department, provided that by Statute or Regulation such school meets the same requirements as schools having official sanction from the responsible state educational agency. f) "Satisfactory Evidence" is a certificate signed by a school official certifying to the fulfillment of the requirements in Rules 3a. through 3e. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 5.1 Rev. 03/20/2011 The Travelers Home and Marine Insurance Company Quantum Auto ® 4. Eligible Driver An operator other than: a. an excluded operator, or b. an operator who holds a learner’s permit, or c. an operator who customarily drives a vehicle insured on the policy, but who is insured with another insurance company. 5. Foreign Driver’s license Any driver who does not have a valid U.S. or Canadian license, but has a valid foreign license or international driver’s license. This includes a valid out-of-state license. 6. Good Student An operator, under age 25, who has received a Good Student status. The Good Student status applies provided: a. The owner or operator is: 1) at least 16 years of age, and 2) a full time high school, college, university, or vocational technical school student. b. A certified statement from a school official is presented to the Company on each anniversary date of the policy indicating that the student has met one of the following requirements during the immediately preceding school semester: 1) is in the upper 20% of his/her class scholastically, or 2) maintains a "B" average, or its equivalent. If the letter grading system cannot be averaged, then no grade can be below "B". 3) when in a school maintaining a numerical grade, must have at least a 3 in a 4, 3, 2, 1 point system or its equivalent. 4) student is included in a "Dean's List", "Honor Roll" or comparable list indicating scholastic achievement. A classification change resulting from a change in the scholastic standing of the student can not be effected between anniversary dates of the policy. 7. Married Driver A person living with his or her spouse and includes a person widowed, divorced or legally separated only if such person has custody of one or more resident children. 8. Policy Tenure The number of months the policy has been with the Company. 9. Principal/Occasional Operator Principal Operator: An operator with the highest use of a vehicle. If the number of automobiles equals or exceeds the number of drivers, each driver is considered a principal operator. Occasional Operator: Any operator not considered a principal operator. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 5.2 Rev. 03/20/2011 The Travelers Home and Marine Insurance Company Quantum Auto ® 10. Resident The applicant and anyone residing in the same household. EXCEPTION: A person in active military service with the armed forces of the United States of America is not considered a resident in the applicant's household unless this person customarily operates the auto. 11. Unverifiable MVR Any driver’s license which cannot be verified by a state’s Department of Motor Vehicles. This does not include drivers with learner’s permits or drivers that can furnish a valid driver’s license with photo ID. 12. Vehicle Driver Ratio (VDR) Determined by the combination of the number of drivers and the number of vehicles. Categories include: A Single Car-one driver or no eligible vehicle on the policy – any number of drivers B Single car-more drivers than vehicles C Multi car-more vehicles than drivers D Multi car-equal number of vehicles and drivers E Multi car-more drivers than vehicles F Reserved for future use 13. Years Licensed The number of years an operator has been licensed. 14. Youthful Any operator under 25 years of age. B. Driving Factor Calculation 1. Determine the coverages on the policy. Always include Property Damage whether present or not since its coverage factors will be used in Rule 6 to determine household driver average. 2. Refer to the tables in the Driver Variables section of the Rate Pages to obtain the factors for each driver by coverage. 3. Multiply the factors from each table for each coverage for each operator to obtain the operator’s Driver Factor by Coverage. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 5.3 Rev. 03/20/2011 The Travelers Home and Marine Insurance Company Quantum Auto ® 6. HOUSEHOLD DRIVER AVERAGE The Household Driver Average is a geometric average of the risk factors of all rated eligible drivers. It is applied to each eligible coverage for all vehicles on the policy. A. Driver Ranking 1. Using the Driver Factor for Property Damage obtained in Rule 5., rank each operator highest to lowest. 2. If two or more operators have the same Driver Factor: a. Use the youngest b. If the operators have the same birthday, use the male operator c. If the operators are the same sex, use the single operator d. If both are single, then use the operator listed first on the policy. B. Average Driver Factor 1. Determine the highest ranked drivers equal to the number of eligible vehicles. Note: For a Named Non-Owner policy or a Miscellaneous Vehicle only policy, use the highest ranked driver only. 2. For these drivers, multiply the Driver Factors for each coverage to develop one factor per coverage. 3. Depending on the number of drivers used, calculate the geometric average for each coverage factor as follows: a. One driver: use the coverage factor determined in B.2. b. Two drivers: use the square root of the coverage factor determined in B.2. c. Three drivers: use the cube root of the coverage factor determined in B.2. d. Four drivers: use the quadratic root of the coverage factor determined in B.2. 4. Use the final factor in rating each coverage. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 6.1 Rev. 03/20/2011 The Travelers Home and Marine Insurance Company Quantum Auto ® 7. NON-DRIVER VARIABLES Non-Driver Variables are the risk characteristics that are used to develop the Non-Driver Variable Factor for eligible coverages. A. Definitions 1. Account Credit/Residence Account Credit applies to an insured who has a property policy with a Travelers Company, and/or owns a home which is insured elsewhere. Account Credit also applies when the insured expects to have coverage in effect within 90 days of policy effective date. Residence is the combination of the insured’s residence type, whether or not it is insured with the Travelers, and companion policies. Companion policies include: Boatowners, Personal Articles Floater, Umbrella, and Dwelling Fire policies. Residence Type Description H The insured has a Homeowners dwelling policy with Travelers. C The insured has a Condominium policy with Travelers, but no Travelers Homeowners dwelling policy. T The insured has a Tenants policy with Travelers, but no Travelers Homeowners dwelling or Travelers Condominium policy. I The insured has a Travelers companion policy only, and has a dwelling or condominium policy insured elsewhere. O The insured has a Travelers companion policy only, and does not have a dwelling or condominium policy insured elsewhere. E The insured has a dwelling or condominium policy insured elsewhere and no Travelers companion policies. None None of the above definitions apply. 2. Anti-theft Discount Anti-theft Discount is not applicable in Georgia. 3. Careful Driver Credit Careful Driver Credit is not applicable in Georgia. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 7.1 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® 4. Defensive Driver Credit Part I (Discount in effect on June 30, 1993) This rule applies only to operators and to policies which had this discount in effect on June 30, 1993. Refer to Part II of this rule for the rules applicable to any policy which did NOT have this discount in effect on June 30, 1993. This rule does not apply to: Any insured who has changed insurers since last qualifying for this discount, or Any insured who voluntarily lets the Defensive Driving Course Discount lapse on or after July 1, 1993. Operators who become ineligible for the Defensive Driving Course Discount in accordance with this rule must meet the requirements Part II of this Rule in order to receive a Defensive Driving Course Discount in future policy periods. The Defensive Driving Course Discount applies for a three year period after the discount is initially afforded. After that period, the operator or operators who are eligible under this rule may continue to reapply for the discount in future policy periods if they continue to meet all of the eligibility criteria in this rule. a. A Defensive Driving Course Discount applies to the following: 1) Coverages: Single Limit Liability or Bodily Injury and Property Damage Liability, Medical Payments and Collision. 2) Operators: The principal operator and all named drivers of each motor vehicle covered by the policy provided they: a) Have committed no traffic offenses for the prior three years. b) Have had no claims based on fault against an insurer for the prior three years. c) Have completed one of the following types of driving courses: - a course in defensive driving of not less than six hours from a driver improvement clinic or a commercial or non-commercial driving school, if the clinics and schools are approved by and under the jurisdiction of the Department of Public Safety. - an emergency vehicles operations course at the Georgia Public Safety Training Center; or - a course in defensive driving of not less than six hours from a driver improvement program which is administered by a non-profit organization such as the American Association of Retired Persons, the American Automobile Association, the National Safety Council, or a comparable organization, if the program meets the standards promulgated by the Department of Public Safety. - a course in defensive driving of not less than six hours offered by an employer to its employees and their immediate families, if the course has been approved by the Department of Public Safety. b. The Defensive Driving Course Discount shall continue for a period of 3 years, provided the principal operator and all named drivers under such policy do not commit a traffic offense or have a claim against the policy for which the operator is at fault. Exception An at fault accident forgiven under Rule 4. Driver Point Accumulation will not be used to determine eligibility for Defensive Driver Credit. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 7.2 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® Part II (discount in effect after June 30, 1993) This rule applies to any policy on which the Defensive Driving Course Discount described in Part I was NOT in effect on June 30, 1993. If the operator or policy qualifies for the discount in Part I, that operator or policy is NOT eligible to receive a discount in accordance with the rule in Part II. a. A Defensive Driving Course Discount applies to Single Limit Liability or Bodily Injury and Property Damage Liability, Medical Payments and Collision coverage premiums applicable to each vehicle. b. To receive this discount, all named drivers of each motor vehicle listed on the policy must meet the Defensive Driver eligibility criteria. The discount eligibility criteria vary depending on whether the operators are under age 25 or are 25 or older: - Operators age 25 or older: All named drivers of each motor vehicle listed on the policy who are age 25 or older must meet the criteria in Paragraph d. below. - Operators under age 25: All named drivers of each motor vehicle listed on the policy who are under age 25 must meet the criteria in Paragraph e. below. c. When all named drivers of each motor vehicle covered by the policy meet the Defensive Driver criteria listed above, the policy shall be eligible to receive a Defensive Driver Discount for a period of three years, provided that any named driver under the policy does not commit a traffic offense or have a claim against the policy for which the named driver is at fault. d. Drivers Age 25 or older All named drivers of each motor vehicle who are age 25 or older must: 1) Have committed no traffic offenses for the prior three years or since the date of licensure, whichever is shorter; and 2) Have had no claims based on fault against an insurer for the prior three years; and 3) Have completed one of the following types of driving courses: - A course in defensive driving of not less than six hours from a driver improvement clinic or a commercial or non-commercial driving school, if the clinics and schools are approved by and under the jurisdiction of the Department of Public Safety; or - An emergency vehicles operations course at the Georgia Public Safety Training Center; or - A course in defensive driving of not less than sic hours from a driver improvement program which is administered by a non-profit organization such as the American Association of Retired Persons, the American Automobile Association, The National Safety Council, or a comparable organization, if the program meets the standards promulgated by the Department of Public Safety; or - A course in defensive driving of not less than six hours offered by an employer to its employees and their immediate families, if the course has been approved by the Department of Public Safety. e. Operators Under Age 25 All named drivers of each motor vehicle who are under age 25 must: 1) Have committed no traffic offenses for the prior three years, or since the date of licensure, whichever is shorter; and 2) Have had no claims based on fault against an insurer for the prior three years; and Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 7.3 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® 3) Have completed a preparatory course offered to new drivers of not less than 30 hours of classroom training and not less than six hours of practical training by a driver’s training school approved by and under the jurisdiction of the Department of Public Safety or by an accredited secondary school, junior college, or college. f. The Defensive Driving Course Discount shall continue for a period of 3 years, provided all named drivers under such policy do not commit a traffic offense or have a claim against the policy for which the operator is at fault. Exception An at fault accident forgiven under Rule 4. Driver Point Accumulation will not be used to determine eligibility for Defensive Driver Credit. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 7.4 Rev. 10/21/2013 GEORGIA QUANTUM AUTOMOBILE TRAVELERS COMMERCIAL INSURANCE COMPANY THE TRAVELERS HOME AND MARINE INSURANCE COMPANY Exhibit 1 Page 1 of 1 Revision to Rule 7: Non-Driver Variables Note: Matter with a strikethrough is being deleted and matter that is underlined is being added. Only the portion of the rule being revised is shown. The Travelers Home and Marine Insurance Company Quantum Auto ® 6. Mileage Category Mileage Category is a combination of Vehicle Use (refer to Rule 7.A.14), Vehicle Age (refer to Rule 7.A.12), Youngest Driver on the Policy, Vehicle/Driver/Youthful, or VDY Level (refer to Rule 7.A.13), and the number of Low Mileage vehicles on the policy. Low mileage is defined as driving 7,499 or fewer miles per year. Zero to 1 Low Mileage Vehicle Vehicle Use Vehicle Age VDY Level Youngest Driver Age Mileage Category F, P 20+ C-G,I-M ALL 1 F, P 20+ H 70+ 1 F, P 13-19 G-M 70+ 1 F, P 13-19 C-F,I-L <70 1 F, P 8-12 G,I,L 70+ 1 F, P 8-12 C,I,L <70 1 F, P 4-7 C,I,L ALL 2 F, P 8-12 D-F, J,K,M ALL 2 F, P <8 G,H,J,K,M 70+ 2 F, P 20+ H <70 3 F, P 20+ A,B ALL 3 F, P 13-19 A,B,G,H <70 3 F, P 8-12 G <70 3 F, P <4 C,I,L ALL 3 F, P 8-12 A,B,H ALL 3 F, P <8 A,B,D,E, F,G,H,J, K,M, <70 4 B, DTW ALL ALL ALL 4 More Than One Low Mileage Vehicle Vehicle Use Vehicle Age ALL ALL VDY Level ALL Youngest Driver Age Mileage Category ALL 5 7. Model Year Refer to Rule 10, Model Year, to determine the model year of the vehicle. 8. Passive Restraint Passive Restraint is not applicable in Georgia. 9. Payroll Deduction Payroll Deduction is defined as a premium paid through a payroll deduction program (i.e. statement billed). 10. Physical Damage Symbol Refer to the Symbol and Identification Section to determine the physical damage symbol for the vehicle. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 7.5 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® 11. Prior Carrier Refer to the rate tables for the applicable factors. a. No Prior Insurance – insureds who were not insured previously. No Prior Insurance does not apply when the applicant or insured has never purchased or been covered by a private passenger automobile policy during any specified period preceding the date of application when the need for coverage did not exist. Source Type Description A Prior Carrier Information was admitted by Named Insured R Prior Carrier Information was received from a Third Party Vendor Report V Prior Carrier Information was verified via proof from Named Insured 12. Vehicle Age Vehicle Age is determined by subtracting the Vehicle Model Year from the Transaction Effective Date (Year) a. if the result is equal to or less than -1, Vehicle Age will equal “A”; b. if the result is equal to or greater than 20, Vehicle Age will equal “20”; c. otherwise Vehicle Age will equal “0 - 19”. 13. Vehicle/Driver/ Youthful Level (VDY) The Vehicle/Driver/Youthful Level is a combination of three items: (1) number of vehicles, (2) number of drivers, and (3) number of youthful operators on the policy. The letter is derived as follows: # # # VDY # VEHICLES DRIVERS YOUTHFULS LEVEL VEHICLES # # VDY 1 1 1 A 2-4 1 0 I 1 1 0 G 3-4 2 0 L 1 2-6 0 H 2-4 1 1 C 1 2-6 1-6 B 3-4 2 1-2 C 2 2 0 J 3-4 3-6 0 M 2 2 1-2 D 3-4 3-6 1-6 F 2 3-6 0 K 2 3-6 1-6 E DRIVERS YOUTHFULS LEVEL 14. Vehicle Use Vehicle Use includes Pleasure, Drive To Work, Business and Farm categories. a. Pleasure Use (P) Personal use including driving to or from work or school 1) less than 3 road miles one way; or 2) 3 or more, but less than 15, road miles one way for not more than 2 days per week or not more than 2 weeks in any 5 week period. 3) no business use. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 7.6 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® 4) For Liability Coverage only, an auto used in the business of the U. S. Government by one of its employees may be classified and rated as Pleasure Use when the Federal Employees Using Autos In Government Business endorsement is used to limit coverage. b. Business Use (B) The auto is required by or customarily involved in the duties of the applicant or any other person customarily operating the auto, in an occupation, profession or business, other than going to or from the principal place of occupation, profession or business. c. Drive to Work (DTW) 1) Less than 15 miles: a) Personal use including driving to or from work or school 3 or more, but less than 15, road miles one way if such usage is more than 2 days per week or more than 2 weeks in any 5 week period; or b) 15 or more road miles one way, for not more than 2 days per week or not more than 2 weeks in any 5 week period. c) no business use. 2) 15 or more miles: a) Personal use including driving to or from work or school 15 or more road miles one way more than 2 days per week or more than 2 weeks in any 5 week period. b) no business use. 3) An auto driven part way to or from work or school, such as to a railroad or bus depot, whether or not the auto is parked at the depot during the day, shall be considered as driving to or from work or school. 4) For Liability Coverage only, an auto used in the business of the U. S. Government by one of its employees may be rated as Drive to Work when the Federal Employees Using Autos In Government Business endorsement is used to limit coverage. d. Farm Use (F) The auto is principally garaged on a farm or ranch, and 1) it is not customarily used in going to or from work other than farming or ranching, or driving to or from school, and 2) it is not customarily used in any occupation other than farming or ranching. 15. Hybrid Vehicle Credit a. Hybrid Vehicle Credit applies to the following: 1) Coverages: Each qualified hybrid vehicle insured under the policy is eligible for a credit on Single Limit Liability, or Bodily Injury and Property Damage Liability, Medical Payments, Comprehensive, and Collision coverages. 2) Vehicles: Hybrid vehicles, or hybrid electric vehicles (HEV), means any Private Passenger Auto powered by a combination of gasoline and electricity to produce a higher-miles-per-gallon and loweremission drive. These vehicles are operated on a combination of: a) a gasoline internal combustion engine; b) an electric motor; and c) a battery that powers the electric motor and stores energy for future use. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 7.7 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® For the purposes of this section HEVs do not include electric vehicles (including Neighborhood Electric Vehicles), other alternative-fuel vehicles (including compressed natural gas, propane, hydrogen, and alcohol-based substances), or diesel powered vehicles. b. Hybrid Vehicle Credit applies to new and continuation automobile policies. 16. Quote to Effective Date Quote to Effective Date is the number of days between a Quote provided by Travelers and the effective date of the New Business Policy. Early Quote Advantage applies as shown in the Quote to Effective Date table, except when the policyholder’s prior insurance carrier is any Travelers company. B. Non-Driver Variable Factor 1. Refer to the tables in the Non-Driver Variables section of the Rate Pages to obtain the appropriate factors. 2. Multiply the factors for each coverage to obtain the Non-Driver Variables Factor. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 7.8 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto 8. ® MULTIVARIATE ADJUSTMENT FACTOR The Multivariate Adjustment Factor represents an adjustment made to the policy based on rating variables specified in the applicable rules. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 8.1 Rev. 6/2008 The Travelers Home and Marine Insurance Company Quantum Auto ® 9. EXPENSE ALLOCATION A portion of expenses are allocated based on various characteristics of the policy and allocated to certain coverages on the policy. A. Definitions 1. Coverage Package The Coverage Package denotes the level of Collision, Comprehensive, and Liability Coverages present on the policy. Three levels exist: Level H L M Description At least one of the eligible vehicles on the policy has Collision Coverage; the rest must have Comprehensive Coverage At least one eligible vehicle has Liability only, and none of the vehicles on the policy have Collision Coverage All other situations 2. Expense Base premium The base premium is calculated by multiplying the base rate by various factors in the tables listed below and rounding the final premium to dollars and cents for each coverage. Bodily Injury, Property Damage Table Name Comprehensive and Collision Rate Page Section Table Name Rate Page Section Base Base Rates & Territory Base Base Rates & Territory Territory Base Rates & Territory Territory Base Rates & Territory Increased Limits Non-Driver Variables Deductible Non-Driver Variables Liability Symbol Non-Driver Variables Physical Damage Symbol Non-Driver Variables Model Year Non-Driver Variables Model Year Non-Driver Variables 3. Insurance Score Insurance Score is the same one used for the Multivariate Adjustment Factor. 4. Original Age of Oldest Driver The age of the oldest Driver at the time the policy is first written in this program. B. Expense Costs calculation Refer to the Expense Allocation section of the Rate Pages. 1. Divide the appropriate New Business Expense by the Longevity Factor. 2. Add the flat Fixed Expense amount and Business Center Expense. 3. Add the result of B.1. to the result of B.2. 4. Multiply the amount obtained in B.3. above by the term factor found in the Non-Driver Variables section of the Rate Pages. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 9.1 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® C. Expense Distribution Factor Determine the Expense Distribution Factor as follows: 1. For each eligible vehicle, add up the base premium for the eligible coverages. 2. Total the base premiums for the eligible vehicles. 3. Determine the proportion of the total base premium each individual premium represents. D. Expense Allocation Allocate the Expense Costs determined in B. above by the Expense Distribution Factors determined in C. to the following coverages for all eligible vehicles: - Bodily Injury, - Property Damage, - Single Limit Liability, - Comprehensive, - Collision. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 9.2 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® 10. MODEL YEAR CLASSIFICATION A. The Model Year of the auto is the year assigned by the auto manufacturer. Rebuilt or Structurally Altered Autos - the model year of the chassis determines the Model Year of the Auto. B. New Model Year To rate a new model year not shown on the rate pages, multiply the base premium for the latest model year shown by the annual compounding factor noted on the rate pages. C. Coding The complete Model Year for example, 2004, will be used in this manual. When necessary to abbreviate, code the last two digits of the model year. For example, code 1999 as 99, 2004 as 04, etc. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 10.1 Rev. 09/18/2012 The Travelers Home and Marine Insurance Company Quantum Auto ® 11. MINIMUM PREMIUM RULE A. A minimum Premium charge applies to each coverage for the policy period. Refer to the table in the Non-Driver Variables section of the Rate Pages to determine the minimum premium for each applicable coverage. Any prorata adjustment to the minimum coverage premium will not result in a premium of less than $1 for the policy period. EXCEPTION: Extended Non-Owned Liability coverage minimum premiums for the period of coverage are: Bodily Injury Property Damage Single Limit Medical Payments $3 $1 $3 $1 (per named individual) B. The minimum premium charge for each policy is $25. The minimum premium charge for each policy is not subject to the pro-rata adjustment. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2013 Travelers Personal Automobile Manual - Georgia 11.1 Rev. 10/21/2013 The Travelers Home and Marine Insurance Company Quantum Auto ® 12. POLICY PERIOD A. No policy may be written for a period longer than 12 months. B. Premium charged for policy terms not exceeding 12 months is as follows: 1. Twelve month Policies - Refer to the Non-Driver Variables section of the Rate pages. 2. Six month Policies: a. For 6 month policies charge the 6 month premium in the Non-Driver Variables section of the Rate pages. b. Policies issued for a 6 month period with an effective date on the 29th, 30th, or 31st of any month: - A new business policy may be extended from the effective date to the first day of the calendar month following the expiration of the policy. - Premium for this extended coverage of 1 to 3 days shall be waived. 3. Short-term Policies (Policies written other than a 12 month or 6 month term) Such Policies shall be written on a pro-rata basis: a. When coverage is written to secure a common policy date with other coverages or lines of insurance. b. When a policy is issued to replace an outstanding policy of a company in liquidation, for a period equal to the unexpired term of the outstanding policy. c. When a statutory policy is required by a state or municipality to expire on a fixed date and the policy is written to expire on such date. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 12.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 13. CHANGES A. Changes in Rating Criteria Compute premium adjustments on a pro-rata basis when changes in rating criteria are made. This includes the addition or deletion of an operator during the policy term. EXCEPTIONS: 1. A policy shall not be changed at other than continuation because of the attained age of an operator of the auto. 2. A policy shall not be changed at other than continuation to affect a change in the Driving Points except for the addition or deletion of an operator or driver insured elsewhere with incidents within the policy experience period. 3. A policy shall not be changed at other than continuation solely due to a change in symbol assignment based on review of loss experience. B. Changes Requiring Premium Adjustments 1. Compute all premiums for changes requiring adjustment of premium during the term of the policy in accordance with the rules and rates in effect as of the inception of the policy using the date of change on a pro-rata basis. 2. During the first year after a new coverage form option is added to the manual, that endorsement may be added to a policy mid-term using the rules and rates in effect at the time of the addition on a pro-rata basis. For subsequent continuations, the policy will revert to the Changes rule as stated in A. above. 3. ADJUSTMENTS OF $3 OR LESS a. If an outstanding policy is amended and results in additional premium of less than $3, the amount shall be waived. b. Minimum premium of $3 applies if an insured requests the following during the policy period: 1) an additional coverage, 2) an increase in limits of liability, 3) a reduced deductible. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 13.1 Rev. 6/2008 The Travelers Home and Marine Insurance Company Quantum Auto ® 14. CANCELLATION All cancellations shall be computed on a pro-rata basis, subject to the minimum premium. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 14.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 15. WHOLE DOLLAR PREMIUM The premium for each coverage shall be rounded to the nearest whole dollar, separately for each coverage provided by the policy. Any premium involving $.50 or over shall be rounded to the next higher whole dollar. This procedure shall apply to all interim premium adjustments, including endorsements or cancellations at the request of the insured. In the case of cancellation by the Company, the return premium may be carried to the next higher whole dollar. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 15.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 16. SUSPENSION Suspension of coverages is not available. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 16.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto® 17. MISCELLANEOUS COVERAGES A. Uninsured / Underinsured Motorists Coverage 1. Owners Uninsured/Underinsured Motorists Add-On Coverage Uninsured /Underinsured Motorists Add-On Coverage shall be afforded, at limits equal to the Single Limit Liability or Split Bodily Injury and Property Damage Liability Limits, under every motor vehicle liability policy issued or delivered to the owner of a motor vehicle registered or principally garaged in the State of Georgia. Uninsured/Underinsured motorists Add-On Coverage applies, in general, to an insured’s covered losses that are in addition to the amounts payable under any available bodily injury and property damage liability insurance coverages. Uninsured/Underinsured Motorists Reduced Coverage An option to reject Uninsured/Underinsured Motorists Add-On Coverage and select Uninsured/Underinsured Motorists Reduced Coverage shall be made available. Uninsured/Underinsured Motorists Reduced Coverage applies, in general, to the amount of the difference between any available bodily injury and property damage insurance coverages, and the limits of the Uninsured/Underinsured Motorists Coverage. If Uninsured/Underinsured Motorists Coverage is afforded, it shall apply to all vehicles insured on the policy. EXCEPTION: The named insured has the right to: a) Reject Uninsured/Underinsured Motorists Coverage in its entirety in writing. Once coverage is rejected, it need not be provided in subsequent policies unless requested in writing by the named insured. b) Reject limits equal to the Single Limit Liability or Split Limit Bodily Injury and Property Damage Liability Limits and select lower limits, but not less than the financial responsibility limits. c) Reject the Uninsured/Underinsured Motorists Add-On Coverage and select the Uninsured/Underinsured Motorists Reduced Coverage in writing. a. Basic Limits Rates for the following basic limits are as shown on the Miscellaneous Coverages and Vehicles section of the State Rate Pages. 1) $25,000/$50,000 Split Limit Uninsured/Underinsured Motorists Bodily Injury Liability Add-On Coverage and $25,000/$50,000 Split Limit Uninsured/Underinsured Motorists Bodily Injury Liability Reduced Coverage. 2) $75,000 Single Limit Uninsured/Underinsured Motorists Bodily Injury and Property Damage Add-On Coverage subject to an exclusion of the first $250 of Property Damage and $75,000 Single Limit Uninsured/Underinsured Motorists Bodily Injury and Property Damage Reduced Coverage subject to an exclusion of the first $250 of Property Damage. 3) $25,000 Uninsured/Underinsured Motorists Property Damage Add-On Coverage subject to an exclusion of the first $250 of Property Damage and $25,000 Uninsured/Underinsured Motorists Property Damage Reduced Coverage subject to an exclusion of the first $250 of Property Damage. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2016 Travelers Personal Automobile Manual - Georgia 17.1 Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto® b. Deductibles Uninsured/Underinsured Motorists Property Damage coverage is subject to a minimum deductible of $250. Optional deductibles of $500 and $1,000 may be selected by the named insured in the policy. Refer to the Miscellaneous Coverages and Vehicles section of the Rate Pages for the appropriate rating factors. c. Increased Limits Increased Limits may be afforded but not in excess of the Bodily Injury and/or Property Damage Limits of the policy. For higher Uninsured/Underinsured Motorists Coverage limits, refer to the Miscellaneous Coverages and Vehicles section of the Rate Pages. 2. Non-Owner A named non-owner policy shall be extended to afford Uninsured/Underinsured Motorists coverage in accordance with the rule for owners in Section 1 above. B. Underinsured Motorists Coverage Underinsured Motorists Coverage does not apply in Georgia. See Rule A. Uninsured/Underinsured Motorists Coverage. C. Deductible Insurance 1. Deductible Liability Insurance - is not available for vehicles classified and rated according to the rules of this manual. 2. Comprehensive Deductibles - Refer to the Comprehensive Deductible table in the Non-Driver Variables section of the Rate Pages. 3. Collision Deductibles - Refer to the Collision Deductible table in the Non-Driver Variables section of the Rate Pages. D. Extended Transportation Expenses The available limits and rates are shown in the Miscellaneous Coverages and Vehicles section of the Rate Pages. E. Roadside Assistance Coverage (Formerly Towing and Labor Costs) 1. 2. Roadside Assistance Coverage provides reasonable and necessary expenses for the following services: a. Towing or flatbed service due to disablement up to the applicable limits, or to the nearest qualified repair facility when no repair facility is available within the mileage limit; and b. Labor performed on a covered vehicle at the place of breakdown. This coverage may be written only for Private Passenger autos (excluding antiques and classics) when Comprehensive coverage is afforded for that vehicle. If Comprehensive coverage is removed from the vehicle, then Roadside Assistance Coverage must also be removed. Exception: Roadside Assistance Coverage may be provided to a motor home, antique, or classic if Towing and Labor Costs coverage was provided for such vehicle at the time of conversion from Towing and Labor Costs Coverage. Additional or replacement vehicles of the same type are also eligible. However, if a customer no longer insures on the policy a vehicle of that type with Roadside Assistance Coverage, this exception becomes inapplicable for such vehicle type. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2016 Travelers Personal Automobile Manual - Georgia 17.2 Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto® 3. Attach the Roadside Assistance Coverage endorsement. 4. The available limits and rates are shown in the Miscellaneous Coverages and Vehicles section of the Rate Pages. F. Sound Reproducing Tapes 1. Coverage is available for tapes, wires, discs and other accessories used with sound reproduction equipment permanently installed in the auto. 2. Rates per car - Refer to the Miscellaneous Coverages and Vehicles section of the Rate Pages. 3. Attach Coverage for Tapes, Records or Other Devices endorsement. G. Sound Receiving and Transmitting Equipment 1. Coverage for loss of or damage to any device or instrument designed as a citizen band radio, scanner, two-way mobile radio or telephone - including its accessories, equipment and antenna - is available if the equipment is in the owned auto. 2. Premium charges per car are shown in the Miscellaneous Coverages and Vehicles section of the Rate Pages. 3. Attach the Sound Receiving and Transmitting Equipment endorsement. 4. This rule does not apply to equipment permanently installed in the opening of the dash or console of the auto normally used by the motor vehicle manufacturer for the installation of a radio. H. Customizing Equipment or Alterations Comprehensive and Collision coverage for vehicles which have been customized, or pick-ups which have a detachable camper body shall be rated as follows: The cost of customizing equipment or camper body should be added to the otherwise applicable Price at Factory (F.O.B.) to determine the applicable symbol for the vehicle. I. Automobile Death Indemnity and Total Disability Coverage 1. Automobile Death Indemnity benefits may be afforded to an individual named insured or to relatives resident in the same household. Premiums per named individual are found in the Miscellaneous Coverages and Vehicles section of the Rate Pages. Attach Auto Death Indemnity endorsement. 2. Automobile Total Disability benefits limited to a maximum of 200 weeks may be afforded to an individual named insured or to relatives resident in the same household. To be eligible for Total Disability coverage, the insured must also purchase Death Indemnity coverage. Premiums per named individual are found in the Miscellaneous Coverages and Vehicles section of the Rate Pages. Attach Automobile Total Disability Indemnity endorsement. J. Repair or Replacement Collision Coverage 1. To obtain the Deductible Collision premium when coverage is afforded on a Repair or Replacement Collision Coverage basis for total or constructive total accidents: Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2016 Travelers Personal Automobile Manual - Georgia 17.3 Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto® a. multiply the Collision base premium by the appropriate territory factor shown on the Base Rates and Territory section of the Rate Pages, then b. multiply the premium in 1.a. above by the Collision deductible factor at the appropriate symbol and model year shown on the Collision Deductible table in the Non-Driver Variables section of the Rate Pages. 2. Leased vehicles are not eligible for Repair or Replacement Collision Coverage 3. Attach Repair or Replacement Collision Coverage endorsement. K. Auto Loan/Lease (GAP) Coverage 1. A policy providing both Comprehensive and Collision coverages may be extended to provide coverage for the difference between the outstanding indebtedness on a loan/lease agreement on a vehicle and the actual cash value of the vehicle. 2. Auto Loan/Lease Coverage may be provided only to a vehicle that is a private passenger auto, pick-up or van. 3. The owner must be the original purchaser (no previous owner) of a financed or leased auto from a new car dealer. 4. Auto Loan/Lease Coverage is not available when Repair or Replacement Collision Coverage OR Full-Coverage Comprehensive is provided. 5. An additional charge is shown in the Miscellaneous Coverages and Vehicles section of the Rate Pages which applies for both the Comprehensive and Collision coverages premiums for the Auto Loan/Lease Coverage. 6. Attach the Auto Loan/Lease Coverage endorsement to the policy. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2016 Travelers Personal Automobile Manual - Georgia 17.4 Rev. 05/06/2016 The Travelers Home and Marine Insurance Company Quantum Auto ® 18. CERTIFIED RISK - FINANCIAL RESPONSIBILITY LAWS This rule is not applicable in Georgia. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 18.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 19. NAMED NON - OWNER POLICY (For individuals who do not own an auto) Liability, Medical Payments and Uninsured/Underinsured Motorists Coverages - determine the premium that would apply if such individual owned an auto. Refer to the Miscellaneous Vehicle Adjustment Factor table in the Miscellaneous Coverage and Vehicles section of the Rate Pages to obtain the appropriate coverage adjustment factor, and apply it to the premium prior to calculating the Expense Allocation. Attach the Named Non-Owner Coverage endorsement. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 19.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 20. EXTENDED NON - OWNED LIABILITY COVERAGE Attach the Extended Non-Owned Coverage for Named Individual endorsement. A. Liability coverage - Liability coverage may be extended to an individual described below: 1. The insured named in the policy, the spouse if a resident of the same household, or a resident relative who is furnished an auto for regular use but is NOT employed by a garage: a. When no Primary Liability insurance is in effect on the auto, charge 50% of the liability premium which would apply if the furnished auto were being specifically insured as an owned auto by the individual. b. When there is Primary Liability insurance in effect on the auto or if the auto is used in the business of the United States Government, charge the premiums per person shown in the table below. The premiums are for the minimum financial responsibility requirement limits in the State. Person Named Named Insured or Spouse Relative Bodily Injury $2 $4 Property Damage $1 $2 Single Limit $3 $6 2. The insured named in the policy, the spouse if a resident of the same household, or a resident relative who is furnished an auto for regular use and is employed by a garage: a. When garage has no liability insurance charge 170% of Base Rate for Liability. b. When garage has liability insurance, refer to Company. 3. In all other situations, charge the premiums per person shown in the table below. The premiums are for the minimum financial responsibility requirement limits in the State. Person Named Bodily Injury Property Damage Single Limit Named Insured or Spouse $2 $1 $3 Relative $3 $2 $5 B. Medical Payments - Premiums per person - available only if Single Limit Liability or Bodily Injury and Property Damage coverages are provided. Refer to the Base Rate and Territory section and the Non-Driver Variables section of the Rate Pages to determine premium. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 20.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 21. INCREASED LIMITS Refer to the Non-Driver Variables section of the Rate Pages for available Increased Limits and Factors to be applied to the basic $25,000/$50,000 Bodily Injury Liability rate, $25,000 Property Damage Liability rate or the $75,000 Combined Single Limit Liability rate in the State of Georgia. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 21.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 22. MISCELLANEOUS TYPE VEHICLES Miscellaneous Type Vehicles includes motor homes, auto homes, motorcycles or other similar types of vehicles, all terrain vehicles, dune buggies, golf carts, snowmobiles, trailers and specific types of private passenger vehicles. A. Premium Determination 1. Liability, Medical Payments, and Uninsured/Underinsured Motorists Coverages a. Determine the premiums in accordance with the applicable rules contained in this manual the same as any other private passenger automobile. b. Refer to the Miscellaneous Vehicle Adjustment Factor table in the Miscellaneous Coverages and Vehicles section of the Rate Pages to obtain the appropriate coverage adjustment factor and apply it to the premium prior to calculating the Expense Allocation. 2. Physical Damage a. Determine the stated amount of coverage applicable to the vehicle. b. Assign a symbol based on the stated amount, from the table in the Symbol and Identification Section. c. Assign the appropriate Model Year. For Classic Autos, assign the Current Model Year. d. Rate as a private passenger auto. e. Refer to the Miscellaneous Vehicle Adjustment Factor table in the Miscellaneous Coverages and Vehicles section of the Rate Pages to obtain the appropriate coverage adjustment factor and apply it to the premium prior to calculating the Expense Allocation. B. Motor Homes, Auto Homes 1. Definition: A Motor or Auto Home is a self-propelled motor vehicle with a living area that is an integral part of the vehicle chassis. The living area must consist of facilities for cooking and sleeping. A Motor or Auto Home also includes pick-ups used to transport a permanently attached camper body with facilities for cooking and sleeping. Attach the Miscellaneous Type Vehicle endorsement. 2. Covered Property Coverage Covered Property Coverage is available for Motor Homes. The rates are: Deductible Rate per $100 $50 1.45 $100 1.15 Attach the Covered Property Coverage endorsement. 3. Rental Coverage Liability, Medical Payments, Comprehensive, Collision and Covered Property Coverages may be extended to apply while a motor home is rented to others. To determine the ADDITIONAL premium, apply the following factor separately to the otherwise applicable motor home coverage premium. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 22.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® Number of Weeks Rented Per Year Factor 1-4 0.50 Over 4 1.00 Attach the Motor Home Rental Coverage endorsement. C. Trailers Designed for Use With Private Passenger Autos 1. Definition: a. Recreational Trailers - Non-self propelled recreational units equipped as living quarters (including cooking, dining, plumbing or refrigeration facilities). To be eligible for coverage, insured must maintain a separate and permanent residence other than the recreational trailer. b. All Other Trailers - any utility trailer that does not have facilities for cooking and sleeping. 2. Liability, Medical Payments, Uninsured/Underinsured Motorists Coverages a. A Personal Auto Policy affording Liability, Medical Payments, and Uninsured/Underinsured Motorists Coverages covers trailers designed for use with a private passenger auto, pick-up, panel truck or van without an additional premium charge and without specific description of the trailer. EXCEPTIONS: Coverage is not provided for a trailer 1) used for business purposes with other than a private passenger auto or owned pick-up, panel truck or van, or 2) when no auto is owned by the insured, or 3) for Medical Payments when located for use as a residence or premises. b. Liability, Medical Payments, and Uninsured/Underinsured Motorists Coverages are also afforded without additional premium charge for farm wagons and farm implements when attached to a private passenger auto, pick-up, or van. 3. Physical Damage Trailers are to be insured as separate items with separate premiums shown for each unit. The deductible applies separately to each unit. Refer to Rule 22.A.2. above. 4. Covered Property Coverage Covered Property Coverage is available for Recreational Trailers. Refer to the Motor Home/Auto Home section above. Attach the Covered Property Coverage endorsement. D. Motorcycles 1. Definition Motorcycles include Mopeds, Motor Scooters, Motorbikes, Go-Carts and any other Similar Motor Vehicles not used for Business Purposes. Attach the Miscellaneous Type Vehicle endorsement. 2. Passenger Hazard Exclusion The Exclusion of Occupants of Certain Vehicles endorsement is not available in Georgia. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 22.2 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® E. Other Miscellaneous Vehicles 1. Definitions Following are definitions for various miscellaneous vehicle types. Attach the Miscellaneous Type Vehicle endorsement. a. Amphibious Automobile An amphibious automobile is a private passenger type designed to be operated on both land and water. b. All-Terrain Vehicles An all-terrain vehicle is a four- or six-wheel motor vehicle equipped with balloon tires or crawler treads, designed for use on rugged terrain or rugged terrain and water. c. Dune Buggy A dune buggy is a motor vehicle of the private passenger type designed or modified for use principally off public roads. d. Golf Carts A golf cart is a three- or four-wheel motor vehicle with limited speed capabilities designed to carry golfers and their equipment around a golf course. e. Snowmobile A snowmobile is a motor vehicle designed for use principally on snow or ice, using wheels or crawler type treads or belts for locomotion across land, ice or snow. This does not include a vehicle using airplane type propellers or fans. 2. Passenger Hazard Exclusion The Exclusion of Occupants of Certain Vehicles endorsement is not available in Georgia. 3. Use on Ice or Water Use of a Snowmobile on ice, or All-Terrain Vehicle on water, is not covered. Attach the applicable Use on Ice Amendment or Use on Water Amendment. F. Specific Private Passenger Vehicles 1. Definition a. Antique Automobile An Antique Auto is a motor vehicle of the private passenger type which is 25 or more years old. If the Antique Auto is maintained primarily for use in exhibitions, club activities, parades and other functions of public interest, and occasionally used for other purposes, attach Antique Auto-Limited Use endorsement. If the Antique Auto is written with Physical Damage Coverages, attach the Antique or Classic Car - Stated Amount Insurance endorsement. b. Classic Automobile A Classic Auto is a motor vehicle of the private passenger type which is less than 25 years old and may be used on a regular basis. Its value is significantly higher than the average value of other autos of the same make and model year. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 22.3 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® If the Classic Auto is written with Physical Damage Coverages, attach the Antique or Classic Car - Stated Amount Insurance endorsement. c. Electric Vehicles An electric auto is a motor vehicle of the private passenger type that is run by electric power and it is not used for commercial purposes. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 22.4 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 23. RATING TERRITORIES A. The State Rate Pages display rating factors by territory and by coverage. B. The Territory Pages contain the definition and code for each rating territory by coverage. A rating territory is a geographical area defined in terms of the U.S. Postal Service (USPS) ZIP codes. 1. Vehicles are rated based on the territory in which the vehicle is principally garaged. 2. ZIP code boundaries are occasionally changed by the USPS. For example, a new ZIP code may be created. If the ZIP code for an address has changed since the ZIP code boundary definition, the territory will be determined based on the boundary previously defined for the address using the ZIP code definitions. For an existing policy whose ZIP code is redefined by the USPS, the territory assigned will not change, unless the Territory Pages have been revised. 3. ZIP codes defined by the USPS as postal boxes or ZIP codes that can not be identified will be classified as territory code 0000. 4. Factors are assigned for the following coverages: Bodily Injury, Property Damage, Medical Payments, Uninsured / Underinsured Motorists Coverage, Comprehensive and Collision. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 23.1 Rev. 6/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 24. COMPANY RULE THE TRAVELERS HOME AND MARINE INSURANCE COMPANY A. General All rules and rates of this manual are applicable except as outlined below. B. Premium Determination Classify and rate each form of coverage per vehicle or unit of exposure for the selected policy term in accordance with this manual. TRAVELERS COMMERCIAL INSURANCE COMPANY A. General All rules and rates of this manual are applicable except as outlined below. B. Premium Determination 1. Classify and rate each form of coverage per vehicle or unit of exposure for the selected policy term in accordance with this manual. 2. Multiply the premiums determined in Rule B.1. by the rating factor shown on the Rate Page and round to the nearest dollar. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 24.1 New 1/2007 The Travelers Home and Marine Insurance Company Quantum Auto ® 25. INSURANCE SCORE – RENEWAL ADJUSTMENT A. Insurance Score Range (AA01 – AA33) Determination 1. Obtain the Insurance Score Range at the time of application, and 2. After proper disclosure, upon the request of the insured but not more frequently than once every anniversary continuation. Use the newly obtained Insurance Score Range to tier the policy. 3. Treat No Score and Not Hit as equivalent to Insurance Score Range AA29. Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 25.1 New 09/19/2010 The Travelers Home and Marine Insurance Company Quantum Auto ® 26. MISCELLANEOUS DISCOUNTS Definitions 1. Paid in Full Discount a) Paid in Full Discount criteria: 1) A lump sum bill plan must be chosen at the time of new business issuance and the premium is paid in full with no unpaid balance. 2) A lump sum bill plan must be chosen prior to the next policy continuation effective date and the premium is paid in full with no unpaid balance. 3) A bill plan is switched from installment to lump sum mid-term the Paid in Full discount will apply at the next policy continuation. 4) A bill plan is switched from lump sum to installment mid-term the Paid in Full discount will be removed at the next policy continuation. b) Paid in Full Discount applies to the following: 1) Applies to Single Limit Liability, or Bodily Injury and Property Damage Liability, Collision, Comprehensive, Medical Payments, Miscellaneous and Other coverages. 2. New Car Discount a) New Car Discount applies to the following: 1) Coverage: Collision Coverage. 2) Vehicles: Private passenger autos and pickups with a Vehicle Age of A, 0, 1 or 2. Refer to Rule 7. A. 12 to determine vehicle age. b) New Car Discount applies at the time of: 1) New Business; or 2) Renewal or Continuation; or 3) Mid-term changes Includes copyrighted material of Insurance Services Office, Inc., with its permission © 2007 Travelers Personal Automobile Manual - Georgia 26.1 Rev. 03/20/2011 Private Passenger Automobile – Supplemental Rules Capping Rule – Renewal Premium Capping Policy continuation premium changes will be capped at +/- 20% (12 month policy terms) or +/-10% (6 month policy terms) by application of a coverage level factor. This cap will be calculated as follows: 1. The expiring full term premium is compared to the uncapped policy continuation full term premium. For purposes of this comparison, the calculation of the uncapped policy continuation full term premium does not include any newly pointed convictions or accidents that will be used in the continuation term period, nor does it include any continuation endorsements or policy changes. 2. If the premium change (as a % of expiring term premium) exceeds the cap set forth above, then a coverage level factor shall be determined and applied to the policy continuation term premium. 3. The factor is applied to all vehicle and policy level coverages on the policy as of the time of the policy continuation. 4. The capping factor does not apply to any vehicles added at or subsequent to the policy continuation, including where existing coverage is being extended to the added vehicle. Travelers Supplemental Rules TSR-EX-3 Rev. 03/31/2017 The Travelers Home and Marine Insurance Company Quantum Autosm Zip Terr. 30002 30004 30005 30008 30011 30012 30013 30014 30016 30017 30019 30021 30022 30024 30025 30030 30032 30033 30034 30035 30038 30039 30040 30041 30043 30044 30045 30047 30052 30054 30055 30056 30058 30060 30062 30064 30066 30067 30068 30071 30075 30076 30078 30079 30080 30082 30083 30084 30087 30088 30090 30092 30093 30094 30096 30097 Zip Terr. 0520 0400 0400 0308 0288 0298 0453 0392 0159 0527 0481 0540 0400 0306 0379 0548 0501 0435 0568 0555 0521 0449 0148 0074 0309 0488 0529 0538 0471 0437 0293 0504 0518 0487 0160 0536 0307 0301 0161 0528 0162 0485 0448 0556 0486 0457 0557 0541 0546 0522 0287 0482 0490 0531 0539 0310 30101 30102 30103 30104 30105 30106 30107 30108 30110 30113 30114 30115 30116 30117 30120 30121 30122 30124 30125 30126 30127 30132 30134 30135 30137 30139 30141 30143 30144 30145 30147 30148 30152 30153 30157 30161 30165 30168 30170 30171 30173 30175 30176 30177 30178 30179 30180 30182 30183 30184 30185 30187 30188 30189 30204 30205 Zip Terr. 0305 0297 0365 0379 0056 0455 0131 0140 0422 0263 0383 0286 0427 0429 0280 0279 0458 0141 0275 0484 0299 0454 0537 0537 0282 0223 0294 0232 0456 0360 0271 0146 0300 0508 0393 0385 0384 0534 0276 0147 0271 0219 0375 0143 0418 0507 0431 0412 0386 0131 0509 0535 0236 0075 0013 0229 30206 30213 30214 30215 30216 30217 30218 30220 30222 30223 30224 30228 30230 30233 30234 30236 30238 30240 30241 30248 30251 30252 30253 30256 30257 30258 30259 30260 30263 30265 30268 30269 30273 30274 30276 30277 30281 30285 30286 30288 30290 30291 30292 30293 30294 30295 30296 30297 30303 30304 30305 30306 30307 30308 30309 30310 0124 0564 0228 0235 0262 0405 0326 0071 0027 0379 0281 0436 0348 0413 0344 0552 0553 0374 0202 0446 0091 0296 0157 0051 0047 0034 0070 0563 0395 0153 0547 0019 0499 0500 0155 0394 0398 0010 0052 0514 0227 0519 0060 0092 0513 0047 0517 0563 0577 0559 0460 0498 0497 0558 0495 0567 Zip Terr. 30311 30312 30313 30314 30315 30316 30317 30318 30319 30324 30326 30327 30328 30329 30330 30331 30334 30336 30337 30338 30339 30340 30341 30342 30344 30345 30346 30349 30350 30354 30360 30361 30363 30369 30401 30410 30411 30413 30415 30417 30420 30421 30425 30426 30427 30428 30434 30436 30439 30441 30442 30445 30446 30450 30452 30453 0572 0561 0578 0576 0575 0524 0566 0570 0434 0461 0313 0460 0491 0543 0560 0571 0559 0523 0573 0302 0459 0311 0542 0312 0574 0489 0163 0565 0401 0554 0496 0559 0577 0570 0221 0182 0195 0079 0181 0198 0173 0173 0184 0337 0103 0103 0243 0217 0328 0105 0095 0103 0184 0178 0097 0241 PROPRIETARY & CONFIDENTIA; Personal Automobile Manual - Georgia © 2007 The Travelers Companies, Inc. TR - 1 Rev. 6/2007 The Travelers Home and Marine Insurance Company Quantum Autosm Zip Terr. 30454 30455 30456 30457 30458 30460 30461 30467 30470 30471 30473 30474 30477 30501 30504 30506 30507 30510 30511 30512 30513 30516 30517 30518 30519 30520 30521 30522 30523 30525 30527 30528 30529 30530 30531 30533 30534 30535 30536 30537 30538 30539 30540 30541 30542 30543 30545 30546 30547 30548 30549 30552 30553 30554 30555 30557 Zip Terr. 0326 0011 0322 0335 0369 0049 0231 0037 0503 0251 0182 0212 0106 0151 0150 0430 0226 0130 0357 0372 0424 0017 0283 0545 0481 0414 0072 0061 0059 0214 0237 0206 0358 0285 0136 0277 0139 0376 0278 0065 0472 0144 0278 0063 0389 0269 0122 0015 0362 0284 0361 0057 0073 0364 0145 0018 30558 30559 30560 30563 30564 30565 30566 30567 30568 30571 30572 30575 30576 30577 30582 30601 30602 30605 30606 30607 30609 30619 30620 30621 30622 30624 30625 30627 30628 30629 30630 30631 30633 30634 30635 30641 30642 30643 30646 30648 30650 30655 30656 30660 30662 30663 30666 30667 30668 30669 30673 30677 30678 30680 30683 30701 Zip Terr. 0359 0126 0015 0204 0363 0225 0149 0268 0353 0117 0215 0237 0061 0472 0218 0273 0207 0377 0137 0415 0423 0248 0417 0115 0368 0324 0325 0408 0207 0247 0220 0562 0343 0067 0196 0093 0240 0224 0410 0332 0260 0274 0438 0326 0416 0209 0506 0403 0088 0086 0265 0114 0008 0388 0339 0426 30705 30707 30708 30710 30711 30720 30721 30725 30728 30730 30731 30733 30734 30735 30736 30738 30739 30740 30741 30742 30746 30747 30750 30752 30753 30755 30757 30802 30803 30805 30808 30809 30810 30813 30814 30815 30816 30817 30818 30820 30821 30822 30823 30824 30828 30830 30833 30901 30904 30905 30906 30907 30909 30911 30912 31001 0382 0183 0352 0381 0233 0428 0420 0425 0354 0012 0200 0016 0104 0066 0421 0261 0256 0259 0222 0264 0234 0340 0474 0127 0466 0473 0470 0119 0197 0380 0336 0271 0192 0378 0413 0479 0468 0325 0335 0253 0467 0040 0174 0341 0349 0129 0191 0515 0532 0478 0544 0292 0525 0444 0444 0320 Zip Terr. 31002 31005 31006 31007 31008 31009 31011 31012 31014 31015 31016 31017 31018 31019 31020 31021 31022 31023 31024 31025 31027 31028 31029 31030 31031 31032 31033 31035 31036 31037 31038 31041 31042 31044 31045 31046 31047 31049 31050 31052 31054 31055 31057 31058 31060 31061 31063 31064 31065 31066 31068 31069 31070 31071 31072 31075 0094 0304 0211 0194 0158 0187 0099 0003 0186 0123 0014 0214 0107 0094 0135 0118 0208 0098 0124 0068 0044 0445 0216 0291 0355 0476 0475 0330 0096 0193 0505 0128 0055 0356 0077 0216 0290 0045 0350 0549 0244 0193 0351 0315 0407 0391 0053 0349 0009 0062 0128 0396 0409 0036 0246 0467 PROPRIETARY & CONFIDENTIA; Personal Automobile Manual - Georgia © 2007 The Travelers Companies, Inc. TR - 2 Rev. 6/2007 The Travelers Home and Marine Insurance Company Quantum Autosm Zip Terr. 31076 31077 31078 31079 31081 31082 31085 31087 31088 31089 31090 31091 31092 31093 31094 31096 31097 31098 31201 31204 31206 31210 31211 31216 31217 31220 31301 31302 31303 31305 31308 31309 31312 31313 31314 31315 31316 31320 31321 31322 31323 31324 31326 31328 31329 31331 31401 31404 31405 31406 31407 31408 31410 31411 31415 31419 Zip Terr. 0257 0331 0031 0102 0462 0125 0100 0069 0303 0252 0266 0409 0108 0477 0125 0101 0054 0445 0550 0432 0569 0447 0511 0510 0512 0551 0215 0440 0109 0165 0258 0133 0373 0230 0064 0063 0022 0113 0347 0295 0319 0138 0419 0483 0142 0002 0516 0494 0433 0452 0397 0480 0450 0399 0530 0441 31421 31501 31503 31510 31512 31513 31516 31518 31519 31520 31522 31523 31525 31527 31532 31533 31535 31537 31539 31542 31543 31544 31545 31546 31547 31548 31549 31550 31551 31552 31553 31554 31555 31557 31558 31560 31562 31563 31565 31566 31567 31568 31569 31601 31602 31605 31606 31620 31622 31624 31625 31626 31629 31630 31631 31632 Zip Terr. 0533 0370 0024 0032 0463 0041 0267 0042 0174 0110 0366 0029 0367 0116 0201 0411 0334 0242 0036 0316 0004 0239 0111 0214 0203 0254 0028 0179 0042 0030 0318 0078 0321 0076 0270 0042 0242 0250 0085 0317 0201 0329 0087 0338 0342 0255 0112 0345 0001 0080 0083 0181 0176 0001 0005 0082 31634 31635 31636 31637 31638 31639 31641 31642 31643 31645 31647 31648 31649 31650 31701 31705 31707 31709 31711 31712 31714 31716 31719 31721 31730 31733 31735 31738 31743 31744 31749 31750 31756 31757 31763 31764 31765 31768 31771 31772 31773 31774 31775 31778 31779 31780 31781 31783 31784 31787 31788 31789 31790 31791 31792 31793 0177 0120 0175 0314 0170 0185 0084 0406 0469 0043 0081 0096 0120 0249 0164 0154 0156 0215 0042 0123 0046 0245 0180 0387 0327 0050 0025 0238 0006 0038 0166 0096 0096 0048 0390 0404 0210 0122 0323 0021 0089 0186 0502 0090 0465 0020 0327 0167 0333 0179 0122 0169 0199 0188 0121 0132 Zip Terr. 31794 31795 31796 31798 31801 31803 31804 31805 31806 31807 31808 31811 31812 31815 31816 31820 31821 31822 31823 31824 31825 31826 31827 31829 31830 31831 31832 31833 31836 31901 31903 31904 31905 31906 31907 31909 39813 39815 39817 39819 39823 39824 39825 39826 39827 39828 39834 39836 39837 39840 39841 39842 39845 39846 39851 39854 0272 0039 0007 0464 0026 0211 0371 0439 0172 0346 0134 0214 0189 0023 0190 0402 0168 0213 0205 0198 0242 0033 0189 0152 0035 0033 0198 0058 0171 0526 0493 0451 0289 0442 0492 0443 0387 0089 0327 0465 0387 0023 0327 0179 0089 0089 0089 0023 0327 0023 0387 0387 0327 0387 0023 0023 PROPRIETARY & CONFIDENTIA; Personal Automobile Manual - Georgia © 2007 The Travelers Companies, Inc. TR - 3 Rev. 6/2007 The Travelers Home and Marine Insurance Company Quantum Autosm Zip Terr. 39859 39861 39862 39866 39867 39870 39877 39886 39897 Zip Terr. Zip Terr. Zip Terr. 0327 0327 0387 0387 0023 0327 0020 0387 0089 PROPRIETARY & CONFIDENTIA; Personal Automobile Manual - Georgia © 2007 The Travelers Companies, Inc. TR - 4 Rev. 6/2007 Table Name Vehicle Factors BI $ X X X X X X X X X X X X X PD $ X X X X X X X X X X X X X (1) Coverage State Base Rate (2) Territory Factor Sex / Age / Marital Status Youthful Traits Driver Age / Policy Tenure Driver Age / Years Licensed / Principal-Occasional Driver Age / Married / Youth Driver Record Points Driv Record Points / VDR Driver Variables Driv Record Points / Policy Tenure Driv Record Points / Driver Age Unverifiable MVR Foreign License Total Driver 1 factor (3) Driver Average factor (4) Tier factor X X Increased Limit/Option Factor X X UM & UND Deductible Vehicle Driver Youthful (VDY) X X Household Age Composition X X Policy Tenure X X Account Credit X X Policy Term Factor X X Policy Tier x Vehicle Driver Ratio (VDR) X X Defensive Driver X X Prior Carrier Group x Policy Tenure X X Company Deviation X X Affinity SRP X X Payroll Deduction X X Liability Symbol X X Vehicle Age x Veh Count X X Non-Driver Variables Deductible x Symbol x Vehicle Age Deductible x Youthful on Policy Physical Damage Symbol Model Year (Physical Damage) Vehicle Use X X Passive Restraint Anti-Theft (Comprehensive only) Annual Mileage X X Hybrid Vehicle X X Quote to Effective Date X X Careful Driver X X Loan/Lease Gap % X X Non-Driver Factor (5) Non-Driver Factor (6) Miscellaneous Vehicle Factor X X Calculation Step (7) = (5) x (6) Coverage State Base Rate X X Territory Factor X X Increase Limits/Ded Factor X X Symbol (Liab/PhysDamage) X X Veh Age/Mod Year X X Expense Base Premium X X Coverage Expense Distribution Factor X X X X Coverage Expense Amount (8) Coverage Expense Allocation (9) New Car Discount (10)Paid-in-Full Discount MP $ X X X X X X X X X X X X X CP $ X X X X X X X X X X X X X CL $ X X X X X X X X X X X X X UM/UIM $ X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X X $ X X X X $ X X X X $ $ $ $ X X X X X X X Calculation Step (11) = Total before Tmod (7) + (8) (12) Transition Modification X X X (13) Transition Modification - Agent Transfer X X X (14) Cap Factor X X X (15) Total after Cap Factor X X X (16) Total after Capping (Rounded) $ $ $ (17) eSignature Discount $ $ $ (18) Final coverage premium X Exhibit 1 GEORGIA QUANTUM AUTOMOBILE THE TRAVELERS HOME AND MARINE INSURANCE COMPANY TRAVELERS COMMERCIAL INSURANCE COMPANY Revision to Base Rates by Coverage Current Rates BASE RATES AND TERRITORY BASE LIMIT RATE BI PD CSL BI CSL PD 25/50 25 75 75 140.33 115.33 177.54 115.19 COLL 115.82 BASE RATE BY COVERAGE REDUCED COMP MP UM/UND BI SPLIT 70.58 ADD-ON UM/UND BI SPLIT REDUCED UM/UND PD ADD-ON UM/UND PD REDUCED UM/UND CSL ADD-ON UM/UND CSL 1000 25/50 25/50 25 25 75 75 32.96 28.58 55.60 13.52 13.52 52.61 85.66 ADD-ON UM/UND BI SPLIT REDUCED UM/UND PD ADD-ON UM/UND PD REDUCED UM/UND CSL ADD-ON UM/UND CSL Proposed Rates BASE LIMIT RATE BI PD CSL BI CSL PD 25/50 25 75 75 141.42 116.42 180.57 116.28 COLL 117.09 BASE RATE BY COVERAGE REDUCED COMP MP UM/UND BI SPLIT 71.49 1000 25/50 25/50 25 25 75 75 33.31 29.06 56.17 13.65 13.65 53.15 86.53 ADD-ON UM/UND BI SPLIT REDUCED UM/UND PD ADD-ON UM/UND PD REDUCED UM/UND CSL ADD-ON UM/UND CSL Percent Change BASE LIMIT CHANGE BI PD CSL BI CSL PD 25/50 25 75 75 0.8% 0.9% 1.7% 0.9% COLL 1.1% BASE RATE BY COVERAGE REDUCED COMP MP UM/UND BI SPLIT 1.3% 1000 25/50 25/50 25 25 75 75 1.1% 1.7% 1.0% 1.0% 1.0% 1.0% 1.0% Quantum Auto ® TERR BI PD CSL BI CSL PD 0000 0001 0002 0003 0004 0005 0006 0007 0008 0009 0010 0011 0012 0013 0014 0015 0016 0017 0018 0019 0020 0021 0022 0023 0024 0025 0026 0027 0028 0029 0030 0031 0032 1.7910 0.7230 0.8090 0.7660 0.7660 0.7660 0.7230 0.7660 0.7660 0.7660 0.7210 0.7660 0.7660 0.7660 0.7660 0.7230 0.7660 0.7660 0.7660 0.7660 0.7670 0.8310 0.5600 0.7670 0.8310 0.7480 0.7670 0.8310 0.8310 0.8060 0.8310 0.8310 0.7670 1.4240 0.6080 0.7120 0.6750 0.6750 0.6750 0.6320 0.7020 0.7020 0.7020 0.7020 0.6840 0.7020 0.7760 0.7570 0.7150 0.7760 0.8000 0.8000 0.7560 0.6380 0.6750 0.6130 0.6690 0.7020 0.6320 0.6640 0.7020 0.7020 0.6810 0.7020 0.7020 0.6640 1.7910 0.7230 0.8090 0.7660 0.7660 0.7660 0.7230 0.7660 0.7660 0.7660 0.7210 0.7660 0.7660 0.7660 0.7660 0.7230 0.7660 0.7660 0.7660 0.7660 0.7670 0.8310 0.5600 0.7670 0.8310 0.7480 0.7670 0.8310 0.8310 0.8060 0.8310 0.8310 0.7670 1.4240 0.6080 0.7120 0.6750 0.6750 0.6750 0.6320 0.7020 0.7020 0.7020 0.7020 0.6840 0.7020 0.7760 0.7570 0.7150 0.7760 0.8000 0.8000 0.7560 0.6380 0.6750 0.6130 0.6690 0.7020 0.6320 0.6640 0.7020 0.7020 0.6810 0.7020 0.7020 0.6640 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 1.3630 1.6070 2.0350 1.0000 0.8110 1.2078 0.9180 1.0000 0.9050 0.9300 0.4080 1.0000 0.9080 1.3850 0.8990 1.0000 0.9080 1.3850 0.9690 1.0000 0.9530 1.3080 1.0200 1.0000 0.7930 1.2680 0.8950 1.0000 0.8690 1.3080 0.8550 1.0000 0.8860 1.4560 0.8770 1.0000 0.8850 1.3460 0.8770 1.0000 0.9530 1.3460 0.8990 1.0000 0.9290 1.4240 1.1260 1.0000 0.9590 1.3750 0.9950 1.0000 0.9080 1.3230 1.0200 1.0000 0.9080 1.3750 1.0200 1.0000 0.8577 1.2690 0.8720 1.0000 0.9840 1.0840 0.9690 1.0000 0.9090 1.1300 0.9690 1.0000 0.9080 1.3050 1.0670 1.0000 0.8850 1.0020 0.6840 1.0000 0.7821 1.2078 0.8091 1.0000 0.9290 1.3080 0.8550 1.0000 0.3600 0.7950 0.5090 1.0000 0.9063 1.2078 0.8091 1.0000 0.8690 1.2080 0.8990 1.0000 0.8020 1.2078 1.0400 1.0000 0.8210 1.2450 0.8091 1.0000 0.8910 1.4560 1.0200 1.0000 0.8910 1.4210 0.9950 1.0000 0.8320 1.2310 0.5320 1.0000 0.8790 1.3750 0.9950 1.0000 0.9080 1.3380 1.0200 1.0000 0.8380 1.2680 0.9180 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-1 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0033 0034 0035 0036 0037 0038 0039 0040 0041 0042 0043 0044 0045 0046 0047 0048 0049 0050 0051 0052 0053 0054 0055 0056 0057 0058 0059 0060 0061 0062 0063 0064 0065 0066 0067 0068 0069 0070 0071 0072 0073 0074 0.7670 0.8060 0.7670 0.7670 0.7070 0.7670 0.8310 0.8310 0.7210 0.7480 0.7480 0.8310 0.8310 0.7480 0.8520 0.7670 0.5460 0.8310 0.8560 0.8310 0.8310 0.8310 0.8310 0.7890 0.8310 0.8310 0.8060 0.8520 0.8310 0.8260 0.6420 0.8310 0.8310 0.7460 0.8260 0.8260 0.8220 0.8470 0.8470 0.6410 0.8260 0.8450 0.6640 0.6810 0.6320 0.6320 0.5690 0.6320 0.7020 0.6840 0.6320 0.6320 0.6320 0.6840 0.6840 0.6320 0.7760 0.6980 0.7760 0.7570 0.7990 0.7570 0.7760 0.7760 0.7760 0.7372 0.7760 0.7760 0.7340 0.7760 0.7570 0.7720 0.7760 0.8900 0.8250 0.8460 0.7020 0.7310 0.7090 0.7760 0.7760 0.5960 0.8000 0.9180 0.7670 0.8060 0.7670 0.7670 0.7070 0.7670 0.8310 0.8310 0.7210 0.7480 0.7480 0.8310 0.8310 0.7480 0.8520 0.7670 0.5460 0.8310 0.8560 0.8310 0.8310 0.8310 0.8310 0.7890 0.8310 0.8310 0.8060 0.8520 0.8310 0.8260 0.6420 0.8310 0.8310 0.7460 0.8260 0.8260 0.8220 0.8470 0.8470 0.6410 0.8260 0.8450 0.6640 0.6810 0.6320 0.6320 0.5690 0.6320 0.7020 0.6840 0.6320 0.6320 0.6320 0.6840 0.6840 0.6320 0.7760 0.6980 0.7760 0.7570 0.7990 0.7570 0.7760 0.7760 0.7760 0.7372 0.7760 0.7760 0.7340 0.7760 0.7570 0.7720 0.7760 0.8900 0.8250 0.8460 0.7020 0.7310 0.7090 0.7760 0.7760 0.5960 0.8000 0.9180 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.8380 1.2060 0.7695 1.0000 0.8810 1.3770 0.8720 1.0000 0.8172 1.3430 0.8950 1.0000 0.8380 1.3110 0.9180 1.0000 0.7910 1.1750 0.9360 1.0000 0.8577 1.2078 0.8290 1.0000 0.8310 1.3750 0.8990 1.0000 0.9530 1.4600 1.0670 1.0000 0.8790 1.3110 0.8091 1.0000 0.8577 1.2789 0.8950 1.0000 0.8610 1.1470 0.8091 1.0000 0.9570 1.4240 0.8760 1.0000 0.9820 1.4600 0.8990 1.0000 0.9063 1.2789 0.8091 1.0000 0.8690 1.3580 1.0670 1.0000 0.7821 0.9610 0.4580 1.0000 0.8790 1.3230 0.8550 1.0000 0.9010 1.3750 0.8990 1.0000 0.9350 1.1640 1.0510 1.0000 0.9080 1.3580 0.8990 1.0000 0.9080 1.4100 1.0200 1.0000 0.9080 1.4200 1.0200 1.0000 0.9530 1.3460 1.1260 1.0000 0.9050 1.3395 0.8541 1.0000 0.9530 1.3750 0.9690 1.0000 0.9530 1.4200 0.8770 1.0000 0.9530 1.2980 0.9400 1.0000 0.9820 1.3580 0.9690 1.0000 1.0070 1.3750 0.8550 1.0000 0.9770 1.3340 0.8720 1.0000 1.0070 1.3750 0.9690 1.0000 0.9230 1.1300 0.8770 1.0000 0.9530 1.3750 0.8990 1.0000 0.9840 1.0300 1.0670 1.0000 0.9290 1.4200 0.8770 1.0000 0.8600 1.0840 0.8770 1.0000 1.0090 1.4160 0.8720 1.0000 0.8690 1.3580 0.8770 1.0000 0.9530 1.4200 0.9690 1.0000 0.7600 0.8210 0.4920 1.0000 0.9820 1.1300 0.8340 1.0000 0.9050 0.7990 0.9690 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-2 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0075 0076 0077 0078 0079 0080 0081 0082 0083 0084 0085 0086 0087 0088 0089 0090 0091 0092 0093 0094 0095 0096 0097 0098 0099 0100 0101 0102 0103 0104 0105 0106 0107 0108 0109 0110 0111 0112 0113 0114 0115 0116 0.7620 0.8610 0.7140 0.8610 0.8390 0.8610 0.7750 0.7150 0.7750 0.8390 0.8610 0.8610 0.8610 0.7150 0.7750 0.7750 0.8610 0.8610 0.8610 0.7750 0.7750 0.6980 0.8390 0.7750 0.8390 0.8830 0.8390 0.8390 0.7710 0.8610 0.7750 0.8350 0.8390 0.7750 0.8610 0.7750 0.8390 0.7040 0.8610 0.7360 0.8350 0.8610 0.9040 0.6750 0.6420 0.6750 0.6750 0.6750 0.6080 0.5690 0.6320 0.6840 0.7020 0.7020 0.7020 0.7230 0.6950 0.6640 0.7200 0.7020 0.7200 0.6320 0.6320 0.5690 0.7020 0.6320 0.7020 0.7200 0.6840 0.7020 0.6280 0.7200 0.6320 0.6980 0.6840 0.6320 0.7580 0.6860 0.7760 0.5700 0.7760 0.6960 0.7720 0.7760 0.7620 0.8610 0.7140 0.8610 0.8390 0.8610 0.7750 0.7150 0.7750 0.8390 0.8610 0.8610 0.8610 0.7150 0.7750 0.7750 0.8610 0.8610 0.8610 0.7750 0.7750 0.6980 0.8390 0.7750 0.8390 0.8830 0.8390 0.8390 0.7710 0.8610 0.7750 0.8350 0.8390 0.7750 0.8610 0.7750 0.8390 0.7040 0.8610 0.7360 0.8350 0.8610 0.9040 0.6750 0.6420 0.6750 0.6750 0.6750 0.6080 0.5690 0.6320 0.6840 0.7020 0.7020 0.7020 0.7230 0.6950 0.6640 0.7200 0.7020 0.7200 0.6320 0.6320 0.5690 0.7020 0.6320 0.7020 0.7200 0.6840 0.7020 0.6280 0.7200 0.6320 0.6980 0.6840 0.6320 0.7580 0.6860 0.7760 0.5700 0.7760 0.6960 0.7720 0.7760 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.8580 0.6860 0.8290 1.0000 0.8690 1.3850 1.0670 1.0000 0.8970 0.5840 0.3830 1.0000 0.9530 1.4240 0.9690 1.0000 0.9530 1.4600 1.1550 1.0000 0.9530 1.4210 1.1850 1.0000 0.9063 1.2690 0.8950 1.0000 0.6130 0.8340 0.5370 1.0000 0.7740 1.0170 0.9180 1.0000 0.8470 1.2040 0.8770 1.0000 0.8690 1.2690 0.9690 1.0000 0.8860 1.4200 0.8770 1.0000 0.7400 0.9150 0.6920 1.0000 0.7150 0.7400 0.7350 1.0000 0.7500 0.8120 0.5190 1.0000 0.8172 1.2078 0.8500 1.0000 0.9080 1.4200 0.8990 1.0000 0.9080 1.4560 0.9950 1.0000 0.9530 1.3580 0.8770 1.0000 0.8577 1.3050 0.8091 1.0000 0.8577 1.3050 1.0400 1.0000 0.7719 1.1140 0.7460 1.0000 0.9290 1.3750 0.8990 1.0000 0.8577 1.2789 0.8500 1.0000 0.9530 1.4210 1.1260 1.0000 1.0070 1.3460 0.9690 1.0000 0.9570 1.4240 0.8990 1.0000 0.9820 1.3850 0.8990 1.0000 0.8790 1.2410 0.8680 1.0000 1.0140 1.3400 0.8340 1.0000 0.9387 1.3050 1.0130 1.0000 1.0120 1.4160 0.8500 1.0000 1.0170 1.4600 0.9690 1.0000 0.9387 1.2789 0.8290 1.0000 0.6140 0.6600 1.0670 1.0000 0.7440 0.9510 0.5300 1.0000 0.8790 1.1110 0.4680 1.0000 0.6120 0.7840 0.7695 1.0000 0.7990 1.2690 0.4280 1.0000 0.7690 1.0890 0.8550 1.0000 0.9240 1.0960 0.8290 1.0000 0.9290 1.2040 0.8340 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-3 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0117 0118 0119 0120 0121 0122 0123 0124 0125 0126 0127 0128 0129 0130 0131 0132 0133 0134 0135 0136 0137 0138 0139 0140 0141 0142 0143 0144 0145 0146 0147 0148 0149 0150 0151 0152 0153 0154 0155 0156 0157 0158 0.8610 0.7750 0.7750 0.7750 0.8610 0.6980 0.6980 0.8350 0.8390 0.8610 0.8610 0.8390 0.8610 0.8610 0.7750 0.7750 0.8610 0.8610 0.8610 0.7750 0.8610 0.8610 0.8180 0.8610 0.8350 0.8610 0.8390 0.8610 0.8610 0.8390 0.8610 0.8430 0.8610 0.8180 0.8610 0.8080 0.8710 0.8710 0.8980 0.8080 0.8960 0.7290 0.7570 0.7150 0.7150 0.6810 0.7760 0.6440 0.6280 0.7340 0.7370 0.7760 0.7570 0.7760 0.7570 0.8200 0.8210 0.7610 0.8680 0.8680 0.8680 0.7610 0.8460 0.7860 0.8246 0.8460 0.8210 0.8680 0.8680 0.8680 0.8250 0.9170 0.9170 0.9450 0.9420 0.8950 0.9420 0.8210 0.8420 0.8420 0.8680 0.8460 0.9180 0.7380 0.8610 0.7750 0.7750 0.7750 0.8610 0.6980 0.6980 0.8350 0.8390 0.8610 0.8610 0.8390 0.8610 0.8610 0.7750 0.7750 0.8610 0.8610 0.8610 0.7750 0.8610 0.8610 0.8180 0.8610 0.8350 0.8610 0.8390 0.8610 0.8610 0.8390 0.8610 0.8430 0.8610 0.8180 0.8610 0.8080 0.8710 0.8710 0.8980 0.8080 0.8960 0.7290 0.7570 0.7150 0.7150 0.6810 0.7760 0.6440 0.6280 0.7340 0.7370 0.7760 0.7570 0.7760 0.7570 0.8200 0.8210 0.7610 0.8680 0.8680 0.8680 0.7610 0.8460 0.7860 0.8246 0.8460 0.8210 0.8680 0.8680 0.8680 0.8250 0.9170 0.9170 0.9450 0.9420 0.8950 0.9420 0.8210 0.8420 0.8420 0.8680 0.8460 0.9180 0.7380 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.9530 1.2710 0.8770 1.0000 0.8577 1.2537 0.8950 1.0000 0.8200 1.1810 0.7690 1.0000 0.8360 1.1470 0.8091 1.0000 0.9290 1.0030 0.8760 1.0000 0.7910 1.1421 0.7282 1.0000 0.7910 1.1421 0.8470 1.0000 0.9240 1.4120 0.9640 1.0000 0.9290 1.4600 0.9690 1.0000 0.9820 1.0840 0.9690 1.0000 1.0070 1.3750 0.8760 1.0000 1.0070 1.4100 0.8990 1.0000 1.0430 1.4240 1.0200 1.0000 0.9080 1.0840 0.8990 1.0000 0.8172 0.9560 0.8720 1.0000 0.7980 0.9740 0.5400 1.0000 0.9010 1.2690 0.9690 1.0000 0.9080 1.3050 0.8340 1.0000 0.9310 1.3460 1.1550 1.0000 0.8577 0.9980 0.8720 1.0000 0.9290 1.0350 0.8990 1.0000 0.8450 1.0350 0.6790 1.0000 0.9050 0.9270 1.0700 1.0000 0.9530 1.3580 1.0670 1.0000 0.9240 1.3000 0.8720 1.0000 0.8060 1.0770 0.8000 1.0000 0.9590 1.0300 0.8990 1.0000 1.0070 1.3380 0.8990 1.0000 1.0430 1.3050 1.1550 1.0000 0.9080 1.0300 0.9950 1.0000 0.9820 1.2710 0.9690 1.0000 0.8890 0.8900 0.8800 1.0000 0.9840 1.0300 0.8340 1.0000 0.9880 0.9780 0.8330 1.0000 1.0430 1.0300 0.8770 1.0000 0.8380 1.0290 0.8091 1.0000 0.8430 0.9960 0.8720 1.0000 0.8430 1.0240 0.9240 1.0000 0.8690 1.3230 0.8770 1.0000 0.7911 0.9140 0.9765 1.0000 0.9040 0.9560 0.6290 1.0000 0.7650 0.9230 0.5240 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-4 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0159 0160 0161 0162 0163 0164 0165 0166 0167 0168 0169 0170 0171 0172 0173 0174 0175 0176 0177 0178 0179 0180 0181 0182 0183 0184 0185 0186 0187 0188 0189 0190 0191 0192 0193 0194 0195 0196 0197 0198 0199 0200 0.8900 0.9020 0.8530 0.8980 0.8980 0.9540 0.8950 0.8060 0.8730 0.8950 0.8950 0.8730 0.8680 0.8060 0.8060 0.8460 0.4740 0.8060 0.7820 0.8060 0.8060 0.7430 0.8060 0.8060 0.8950 0.8060 0.8060 0.8060 0.8730 0.8950 0.8950 0.8950 0.8730 0.8730 0.8060 0.8730 0.8730 0.8730 0.8730 0.8950 0.8950 0.8950 0.9040 1.1430 1.0545 1.1100 1.1800 0.9170 0.6750 0.6230 0.6750 0.6750 0.6750 0.6840 0.6810 0.6320 0.6640 0.6980 0.4910 0.6480 0.6130 0.6640 0.6640 0.6260 0.6320 0.6320 0.7020 0.6480 0.6320 0.6320 0.7020 0.7020 0.7020 0.7020 0.7020 0.6840 0.6320 0.7020 0.6840 0.7020 0.7020 0.7020 0.7020 0.7020 0.8900 0.9020 0.8530 0.8980 0.8980 0.9540 0.8950 0.8060 0.8730 0.8950 0.8950 0.8730 0.8680 0.8060 0.8060 0.8460 0.4740 0.8060 0.7820 0.8060 0.8060 0.7430 0.8060 0.8060 0.8950 0.8060 0.8060 0.8060 0.8730 0.8950 0.8950 0.8950 0.8730 0.8730 0.8060 0.8730 0.8730 0.8730 0.8730 0.8950 0.8950 0.8950 0.9040 1.1430 1.0545 1.1100 1.1800 0.9170 0.6750 0.6230 0.6750 0.6750 0.6750 0.6840 0.6810 0.6320 0.6640 0.6980 0.4910 0.6480 0.6130 0.6640 0.6640 0.6260 0.6320 0.6320 0.7020 0.6480 0.6320 0.6320 0.7020 0.7020 0.7020 0.7020 0.7020 0.6840 0.6320 0.7020 0.6840 0.7020 0.7020 0.7020 0.7020 0.7020 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.8570 1.0250 0.5830 1.0000 0.9820 0.7420 0.9820 1.0000 0.9350 0.7021 0.9054 1.0000 1.0070 0.7620 0.8810 1.0000 1.0430 0.8850 0.9530 1.0000 0.8690 0.9690 0.9530 1.0000 0.8670 1.2690 0.4520 1.0000 0.8790 1.2078 0.8080 1.0000 0.9530 1.4210 1.1550 1.0000 1.0070 1.3420 1.1850 1.0000 1.0170 1.3420 1.0200 1.0000 0.8600 1.0740 1.0200 1.0000 0.8340 1.3680 0.9400 1.0000 0.8020 1.2680 0.9180 1.0000 0.8020 1.2078 1.0130 1.0000 0.8430 1.3810 0.9400 1.0000 0.5930 0.7140 0.8770 1.0000 0.8110 1.1780 0.7890 1.0000 0.7860 1.1720 0.8240 1.0000 0.7911 1.1420 0.8091 1.0000 0.7911 1.2690 0.8950 1.0000 0.7540 1.1470 0.8010 1.0000 0.8172 1.1780 0.7890 1.0000 0.8380 1.3110 1.0400 1.0000 0.9530 1.3050 1.0200 1.0000 0.8577 1.2429 1.0400 1.0000 0.8577 1.1780 0.7695 1.0000 0.8577 1.2078 0.8091 1.0000 0.9290 1.3080 0.9690 1.0000 0.9290 1.3400 0.8990 1.0000 0.9530 1.4100 0.9690 1.0000 0.9530 1.4560 0.8770 1.0000 0.9530 1.4240 0.9690 1.0000 0.9530 1.4240 1.1260 1.0000 0.8577 1.3110 0.8500 1.0000 0.9530 1.4210 1.0200 1.0000 0.9530 1.4210 1.1260 1.0000 0.9820 1.2520 0.8550 1.0000 0.9820 1.4600 0.8990 1.0000 0.9820 1.3850 0.8990 1.0000 1.0070 1.3850 1.1550 1.0000 1.0400 1.3750 0.9690 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-5 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0201 0202 0203 0204 0205 0206 0207 0208 0209 0210 0211 0212 0213 0214 0215 0216 0217 0218 0219 0220 0221 0222 0223 0224 0225 0226 0227 0228 0229 0230 0231 0232 0233 0234 0235 0236 0237 0238 0239 0240 0241 0242 0.8950 0.8950 0.8950 0.8680 0.8950 0.7650 0.8680 0.8730 0.7920 0.8060 0.8950 0.8060 0.8950 0.8950 0.7820 0.8950 0.8060 0.8950 0.8950 0.8010 0.8460 0.8680 0.8950 0.6910 0.7220 0.8420 0.8950 0.8950 0.8950 0.8950 0.8950 0.8500 0.8950 0.8950 0.8950 0.7660 0.8500 0.8720 0.8940 0.8980 0.8940 0.8050 0.7020 0.7760 0.7760 0.7530 0.7760 0.6630 0.7530 0.7760 0.7760 0.6980 0.7570 0.6980 0.7760 0.7760 0.6770 0.7760 0.6980 0.7760 0.7570 0.7330 0.7340 0.7530 0.7760 0.7420 0.7050 0.7800 0.8460 0.8680 0.8680 0.8070 0.8460 0.8040 0.8250 0.8460 0.9170 0.8460 0.8950 0.6750 0.6750 0.7050 0.7020 0.6320 0.8950 0.8950 0.8950 0.8680 0.8950 0.7650 0.8680 0.8730 0.7920 0.8060 0.8950 0.8060 0.8950 0.8950 0.7820 0.8950 0.8060 0.8950 0.8950 0.8010 0.8460 0.8680 0.8950 0.6910 0.7220 0.8420 0.8950 0.8950 0.8950 0.8950 0.8950 0.8500 0.8950 0.8950 0.8950 0.7660 0.8500 0.8720 0.8940 0.8980 0.8940 0.8050 0.7020 0.7760 0.7760 0.7530 0.7760 0.6630 0.7530 0.7760 0.7760 0.6980 0.7570 0.6980 0.7760 0.7760 0.6770 0.7760 0.6980 0.7760 0.7570 0.7330 0.7340 0.7530 0.7760 0.7420 0.7050 0.7800 0.8460 0.8680 0.8680 0.8070 0.8460 0.8040 0.8250 0.8460 0.9170 0.8460 0.8950 0.6750 0.6750 0.7050 0.7020 0.6320 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 1.0430 1.3850 0.8990 1.0000 0.8910 1.2510 0.6830 1.0000 0.6190 0.8090 0.5050 1.0000 0.8810 1.0770 0.9640 1.0000 0.9080 1.3750 0.8770 1.0000 0.8350 0.9730 0.8721 1.0000 0.7000 1.0960 0.5690 1.0000 0.9290 1.3460 0.8770 1.0000 0.8870 0.9210 0.6060 1.0000 0.8577 1.2078 0.7695 1.0000 0.9530 1.3420 0.9690 1.0000 0.8790 1.2078 1.0400 1.0000 0.9530 1.4100 0.8550 1.0000 0.9530 1.3750 0.8770 1.0000 0.8320 1.2620 0.8900 1.0000 0.9530 1.4200 0.9950 1.0000 0.8790 1.2789 0.9180 1.0000 0.9820 1.0840 0.9690 1.0000 1.0070 1.0840 1.0670 1.0000 0.9270 1.3460 0.8990 1.0000 0.9770 1.4160 0.9400 1.0000 0.9840 0.9980 1.0920 1.0000 1.0140 1.3050 0.9690 1.0000 0.8280 0.9930 0.6470 1.0000 0.8577 0.7850 0.4830 1.0000 0.8630 0.8191 0.7687 1.0000 0.9080 1.0520 0.8990 1.0000 0.9080 1.0890 0.6230 1.0000 0.7970 0.8820 0.8990 1.0000 0.8140 1.0620 0.5400 1.0000 0.9290 1.3400 0.8770 1.0000 0.9570 1.0280 0.9690 1.0000 1.0140 1.3750 1.0200 1.0000 1.0170 1.2690 0.9690 1.0000 0.9080 0.9580 0.6510 1.0000 0.7760 0.7380 0.8721 1.0000 0.9880 1.0040 0.8541 1.0000 0.9290 1.2750 0.8550 1.0000 1.0430 1.4210 1.1850 1.0000 0.9130 1.0680 0.5380 1.0000 0.9080 1.3460 1.0200 1.0000 0.8172 1.2078 0.9180 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-6 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0243 0244 0245 0246 0247 0248 0249 0250 0251 0252 0253 0254 0255 0256 0257 0258 0259 0260 0261 0262 0263 0264 0265 0266 0267 0268 0269 0270 0271 0272 0273 0274 0275 0276 0277 0278 0279 0280 0281 0282 0283 0284 0.8450 0.8940 0.8940 0.8050 0.8940 0.8720 0.8940 0.8940 0.8050 0.8720 0.8720 0.8050 0.7250 0.8940 0.8940 0.8940 0.8720 0.8940 0.8940 0.8940 0.8940 0.8490 0.8720 0.8940 0.8050 0.8940 0.8890 0.8050 0.8080 0.8050 0.7810 0.9830 0.8630 0.8940 0.7640 0.8670 0.7640 0.7610 0.8940 0.8940 0.8940 0.8940 0.6810 0.7020 0.7020 0.6320 0.7020 0.7200 0.6840 0.7020 0.6320 0.6840 0.7020 0.6980 0.6280 0.7760 0.7760 0.7760 0.7570 0.7760 0.7570 0.7760 0.7760 0.7560 0.7760 0.7760 0.6980 0.8210 0.8850 0.7020 0.7730 0.7610 0.7580 0.8680 0.8170 0.8680 0.7420 0.8210 0.8040 0.7610 0.9170 0.9400 0.9420 0.8290 0.8450 0.8940 0.8940 0.8050 0.8940 0.8720 0.8940 0.8940 0.8050 0.8720 0.8720 0.8050 0.7250 0.8940 0.8940 0.8940 0.8720 0.8940 0.8940 0.8940 0.8940 0.8490 0.8720 0.8940 0.8050 0.8940 0.8890 0.8050 0.8080 0.8050 0.7810 0.9830 0.8630 0.8940 0.7640 0.8670 0.7640 0.7610 0.8940 0.8940 0.8940 0.8940 0.6810 0.7020 0.7020 0.6320 0.7020 0.7200 0.6840 0.7020 0.6320 0.6840 0.7020 0.6980 0.6280 0.7760 0.7760 0.7760 0.7570 0.7760 0.7570 0.7760 0.7760 0.7560 0.7760 0.7760 0.6980 0.8210 0.8850 0.7020 0.7730 0.7610 0.7580 0.8680 0.8170 0.8680 0.7420 0.8210 0.8040 0.7610 0.9170 0.9400 0.9420 0.8290 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.8810 1.4160 0.9890 1.0000 0.9530 1.3810 1.0200 1.0000 0.9290 1.3080 0.8550 1.0000 0.8577 1.2078 0.9180 1.0000 0.9530 0.7360 0.5460 1.0000 0.9570 1.3460 0.8770 1.0000 0.9820 1.3420 0.8770 1.0000 0.9820 1.3420 1.0200 1.0000 0.9063 1.2680 1.0665 1.0000 0.9820 1.4600 0.8990 1.0000 1.0170 1.4600 0.8770 1.0000 0.7200 0.9920 0.6090 1.0000 0.7119 0.8340 0.7460 1.0000 0.9080 1.0300 1.0200 1.0000 0.9080 1.3380 1.0200 1.0000 0.9080 1.0580 0.4610 1.0000 0.9530 1.0300 0.8770 1.0000 0.9530 1.2820 0.7670 1.0000 0.9530 1.3420 1.0200 1.0000 0.9530 1.0830 0.8990 1.0000 0.9530 1.4200 0.9690 1.0000 0.9350 0.9780 0.8750 1.0000 0.8530 0.8810 0.7300 1.0000 0.9820 1.3810 1.1260 1.0000 0.9063 1.2078 0.8290 1.0000 0.9530 0.8370 0.5540 1.0000 1.0090 1.0250 0.8720 1.0000 0.7317 0.9510 0.6290 1.0000 0.8470 0.9830 0.5643 1.0000 0.7640 0.7750 0.5850 1.0000 0.8320 0.9510 0.7650 1.0000 0.9530 1.0890 1.0200 1.0000 0.9200 1.0480 0.7110 1.0000 0.9530 1.4200 1.0200 1.0000 0.8830 0.9029 0.9630 1.0000 0.9770 1.3000 0.8720 1.0000 0.8350 0.9010 0.7687 1.0000 0.8110 0.9700 0.7281 1.0000 0.8420 1.0430 0.7950 1.0000 1.0070 1.0570 0.8990 1.0000 0.9090 0.9340 0.9690 1.0000 0.9080 1.0350 0.8760 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-7 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0285 0286 0287 0288 0289 0290 0291 0292 0293 0294 0295 0296 0297 0298 0299 0300 0301 0302 0303 0304 0305 0306 0307 0308 0309 0310 0311 0312 0313 0314 0315 0316 0317 0318 0319 0320 0321 0322 0323 0324 0325 0326 0.7550 0.8940 0.8940 0.8890 0.9120 0.8420 0.9120 0.7810 0.9980 0.9070 0.9350 0.9580 0.9120 0.9350 1.0290 0.9100 0.9350 0.9350 0.7180 0.8440 0.9360 1.0380 0.9120 0.9520 0.9600 1.0080 0.9600 0.9120 0.9190 0.8190 0.9100 0.9100 0.9100 0.8870 0.9100 0.8870 0.8870 0.9100 0.8190 0.7040 0.7590 0.8190 0.7280 0.9660 1.0040 0.9740 0.9120 0.7810 0.8680 0.7700 0.9120 0.9370 0.9790 0.9790 1.0040 1.0040 1.0040 1.0545 1.1660 1.1100 0.7280 0.7830 1.0580 1.0900 1.0545 1.0730 1.1570 1.1860 1.1280 1.1210 1.1590 0.6230 0.6750 0.6750 0.6750 0.7020 0.7720 0.6840 0.7020 0.6840 0.6320 0.7020 0.7020 0.6640 0.7550 0.8940 0.8940 0.8890 0.9120 0.8420 0.9120 0.7810 0.9980 0.9070 0.9350 0.9580 0.9120 0.9350 1.0290 0.9100 0.9350 0.9350 0.7180 0.8440 0.9360 1.0380 0.9120 0.9520 0.9600 1.0080 0.9600 0.9120 0.9190 0.8190 0.9100 0.9100 0.9100 0.8870 0.9100 0.8870 0.8870 0.9100 0.8190 0.7040 0.7590 0.8190 0.7280 0.9660 1.0040 0.9740 0.9120 0.7810 0.8680 0.7700 0.9120 0.9370 0.9790 0.9790 1.0040 1.0040 1.0040 1.0545 1.1660 1.1100 0.7280 0.7830 1.0580 1.0900 1.0545 1.0730 1.1570 1.1860 1.1280 1.1210 1.1590 0.6230 0.6750 0.6750 0.6750 0.7020 0.7720 0.6840 0.7020 0.6840 0.6320 0.7020 0.7020 0.6640 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.9080 1.1300 0.5190 1.0000 0.9530 0.9340 0.8770 1.0000 1.0070 0.9580 1.0200 1.0000 1.0090 1.0030 0.9890 1.0000 1.0070 1.3750 0.8770 1.0000 0.7821 0.8307 0.6190 1.0000 0.8060 0.8510 0.3380 1.0000 0.8690 0.9830 0.6480 1.0000 0.9770 1.3340 0.8200 1.0000 0.9240 0.8290 1.0140 1.0000 0.8690 1.0300 0.9690 1.0000 0.9090 1.0060 0.6720 1.0000 0.9530 0.8410 1.1260 1.0000 0.9770 1.1160 1.0200 1.0000 0.9840 0.7620 1.1550 1.0000 0.9050 0.7021 1.0750 1.0000 1.0430 0.7810 0.9530 1.0000 1.0430 0.8550 0.9530 1.0000 0.7860 0.8190 0.6750 1.0000 0.8660 0.8810 0.6570 1.0000 0.9530 0.7620 1.0580 1.0000 1.0710 0.7460 1.0800 1.0000 0.9050 0.7021 1.0308 1.0000 0.9750 0.8050 1.0480 1.0000 1.0140 0.7390 1.0850 1.0000 1.0430 0.8550 1.0480 1.0000 1.1190 0.9580 1.0850 1.0000 0.9910 0.8408 0.8830 1.0000 1.1290 0.8693 0.8883 1.0000 0.7310 0.5140 0.4200 1.0000 0.9530 1.4100 1.0200 1.0000 0.9530 1.3850 0.8770 1.0000 0.9820 1.2790 1.1550 1.0000 0.8820 1.3850 1.1850 1.0000 0.8090 1.2040 0.3530 1.0000 0.8690 1.3760 0.9690 1.0000 0.8790 1.3750 0.9690 1.0000 0.9080 1.3810 0.8770 1.0000 0.8000 0.9970 0.2870 1.0000 0.4920 1.0490 0.4070 1.0000 0.8440 1.0670 0.5870 1.0000 0.8577 1.2429 0.8950 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-8 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0327 0328 0329 0330 0331 0332 0333 0334 0335 0336 0337 0338 0339 0340 0341 0342 0343 0344 0345 0346 0347 0348 0349 0350 0351 0352 0353 0354 0355 0356 0357 0358 0359 0360 0361 0362 0363 0364 0365 0366 0367 0368 0.8030 0.8870 0.9100 0.8870 0.8870 0.7470 0.9100 0.8190 0.8190 0.8190 0.8870 0.6660 0.9100 0.8650 0.8870 0.7490 0.7560 0.9330 0.8190 0.9100 0.9100 0.9100 0.9710 0.9100 0.9100 0.9100 0.9100 0.7940 0.9100 0.8830 0.9100 0.9100 0.7790 0.8650 0.8910 0.6960 0.8650 0.8190 0.8650 0.8870 0.8190 0.9100 0.6820 0.7020 0.7020 0.6840 0.6840 0.6690 0.7020 0.6480 0.6640 0.6320 0.6840 0.5560 0.7760 0.7372 0.7570 0.6740 0.7570 0.7760 0.6810 0.7760 0.7760 0.7760 0.7720 0.7570 0.7570 0.7370 0.7570 0.6770 0.7570 0.7340 0.8000 0.8430 0.6980 0.8440 0.7280 0.6640 0.8664 0.8210 0.8664 0.8460 0.7810 0.8270 0.8030 0.8870 0.9100 0.8870 0.8870 0.7470 0.9100 0.8190 0.8190 0.8190 0.8870 0.6660 0.9100 0.8650 0.8870 0.7490 0.7560 0.9330 0.8190 0.9100 0.9100 0.9100 0.9710 0.9100 0.9100 0.9100 0.9100 0.7940 0.9100 0.8830 0.9100 0.9100 0.7790 0.8650 0.8910 0.6960 0.8650 0.8190 0.8650 0.8870 0.8190 0.9100 0.6820 0.7020 0.7020 0.6840 0.6840 0.6690 0.7020 0.6480 0.6640 0.6320 0.6840 0.5560 0.7760 0.7372 0.7570 0.6740 0.7570 0.7760 0.6810 0.7760 0.7760 0.7760 0.7720 0.7570 0.7570 0.7370 0.7570 0.6770 0.7570 0.7340 0.8000 0.8430 0.6980 0.8440 0.7280 0.6640 0.8664 0.8210 0.8664 0.8460 0.7810 0.8270 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.7580 0.9460 0.5500 1.0000 0.9290 1.3080 1.0200 1.0000 0.9290 1.2690 0.7140 1.0000 0.9530 1.4600 0.9690 1.0000 0.9530 1.4210 0.9690 1.0000 0.7890 0.7550 0.5420 1.0000 1.0070 1.3420 1.0200 1.0000 0.9063 1.3140 0.8091 1.0000 0.9063 1.3470 0.9180 1.0000 0.8530 0.9800 0.6330 1.0000 1.0170 1.3810 1.1260 1.0000 0.6610 0.6732 0.3010 1.0000 0.8690 1.0890 0.8770 1.0000 0.8640 1.2711 1.0700 1.0000 0.9090 0.9190 0.5860 1.0000 0.6786 0.8110 0.6760 1.0000 0.7290 0.8430 0.5700 1.0000 0.9080 1.3580 0.8990 1.0000 0.8226 1.0240 0.8091 1.0000 0.9530 1.3050 0.8550 1.0000 0.9530 1.0110 0.9690 1.0000 0.9530 1.3810 0.8550 1.0000 0.8890 1.0580 0.6600 1.0000 0.9530 1.3750 0.8990 1.0000 0.9530 1.3750 1.0200 1.0000 0.9840 1.2690 1.1260 1.0000 1.0070 1.1110 0.9690 1.0000 0.9010 1.1680 0.9120 1.0000 1.0070 1.3810 1.0200 1.0000 0.9530 1.3770 0.9890 1.0000 0.9290 0.8110 0.6290 1.0000 0.9090 1.0890 0.6360 1.0000 0.8160 0.9900 0.4550 1.0000 0.9050 1.0010 0.8330 1.0000 0.8970 0.9790 0.7030 1.0000 0.9530 1.3750 0.9690 1.0000 0.9350 1.0040 0.8330 1.0000 0.8856 0.9510 0.8950 1.0000 0.9570 1.0560 0.8330 1.0000 0.8470 0.9800 0.7080 1.0000 0.6720 0.9660 0.7695 1.0000 0.9090 1.0620 0.8990 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-9 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0369 0370 0371 0372 0373 0374 0375 0376 0377 0378 0379 0380 0381 0382 0383 0384 0385 0386 0387 0388 0389 0390 0391 0392 0393 0394 0395 0396 0397 0398 0399 0400 0401 0402 0403 0404 0405 0406 0407 0408 0409 0410 0.8190 0.9100 0.9100 0.8650 0.9100 0.8190 0.9100 0.9100 0.8480 0.8220 0.9440 0.9100 0.8870 0.7940 0.9100 0.8190 0.8190 0.9100 0.7940 0.7930 0.8650 0.8550 0.9260 0.9140 0.9210 0.9260 0.9260 0.7650 0.9260 0.9190 0.9260 0.9030 0.9250 0.9740 0.9110 0.8630 0.9070 0.8630 0.9110 0.9110 0.9350 0.8630 0.7810 0.8250 0.8680 0.7830 0.8680 0.7810 0.8680 0.8250 0.8230 0.7930 0.8190 0.8680 0.8250 0.7580 0.9170 0.8460 0.8460 0.9170 0.8430 0.8420 0.9177 0.7150 0.7570 0.8170 0.8840 0.8680 0.8460 0.7100 0.9170 0.9120 0.9790 1.0810 1.1201 0.9420 0.6920 0.6320 0.6980 0.6640 0.6840 0.7020 0.7020 0.7150 0.8190 0.9100 0.9100 0.8650 0.9100 0.8190 0.9100 0.9100 0.8480 0.8220 0.9440 0.9100 0.8870 0.7940 0.9100 0.8190 0.8190 0.9100 0.7940 0.7930 0.8650 0.8550 0.9260 0.9140 0.9210 0.9260 0.9260 0.7650 0.9260 0.9190 0.9260 0.9030 0.9250 0.9740 0.9110 0.8630 0.9070 0.8630 0.9110 0.9110 0.9350 0.8630 0.7810 0.8250 0.8680 0.7830 0.8680 0.7810 0.8680 0.8250 0.8230 0.7930 0.8190 0.8680 0.8250 0.7580 0.9170 0.8460 0.8460 0.9170 0.8430 0.8420 0.9177 0.7150 0.7570 0.8170 0.8840 0.8680 0.8460 0.7100 0.9170 0.9120 0.9790 1.0810 1.1201 0.9420 0.6920 0.6320 0.6980 0.6640 0.6840 0.7020 0.7020 0.7150 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.7911 0.9756 0.7695 1.0000 0.8790 1.0840 0.8770 1.0000 0.9080 1.1300 0.8340 1.0000 0.8630 1.2711 0.9210 1.0000 0.8640 1.3050 0.7210 1.0000 0.8370 1.2850 0.8090 1.0000 0.9080 1.3580 1.0200 1.0000 0.9290 1.0560 0.9690 1.0000 0.9290 1.0350 0.7340 1.0000 0.9050 0.9070 0.5900 1.0000 0.8990 1.0930 0.8690 1.0000 0.9530 1.0710 0.5760 1.0000 0.9820 1.0300 0.8770 1.0000 0.9110 0.8990 0.8900 1.0000 0.9080 0.9340 0.8990 1.0000 0.8577 0.9480 0.8950 1.0000 0.8577 1.0290 0.8950 1.0000 0.9530 1.0840 0.8770 1.0000 0.7930 0.9680 0.7850 1.0000 0.8790 0.9490 0.8890 1.0000 0.9880 0.8870 0.8750 1.0000 0.7911 1.0050 0.8290 1.0000 0.9080 1.4560 1.0200 1.0000 0.8740 1.0160 0.6190 1.0000 0.9240 0.8290 1.0140 1.0000 0.8850 1.0890 0.8770 1.0000 0.9080 1.1300 0.8340 1.0000 0.8030 0.8550 0.5450 1.0000 0.9530 1.2540 0.9690 1.0000 0.9290 0.9270 0.9210 1.0000 0.8790 0.9230 0.8990 1.0000 0.9880 0.7720 0.8588 1.0000 0.9870 0.8759 0.8820 1.0000 0.9080 0.9820 0.8770 1.0000 0.9290 1.3460 0.9690 1.0000 0.7821 1.2680 0.8950 1.0000 0.9030 1.3770 0.9890 1.0000 0.8172 1.2789 1.0130 1.0000 0.9290 1.3850 1.0670 1.0000 0.9820 1.4560 0.9690 1.0000 1.0170 1.3500 0.8990 1.0000 0.8181 0.9360 0.8091 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-10 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0411 0412 0413 0414 0415 0416 0417 0418 0419 0420 0421 0422 0423 0424 0425 0426 0427 0428 0429 0430 0431 0432 0433 0434 0435 0436 0437 0438 0439 0440 0441 0442 0443 0444 0445 0446 0447 0448 0449 0450 0451 0452 0.9350 0.9350 0.9590 0.9110 0.7630 0.9110 0.9590 0.9350 0.9350 0.7380 0.8630 0.9350 0.9350 0.9070 0.9350 0.8200 0.9350 0.8200 0.9350 0.8840 0.9300 0.8440 0.9170 1.0360 1.0550 0.9680 1.0150 1.0150 0.9900 0.9600 0.9530 0.9900 0.9900 0.8940 0.7770 1.0150 0.8660 0.9920 1.0290 0.9900 0.9600 0.8770 0.7760 0.7760 0.7760 0.8890 0.7900 0.8890 0.9120 0.8890 0.8680 0.6680 0.7810 0.8250 0.8680 0.8420 0.8680 0.7430 0.8680 0.7840 0.9170 0.8900 0.9500 0.8620 0.8950 1.2200 1.1800 0.8700 0.9120 0.9120 0.9120 0.9120 0.9040 0.9400 0.9400 0.9170 0.8070 0.9420 0.8710 1.0600 0.9980 0.9790 0.9500 0.8670 0.9350 0.9350 0.9590 0.9110 0.7630 0.9110 0.9590 0.9350 0.9350 0.7380 0.8630 0.9350 0.9350 0.9070 0.9350 0.8200 0.9350 0.8200 0.9350 0.8840 0.9300 0.8440 0.9170 1.0360 1.0550 0.9680 1.0150 1.0150 0.9900 0.9600 0.9530 0.9900 0.9900 0.8940 0.7770 1.0150 0.8660 0.9920 1.0290 0.9900 0.9600 0.8770 0.7760 0.7760 0.7760 0.8890 0.7900 0.8890 0.9120 0.8890 0.8680 0.6680 0.7810 0.8250 0.8680 0.8420 0.8680 0.7430 0.8680 0.7840 0.9170 0.8900 0.9500 0.8620 0.8950 1.2200 1.1800 0.8700 0.9120 0.9120 0.9120 0.9120 0.9040 0.9400 0.9400 0.9170 0.8070 0.9420 0.8710 1.0600 0.9980 0.9790 0.9500 0.8670 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.9080 1.4200 0.8770 1.0000 0.9530 1.2540 1.0670 1.0000 1.0070 1.0700 0.6090 1.0000 0.9080 1.2710 0.9690 1.0000 0.8577 0.9162 0.7695 1.0000 0.9530 1.0740 0.9690 1.0000 0.9840 1.0620 0.9690 1.0000 1.0070 1.0890 1.0200 1.0000 0.8600 1.1300 0.7880 1.0000 0.7330 0.7920 0.6917 1.0000 0.8170 0.8780 0.8950 1.0000 0.9080 1.1300 1.1260 1.0000 0.9290 1.0350 0.8550 1.0000 0.9240 1.3340 0.9640 1.0000 0.9840 1.0300 0.8770 1.0000 0.8415 0.9480 0.8500 1.0000 1.0070 1.0890 0.9690 1.0000 0.7950 0.8810 0.7315 1.0000 0.9820 1.1300 0.9690 1.0000 0.9580 0.9790 0.8080 1.0000 0.9770 1.0820 0.9400 1.0000 0.9280 0.9800 0.8270 1.0000 0.7830 0.9180 1.0305 1.0000 1.1580 0.8920 1.1080 1.0000 1.1490 1.0350 1.1940 1.0000 0.8520 1.0070 0.8840 1.0000 0.9090 1.0820 0.7170 1.0000 0.9080 1.0060 1.0200 1.0000 0.9770 1.3750 0.8550 1.0000 0.8430 0.9720 1.0340 1.0000 0.8670 1.0220 0.9560 1.0000 0.9310 1.0060 0.8770 1.0000 0.9080 1.0560 0.8770 1.0000 0.9530 1.0300 0.6050 1.0000 0.7140 0.8307 0.6800 1.0000 0.9090 1.0560 0.6530 1.0000 0.9530 1.0570 0.8770 1.0000 0.9860 0.7040 1.0600 1.0000 0.9820 0.7370 0.9990 1.0000 0.8690 0.9230 0.9950 1.0000 0.8640 1.0510 0.8720 1.0000 0.7970 0.9570 0.7758 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-11 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0453 0454 0455 0456 0457 0458 0459 0460 0461 0462 0463 0464 0465 0466 0467 0468 0469 0470 0471 0472 0473 0474 0475 0476 0477 0478 0479 0480 0481 0482 0483 0484 0485 0486 0487 0488 0489 0490 0491 0492 0493 0494 0.9710 1.0150 1.0660 0.9390 0.9640 0.9140 0.9900 0.9730 0.9980 1.0370 1.0110 1.0110 1.0110 0.9850 1.0110 0.9850 0.9100 0.9850 1.0100 0.9050 0.9850 0.9850 1.0110 0.6960 0.7370 0.6570 0.7510 1.0000 1.0320 1.0590 1.0000 1.1130 1.0590 1.0050 1.0100 1.0360 1.0320 0.9630 1.0400 1.0110 0.9870 1.0960 0.9610 0.9790 1.0040 1.0540 1.0280 0.9740 1.1280 1.1590 1.2200 0.7020 0.7020 0.6840 0.7720 0.7570 0.7570 0.7760 0.7150 0.7760 0.9530 0.7960 0.8250 0.8680 0.8830 0.7200 0.7300 0.7010 0.7590 0.9120 1.0050 1.0840 0.9500 1.0040 1.1100 1.0270 1.0580 1.1040 1.1570 0.9790 1.1590 0.8910 0.8690 1.0040 0.9710 1.0150 1.0660 0.9390 0.9640 0.9140 0.9900 0.9730 0.9980 1.0370 1.0110 1.0110 1.0110 0.9850 1.0110 0.9850 0.9100 0.9850 1.0100 0.9050 0.9850 0.9850 1.0110 0.6960 0.7370 0.6570 0.7510 1.0000 1.0320 1.0590 1.0000 1.1130 1.0590 1.0050 1.0100 1.0360 1.0320 0.9630 1.0400 1.0110 0.9870 1.0960 0.9610 0.9790 1.0040 1.0540 1.0280 0.9740 1.1280 1.1590 1.2200 0.7020 0.7020 0.6840 0.7720 0.7570 0.7570 0.7760 0.7150 0.7760 0.9530 0.7960 0.8250 0.8680 0.8830 0.7200 0.7300 0.7010 0.7590 0.9120 1.0050 1.0840 0.9500 1.0040 1.1100 1.0270 1.0580 1.1040 1.1570 0.9790 1.1590 0.8910 0.8690 1.0040 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.9120 0.9630 1.0000 1.0000 0.9530 0.9230 1.0200 1.0000 1.0400 0.9290 1.1850 1.0000 0.8620 0.7230 1.0300 1.0000 0.9350 0.7990 1.1340 1.0000 0.9360 0.9980 1.1313 1.0000 1.0430 0.7620 0.9290 1.0000 1.1290 0.8693 0.9130 1.0000 1.1890 0.9910 1.0660 1.0000 0.9530 1.4100 1.1850 1.0000 0.9530 1.4240 0.8770 1.0000 0.9530 1.3850 0.8990 1.0000 0.8050 1.3080 0.8760 1.0000 0.9080 1.1110 0.9690 1.0000 0.9530 1.3460 0.8770 1.0000 0.9530 1.3460 1.1260 1.0000 0.8577 1.2690 0.8091 1.0000 0.9530 1.2690 0.9690 1.0000 0.9050 0.8410 0.9280 1.0000 0.9080 0.9940 0.8900 1.0000 0.9080 1.0030 0.8770 1.0000 0.9840 1.0300 0.9690 1.0000 0.9530 1.3810 0.8770 1.0000 0.8160 1.0420 0.6500 1.0000 0.7450 0.8810 0.5260 1.0000 0.9820 0.9560 0.4830 1.0000 0.8610 0.8300 0.6440 1.0000 0.9240 1.0560 0.9400 1.0000 0.9350 0.7020 1.0310 1.0000 1.0430 0.7430 1.0850 1.0000 0.8530 0.9980 0.9640 1.0000 1.0400 0.8850 1.1260 1.0000 1.0400 0.7620 0.9290 1.0000 0.9620 0.7710 1.1340 1.0000 0.9700 0.7430 1.1690 1.0000 0.9620 0.7050 1.0000 1.0000 1.0430 0.9340 1.0700 1.0000 0.9486 0.7230 0.9610 1.0000 1.0250 0.8260 0.9130 1.0000 0.8790 0.9360 0.8290 1.0000 0.8577 0.9140 0.8091 1.0000 0.9530 1.0820 0.9950 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-12 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0495 0496 0497 0498 0499 0500 0501 0502 0503 0504 0505 0506 0507 0508 0509 0510 0511 0512 0513 0514 0515 0516 0517 0518 0519 0520 0521 0522 0523 0524 0525 0526 0527 0528 0529 0530 0531 0532 0533 0534 0535 0536 1.1230 1.0680 1.1860 1.1860 0.9860 0.9480 1.0840 1.0180 0.9400 1.0180 0.6920 0.9920 1.0440 0.9920 1.0180 0.8440 0.7890 0.8460 1.0330 1.1250 0.7370 1.1470 1.0160 1.0580 1.0520 1.1410 1.0780 1.0900 1.2480 1.3500 0.9230 1.0180 1.1090 1.1380 1.0690 1.0770 0.9820 0.8630 1.1050 1.1050 1.0770 1.0770 1.2200 1.1510 1.2440 1.3530 0.9040 0.8290 1.0640 0.6410 0.6480 0.7200 0.7020 0.9120 0.8680 0.7810 0.9170 0.8440 0.7840 0.8280 0.8980 1.0650 0.7290 1.0040 0.8830 1.0170 1.0100 1.1450 1.0810 1.0100 1.1280 1.3300 0.9440 0.9120 1.0610 1.0900 1.0490 1.0040 0.8930 0.8440 1.0040 1.0040 0.9790 1.1100 1.1230 1.0680 1.1860 1.1860 0.9860 0.9480 1.0840 1.0180 0.9400 1.0180 0.6920 0.9920 1.0440 0.9920 1.0180 0.8440 0.7890 0.8460 1.0330 1.1250 0.7370 1.1470 1.0160 1.0580 1.0520 1.1410 1.0780 1.0900 1.2480 1.3500 0.9230 1.0180 1.1090 1.1380 1.0690 1.0770 0.9820 0.8630 1.1050 1.1050 1.0770 1.0770 1.2200 1.1510 1.2440 1.3530 0.9040 0.8290 1.0640 0.6410 0.6480 0.7200 0.7020 0.9120 0.8680 0.7810 0.9170 0.8440 0.7840 0.8280 0.8980 1.0650 0.7290 1.0040 0.8830 1.0170 1.0100 1.1450 1.0810 1.0100 1.1280 1.3300 0.9440 0.9120 1.0610 1.0900 1.0490 1.0040 0.8930 0.8440 1.0040 1.0040 0.9790 1.1100 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 1.2430 1.0900 1.0310 1.0000 1.1490 0.9020 1.1000 1.0000 1.1770 1.2440 1.2560 1.0000 1.2430 1.1490 1.1260 1.0000 0.9380 1.0930 0.8920 1.0000 0.8910 0.9270 0.6310 1.0000 1.1090 1.0830 1.3390 1.0000 0.7950 0.9780 0.6920 1.0000 0.9063 1.3140 0.9180 1.0000 0.6680 1.0220 0.8770 1.0000 0.8850 0.7780 0.4820 1.0000 0.9090 1.0620 1.0670 1.0000 0.9080 1.3580 1.1550 1.0000 0.8790 1.0680 0.8950 1.0000 1.0070 1.3580 1.0670 1.0000 0.9080 0.9820 0.9720 1.0000 0.9150 1.1170 0.7500 1.0000 0.8760 0.9360 0.7790 1.0000 0.8710 0.9830 0.6860 1.0000 1.0980 1.1930 0.8420 1.0000 0.8840 0.9101 0.5930 1.0000 1.0070 1.0820 1.0200 1.0000 0.8830 1.1110 0.7690 1.0000 0.9350 1.0850 1.1620 1.0000 0.9800 1.2460 1.1540 1.0000 1.0570 1.0960 1.0970 1.0000 1.0540 1.1590 1.3070 1.0000 0.9280 1.0280 1.1260 1.0000 1.1670 1.4790 1.1260 1.0000 1.2950 1.5270 1.8320 1.0000 0.9350 0.9120 0.6570 1.0000 0.9240 1.0500 0.8720 1.0000 0.9870 0.7410 1.0620 1.0000 1.0710 0.7610 1.1180 1.0000 1.0060 0.7190 1.0760 1.0000 0.9770 1.0820 1.1550 1.0000 0.9190 0.8650 0.9520 1.0000 0.9820 0.9770 0.6450 1.0000 1.0070 1.0560 1.0200 1.0000 1.0400 0.9740 1.1850 1.0000 1.0400 0.9580 1.1310 1.0000 0.9530 0.7390 1.0850 1.0000 TABLE CONTINUED ON NEXT PAGE BTDV-13 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® TERR BI PD CSL BI CSL PD 0537 0538 0539 0540 0541 0542 0543 0544 0545 0546 0547 0548 0549 0550 0551 0552 0553 0554 0555 0556 0557 0558 0559 0560 0561 0562 0563 0564 0565 0566 0567 0568 0569 0570 0571 0572 0573 0574 0575 0576 0577 0578 0.9450 1.0500 1.0980 1.1330 1.1240 1.0500 1.0870 0.8360 1.1430 1.1430 0.9980 1.1140 0.8180 0.7830 0.7730 1.0090 0.9680 1.2160 1.2160 1.1510 1.0720 1.1250 1.1820 1.3130 1.2450 1.0740 1.0780 1.1870 1.2140 1.4730 1.3610 1.2300 0.8240 1.2940 1.1960 1.3630 1.4530 1.3070 1.3410 1.5310 1.5310 1.6120 0.9260 1.0990 1.1780 1.1570 1.1720 1.1510 1.2200 0.8060 1.0580 1.0580 0.8550 1.1210 0.8030 0.7520 0.7660 0.8860 0.8140 1.1280 1.1570 1.1920 1.0840 1.2180 1.1280 1.1570 1.2500 0.7020 0.9290 1.0070 1.0310 1.2520 1.2290 1.0830 0.8360 1.0870 1.0510 1.2510 1.1570 1.0410 1.0620 1.1780 1.2830 1.3160 0.9450 1.0500 1.0980 1.1330 1.1240 1.0500 1.0870 0.8360 1.1430 1.1430 0.9980 1.1140 0.8180 0.7830 0.7730 1.0090 0.9680 1.2160 1.2160 1.1510 1.0720 1.1250 1.1820 1.3130 1.2450 1.0740 1.0780 1.1870 1.2140 1.4730 1.3610 1.2300 0.8240 1.2940 1.1960 1.3630 1.4530 1.3070 1.3410 1.5310 1.5310 1.6120 0.9260 1.0990 1.1780 1.1570 1.1720 1.1510 1.2200 0.8060 1.0580 1.0580 0.8550 1.1210 0.8030 0.7520 0.7660 0.8860 0.8140 1.1280 1.1570 1.1920 1.0840 1.2180 1.1280 1.1570 1.2500 0.7020 0.9290 1.0070 1.0310 1.2520 1.2290 1.0830 0.8360 1.0870 1.0510 1.2510 1.1570 1.0410 1.0620 1.1780 1.2830 1.3160 GEORGIA - RATE MANUAL ©2017 Travelers TERRITORY FACTORS BY COVERAGE REDUCED COLL COMP MP UM/UND BI SPLIT 0.9110 0.8190 1.0746 1.0000 0.9880 0.7200 1.0570 1.0000 1.0110 0.7390 1.1570 1.0000 1.1780 0.9580 1.1940 1.0000 1.0820 0.9270 1.0510 1.0000 1.1490 0.9340 1.0720 1.0000 1.1580 0.9660 1.0660 1.0000 0.8980 1.0520 0.6930 1.0000 0.9840 0.7620 1.1850 1.0000 1.0400 0.9410 1.2570 1.0000 0.9980 0.9460 0.9230 1.0000 1.1190 1.0620 1.1310 1.0000 1.0070 1.1300 0.9290 1.0000 1.0110 1.1640 1.0900 1.0000 0.8030 1.1220 0.7970 1.0000 0.9700 1.0820 0.8660 1.0000 0.8740 1.0330 0.6470 1.0000 1.0110 0.9880 1.6030 1.0000 1.2050 1.1500 1.6030 1.0000 1.1690 1.0860 1.2180 1.0000 1.0630 1.0650 1.3500 1.0000 1.1655 1.2890 1.0160 1.0000 1.0940 1.3460 1.1310 1.0000 1.1590 1.4610 1.7810 1.0000 1.1960 1.4100 1.6010 1.0000 0.9820 1.4200 1.0200 1.0000 0.9160 1.0760 0.9280 1.0000 0.9700 1.1280 0.9840 1.0000 0.9000 1.0370 1.5090 1.0000 1.2230 1.5270 1.7780 1.0000 1.1970 1.5170 1.6030 1.0000 1.0890 1.0640 1.3150 1.0000 0.9770 1.0820 0.7790 1.0000 1.0647 1.1178 1.2490 1.0000 1.0512 1.2810 1.4860 1.0000 1.1970 1.5170 1.6500 1.0000 1.0220 1.2370 1.5360 1.0000 0.9351 1.2537 1.2830 1.0000 1.1052 1.3430 1.2500 1.0000 1.1960 1.3570 1.1930 1.0000 1.1530 1.3220 1.1930 1.0000 1.2950 1.4690 1.4610 1.0000 BTDV-14 ADD-ON UM/UND BI SPLIT 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED UM/UND PD ADD-ON UM/UND PD 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 REDUCED ADD-ON UM/UND CSL UM/UND CSL 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MARRIED FEMALE 3.6490 2.1760 1.1820 0.9720 1.1090 1.0400 1.0160 1.0460 1.0990 1.0640 1.0640 1.0710 1.0790 1.0870 1.1860 1.1950 1.2030 1.2140 1.2210 1.2320 1.2420 1.2520 1.2610 1.2690 1.2760 1.2850 1.2900 1.2870 1.2850 1.2690 1.2410 1.2290 1.2080 1.1850 1.1020 1.1010 1.0950 1.1010 MARRIED MALE 5.1110 3.5990 1.8430 1.0870 1.2370 1.2350 1.2160 1.1870 1.1590 1.1330 1.1260 1.1300 1.1340 1.1390 1.2390 1.2420 1.2470 1.2520 1.2490 1.2490 1.2520 1.2500 1.2510 1.2520 1.2600 1.2700 1.2810 1.2870 1.2850 1.2760 1.2670 1.2650 1.2390 1.2120 1.1170 1.1130 1.1120 1.1160 DRIVER AGE / GENDER / MARITAL STATUS BI SINGLE SINGLE DRIVER MARRIED FEMALE MALE AGE FEMALE 3.5370 4.8470 54 1.1080 2.1080 3.4130 55 1.1070 1.1450 1.7460 56 1.1120 0.9800 1.0310 57 1.1120 1.1190 1.1720 58 1.1190 1.0490 1.1250 59 1.1290 1.0250 1.1070 60 1.1500 1.0550 1.1340 61 1.1720 1.1100 1.1390 62 1.2010 0.9940 1.0070 63 1.2340 0.9810 0.9930 64 1.3390 0.9790 0.9880 65 1.3770 0.9770 0.9840 66 1.4180 0.9750 0.9790 67 1.4640 1.1200 1.1550 68 1.5150 1.1190 1.1500 69 1.5700 1.1200 1.1430 70 1.6280 1.1270 1.1420 71 1.6820 1.1290 1.1330 72 1.7420 1.1310 1.1270 73 1.8020 1.1310 1.1240 74 1.8250 1.1310 1.1210 75 1.7710 1.1290 1.1170 76 1.8280 1.1290 1.1160 77 1.8830 1.1310 1.1190 78 1.9370 1.1330 1.1240 79 1.9950 1.1330 1.1260 80 2.0520 1.1340 1.1250 81 2.1140 1.1340 1.1230 82 2.1740 1.1330 1.1230 83 2.2360 1.1330 1.1160 84 2.2540 1.1170 1.1110 85 2.3190 1.1020 1.1040 86 2.3850 1.0870 1.0970 87 2.4540 1.0040 1.0200 88 2.5220 1.0010 1.0200 89 2.5940 0.9970 1.0170 90+ 2.6640 0.9940 1.0140 MARRIED MALE 1.1240 1.1250 1.1340 1.1430 1.1510 1.1600 1.1690 1.1840 1.2090 1.2350 1.3240 1.3550 1.4010 1.4420 1.4890 1.5410 1.6070 1.6700 1.7400 1.8200 1.8670 1.8380 1.9240 2.0130 2.1010 2.1940 2.2880 2.3910 2.4960 2.6050 2.6670 2.7850 2.9070 3.0340 3.1700 3.3100 3.4520 SINGLE FEMALE 0.9910 0.9870 0.9940 1.0000 1.0080 1.0160 1.0240 1.0340 1.0500 1.0660 1.1370 1.1030 1.1280 1.1560 1.1880 1.2220 1.2620 1.3040 1.3450 1.3890 1.4040 1.3420 1.3570 1.3640 1.3760 1.3890 1.4210 1.4550 1.4890 1.5220 1.5260 1.5600 1.5950 1.6290 1.6650 1.7010 1.7350 SINGLE MALE 1.0130 1.0120 1.0210 1.0280 1.0370 1.0470 1.0670 1.0850 1.1060 1.1290 1.2160 1.1830 1.2160 1.2480 1.2850 1.3300 1.3760 1.4260 1.4760 1.5350 1.5650 1.4880 1.5060 1.5400 1.6040 1.6730 1.7450 1.8210 1.8990 1.9830 2.0280 2.1170 2.2080 2.3050 2.4060 2.5120 2.6220 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-15 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MARRIED FEMALE 3.9880 2.4800 1.3760 0.8620 0.8040 1.2180 1.1310 1.0620 1.0280 1.1220 1.0640 1.0610 1.0580 1.0530 1.2230 1.2190 1.2150 1.2140 1.2220 1.2320 1.2420 1.2520 1.2610 1.2690 1.2760 1.2860 1.2900 1.2870 1.2850 1.2690 1.2410 1.2290 1.2330 1.1480 1.0910 1.0590 1.0640 1.0790 MARRIED MALE 5.5870 4.0520 2.1500 1.1950 0.9970 1.4140 1.2520 1.0870 1.0110 1.1900 1.1260 1.1190 1.1120 1.1030 1.2760 1.2680 1.2600 1.2530 1.2480 1.2490 1.2530 1.2500 1.2510 1.2520 1.2600 1.2700 1.2820 1.2870 1.2850 1.2760 1.2670 1.2650 1.2700 1.1740 1.1070 1.0700 1.0790 1.0950 DRIVER AGE / GENDER / MARITAL STATUS PD SINGLE SINGLE DRIVER MARRIED FEMALE MALE AGE FEMALE 4.0230 5.2940 54 1.0980 2.5020 3.8390 55 1.1070 1.3880 2.0370 56 1.1110 0.8700 1.1330 57 1.1110 0.8110 0.9450 58 1.1180 1.2290 1.3400 59 1.1290 1.1410 1.1860 60 1.1510 1.0220 1.0790 61 1.1710 1.0100 1.0410 62 1.1850 1.1080 1.1570 63 1.2080 1.0420 1.0860 64 1.2350 1.0290 1.0710 65 1.2330 1.0170 1.0560 66 1.2950 1.0030 1.0380 67 1.3930 1.1550 1.1910 68 1.4440 1.1420 1.1730 69 1.4950 1.1310 1.1550 70 1.5490 1.1280 1.1420 71 1.6020 1.1290 1.1330 72 1.6590 1.1310 1.1270 73 1.7150 1.1310 1.1240 74 1.7720 1.1300 1.1210 75 1.7200 1.1290 1.1180 76 1.7750 1.1290 1.1160 77 1.8280 1.1310 1.1190 78 1.8820 1.1330 1.1240 79 1.9370 1.1340 1.1260 80 1.9930 1.1340 1.1260 81 2.0510 1.1340 1.1230 82 2.1100 1.1330 1.1230 83 2.1710 1.1340 1.1260 84 2.2330 1.1350 1.1330 85 2.2970 1.1380 1.1430 86 2.3620 1.0520 1.0630 87 2.4290 0.9940 1.0110 88 2.4980 0.9620 0.9810 89 2.5680 0.9680 0.9880 90+ 2.6380 0.9750 0.9940 MARRIED MALE 1.1130 1.1250 1.1350 1.1430 1.1510 1.1590 1.1690 1.1820 1.1940 1.2090 1.2200 1.2130 1.2790 1.3720 1.4170 1.4680 1.5290 1.5900 1.6580 1.7330 1.8120 1.7840 1.8680 1.9540 2.0400 2.1290 2.2220 2.3210 2.4220 2.5280 2.6400 2.7560 2.8780 3.0050 3.1380 3.2770 3.4190 SINGLE FEMALE 0.9810 0.9870 0.9940 1.0000 1.0080 1.0160 1.0240 1.0320 1.0370 1.0430 1.0490 1.0380 1.0820 1.1570 1.1890 1.2240 1.2630 1.3060 1.3470 1.3900 1.4340 1.3850 1.4250 1.4610 1.4970 1.5330 1.5690 1.6060 1.6430 1.6800 1.7180 1.7560 1.7950 1.8340 1.8730 1.9130 1.9530 SINGLE MALE 1.0030 1.0120 1.0210 1.0280 1.0370 1.0480 1.0670 1.0840 1.0920 1.1050 1.1220 1.1140 1.1670 1.2500 1.2870 1.3320 1.3770 1.4280 1.4790 1.5380 1.5970 1.5630 1.6290 1.6980 1.7710 1.8460 1.9260 2.0100 2.0970 2.1870 2.2820 2.3810 2.4850 2.5940 2.7080 2.8270 2.9500 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-16 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MARRIED FEMALE 2.4360 1.7930 1.7100 1.1600 1.1570 1.4000 1.2140 1.3220 1.3070 1.2930 1.2310 1.2280 1.2250 1.2220 1.3550 1.3010 1.2970 1.3180 1.2920 1.2930 1.2950 1.2980 1.2970 1.2980 1.3000 1.3040 1.3080 1.3070 1.3040 1.3020 1.3010 1.3040 1.3090 1.2880 1.1690 1.1330 1.1320 1.1220 MARRIED MALE 2.4780 2.2530 2.3200 1.5900 1.5790 1.8720 1.5440 1.3730 1.3390 1.3720 1.3000 1.2910 1.2820 1.2730 1.4050 1.3420 1.3320 1.3470 1.3130 1.3070 1.3010 1.2960 1.2880 1.2820 1.2770 1.2700 1.2680 1.2680 1.2690 1.2700 1.2750 1.2840 1.2960 1.2810 1.1610 1.1270 1.1260 1.1140 DRIVER AGE / GENDER / MARITAL STATUS COLL SINGLE SINGLE DRIVER MARRIED FEMALE MALE AGE FEMALE 2.3510 2.6340 54 1.1350 1.7310 2.3940 55 1.1370 1.6510 2.4660 56 1.1620 1.1190 1.6900 57 1.1770 1.1170 1.6790 58 1.1930 1.3510 1.9900 59 1.2100 1.1720 1.6410 60 1.2340 1.1070 1.5260 61 1.2580 1.1030 1.4820 62 1.2690 1.1430 1.3680 63 1.2810 1.1110 1.2870 64 1.2890 1.1080 1.2690 65 1.2920 1.1040 1.2520 66 1.3390 1.1010 1.2340 67 1.4640 1.2200 1.3520 68 1.5030 1.1700 1.2840 69 1.5130 1.1660 1.2670 70 1.5220 1.1840 1.2760 71 1.5930 1.1590 1.2400 72 1.6700 1.1580 1.2280 73 1.7130 1.1540 1.2140 74 1.7570 1.1490 1.1990 75 1.7700 1.1430 1.1860 76 1.8140 1.1370 1.1760 77 1.8590 1.1320 1.1700 78 1.9050 1.1270 1.1650 79 1.9520 1.1240 1.1610 80 2.0000 1.1210 1.1570 81 2.0480 1.1200 1.1530 82 2.0980 1.1220 1.1510 83 2.1490 1.1250 1.1500 84 2.2010 1.1290 1.1540 85 2.2540 1.1350 1.1600 86 2.3080 1.1190 1.1410 87 2.3630 1.0140 1.0300 88 2.4180 0.9830 0.9920 89 2.4750 0.9810 0.9840 90+ 2.5330 0.9690 0.9680 MARRIED MALE 1.1260 1.1270 1.1480 1.1560 1.1640 1.1760 1.1880 1.2030 1.2080 1.2150 1.2180 1.2200 1.2640 1.3860 1.4240 1.4350 1.4510 1.5280 1.6120 1.6700 1.7300 1.7610 1.8230 1.8880 1.9540 2.0230 2.0940 2.1670 2.2440 2.3230 2.4050 2.4900 2.5780 2.6690 2.7640 2.8620 2.9640 SINGLE FEMALE 0.9760 0.9740 0.9920 1.0010 1.0110 1.0250 1.0380 1.0520 1.0490 1.0510 1.0490 1.0400 1.0700 1.1600 1.1850 1.1860 1.1860 1.2370 1.2930 1.3210 1.3510 1.3570 1.3860 1.4160 1.4460 1.4760 1.5070 1.5390 1.5710 1.6040 1.6380 1.6730 1.7080 1.7440 1.7810 1.8180 1.8560 SINGLE MALE 0.9720 0.9710 0.9900 1.0040 1.0180 1.0340 1.0530 1.0790 1.0840 1.0980 1.1030 1.0990 1.1350 1.2360 1.2660 1.2700 1.2770 1.3360 1.4030 1.4420 1.4830 1.4980 1.5410 1.5840 1.6280 1.6740 1.7200 1.7680 1.8170 1.8680 1.9200 1.9740 2.0290 2.0860 2.1450 2.2060 2.2680 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-17 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MARRIED FEMALE 1.0070 1.0190 1.0580 0.9310 1.1330 1.1920 1.1760 1.2320 1.2330 1.2080 1.2010 1.1940 1.1870 1.1790 1.1700 1.1620 1.1530 1.1450 1.1370 1.1310 1.1230 1.1080 1.0910 1.0730 1.0570 1.0430 1.0300 1.0160 1.0000 0.9840 0.9710 0.9590 0.9470 0.9350 0.9230 0.9090 0.8960 0.8830 MARRIED MALE 1.7220 1.6500 1.5750 1.3370 1.5720 1.6720 1.5630 1.5710 1.5060 1.3220 1.3090 1.2960 1.2840 1.2710 1.2590 1.2470 1.2340 1.2220 1.2100 1.1990 1.1880 1.1760 1.1620 1.1500 1.1360 1.1210 1.1060 1.0900 1.0720 1.0560 1.0400 1.0240 1.0100 0.9950 0.9810 0.9680 0.9560 0.9460 DRIVER AGE / GENDER / MARITAL STATUS COMP SINGLE SINGLE DRIVER MARRIED FEMALE MALE AGE FEMALE 0.8390 1.6050 54 0.8710 0.8490 1.5390 55 0.8590 0.8820 1.4680 56 0.8470 0.7760 1.2460 57 0.8360 0.9440 1.4660 58 0.8280 0.9930 1.5590 59 0.8210 0.9790 1.4580 60 0.8150 1.0270 1.4650 61 0.8120 1.0270 1.4040 62 0.8070 1.0000 1.4870 63 0.7990 0.9920 1.4330 64 0.8260 0.9850 1.4000 65 0.8330 0.9810 1.3610 66 0.8180 0.9780 1.3200 67 0.8340 0.9740 1.2880 68 0.8170 0.9690 1.2640 69 0.8030 0.9630 1.2440 70 0.7850 0.9570 1.2270 71 0.7700 0.9490 1.2100 72 0.7250 0.9410 1.1930 73 0.7100 0.9330 1.1750 74 0.6820 0.9240 1.1570 75 0.6540 0.9140 1.1380 76 0.6410 0.9030 1.1180 77 0.6270 0.8890 1.0970 78 0.6140 0.8750 1.0750 79 0.6000 0.8600 1.0540 80 0.5870 0.8450 1.0320 81 0.5740 0.8310 1.0110 82 0.5600 0.8160 0.9930 83 0.5480 0.8010 0.9740 84 0.5250 0.7860 0.9550 85 0.5130 0.7720 0.9380 86 0.5010 0.7580 0.9220 87 0.4900 0.7460 0.9070 88 0.4780 0.7370 0.8930 89 0.4670 0.7270 0.8790 90+ 0.4560 0.7180 0.8650 MARRIED MALE 0.9400 0.9320 0.9250 0.9170 0.9090 0.9010 0.8930 0.8860 0.8800 0.8730 0.9080 0.9180 0.9070 0.8970 0.8830 0.8670 0.8520 0.8350 0.8190 0.8010 0.7690 0.7370 0.7220 0.7070 0.6920 0.6770 0.6620 0.6480 0.6330 0.6190 0.5940 0.5800 0.5670 0.5530 0.5400 0.5270 0.5140 SINGLE FEMALE 0.7110 0.7030 0.6990 0.6930 0.6880 0.6850 0.6800 0.6750 0.6690 0.6620 0.6850 0.7040 0.6910 0.7050 0.6910 0.6790 0.6660 0.6520 0.6140 0.6020 0.5790 0.5230 0.5130 0.4870 0.4770 0.4680 0.4570 0.4480 0.4380 0.4280 0.4110 0.4020 0.4050 0.3960 0.3870 0.3780 0.3690 SINGLE MALE 0.8550 0.8460 0.8420 0.8360 0.8340 0.8290 0.8230 0.8160 0.8080 0.8000 0.8320 0.8220 0.8140 0.8380 0.8300 0.8210 0.8130 0.8050 0.7680 0.7600 0.7400 0.6960 0.6890 0.6830 0.6770 0.6710 0.6630 0.6570 0.6510 0.6440 0.6250 0.6190 0.6120 0.6060 0.6000 0.5940 0.5880 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-18 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MARRIED FEMALE 5.7660 5.2310 3.6740 2.2140 2.1250 1.9470 1.8400 1.6970 1.5070 1.5110 1.4890 1.4690 1.4530 1.4400 1.4280 1.4150 1.4010 1.3840 1.3940 1.4130 1.4500 1.4800 1.4940 1.5080 1.4970 1.4620 1.4010 1.3330 1.2460 1.1660 1.0990 1.0590 1.0770 1.0650 1.0540 1.0520 1.0600 1.0800 GEORGIA - RATE MANUAL ©2017 Travelers MARRIED MALE 5.9790 5.9790 5.3390 3.4570 3.3730 2.9840 2.5940 2.1590 1.9510 0.9020 0.9380 0.9750 1.0140 1.0540 1.0960 1.1390 1.1840 1.2330 1.2870 1.3350 1.3750 1.4230 1.4460 1.4620 1.4860 1.4750 1.4440 1.4140 1.3980 1.3640 1.3090 1.2320 1.1610 1.1260 1.1000 1.0830 1.0730 1.0770 DRIVER AGE / GENDER / MARITAL STATUS MP SINGLE SINGLE DRIVER MARRIED FEMALE MALE AGE FEMALE 5.6180 4.0430 54 1.1010 5.0960 4.0430 55 1.1260 3.5800 3.6100 56 1.1470 2.1570 2.3380 57 1.1800 2.0700 2.2800 58 1.2060 1.8970 2.0180 59 1.2420 1.7930 1.7540 60 1.2870 1.6530 1.4600 61 1.3390 1.4680 1.3190 62 1.3950 1.2730 0.7060 63 1.4500 1.2770 0.7380 64 1.5030 1.2830 0.7740 65 1.5540 1.2900 0.8120 66 1.6080 1.2980 0.8510 67 1.6610 1.3060 0.8890 68 1.7180 1.3150 0.9310 69 1.7750 1.3280 0.9750 70 1.8350 1.3660 1.0070 71 1.8920 1.3980 1.0170 72 1.9520 1.4150 1.0040 73 2.0180 1.4270 0.9920 74 2.0840 1.4370 0.9900 75 2.1500 1.4430 0.9920 76 2.2160 1.4420 1.0010 77 2.2810 1.4360 1.0200 78 2.3470 1.4270 1.0420 79 2.4140 1.4190 1.0590 80 2.4820 1.4140 1.0590 81 2.5520 1.4100 1.0390 82 2.6240 1.4050 1.0110 83 2.6980 1.3980 0.9930 84 2.7740 1.3950 0.9760 85 2.8520 1.3900 0.9560 86 2.9330 1.3710 0.9350 87 3.0160 1.3380 0.9200 88 3.1020 1.3040 0.9120 89 3.1890 1.2850 0.9090 90+ 3.2790 1.2760 0.9030 BTDV-19 MARRIED MALE 1.0950 1.1100 1.1250 1.1460 1.1680 1.1980 1.2230 1.2520 1.2840 1.3230 1.3710 1.4110 1.4500 1.4810 1.5160 1.5530 1.5870 1.6290 1.6770 1.7300 1.7810 1.8390 1.8970 1.9540 2.0120 2.0700 2.1300 2.1930 2.2580 2.3260 2.3960 2.4700 2.5460 2.6260 2.7090 2.7940 2.8830 SINGLE FEMALE 1.2730 1.2680 1.2510 1.2350 1.2260 1.2360 1.2420 1.2540 1.2690 1.2790 1.2850 1.2880 1.2880 1.2900 1.2990 1.3100 1.3230 1.3400 1.3560 1.3720 1.3860 1.3990 1.4100 1.4180 1.4250 1.4320 1.4380 1.4450 1.4520 1.4590 1.4670 1.4740 1.4820 1.4900 1.4970 1.5040 1.5110 SINGLE MALE 0.8970 0.8860 0.8710 0.8590 0.8490 0.8430 0.8600 0.8780 0.9010 0.9400 0.9630 0.9880 1.0080 1.0280 1.0490 1.0670 1.0900 1.1180 1.1470 1.1780 1.2110 1.2440 1.2760 1.3090 1.3410 1.3740 1.4070 1.4400 1.4740 1.5090 1.5450 1.5820 1.6200 1.6590 1.7000 1.7420 1.7850 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.7600 0.7230 0.6380 0.6070 0.7520 0.7150 0.6310 0.6010 1.1450 1.0890 0.9610 0.9140 1.1320 1.0770 0.9510 0.9050 0.8500 0.8080 0.6800 0.6460 0.8400 0.7990 0.6730 0.6400 1.2790 1.2170 1.0250 0.9740 1.2660 1.2050 1.0130 0.9640 0.7070 0.6720 0.6430 0.6110 0.7000 0.6650 0.6360 0.6050 1.0650 1.0120 0.9690 0.9210 1.0540 1.0030 0.9590 0.9120 0.7490 0.7120 0.5950 0.5660 0.7410 0.7040 0.5890 0.5600 1.1280 1.0720 0.8970 0.8540 1.1160 1.0620 0.8880 0.8440 0.8690 0.7950 0.7740 0.7080 0.8480 0.7760 0.7550 0.6910 1.0630 0.9730 0.9470 0.8670 1.0370 0.9500 0.9240 0.8460 0.9090 0.8320 0.6760 0.6190 0.8870 0.8120 0.6600 0.6040 1.1130 1.0190 0.8280 0.7580 1.0860 0.9940 0.8080 0.7390 1.2370 1.0750 1.1500 1.0000 1.0940 0.9510 1.0160 0.8810 1.4180 1.2330 1.3180 1.1460 1.2540 1.0900 1.1650 1.0130 1.1750 1.0180 0.9940 0.8640 1.0390 0.9030 0.8790 0.7620 1.3470 1.1710 1.1390 0.9880 1.1910 1.0320 1.0080 0.8730 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-20 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less 16 or less MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.7600 0.7230 0.6380 0.6070 0.7520 0.7150 0.6310 0.6010 1.1450 1.0890 0.9610 0.9140 1.1320 1.0770 0.9510 0.9050 0.8500 0.8080 0.6800 0.6470 0.8400 0.8000 0.6730 0.6400 1.2790 1.2170 1.0250 0.9740 1.2660 1.2050 1.0130 0.9640 0.7070 0.6730 0.6430 0.6120 0.7000 0.6660 0.6360 0.6050 1.0650 1.0130 0.9690 0.9220 1.0330 0.9830 0.9400 0.8940 0.7490 0.7120 0.5670 0.5400 0.7260 0.6910 0.5500 0.5230 1.1280 1.0730 0.8540 0.8130 1.0940 1.0410 0.8290 0.7880 0.8690 0.7950 0.7740 0.7080 0.8480 0.7760 0.7550 0.6910 1.0630 0.9730 0.9470 0.8670 1.0370 0.9500 0.9240 0.8460 0.9090 0.8320 0.6760 0.6190 0.8870 0.8120 0.6600 0.6040 1.1130 1.0190 0.8280 0.7580 1.0860 0.9940 0.8080 0.7390 1.2370 1.0720 1.1500 0.9960 1.0940 0.9480 1.0160 0.8810 1.4180 1.2290 1.3180 1.1420 1.2540 1.0860 1.1650 1.0100 1.1750 1.0180 0.9940 0.8610 1.0390 0.9010 0.8790 0.7620 1.3470 1.1670 1.1390 0.9880 1.1910 1.0320 1.0080 0.8730 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-21 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.7950 0.7560 0.6810 0.6480 0.7790 0.7400 0.6670 0.6340 1.1450 1.0890 0.9800 0.9330 1.1210 1.0670 0.9610 0.9140 0.8890 0.8450 0.7120 0.6770 0.8710 0.8280 0.6970 0.6630 1.2790 1.2170 1.0250 0.9740 1.2530 1.1930 1.0040 0.9550 0.7400 0.7040 0.6730 0.6400 0.7250 0.6900 0.6600 0.6270 1.0650 1.0130 0.9690 0.9220 1.0430 0.9930 0.9490 0.9030 0.7830 0.7450 0.6230 0.5920 0.7680 0.7300 0.6100 0.5800 1.1280 1.0730 0.8970 0.8540 1.1050 1.0510 0.8790 0.8360 0.8520 0.7730 0.7580 0.6870 0.8230 0.7460 0.7320 0.6640 1.0420 0.9450 0.9280 0.8410 1.0070 0.9130 0.8970 0.8130 0.8910 0.8080 0.6970 0.6330 0.8610 0.7800 0.6730 0.6100 1.0910 0.9890 0.8530 0.7730 1.0540 0.9550 0.8250 0.7470 1.1650 1.0230 1.0940 0.9610 1.0330 0.9040 0.9690 0.8490 1.3490 1.1850 1.2660 1.1080 1.1950 1.0460 1.1220 0.9820 1.1070 0.9690 0.9390 0.8250 0.9810 0.8580 0.8320 0.7290 1.2810 1.1220 1.0870 0.9520 1.1360 0.9940 0.9640 0.8440 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5020 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-22 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 17 MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.7950 0.7560 0.6810 0.6480 0.7790 0.7400 0.6670 0.6340 1.1450 1.0890 0.9800 0.9330 1.1210 1.0670 0.9610 0.9140 0.8890 0.8450 0.7120 0.6760 0.8710 0.8280 0.6970 0.6630 1.2790 1.2170 1.0250 0.9740 1.2530 1.1930 1.0040 0.9550 0.7400 0.7040 0.6730 0.6400 0.7250 0.6900 0.6600 0.6270 1.0650 1.0130 0.9690 0.9220 1.0330 0.9830 0.9400 0.8940 0.7830 0.7450 0.5930 0.5640 0.7600 0.7230 0.5750 0.5470 1.1280 1.0730 0.8540 0.8130 1.0940 1.0410 0.8290 0.7880 0.8520 0.7720 0.7580 0.6870 0.8230 0.7460 0.7320 0.6640 1.0420 0.9450 0.9280 0.8410 1.0070 0.9130 0.8970 0.8130 0.8910 0.8080 0.6970 0.6310 0.8610 0.7800 0.6730 0.6100 1.0910 0.9890 0.8530 0.7730 1.0540 0.9550 0.8250 0.7470 1.1650 1.0200 1.0940 0.9570 1.0330 0.9040 0.9690 0.8490 1.3490 1.1810 1.2660 1.1080 1.1950 1.0460 1.1220 0.9820 1.1070 0.9690 0.9390 0.8220 0.9810 0.8580 0.8320 0.7290 1.2810 1.1220 1.0870 0.9520 1.1360 0.9940 0.9640 0.8440 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-23 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.8310 0.7910 0.7270 0.6910 0.8060 0.7670 0.7050 0.6700 1.1450 1.0890 1.0000 0.9510 1.1100 1.0560 0.9700 0.9230 0.9300 0.8840 0.7480 0.7120 0.9020 0.8580 0.7260 0.6910 1.2790 1.2170 1.0300 0.9800 1.2410 1.1810 0.9990 0.9500 0.7740 0.7360 0.7040 0.6690 0.7510 0.7140 0.6830 0.6490 1.0650 1.0140 0.9690 0.9220 1.0330 0.9830 0.9400 0.8940 0.8190 0.7800 0.6520 0.6200 0.7950 0.7560 0.6320 0.6020 1.1280 1.0730 0.8970 0.8540 1.0940 1.0410 0.8700 0.8270 0.8430 0.7570 0.7510 0.6740 0.7990 0.7170 0.7110 0.6380 1.0320 0.9270 0.9190 0.8240 0.9770 0.8770 0.8700 0.7810 0.8820 0.7920 0.6940 0.6230 0.8360 0.7500 0.6580 0.5900 1.0800 0.9690 0.8490 0.7620 1.0230 0.9180 0.8040 0.7220 1.0970 0.9700 1.0400 0.9220 0.9730 0.8600 0.9230 0.8160 1.2830 1.1340 1.2170 1.0760 1.1380 1.0060 1.0790 0.9540 1.0530 0.9310 0.8940 0.7900 0.9340 0.8250 0.7930 0.7010 1.2310 1.0880 1.0450 0.9240 1.0920 0.9650 0.9270 0.8200 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-24 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.8310 0.7910 0.7270 0.6910 0.8060 0.7670 0.7050 0.6700 1.1450 1.0890 1.0000 0.9510 1.1100 1.0560 0.9700 0.9230 0.9300 0.8840 0.7480 0.7120 0.9020 0.8580 0.7260 0.6910 1.2790 1.2170 1.0300 0.9800 1.2410 1.1810 0.9990 0.9500 0.7740 0.7360 0.7040 0.6690 0.7510 0.7140 0.6830 0.6490 1.0650 1.0130 0.9690 0.9220 1.0330 0.9830 0.9400 0.8940 0.8190 0.7800 0.6210 0.5900 0.7950 0.7560 0.6020 0.5730 1.1280 1.0730 0.8540 0.8130 1.0940 1.0410 0.8290 0.7880 0.8430 0.7570 0.7510 0.6740 0.7990 0.7170 0.7110 0.6380 1.0320 0.9260 0.9190 0.8240 0.9770 0.8770 0.8700 0.7810 0.8820 0.7920 0.6940 0.6230 0.8360 0.7500 0.6580 0.5900 1.0800 0.9690 0.8490 0.7620 1.0230 0.9180 0.8040 0.7220 1.0970 0.9700 1.0400 0.9200 0.9730 0.8600 0.9230 0.8160 1.2830 1.1340 1.2170 1.0760 1.1380 1.0060 1.0790 0.9540 1.0530 0.9310 0.8940 0.7900 0.9340 0.8250 0.7930 0.7010 1.2310 1.0880 1.0450 0.9240 1.0920 0.9650 0.9270 0.8200 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-25 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.6870 0.6540 0.6320 0.6010 0.6560 0.6240 0.6040 0.5740 0.9370 0.8910 0.8610 0.8190 0.8950 0.8520 0.8220 0.7830 0.9500 0.9040 0.7680 0.7310 0.9080 0.8640 0.7330 0.6970 1.2960 1.2320 1.0470 0.9950 1.2370 1.1770 1.0000 0.9510 0.8230 0.7830 0.7490 0.7120 0.7870 0.7480 0.7150 0.6800 1.0790 1.0260 0.9810 0.9330 1.0310 0.9800 0.9370 0.8910 0.8720 0.8290 0.6930 0.6590 0.8330 0.7920 0.6630 0.6300 1.1420 1.0860 0.9080 0.8640 1.0910 1.0380 0.8670 0.8250 0.8810 0.7830 0.8000 0.7110 0.8360 0.7440 0.7600 0.6750 1.0330 0.9170 0.9380 0.8330 0.9810 0.8720 0.8900 0.7910 0.9220 0.8190 0.7280 0.6470 0.8760 0.7780 0.6910 0.6140 1.0810 0.9600 0.8530 0.7580 1.0260 0.9120 0.8100 0.7200 1.0270 0.9170 0.9840 0.8790 0.9480 0.8470 0.9080 0.8110 1.2240 1.0930 1.1720 1.0470 1.1300 1.0090 1.0820 0.9660 0.9860 0.8800 0.8800 0.7860 0.9100 0.8120 0.8120 0.7250 1.1740 1.0480 1.0480 0.9360 1.0840 0.9680 0.9680 0.8640 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-26 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 19 MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.6870 0.6540 0.6320 0.6010 0.6560 0.6240 0.6040 0.5740 0.9370 0.8910 0.8610 0.8190 0.8950 0.8520 0.8220 0.7830 0.9500 0.9040 0.7680 0.7310 0.9080 0.8640 0.7330 0.6970 1.2960 1.2320 1.0470 0.9950 1.2370 1.1770 1.0000 0.9510 0.8230 0.7830 0.7490 0.7120 0.7870 0.7480 0.7150 0.6800 1.0790 1.0260 0.9810 0.9330 1.0310 0.9800 0.9370 0.8910 0.8720 0.8290 0.6600 0.6280 0.8330 0.7920 0.6310 0.6000 1.1420 1.0860 0.8650 0.8230 1.0910 1.0380 0.8260 0.7860 0.8810 0.7830 0.8000 0.7110 0.8360 0.7440 0.7600 0.6750 1.0330 0.9170 0.9380 0.8330 0.9810 0.8720 0.8900 0.7910 0.9220 0.8190 0.7280 0.6470 0.8760 0.7780 0.6910 0.6140 1.0810 0.9600 0.8530 0.7580 1.0260 0.9120 0.8100 0.7200 1.0270 0.9170 0.9840 0.8790 0.9480 0.8470 0.9080 0.8110 1.2240 1.0930 1.1720 1.0470 1.1300 1.0090 1.0820 0.9660 0.9860 0.8800 0.8800 0.7860 0.9100 0.8120 0.8120 0.7250 1.1740 1.0480 1.0480 0.9360 1.0840 0.9680 0.9680 0.8640 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-27 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.5580 0.5310 0.5340 0.5080 0.5340 0.5080 0.5100 0.4850 0.7280 0.6930 0.6960 0.6620 0.6950 0.6620 0.6650 0.6330 0.7040 0.6690 0.5860 0.5570 0.6720 0.6400 0.5590 0.5330 0.9180 0.8730 0.7640 0.7270 0.8760 0.8340 0.7300 0.6940 0.8610 0.8190 0.7830 0.7450 0.8230 0.7830 0.7480 0.7120 1.0790 1.0260 0.9810 0.9330 1.0310 0.9800 0.9370 0.8910 0.9120 0.8670 0.7330 0.6980 0.8710 0.8290 0.7010 0.6660 1.1420 1.0860 0.9180 0.8730 1.0910 1.0380 0.8770 0.8340 0.8720 0.7600 0.8080 0.7040 0.8370 0.7290 0.7760 0.6760 1.0220 0.8900 0.9470 0.8250 0.9810 0.8540 0.9090 0.7920 0.9130 0.7950 0.7430 0.6470 0.8760 0.7630 0.7130 0.6210 1.0700 0.9320 0.8700 0.7580 1.0270 0.8940 0.8350 0.7280 0.9770 0.8810 0.9450 0.8530 0.9390 0.8470 0.9080 0.8190 1.1640 1.0500 1.1260 1.0160 1.1180 1.0090 1.0820 0.9760 0.9470 0.8540 0.8800 0.7940 0.9100 0.8210 0.8450 0.7620 1.1280 1.0170 1.0480 0.9450 1.0840 0.9780 1.0070 0.9080 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-28 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.5580 0.5310 0.5340 0.5080 0.5340 0.5080 0.5100 0.4850 0.7280 0.6930 0.6960 0.6620 0.6950 0.6620 0.6650 0.6330 0.7040 0.6690 0.5860 0.5570 0.6720 0.6400 0.5590 0.5330 0.9180 0.8730 0.7640 0.7270 0.8760 0.8340 0.7300 0.6940 0.8610 0.8190 0.7830 0.7450 0.8230 0.7830 0.7480 0.7120 1.0790 1.0260 0.9810 0.9330 1.0310 0.9800 0.9370 0.8910 0.9120 0.8670 0.7190 0.6840 0.8710 0.8290 0.6870 0.6530 1.1420 1.0860 0.9000 0.8560 1.0910 1.0380 0.8600 0.8180 0.8720 0.7600 0.8080 0.7040 0.8370 0.7290 0.7760 0.6760 1.0220 0.8900 0.9470 0.8250 0.9810 0.8540 0.9090 0.7920 0.9130 0.7950 0.7430 0.6470 0.8760 0.7630 0.7130 0.6210 1.0700 0.9320 0.8700 0.7580 1.0270 0.8940 0.8350 0.7280 0.9770 0.8810 0.9450 0.8530 0.9390 0.8470 0.9080 0.8190 1.1640 1.0500 1.1260 1.0160 1.1180 1.0090 1.0820 0.9760 0.9470 0.8540 0.8800 0.7940 0.9100 0.8210 0.8450 0.7620 1.1280 1.0170 1.0480 0.9450 1.0840 0.9780 1.0070 0.9080 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-29 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.9830 0.9540 0.9790 0.9490 0.9830 0.9540 0.9790 0.9490 1.1790 1.1450 1.1750 1.1400 1.1790 1.1450 1.1750 1.1400 1.2640 1.2260 1.0760 1.0430 1.2640 1.2260 1.0760 1.0430 1.5170 1.4710 1.2910 1.2520 1.5170 1.4710 1.2910 1.2520 0.8580 0.8580 0.7870 0.7870 0.8580 0.8580 0.7870 0.7870 1.0300 1.0300 0.9450 0.9450 1.0300 1.0300 0.9450 0.9450 0.9090 0.9090 0.7370 0.7370 0.9090 0.9090 0.7370 0.7370 1.0910 1.0910 0.8850 0.8850 1.0910 1.0910 0.8850 0.8850 0.8690 0.7450 0.8240 0.7070 0.8690 0.7450 0.8240 0.7070 1.0050 0.8630 0.9540 0.8190 1.0050 0.8630 0.9540 0.8190 0.9090 0.7800 0.7550 0.6480 0.9090 0.7800 0.7550 0.6480 1.0520 0.9030 0.8740 0.7500 1.0520 0.9030 0.8740 0.7500 0.9420 0.8580 0.9330 0.8500 0.9420 0.8580 0.9330 0.8500 1.0980 1.0000 1.0870 0.9900 1.0980 1.0000 1.0870 0.9900 0.9330 0.8500 0.8960 0.8160 0.9330 0.8500 0.8960 0.8160 1.0870 0.9900 1.0440 0.9510 1.0870 0.9900 1.0440 0.9510 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-30 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 21 MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.9830 0.9540 0.9790 0.9490 0.9830 0.9540 0.9790 0.9490 1.1790 1.1450 1.1750 1.1400 1.1790 1.1450 1.1750 1.1400 1.2640 1.2260 1.0760 1.0430 1.2640 1.2260 1.0760 1.0430 1.5170 1.4710 1.2910 1.2520 1.5170 1.4710 1.2910 1.2520 0.8580 0.8580 0.7870 0.7870 0.8580 0.8580 0.7870 0.7870 1.0300 1.0300 0.9450 0.9450 1.0300 1.0300 0.9450 0.9450 0.9090 0.9090 0.7370 0.7370 0.9090 0.9090 0.7370 0.7370 1.0910 1.0910 0.8850 0.8850 1.0910 1.0910 0.8850 0.8850 0.8690 0.7450 0.8240 0.7070 0.8690 0.7450 0.8240 0.7070 1.0050 0.8630 0.9540 0.8190 1.0050 0.8630 0.9540 0.8190 0.9090 0.7800 0.7550 0.6480 0.9090 0.7800 0.7550 0.6480 1.0520 0.9030 0.8740 0.7500 1.0520 0.9030 0.8740 0.7500 0.9420 0.8580 0.9330 0.8500 0.9420 0.8580 0.9330 0.8500 1.0980 1.0000 1.0870 0.9900 1.0980 1.0000 1.0870 0.9900 0.9330 0.8500 0.8960 0.8160 0.9330 0.8500 0.8960 0.8160 1.0870 0.9900 1.0440 0.9510 1.0870 0.9900 1.0440 0.9510 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-31 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.9540 0.8900 0.9510 0.8870 0.9540 0.8900 0.9510 0.8870 1.0950 1.0210 1.0910 1.0170 1.0950 1.0210 1.0910 1.0170 1.1460 1.0670 1.0350 0.9650 1.1460 1.0670 1.0350 0.9650 1.3140 1.2250 1.1880 1.1070 1.3140 1.2250 1.1880 1.1070 0.8980 0.8980 0.8240 0.8240 0.8980 0.8980 0.8240 0.8240 1.0300 1.0300 0.9450 0.9450 1.0300 1.0300 0.9450 0.9450 0.9500 0.9500 0.7950 0.7950 0.9500 0.9500 0.7950 0.7950 1.0910 1.0910 0.9120 0.9120 1.0910 1.0910 0.9120 0.9120 0.9500 0.8490 0.9200 0.8220 0.9500 0.8490 0.9200 0.8220 0.9950 0.8890 0.9640 0.8610 0.9950 0.8890 0.9640 0.8610 0.9850 0.8800 0.8600 0.7680 0.9850 0.8800 0.8600 0.7680 1.0310 0.9210 0.9010 0.8050 1.0310 0.9210 0.9010 0.8050 0.9610 0.8840 0.9610 0.8840 0.9610 0.8840 0.9610 0.8840 1.0870 1.0000 1.0870 1.0000 1.0870 1.0000 1.0870 1.0000 0.9610 0.8840 0.9610 0.8840 0.9610 0.8840 0.9610 0.8840 1.0870 1.0000 1.0870 1.0000 1.0870 1.0000 1.0870 1.0000 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-32 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.9540 0.8900 0.9510 0.8870 0.9540 0.8900 0.9510 0.8870 1.0950 1.0210 1.0910 1.0170 1.0950 1.0210 1.0910 1.0170 1.1460 1.0670 1.0350 0.9650 1.1460 1.0670 1.0350 0.9650 1.3140 1.2250 1.1880 1.1070 1.3140 1.2250 1.1880 1.1070 0.8980 0.8980 0.8240 0.8240 0.8980 0.8980 0.8240 0.8240 1.0300 1.0300 0.9450 0.9450 1.0300 1.0300 0.9450 0.9450 0.9500 0.9500 0.7950 0.7950 0.9500 0.9500 0.7950 0.7950 1.0910 1.0910 0.9120 0.9120 1.0910 1.0910 0.9120 0.9120 0.9500 0.8490 0.9200 0.8220 0.9500 0.8490 0.9200 0.8220 0.9950 0.8890 0.9640 0.8610 0.9950 0.8890 0.9640 0.8610 0.9850 0.8800 0.8600 0.7680 0.9850 0.8800 0.8600 0.7680 1.0310 0.9210 0.9010 0.8050 1.0310 0.9210 0.9010 0.8050 0.9610 0.8840 0.9610 0.8840 0.9610 0.8840 0.9610 0.8840 1.0870 1.0000 1.0870 1.0000 1.0870 1.0000 1.0870 1.0000 0.9610 0.8840 0.9610 0.8840 0.9610 0.8840 0.9610 0.8840 1.0870 1.0000 1.0870 1.0000 1.0870 1.0000 1.0870 1.0000 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-33 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.8860 0.8260 0.8830 0.8230 0.8860 0.8260 0.8830 0.8230 0.9720 0.9070 0.9690 0.9030 0.9720 0.9070 0.9690 0.9030 1.0250 0.9560 0.9740 0.9090 1.0250 0.9560 0.9740 0.9090 1.1250 1.0480 1.0690 0.9960 1.1250 1.0480 1.0690 0.9960 0.9300 0.9300 0.8790 0.8790 0.9300 0.9300 0.8790 0.8790 1.0200 1.0200 0.9640 0.9640 1.0200 1.0200 0.9640 0.9640 0.9650 0.9650 0.8570 0.8570 0.9650 0.9650 0.8570 0.8570 1.0580 1.0580 0.9400 0.9400 1.0580 1.0580 0.9400 0.9400 0.9890 0.9200 0.9770 0.9080 0.9890 0.9200 0.9770 0.9080 1.0050 0.9340 0.9930 0.9230 1.0050 0.9340 0.9930 0.9230 1.0150 0.9430 0.9320 0.8660 1.0150 0.9430 0.9320 0.8660 1.0310 0.9580 0.9470 0.8800 1.0310 0.9580 0.9470 0.8800 0.9800 0.9110 0.9800 0.9110 0.9800 0.9110 0.9800 0.9110 1.0760 1.0000 1.0760 1.0000 1.0760 1.0000 1.0760 1.0000 0.9800 0.9110 0.9800 0.9110 0.9800 0.9110 0.9800 0.9110 1.0760 1.0000 1.0760 1.0000 1.0760 1.0000 1.0760 1.0000 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-34 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.8860 0.8260 0.8830 0.8230 0.8860 0.8260 0.8830 0.8230 0.9720 0.9070 0.9690 0.9030 0.9720 0.9070 0.9690 0.9030 1.0250 0.9560 0.9740 0.9090 1.0250 0.9560 0.9740 0.9090 1.1250 1.0480 1.0690 0.9960 1.1250 1.0480 1.0690 0.9960 0.9300 0.9300 0.8790 0.8790 0.9300 0.9300 0.8790 0.8790 1.0200 1.0200 0.9640 0.9640 1.0200 1.0200 0.9640 0.9640 0.9650 0.9650 0.8570 0.8570 0.9650 0.9650 0.8570 0.8570 1.0580 1.0580 0.9400 0.9400 1.0580 1.0580 0.9400 0.9400 0.9890 0.9200 0.9770 0.9080 0.9890 0.9200 0.9770 0.9080 1.0050 0.9340 0.9930 0.9230 1.0050 0.9340 0.9930 0.9230 1.0150 0.9430 0.9320 0.8660 1.0150 0.9430 0.9320 0.8660 1.0310 0.9580 0.9470 0.8800 1.0310 0.9580 0.9470 0.8800 0.9800 0.9110 0.9800 0.9110 0.9800 0.9110 0.9800 0.9110 1.0760 1.0000 1.0760 1.0000 1.0760 1.0000 1.0760 1.0000 0.9800 0.9110 0.9800 0.9110 0.9800 0.9110 0.9800 0.9110 1.0760 1.0000 1.0760 1.0000 1.0760 1.0000 1.0760 1.0000 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-35 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 MARITAL STATUS M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y BI PD COLL COMP MP 0.8550 0.8290 0.8510 0.8260 0.8550 0.8290 0.8510 0.8260 0.8960 0.8690 0.8920 0.8660 0.8960 0.8690 0.8920 0.8660 1.0020 0.9710 0.9810 0.9510 1.0020 0.9710 0.9810 0.9510 1.0500 1.0200 1.0280 0.9980 1.0500 1.0200 1.0280 0.9980 0.9630 0.9630 0.9380 0.9380 0.9630 0.9630 0.9380 0.9380 1.0100 1.0100 0.9840 0.9840 1.0100 1.0100 0.9840 0.9840 0.9790 0.9790 0.9230 0.9230 0.9790 0.9790 0.9230 0.9230 1.0270 1.0270 0.9680 0.9680 1.0270 1.0270 0.9680 0.9680 0.9790 0.9480 0.9770 0.9450 0.9790 0.9480 0.9770 0.9450 0.9950 0.9630 0.9930 0.9600 0.9950 0.9630 0.9930 0.9600 0.9950 0.9620 0.9600 0.9290 0.9950 0.9620 0.9600 0.9290 1.0110 0.9780 0.9760 0.9440 1.0110 0.9780 0.9760 0.9440 1.0000 0.9390 1.0000 0.9390 1.0000 0.9390 1.0000 0.9390 1.0650 1.0000 1.0650 1.0000 1.0650 1.0000 1.0650 1.0000 1.0000 0.9390 1.0000 0.9390 1.0000 0.9390 1.0000 0.9390 1.0650 1.0000 1.0650 1.0000 1.0650 1.0000 1.0650 1.0000 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-36 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 24 25+ MARITAL STATUS S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S ALL GEORGIA - RATE MANUAL ©2017 Travelers GENDER PRIN / OCC F F F F F F F F F F F F F F F F M M M M M M M M M M M M M M M M ALL N N N N N N N N Y Y Y Y Y Y Y Y N N N N N N N N Y Y Y Y Y Y Y Y ALL DRIVER TRAINING N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N N N N Y Y Y Y N/A YOUTHFUL TRAITS GOOD AWAY AT STUDENT SCHOOL N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N/A N/A BTDV-37 BI PD COLL COMP MP 0.8550 0.8290 0.8510 0.8260 0.8550 0.8290 0.8510 0.8260 0.8960 0.8690 0.8920 0.8660 0.8960 0.8690 0.8920 0.8660 1.0020 0.9710 0.9810 0.9510 1.0020 0.9710 0.9810 0.9510 1.0500 1.0200 1.0280 0.9980 1.0500 1.0200 1.0280 0.9980 1.0000 0.9630 0.9630 0.9380 0.9380 0.9630 0.9630 0.9380 0.9380 1.0100 1.0100 0.9840 0.9840 1.0100 1.0100 0.9840 0.9840 0.9790 0.9790 0.9230 0.9230 0.9790 0.9790 0.9230 0.9230 1.0270 1.0270 0.9680 0.9680 1.0270 1.0270 0.9680 0.9680 1.0000 0.9790 0.9480 0.9770 0.9450 0.9790 0.9480 0.9770 0.9450 0.9950 0.9630 0.9930 0.9600 0.9950 0.9630 0.9930 0.9600 0.9950 0.9620 0.9600 0.9290 0.9950 0.9620 0.9600 0.9290 1.0110 0.9780 0.9760 0.9440 1.0110 0.9780 0.9760 0.9440 1.0000 1.0000 0.9390 1.0000 0.9390 1.0000 0.9390 1.0000 0.9390 1.0650 1.0000 1.0650 1.0000 1.0650 1.0000 1.0650 1.0000 1.0000 0.9390 1.0000 0.9390 1.0000 0.9390 1.0000 0.9390 1.0650 1.0000 1.0650 1.0000 1.0650 1.0000 1.0650 1.0000 1.0000 1.9730 1.1760 1.4620 0.8710 1.9730 1.1760 1.4620 0.8710 2.5220 1.5020 1.8690 1.1130 2.5220 1.5020 1.8690 1.1130 2.0180 1.2020 1.1390 0.6780 2.0180 1.2020 1.1390 0.6780 2.5780 1.5360 1.4550 0.8670 2.5780 1.5360 1.4550 0.8670 1.0000 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 18 or Less 19 - 20 21 - 24 25 - 29 30 - 34 35 - 39 40 - 44 45 - 49 50 - 54 55 - 59 60 - 63 64 - 69 70 - 74 75 - 80 81 - 89 90+ DRIVER AGE 18 or Less 19 - 20 21 - 24 25 - 29 30 - 34 35 - 39 40 - 44 45 - 49 50 - 54 55 - 59 60 - 63 64 - 69 70 - 74 75 - 80 81 - 89 90+ 0 - 11 1.0810 1.0550 1.0230 0.9860 0.9830 0.9770 0.9740 0.9830 0.9930 1.0030 1.0020 1.0000 1.0180 1.0510 1.0830 1.0870 BI POLICY TENURE (IN MONTHS) 12 - 35 36 - 59 60 - 119 1.0810 1.0810 1.0810 1.0550 1.0550 1.0550 1.0230 1.0230 1.0230 0.9860 0.9860 0.9860 0.9830 0.9830 0.9830 0.9770 0.9770 0.9770 0.9740 0.9740 0.9740 0.9830 0.9830 0.9830 0.9930 0.9930 0.9930 1.0030 1.0030 1.0030 1.0020 1.0020 1.0020 1.0000 1.0000 1.0000 1.0180 1.0180 1.0180 1.0510 1.0510 1.0510 1.0830 1.0830 1.0830 1.0870 1.0870 1.0870 0 - 11 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 COMP POLICY TENURE (IN MONTHS) 12 - 35 36 - 59 60 - 119 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 GEORGIA - RATE MANUAL ©2017 Travelers 120+ 1.0810 1.0550 1.0230 0.9860 0.9830 0.9770 0.9740 0.9830 0.9930 1.0030 1.0020 1.0000 1.0180 1.0510 1.0830 1.0870 DRIVER AGE /POLICY TENURE PD POLICY TENURE (IN MONTHS) 0 - 11 12 - 35 36 - 59 60 - 119 1.0630 1.0630 1.0630 1.0630 1.0560 1.0560 1.0560 1.0560 1.0230 1.0230 1.0230 1.0230 0.9870 0.9870 0.9870 0.9870 0.9840 0.9840 0.9840 0.9840 0.9780 0.9780 0.9780 0.9780 0.9740 0.9740 0.9740 0.9740 0.9830 0.9830 0.9830 0.9830 0.9930 0.9930 0.9930 0.9930 1.0030 1.0030 1.0030 1.0030 1.0020 1.0020 1.0020 1.0020 1.0000 1.0000 1.0000 1.0000 1.0180 1.0180 1.0180 1.0180 1.0510 1.0510 1.0510 1.0510 1.0830 1.0830 1.0830 1.0830 1.0880 1.0880 1.0880 1.0880 120+ 1.0630 1.0560 1.0230 0.9870 0.9840 0.9780 0.9740 0.9830 0.9930 1.0030 1.0020 1.0000 1.0180 1.0510 1.0830 1.0880 120+ 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 MP POLICY TENURE (IN MONTHS) 12 - 35 36 - 59 60 - 119 0.8790 0.8790 0.8790 0.8800 0.8800 0.8800 0.9290 0.9290 0.9290 0.9220 0.9220 0.9220 0.8940 0.8940 0.8940 0.8720 0.8720 0.8720 0.8530 0.8530 0.8530 0.8440 0.8440 0.8440 0.7000 0.7000 0.7000 0.6970 0.6970 0.6970 0.6940 0.6940 0.6940 0.5960 0.5960 0.5960 0.5820 0.5820 0.5820 0.5700 0.5700 0.5700 0.5600 0.5600 0.5600 0.5540 0.5540 0.5540 120+ 0.8790 0.8800 0.9290 0.9220 0.8940 0.8720 0.8530 0.8440 0.7000 0.6970 0.6940 0.5960 0.5820 0.5700 0.5600 0.5540 0 - 11 0.8790 0.8800 0.9290 0.9220 0.8940 0.8720 0.8530 0.8440 0.7000 0.6970 0.6940 0.5960 0.5820 0.5700 0.5600 0.5540 BTDV-38 0 - 11 1.0240 1.0180 0.9900 0.9650 0.9830 0.9780 0.9740 0.9870 1.0030 1.0160 1.0150 1.0140 1.0240 1.0460 1.0600 1.0610 COLL POLICY TENURE (IN MONTHS) 12 - 35 36 - 59 60 - 119 1.0240 1.0240 1.0240 1.0180 1.0180 1.0180 0.9900 0.9900 0.9900 0.9650 0.9650 0.9650 0.9830 0.9830 0.9830 0.9780 0.9780 0.9780 0.9740 0.9740 0.9740 0.9870 0.9870 0.9870 1.0030 1.0030 1.0030 1.0160 1.0160 1.0160 1.0150 1.0150 1.0150 1.0140 1.0140 1.0140 1.0240 1.0240 1.0240 1.0460 1.0460 1.0460 1.0600 1.0600 1.0600 1.0610 1.0610 1.0610 120+ 1.0240 1.0180 0.9900 0.9650 0.9830 0.9780 0.9740 0.9870 1.0030 1.0160 1.0150 1.0140 1.0240 1.0460 1.0600 1.0610 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES Driver Age 16 or less 17 18 19 20 21 22 23 24 25 - 29 30 - 49 50 - 63 64 - 74 75 - 89 90+ GEORGIA - RATE MANUAL ©2017 Travelers Prin/Occ O P O P O P O P O P O P O P O P O P O P O P O P O P O P O P DRIVER AGE / YEARS LICENSED BI FULL YEARS LICENSED 0 1 2 3 4 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.100 1.000 1.000 1.000 1.000 1.100 1.000 1.000 1.000 1.000 1.350 1.100 1.000 1.000 1.000 1.350 1.100 1.000 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 TABLE CONTINUED ON NEXT PAGE BTDV-39 5+ 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES Driver Age 16 or less 17 18 19 20 21 22 23 24 25 - 29 30 - 49 50 - 63 64 - 74 75 - 89 90+ GEORGIA - RATE MANUAL ©2017 Travelers Prin/Occ O P O P O P O P O P O P O P O P O P O P O P O P O P O P O P DRIVER AGE / YEARS LICENSED PD FULL YEARS LICENSED 0 1 2 3 4 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.100 1.000 1.000 1.000 1.000 1.100 1.000 1.000 1.000 1.000 1.350 1.100 1.000 1.000 1.000 1.350 1.100 1.000 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 TABLE CONTINUED ON NEXT PAGE BTDV-40 5+ 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES Driver Age 16 or less 17 18 19 20 21 22 23 24 25 - 29 30 - 49 50 - 63 64 - 74 75 - 89 90+ GEORGIA - RATE MANUAL ©2017 Travelers Prin/Occ O P O P O P O P O P O P O P O P O P O P O P O P O P O P O P DRIVER AGE / YEARS LICENSED COLL FULL YEARS LICENSED 0 1 2 3 4 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.100 1.000 1.000 1.000 1.000 1.100 1.000 1.000 1.000 1.000 1.350 1.100 1.000 1.000 1.000 1.350 1.100 1.000 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 TABLE CONTINUED ON NEXT PAGE BTDV-41 5+ 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES Driver Age 16 or less 17 18 19 20 21 22 23 24 25 - 29 30 - 49 50 - 63 64 - 74 75 - 89 90+ GEORGIA - RATE MANUAL ©2017 Travelers Prin/Occ O P O P O P O P O P O P O P O P O P O P O P O P O P O P O P DRIVER AGE / YEARS LICENSED COMP FULL YEARS LICENSED 0 1 2 3 4 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 TABLE CONTINUED ON NEXT PAGE BTDV-42 5+ 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES Driver Age 16 or less 17 18 19 20 21 22 23 24 25 - 29 30 - 49 50 - 63 64 - 74 75 - 89 90+ GEORGIA - RATE MANUAL ©2017 Travelers Prin/Occ O P O P O P O P O P O P O P O P O P O P O P O P O P O P O P DRIVER AGE / YEARS LICENSED MP FULL YEARS LICENSED 0 1 2 3 4 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.100 1.000 1.000 1.000 1.000 1.100 1.000 1.000 1.000 1.000 1.350 1.100 1.000 1.000 1.000 1.350 1.100 1.000 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 1.500 1.350 1.100 1.000 1.000 BTDV-43 5+ 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MOP=N YOP=N 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 DRIVER AGE / MARRIED WITH YOUTHFUL ON POLICY BI MOP=N MOP=Y MOP=Y DRIVER MOP=N MOP=N YOP=Y YOP=N YOP=Y AGE YOP=N YOP=Y 0.853 1.000 0.853 54 0.853 0.853 0.853 1.000 0.853 55 0.853 0.853 0.853 1.000 0.853 56 0.853 0.853 0.853 1.000 0.853 57 0.853 0.853 0.853 1.000 0.853 58 0.853 0.853 0.853 1.000 0.853 59 0.853 0.853 0.853 1.000 0.853 60 0.853 0.853 0.853 1.000 0.853 61 0.853 0.853 0.853 1.000 0.853 62 0.853 0.853 0.853 0.853 0.853 63 0.853 0.853 0.853 0.853 0.853 64 0.853 0.853 0.853 0.853 0.853 65 0.853 0.853 0.853 0.853 0.853 66 0.853 0.853 0.853 0.853 0.853 67 0.853 0.853 0.853 0.853 0.853 68 0.853 0.853 0.853 0.853 0.853 69 0.853 0.853 0.853 0.853 0.853 70 0.853 0.853 0.853 0.853 0.853 71 0.853 0.853 0.853 0.867 0.853 72 0.853 0.853 0.853 0.881 0.853 73 0.853 0.853 0.853 0.895 0.853 74 0.853 0.853 0.853 0.909 0.853 75 0.853 0.853 0.853 0.919 0.853 76 0.853 0.853 0.853 0.933 0.853 77 0.853 0.853 0.853 0.949 0.853 78 0.853 0.853 0.853 0.962 0.853 79 0.853 0.853 0.853 0.968 0.853 80 0.853 0.853 0.853 0.977 0.853 81 0.853 0.853 0.853 0.992 0.853 82 0.853 0.853 0.853 1.001 0.853 83 0.853 0.853 0.853 1.000 0.853 84 0.853 0.853 0.853 0.991 0.853 85 0.853 0.853 0.853 0.979 0.853 86 0.853 0.853 0.853 0.972 0.853 87 0.853 0.853 0.853 0.972 0.853 88 0.853 0.853 0.853 0.968 0.853 89 0.853 0.853 0.853 0.952 0.853 90+ 0.853 0.853 0.853 0.922 0.853 MOP=Y YOP=N 0.903 0.891 0.883 0.886 0.879 0.873 0.863 0.858 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 MOP=Y YOP=Y 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 Note: MOP=Married Driver on Policy; YOP=Youthful Driver on Policy TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-44 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MOP=N YOP=N 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 DRIVER AGE / MARRIED WITH YOUTHFUL ON POLICY PD MOP=N MOP=Y MOP=Y DRIVER MOP=N MOP=N YOP=Y YOP=N YOP=Y AGE YOP=N YOP=Y 0.853 1.000 0.853 54 0.853 0.853 0.853 1.000 0.853 55 0.853 0.853 0.853 1.000 0.853 56 0.853 0.853 0.853 1.000 0.853 57 0.853 0.853 0.853 1.000 0.853 58 0.853 0.853 0.853 1.000 0.853 59 0.853 0.853 0.853 1.000 0.853 60 0.853 0.853 0.853 1.000 0.853 61 0.853 0.853 0.853 1.000 0.853 62 0.853 0.853 0.853 0.853 0.853 63 0.853 0.853 0.853 0.853 0.853 64 0.853 0.853 0.853 0.853 0.853 65 0.853 0.853 0.853 0.853 0.853 66 0.853 0.853 0.853 0.853 0.853 67 0.853 0.853 0.853 0.853 0.853 68 0.853 0.853 0.853 0.853 0.853 69 0.853 0.853 0.853 0.853 0.853 70 0.853 0.853 0.853 0.853 0.853 71 0.853 0.853 0.853 0.866 0.853 72 0.853 0.853 0.853 0.879 0.853 73 0.853 0.853 0.853 0.892 0.853 74 0.853 0.853 0.853 0.905 0.853 75 0.853 0.853 0.853 0.919 0.853 76 0.853 0.853 0.853 0.934 0.853 77 0.853 0.853 0.853 0.950 0.853 78 0.853 0.853 0.853 0.962 0.853 79 0.853 0.853 0.853 0.967 0.853 80 0.853 0.853 0.853 0.977 0.853 81 0.853 0.853 0.853 0.992 0.853 82 0.853 0.853 0.853 1.001 0.853 83 0.853 0.853 0.853 1.000 0.853 84 0.853 0.853 0.853 0.991 0.853 85 0.853 0.853 0.853 0.979 0.853 86 0.853 0.853 0.853 0.973 0.853 87 0.853 0.853 0.853 0.972 0.853 88 0.853 0.853 0.853 0.968 0.853 89 0.853 0.853 0.853 0.952 0.853 90+ 0.853 0.853 0.853 0.922 0.853 MOP=Y YOP=N 0.903 0.891 0.883 0.886 0.879 0.873 0.863 0.858 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 MOP=Y YOP=Y 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 0.853 Note: MOP=Married Driver on Policy; YOP=Youthful Driver on Policy TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-45 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MOP=N YOP=N 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 DRIVER AGE / MARRIED WITH YOUTHFUL ON POLICY COLL MOP=N MOP=Y MOP=Y DRIVER MOP=N MOP=N YOP=Y YOP=N YOP=Y AGE YOP=N YOP=Y 0.829 1.000 0.829 54 0.829 0.829 0.829 1.000 0.829 55 0.829 0.829 0.829 1.000 0.829 56 0.829 0.829 0.829 1.000 0.829 57 0.829 0.829 0.829 1.000 0.829 58 0.829 0.829 0.829 1.000 0.829 59 0.829 0.829 0.829 1.000 0.829 60 0.829 0.829 0.829 1.000 0.829 61 0.829 0.829 0.829 1.000 0.829 62 0.829 0.829 0.829 0.829 0.829 63 0.829 0.829 0.829 0.829 0.829 64 0.829 0.829 0.829 0.829 0.829 65 0.829 0.829 0.829 0.829 0.829 66 0.829 0.829 0.829 0.829 0.829 67 0.829 0.829 0.829 0.829 0.829 68 0.829 0.829 0.829 0.829 0.829 69 0.829 0.829 0.829 0.829 0.829 70 0.829 0.829 0.829 0.843 0.829 71 0.829 0.829 0.829 0.857 0.829 72 0.829 0.829 0.829 0.866 0.829 73 0.829 0.829 0.829 0.875 0.829 74 0.829 0.829 0.829 0.884 0.829 75 0.829 0.829 0.829 0.893 0.829 76 0.829 0.829 0.829 0.905 0.829 77 0.829 0.829 0.829 0.922 0.829 78 0.829 0.829 0.829 0.940 0.829 79 0.829 0.829 0.829 0.956 0.829 80 0.829 0.829 0.829 0.973 0.829 81 0.829 0.829 0.829 0.989 0.829 82 0.829 0.829 0.829 1.000 0.829 83 0.829 0.829 0.829 1.000 0.829 84 0.829 0.829 0.829 0.990 0.829 85 0.829 0.829 0.829 0.983 0.829 86 0.829 0.829 0.829 0.971 0.829 87 0.829 0.829 0.829 0.954 0.829 88 0.829 0.829 0.829 0.935 0.829 89 0.829 0.829 0.829 0.918 0.829 90+ 0.829 0.829 0.829 0.905 0.829 MOP=Y YOP=N 0.892 0.875 0.860 0.847 0.835 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 MOP=Y YOP=Y 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 0.829 Note: MOP=Married Driver on Policy; YOP=Youthful Driver on Policy TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-46 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MOP=N YOP=N 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 DRIVER AGE / MARRIED WITH YOUTHFUL ON POLICY COMP MOP=N MOP=Y MOP=Y DRIVER MOP=N MOP=N YOP=Y YOP=N YOP=Y AGE YOP=N YOP=Y 0.954 1.000 0.954 54 0.954 0.954 0.954 1.000 0.954 55 0.954 0.954 0.954 1.000 0.954 56 0.954 0.954 0.954 1.000 0.954 57 0.954 0.954 0.954 1.000 0.954 58 0.954 0.954 0.954 1.000 0.954 59 0.954 0.954 0.954 1.000 0.954 60 0.954 0.954 0.954 1.000 0.954 61 0.954 0.954 0.954 1.000 0.954 62 0.954 0.954 0.954 0.954 0.954 63 0.954 0.954 0.954 0.954 0.954 64 0.954 0.954 0.954 0.954 0.954 65 0.954 0.954 0.954 0.954 0.954 66 0.954 0.954 0.954 0.954 0.954 67 0.954 0.954 0.954 0.954 0.954 68 0.954 0.954 0.954 0.954 0.954 69 0.954 0.954 0.954 0.954 0.954 70 0.954 0.954 0.954 0.954 0.954 71 0.954 0.954 0.954 0.954 0.954 72 0.954 0.954 0.954 0.954 0.954 73 0.954 0.954 0.954 0.954 0.954 74 0.954 0.954 0.954 0.954 0.954 75 0.954 0.954 0.954 0.954 0.954 76 0.954 0.954 0.954 0.954 0.954 77 0.954 0.954 0.954 0.954 0.954 78 0.954 0.954 0.954 0.954 0.954 79 0.954 0.954 0.954 0.954 0.954 80 0.954 0.954 0.954 0.965 0.954 81 0.954 0.954 0.954 0.979 0.954 82 0.954 0.954 0.954 0.992 0.954 83 0.954 0.954 0.954 1.000 0.954 84 0.954 0.954 0.954 1.000 0.954 85 0.954 0.954 0.954 1.000 0.954 86 0.954 0.954 0.954 1.000 0.954 87 0.954 0.954 0.954 1.000 0.954 88 0.954 0.954 0.954 1.000 0.954 89 0.954 0.954 0.954 1.000 0.954 90+ 0.954 0.954 0.954 1.000 0.954 MOP=Y YOP=N 1.001 1.002 1.000 0.993 0.987 0.981 0.975 0.969 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 MOP=Y YOP=Y 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 0.954 Note: MOP=Married Driver on Policy; YOP=Youthful Driver on Policy TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2017 Travelers BTDV-47 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 16 or Less 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 MOP=N YOP=N 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 DRIVER AGE / MARRIED WITH YOUTHFUL ON POLICY MP MOP=N MOP=Y MOP=Y DRIVER MOP=N MOP=N YOP=Y YOP=N YOP=Y AGE YOP=N YOP=Y 0.830 1.000 0.830 54 0.830 0.830 0.830 1.000 0.830 55 0.830 0.830 0.830 1.000 0.830 56 0.830 0.830 0.830 1.000 0.830 57 0.830 0.830 0.830 1.000 0.830 58 0.830 0.830 0.830 1.000 0.830 59 0.830 0.830 0.830 1.000 0.830 60 0.830 0.830 0.830 1.000 0.830 61 0.830 0.830 0.830 1.000 0.830 62 0.830 0.830 0.830 0.830 0.830 63 0.830 0.830 0.830 0.830 0.830 64 0.830 0.830 0.830 0.830 0.830 65 0.830 0.830 0.830 0.830 0.830 66 0.830 0.830 0.830 0.830 0.830 67 0.830 0.830 0.830 0.830 0.830 68 0.830 0.830 0.830 0.830 0.830 69 0.830 0.830 0.830 0.830 0.830 70 0.830 0.830 0.830 0.830 0.830 71 0.830 0.830 0.830 0.814 0.830 72 0.830 0.830 0.830 0.796 0.830 73 0.830 0.830 0.830 0.780 0.830 74 0.830 0.830 0.830 0.761 0.830 75 0.830 0.830 0.830 0.767 0.830 76 0.830 0.830 0.830 0.780 0.830 77 0.830 0.830 0.830 0.789 0.830 78 0.830 0.830 0.830 0.805 0.830 79 0.830 0.830 0.830 0.847 0.830 80 0.830 0.830 0.830 0.894 0.830 81 0.830 0.830 0.830 0.940 0.830 82 0.830 0.830 0.830 0.979 0.830 83 0.830 0.830 0.830 1.000 0.830 84 0.830 0.830 0.830 1.005 0.830 85 0.830 0.830 0.830 1.029 0.830 86 0.830 0.830 0.830 1.065 0.830 87 0.830 0.830 0.830 1.079 0.830 88 0.830 0.830 0.830 1.070 0.830 89 0.830 0.830 0.830 1.059 0.830 90+ 0.830 0.830 0.830 1.050 0.830 MOP=Y YOP=N 1.032 1.016 0.999 0.971 0.927 0.887 0.846 0.804 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 MOP=Y YOP=Y 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 0.830 Note: MOP=Married Driver on Policy; YOP=Youthful Driver on Policy GEORGIA - RATE MANUAL ©2017 Travelers BTDV-48 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER POINTS 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50+ GEORGIA - RATE MANUAL ©2017 Travelers BI 0.9740 0.9980 1.1610 1.2200 1.2400 1.2420 1.3570 1.4440 1.5540 1.6740 1.7680 1.8620 2.0000 2.0910 2.2300 2.3780 2.5360 2.7050 2.8840 3.0760 3.2800 3.4980 3.7300 3.9780 4.2420 4.5240 4.8240 5.1440 5.4860 5.8500 6.2390 6.6530 7.0950 7.5660 8.0680 8.6040 9.1750 9.7840 10.4340 11.1270 11.8650 12.6530 13.4930 14.3890 15.3450 16.3640 17.4500 18.6090 19.8450 21.1620 22.5670 DRIVER POINT FACTORS PD COLL 0.9710 0.9880 1.0170 1.0500 1.1260 1.1340 1.1630 1.2580 1.2620 1.2760 1.3020 1.2820 1.3510 1.3380 1.4110 1.3690 1.4370 1.3910 1.5620 1.5550 1.6610 1.6750 1.7510 1.8340 1.8710 1.8770 2.0030 2.0360 2.1440 2.2090 2.2960 2.3960 2.4580 2.5990 2.6310 2.8190 2.8170 3.0580 3.0160 3.3170 3.2290 3.5980 3.4570 3.9030 3.7010 4.2330 3.9620 4.5920 4.2420 4.9810 4.5420 5.4030 4.8620 5.8610 5.2050 6.3570 5.5730 6.8960 5.9670 7.4800 6.3880 8.1140 6.8390 8.8010 7.3220 9.5470 7.8390 10.3560 8.3920 11.2330 8.9850 12.1850 9.6190 13.2170 10.2980 14.3370 11.0250 15.5520 11.8040 16.8690 12.6370 18.2980 13.5290 19.8490 14.4850 21.5300 15.5070 23.3540 16.6020 25.3330 17.7750 27.4790 19.0300 29.8070 20.3730 32.3330 21.8120 35.0720 23.3520 38.0440 25.0000 41.2670 BTDV-49 COMP 0.9870 1.0000 1.0150 0.9850 1.0020 0.9980 0.9980 1.0280 1.0410 1.0440 1.0920 1.1320 1.1820 1.2330 1.2840 1.3380 1.3930 1.4520 1.5120 1.5750 1.6410 1.7090 1.7800 1.8540 1.9320 2.0120 2.0960 2.1830 2.2740 2.3690 2.4680 2.5700 2.6770 2.7890 2.9050 3.0260 3.1520 3.2840 3.4200 3.5630 3.7110 3.8660 4.0270 4.1950 4.3700 4.5520 4.7410 4.9390 5.1450 5.3590 5.5820 MP 0.9770 1.0000 1.0700 1.2240 1.4410 1.4930 1.6960 1.8710 1.9770 2.0450 2.2910 2.4340 2.4860 2.6620 2.8430 3.0360 3.2420 3.4620 3.6980 3.9490 4.2170 4.5030 4.8090 5.1360 5.4850 5.8570 6.2550 6.6800 7.1330 7.6180 8.1350 8.6880 9.2780 9.9080 10.5810 11.3000 12.0670 12.8870 13.7620 14.6960 15.6940 16.7600 17.8990 19.1140 20.4130 21.7990 23.2790 24.8600 26.5490 28.3520 30.2780 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER POINTS 0-2 3-6 7 - 10 11+ DRIVER POINTS 0-2 3-6 7 - 10 11+ DRIVER POINTS 0-2 3-6 7 - 10 11+ DRIVER POINTS 0-2 3-6 7 - 10 11+ A 1.026 1.020 0.987 0.994 A 1.026 1.020 0.987 0.994 A 0.998 0.979 1.006 1.011 A 0.991 0.970 1.017 1.017 DRIVER POINTS / VEHICLE DRIVER RATIOS BI VEHICLE DRIVER RATIO B C D 1.026 0.919 1.026 0.912 0.913 1.064 0.912 0.913 1.120 0.919 0.919 1.127 E 1.019 0.960 0.922 0.929 F 1.026 1.020 0.987 0.994 B 1.026 0.918 0.879 0.885 PD VEHICLE DRIVER RATIO C D 0.919 1.026 0.913 1.063 0.913 1.080 0.919 1.080 E 1.019 0.942 0.910 0.910 F 1.026 1.020 0.987 0.994 B 0.998 0.914 0.906 0.910 COLL VEHICLE DRIVER RATIO C D 0.999 0.998 0.992 1.036 0.957 1.063 0.962 1.068 E 1.056 0.971 0.958 0.963 F 0.998 0.979 1.006 1.011 B 0.991 1.003 1.039 1.038 COMP VEHICLE DRIVER RATIO C D 1.048 0.991 1.026 1.013 1.030 0.945 1.030 0.945 E 0.915 0.921 0.880 0.880 F 0.991 0.970 1.017 1.017 E 0.993 0.813 0.813 0.813 F 1.000 0.981 0.981 0.981 MP VEHICLE DRIVER RATIO DRIVER POINTS A B C D 0-2 1.000 1.000 0.943 1.000 3-6 0.981 0.890 0.963 1.000 7 - 10 0.981 0.890 0.963 1.000 11+ 0.981 0.890 0.963 1.000 Legend: A = 1 CAR, 1 DRIVER B = 1 CAR, 2+ DRIVERS C = 2+ CARS, MORE CARS THAN DRIVERS D = 2+ CARS, NUMBER OF CARS EQUALS NUMBER OF DRIVERS E = 2+ CARS, MORE DRIVERS THAN CARS F = NO ELIGIBLE VEHICLES, ANY NUMBER OF DRIVERS GEORGIA - RATE MANUAL ©2017 Travelers BTDV-50 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES POLICY TENURE (IN MONTHS) 0 - 11 12 - 35 36 - 59 60 - 119 120 + DRIVER POINT RANGE / POLICY TENURE BI DRIVER POINT RANGE 0-2 3-6 7 - 10 1.000 1.019 1.040 1.000 1.019 1.040 1.000 1.019 1.040 1.000 1.019 1.040 1.000 1.019 1.040 11 + 1.033 1.033 1.033 1.033 1.033 POLICY TENURE (IN MONTHS) 0 - 11 12 - 35 36 - 59 60 - 119 120 + 0-2 1.000 1.000 1.000 1.000 1.000 PD DRIVER POINT RANGE 3-6 7 - 10 1.013 1.027 1.013 1.027 1.013 1.027 1.013 1.027 1.013 1.027 11 + 1.027 1.027 1.027 1.027 1.027 0-2 1.000 1.000 1.000 1.000 1.000 COLL DRIVER POINT RANGE 3-6 7 - 10 1.012 1.001 1.012 1.001 1.012 1.001 1.012 1.001 1.012 1.001 11 + 1.002 1.002 1.002 1.002 1.002 0-2 1.000 1.000 1.000 1.000 1.000 COMP DRIVER POINT RANGE 3-6 7 - 10 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 11 + 1.000 1.000 1.000 1.000 1.000 0-2 1.633 1.633 1.633 1.633 1.633 MP DRIVER POINT RANGE 3-6 7 - 10 1.102 0.936 1.102 0.936 1.102 0.936 1.102 0.936 1.102 0.936 11 + 0.935 0.935 0.935 0.935 0.935 POLICY TENURE (IN MONTHS) 0 - 11 12 - 35 36 - 59 60 - 119 120 + POLICY TENURE (IN MONTHS) 0 - 11 12 - 35 36 - 59 60 - 119 120 + POLICY TENURE (IN MONTHS) 0 - 11 12 - 35 36 - 59 60 - 119 120 + GEORGIA - RATE MANUAL ©2017 Travelers BTDV-51 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES DRIVER AGE 18 or Less 19 - 20 21 - 24 25 - 29 30 - 34 35 - 39 40 - 44 45 - 49 50 - 54 55 - 59 60 - 63 64 - 69 70 - 74 75 - 80 81 - 89 90+ DRIVER AGE 18 or Less 19 - 20 21 - 24 25 - 29 30 - 34 35 - 39 40 - 44 45 - 49 50 - 54 55 - 59 60 - 63 64 - 69 70 - 74 75 - 80 81 - 89 90+ 0-2 1.0280 1.0300 1.0340 1.0020 1.0020 1.0020 1.0020 1.0020 0.9930 0.9940 0.9940 0.9950 0.9950 0.9910 0.9900 0.9910 BI DRIVER POINTS 3-6 7 - 10 0.9500 0.9250 0.9500 0.9250 0.9500 0.9250 0.9650 0.9560 0.9800 0.9860 0.9800 0.9860 0.9800 0.9860 1.0060 1.0120 1.0310 1.0380 1.0570 1.0640 1.0580 1.0640 1.0580 1.0640 1.0580 1.0640 1.0580 1.0920 1.0580 1.0910 1.0580 1.0910 0-2 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 COMP DRIVER POINTS 3-6 7 - 10 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 GEORGIA - RATE MANUAL ©2017 Travelers 11+ 0.9000 0.9000 0.9050 0.9490 0.9920 0.9920 0.9920 1.0180 1.0440 1.0700 1.0700 1.0710 1.0700 1.0990 1.0970 1.0990 DRIVER POINTS/ DRIVER AGE PD DRIVER POINTS 0-2 3-6 7 - 10 1.0280 0.9500 0.9250 1.0300 0.9500 0.9250 1.0330 0.9500 0.9250 1.0020 0.9650 0.9560 1.0020 0.9800 0.9860 1.0020 0.9800 0.9860 1.0020 0.9800 0.9860 1.0020 1.0060 1.0120 0.9930 1.0320 1.0380 0.9940 1.0570 1.0630 0.9950 1.0570 1.0640 0.9950 1.0580 1.0640 0.9950 1.0580 1.0640 0.9910 1.0580 1.0920 0.9900 1.0580 1.0910 0.9910 1.0580 1.0910 11+ 0.9000 0.9000 0.9050 0.9490 0.9920 0.9920 0.9920 1.0180 1.0440 1.0700 1.0710 1.0710 1.0710 1.0990 1.0980 1.0980 11+ 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 MP DRIVER POINTS 3-6 7 - 10 0.2320 0.2320 0.2320 0.2320 0.2320 0.2320 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.2470 1.2470 1.2470 1.2470 1.2470 1.2470 1.2470 1.2470 1.2470 1.2470 1.2260 1.2260 1.2260 1.2260 1.2260 1.2260 11+ 0.2320 0.2320 0.2320 1.0000 1.0000 1.0000 1.0000 1.0000 1.2470 1.2470 1.2470 1.2470 1.2470 1.2260 1.2260 1.2260 0-2 0.2270 0.2270 0.2270 1.0000 1.0000 1.0000 1.0000 1.0000 1.1480 1.1480 1.1480 1.1480 1.1480 1.0000 1.0000 1.0000 BTDV-52 0-2 1.0210 1.0340 1.0250 1.0050 1.0040 1.0030 1.0020 1.0020 0.9950 0.9940 0.9940 0.9940 0.9940 0.9940 0.9940 0.9940 COLL DRIVER POINTS 3-6 7 - 10 0.9450 0.9040 0.9570 0.9160 0.9350 0.9390 0.9580 0.9620 0.9820 0.9860 0.9820 0.9850 0.9810 0.9840 0.9810 0.9840 1.0420 1.0460 1.0420 1.0460 1.0420 1.0460 1.0420 1.0460 1.0420 1.0460 1.0440 1.0470 1.0440 1.0470 1.0440 1.0470 11+ 0.9070 0.9190 0.9430 0.9670 0.9900 0.9890 0.9880 0.9880 1.0500 1.0500 1.0500 1.0500 1.0500 1.0510 1.0510 1.0510 Rev. - 3/31/2017 Quantum Auto ® DRIVER VARIABLES MOTOR VEHICLE RECORDS MVR STATUS CODE B C D N U DESCRIPTION BI PD COLL COMP MP NO DATA NO ACTIVITY ACTIVITY NOT FOUND ALL OTHER 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 FOREIGN LICENSE LICENSE STATE CODE IN STATE OTHER XX YY IN STATE OTHER XX YY POLICY TENURE (months) 0-11 0-11 0-11 0-11 12+ 12+ 12+ 12+ GEORGIA - RATE MANUAL ©2017 Travelers DESCRIPTION BI PD COLL COMP MP U.S. U.S. OUT OF COUNTRY INTERNATIONAL U.S. U.S. OUT OF COUNTRY INTERNATIONAL 1.000 1.000 1.600 1.600 1.000 1.400 1.600 1.600 1.000 1.000 1.600 1.600 1.000 1.400 1.600 1.600 1.000 1.000 1.600 1.600 1.000 1.400 1.600 1.600 1.000 1.000 1.600 1.600 1.000 1.400 1.600 1.600 1.000 1.000 1.600 1.600 1.000 1.400 1.600 1.600 BTDV-53 Rev. - 3/31/2017 Quantum Auto ® NON DRIVER VARIABLES LIABILITY INCREASED LIMITS - SPLIT BI SPLIT LIMIT PD SPLIT LIMIT LIMIT* FACTOR LIMIT** FACTOR 25/50 1.0000 25 1.0000 50/100 1.2370 50 1.0090 100/300 1.4750 100 1.0290 250/500 2.1980 300 1.0590 300/300 1.9440 500 1.0660 500/500 2.4190 LIABILITY INCREASED LIMITS - SINGLE BI SINGLE LIMIT PD SINGLE LIMIT LIMIT** FACTOR LIMIT** FACTOR 75 1.0000 75 1.0000 100 1.0780 100 1.0070 300 1.5310 300 1.0160 500 1.9480 500 1.0170 * Per Person/Per Accident. Limits are in thousands ** Limits are in thousands MED PAY LIMITS LIMIT FACTOR 1000 1.0000 2000 1.4000 5000 2.0000 10000 2.7500 25000 4.0000 50000 4.8240 100000 5.6400 GEORGIA - RATE MANUAL ©2016 Travelers NDV-1 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES VEHICLE / DRIVER / YOUTHFUL # ELIGIBLE # # VEHICLES VDY LEVEL DRIVERS YOUTHFULS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1 1 2 2 2 3 3 3 3 4 4 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 1 1 2 2 2 3 3 3 3 4 4 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 0 1 0 1 2 0 1 2 3 0 1 2 3 4 0 1 2 3 4 5 0 1 2 3 4 5 6 0 1 0 1 2 0 1 2 3 0 1 2 3 4 0 1 2 3 4 5 0 1 2 3 4 5 6 G A H B B H B B B H B B B B H B B B B B H B B B B B B I C J D D K E E E K E E E E K E E E E E K E E E E E E BI PD COLL COMP MP 1.0940 1.7280 0.9410 1.8240 1.8240 0.9410 1.8240 1.8240 1.7750 0.9410 1.8240 1.8240 1.7750 1.7750 0.9410 1.8240 1.8240 1.7750 1.7750 1.7750 0.9410 1.8240 1.8240 1.7750 1.7750 1.7750 1.7750 1.7660 1.8060 1.0000 1.5350 1.5350 1.2330 1.5240 1.5240 1.4820 1.2330 1.5240 1.5240 1.4820 1.4820 1.2330 1.5240 1.5240 1.4820 1.4820 1.4820 1.2330 1.5240 1.5240 1.4820 1.4820 1.4820 1.4820 1.0250 1.5200 0.9130 1.7040 1.7040 0.9130 1.7040 1.7040 1.7070 0.9130 1.7040 1.7040 1.7070 1.7070 0.9130 1.7040 1.7040 1.7070 1.7070 1.7070 0.9130 1.7040 1.7040 1.7070 1.7070 1.7070 1.7070 1.4260 1.5720 1.0000 1.4730 1.4730 1.2050 1.4860 1.4860 1.4880 1.2050 1.4860 1.4860 1.4880 1.4880 1.2050 1.4860 1.4860 1.4880 1.4880 1.4880 1.2050 1.4860 1.4860 1.4880 1.4880 1.4880 1.4880 1.4790 2.2090 1.2790 2.3010 2.3010 1.2790 2.3010 2.3010 2.1580 1.2790 2.3010 2.3010 2.1580 2.1580 1.2790 2.3010 2.3010 2.1580 2.1580 2.1580 1.2790 2.3010 2.3010 2.1580 2.1580 2.1580 2.1580 1.4840 1.5770 1.0000 1.4980 1.4980 1.1030 1.6250 1.6250 1.5250 1.1030 1.6250 1.6250 1.5250 1.5250 1.1030 1.6250 1.6250 1.5250 1.5250 1.5250 1.1030 1.6250 1.6250 1.5250 1.5250 1.5250 1.5250 1.1540 1.2900 1.0870 1.4410 1.4410 1.0870 1.4410 1.4410 1.3910 1.0870 1.4410 1.4410 1.3910 1.3910 1.0870 1.4410 1.4410 1.3910 1.3910 1.3910 1.0870 1.4410 1.4410 1.3910 1.3910 1.3910 1.3910 1.3980 1.2330 1.0000 1.1610 1.1610 1.2170 1.2950 1.2950 1.2510 1.2170 1.2950 1.2950 1.2510 1.2510 1.2170 1.2950 1.2950 1.2510 1.2510 1.2510 1.2170 1.2950 1.2950 1.2510 1.2510 1.2510 1.2510 0.6840 0.8640 0.6990 0.7990 0.7990 0.6990 0.7990 0.7990 0.7990 0.6990 0.7990 0.7990 0.7990 0.7990 0.6990 0.7990 0.7990 0.7990 0.7990 0.7990 0.6990 0.7990 0.7990 0.7990 0.7990 0.7990 0.7990 1.4010 1.1120 1.0000 1.1100 1.1100 1.5760 1.6470 1.6470 1.6470 1.5760 1.6470 1.6470 1.6470 1.6470 1.5760 1.6470 1.6470 1.6470 1.6470 1.6470 1.5760 1.6470 1.6470 1.6470 1.6470 1.6470 1.6470 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-2 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES VEHICLE / DRIVER / YOUTHFUL # ELIGIBLE # # VEHICLES VDY LEVEL DRIVERS YOUTHFULS 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 GEORGIA - RATE MANUAL ©2016 Travelers 1 1 2 2 2 3 3 3 3 4 4 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 1 1 2 2 2 3 3 3 3 4 4 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 6 0 1 0 1 2 0 1 2 3 0 1 2 3 4 0 1 2 3 4 5 0 1 2 3 4 5 6 0 1 0 1 2 0 1 2 3 0 1 2 3 4 0 1 2 3 4 5 0 1 2 3 4 5 6 I C L C C M F F F M F F F F M F F F F F M F F F F F F I C L C C M F F F M F F F F M F F F F F M F F F F F F BI PD COLL COMP MP 1.7660 1.8060 1.1400 1.8060 1.8060 1.3540 1.4420 1.4420 1.4020 1.3540 1.4420 1.4420 1.4020 1.4020 1.3540 1.4420 1.4420 1.4020 1.4020 1.4020 1.3540 1.4420 1.4420 1.4020 1.4020 1.4020 1.4020 1.7660 1.8060 1.1400 1.8060 1.8060 1.3540 1.4420 1.4420 1.4020 1.3540 1.4420 1.4420 1.4020 1.4020 1.3540 1.4420 1.4420 1.4020 1.4020 1.4020 1.3540 1.4420 1.4420 1.4020 1.4020 1.4020 1.4020 1.4260 1.5720 1.0880 1.5720 1.5720 1.2440 1.3890 1.3890 1.3910 1.2440 1.3890 1.3890 1.3910 1.3910 1.2440 1.3890 1.3890 1.3910 1.3910 1.3910 1.2440 1.3890 1.3890 1.3910 1.3910 1.3910 1.3910 1.4260 1.5720 1.0880 1.5720 1.5720 1.2440 1.3890 1.3890 1.3910 1.2440 1.3890 1.3890 1.3910 1.3910 1.2440 1.3890 1.3890 1.3910 1.3910 1.3910 1.2440 1.3890 1.3890 1.3910 1.3910 1.3910 1.3910 1.4840 1.5770 1.0350 1.5770 1.5770 1.2410 1.4060 1.4060 1.3200 1.2410 1.4060 1.4060 1.3200 1.3200 1.2410 1.4060 1.4060 1.3200 1.3200 1.3200 1.2410 1.4060 1.4060 1.3200 1.3200 1.3200 1.3200 1.4840 1.5770 1.0350 1.5770 1.5770 1.2410 1.4060 1.4060 1.3200 1.2410 1.4060 1.4060 1.3200 1.3200 1.2410 1.4060 1.4060 1.3200 1.3200 1.3200 1.2410 1.4060 1.4060 1.3200 1.3200 1.3200 1.3200 1.3980 1.2330 1.0680 1.2330 1.2330 1.1490 1.1220 1.1220 1.0840 1.1490 1.1220 1.1220 1.0840 1.0840 1.1490 1.1220 1.1220 1.0840 1.0840 1.0840 1.1490 1.1220 1.1220 1.0840 1.0840 1.0840 1.0840 1.3980 1.2330 1.0680 1.2330 1.2330 1.1490 1.1220 1.1220 1.0840 1.1490 1.1220 1.1220 1.0840 1.0840 1.1490 1.1220 1.1220 1.0840 1.0840 1.0840 1.1490 1.1220 1.1220 1.0840 1.0840 1.0840 1.0840 1.4010 1.1120 1.0160 1.1120 1.1120 1.2580 1.3580 1.3580 1.3580 1.2580 1.3580 1.3580 1.3580 1.3580 1.2580 1.3580 1.3580 1.3580 1.3580 1.3580 1.2580 1.3580 1.3580 1.3580 1.3580 1.3580 1.3580 1.4010 1.1120 1.0160 1.1120 1.1120 1.2580 1.3580 1.3580 1.3580 1.2580 1.3580 1.3580 1.3580 1.3580 1.2580 1.3580 1.3580 1.3580 1.3580 1.3580 1.2580 1.3580 1.3580 1.3580 1.3580 1.3580 1.3580 NDV-3 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES HOUSEHOLD AGE COMPOSITION VDY LEVEL A B C D E F B C D E F B C D E F B C D E F B C D E F B C D E F A B C D E F B C D E F B C D E F B C D E F B C D E F B C D E F AGE OF YOUNGEST DRIVER ON POLICY 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 17 or less 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 18 - 20 # OF YOUTHFULS BI PD COLL COMP MP 1 1 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 5 5 5 5 5 6 6 6 6 6 1 1 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 5 5 5 5 5 6 6 6 6 6 0.9640 1.1780 1.2420 1.4580 1.1280 1.1860 1.0730 1.1310 1.3270 1.1840 1.2450 1.0730 1.1310 1.3270 1.1840 1.2450 1.0730 1.1310 1.3270 1.1840 1.2450 1.0730 1.1310 1.3270 1.1840 1.2450 1.0730 1.1310 1.3270 1.1840 1.2450 1.1490 1.4050 1.4380 1.6370 1.4150 1.3730 1.2800 1.3090 1.4900 1.4860 1.3730 1.2800 1.3090 1.4900 1.4860 1.3730 1.2800 1.3090 1.4900 1.4860 1.3730 1.2800 1.3090 1.4900 1.4860 1.3730 1.2800 1.3090 1.4900 1.4860 1.3730 1.0570 1.2180 1.2420 1.3220 1.1270 1.1860 1.1090 1.1310 1.2050 1.1830 1.2450 1.1090 1.1310 1.2050 1.1830 1.2450 1.1090 1.1310 1.2050 1.1830 1.2450 1.1090 1.1310 1.2050 1.1830 1.2450 1.1090 1.1310 1.2050 1.1830 1.2450 1.2230 1.4090 1.4370 1.5300 1.3040 1.3730 1.2840 1.3090 1.3940 1.3690 1.3730 1.2840 1.3090 1.3940 1.3690 1.3730 1.2840 1.3090 1.3940 1.3690 1.3730 1.2840 1.3090 1.3940 1.3690 1.3730 1.2840 1.3090 1.3940 1.3690 1.3730 1.0440 1.2040 1.4560 1.6890 1.1280 1.2260 1.0440 1.2620 1.4640 1.1990 1.3040 1.0440 1.2620 1.4640 1.1990 1.3040 1.0440 1.2620 1.4640 1.1990 1.3040 1.0440 1.2620 1.4640 1.1990 1.3040 1.0440 1.2620 1.4640 1.1990 1.3040 1.0400 1.2060 1.4020 1.5770 1.1810 1.1810 1.0240 1.1900 1.3380 1.2290 1.1700 1.0240 1.1900 1.3380 1.2290 1.1700 1.0240 1.1900 1.3380 1.2290 1.1700 1.0240 1.1900 1.3380 1.2290 1.1700 1.0240 1.1900 1.3380 1.2290 1.1700 0.9820 0.9900 1.0440 1.0440 0.9300 0.9300 0.9710 1.0250 1.0250 1.0200 1.0200 0.9710 1.0250 1.0250 1.0200 1.0200 0.9710 1.0250 1.0250 1.0200 1.0200 0.9710 1.0250 1.0250 1.0200 1.0200 0.9710 1.0250 1.0250 1.0200 1.0200 1.1140 1.1230 1.1850 1.1850 1.0550 1.0550 1.0550 1.1140 1.1140 1.1080 1.0550 1.0550 1.1140 1.1140 1.1080 1.0550 1.0550 1.1140 1.1140 1.1080 1.0550 1.0550 1.1140 1.1140 1.1080 1.0550 1.0550 1.1140 1.1140 1.1080 1.0550 0.3980 1.2510 1.2510 1.2510 0.8450 0.8450 0.8450 0.8450 0.8450 0.8870 0.8870 0.8450 0.8450 0.8450 0.8870 0.8870 0.8450 0.8450 0.8450 0.8870 0.8870 0.8450 0.8450 0.8450 0.8870 0.8870 0.8450 0.8450 0.8450 0.8870 0.8870 0.9780 1.4480 1.4480 1.4480 0.9780 0.9780 0.9780 0.9780 0.9780 1.0270 0.9780 0.9780 0.9780 0.9780 1.0270 0.9780 0.9780 0.9780 0.9780 1.0270 0.9780 0.9780 0.9780 0.9780 1.0270 0.9780 0.9780 0.9780 0.9780 1.0270 0.9780 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-4 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES HOUSEHOLD AGE COMPOSITION VDY LEVEL A B C D E F B C D E F B C D E F B C D E F B C D E F B C D E F G H I J K L M G H I J K L M G H I J K L M G H I J K L M GEORGIA - RATE MANUAL ©2016 Travelers AGE OF YOUNGEST DRIVER ON POLICY 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 21 - 24 25 - 29 25 - 29 25 - 29 25 - 29 25 - 29 25 - 29 25 - 29 30 - 64 30 - 64 30 - 64 30 - 64 30 - 64 30 - 64 30 - 64 65 - 74 65 - 74 65 - 74 65 - 74 65 - 74 65 - 74 65 - 74 75+ 75+ 75+ 75+ 75+ 75+ 75+ # OF YOUTHFULS BI PD COLL COMP MP 1 1 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 5 5 5 5 5 6 6 6 6 6 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1.0000 1.1650 1.0970 1.0970 1.0300 1.0000 1.0620 1.0000 1.0500 1.0820 1.0000 1.0620 1.0000 1.0500 1.0820 1.0000 1.0620 1.0000 1.0500 1.0820 1.0000 1.0620 1.0000 1.0500 1.0820 1.0000 1.0620 1.0000 1.0500 1.0820 1.0000 1.1780 1.1780 1.1430 1.1780 1.2140 1.1780 1.0000 1.0000 1.0000 0.9700 1.0000 1.0300 1.0000 1.0000 1.0530 0.9020 0.8630 1.0390 1.0300 0.9020 1.0000 1.1080 1.1080 0.8630 1.1080 1.0300 1.1080 1.0000 1.0000 1.0980 1.0980 1.0980 1.0000 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.1780 1.1780 1.1780 1.1780 1.1780 1.1780 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0310 0.9670 0.9350 1.0390 1.0000 0.9670 1.0000 1.1090 1.1090 0.9350 1.1090 1.0000 1.1090 1.0000 0.9560 1.1170 1.1170 1.1170 0.9560 0.9560 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.1640 1.2460 1.2460 1.1640 1.1640 1.2460 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0320 0.9930 0.8620 1.0040 1.0000 0.9930 1.0000 1.0320 1.0320 0.8620 1.0320 1.0000 1.0320 1.0000 1.0000 1.0640 1.0640 1.0640 1.0000 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 0.9880 1.0490 1.0490 0.9880 0.9880 1.0490 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.8580 0.9820 0.8530 0.9870 1.0000 0.9820 1.0000 0.8580 0.8580 0.8530 0.8580 1.0000 0.8580 1.0000 1.0000 1.4810 1.4810 1.4810 1.0000 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0000 1.0000 1.0500 1.0500 1.0000 1.0280 1.0280 1.0280 1.0280 1.0280 1.0280 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0280 1.0280 1.0280 1.0280 1.0000 1.0280 1.0000 1.0280 1.0280 1.0280 1.0280 1.0000 1.0280 1.0000 NDV-5 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES POLICY TENURE POLICY TENURE BI PD COLL COMP MP (MONTHS) 0 - 11 1.0000 1.0000 1.0000 1.0000 1.0000 12 - 23 1.0000 1.0000 1.0000 1.0000 1.0000 24 - 35 1.0000 1.0000 1.0000 1.0000 1.0000 36 - 47 1.0000 1.0000 1.0000 1.0000 1.0000 48 - 59 1.0000 1.0000 1.0000 1.0000 1.0000 60 - 71 1.0000 1.0000 1.0000 1.0000 1.0000 72 - 83 1.0000 1.0000 1.0000 1.0000 1.0000 84 - 95 1.0000 1.0000 1.0000 1.0000 1.0000 96 - 107 1.0000 1.0000 1.0000 1.0000 1.0000 108 - 119 1.0000 1.0000 1.0000 1.0000 1.0000 120 - 131 1.0000 1.0000 1.0000 1.0000 1.0000 132 - 143 1.0000 1.0000 1.0000 1.0000 1.0000 144 - 155 1.0000 1.0000 1.0000 1.0000 1.0000 156 - 167 1.0000 1.0000 1.0000 1.0000 1.0000 168 - 179 1.0000 1.0000 1.0000 1.0000 1.0000 180 - 191 1.0000 1.0000 1.0000 1.0000 1.0000 192 - 203 1.0000 1.0000 1.0000 1.0000 1.0000 204 - 215 1.0000 1.0000 1.0000 1.0000 1.0000 216 - 227 1.0000 1.0000 1.0000 1.0000 1.0000 228 - 239 1.0000 1.0000 1.0000 1.0000 1.0000 240+ 1.0000 1.0000 1.0000 1.0000 1.0000 * Misc. Coverages - Extended Transportation Expenses, Roadside Assistance Coverage, Sound Receiving/Transmitting Equipment, Sound Reproducing Tapes, Motor Home Covered Property Coverage, Communications Equipment. GEORGIA - RATE MANUAL ©2016 Travelers NDV-6 MISC. COVG.* 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 OTHER COVERAGES 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 DEATH INDEMNITY 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES ACCOUNT CREDIT DWELLING RESIDENCE UMBRELLA BOAT PAF BI PD COLL FIRE C N N N N 0.8450 0.8550 0.8830 C N N N Y 0.7630 0.7890 0.8100 C N N Y N 0.7940 0.8320 0.8550 C N N Y Y 0.7170 0.7890 0.7850 C N Y N N 0.7630 0.7890 0.8100 C N Y N Y 0.6990 0.7890 0.7720 C N Y Y N 0.7170 0.7890 0.7850 C N Y Y Y 0.6990 0.7890 0.7720 C Y N N N 0.7940 0.8320 0.8550 C Y N N Y 0.7170 0.7890 0.7850 C Y N Y N 0.7470 0.8100 0.8270 C Y N Y Y 0.6990 0.7890 0.7720 C Y Y N N 0.7170 0.7890 0.7850 C Y Y N Y 0.6990 0.7890 0.7720 C Y Y Y N 0.6990 0.7890 0.7720 C Y Y Y Y 0.6990 0.7890 0.7720 H N N N N 0.8690 0.8760 0.8610 H N N N Y 0.7860 0.7940 0.7900 H N N Y N 0.8170 0.8520 0.8330 H N N Y Y 0.7390 0.7890 0.7720 H N Y N N 0.7860 0.7940 0.7900 H N Y N Y 0.7110 0.7890 0.7720 H N Y Y N 0.7390 0.7890 0.7720 H N Y Y Y 0.6990 0.7890 0.7720 H Y N N N 0.8170 0.8520 0.8330 H Y N N Y 0.7390 0.7890 0.7720 H Y N Y N 0.7690 0.8290 0.8080 H Y N Y Y 0.6990 0.7890 0.7720 H Y Y N N 0.7390 0.7890 0.7720 H Y Y N Y 0.6990 0.7890 0.7720 H Y Y Y N 0.6990 0.7890 0.7720 H Y Y Y Y 0.6990 0.7890 0.7720 * Misc. Coverages - Extended Transportation Expenses, Roadside Assistance Coverage, Sound Receiving/Transmitting Equipment, Sound Reproducing Tapes, Motor Home Covered Property Coverage, Communications Equipment. COMP MP 0.8090 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8390 0.8190 0.8080 0.8080 0.8190 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8080 0.8360 0.6970 0.7670 0.6400 0.6970 0.6360 0.6400 0.6360 0.7670 0.6400 0.7030 0.6360 0.6400 0.6360 0.6360 0.6360 0.8360 0.6970 0.7670 0.6400 0.6970 0.6360 0.6400 0.6360 0.7670 0.6400 0.7030 0.6360 0.6400 0.6360 0.6360 0.6360 MISC. COVG.* 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 OTHER DEATH COVERAGES INDEMNITY 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-7 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES ACCOUNT CREDIT DWELLING RESIDENCE UMBRELLA BOAT PAF BI PD COLL FIRE I N N N Y 0.8950 0.8970 0.9100 I N N Y N 0.9310 0.9630 0.9590 I N N Y Y 0.8420 0.8730 0.8810 I N Y N N 0.8950 0.8970 0.9100 I N Y N Y 0.8090 0.8220 0.8360 I N Y Y N 0.8420 0.8730 0.8810 I N Y Y Y 0.7610 0.8220 0.8090 I Y N N N 0.9310 0.9630 0.9590 I Y N N Y 0.8420 0.8730 0.8810 I Y N Y N 0.8750 0.9370 0.9280 I Y N Y Y 0.7910 0.8500 0.8530 I Y Y N N 0.8420 0.8730 0.8810 I Y Y N Y 0.7610 0.8220 0.8090 I Y Y Y N 0.7910 0.8500 0.8530 I Y Y Y Y 0.7280 0.8220 0.8050 O N N N Y 0.9040 0.9060 0.9190 O N N Y N 0.9400 0.9730 0.9680 O N N Y Y 0.8500 0.8820 0.8900 O N Y N N 0.9040 0.9060 0.9190 O N Y N Y 0.8170 0.8300 0.8440 O N Y Y N 0.8500 0.8820 0.8900 O N Y Y Y 0.7690 0.8300 0.8170 O Y N N N 0.9400 0.9730 0.9680 O Y N N Y 0.8500 0.8820 0.8900 O Y N Y N 0.8840 0.9470 0.9380 O Y N Y Y 0.7990 0.8580 0.8620 O Y Y N N 0.8500 0.8820 0.8900 O Y Y N Y 0.7690 0.8300 0.8170 O Y Y Y N 0.7990 0.8580 0.8620 O Y Y Y Y 0.7360 0.8300 0.8130 * Misc. Coverages - Extended Transportation Expenses, Roadside Assistance Coverage, Sound Receiving/Transmitting Equipment, Sound Reproducing Tapes, Motor Home Covered Property Coverage, Communications Equipment. COMP MP 0.9660 0.9480 0.9250 0.9660 0.9430 0.9250 0.9030 0.9480 0.9250 0.9080 0.8860 0.9250 0.9030 0.8860 0.8650 0.9760 0.9580 0.9340 0.9760 0.9520 0.9340 0.9120 0.9580 0.9340 0.9170 0.8950 0.9340 0.9120 0.8950 0.8730 0.8260 0.9080 0.7580 0.8260 0.6900 0.7580 0.6630 0.9080 0.7580 0.8330 0.6950 0.7580 0.6630 0.6950 0.6630 0.8350 0.9170 0.7660 0.8350 0.6970 0.7660 0.6690 0.9170 0.7660 0.8420 0.7020 0.7660 0.6690 0.7020 0.6690 MISC. COVG.* 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 OTHER DEATH COVERAGES INDEMNITY 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-8 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES ACCOUNT CREDIT DWELLING RESIDENCE UMBRELLA BOAT PAF BI PD COLL FIRE T N N N N 0.9550 0.9450 0.9510 T N N N Y 0.8640 0.8570 0.8740 T N N Y N 0.8980 0.9200 0.9210 T N N Y Y 0.8120 0.8340 0.8460 T N Y N N 0.8640 0.8570 0.8740 T N Y N Y 0.7810 0.8300 0.8130 T N Y Y N 0.8120 0.8340 0.8460 T N Y Y Y 0.7360 0.8300 0.8130 T Y N N N 0.8980 0.9200 0.9210 T Y N N Y 0.8120 0.8340 0.8460 T Y N Y N 0.8440 0.8950 0.8920 T Y N Y Y 0.7630 0.8300 0.8190 T Y Y N N 0.8120 0.8340 0.8460 T Y Y N Y 0.7360 0.8300 0.8130 T Y Y Y N 0.7630 0.8300 0.8190 T Y Y Y Y 0.7360 0.8300 0.8130 E N N N N 0.9600 0.9600 0.9600 NONE N N N N 1.0000 1.0000 1.0000 * Misc. Coverages - Extended Transportation Expenses, Roadside Assistance Coverage, Sound Receiving/Transmitting Equipment, Sound Reproducing Tapes, Motor Home Covered Property Coverage, Communications Equipment. GEORGIA - RATE MANUAL ©2016 Travelers NDV-9 COMP MP 0.9680 0.9450 0.9270 0.9050 0.9450 0.9220 0.9050 0.8830 0.9270 0.9050 0.8880 0.8660 0.9050 0.8830 0.8660 0.8500 0.9600 1.0000 0.9400 0.7850 0.8620 0.7200 0.7850 0.6690 0.7200 0.6690 0.8620 0.7200 0.7910 0.6690 0.7200 0.6690 0.6690 0.6690 0.9600 1.0000 MISC. COVG.* 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 OTHER DEATH COVERAGES INDEMNITY 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES POLICY MAF BY VEHICLE/DRIVER RATIO (VDR) BI VEHICLE/DRIVER RATIO (VDR) MAF INDICATOR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 A B C D E F 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 LEGEND A = 1 CAR, 1 DRIVER B = 1 CAR, 2+ DRIVERS C = 2+ CARS, MORE CARS THAN DRIVERS D = 2+ CARS, NUMBER OF CARS EQUALS NUMBER OF DRIVERS E = 2+ CARS, MORE DRIVERS THAN CARS F = NO ELIGIBLE CARS, ANY NUMBER OF DRIVERS TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-10 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES POLICY MAF BY VEHICLE/DRIVER RATIO (VDR) PD VEHICLE/DRIVER RATIO (VDR) MAF INDICATOR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 A B C D E F 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 LEGEND A = 1 CAR, 1 DRIVER B = 1 CAR, 2+ DRIVERS C = 2+ CARS, MORE CARS THAN DRIVERS D = 2+ CARS, NUMBER OF CARS EQUALS NUMBER OF DRIVERS E = 2+ CARS, MORE DRIVERS THAN CARS F = NO ELIGIBLE CARS, ANY NUMBER OF DRIVERS TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-11 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES POLICY MAF BY VEHICLE/DRIVER RATIO (VDR) COLL VEHICLE/DRIVER RATIO (VDR) MAF INDICATOR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 A B C D E F 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 LEGEND A = 1 CAR, 1 DRIVER B = 1 CAR, 2+ DRIVERS C = 2+ CARS, MORE CARS THAN DRIVERS D = 2+ CARS, NUMBER OF CARS EQUALS NUMBER OF DRIVERS E = 2+ CARS, MORE DRIVERS THAN CARS F = NO ELIGIBLE CARS, ANY NUMBER OF DRIVERS TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-12 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES POLICY MAF BY VEHICLE/DRIVER RATIO (VDR) COMP VEHICLE/DRIVER RATIO (VDR) MAF INDICATOR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 A B C D E F 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 LEGEND A = 1 CAR, 1 DRIVER B = 1 CAR, 2+ DRIVERS C = 2+ CARS, MORE CARS THAN DRIVERS D = 2+ CARS, NUMBER OF CARS EQUALS NUMBER OF DRIVERS E = 2+ CARS, MORE DRIVERS THAN CARS F = NO ELIGIBLE CARS, ANY NUMBER OF DRIVERS TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-13 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES POLICY MAF BY VEHICLE/DRIVER RATIO (VDR) MP VEHICLE/DRIVER RATIO (VDR) MAF INDICATOR 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 A B C D E F 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 LEGEND A = 1 CAR, 1 DRIVER B = 1 CAR, 2+ DRIVERS C = 2+ CARS, MORE CARS THAN DRIVERS GEORGIA - RATE MANUAL ©2016 Travelers D = 2+ CARS, NUMBER OF CARS EQUALS NUMBER OF DRIVERS E = 2+ CARS, MORE DRIVERS THAN CARS F = NO ELIGIBLE CARS, ANY NUMBER OF DRIVERS NDV-14 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES DEFENSIVE DRIVER CREDIT PD COLL 0.9000 0.9000 VEHICLES MOTORCYCLE BASIC - REFER TO RULE BI 0.9000 CODE NO YES BI 1.0000 1.0000 CAREFUL DRIVER CREDIT PD COLL 1.0000 1.0000 1.0000 1.0000 COMP 1.0000 1.0000 MP 1.0000 1.0000 CODE D BI 0.9000 HYBRID VEHICLE CREDIT PD COLL 0.9000 0.9000 COMP 0.9000 MP 0.9000 0.9000 0.9000 0.9000 MP 0.9000 0.9000 POLICY TERM FACTOR 1.0000 2.0000 DEATH INDEMNITY 1.0000 2.0000 OTHER COVERAGES 1.0000 2.0000 COLL $15.00 $30.00 $1.00 $1.00 COMP $15.00 $30.00 $1.00 $1.00 ALL OTHER $1.00 $1.00 $1.00 $1.00 POLICY TERM BI PD COLL COMP MP 06 MONTHS 12 MONTHS 1.0000 2.0000 1.0000 2.0000 1.0000 2.0000 1.0000 2.0000 MINIMUM COVERAGE PREMIUMS POLICY TERM BI PD CSL BI/PD 06 MONTHS $25.00 $15.00 $40.00 PP & PU* 12 MONTHS $50.00 $30.00 $80.00 06 MONTHS $1.00 $1.00 $1.00 All Other 12 MONTHS $1.00 $1.00 $1.00 *Private Passenger and Pick Up type vehicles (including Antiques and Classics). VEHICLE TYPE PAYROLL DEDUCTION DISCOUNT PAYROLL DEDUCT P or R BI PD COLL COMP MP MISC. COVG.* 0.9800 0.9800 0.9800 0.9800 0.9800 1.0000 OTHER COVERAGES 0.9800 DEATH INDEMNITY 1.0000 OTHER COVERAGES 0.9500 DEATH INDEMNITY 1.0000 TRAVELERS COMMERCIAL INSURANCE COMPANY - FACTOR BI PD COLL COMP MP Y 0.9500 0.9500 0.9500 0.9500 0.9500 * Misc. Coverages - Extended Transportation Expenses, Roadside Assistance Coverage, Sound Receiving/Transmitting Equipment, Sound Reproducing Tapes, Motor Home Covered Property Coverage, Communications Equipment. GEORGIA - RATE MANUAL ©2016 Travelers NDV-15 MISC. COVG.* 1.0000 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES CODE NOP PRIOR CARRIER NAME No Prior Insurance PRIOR CARRIER AND POLICY TENURE POLICY TENURE BI PD 0 - 11 1.7500 1.7500 12 - 35 1.7500 1.7500 36 - 59 1.7500 1.7500 60 - 119 1.7500 1.7500 120+ 1.7500 1.7500 COLL 1.7500 1.7500 1.7500 1.7500 1.7500 COMP 1.7500 1.7500 1.7500 1.7500 1.7500 MP 1.7500 1.7500 1.7500 1.7500 1.7500 No Prior Insurance does not apply when the applicant or insured has never purchased or been covered by a private passenger automobile policy during any specified period preceding the date of application when the need for coverage did not exist. GEORGIA - RATE MANUAL ©2016 Travelers NDV-16 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 01-21 VEHICLE AGE ALL 250 0.906 MODEL YEARS 1989 AND PRIOR COLLISION (CL) DEDUCTIBLE 500 1000 0.767 0.550 SYMBOL VEHICLE GROUP AGE FC* 01 A 1.056 01 00 1.056 01 01 1.056 01 02 1.056 01 03 1.056 01 04 1.056 01 05 1.056 01 06 N/A 01 07 N/A 01 08 N/A 01 09 - 20+ N/A 02 A 1.056 02 00 1.056 02 01 1.056 02 02 1.056 02 03 1.056 02 04 1.056 02 05 1.056 02 06 N/A 02 07 N/A 02 08 N/A 02 09 - 20+ N/A 03 A 1.056 03 00 1.056 03 01 1.056 03 02 1.056 03 03 1.056 03 04 1.056 03 05 1.056 03 06 N/A 03 07 N/A 03 08 N/A 03 09 - 20+ N/A 04 A 1.056 04 00 1.056 *Repair or Replacement Collision Coverage subject to $500 deductible 2500 0.150 MODEL YEARS 1990 AND SUBSEQUENT COLLISION (CL) DEDUCTIBLE 250 500 1000 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.776 0.580 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.776 0.580 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.776 0.580 0.915 0.814 0.680 0.915 0.814 0.680 5000 0.150 2500 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.290 0.290 0.290 0.150 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.290 0.290 0.290 0.150 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.290 0.290 0.290 0.150 0.390 0.390 5000 0.160 0.160 0.160 0.160 0.160 0.160 0.160 0.150 0.150 0.150 0.150 0.160 0.160 0.160 0.160 0.160 0.160 0.160 0.150 0.150 0.150 0.150 0.160 0.160 0.160 0.160 0.160 0.160 0.160 0.150 0.150 0.150 0.150 0.160 0.160 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-17 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL VEHICLE GROUP AGE FC* 04 01 1.056 04 02 1.056 04 03 1.056 04 04 1.056 04 05 1.056 04 06 N/A 04 07 N/A 04 08 N/A 04 09 - 20+ N/A 05 A 1.056 05 00 1.056 05 01 1.056 05 02 1.056 05 03 1.056 05 04 1.056 05 05 1.056 05 06 N/A 05 07 N/A 05 08 N/A 05 09 - 20+ N/A 06 A 1.056 06 00 1.056 06 01 1.056 06 02 1.056 06 03 1.056 06 04 1.056 06 05 1.056 06 06 N/A 06 07 N/A 06 08 N/A 06 09 - 20+ N/A 07 A 1.056 07 00 1.056 07 01 1.056 07 02 1.056 07 03 1.056 07 04 1.056 07 05 1.056 07 06 N/A 07 07 N/A *Repair or Replacement Collision Coverage subject to $500 deductible MODEL YEARS 1990 AND SUBSEQUENT COLLISION (CL) DEDUCTIBLE 250 500 1000 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.776 0.580 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.776 0.580 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.805 0.640 0.906 0.776 0.580 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.814 0.670 0.915 0.814 0.670 2500 0.390 0.390 0.390 0.390 0.390 0.290 0.290 0.290 0.150 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.290 0.290 0.290 0.150 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.290 0.290 0.290 0.150 0.430 0.430 0.430 0.430 0.430 0.430 0.430 0.350 0.350 5000 0.160 0.160 0.160 0.160 0.160 0.150 0.150 0.150 0.150 0.160 0.160 0.160 0.160 0.160 0.160 0.160 0.150 0.150 0.150 0.150 0.160 0.160 0.160 0.160 0.160 0.160 0.160 0.150 0.150 0.150 0.150 0.200 0.200 0.200 0.200 0.200 0.200 0.200 0.150 0.150 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-18 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL VEHICLE GROUP AGE FC* 07 08 N/A 07 09 - 20+ N/A 08 A 1.056 08 00 1.056 08 01 1.056 08 02 1.056 08 03 1.056 08 04 1.056 08 05 1.056 08 06 N/A 08 07 N/A 08 08 N/A 08 09 - 20+ N/A 10 A 1.056 10 00 1.056 10 01 1.056 10 02 1.056 10 03 1.056 10 04 1.056 10 05 1.056 10 06 N/A 10 07 N/A 10 08 N/A 10 09 - 20+ N/A 11 A 1.056 11 00 1.056 11 01 1.056 11 02 1.056 11 03 1.056 11 04 1.056 11 05 1.056 11 06 N/A 11 07 N/A 11 08 N/A 11 09 - 20+ N/A 12 A 1.056 12 00 1.056 12 01 1.056 12 02 1.056 12 03 1.056 *Repair or Replacement Collision Coverage subject to $500 deductible MODEL YEARS 1990 AND SUBSEQUENT COLLISION (CL) DEDUCTIBLE 250 500 1000 0.915 0.814 0.670 0.906 0.795 0.620 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.814 0.670 0.915 0.814 0.670 0.915 0.814 0.670 0.906 0.795 0.620 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.824 0.700 0.915 0.814 0.670 0.915 0.814 0.670 0.915 0.814 0.670 0.906 0.795 0.620 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.795 0.640 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 2500 0.350 0.220 0.430 0.430 0.430 0.430 0.430 0.430 0.430 0.350 0.350 0.350 0.220 0.430 0.430 0.430 0.430 0.430 0.430 0.430 0.350 0.350 0.350 0.220 0.440 0.440 0.440 0.440 0.440 0.440 0.440 0.380 0.380 0.380 0.260 0.440 0.440 0.440 0.440 0.440 5000 0.150 0.150 0.200 0.200 0.200 0.200 0.200 0.200 0.200 0.150 0.150 0.150 0.150 0.200 0.200 0.200 0.200 0.200 0.200 0.200 0.150 0.150 0.150 0.150 0.220 0.220 0.220 0.220 0.220 0.220 0.220 0.150 0.150 0.150 0.150 0.220 0.220 0.220 0.220 0.220 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-19 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL VEHICLE GROUP AGE FC* 12 04 1.056 12 05 1.056 12 06 N/A 12 07 N/A 12 08 N/A 12 09 - 20+ N/A 13 A 1.056 13 00 1.056 13 01 1.056 13 02 1.056 13 03 1.056 13 04 1.056 13 05 1.056 13 06 N/A 13 07 N/A 13 08 N/A 13 09 - 20+ N/A 14 A 1.056 14 00 1.056 14 01 1.056 14 02 1.056 14 03 1.056 14 04 1.056 14 05 1.056 14 06 N/A 14 07 N/A 14 08 N/A 14 09 - 20+ N/A 15 A 1.056 15 00 1.056 15 01 1.056 15 02 1.056 15 03 1.056 15 04 1.056 15 05 1.056 15 06 N/A 15 07 N/A 15 08 N/A 15 09 - 20+ N/A 16 A 1.056 *Repair or Replacement Collision Coverage subject to $500 deductible MODEL YEARS 1990 AND SUBSEQUENT COLLISION (CL) DEDUCTIBLE 250 500 1000 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.795 0.640 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.814 0.680 0.915 0.814 0.680 0.915 0.814 0.680 0.906 0.795 0.640 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.814 0.670 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.814 0.670 0.915 0.833 0.720 2500 0.440 0.440 0.380 0.380 0.380 0.260 0.440 0.440 0.440 0.440 0.440 0.440 0.440 0.380 0.380 0.380 0.260 0.470 0.470 0.470 0.470 0.470 0.470 0.470 0.420 0.420 0.420 0.330 0.470 0.470 0.470 0.470 0.470 0.470 0.470 0.420 0.420 0.420 0.330 0.470 5000 0.220 0.220 0.150 0.150 0.150 0.150 0.220 0.220 0.220 0.220 0.220 0.220 0.220 0.150 0.150 0.150 0.150 0.250 0.250 0.250 0.250 0.250 0.250 0.250 0.150 0.150 0.150 0.150 0.250 0.250 0.250 0.250 0.250 0.250 0.250 0.150 0.150 0.150 0.150 0.250 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-20 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL VEHICLE GROUP AGE FC* 16 00 1.056 16 01 1.056 16 02 1.056 16 03 1.056 16 04 1.056 16 05 1.056 16 06 N/A 16 07 N/A 16 08 N/A 16 09 - 20+ N/A 17 A 1.056 17 00 1.056 17 01 1.056 17 02 1.056 17 03 1.056 17 04 1.056 17 05 1.056 17 06 N/A 17 07 N/A 17 08 N/A 17 09 - 20+ N/A 18 A 1.056 18 00 1.056 18 01 1.056 18 02 1.056 18 03 1.056 18 04 1.056 18 05 1.056 18 06 N/A 18 07 N/A 18 08 N/A 18 09 - 20+ N/A 19 A 1.056 19 00 1.056 19 01 1.056 19 02 1.056 19 03 1.056 19 04 1.056 19 05 1.056 19 06 N/A *Repair or Replacement Collision Coverage subject to $500 deductible MODEL YEARS 1990 AND SUBSEQUENT COLLISION (CL) DEDUCTIBLE 250 500 1000 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.814 0.670 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.814 0.670 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.833 0.720 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.824 0.710 0.915 0.814 0.670 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.740 2500 0.470 0.470 0.470 0.470 0.470 0.470 0.420 0.420 0.420 0.330 0.470 0.470 0.470 0.470 0.470 0.470 0.470 0.420 0.420 0.420 0.330 0.470 0.470 0.470 0.470 0.470 0.470 0.470 0.420 0.420 0.420 0.330 0.510 0.510 0.510 0.510 0.510 0.510 0.510 0.490 5000 0.250 0.250 0.250 0.250 0.250 0.250 0.150 0.150 0.150 0.150 0.250 0.250 0.250 0.250 0.250 0.250 0.250 0.150 0.150 0.150 0.150 0.250 0.250 0.250 0.250 0.250 0.250 0.250 0.150 0.150 0.150 0.150 0.300 0.300 0.300 0.300 0.300 0.300 0.300 0.250 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-21 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL VEHICLE GROUP AGE FC* 19 07 N/A 19 08 N/A 19 09 - 20+ N/A 20 A 1.056 20 00 1.056 20 01 1.056 20 02 1.056 20 03 1.056 20 04 1.056 20 05 1.056 20 06 N/A 20 07 N/A 20 08 N/A 20 09 - 20+ N/A 21 A 1.056 21 00 1.056 21 01 1.056 21 02 1.056 21 03 1.056 21 04 1.056 21 05 1.056 21 06 N/A 21 07 N/A 21 08 N/A 21 09 - 20+ N/A 22 A 1.056 22 00 1.056 22 01 1.056 22 02 1.056 22 03 1.056 22 04 1.056 22 05 1.056 22 06 N/A 22 07 N/A 22 08 N/A 22 09 - 20+ N/A 23 A 1.056 23 00 1.056 23 01 1.056 23 02 1.056 *Repair or Replacement Collision Coverage subject to $500 deductible MODEL YEARS 1990 AND SUBSEQUENT COLLISION (CL) DEDUCTIBLE 250 500 1000 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.833 0.710 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.833 0.710 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.833 0.710 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.833 0.710 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 2500 0.490 0.490 0.430 0.510 0.510 0.510 0.510 0.510 0.510 0.510 0.490 0.490 0.490 0.430 0.510 0.510 0.510 0.510 0.510 0.510 0.510 0.490 0.490 0.490 0.430 0.510 0.510 0.510 0.510 0.510 0.510 0.510 0.490 0.490 0.490 0.430 0.510 0.510 0.510 0.510 5000 0.250 0.250 0.150 0.300 0.300 0.300 0.300 0.300 0.300 0.300 0.250 0.250 0.250 0.150 0.300 0.300 0.300 0.300 0.300 0.300 0.300 0.250 0.250 0.250 0.150 0.300 0.300 0.300 0.300 0.300 0.300 0.300 0.250 0.250 0.250 0.150 0.300 0.300 0.300 0.300 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-22 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL VEHICLE GROUP AGE FC* 23 03 1.056 23 04 1.056 23 05 1.056 23 06 N/A 23 07 N/A 23 08 N/A 23 09 - 20+ N/A 24 A 1.056 24 00 1.056 24 01 1.056 24 02 1.056 24 03 1.056 24 04 1.056 24 05 1.056 24 06 N/A 24 07 N/A 24 08 N/A 24 09 - 20+ N/A 25 A 1.056 25 00 1.056 25 01 1.056 25 02 1.056 25 03 1.056 25 04 1.056 25 05 1.056 25 06 N/A 25 07 N/A 25 08 N/A 25 09 - 20+ N/A 26 A 1.056 26 00 1.056 26 01 1.056 26 02 1.056 26 03 1.056 26 04 1.056 26 05 1.056 26 06 N/A 26 07 N/A 26 08 N/A 26 09 - 20+ N/A *Repair or Replacement Collision Coverage subject to $500 deductible MODEL YEARS 1990 AND SUBSEQUENT COLLISION (CL) DEDUCTIBLE 250 500 1000 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.750 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.843 0.740 0.915 0.833 0.710 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.780 0.909 0.861 0.780 0.909 0.861 0.780 0.909 0.852 0.760 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.780 0.909 0.861 0.780 0.909 0.861 0.780 0.909 0.852 0.760 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.780 0.909 0.861 0.780 0.909 0.861 0.780 0.909 0.852 0.760 2500 0.510 0.510 0.510 0.490 0.490 0.490 0.430 0.600 0.600 0.600 0.600 0.600 0.600 0.600 0.580 0.580 0.580 0.540 0.600 0.600 0.600 0.600 0.600 0.600 0.600 0.580 0.580 0.580 0.540 0.600 0.600 0.600 0.600 0.600 0.600 0.600 0.580 0.580 0.580 0.540 5000 0.300 0.300 0.300 0.250 0.250 0.250 0.150 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.360 0.360 0.360 0.300 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.360 0.360 0.360 0.300 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.360 0.360 0.360 0.300 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2016 Travelers NDV-23 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL VEHICLE GROUP AGE FC* 27 A 1.056 27 00 1.056 27 01 1.056 27 02 1.056 27 03 1.056 27 04 1.056 27 05 1.056 27 06 N/A 27 07 N/A 27 08 N/A 27 09 - 20+ N/A *Repair or Replacement Collision Coverage subject to $500 deductible GEORGIA - RATE MANUAL ©2016 Travelers MODEL YEARS 1990 AND SUBSEQUENT COLLISION (CL) DEDUCTIBLE 250 500 1000 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.790 0.909 0.861 0.780 0.909 0.861 0.780 0.909 0.861 0.780 0.909 0.852 0.760 NDV-24 2500 0.600 0.600 0.600 0.600 0.600 0.600 0.600 0.580 0.580 0.580 0.540 5000 0.390 0.390 0.390 0.390 0.390 0.390 0.390 0.360 0.360 0.360 0.300 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 01-21 VEHICLE AGE ALL SYMBOL GROUP 01 01 01 01 01 01 01 01 01 01 01 02 02 02 02 02 02 02 02 02 02 02 03 03 03 03 03 03 03 03 03 03 03 04 04 VEHICLE AGE A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 GEORGIA - RATE MANUAL ©2016 Travelers 250 0.861 250 0.693 0.693 0.693 0.693 0.693 0.693 0.693 0.706 0.706 0.706 0.758 0.693 0.693 0.693 0.693 0.693 0.693 0.693 0.706 0.706 0.706 0.758 0.693 0.693 0.693 0.693 0.693 0.693 0.693 0.706 0.706 0.706 0.758 0.693 0.693 MODEL YEARS 1989 AND PRIOR COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.685 0.416 MODEL YEARS 1990 AND SUBSEQUENT COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.586 0.394 0.586 0.394 0.586 0.394 0.606 0.390 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.586 0.394 0.586 0.394 0.586 0.394 0.606 0.390 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.586 0.394 0.586 0.394 0.586 0.394 0.606 0.390 0.588 0.420 0.588 0.420 TABLE CONTINUED ON NEXT PAGE NDV-25 2500 0.195 5000 0.195 2500 0.240 0.240 0.240 0.240 0.240 0.240 0.240 0.162 0.162 0.162 0.210 0.240 0.240 0.240 0.240 0.240 0.240 0.240 0.162 0.162 0.162 0.210 0.240 0.240 0.240 0.240 0.240 0.240 0.240 0.162 0.162 0.162 0.210 0.240 0.240 5000 0.161 0.161 0.161 0.161 0.161 0.161 0.161 0.159 0.159 0.159 0.159 0.161 0.161 0.161 0.161 0.161 0.161 0.161 0.159 0.159 0.159 0.159 0.161 0.161 0.161 0.161 0.161 0.161 0.161 0.159 0.159 0.159 0.159 0.161 0.161 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 04 04 04 04 04 04 04 04 04 05 05 05 05 05 05 05 05 05 05 05 06 06 06 06 06 06 06 06 06 06 06 07 07 07 07 07 07 07 07 07 GEORGIA - RATE MANUAL ©2016 Travelers VEHICLE AGE 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 250 0.693 0.693 0.693 0.693 0.693 0.706 0.706 0.706 0.758 0.693 0.693 0.693 0.693 0.693 0.693 0.693 0.706 0.706 0.706 0.758 0.693 0.693 0.693 0.693 0.693 0.693 0.693 0.706 0.706 0.706 0.758 0.702 0.702 0.702 0.702 0.702 0.702 0.702 0.725 0.725 MODEL YEARS 1990 AND SUBSEQUENT COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.586 0.394 0.586 0.394 0.586 0.394 0.606 0.390 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.586 0.394 0.586 0.394 0.586 0.394 0.606 0.390 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.588 0.420 0.586 0.394 0.586 0.394 0.586 0.394 0.606 0.390 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.604 0.424 0.604 0.424 TABLE CONTINUED ON NEXT PAGE NDV-26 2500 0.240 0.240 0.240 0.240 0.240 0.162 0.162 0.162 0.210 0.240 0.240 0.240 0.240 0.240 0.240 0.240 0.162 0.162 0.162 0.210 0.240 0.240 0.240 0.240 0.240 0.240 0.240 0.162 0.162 0.162 0.210 0.245 0.245 0.245 0.245 0.245 0.245 0.245 0.192 0.192 5000 0.161 0.161 0.161 0.161 0.161 0.159 0.159 0.159 0.159 0.161 0.161 0.161 0.161 0.161 0.161 0.161 0.159 0.159 0.159 0.159 0.161 0.161 0.161 0.161 0.161 0.161 0.161 0.159 0.159 0.159 0.159 0.167 0.167 0.167 0.167 0.167 0.167 0.167 0.189 0.189 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 07 07 08 08 08 08 08 08 08 08 08 08 08 10 10 10 10 10 10 10 10 10 10 10 11 11 11 11 11 11 11 11 11 11 11 12 12 12 12 12 GEORGIA - RATE MANUAL ©2016 Travelers VEHICLE AGE 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 250 0.725 0.768 0.702 0.702 0.702 0.702 0.702 0.702 0.702 0.725 0.725 0.725 0.768 0.702 0.702 0.702 0.702 0.702 0.702 0.702 0.725 0.725 0.725 0.768 0.702 0.702 0.702 0.702 0.702 0.702 0.702 0.725 0.725 0.725 0.778 0.702 0.702 0.702 0.702 0.702 MODEL YEARS 1990 AND SUBSEQUENT COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.604 0.424 0.637 0.423 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.604 0.424 0.604 0.424 0.604 0.424 0.637 0.423 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.605 0.448 0.604 0.424 0.604 0.424 0.604 0.424 0.637 0.423 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.444 0.623 0.444 0.623 0.444 0.647 0.446 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 TABLE CONTINUED ON NEXT PAGE NDV-27 2500 0.192 0.243 0.245 0.245 0.245 0.245 0.245 0.245 0.245 0.192 0.192 0.192 0.243 0.245 0.245 0.245 0.245 0.245 0.245 0.245 0.192 0.192 0.192 0.243 0.277 0.277 0.277 0.277 0.277 0.277 0.277 0.213 0.213 0.213 0.266 0.277 0.277 0.277 0.277 0.277 5000 0.189 0.192 0.167 0.167 0.167 0.167 0.167 0.167 0.167 0.189 0.189 0.189 0.192 0.167 0.167 0.167 0.167 0.167 0.167 0.167 0.189 0.189 0.189 0.192 0.198 0.198 0.198 0.198 0.198 0.198 0.198 0.209 0.209 0.209 0.215 0.198 0.198 0.198 0.198 0.198 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 12 12 12 12 12 12 13 13 13 13 13 13 13 13 13 13 13 14 14 14 14 14 14 14 14 14 14 14 15 15 15 15 15 15 15 15 15 15 15 16 GEORGIA - RATE MANUAL ©2016 Travelers VEHICLE AGE 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 250 0.702 0.702 0.725 0.725 0.725 0.778 0.702 0.702 0.702 0.702 0.702 0.702 0.702 0.725 0.725 0.725 0.778 0.720 0.720 0.720 0.720 0.720 0.720 0.720 0.734 0.734 0.734 0.788 0.720 0.720 0.720 0.720 0.720 0.720 0.720 0.734 0.734 0.734 0.788 0.720 MODEL YEARS 1990 AND SUBSEQUENT COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.623 0.467 0.623 0.467 0.623 0.444 0.623 0.444 0.623 0.444 0.647 0.446 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.467 0.623 0.444 0.623 0.444 0.623 0.444 0.647 0.446 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.641 0.464 0.641 0.464 0.641 0.464 0.667 0.468 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.641 0.464 0.641 0.464 0.641 0.464 0.667 0.468 0.640 0.486 TABLE CONTINUED ON NEXT PAGE NDV-28 2500 0.277 0.277 0.213 0.213 0.213 0.266 0.277 0.277 0.277 0.277 0.277 0.277 0.277 0.213 0.213 0.213 0.266 0.315 0.315 0.315 0.315 0.315 0.315 0.315 0.233 0.233 0.233 0.288 0.315 0.315 0.315 0.315 0.315 0.315 0.315 0.233 0.233 0.233 0.288 0.315 5000 0.198 0.198 0.209 0.209 0.209 0.215 0.198 0.198 0.198 0.198 0.198 0.198 0.198 0.209 0.209 0.209 0.215 0.236 0.236 0.236 0.236 0.236 0.236 0.236 0.230 0.230 0.230 0.237 0.236 0.236 0.236 0.236 0.236 0.236 0.236 0.230 0.230 0.230 0.237 0.236 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 16 16 16 16 16 16 16 16 16 16 17 17 17 17 17 17 17 17 17 17 17 18 18 18 18 18 18 18 18 18 18 18 19 19 19 19 19 19 19 19 GEORGIA - RATE MANUAL ©2016 Travelers VEHICLE AGE 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 250 0.720 0.720 0.720 0.720 0.720 0.720 0.734 0.734 0.734 0.788 0.720 0.720 0.720 0.720 0.720 0.720 0.720 0.734 0.734 0.734 0.788 0.720 0.720 0.720 0.720 0.720 0.720 0.720 0.734 0.734 0.734 0.788 0.738 0.738 0.738 0.738 0.738 0.738 0.738 0.753 MODEL YEARS 1990 AND SUBSEQUENT COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.641 0.464 0.641 0.464 0.641 0.464 0.667 0.468 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.641 0.464 0.641 0.464 0.641 0.464 0.667 0.468 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.640 0.486 0.641 0.464 0.641 0.464 0.641 0.464 0.667 0.468 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.668 0.515 TABLE CONTINUED ON NEXT PAGE NDV-29 2500 0.315 0.315 0.315 0.315 0.315 0.315 0.233 0.233 0.233 0.288 0.315 0.315 0.315 0.315 0.315 0.315 0.315 0.233 0.233 0.233 0.288 0.315 0.315 0.315 0.315 0.315 0.315 0.315 0.233 0.233 0.233 0.288 0.362 0.362 0.362 0.362 0.362 0.362 0.362 0.283 5000 0.236 0.236 0.236 0.236 0.236 0.236 0.230 0.230 0.230 0.237 0.236 0.236 0.236 0.236 0.236 0.236 0.236 0.230 0.230 0.230 0.237 0.236 0.236 0.236 0.236 0.236 0.236 0.236 0.230 0.230 0.230 0.237 0.284 0.284 0.284 0.284 0.284 0.284 0.284 0.280 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 19 19 19 20 20 20 20 20 20 20 20 20 20 20 21 21 21 21 21 21 21 21 21 21 21 22 22 22 22 22 22 22 22 22 22 22 23 23 23 23 GEORGIA - RATE MANUAL ©2016 Travelers VEHICLE AGE 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 250 0.753 0.753 0.808 0.738 0.738 0.738 0.738 0.738 0.738 0.738 0.753 0.753 0.753 0.808 0.738 0.738 0.738 0.738 0.738 0.738 0.738 0.753 0.753 0.753 0.808 0.738 0.738 0.738 0.738 0.738 0.738 0.738 0.753 0.753 0.753 0.808 0.738 0.738 0.738 0.738 MODEL YEARS 1990 AND SUBSEQUENT COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.668 0.515 0.668 0.515 0.707 0.524 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.668 0.515 0.668 0.515 0.668 0.515 0.707 0.524 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.668 0.515 0.668 0.515 0.668 0.515 0.707 0.524 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 0.668 0.515 0.668 0.515 0.668 0.515 0.707 0.524 0.666 0.525 0.666 0.525 0.666 0.525 0.666 0.525 TABLE CONTINUED ON NEXT PAGE NDV-30 2500 0.283 0.283 0.344 0.362 0.362 0.362 0.362 0.362 0.362 0.362 0.283 0.283 0.283 0.344 0.362 0.362 0.362 0.362 0.362 0.362 0.362 0.283 0.283 0.283 0.344 0.362 0.362 0.362 0.362 0.362 0.362 0.362 0.283 0.283 0.283 0.344 0.362 0.362 0.362 0.362 5000 0.280 0.280 0.293 0.284 0.284 0.284 0.284 0.284 0.284 0.284 0.280 0.280 0.280 0.293 0.284 0.284 0.284 0.284 0.284 0.284 0.284 0.280 0.280 0.280 0.293 0.284 0.284 0.284 0.284 0.284 0.284 0.284 0.280 0.280 0.280 0.293 0.284 0.284 0.284 0.284 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 23 23 23 23 23 23 23 24 24 24 24 24 24 24 24 24 24 24 25 25 25 25 25 25 25 25 25 25 25 26 26 26 26 26 26 26 26 26 26 26 GEORGIA - RATE MANUAL ©2016 Travelers VEHICLE AGE 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ A 00 01 02 03 04 05 06 07 08 09 - 20+ 250 0.738 0.738 0.738 0.753 0.753 0.753 0.808 0.756 0.756 0.756 0.756 0.756 0.756 0.756 0.781 0.781 0.781 0.828 0.756 0.756 0.756 0.756 0.756 0.756 0.756 0.781 0.781 0.781 0.828 0.756 0.756 0.756 0.756 0.756 0.756 0.756 0.781 0.781 0.781 0.828 MODEL YEARS 1990 AND SUBSEQUENT COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.666 0.525 0.666 0.525 0.666 0.525 0.668 0.515 0.668 0.515 0.668 0.515 0.707 0.524 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.723 0.576 0.723 0.576 0.723 0.576 0.768 0.590 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.723 0.576 0.723 0.576 0.723 0.576 0.768 0.590 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.723 0.576 0.723 0.576 0.723 0.576 0.768 0.590 TABLE CONTINUED ON NEXT PAGE NDV-31 2500 0.362 0.362 0.362 0.283 0.283 0.283 0.344 0.439 0.439 0.439 0.439 0.439 0.439 0.439 0.384 0.384 0.384 0.410 0.439 0.439 0.439 0.439 0.439 0.439 0.439 0.384 0.384 0.384 0.410 0.439 0.439 0.439 0.439 0.439 0.439 0.439 0.384 0.384 0.384 0.410 5000 0.284 0.284 0.284 0.280 0.280 0.280 0.293 0.324 0.324 0.324 0.324 0.324 0.324 0.324 0.381 0.381 0.381 0.360 0.324 0.324 0.324 0.324 0.324 0.324 0.324 0.381 0.381 0.381 0.360 0.324 0.324 0.324 0.324 0.324 0.324 0.324 0.381 0.381 0.381 0.360 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES SYMBOL GROUP 27 27 27 27 27 27 27 27 27 27 27 GEORGIA - RATE MANUAL ©2016 Travelers VEHICLE AGE A 00 01 02 03 04 05 06 07 08 09 - 20+ 250 0.756 0.756 0.756 0.756 0.756 0.756 0.756 0.781 0.781 0.781 0.828 MODEL YEARS 1990 AND SUBSEQUENT COMPREHENSIVE (CP) DEDUCTIBLE 500 1000 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.709 0.582 0.723 0.576 0.723 0.576 0.723 0.576 0.768 0.590 NDV-32 2500 0.439 0.439 0.439 0.439 0.439 0.439 0.439 0.384 0.384 0.384 0.410 5000 0.324 0.324 0.324 0.324 0.324 0.324 0.324 0.381 0.381 0.381 0.360 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES DEDUCTIBLE FC/ACV 250 500 1000 2500 5000 SYMBOL GROUP 1 2 3 4 5 6 7 8 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27* DEDUCTIBLE AND YOUTHFUL ON POLICY COLL COMP YOUTHFUL ON POLICY YOUTHFUL ON POLICY NO YES NO YES 1.0000 1.0000 N/A N/A 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 PHYSICAL DAMAGE SYMBOLS COLL COMP MODEL YEARS MODEL YEARS 1989 & PRIOR 1990 & SUBSEQUENT 1989 & PRIOR 1990 & SUBSEQUENT 0.749 0.886 0.619 0.846 0.749 0.940 0.619 0.849 0.749 0.995 0.619 0.856 0.749 1.053 0.619 0.868 0.749 1.112 0.619 0.883 0.749 1.172 0.619 0.900 0.866 1.306 0.760 1.042 1.005 1.345 0.826 1.067 1.129 1.412 0.916 1.078 1.270 1.451 0.982 1.153 1.454 1.523 1.068 1.187 1.715 1.593 1.165 1.222 2.006 1.637 1.236 1.235 2.339 1.686 1.317 1.274 2.641 1.784 1.419 1.343 2.969 1.877 1.500 1.389 3.258 1.962 1.604 1.440 3.578 2.050 1.740 1.469 3.923 2.127 1.870 1.566 4.296 2.211 1.928 1.612 N/A 2.306 N/A 2.016 N/A 2.406 N/A 2.143 N/A 2.510 N/A 2.294 N/A 2.616 N/A 2.357 N/A 2.727 N/A 2.564 N/A 2.843 N/A 2.815 * Collision: Add 0.50 to Symbol 27 for each $10,000 over $80,000 * Comprehensive: Add 1.50 to Symbol 27 for each $10,000 over $80,000 GEORGIA - RATE MANUAL ©2016 Travelers NDV-33 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES MODEL YEAR MODEL YEAR* COLL COMP 2021 2.0200 2.6150 2020 1.9240 2.4670 2019 1.8320 2.3270 2018 1.7450 2.1950 2017 1.6620 2.0710 2016 1.5830 1.9540 2015 1.5080 1.8430 2014 1.4360 1.7390 2013 1.3680 1.6410 2012 1.3030 1.5480 2011 1.2410 1.4600 2010 1.1820 1.3770 2009 1.1260 1.2990 2008 1.0720 1.2250 2007 1.0210 1.1560 2006 0.9720 1.0700 2005 0.9260 0.9910 2004 0.8490 0.9180 2003 0.7770 0.8500 2002 0.7100 0.8020 2001 0.6550 0.7560 2000 0.5860 0.7140 1999 0.5190 0.6680 1998 0.4640 0.6260 1997 0.4000 0.5710 1996 0.3550 0.5270 1995 0.3170 0.4970 1994 0.2830 0.4590 1993 0.2530 0.4410 1992 0.2260 0.4120 1991 0.2020 0.3840 1990 0.1800 0.3570 1989 0.2860 0.3570 1988 0.2860 0.3570 1987 0.2860 0.3570 1986 0.2860 0.3570 1985 or prior 0.2860 0.3570 *For vehicles with newer Model Years than shown, the compounding factors for each additional year are: COLL-1.05; COMP-1.06. GEORGIA - RATE MANUAL ©2016 Travelers VEH TYPE PP & PU* ALL OTHERS SYMBOL A B C D E F G H I J K L M N O P Q R S T U V W X Z Y Z LIABILITY SYMBOLS BI 0.8890 0.9060 0.9250 0.9320 0.9390 0.9580 0.9730 0.9730 0.9690 0.9640 0.9630 0.9740 0.9970 1.0170 1.0370 1.0660 1.0990 1.1140 1.1390 1.1660 1.0000 1.0000 1.0000 1.2180 1.0000 1.0000 1.0000 PD 0.8630 0.9150 0.8970 0.8910 0.9310 0.9770 0.9630 0.9630 0.9590 0.9550 0.9540 0.9640 0.9870 1.0070 1.0270 0.9760 1.1380 1.1480 1.2100 1.2760 1.0000 1.0000 1.0000 1.2070 1.0000 1.0000 1.0000 MP 0.7630 0.7940 0.8290 0.8660 0.9170 0.9640 0.9920 1.0040 1.0000 1.0120 1.0330 1.0440 1.0470 1.0570 1.0890 1.1320 1.1820 1.2490 1.2410 1.2310 1.0220 1.0220 1.0220 1.0170 1.0220 1.0000 1.0000 * Private Passenger and Pick Up type vehicles (including Antiques and Classics). NDV-34 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES VEHICLE USE BUSINESS FARM LONG COMMUTE PLEASURE SHORT COMMUTE GEORGIA - RATE MANUAL ©2016 Travelers TOTAL # VEHICLES ON POLICY 1 2 2 3 3 3 4 4 4 4 1 2 2 3 3 3 4 4 4 4 1 2 2 3 3 3 4 4 4 4 1 1 2 2 2 3 3 3 3 4 4 4 4 4 1 2 2 3 3 3 4 4 4 4 VEHICLE USE NUMBER OF PLEASURE BI VEHICLES ON POLICY 0 1.1450 0 1.1450 1 1.1450 0 1.1450 1 1.1450 2 1.1450 0 1.1450 1 1.1450 2 1.1450 3 1.1450 0 0.8560 0 0.8560 1 0.8560 0 0.8560 1 0.8560 2 0.8560 0 0.8560 1 0.8560 2 0.8560 3 0.8560 0 1.0000 0 1.0000 1 1.0000 0 1.0000 1 1.0000 2 1.0000 0 1.0000 1 1.0000 2 1.0000 3 1.0000 0 1.0000 1 1.0000 0 1.0000 1 1.0000 2 1.0000 0 1.0000 1 1.0000 2 1.0000 3 1.0000 0 1.0000 1 1.0000 2 1.0000 3 1.0000 4 1.0000 0 1.0000 0 1.0000 1 1.0000 0 1.0000 1 1.0000 2 1.0000 0 1.0000 1 1.0000 2 1.0000 3 1.0000 NDV-35 PD COLL COMP MP 1.1450 1.1450 1.1450 1.1450 1.1450 1.1450 1.1450 1.1450 1.1450 1.1450 0.8570 0.8570 0.8570 0.8570 0.8570 0.8570 0.8570 0.8570 0.8570 0.8570 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0930 1.0930 1.0930 1.0930 1.0930 1.0930 1.0930 1.0930 1.0930 1.0930 0.8100 0.8100 0.8100 0.8100 0.8100 0.8100 0.8100 0.8100 0.8100 0.8100 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.2000 1.2000 1.2000 1.2000 1.2000 1.2000 1.2000 1.2000 1.2000 1.2000 1.1770 1.1770 1.1770 1.1770 1.1770 1.1770 1.1770 1.1770 1.1770 1.1770 1.1040 1.1040 1.1040 1.1040 1.1040 1.1040 1.1040 1.1040 1.1040 1.1040 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0500 1.0500 1.0500 1.0500 1.0500 1.0500 1.0500 1.0500 1.0500 1.0500 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 0.6910 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES PASSIVE RESTRAINT CATEGORY MP AB 1.0000 BR 1.0000 DR 1.0000 OR 1.0000 VEHICLE TYPE PP & PU* ALL OTHERS MODEL YEAR** 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 or Prior ALL ANTI-THEFT CATEGORY COMP N/A 1.0000 MODEL YEAR AND SINGLE / MULTI CAR SINGLE CAR BI PD MP BI 1.3500 1.3490 1.0200 1.0730 1.3370 1.3360 1.0100 1.0620 1.3240 1.3230 1.0000 1.0510 1.3110 1.3100 0.9900 1.0410 1.2980 1.2970 0.9800 1.0310 1.2850 1.2840 0.9700 1.0210 1.2720 1.2710 0.9600 1.0110 1.2590 1.2580 0.9500 1.0010 1.2590 1.2580 0.9500 1.0000 1.2590 1.2580 0.9500 1.0020 1.2590 1.2580 0.9380 1.0110 1.2590 1.2580 0.9700 1.0270 1.2590 1.2580 0.9820 1.0410 1.2590 1.2580 0.9770 1.0390 1.2590 1.2580 1.0010 1.0330 1.2590 1.2580 1.0250 1.0310 1.2590 1.2580 1.0310 1.0210 1.2590 1.2580 1.0230 0.9990 1.2390 1.2390 1.0080 0.9720 1.2150 1.2160 0.9610 0.9340 1.1820 1.1820 0.9140 0.8930 1.1480 1.1480 0.8740 0.8400 1.1290 1.1290 0.8520 0.7940 1.1060 1.1060 0.8310 0.7510 1.0840 1.0840 0.8110 0.7130 1.0630 1.0620 0.7920 0.6760 1.0420 1.0420 0.7740 0.6420 1.0420 1.0420 0.7740 0.6420 1.0420 1.0420 0.7740 0.6420 1.0000 1.0000 1.0000 1.0000 MULTI CAR PD 1.0730 1.0620 1.0510 1.0410 1.0310 1.0210 1.0110 1.0010 1.0000 1.0020 1.0110 1.0280 1.0410 1.0390 1.0320 1.0320 1.0220 0.9990 0.9730 0.9340 0.8940 0.8400 0.7940 0.7520 0.7130 0.6760 0.6420 0.6420 0.6420 1.0000 MP 0.6170 0.6110 0.6050 0.5990 0.5930 0.5870 0.5810 0.5750 0.5790 0.5910 0.6070 0.6140 0.5980 0.5860 0.5840 0.5880 0.5950 0.5690 0.5470 0.5170 0.4790 0.4430 0.4120 0.3830 0.3570 0.3330 0.3120 0.3120 0.3120 1.0000 * Private Passenger and Pick Up type vehicles (including Antiques and Classics). **For vehicles with newer Model Years than shown, the compounding factors for each additional year are: BI - 1.01; PD - 1.01; MP - 1.01 GEORGIA - RATE MANUAL ©2016 Travelers NDV-36 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES ANNUAL MILEAGE 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 0 - 5,000 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 5,001 - 7,499 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 7,500 - 9,999 NUMBER OF VEHICLES 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 GEORGIA - RATE MANUAL ©2016 Travelers MILEAGE MILEAGE BI PD CATEGORY 1 1.0000 1.0000 2 1.0990 1.0980 3 1.0990 1.0980 4 1.0990 1.0980 1 0.8620 0.8620 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 0.8620 0.8620 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 0.8620 0.8620 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0990 1.0980 2 1.0990 1.0980 3 1.0990 1.0980 4 1.0990 1.0980 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0990 1.0980 2 1.0990 1.0980 3 1.0990 1.0980 4 1.0990 1.0980 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 TABLE CONTINUED ON NEXT PAGE NDV-37 COLL COMP MP 1.0000 1.0350 1.0350 1.0350 0.8720 1.0000 1.0000 1.0000 1.0000 0.8720 1.0000 1.0000 1.0000 1.0000 0.8720 1.0000 1.0000 1.0000 1.0000 1.0350 1.0350 1.0350 1.0350 0.9160 1.0000 1.0000 1.0000 1.0000 0.9160 1.0000 1.0000 1.0000 1.0000 0.9160 1.0000 1.0000 1.0000 1.0000 1.0350 1.0350 1.0350 1.0350 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 0.9000 1.0000 1.0000 1.0000 1.0000 0.9000 1.0000 1.0000 1.0000 1.0000 0.9000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 1.0670 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 1.0670 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.2080 1.3400 1.3400 1.3400 0.8880 1.0000 1.0000 1.0000 1.0000 0.8880 1.0000 1.0000 1.0000 1.0000 0.8880 1.0000 1.0000 1.0000 1.0000 1.2080 1.3400 1.3400 1.3400 0.9200 1.0000 1.0000 1.0000 1.0000 0.9200 1.0000 1.0000 1.0000 1.0000 0.9200 1.0000 1.0000 1.0000 1.0000 1.3400 1.3400 1.3400 1.3400 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES ANNUAL MILEAGE 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 10,001 - 12,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 12,001 - 15,000 NUMBER OF VEHICLES 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 GEORGIA - RATE MANUAL ©2016 Travelers MILEAGE MILEAGE BI PD CATEGORY 1 1.0990 1.0980 2 1.0990 1.0980 3 1.0990 1.0980 4 1.0990 1.0980 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0990 1.0980 2 1.0990 1.0980 3 1.0990 1.0980 4 1.0990 1.0980 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0990 1.0980 2 1.0990 1.0980 3 1.0990 1.0980 4 1.0990 1.0980 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 1 1.0000 1.0000 2 1.0000 1.0000 3 1.0000 1.0000 4 1.0000 1.0000 5 1.0000 1.0000 TABLE CONTINUED ON NEXT PAGE NDV-38 COLL COMP MP 1.0350 1.0350 1.0350 1.0350 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0350 1.0350 1.0350 1.0350 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0350 1.0350 1.0350 1.0350 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 1.0670 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 1.0670 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 1.0670 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.3400 1.3400 1.3400 1.3400 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.3400 1.3400 1.3400 1.3400 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.3400 1.3400 1.3400 1.3400 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® NON DRIVER VARIABLES MILEAGE ANNUAL MILEAGE 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 15,001 - 19,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 20,000 - 24,999 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ 25,000+ NUMBER OF VEHICLES 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 1 1 1 1 2 2 2 2 2 3 3 3 3 3 4 4 4 4 4 GEORGIA - RATE MANUAL ©2016 Travelers MILEAGE CATEGORY 1 2 3 4 1 2 3 4 5 1 2 3 4 5 1 2 3 4 5 1 2 3 4 1 2 3 4 5 1 2 3 4 5 1 2 3 4 5 1 2 3 4 1 2 3 4 5 1 2 3 4 5 1 2 3 4 5 BI PD COLL COMP MP 1.0990 1.0990 1.0990 1.0990 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0990 1.0990 1.0990 1.0990 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0990 1.0990 1.0990 1.0990 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0980 1.0980 1.0980 1.0980 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0980 1.0980 1.0980 1.0980 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0980 1.0980 1.0980 1.0980 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0350 1.0350 1.0350 1.0350 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0350 1.0350 1.0350 1.0350 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0350 1.0350 1.0350 1.0350 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 1.0670 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 1.0670 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0670 1.0670 1.0670 1.0670 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.3400 1.3400 1.3400 1.3400 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.3400 1.3400 1.3400 1.3400 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.3400 1.3400 1.3400 1.3400 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 NDV-39 Rev. - 5/6/2016 Quantum Auto ® NON-DRIVER VARIABLES QUOTE TO EFFECTIVE DATE PRIOR CARRIER All Other NUMBER OF DAYS 0 0 0 0 0 0 1 1 1 1 1 1 2 2 2 2 2 2 3 3 3 3 3 3 4 4 4 4 4 4 5 5 5 5 5 5 6 6 6 6 6 6 7 7 7 7 7 7 8 8 8 8 8 8 9 9 GEORGIA - RATE MANUAL ©2016 Travelers POLICY TENURE (MONTHS) 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 BI PD 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.950 0.975 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.950 0.975 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.950 0.975 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.950 0.975 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.950 0.975 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.950 0.975 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.950 0.975 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.920 0.920 0.950 0.950 0.975 0.975 1.000 1.000 1.000 1.000 1.000 1.000 0.920 0.920 0.950 0.950 TABLE CONTINUED ON NEXT PAGE NDV-40 COLL COMP MP 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 1.000 1.000 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.950 0.975 1.000 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 Rev. - 5/6/2016 Quantum Auto ® NON-DRIVER VARIABLES QUOTE TO EFFECTIVE DATE PRIOR CARRIER REW TIC NUMBER OF DAYS 9 9 9 9 10 10 10 10 10 10 11 11 11 11 11 11 12 12 12 12 12 12 13 13 13 13 13 13 14 14 14 14 14 14 15+ 15+ 15+ 15+ 15+ 15+ UNKNOWN UNKNOWN UNKNOWN UNKNOWN UNKNOWN UNKNOWN All All GEORGIA - RATE MANUAL ©2016 Travelers POLICY TENURE (MONTHS) 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ 0 - 11 12 - 23 24 - 35 36 - 47 48 - 59 60+ All All BI PD COLL COMP MP 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 0.920 0.950 0.975 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 NDV-41 Rev. - 5/6/2016 Quantum Auto ® MULTIVARIATE ADJUSTMENT FACTOR (MAF) MAF CLASSIFICATION 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 GEORGIA - RATE MANUAL ©2007 Travelers BI PD COLL 0.3570 0.3950 0.4280 0.4580 0.4870 0.5040 0.5260 0.5440 0.5610 0.5840 0.6030 0.6250 0.6500 0.6740 0.6970 0.7070 0.7460 0.7730 0.7950 0.8320 0.8680 0.9020 0.9340 0.9870 1.0260 1.0740 1.0880 1.1320 1.1830 1.2260 1.2690 1.3170 1.4170 1.4590 1.5140 1.6010 1.6560 1.7130 1.7710 1.8240 0.3790 0.4140 0.4380 0.4670 0.5000 0.5180 0.5370 0.5550 0.5790 0.6040 0.6270 0.6580 0.6880 0.7080 0.7330 0.7450 0.7750 0.8100 0.8480 0.8800 0.9060 0.9340 0.9620 0.9920 1.0260 1.0570 1.0950 1.1370 1.1700 1.2070 1.2450 1.2860 1.3300 1.3720 1.4130 1.4590 1.4910 1.5350 1.5690 1.6360 0.3670 0.4060 0.4330 0.4650 0.4980 0.5170 0.5360 0.5530 0.5710 0.5920 0.6120 0.6350 0.6600 0.6890 0.7200 0.7410 0.7660 0.7930 0.8260 0.8560 0.8880 0.9170 0.9510 0.9800 1.0260 1.0670 1.1130 1.1570 1.2040 1.2580 1.3130 1.3580 1.3920 1.4360 1.4770 1.5420 1.5980 1.6550 1.7200 1.7810 COMP MP 0.3820 0.2840 0.4190 0.3150 0.4490 0.3410 0.4800 0.3640 0.5150 0.3890 0.5330 0.4020 0.5550 0.4250 0.5770 0.4500 0.5980 0.4730 0.6200 0.4990 0.6490 0.5260 0.6660 0.5510 0.6920 0.5820 0.7170 0.6150 0.7380 0.6480 0.7500 0.6710 0.7700 0.7010 0.7960 0.7350 0.8250 0.7660 0.8530 0.7970 0.8850 0.8300 0.9290 0.8730 0.9710 0.9290 1.0050 0.9760 1.0260 1.0260 1.0650 1.0690 1.1140 1.1220 1.1510 1.1750 1.1920 1.2270 1.2330 1.2900 1.2750 1.3610 1.3370 1.4270 1.3720 1.4960 1.4410 1.5890 1.5080 1.6840 1.5400 1.8110 1.6260 1.9040 1.7020 1.9980 1.7850 2.0860 1.8670 2.1360 TABLE CONTINUED ON NEXT PAGE UT-1 UM/UND BI UM/UND PD 0.3670 0.4060 0.4330 0.4650 0.4980 0.5170 0.5360 0.5530 0.5710 0.5920 0.6120 0.6350 0.6600 0.6890 0.7200 0.7410 0.7660 0.7930 0.8260 0.8560 0.8880 0.9170 0.9510 0.9800 1.0260 1.0670 1.1130 1.1570 1.2040 1.2580 1.3130 1.3580 1.3920 1.4360 1.4770 1.5420 1.5980 1.6550 1.7200 1.7810 0.3670 0.4060 0.4330 0.4650 0.4980 0.5170 0.5360 0.5530 0.5710 0.5920 0.6120 0.6350 0.6600 0.6890 0.7200 0.7410 0.7660 0.7930 0.8260 0.8560 0.8880 0.9170 0.9510 0.9800 1.0260 1.0670 1.1130 1.1570 1.2040 1.2580 1.3130 1.3580 1.3920 1.4360 1.4770 1.5420 1.5980 1.6550 1.7200 1.7810 UM/UND BI & PD 0.3670 0.4060 0.4330 0.4650 0.4980 0.5170 0.5360 0.5530 0.5710 0.5920 0.6120 0.6350 0.6600 0.6890 0.7200 0.7410 0.7660 0.7930 0.8260 0.8560 0.8880 0.9170 0.9510 0.9800 1.0260 1.0670 1.1130 1.1570 1.2040 1.2580 1.3130 1.3580 1.3920 1.4360 1.4770 1.5420 1.5980 1.6550 1.7200 1.7810 OTHER COVERAGES 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 9/18/2012 Quantum Auto ® MULTIVARIATE ADJUSTMENT FACTOR (MAF) MAF CLASSIFICATION 41 42 43 44 45 46 47 48 49 50 GEORGIA - RATE MANUAL ©2007 Travelers BI PD COLL COMP MP UM/UND BI UM/UND PD 1.8800 1.9390 1.9970 2.2040 2.6130 3.0910 4.3870 6.9480 12.1070 23.2060 1.7020 1.7590 1.7970 1.8150 2.1520 2.5450 3.4330 5.4660 9.5710 18.5280 1.8470 1.9160 1.9650 2.0390 2.4170 2.8590 3.8840 6.1640 10.9040 21.0030 1.9540 2.0490 2.2300 2.2890 2.7270 3.2350 4.6860 7.4550 13.0700 25.2760 2.1870 2.2430 2.2710 2.2780 2.6990 3.1920 4.5320 7.1760 12.5040 23.9650 1.8470 1.9160 1.9650 2.0390 2.4170 2.8590 3.8840 6.1640 10.9040 21.0030 1.8470 1.9160 1.9650 2.0390 2.4170 2.8590 3.8840 6.1640 10.9040 21.0030 UT-2 UM/UND BI & PD 1.8470 1.9160 1.9650 2.0390 2.4170 2.8590 3.8840 6.1640 10.9040 21.0030 OTHER COVERAGES 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 9/18/2012 Quantum Auto ® EXPENSE ALLOCATION STATE GA POLICY TENURE (MONTHS) 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 0-131 NUMBER OF DRIVERS 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ FIXED EXPENSE SEMI-ANNUAL POLICY 44.978 BUSINESS CENTER EXPENSES AGE OF AGE OF NUMBER OF YOUNGEST OLDEST CARS DRIVER DRIVER 1 0-24 0-39 1 0-24 0-39 1 0-24 0-39 1 0-24 40+ 1 0-24 40+ 1 0-24 40+ 1 25+ 0-39 1 25+ 0-39 1 25+ 0-39 1 25+ 40+ 1 25+ 40+ 1 25+ 40+ 2+ 0-24 0-39 2+ 0-24 0-39 2+ 0-24 0-39 2+ 0-24 40+ 2+ 0-24 40+ 2+ 0-24 40+ 2+ 25+ 0-39 2+ 25+ 0-39 2+ 25+ 0-39 2+ 25+ 40+ 2+ 25+ 40+ 2+ 25+ 40+ 1 0-24 0-39 1 0-24 0-39 1 0-24 0-39 1 0-24 40+ 1 0-24 40+ 1 0-24 40+ 1 25+ 0-39 1 25+ 0-39 1 25+ 0-39 1 25+ 40+ 1 25+ 40+ 1 25+ 40+ 2+ 0-24 0-39 2+ 0-24 0-39 2+ 0-24 0-39 2+ 0-24 40+ 2+ 0-24 40+ 2+ 0-24 40+ 2+ 25+ 0-39 2+ 25+ 0-39 2+ 25+ 0-39 2+ 25+ 40+ 2+ 25+ 40+ 2+ 25+ 40+ PACKAGE TYPE COST H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M 2.94 3.28 4.04 2.33 2.60 3.21 2.09 2.33 2.87 1.66 1.85 2.28 3.98 4.44 5.47 3.15 3.52 4.34 2.83 3.16 3.89 2.24 2.50 3.08 3.46 3.86 4.75 2.74 3.06 3.77 2.46 2.75 3.38 1.95 2.18 2.68 4.68 5.23 6.43 3.71 4.15 5.10 3.33 3.71 4.57 2.64 2.95 3.63 TABLE CONTINUED ON NEXT PAGE GEORGIA - RATE MANUAL ©2007 The Travelers Companies, Inc. EA-1 New - 03/09/2010 Quantum Auto ® EXPENSE ALLOCATION POLICY TENURE (MONTHS) 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ 132+ NUMBER OF DRIVERS 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 1 or 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ GEORGIA - RATE MANUAL ©2007 The Travelers Companies, Inc. BUSINESS CENTER EXPENSES AGE OF AGE OF NUMBER OF YOUNGEST OLDEST CARS DRIVER DRIVER 1 0-24 0-39 1 0-24 0-39 1 0-24 0-39 1 0-24 40+ 1 0-24 40+ 1 0-24 40+ 1 25+ 0-39 1 25+ 0-39 1 25+ 0-39 1 25+ 40+ 1 25+ 40+ 1 25+ 40+ 2+ 0-24 0-39 2+ 0-24 0-39 2+ 0-24 0-39 2+ 0-24 40+ 2+ 0-24 40+ 2+ 0-24 40+ 2+ 25+ 0-39 2+ 25+ 0-39 2+ 25+ 0-39 2+ 25+ 40+ 2+ 25+ 40+ 2+ 25+ 40+ 1 0-24 0-39 1 0-24 0-39 1 0-24 0-39 1 0-24 40+ 1 0-24 40+ 1 0-24 40+ 1 25+ 0-39 1 25+ 0-39 1 25+ 0-39 1 25+ 40+ 1 25+ 40+ 1 25+ 40+ 2+ 0-24 0-39 2+ 0-24 0-39 2+ 0-24 0-39 2+ 0-24 40+ 2+ 0-24 40+ 2+ 0-24 40+ 2+ 25+ 0-39 2+ 25+ 0-39 2+ 25+ 0-39 2+ 25+ 40+ 2+ 25+ 40+ 2+ 25+ 40+ EA-2 PACKAGE TYPE COST H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M H L M 1.67 1.87 2.30 1.33 1.48 1.82 1.19 1.33 1.63 0.94 1.05 1.30 2.26 2.53 3.11 1.79 2.00 2.47 1.61 1.80 2.21 1.28 1.42 1.75 1.97 2.20 2.70 1.56 1.74 2.15 1.40 1.56 1.92 1.11 1.24 1.52 2.66 2.97 3.66 2.11 2.36 2.90 1.89 2.11 2.60 1.50 1.68 2.06 New - 03/09/2010 Quantum Auto ® EXPENSE ALLOCATION NEW BUSINESS EXPENSES INS. SCORE GROUP 1 DRIVER 2 DRIVERS 3 DRIVERS 4 DRIVERS 5+ DRIVERS AA01 AA02 AA03 AA04 AA05 AA06 AA07 AA08 AA09 AA10 AA11 AA12 AA13 AA14 AA15 AA16 AA17 AA18 AA19 AA20 AA21 AA22 AA23 AA24 AA25 AA26 AA27 AA28 AA29 AA30 AA31 AA32 AA33 AANH AANS 16.32 16.32 16.32 16.32 16.32 16.32 16.32 16.32 16.32 16.32 21.59 21.59 21.59 21.59 21.59 21.59 21.59 21.59 21.59 21.59 21.59 21.59 21.59 31.18 31.18 31.18 31.18 31.18 39.79 48.39 48.39 48.39 48.39 39.79 39.79 29.73 29.73 29.73 29.73 29.73 29.73 29.73 29.73 29.73 29.73 39.33 39.33 39.33 39.33 39.33 39.33 39.33 39.33 39.33 39.33 39.33 39.33 39.33 56.82 56.82 56.82 56.82 56.82 72.49 88.16 88.16 88.16 88.16 72.49 72.49 41.22 41.22 41.22 41.22 41.22 41.22 41.22 41.22 41.22 41.22 54.53 54.53 54.53 54.53 54.53 54.53 54.53 54.53 54.53 54.53 54.53 54.53 54.53 78.77 78.77 78.77 78.77 78.77 100.50 122.23 122.23 122.23 122.23 100.50 100.50 52.71 52.71 52.71 52.71 52.71 52.71 52.71 52.71 52.71 52.71 69.73 69.73 69.73 69.73 69.73 69.73 69.73 69.73 69.73 69.73 69.73 69.73 69.73 100.73 100.73 100.73 100.73 100.73 128.52 156.30 156.30 156.30 156.30 128.52 128.52 64.19 64.19 64.19 64.19 64.19 64.19 64.19 64.19 64.19 64.19 84.93 84.93 84.93 84.93 84.93 84.93 84.93 84.93 84.93 84.93 84.93 84.93 84.93 122.68 122.68 122.68 122.68 122.68 156.53 190.37 190.37 190.37 190.37 156.53 156.53 GEORGIA - RATE MANUAL ©2007 The Travelers Companies, Inc. EA-3 New - 03/09/2010 Quantum Auto ® EXPENSE ALLOCATION To obtain the Longevity Factor, determine the combination of selected Longevity Characteristics listed in the summary table below. The Line Number referenced below is the first line of factors associated with the referenced Coverage Package. The appropriate Longevity Factor will be located in the Coverage Package range based on additional criteria in the table. LONGEVITY FACTOR SUMMARY TABLE LONGEVITY CHARACTERISTICS NUMBER NUMBER OF COVERAGE PACKAGE ACCT # OF MARRIED # OF CREDIT DRIVERS DRIVERS CARS L LINE NUMBER FOR: M H N 1 0 1 1 85 169 N 1 0 2 253 337 421 N 1 0 3+ 505 589 673 N 1 1+ 1 757 841 925 N 1 1+ 2 1009 1093 1177 N 1 1+ 3+ 1261 1345 1429 N 2 0 1 1513 1597 1681 N 2 0 2 1765 1849 1933 N 2 0 3+ 2017 2101 2185 N 2 1+ 1 2269 2353 2437 N 2 1+ 2 2521 2605 2689 N 2 1+ 3+ 2773 2857 2941 N 3 0 1 3025 3109 3193 N 3 0 2 3277 3361 3445 N 3 0 3+ 3529 3613 3697 N 3 1+ 1 3781 3865 3949 N 3 1+ 2 4033 4117 4201 N 3 1+ 3+ 4285 4369 4453 N 4+ 0 1 4537 4621 4705 N 4+ 0 2 4789 4873 4957 N 4+ 0 3+ 5041 5125 5209 N 4+ 1+ 1 5293 5377 5461 N 4+ 1+ 2 5545 5629 5713 N 4+ 1+ 3+ 5797 5881 5965 TABLE CONTINUED ON NEXT PAGE Georgia - RATE MANUAL © 2007 The Travelers Companies, Inc. LT 1 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY FACTOR SUMMARY TABLE (Continued) LONGEVITY CHARACTERISTICS NUMBER NUMBER OF ACCT # OF MARRIED # OF COVERAGE PACKAGE CREDIT DRIVERS DRIVERS CARS L M H Y 1 0 1 6049 6133 6217 Y 1 0 2 6301 6385 6469 Y 1 0 3+ 6553 6637 6721 Y 1 1+ 1 6805 6889 6973 Y 1 1+ 2 7057 7141 7225 Y 1 1+ 3+ 7309 7393 7477 Y 2 0 1 7561 7645 7729 Y 2 0 2 7813 7897 7981 Y 2 0 3+ 8065 8149 8233 Y 2 1+ 1 8317 8401 8485 Y 2 1+ 2 8569 8653 8737 Y 2 1+ 3+ 8821 8905 8989 Y 3 0 1 9073 9157 9241 Y 3 0 2 9325 9409 9493 Y 3 0 3+ 9577 9661 9745 Y 3 1+ 1 9829 9913 9997 Y 3 1+ 2 10081 10165 10249 Y 3 1+ 3+ 10333 10417 10501 Y 4+ 0 1 10585 10669 10753 Y 4+ 0 2 10837 10921 11005 Y 4+ 0 3+ 11089 11173 11257 Y 4+ 1+ 1 11341 11425 11509 Y 4+ 1+ 2 11593 11677 11761 Y 4+ 1+ 3+ 11845 11929 12013 LINE NUMBER FOR: TABLE CONTINUED ON NEXT PAGE Georgia - RATE MANUAL © 2007 The Travelers Companies, Inc. LT 2 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.29 2.58 2.92 3.24 2.00 2.00 2.14 2.33 2.00 2.20 2.45 2.69 2.20 2.47 2.77 3.07 2.29 2.58 2.92 3.24 2.29 2.58 2.92 3.24 2.58 2.94 3.35 3.74 2.88 3.30 3.79 4.26 3.13 3.62 4.16 4.70 3.41 3.95 4.57 5.18 3.49 4.06 4.70 5.33 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 3 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.57 4.15 4.81 5.46 3.60 4.19 4.86 5.52 3.61 4.20 4.87 5.52 3.66 4.26 4.94 5.61 3.66 4.27 4.96 5.63 3.68 4.29 4.97 5.65 3.73 4.35 5.05 5.74 3.91 4.57 5.32 6.05 4.15 4.87 5.68 6.47 2.29 2.58 2.92 3.24 2.47 2.80 3.18 3.55 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 4 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.07 2.30 2.52 2.11 2.36 2.65 2.93 2.36 2.67 3.02 3.36 2.47 2.80 3.18 3.55 2.47 2.80 3.18 3.55 2.80 3.21 3.67 4.13 3.14 3.62 4.17 4.71 3.43 3.98 4.60 5.22 3.74 4.36 5.07 5.76 3.84 4.49 5.22 5.93 3.93 4.59 5.34 6.08 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 5 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.96 4.64 5.40 6.14 3.97 4.64 5.41 6.15 4.03 4.71 5.49 6.25 4.04 4.73 5.51 6.27 4.05 4.74 5.53 6.29 4.11 4.82 5.61 6.40 4.32 5.07 5.92 6.76 4.59 5.41 6.33 7.23 2.47 2.80 3.18 3.55 2.51 2.85 3.24 3.62 2.00 2.10 2.33 2.56 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 6 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.14 2.40 2.69 2.98 2.40 2.71 3.07 3.42 2.51 2.85 3.24 3.62 2.51 2.85 3.24 3.62 2.85 3.27 3.74 4.21 3.19 3.69 4.25 4.81 3.49 4.06 4.70 5.32 3.81 4.45 5.17 5.88 3.91 4.58 5.32 6.06 4.00 4.68 5.46 6.21 4.04 4.73 5.51 6.28 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 7 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.04 4.74 5.52 6.28 4.10 4.81 5.61 6.39 4.11 4.82 5.62 6.40 4.13 4.84 5.64 6.43 4.19 4.91 5.73 6.54 4.40 5.17 6.05 6.90 4.68 5.52 6.47 7.39 2.51 2.85 3.24 3.62 2.77 3.18 3.63 4.08 2.05 2.29 2.57 2.83 2.34 2.64 2.99 3.32 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 8 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.64 3.01 3.44 3.85 2.77 3.18 3.63 4.08 2.77 3.18 3.63 4.08 3.17 3.66 4.22 4.77 3.58 4.16 4.83 5.47 3.93 4.59 5.35 6.08 4.30 5.05 5.90 6.74 4.42 5.20 6.08 6.94 4.53 5.33 6.24 7.13 4.57 5.39 6.30 7.20 4.58 5.39 6.31 7.21 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 9 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.65 5.48 6.42 7.34 4.66 5.49 6.43 7.35 4.68 5.51 6.46 7.38 4.75 5.60 6.56 7.51 5.00 5.91 6.93 7.94 5.33 6.31 7.43 8.52 2.77 3.18 3.63 4.08 3.02 3.48 4.00 4.50 2.20 2.47 2.78 3.09 2.52 2.87 3.26 3.65 2.87 3.29 3.77 4.25 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 10 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 353 354 355 356 357 358 359 360 361 362 363 364 365 366 367 368 369 370 371 372 373 374 375 376 377 378 379 380 381 382 383 384 385 386 387 388 389 390 391 392 393 394 395 396 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.02 3.48 4.00 4.50 3.02 3.48 4.00 4.50 3.47 4.04 4.67 5.29 3.94 4.60 5.36 6.10 4.33 5.09 5.95 6.79 4.76 5.62 6.59 7.53 4.90 5.79 6.79 7.77 5.02 5.93 6.97 7.98 5.07 6.00 7.04 8.07 5.08 6.00 7.05 8.08 5.16 6.10 7.17 8.22 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 11 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 397 398 399 400 401 402 403 404 405 406 407 408 409 410 411 412 413 414 415 416 417 418 419 420 421 422 423 424 425 426 427 428 429 430 431 432 433 434 435 436 437 438 439 440 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.17 6.12 7.19 8.24 5.19 6.14 7.21 8.27 5.27 6.24 7.34 8.41 5.55 6.59 7.76 8.91 5.93 7.05 8.32 9.00 3.02 3.48 4.00 4.50 3.07 3.54 4.07 4.59 2.23 2.51 2.83 3.14 2.56 2.92 3.32 3.71 2.92 3.35 3.85 4.33 3.07 3.54 4.07 4.59 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 12 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 441 442 443 444 445 446 447 448 449 450 451 452 453 454 455 456 457 458 459 460 461 462 463 464 465 466 467 468 469 470 471 472 473 474 475 476 477 478 479 480 481 482 483 484 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.07 3.54 4.07 4.59 3.54 4.11 4.76 5.40 4.01 4.70 5.47 6.23 4.42 5.20 6.08 6.94 4.86 5.74 6.73 7.70 5.00 5.91 6.94 7.94 5.12 6.06 7.12 8.16 5.17 6.12 7.20 8.25 5.18 6.13 7.20 8.26 5.26 6.23 7.33 8.40 5.28 6.25 7.35 8.42 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 13 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 485 486 487 488 489 490 491 492 493 494 495 496 497 498 499 500 501 502 503 504 505 506 507 508 509 510 511 512 513 514 515 516 517 518 519 520 521 522 523 524 525 526 527 528 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.29 6.27 7.37 8.45 5.38 6.37 7.50 8.60 5.67 6.73 7.93 9.00 6.06 7.21 8.51 9.00 3.07 3.54 4.07 4.59 2.96 3.40 3.91 4.40 2.17 2.43 2.73 3.02 2.48 2.81 3.19 3.57 2.81 3.23 3.69 4.15 2.96 3.40 3.91 4.40 2.96 3.40 3.91 4.40 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 14 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 529 530 531 532 533 534 535 536 537 538 539 540 541 542 543 544 545 546 547 548 549 550 551 552 553 554 555 556 557 558 559 560 561 562 563 564 565 566 567 568 569 570 571 572 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.40 3.94 4.56 5.16 3.85 4.49 5.23 5.94 4.24 4.97 5.80 6.62 4.65 5.48 6.42 7.34 4.78 5.64 6.62 7.57 4.90 5.79 6.79 7.77 4.95 5.85 6.86 7.85 4.95 5.85 6.87 7.86 5.03 5.95 6.99 8.00 5.04 5.96 7.00 8.02 5.06 5.99 7.03 8.05 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 15 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 573 574 575 576 577 578 579 580 581 582 583 584 585 586 587 588 589 590 591 592 593 594 595 596 597 598 599 600 601 602 603 604 605 606 607 608 609 610 611 612 613 614 615 616 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.14 6.08 7.15 8.19 5.42 6.42 7.56 8.67 5.78 6.87 8.10 9.00 2.96 3.40 3.91 4.40 3.23 3.74 4.31 4.87 2.33 2.63 2.97 3.30 2.68 3.07 3.50 3.92 3.07 3.54 4.07 4.59 3.23 3.74 4.31 4.87 3.23 3.74 4.31 4.87 3.73 4.35 5.06 5.74 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 16 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 617 618 619 620 621 622 623 624 625 626 627 628 629 630 631 632 633 634 635 636 637 638 639 640 641 642 643 644 645 646 647 648 649 650 651 652 653 654 655 656 657 658 659 660 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.24 4.98 5.81 6.63 4.68 5.52 6.47 7.40 5.16 6.10 7.17 8.22 5.31 6.29 7.40 8.48 5.44 6.45 7.59 8.71 5.50 6.52 7.67 8.81 5.50 6.53 7.68 8.82 5.59 6.64 7.82 8.97 5.61 6.65 7.84 9.00 5.63 6.68 7.87 9.00 5.72 6.79 8.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 17 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 661 662 663 664 665 666 667 668 669 670 671 672 673 674 675 676 677 678 679 680 681 682 683 684 685 686 687 688 689 690 691 692 693 694 695 696 697 698 699 700 701 702 703 704 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.03 7.18 8.47 9.00 6.45 7.69 9.00 9.00 3.23 3.74 4.31 4.87 3.29 3.81 4.40 4.97 2.36 2.67 3.02 3.36 2.73 3.12 3.56 4.00 3.12 3.60 4.14 4.68 3.29 3.81 4.40 4.97 3.29 3.81 4.40 4.97 3.80 4.44 5.16 5.87 4.33 5.08 5.94 6.77 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 18 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 705 706 707 708 709 710 711 712 713 714 715 716 717 718 719 720 721 722 723 724 725 726 727 728 729 730 731 732 733 734 735 736 737 738 739 740 741 742 743 744 745 746 747 748 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.78 5.64 6.61 7.56 5.26 6.23 7.33 8.40 5.42 6.43 7.56 8.67 5.55 6.59 7.76 8.91 5.61 6.66 7.85 9.00 5.62 6.67 7.86 9.00 5.71 6.78 7.99 9.00 5.72 6.80 8.01 9.00 5.74 6.82 8.04 9.00 5.84 6.94 8.18 9.00 6.16 7.33 8.66 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 19 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 749 750 751 752 753 754 755 756 757 758 759 760 761 762 763 764 765 766 767 768 769 770 771 772 773 774 775 776 777 778 779 780 781 782 783 784 785 786 787 788 789 790 791 792 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.59 7.86 9.00 9.00 3.29 3.81 4.40 4.97 2.27 2.56 2.88 3.20 2.00 2.00 2.12 2.31 2.00 2.18 2.42 2.66 2.18 2.44 2.74 3.04 2.27 2.56 2.88 3.20 2.27 2.56 2.88 3.20 2.55 2.91 3.31 3.70 2.85 3.26 3.74 4.20 3.10 3.57 4.11 4.64 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 20 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 793 794 795 796 797 798 799 800 801 802 803 804 805 806 807 808 809 810 811 812 813 814 815 816 817 818 819 820 821 822 823 824 825 826 827 828 829 830 831 832 833 834 835 836 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.37 3.90 4.51 5.11 3.45 4.01 4.64 5.26 3.53 4.10 4.75 5.39 3.56 4.14 4.80 5.44 3.56 4.14 4.80 5.45 3.61 4.21 4.88 5.54 3.62 4.22 4.89 5.55 3.63 4.23 4.91 5.57 3.68 4.29 4.98 5.66 3.86 4.51 5.25 5.97 4.10 4.81 5.60 6.38 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 21 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 837 838 839 840 841 842 843 844 845 846 847 848 849 850 851 852 853 854 855 856 857 858 859 860 861 862 863 864 865 866 867 868 869 870 871 872 873 874 875 876 877 878 879 880 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.27 2.56 2.88 3.20 2.45 2.77 3.15 3.51 2.00 2.06 2.28 2.49 2.09 2.34 2.62 2.89 2.34 2.64 2.99 3.32 2.45 2.77 3.15 3.51 2.45 2.77 3.15 3.51 2.77 3.17 3.63 4.07 3.10 3.58 4.12 4.65 3.39 3.93 4.54 5.15 3.69 4.31 5.00 5.68 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 22 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 881 882 883 884 885 886 887 888 889 890 891 892 893 894 895 896 897 898 899 900 901 902 903 904 905 906 907 908 909 910 911 912 913 914 915 916 917 918 919 920 921 922 923 924 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.79 4.43 5.15 5.85 3.88 4.53 5.27 6.00 3.91 4.58 5.33 6.06 3.92 4.58 5.33 6.07 3.98 4.65 5.42 6.17 3.98 4.66 5.43 6.18 4.00 4.68 5.45 6.20 4.06 4.75 5.54 6.31 4.26 5.00 5.84 6.66 4.53 5.33 6.24 7.13 2.45 2.77 3.15 3.51 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 23 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 925 926 927 928 929 930 931 932 933 934 935 936 937 938 939 940 941 942 943 944 945 946 947 948 949 950 951 952 953 954 955 956 957 958 959 960 961 962 963 964 965 966 967 968 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.48 2.82 3.20 3.57 2.00 2.08 2.31 2.53 2.12 2.37 2.66 2.94 2.37 2.68 3.04 3.38 2.48 2.82 3.20 3.57 2.48 2.82 3.20 3.57 2.82 3.23 3.70 4.15 3.16 3.65 4.20 4.74 3.45 4.01 4.64 5.25 3.76 4.39 5.10 5.80 3.86 4.52 5.25 5.97 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 24 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 969 970 971 972 973 974 975 976 977 978 979 980 981 982 983 984 985 986 987 988 989 990 991 992 993 994 995 996 997 998 999 1000 1001 1002 1003 1004 1005 1006 1007 1008 1009 1010 1011 1012 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.95 4.62 5.38 6.12 3.99 4.67 5.44 6.19 3.99 4.67 5.44 6.20 4.05 4.75 5.53 6.30 4.06 4.76 5.54 6.31 4.07 4.77 5.56 6.34 4.14 4.85 5.65 6.44 4.34 5.10 5.96 6.81 4.62 5.45 6.38 7.29 2.48 2.82 3.20 3.57 2.74 3.14 3.59 4.03 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 25 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1013 1014 1015 1016 1017 1018 1019 1020 1021 1022 1023 1024 1025 1026 1027 1028 1029 1030 1031 1032 1033 1034 1035 1036 1037 1038 1039 1040 1041 1042 1043 1044 1045 1046 1047 1048 1049 1050 1051 1052 1053 1054 1055 1056 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.04 2.27 2.54 2.80 2.32 2.61 2.95 3.28 2.61 2.98 3.40 3.80 2.74 3.14 3.59 4.03 2.74 3.14 3.59 4.03 3.13 3.62 4.17 4.71 3.53 4.11 4.76 5.40 3.88 4.53 5.27 6.00 4.25 4.99 5.82 6.64 4.37 5.13 6.00 6.85 4.47 5.26 6.15 7.02 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 26 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1057 1058 1059 1060 1061 1062 1063 1064 1065 1066 1067 1068 1069 1070 1071 1072 1073 1074 1075 1076 1077 1078 1079 1080 1081 1082 1083 1084 1085 1086 1087 1088 1089 1090 1091 1092 1093 1094 1095 1096 1097 1098 1099 1100 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.51 5.31 6.21 7.10 4.52 5.32 6.22 7.11 4.59 5.40 6.33 7.23 4.60 5.42 6.34 7.25 4.61 5.44 6.36 7.27 4.69 5.52 6.47 7.40 4.93 5.83 6.84 7.83 5.26 6.23 7.32 8.39 2.74 3.14 3.59 4.03 2.98 3.44 3.95 4.45 2.18 2.45 2.75 3.05 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 27 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1101 1102 1103 1104 1105 1106 1107 1108 1109 1110 1111 1112 1113 1114 1115 1116 1117 1118 1119 1120 1121 1122 1123 1124 1125 1126 1127 1128 1129 1130 1131 1132 1133 1134 1135 1136 1137 1138 1139 1140 1141 1142 1143 1144 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.50 2.84 3.22 3.60 2.84 3.26 3.73 4.19 2.98 3.44 3.95 4.45 2.98 3.44 3.95 4.45 3.43 3.98 4.61 5.22 3.89 4.54 5.28 6.01 4.28 5.02 5.87 6.69 4.70 5.54 6.49 7.42 4.83 5.71 6.69 7.66 4.95 5.85 6.87 7.86 5.00 5.91 6.94 7.95 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 28 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1145 1146 1147 1148 1149 1150 1151 1152 1153 1154 1155 1156 1157 1158 1159 1160 1161 1162 1163 1164 1165 1166 1167 1168 1169 1170 1171 1172 1173 1174 1175 1176 1177 1178 1179 1180 1181 1182 1183 1184 1185 1186 1187 1188 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.01 5.92 6.95 7.96 5.09 6.02 7.07 8.10 5.10 6.03 7.08 8.12 5.12 6.05 7.11 8.15 5.20 6.15 7.23 8.29 5.48 6.50 7.65 8.77 5.85 6.95 8.20 9.00 2.98 3.44 3.95 4.45 3.04 3.50 4.02 4.53 2.21 2.49 2.80 3.10 2.54 2.89 3.28 3.67 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 29 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1189 1190 1191 1192 1193 1194 1195 1196 1197 1198 1199 1200 1201 1202 1203 1204 1205 1206 1207 1208 1209 1210 1211 1212 1213 1214 1215 1216 1217 1218 1219 1220 1221 1222 1223 1224 1225 1226 1227 1228 1229 1230 1231 1232 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.89 3.31 3.80 4.27 3.04 3.50 4.02 4.53 3.04 3.50 4.02 4.53 3.49 4.06 4.70 5.33 3.96 4.63 5.39 6.14 4.36 5.13 5.99 6.84 4.79 5.66 6.63 7.59 4.93 5.83 6.84 7.83 5.05 5.98 7.02 8.04 5.10 6.04 7.09 8.13 5.11 6.05 7.10 8.14 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 30 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1233 1234 1235 1236 1237 1238 1239 1240 1241 1242 1243 1244 1245 1246 1247 1248 1249 1250 1251 1252 1253 1254 1255 1256 1257 1258 1259 1260 1261 1262 1263 1264 1265 1266 1267 1268 1269 1270 1271 1272 1273 1274 1275 1276 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.19 6.15 7.22 8.28 5.20 6.16 7.24 8.30 5.22 6.18 7.27 8.33 5.31 6.28 7.39 8.48 5.59 6.64 7.82 8.97 5.97 7.10 8.38 9.00 3.04 3.50 4.02 4.53 2.93 3.36 3.86 4.34 2.15 2.41 2.70 2.99 2.45 2.78 3.16 3.52 2.78 3.19 3.65 4.10 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 31 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1277 1278 1279 1280 1281 1282 1283 1284 1285 1286 1287 1288 1289 1290 1291 1292 1293 1294 1295 1296 1297 1298 1299 1300 1301 1302 1303 1304 1305 1306 1307 1308 1309 1310 1311 1312 1313 1314 1315 1316 1317 1318 1319 1320 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.93 3.36 3.86 4.34 2.93 3.36 3.86 4.34 3.36 3.90 4.50 5.10 3.80 4.44 5.16 5.86 4.18 4.90 5.72 6.52 4.59 5.41 6.33 7.23 4.72 5.57 6.52 7.46 4.83 5.71 6.69 7.66 4.88 5.76 6.76 7.74 4.89 5.77 6.77 7.75 4.96 5.87 6.89 7.88 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 32 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1321 1322 1323 1324 1325 1326 1327 1328 1329 1330 1331 1332 1333 1334 1335 1336 1337 1338 1339 1340 1341 1342 1343 1344 1345 1346 1347 1348 1349 1350 1351 1352 1353 1354 1355 1356 1357 1358 1359 1360 1361 1362 1363 1364 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.98 5.88 6.90 7.90 4.99 5.90 6.93 7.93 5.07 6.00 7.05 8.07 5.34 6.33 7.45 8.54 5.70 6.77 7.98 9.00 2.93 3.36 3.86 4.34 3.19 3.69 4.26 4.81 2.30 2.60 2.94 3.27 2.66 3.03 3.46 3.87 3.03 3.49 4.01 4.53 3.19 3.69 4.26 4.81 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 33 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1365 1366 1367 1368 1369 1370 1371 1372 1373 1374 1375 1376 1377 1378 1379 1380 1381 1382 1383 1384 1385 1386 1387 1388 1389 1390 1391 1392 1393 1394 1395 1396 1397 1398 1399 1400 1401 1402 1403 1404 1405 1406 1407 1408 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.19 3.69 4.26 4.81 3.69 4.30 4.99 5.66 4.19 4.91 5.73 6.54 4.62 5.45 6.38 7.29 5.09 6.02 7.07 8.10 5.24 6.20 7.29 8.36 5.37 6.36 7.48 8.58 5.42 6.43 7.56 8.68 5.43 6.44 7.57 8.69 5.52 6.54 7.70 8.84 5.53 6.56 7.72 8.86 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 34 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1409 1410 1411 1412 1413 1414 1415 1416 1417 1418 1419 1420 1421 1422 1423 1424 1425 1426 1427 1428 1429 1430 1431 1432 1433 1434 1435 1436 1437 1438 1439 1440 1441 1442 1443 1444 1445 1446 1447 1448 1449 1450 1451 1452 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.55 6.58 7.75 8.90 5.64 6.69 7.89 9.00 5.95 7.07 8.34 9.00 6.36 7.58 8.95 9.00 3.19 3.69 4.26 4.81 3.25 3.76 4.34 4.91 2.34 2.64 2.99 3.32 2.70 3.08 3.52 3.95 3.08 3.56 4.09 4.62 3.25 3.76 4.34 4.91 3.25 3.76 4.34 4.91 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 35 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1453 1454 1455 1456 1457 1458 1459 1460 1461 1462 1463 1464 1465 1466 1467 1468 1469 1470 1471 1472 1473 1474 1475 1476 1477 1478 1479 1480 1481 1482 1483 1484 1485 1486 1487 1488 1489 1490 1491 1492 1493 1494 1495 1496 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.76 4.38 5.09 5.78 4.27 5.01 5.86 6.68 4.72 5.56 6.52 7.45 5.19 6.15 7.22 8.28 5.35 6.33 7.45 8.55 5.48 6.50 7.65 8.78 5.53 6.57 7.73 8.87 5.54 6.57 7.74 8.88 5.63 6.69 7.88 9.00 5.65 6.70 7.90 9.00 5.67 6.73 7.93 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 36 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1497 1498 1499 1500 1501 1502 1503 1504 1505 1506 1507 1508 1509 1510 1511 1512 1513 1514 1515 1516 1517 1518 1519 1520 1521 1522 1523 1524 1525 1526 1527 1528 1529 1530 1531 1532 1533 1534 1535 1536 1537 1538 1539 1540 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.76 6.84 8.06 9.00 6.07 7.23 8.53 9.00 6.50 7.75 9.00 9.00 3.25 3.76 4.34 4.91 2.19 2.46 2.77 3.07 2.00 2.00 2.05 2.23 2.00 2.10 2.33 2.56 2.10 2.35 2.64 2.91 2.19 2.46 2.77 3.07 2.19 2.46 2.77 3.07 2.46 2.79 3.17 3.53 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 37 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1541 1542 1543 1544 1545 1546 1547 1548 1549 1550 1551 1552 1553 1554 1555 1556 1557 1558 1559 1560 1561 1562 1563 1564 1565 1566 1567 1568 1569 1570 1571 1572 1573 1574 1575 1576 1577 1578 1579 1580 1581 1582 1583 1584 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.73 3.13 3.57 4.01 2.97 3.41 3.92 4.42 3.22 3.72 4.30 4.85 3.30 3.82 4.42 4.99 3.37 3.91 4.52 5.12 3.40 3.95 4.56 5.17 3.40 3.95 4.57 5.17 3.45 4.01 4.64 5.26 3.46 4.02 4.65 5.27 3.47 4.03 4.67 5.29 3.52 4.09 4.74 5.37 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 38 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1585 1586 1587 1588 1589 1590 1591 1592 1593 1594 1595 1596 1597 1598 1599 1600 1601 1602 1603 1604 1605 1606 1607 1608 1609 1610 1611 1612 1613 1614 1615 1616 1617 1618 1619 1620 1621 1622 1623 1624 1625 1626 1627 1628 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.69 4.30 4.99 5.66 3.91 4.57 5.32 6.05 2.19 2.46 2.77 3.07 2.36 2.66 3.01 3.35 2.00 2.00 2.20 2.40 2.02 2.26 2.52 2.78 2.26 2.54 2.86 3.18 2.36 2.66 3.01 3.35 2.36 2.66 3.01 3.35 2.66 3.04 3.47 3.88 2.97 3.42 3.93 4.42 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 39 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1629 1630 1631 1632 1633 1634 1635 1636 1637 1638 1639 1640 1641 1642 1643 1644 1645 1646 1647 1648 1649 1650 1651 1652 1653 1654 1655 1656 1657 1658 1659 1660 1661 1662 1663 1664 1665 1666 1667 1668 1669 1670 1671 1672 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.24 3.75 4.33 4.89 3.53 4.10 4.75 5.39 3.62 4.22 4.89 5.55 3.70 4.31 5.01 5.69 3.73 4.36 5.06 5.75 3.74 4.36 5.07 5.75 3.79 4.43 5.15 5.85 3.80 4.44 5.16 5.86 3.81 4.45 5.18 5.88 3.87 4.52 5.26 5.98 4.06 4.76 5.54 6.31 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 40 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1673 1674 1675 1676 1677 1678 1679 1680 1681 1682 1683 1684 1685 1686 1687 1688 1689 1690 1691 1692 1693 1694 1695 1696 1697 1698 1699 1700 1701 1702 1703 1704 1705 1706 1707 1708 1709 1710 1711 1712 1713 1714 1715 1716 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.31 5.07 5.92 6.75 2.36 2.66 3.01 3.35 2.39 2.71 3.07 3.42 2.00 2.02 2.23 2.44 2.05 2.29 2.56 2.82 2.29 2.58 2.91 3.24 2.39 2.71 3.07 3.42 2.39 2.71 3.07 3.42 2.70 3.09 3.53 3.96 3.02 3.48 4.00 4.51 3.30 3.82 4.41 4.99 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 41 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1717 1718 1719 1720 1721 1722 1723 1724 1725 1726 1727 1728 1729 1730 1731 1732 1733 1734 1735 1736 1737 1738 1739 1740 1741 1742 1743 1744 1745 1746 1747 1748 1749 1750 1751 1752 1753 1754 1755 1756 1757 1758 1759 1760 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.59 4.18 4.85 5.50 3.69 4.30 4.99 5.67 3.77 4.40 5.11 5.81 3.80 4.44 5.16 5.87 3.81 4.45 5.17 5.88 3.86 4.52 5.25 5.97 3.87 4.53 5.26 5.99 3.89 4.54 5.28 6.01 3.94 4.61 5.37 6.11 4.14 4.85 5.66 6.45 4.40 5.17 6.05 6.90 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 42 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1761 1762 1763 1764 1765 1766 1767 1768 1769 1770 1771 1772 1773 1774 1775 1776 1777 1778 1779 1780 1781 1782 1783 1784 1785 1786 1787 1788 1789 1790 1791 1792 1793 1794 1795 1796 1797 1798 1799 1800 1801 1802 1803 1804 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.39 2.71 3.07 3.42 2.64 3.01 3.43 3.84 2.00 2.19 2.44 2.69 2.23 2.52 2.83 3.14 2.51 2.86 3.25 3.63 2.64 3.01 3.43 3.84 2.64 3.01 3.43 3.84 3.00 3.46 3.97 4.48 3.38 3.92 4.53 5.13 3.70 4.32 5.01 5.69 4.05 4.74 5.53 6.29 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 43 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1805 1806 1807 1808 1809 1810 1811 1812 1813 1814 1815 1816 1817 1818 1819 1820 1821 1822 1823 1824 1825 1826 1827 1828 1829 1830 1831 1832 1833 1834 1835 1836 1837 1838 1839 1840 1841 1842 1843 1844 1845 1846 1847 1848 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.16 4.88 5.69 6.49 4.26 5.00 5.83 6.65 4.30 5.05 5.89 6.72 4.30 5.05 5.90 6.73 4.37 5.13 6.00 6.85 4.38 5.15 6.01 6.86 4.39 5.16 6.03 6.89 4.46 5.25 6.13 7.01 4.69 5.53 6.48 7.41 5.00 5.90 6.93 7.94 2.64 3.01 3.43 3.84 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 44 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1849 1850 1851 1852 1853 1854 1855 1856 1857 1858 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.86 3.29 3.77 4.23 2.11 2.36 2.65 2.92 2.41 2.73 3.09 3.44 2.72 3.12 3.56 3.99 2.86 3.29 3.77 4.23 2.86 3.29 3.77 4.23 3.28 3.80 4.39 4.96 3.71 4.32 5.02 5.70 4.08 4.78 5.57 6.34 4.47 5.26 6.15 7.03 4.60 5.42 6.34 7.25 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 45 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 1913 1914 1915 1916 1917 1918 1919 1920 1921 1922 1923 1924 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.71 5.55 6.51 7.44 4.76 5.61 6.57 7.52 4.76 5.62 6.58 7.53 4.84 5.71 6.69 7.66 4.85 5.72 6.71 7.68 4.86 5.74 6.73 7.71 4.94 5.84 6.85 7.84 5.20 6.16 7.24 8.30 5.55 6.59 7.76 8.90 2.86 3.29 3.77 4.23 2.91 3.35 3.84 4.32 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 46 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1937 1938 1939 1940 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.14 2.40 2.69 2.97 2.44 2.77 3.14 3.50 2.77 3.17 3.63 4.07 2.91 3.35 3.84 4.32 2.91 3.35 3.84 4.32 3.34 3.87 4.47 5.06 3.78 4.41 5.12 5.82 4.16 4.87 5.69 6.48 4.56 5.37 6.29 7.18 4.69 5.53 6.48 7.41 4.80 5.67 6.65 7.60 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 47 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.85 5.73 6.72 7.69 4.86 5.73 6.73 7.70 4.93 5.83 6.84 7.83 4.95 5.84 6.86 7.85 4.96 5.86 6.88 7.88 5.04 5.96 7.00 8.02 5.31 6.29 7.40 8.48 5.67 6.73 7.93 9.00 2.91 3.35 3.84 4.32 2.81 3.22 3.68 4.14 2.08 2.32 2.60 2.87 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 48 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 2046 2047 2048 2049 2050 2051 2052 2053 2054 2055 2056 2057 2058 2059 2060 2061 2062 2063 2064 2065 2066 2067 2068 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.36 2.67 3.03 3.37 2.67 3.05 3.48 3.91 2.81 3.22 3.68 4.14 2.81 3.22 3.68 4.14 3.21 3.72 4.29 4.84 3.63 4.23 4.90 5.56 3.99 4.66 5.43 6.18 4.37 5.13 6.00 6.85 4.49 5.29 6.18 7.06 4.60 5.42 6.34 7.25 4.64 5.47 6.41 7.32 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 49 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2069 2070 2071 2072 2073 2074 2075 2076 2077 2078 2079 2080 2081 2082 2083 2084 2085 2086 2087 2088 2089 2090 2091 2092 2093 2094 2095 2096 2097 2098 2099 2100 2101 2102 2103 2104 2105 2106 2107 2108 2109 2110 2111 2112 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.65 5.48 6.42 7.33 4.72 5.57 6.52 7.46 4.73 5.58 6.54 7.48 4.75 5.60 6.56 7.51 4.82 5.69 6.67 7.64 5.08 6.00 7.05 8.08 5.41 6.42 7.55 8.66 2.81 3.22 3.68 4.14 3.06 3.53 4.06 4.57 2.22 2.50 2.82 3.13 2.55 2.91 3.31 3.70 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 50 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2113 2114 2115 2116 2117 2118 2119 2120 2121 2122 2123 2124 2125 2126 2127 2128 2129 2130 2131 2132 2133 2134 2135 2136 2137 2138 2139 2140 2141 2142 2143 2144 2145 2146 2147 2148 2149 2150 2151 2152 2153 2154 2155 2156 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.91 3.34 3.83 4.31 3.06 3.53 4.06 4.57 3.06 3.53 4.06 4.57 3.52 4.09 4.74 5.38 3.99 4.67 5.44 6.20 4.40 5.17 6.05 6.90 4.84 5.71 6.70 7.66 4.98 5.88 6.90 7.90 5.10 6.03 7.08 8.11 5.15 6.09 7.16 8.20 5.16 6.10 7.17 8.21 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 51 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2157 2158 2159 2160 2161 2162 2163 2164 2165 2166 2167 2168 2169 2170 2171 2172 2173 2174 2175 2176 2177 2178 2179 2180 2181 2182 2183 2184 2185 2186 2187 2188 2189 2190 2191 2192 2193 2194 2195 2196 2197 2198 2199 2200 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.24 6.20 7.29 8.36 5.25 6.22 7.31 8.38 5.27 6.24 7.34 8.41 5.35 6.34 7.46 8.56 5.64 6.70 7.89 9.00 6.03 7.17 8.46 9.00 3.06 3.53 4.06 4.57 3.11 3.59 4.13 4.67 2.26 2.54 2.86 3.18 2.59 2.96 3.37 3.77 2.95 3.40 3.90 4.39 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 52 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2201 2202 2203 2204 2205 2206 2207 2208 2209 2210 2211 2212 2213 2214 2215 2216 2217 2218 2219 2220 2221 2222 2223 2224 2225 2226 2227 2228 2229 2230 2231 2232 2233 2234 2235 2236 2237 2238 2239 2240 2241 2242 2243 2244 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.11 3.59 4.13 4.67 3.11 3.59 4.13 4.67 3.59 4.17 4.84 5.49 4.07 4.77 5.56 6.33 4.49 5.28 6.18 7.05 4.94 5.83 6.84 7.83 5.08 6.01 7.05 8.08 5.20 6.16 7.24 8.30 5.26 6.22 7.32 8.39 5.26 6.23 7.33 8.40 5.35 6.34 7.45 8.55 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 53 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2245 2246 2247 2248 2249 2250 2251 2252 2253 2254 2255 2256 2257 2258 2259 2260 2261 2262 2263 2264 2265 2266 2267 2268 2269 2270 2271 2272 2273 2274 2275 2276 2277 2278 2279 2280 2281 2282 2283 2284 2285 2286 2287 2288 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.36 6.35 7.47 8.57 5.38 6.37 7.50 8.60 5.47 6.48 7.63 8.75 5.76 6.85 8.07 9.00 6.16 7.33 8.66 9.00 3.11 3.59 4.13 4.67 2.17 2.44 2.74 3.03 2.00 2.00 2.03 2.21 2.00 2.09 2.31 2.53 2.08 2.33 2.61 2.88 2.17 2.44 2.74 3.03 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 54 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2289 2290 2291 2292 2293 2294 2295 2296 2297 2298 2299 2300 2301 2302 2303 2304 2305 2306 2307 2308 2309 2310 2311 2312 2313 2314 2315 2316 2317 2318 2319 2320 2321 2322 2323 2324 2325 2326 2327 2328 2329 2330 2331 2332 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.17 2.44 2.74 3.03 2.43 2.76 3.13 3.49 2.70 3.09 3.53 3.96 2.93 3.37 3.87 4.36 3.18 3.68 4.24 4.79 3.26 3.78 4.36 4.93 3.33 3.86 4.46 5.05 3.36 3.90 4.50 5.10 3.36 3.90 4.51 5.10 3.41 3.96 4.58 5.19 3.42 3.97 4.59 5.20 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 55 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2333 2334 2335 2336 2337 2338 2339 2340 2341 2342 2343 2344 2345 2346 2347 2348 2349 2350 2351 2352 2353 2354 2355 2356 2357 2358 2359 2360 2361 2362 2363 2364 2365 2366 2367 2368 2369 2370 2371 2372 2373 2374 2375 2376 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.43 3.98 4.60 5.22 3.48 4.04 4.68 5.30 3.64 4.24 4.92 5.59 3.86 4.51 5.25 5.97 2.17 2.44 2.74 3.03 2.33 2.64 2.98 3.32 2.00 2.00 2.18 2.38 2.01 2.24 2.49 2.75 2.24 2.52 2.83 3.14 2.33 2.64 2.98 3.32 2.33 2.64 2.98 3.32 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 56 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2377 2378 2379 2380 2381 2382 2383 2384 2385 2386 2387 2388 2389 2390 2391 2392 2393 2394 2395 2396 2397 2398 2399 2400 2401 2402 2403 2404 2405 2406 2407 2408 2409 2410 2411 2412 2413 2414 2415 2416 2417 2418 2419 2420 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.63 3.01 3.43 3.84 2.94 3.38 3.88 4.37 3.20 3.70 4.27 4.83 3.49 4.05 4.69 5.32 3.58 4.16 4.82 5.47 3.66 4.26 4.94 5.61 3.69 4.30 4.99 5.67 3.69 4.31 5.00 5.68 3.75 4.37 5.08 5.77 3.75 4.38 5.09 5.78 3.77 4.40 5.11 5.80 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 57 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2421 2422 2423 2424 2425 2426 2427 2428 2429 2430 2431 2432 2433 2434 2435 2436 2437 2438 2439 2440 2441 2442 2443 2444 2445 2446 2447 2448 2449 2450 2451 2452 2453 2454 2455 2456 2457 2458 2459 2460 2461 2462 2463 2464 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.82 4.46 5.19 5.90 4.01 4.69 5.47 6.22 4.26 5.00 5.84 6.66 2.33 2.64 2.98 3.32 2.37 2.68 3.03 3.37 2.00 2.00 2.21 2.41 2.03 2.27 2.53 2.79 2.27 2.55 2.88 3.20 2.37 2.68 3.03 3.37 2.37 2.68 3.03 3.37 2.68 3.06 3.49 3.91 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 58 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2465 2466 2467 2468 2469 2470 2471 2472 2473 2474 2475 2476 2477 2478 2479 2480 2481 2482 2483 2484 2485 2486 2487 2488 2489 2490 2491 2492 2493 2494 2495 2496 2497 2498 2499 2500 2501 2502 2503 2504 2505 2506 2507 2508 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.99 3.44 3.95 4.45 3.26 3.77 4.35 4.92 3.55 4.13 4.78 5.43 3.64 4.24 4.92 5.59 3.72 4.34 5.04 5.73 3.76 4.39 5.09 5.79 3.76 4.39 5.10 5.80 3.82 4.46 5.18 5.89 3.82 4.47 5.19 5.90 3.84 4.48 5.21 5.93 3.89 4.55 5.29 6.02 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 59 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2509 2510 2511 2512 2513 2514 2515 2516 2517 2518 2519 2520 2521 2522 2523 2524 2525 2526 2527 2528 2529 2530 2531 2532 2533 2534 2535 2536 2537 2538 2539 2540 2541 2542 2543 2544 2545 2546 2547 2548 2549 2550 2551 2552 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.09 4.79 5.58 6.36 4.34 5.10 5.96 6.80 2.37 2.68 3.03 3.37 2.61 2.97 3.39 3.79 2.00 2.17 2.42 2.66 2.21 2.49 2.80 3.11 2.49 2.83 3.21 3.59 2.61 2.97 3.39 3.79 2.61 2.97 3.39 3.79 2.97 3.42 3.92 4.42 3.34 3.87 4.47 5.06 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 60 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2553 2554 2555 2556 2557 2558 2559 2560 2561 2562 2563 2564 2565 2566 2567 2568 2569 2570 2571 2572 2573 2574 2575 2576 2577 2578 2579 2580 2581 2582 2583 2584 2585 2586 2587 2588 2589 2590 2591 2592 2593 2594 2595 2596 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.66 4.26 4.94 5.61 4.00 4.68 5.45 6.20 4.11 4.81 5.61 6.39 4.20 4.93 5.75 6.56 4.24 4.98 5.81 6.63 4.25 4.99 5.82 6.64 4.31 5.06 5.91 6.75 4.32 5.08 5.93 6.77 4.34 5.09 5.95 6.79 4.40 5.17 6.05 6.90 4.63 5.45 6.39 7.30 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 61 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2597 2598 2599 2600 2601 2602 2603 2604 2605 2606 2607 2608 2609 2610 2611 2612 2613 2614 2615 2616 2617 2618 2619 2620 2621 2622 2623 2624 2625 2626 2627 2628 2629 2630 2631 2632 2633 2634 2635 2636 2637 2638 2639 2640 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.93 5.82 6.83 7.82 2.61 2.97 3.39 3.79 2.83 3.25 3.72 4.18 2.09 2.34 2.62 2.89 2.38 2.70 3.05 3.40 2.70 3.08 3.52 3.94 2.83 3.25 3.72 4.18 2.83 3.25 3.72 4.18 3.24 3.75 4.33 4.90 3.66 4.27 4.95 5.62 4.03 4.71 5.49 6.25 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 62 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2641 2642 2643 2644 2645 2646 2647 2648 2649 2650 2651 2652 2653 2654 2655 2656 2657 2658 2659 2660 2661 2662 2663 2664 2665 2666 2667 2668 2669 2670 2671 2672 2673 2674 2675 2676 2677 2678 2679 2680 2681 2682 2683 2684 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.41 5.19 6.07 6.93 4.54 5.34 6.25 7.14 4.65 5.48 6.41 7.33 4.69 5.53 6.48 7.41 4.70 5.54 6.49 7.42 4.77 5.63 6.60 7.55 4.78 5.64 6.61 7.57 4.80 5.66 6.64 7.60 4.87 5.76 6.75 7.73 5.13 6.07 7.13 8.17 5.47 6.49 7.64 8.77 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 63 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2685 2686 2687 2688 2689 2690 2691 2692 2693 2694 2695 2696 2697 2698 2699 2700 2701 2702 2703 2704 2705 2706 2707 2708 2709 2710 2711 2712 2713 2714 2715 2716 2717 2718 2719 2720 2721 2722 2723 2724 2725 2726 2727 2728 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.83 3.25 3.72 4.18 2.88 3.31 3.79 4.26 2.12 2.37 2.66 2.94 2.42 2.74 3.11 3.46 2.74 3.14 3.58 4.02 2.88 3.31 3.79 4.26 2.88 3.31 3.79 4.26 3.30 3.82 4.42 5.00 3.73 4.35 5.05 5.74 4.10 4.81 5.61 6.39 4.50 5.30 6.20 7.08 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 64 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2729 2730 2731 2732 2733 2734 2735 2736 2737 2738 2739 2740 2741 2742 2743 2744 2745 2746 2747 2748 2749 2750 2751 2752 2753 2754 2755 2756 2757 2758 2759 2760 2761 2762 2763 2764 2765 2766 2767 2768 2769 2770 2771 2772 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.63 5.45 6.39 7.30 4.74 5.59 6.55 7.49 4.79 5.65 6.62 7.58 4.79 5.66 6.63 7.58 4.87 5.75 6.74 7.72 4.88 5.76 6.76 7.73 4.90 5.78 6.78 7.76 4.97 5.88 6.90 7.90 5.24 6.20 7.29 8.36 5.59 6.63 7.81 8.97 2.88 3.31 3.79 4.26 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 65 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2773 2774 2775 2776 2777 2778 2779 2780 2781 2782 2783 2784 2785 2786 2787 2788 2789 2790 2791 2792 2793 2794 2795 2796 2797 2798 2799 2800 2801 2802 2803 2804 2805 2806 2807 2808 2809 2810 2811 2812 2813 2814 2815 2816 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.78 3.18 3.64 4.08 2.06 2.30 2.57 2.84 2.34 2.65 2.99 3.33 2.65 3.02 3.44 3.86 2.78 3.18 3.64 4.08 2.78 3.18 3.64 4.08 3.18 3.67 4.23 4.78 3.58 4.17 4.84 5.49 3.94 4.60 5.36 6.10 4.31 5.07 5.92 6.75 4.43 5.21 6.10 6.96 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 66 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2817 2818 2819 2820 2821 2822 2823 2824 2825 2826 2827 2828 2829 2830 2831 2832 2833 2834 2835 2836 2837 2838 2839 2840 2841 2842 2843 2844 2845 2846 2847 2848 2849 2850 2851 2852 2853 2854 2855 2856 2857 2858 2859 2860 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.54 5.34 6.25 7.14 4.58 5.40 6.32 7.22 4.59 5.40 6.33 7.23 4.66 5.49 6.43 7.35 4.67 5.50 6.45 7.37 4.69 5.52 6.47 7.40 4.76 5.61 6.58 7.52 5.01 5.92 6.95 7.96 5.34 6.33 7.44 8.54 2.78 3.18 3.64 4.08 3.02 3.48 4.00 4.51 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 67 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2861 2862 2863 2864 2865 2866 2867 2868 2869 2870 2871 2872 2873 2874 2875 2876 2877 2878 2879 2880 2881 2882 2883 2884 2885 2886 2887 2888 2889 2890 2891 2892 2893 2894 2895 2896 2897 2898 2899 2900 2901 2902 2903 2904 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.20 2.48 2.79 3.09 2.53 2.88 3.27 3.65 2.87 3.30 3.78 4.25 3.02 3.48 4.00 4.51 3.02 3.48 4.00 4.51 3.48 4.04 4.68 5.30 3.94 4.61 5.37 6.11 4.34 5.10 5.96 6.80 4.77 5.63 6.60 7.55 4.91 5.80 6.80 7.79 5.03 5.95 6.98 8.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 68 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2905 2906 2907 2908 2909 2910 2911 2912 2913 2914 2915 2916 2917 2918 2919 2920 2921 2922 2923 2924 2925 2926 2927 2928 2929 2930 2931 2932 2933 2934 2935 2936 2937 2938 2939 2940 2941 2942 2943 2944 2945 2946 2947 2948 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.08 6.01 7.06 8.08 5.09 6.02 7.07 8.09 5.17 6.12 7.19 8.23 5.18 6.13 7.20 8.26 5.20 6.15 7.23 8.29 5.28 6.25 7.35 8.43 5.57 6.60 7.78 8.93 5.94 7.07 8.34 9.00 3.02 3.48 4.00 4.51 3.08 3.55 4.08 4.60 2.24 2.52 2.83 3.14 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 69 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2949 2950 2951 2952 2953 2954 2955 2956 2957 2958 2959 2960 2961 2962 2963 2964 2965 2966 2967 2968 2969 2970 2971 2972 2973 2974 2975 2976 2977 2978 2979 2980 2981 2982 2983 2984 2985 2986 2987 2988 2989 2990 2991 2992 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.57 2.92 3.33 3.72 2.92 3.36 3.85 4.34 3.08 3.55 4.08 4.60 3.08 3.55 4.08 4.60 3.54 4.12 4.77 5.41 4.02 4.70 5.48 6.24 4.43 5.21 6.09 6.95 4.87 5.75 6.74 7.72 5.01 5.92 6.95 7.96 5.13 6.07 7.13 8.18 5.18 6.14 7.21 8.27 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 70 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 2993 2994 2995 2996 2997 2998 2999 3000 3001 3002 3003 3004 3005 3006 3007 3008 3009 3010 3011 3012 3013 3014 3015 3016 3017 3018 3019 3020 3021 3022 3023 3024 3025 3026 3027 3028 3029 3030 3031 3032 3033 3034 3035 3036 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.19 6.14 7.22 8.28 5.27 6.25 7.34 8.42 5.29 6.26 7.36 8.44 5.31 6.28 7.39 8.47 5.39 6.39 7.52 8.62 5.68 6.75 7.95 9.00 6.07 7.22 8.53 9.00 3.08 3.55 4.08 4.60 2.00 2.17 2.41 2.65 2.00 2.00 2.00 2.00 2.00 2.00 2.07 2.25 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 71 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3037 3038 3039 3040 3041 3042 3043 3044 3045 3046 3047 3048 3049 3050 3051 3052 3053 3054 3055 3056 3057 3058 3059 3060 3061 3062 3063 3064 3065 3066 3067 3068 3069 3070 3071 3072 3073 3074 3075 3076 3077 3078 3079 3080 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.08 2.31 2.53 2.00 2.17 2.41 2.65 2.00 2.17 2.41 2.65 2.17 2.43 2.73 3.02 2.38 2.70 3.05 3.40 2.57 2.93 3.33 3.73 2.77 3.18 3.63 4.08 2.84 3.26 3.73 4.19 2.90 3.33 3.81 4.29 2.92 3.36 3.85 4.33 2.92 3.36 3.85 4.34 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 72 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3081 3082 3083 3084 3085 3086 3087 3088 3089 3090 3091 3092 3093 3094 3095 3096 3097 3098 3099 3100 3101 3102 3103 3104 3105 3106 3107 3108 3109 3110 3111 3112 3113 3114 3115 3116 3117 3118 3119 3120 3121 3122 3123 3124 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.96 3.41 3.91 4.40 2.97 3.41 3.92 4.41 2.97 3.42 3.93 4.43 3.01 3.47 3.99 4.50 3.15 3.64 4.19 4.73 3.33 3.85 4.45 5.04 2.00 2.17 2.41 2.65 2.08 2.33 2.61 2.88 2.00 2.00 2.00 2.12 2.00 2.00 2.22 2.42 2.00 2.23 2.49 2.74 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 73 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3125 3126 3127 3128 3129 3130 3131 3132 3133 3134 3135 3136 3137 3138 3139 3140 3141 3142 3143 3144 3145 3146 3147 3148 3149 3150 3151 3152 3153 3154 3155 3156 3157 3158 3159 3160 3161 3162 3163 3164 3165 3166 3167 3168 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.08 2.33 2.61 2.88 2.08 2.33 2.61 2.88 2.33 2.63 2.97 3.31 2.58 2.94 3.34 3.74 2.79 3.20 3.66 4.11 3.02 3.48 4.00 4.51 3.10 3.57 4.11 4.64 3.16 3.65 4.20 4.75 3.19 3.68 4.25 4.80 3.19 3.69 4.25 4.80 3.23 3.74 4.31 4.88 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 74 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3169 3170 3171 3172 3173 3174 3175 3176 3177 3178 3179 3180 3181 3182 3183 3184 3185 3186 3187 3188 3189 3190 3191 3192 3193 3194 3195 3196 3197 3198 3199 3200 3201 3202 3203 3204 3205 3206 3207 3208 3209 3210 3211 3212 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.24 3.75 4.32 4.89 3.25 3.76 4.34 4.90 3.29 3.82 4.40 4.98 3.45 4.00 4.63 5.25 3.65 4.25 4.93 5.60 2.08 2.33 2.61 2.88 2.11 2.37 2.65 2.93 2.00 2.00 2.00 2.15 2.00 2.03 2.25 2.46 2.03 2.26 2.53 2.79 2.11 2.37 2.65 2.93 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 75 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3213 3214 3215 3216 3217 3218 3219 3220 3221 3222 3223 3224 3225 3226 3227 3228 3229 3230 3231 3232 3233 3234 3235 3236 3237 3238 3239 3240 3241 3242 3243 3244 3245 3246 3247 3248 3249 3250 3251 3252 3253 3254 3255 3256 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.11 2.37 2.65 2.93 2.36 2.67 3.02 3.37 2.62 2.98 3.40 3.81 2.84 3.26 3.73 4.19 3.07 3.54 4.08 4.60 3.15 3.64 4.19 4.73 3.21 3.72 4.29 4.84 3.24 3.75 4.33 4.89 3.25 3.76 4.33 4.90 3.29 3.81 4.40 4.98 3.30 3.82 4.41 4.99 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 76 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3257 3258 3259 3260 3261 3262 3263 3264 3265 3266 3267 3268 3269 3270 3271 3272 3273 3274 3275 3276 3277 3278 3279 3280 3281 3282 3283 3284 3285 3286 3287 3288 3289 3290 3291 3292 3293 3294 3295 3296 3297 3298 3299 3300 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.31 3.83 4.42 5.00 3.35 3.89 4.49 5.08 3.51 4.08 4.72 5.36 3.72 4.34 5.03 5.72 2.11 2.37 2.65 2.93 2.31 2.60 2.94 3.27 2.00 2.00 2.15 2.35 2.00 2.21 2.47 2.71 2.21 2.49 2.80 3.10 2.31 2.60 2.94 3.27 2.31 2.60 2.94 3.27 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 77 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3301 3302 3303 3304 3305 3306 3307 3308 3309 3310 3311 3312 3313 3314 3315 3316 3317 3318 3319 3320 3321 3322 3323 3324 3325 3326 3327 3328 3329 3330 3331 3332 3333 3334 3335 3336 3337 3338 3339 3340 3341 3342 3343 3344 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.60 2.97 3.38 3.78 2.90 3.33 3.82 4.30 3.16 3.65 4.21 4.75 3.44 3.99 4.62 5.23 3.53 4.10 4.75 5.39 3.60 4.20 4.86 5.52 3.64 4.24 4.91 5.58 3.64 4.24 4.92 5.58 3.69 4.30 5.00 5.67 3.70 4.31 5.01 5.69 3.71 4.33 5.03 5.71 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 78 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3345 3346 3347 3348 3349 3350 3351 3352 3353 3354 3355 3356 3357 3358 3359 3360 3361 3362 3363 3364 3365 3366 3367 3368 3369 3370 3371 3372 3373 3374 3375 3376 3377 3378 3379 3380 3381 3382 3383 3384 3385 3386 3387 3388 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.77 4.39 5.10 5.80 3.95 4.62 5.38 6.12 4.19 4.92 5.74 6.55 2.31 2.60 2.94 3.27 2.49 2.83 3.21 3.59 2.00 2.09 2.32 2.54 2.12 2.38 2.67 2.95 2.38 2.69 3.05 3.39 2.49 2.83 3.21 3.59 2.49 2.83 3.21 3.59 2.82 3.24 3.71 4.17 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 79 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3389 3390 3391 3392 3393 3394 3395 3396 3397 3398 3399 3400 3401 3402 3403 3404 3405 3406 3407 3408 3409 3410 3411 3412 3413 3414 3415 3416 3417 3418 3419 3420 3421 3422 3423 3424 3425 3426 3427 3428 3429 3430 3431 3432 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.17 3.66 4.21 4.76 3.46 4.02 4.65 5.27 3.78 4.41 5.12 5.82 3.88 4.53 5.27 6.00 3.97 4.64 5.40 6.15 4.00 4.69 5.46 6.21 4.01 4.69 5.46 6.22 4.07 4.76 5.55 6.32 4.08 4.77 5.56 6.34 4.09 4.79 5.58 6.36 4.15 4.87 5.68 6.47 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 80 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3433 3434 3435 3436 3437 3438 3439 3440 3441 3442 3443 3444 3445 3446 3447 3448 3449 3450 3451 3452 3453 3454 3455 3456 3457 3458 3459 3460 3461 3462 3463 3464 3465 3466 3467 3468 3469 3470 3471 3472 3473 3474 3475 3476 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.36 5.12 5.99 6.83 4.64 5.47 6.40 7.32 2.49 2.83 3.21 3.59 2.53 2.87 3.27 3.65 2.00 2.12 2.35 2.58 2.15 2.42 2.71 3.00 2.41 2.74 3.10 3.46 2.53 2.87 3.27 3.65 2.53 2.87 3.27 3.65 2.87 3.30 3.78 4.25 3.22 3.73 4.30 4.86 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 81 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3477 3478 3479 3480 3481 3482 3483 3484 3485 3486 3487 3488 3489 3490 3491 3492 3493 3494 3495 3496 3497 3498 3499 3500 3501 3502 3503 3504 3505 3506 3507 3508 3509 3510 3511 3512 3513 3514 3515 3516 3517 3518 3519 3520 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.52 4.10 4.75 5.38 3.85 4.49 5.23 5.94 3.95 4.62 5.38 6.12 4.04 4.73 5.51 6.28 4.08 4.78 5.57 6.35 4.08 4.79 5.58 6.35 4.14 4.86 5.67 6.46 4.15 4.87 5.68 6.48 4.17 4.89 5.70 6.50 4.23 4.97 5.80 6.61 4.45 5.23 6.11 6.98 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 82 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3521 3522 3523 3524 3525 3526 3527 3528 3529 3530 3531 3532 3533 3534 3535 3536 3537 3538 3539 3540 3541 3542 3543 3544 3545 3546 3547 3548 3549 3550 3551 3552 3553 3554 3555 3556 3557 3558 3559 3560 3561 3562 3563 3564 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.73 5.58 6.54 7.48 2.53 2.87 3.27 3.65 2.44 2.77 3.14 3.51 2.00 2.06 2.28 2.49 2.09 2.34 2.62 2.89 2.34 2.64 2.99 3.32 2.44 2.77 3.14 3.51 2.44 2.77 3.14 3.51 2.77 3.17 3.63 4.07 3.10 3.58 4.12 4.65 3.39 3.93 4.54 5.14 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 83 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3565 3566 3567 3568 3569 3570 3571 3572 3573 3574 3575 3576 3577 3578 3579 3580 3581 3582 3583 3584 3585 3586 3587 3588 3589 3590 3591 3592 3593 3594 3595 3596 3597 3598 3599 3600 3601 3602 3603 3604 3605 3606 3607 3608 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.69 4.31 5.00 5.68 3.79 4.43 5.14 5.85 3.88 4.53 5.27 5.99 3.91 4.57 5.32 6.06 3.92 4.58 5.33 6.06 3.97 4.65 5.42 6.16 3.98 4.66 5.43 6.18 4.00 4.68 5.45 6.20 4.06 4.75 5.54 6.30 4.26 5.00 5.84 6.66 4.53 5.33 6.24 7.13 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 84 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3609 3610 3611 3612 3613 3614 3615 3616 3617 3618 3619 3620 3621 3622 3623 3624 3625 3626 3627 3628 3629 3630 3631 3632 3633 3634 3635 3636 3637 3638 3639 3640 3641 3642 3643 3644 3645 3646 3647 3648 3649 3650 3651 3652 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.44 2.77 3.14 3.51 2.65 3.02 3.44 3.86 2.00 2.20 2.45 2.70 2.24 2.52 2.84 3.16 2.52 2.87 3.26 3.65 2.65 3.02 3.44 3.86 2.65 3.02 3.44 3.86 3.02 3.47 3.99 4.50 3.39 3.94 4.55 5.15 3.72 4.34 5.04 5.72 4.07 4.76 5.55 6.33 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 85 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3653 3654 3655 3656 3657 3658 3659 3660 3661 3662 3663 3664 3665 3666 3667 3668 3669 3670 3671 3672 3673 3674 3675 3676 3677 3678 3679 3680 3681 3682 3683 3684 3685 3686 3687 3688 3689 3690 3691 3692 3693 3694 3695 3696 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.18 4.90 5.72 6.52 4.28 5.02 5.86 6.69 4.32 5.07 5.92 6.76 4.32 5.08 5.93 6.77 4.39 5.16 6.03 6.88 4.40 5.17 6.04 6.90 4.41 5.19 6.07 6.93 4.48 5.27 6.17 7.04 4.71 5.56 6.51 7.45 5.02 5.93 6.97 7.98 2.65 3.02 3.44 3.86 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 86 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3697 3698 3699 3700 3701 3702 3703 3704 3705 3706 3707 3708 3709 3710 3711 3712 3713 3714 3715 3716 3717 3718 3719 3720 3721 3722 3723 3724 3725 3726 3727 3728 3729 3730 3731 3732 3733 3734 3735 3736 3737 3738 3739 3740 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.69 3.07 3.51 3.93 2.00 2.23 2.49 2.74 2.27 2.56 2.89 3.21 2.56 2.92 3.32 3.71 2.69 3.07 3.51 3.93 2.69 3.07 3.51 3.93 3.07 3.54 4.07 4.59 3.45 4.01 4.64 5.26 3.79 4.42 5.14 5.84 4.15 4.86 5.67 6.46 4.26 5.00 5.84 6.66 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 87 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3741 3742 3743 3744 3745 3746 3747 3748 3749 3750 3751 3752 3753 3754 3755 3756 3757 3758 3759 3760 3761 3762 3763 3764 3765 3766 3767 3768 3769 3770 3771 3772 3773 3774 3775 3776 3777 3778 3779 3780 3781 3782 3783 3784 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.36 5.12 5.99 6.83 4.40 5.18 6.05 6.91 4.41 5.18 6.06 6.92 4.48 5.27 6.16 7.03 4.49 5.28 6.17 7.05 4.50 5.30 6.20 7.08 4.57 5.38 6.30 7.20 4.81 5.67 6.65 7.61 5.12 6.06 7.12 8.16 2.69 3.07 3.51 3.93 2.00 2.15 2.39 2.63 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 88 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3785 3786 3787 3788 3789 3790 3791 3792 3793 3794 3795 3796 3797 3798 3799 3800 3801 3802 3803 3804 3805 3806 3807 3808 3809 3810 3811 3812 3813 3814 3815 3816 3817 3818 3819 3820 3821 3822 3823 3824 3825 3826 3827 3828 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.00 2.00 2.00 2.00 2.00 2.05 2.23 2.00 2.06 2.29 2.51 2.00 2.15 2.39 2.63 2.00 2.15 2.39 2.63 2.15 2.41 2.70 2.99 2.36 2.67 3.02 3.36 2.55 2.90 3.30 3.68 2.75 3.14 3.59 4.03 2.81 3.22 3.68 4.14 2.86 3.29 3.77 4.24 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 89 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3829 3830 3831 3832 3833 3834 3835 3836 3837 3838 3839 3840 3841 3842 3843 3844 3845 3846 3847 3848 3849 3850 3851 3852 3853 3854 3855 3856 3857 3858 3859 3860 3861 3862 3863 3864 3865 3866 3867 3868 3869 3870 3871 3872 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.89 3.32 3.80 4.28 2.89 3.32 3.81 4.28 2.93 3.37 3.86 4.35 2.93 3.37 3.87 4.36 2.94 3.38 3.88 4.37 2.98 3.43 3.94 4.44 3.11 3.59 4.13 4.67 3.29 3.81 4.39 4.97 2.00 2.15 2.39 2.63 2.07 2.31 2.58 2.85 2.00 2.00 2.00 2.10 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 90 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3873 3874 3875 3876 3877 3878 3879 3880 3881 3882 3883 3884 3885 3886 3887 3888 3889 3890 3891 3892 3893 3894 3895 3896 3897 3898 3899 3900 3901 3902 3903 3904 3905 3906 3907 3908 3909 3910 3911 3912 3913 3914 3915 3916 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.00 2.20 2.40 2.00 2.21 2.47 2.71 2.07 2.31 2.58 2.85 2.07 2.31 2.58 2.85 2.31 2.60 2.94 3.27 2.55 2.90 3.30 3.69 2.76 3.16 3.61 4.06 2.99 3.44 3.95 4.45 3.06 3.53 4.06 4.58 3.12 3.61 4.15 4.69 3.15 3.64 4.19 4.73 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 91 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3917 3918 3919 3920 3921 3922 3923 3924 3925 3926 3927 3928 3929 3930 3931 3932 3933 3934 3935 3936 3937 3938 3939 3940 3941 3942 3943 3944 3945 3946 3947 3948 3949 3950 3951 3952 3953 3954 3955 3956 3957 3958 3959 3960 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.15 3.64 4.20 4.74 3.20 3.69 4.26 4.81 3.20 3.70 4.27 4.82 3.21 3.71 4.28 4.84 3.26 3.77 4.35 4.92 3.41 3.95 4.57 5.18 3.60 4.20 4.87 5.52 2.07 2.31 2.58 2.85 2.09 2.34 2.62 2.90 2.00 2.00 2.00 2.13 2.00 2.01 2.23 2.43 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 92 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 3961 3962 3963 3964 3965 3966 3967 3968 3969 3970 3971 3972 3973 3974 3975 3976 3977 3978 3979 3980 3981 3982 3983 3984 3985 3986 3987 3988 3989 3990 3991 3992 3993 3994 3995 3996 3997 3998 3999 4000 4001 4002 4003 4004 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.01 2.24 2.50 2.76 2.09 2.34 2.62 2.90 2.09 2.34 2.62 2.90 2.34 2.64 2.99 3.33 2.59 2.95 3.36 3.76 2.81 3.22 3.68 4.14 3.04 3.50 4.03 4.54 3.11 3.59 4.14 4.67 3.18 3.67 4.23 4.78 3.20 3.71 4.27 4.83 3.21 3.71 4.28 4.83 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 93 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4005 4006 4007 4008 4009 4010 4011 4012 4013 4014 4015 4016 4017 4018 4019 4020 4021 4022 4023 4024 4025 4026 4027 4028 4029 4030 4031 4032 4033 4034 4035 4036 4037 4038 4039 4040 4041 4042 4043 4044 4045 4046 4047 4048 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.25 3.76 4.34 4.91 3.26 3.77 4.35 4.92 3.27 3.78 4.37 4.94 3.31 3.84 4.43 5.02 3.47 4.03 4.66 5.28 3.67 4.28 4.97 5.64 2.09 2.34 2.62 2.90 2.29 2.58 2.91 3.23 2.00 2.00 2.14 2.33 2.00 2.19 2.44 2.69 2.19 2.46 2.77 3.07 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 94 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4049 4050 4051 4052 4053 4054 4055 4056 4057 4058 4059 4060 4061 4062 4063 4064 4065 4066 4067 4068 4069 4070 4071 4072 4073 4074 4075 4076 4077 4078 4079 4080 4081 4082 4083 4084 4085 4086 4087 4088 4089 4090 4091 4092 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.29 2.58 2.91 3.23 2.29 2.58 2.91 3.23 2.57 2.93 3.34 3.73 2.87 3.29 3.77 4.25 3.12 3.61 4.15 4.69 3.40 3.94 4.56 5.16 3.48 4.05 4.69 5.31 3.56 4.14 4.80 5.44 3.59 4.18 4.85 5.50 3.60 4.19 4.85 5.51 3.65 4.25 4.93 5.60 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 95 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4093 4094 4095 4096 4097 4098 4099 4100 4101 4102 4103 4104 4105 4106 4107 4108 4109 4110 4111 4112 4113 4114 4115 4116 4117 4118 4119 4120 4121 4122 4123 4124 4125 4126 4127 4128 4129 4130 4131 4132 4133 4134 4135 4136 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.65 4.26 4.94 5.61 3.67 4.27 4.96 5.63 3.72 4.34 5.04 5.72 3.90 4.56 5.31 6.04 4.14 4.86 5.66 6.45 2.29 2.58 2.91 3.23 2.46 2.80 3.17 3.54 2.00 2.07 2.29 2.51 2.11 2.36 2.64 2.92 2.36 2.66 3.01 3.35 2.46 2.80 3.17 3.54 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 96 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4137 4138 4139 4140 4141 4142 4143 4144 4145 4146 4147 4148 4149 4150 4151 4152 4153 4154 4155 4156 4157 4158 4159 4160 4161 4162 4163 4164 4165 4166 4167 4168 4169 4170 4171 4172 4173 4174 4175 4176 4177 4178 4179 4180 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.46 2.80 3.17 3.54 2.79 3.20 3.66 4.11 3.13 3.61 4.16 4.70 3.42 3.97 4.59 5.20 3.73 4.35 5.05 5.74 3.83 4.47 5.20 5.91 3.92 4.58 5.33 6.06 3.95 4.62 5.38 6.13 3.96 4.63 5.39 6.13 4.02 4.70 5.48 6.23 4.02 4.71 5.49 6.25 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 97 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4181 4182 4183 4184 4185 4186 4187 4188 4189 4190 4191 4192 4193 4194 4195 4196 4197 4198 4199 4200 4201 4202 4203 4204 4205 4206 4207 4208 4209 4210 4211 4212 4213 4214 4215 4216 4217 4218 4219 4220 4221 4222 4223 4224 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.04 4.73 5.51 6.27 4.10 4.80 5.60 6.38 4.30 5.05 5.90 6.74 4.58 5.39 6.31 7.21 2.46 2.80 3.17 3.54 2.50 2.84 3.23 3.61 2.00 2.10 2.33 2.55 2.13 2.39 2.68 2.97 2.39 2.71 3.06 3.41 2.50 2.84 3.23 3.61 2.50 2.84 3.23 3.61 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 98 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4225 4226 4227 4228 4229 4230 4231 4232 4233 4234 4235 4236 4237 4238 4239 4240 4241 4242 4243 4244 4245 4246 4247 4248 4249 4250 4251 4252 4253 4254 4255 4256 4257 4258 4259 4260 4261 4262 4263 4264 4265 4266 4267 4268 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.84 3.26 3.73 4.19 3.18 3.68 4.24 4.79 3.48 4.05 4.68 5.31 3.80 4.44 5.16 5.86 3.90 4.56 5.31 6.04 3.99 4.67 5.44 6.19 4.03 4.72 5.49 6.26 4.03 4.72 5.50 6.26 4.09 4.80 5.59 6.37 4.10 4.81 5.60 6.38 4.11 4.82 5.62 6.41 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 99 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4269 4270 4271 4272 4273 4274 4275 4276 4277 4278 4279 4280 4281 4282 4283 4284 4285 4286 4287 4288 4289 4290 4291 4292 4293 4294 4295 4296 4297 4298 4299 4300 4301 4302 4303 4304 4305 4306 4307 4308 4309 4310 4311 4312 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.18 4.90 5.72 6.51 4.39 5.16 6.03 6.88 4.67 5.50 6.45 7.37 2.50 2.84 3.23 3.61 2.42 2.74 3.11 3.47 2.00 2.04 2.25 2.47 2.07 2.32 2.59 2.86 2.32 2.61 2.95 3.28 2.42 2.74 3.11 3.47 2.42 2.74 3.11 3.47 2.74 3.14 3.58 4.02 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 100 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4313 4314 4315 4316 4317 4318 4319 4320 4321 4322 4323 4324 4325 4326 4327 4328 4329 4330 4331 4332 4333 4334 4335 4336 4337 4338 4339 4340 4341 4342 4343 4344 4345 4346 4347 4348 4349 4350 4351 4352 4353 4354 4355 4356 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.07 3.54 4.07 4.59 3.35 3.88 4.48 5.07 3.65 4.25 4.93 5.60 3.74 4.37 5.07 5.76 3.83 4.47 5.20 5.91 3.86 4.52 5.25 5.97 3.87 4.52 5.26 5.98 3.92 4.59 5.34 6.08 3.93 4.60 5.35 6.09 3.95 4.62 5.37 6.12 4.00 4.69 5.46 6.22 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 101 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4357 4358 4359 4360 4361 4362 4363 4364 4365 4366 4367 4368 4369 4370 4371 4372 4373 4374 4375 4376 4377 4378 4379 4380 4381 4382 4383 4384 4385 4386 4387 4388 4389 4390 4391 4392 4393 4394 4395 4396 4397 4398 4399 4400 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.20 4.93 5.76 6.56 4.47 5.26 6.15 7.03 2.42 2.74 3.11 3.47 2.62 2.99 3.40 3.81 2.00 2.18 2.43 2.67 2.22 2.50 2.81 3.12 2.50 2.84 3.22 3.60 2.62 2.99 3.40 3.81 2.62 2.99 3.40 3.81 2.98 3.43 3.94 4.44 3.35 3.89 4.49 5.08 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 102 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4401 4402 4403 4404 4405 4406 4407 4408 4409 4410 4411 4412 4413 4414 4415 4416 4417 4418 4419 4420 4421 4422 4423 4424 4425 4426 4427 4428 4429 4430 4431 4432 4433 4434 4435 4436 4437 4438 4439 4440 4441 4442 4443 4444 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.67 4.28 4.97 5.64 4.02 4.70 5.48 6.24 4.13 4.84 5.64 6.43 4.22 4.95 5.78 6.59 4.26 5.00 5.84 6.66 4.27 5.01 5.85 6.67 4.33 5.09 5.95 6.78 4.34 5.10 5.96 6.80 4.36 5.12 5.98 6.83 4.42 5.20 6.08 6.94 4.65 5.48 6.42 7.34 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 103 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4445 4446 4447 4448 4449 4450 4451 4452 4453 4454 4455 4456 4457 4458 4459 4460 4461 4462 4463 4464 4465 4466 4467 4468 4469 4470 4471 4472 4473 4474 4475 4476 4477 4478 4479 4480 4481 4482 4483 4484 4485 4486 4487 4488 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.95 5.85 6.87 7.86 2.62 2.99 3.40 3.81 2.66 3.04 3.46 3.88 2.00 2.21 2.47 2.71 2.25 2.54 2.86 3.18 2.54 2.89 3.28 3.67 2.66 3.04 3.46 3.88 2.66 3.04 3.46 3.88 3.03 3.50 4.02 4.53 3.41 3.96 4.58 5.19 3.74 4.37 5.07 5.76 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 104 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4489 4490 4491 4492 4493 4494 4495 4496 4497 4498 4499 4500 4501 4502 4503 4504 4505 4506 4507 4508 4509 4510 4511 4512 4513 4514 4515 4516 4517 4518 4519 4520 4521 4522 4523 4524 4525 4526 4527 4528 4529 4530 4531 4532 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.09 4.80 5.59 6.37 4.21 4.94 5.76 6.57 4.30 5.06 5.90 6.74 4.35 5.11 5.97 6.81 4.35 5.11 5.97 6.82 4.42 5.19 6.07 6.93 4.43 5.21 6.09 6.95 4.44 5.22 6.11 6.98 4.51 5.31 6.21 7.09 4.74 5.60 6.56 7.50 5.05 5.98 7.02 8.04 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 105 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4533 4534 4535 4536 4537 4538 4539 4540 4541 4542 4543 4544 4545 4546 4547 4548 4549 4550 4551 4552 4553 4554 4555 4556 4557 4558 4559 4560 4561 4562 4563 4564 4565 4566 4567 4568 4569 4570 4571 4572 4573 4574 4575 4576 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 3 3 3 3 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.66 3.04 3.46 3.88 2.00 2.00 2.17 2.37 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.04 2.00 2.00 2.09 2.27 2.00 2.00 2.17 2.37 2.00 2.00 2.17 2.37 2.00 2.19 2.44 2.68 2.15 2.41 2.71 3.00 2.31 2.60 2.94 3.27 2.47 2.81 3.19 3.56 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 106 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4577 4578 4579 4580 4581 4582 4583 4584 4585 4586 4587 4588 4589 4590 4591 4592 4593 4594 4595 4596 4597 4598 4599 4600 4601 4602 4603 4604 4605 4606 4607 4608 4609 4610 4611 4612 4613 4614 4615 4616 4617 4618 4619 4620 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.53 2.88 3.27 3.65 2.57 2.93 3.34 3.73 2.59 2.96 3.37 3.77 2.60 2.96 3.37 3.77 2.63 3.00 3.42 3.83 2.63 3.00 3.42 3.83 2.64 3.01 3.43 3.85 2.67 3.05 3.48 3.90 2.78 3.19 3.65 4.10 2.93 3.37 3.87 4.35 2.00 2.00 2.17 2.37 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 107 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4621 4622 4623 4624 4625 4626 4627 4628 4629 4630 4631 4632 4633 4634 4635 4636 4637 4638 4639 4640 4641 4642 4643 4644 4645 4646 4647 4648 4649 4650 4651 4652 4653 4654 4655 4656 4657 4658 4659 4660 4661 4662 4663 4664 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.11 2.34 2.56 2.00 2.00 2.00 2.00 2.00 2.00 2.01 2.18 2.00 2.02 2.24 2.45 2.00 2.11 2.34 2.56 2.00 2.11 2.34 2.56 2.10 2.35 2.64 2.92 2.31 2.61 2.94 3.27 2.49 2.83 3.21 3.58 2.68 3.06 3.49 3.91 2.74 3.14 3.58 4.02 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 108 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4665 4666 4667 4668 4669 4670 4671 4672 4673 4674 4675 4676 4677 4678 4679 4680 4681 4682 4683 4684 4685 4686 4687 4688 4689 4690 4691 4692 4693 4694 4695 4696 4697 4698 4699 4700 4701 4702 4703 4704 4705 4706 4707 4708 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.79 3.20 3.66 4.11 2.82 3.23 3.70 4.15 2.82 3.23 3.70 4.16 2.85 3.28 3.75 4.22 2.86 3.28 3.76 4.23 2.87 3.29 3.77 4.24 2.90 3.34 3.83 4.31 3.03 3.49 4.02 4.53 3.20 3.70 4.27 4.82 2.00 2.11 2.34 2.56 2.00 2.13 2.37 2.60 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 109 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4709 4710 4711 4712 4713 4714 4715 4716 4717 4718 4719 4720 4721 4722 4723 4724 4725 4726 4727 4728 4729 4730 4731 4732 4733 4734 4735 4736 4737 4738 4739 4740 4741 4742 4743 4744 4745 4746 4747 4748 4749 4750 4751 4752 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.00 2.00 2.00 2.00 2.00 2.04 2.21 2.00 2.05 2.27 2.49 2.00 2.13 2.37 2.60 2.00 2.13 2.37 2.60 2.13 2.39 2.68 2.96 2.34 2.65 2.99 3.33 2.53 2.87 3.27 3.65 2.72 3.11 3.56 3.99 2.78 3.19 3.65 4.10 2.84 3.26 3.73 4.19 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 110 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4753 4754 4755 4756 4757 4758 4759 4760 4761 4762 4763 4764 4765 4766 4767 4768 4769 4770 4771 4772 4773 4774 4775 4776 4777 4778 4779 4780 4781 4782 4783 4784 4785 4786 4787 4788 4789 4790 4791 4792 4793 4794 4795 4796 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.86 3.29 3.76 4.23 2.87 3.29 3.77 4.24 2.90 3.33 3.82 4.30 2.91 3.34 3.83 4.31 2.92 3.35 3.84 4.33 2.95 3.40 3.90 4.39 3.08 3.56 4.09 4.62 3.26 3.77 4.35 4.92 2.00 2.13 2.37 2.60 2.09 2.33 2.61 2.89 2.00 2.00 2.00 2.12 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 111 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4797 4798 4799 4800 4801 4802 4803 4804 4805 4806 4807 4808 4809 4810 4811 4812 4813 4814 4815 4816 4817 4818 4819 4820 4821 4822 4823 4824 4825 4826 4827 4828 4829 4830 4831 4832 4833 4834 4835 4836 4837 4838 4839 4840 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.01 2.22 2.42 2.01 2.23 2.49 2.75 2.09 2.33 2.61 2.89 2.09 2.33 2.61 2.89 2.33 2.63 2.97 3.31 2.58 2.94 3.34 3.74 2.79 3.20 3.66 4.11 3.02 3.48 4.00 4.51 3.10 3.58 4.11 4.64 3.16 3.65 4.21 4.75 3.19 3.69 4.25 4.80 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 112 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4841 4842 4843 4844 4845 4846 4847 4848 4849 4850 4851 4852 4853 4854 4855 4856 4857 4858 4859 4860 4861 4862 4863 4864 4865 4866 4867 4868 4869 4870 4871 4872 4873 4874 4875 4876 4877 4878 4879 4880 4881 4882 4883 4884 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.19 3.69 4.25 4.81 3.24 3.74 4.32 4.88 3.24 3.75 4.33 4.89 3.25 3.76 4.34 4.91 3.30 3.82 4.41 4.99 3.45 4.01 4.64 5.25 3.65 4.26 4.94 5.61 2.09 2.33 2.61 2.89 2.24 2.52 2.84 3.15 2.00 2.00 2.09 2.28 2.00 2.15 2.39 2.62 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 113 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4885 4886 4887 4888 4889 4890 4891 4892 4893 4894 4895 4896 4897 4898 4899 4900 4901 4902 4903 4904 4905 4906 4907 4908 4909 4910 4911 4912 4913 4914 4915 4916 4917 4918 4919 4920 4921 4922 4923 4924 4925 4926 4927 4928 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.15 2.41 2.70 2.99 2.24 2.52 2.84 3.15 2.24 2.52 2.84 3.15 2.52 2.86 3.25 3.63 2.80 3.21 3.67 4.12 3.04 3.51 4.03 4.55 3.31 3.83 4.42 5.00 3.39 3.93 4.55 5.15 3.46 4.02 4.66 5.28 3.49 4.06 4.70 5.33 3.50 4.07 4.71 5.34 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 114 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4929 4930 4931 4932 4933 4934 4935 4936 4937 4938 4939 4940 4941 4942 4943 4944 4945 4946 4947 4948 4949 4950 4951 4952 4953 4954 4955 4956 4957 4958 4959 4960 4961 4962 4963 4964 4965 4966 4967 4968 4969 4970 4971 4972 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.55 4.13 4.78 5.42 3.55 4.14 4.79 5.43 3.57 4.15 4.81 5.45 3.62 4.21 4.88 5.54 3.79 4.43 5.14 5.84 4.02 4.71 5.49 6.25 2.24 2.52 2.84 3.15 2.27 2.56 2.88 3.20 2.00 2.00 2.12 2.31 2.00 2.18 2.42 2.66 2.17 2.44 2.74 3.04 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 115 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 4973 4974 4975 4976 4977 4978 4979 4980 4981 4982 4983 4984 4985 4986 4987 4988 4989 4990 4991 4992 4993 4994 4995 4996 4997 4998 4999 5000 5001 5002 5003 5004 5005 5006 5007 5008 5009 5010 5011 5012 5013 5014 5015 5016 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.27 2.56 2.88 3.20 2.27 2.56 2.88 3.20 2.55 2.91 3.31 3.70 2.84 3.26 3.74 4.20 3.10 3.57 4.11 4.64 3.36 3.90 4.51 5.11 3.45 4.01 4.64 5.26 3.53 4.10 4.75 5.39 3.56 4.14 4.80 5.44 3.56 4.14 4.80 5.45 3.61 4.21 4.88 5.53 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 116 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5017 5018 5019 5020 5021 5022 5023 5024 5025 5026 5027 5028 5029 5030 5031 5032 5033 5034 5035 5036 5037 5038 5039 5040 5041 5042 5043 5044 5045 5046 5047 5048 5049 5050 5051 5052 5053 5054 5055 5056 5057 5058 5059 5060 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.62 4.22 4.89 5.55 3.63 4.23 4.91 5.57 3.68 4.29 4.98 5.66 3.86 4.51 5.25 5.97 4.10 4.80 5.60 6.38 2.27 2.56 2.88 3.20 2.20 2.47 2.78 3.08 2.00 2.00 2.06 2.24 2.00 2.11 2.34 2.57 2.11 2.36 2.65 2.93 2.20 2.47 2.78 3.08 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 117 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5061 5062 5063 5064 5065 5066 5067 5068 5069 5070 5071 5072 5073 5074 5075 5076 5077 5078 5079 5080 5081 5082 5083 5084 5085 5086 5087 5088 5089 5090 5091 5092 5093 5094 5095 5096 5097 5098 5099 5100 5101 5102 5103 5104 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.20 2.47 2.78 3.08 2.47 2.80 3.18 3.55 2.74 3.14 3.59 4.03 2.98 3.43 3.94 4.44 3.24 3.75 4.32 4.88 3.32 3.85 4.44 5.02 3.39 3.93 4.55 5.15 3.42 3.97 4.59 5.20 3.42 3.97 4.60 5.21 3.47 4.03 4.67 5.29 3.48 4.04 4.68 5.30 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 118 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5105 5106 5107 5108 5109 5110 5111 5112 5113 5114 5115 5116 5117 5118 5119 5120 5121 5122 5123 5124 5125 5126 5127 5128 5129 5130 5131 5132 5133 5134 5135 5136 5137 5138 5139 5140 5141 5142 5143 5144 5145 5146 5147 5148 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.49 4.05 4.69 5.32 3.54 4.12 4.77 5.41 3.71 4.32 5.02 5.70 3.93 4.60 5.35 6.09 2.20 2.47 2.78 3.08 2.37 2.68 3.03 3.37 2.00 2.00 2.21 2.41 2.03 2.27 2.53 2.79 2.27 2.55 2.88 3.20 2.37 2.68 3.03 3.37 2.37 2.68 3.03 3.37 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 119 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5149 5150 5151 5152 5153 5154 5155 5156 5157 5158 5159 5160 5161 5162 5163 5164 5165 5166 5167 5168 5169 5170 5171 5172 5173 5174 5175 5176 5177 5178 5179 5180 5181 5182 5183 5184 5185 5186 5187 5188 5189 5190 5191 5192 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.67 3.06 3.49 3.91 2.99 3.44 3.95 4.45 3.26 3.77 4.35 4.92 3.55 4.13 4.78 5.42 3.64 4.24 4.92 5.58 3.72 4.34 5.04 5.72 3.76 4.38 5.09 5.78 3.76 4.39 5.10 5.79 3.81 4.45 5.18 5.89 3.82 4.46 5.19 5.90 3.83 4.48 5.21 5.92 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 120 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5193 5194 5195 5196 5197 5198 5199 5200 5201 5202 5203 5204 5205 5206 5207 5208 5209 5210 5211 5212 5213 5214 5215 5216 5217 5218 5219 5220 5221 5222 5223 5224 5225 5226 5227 5228 5229 5230 5231 5232 5233 5234 5235 5236 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.89 4.55 5.29 6.02 4.08 4.78 5.58 6.35 4.34 5.10 5.96 6.80 2.37 2.68 3.03 3.37 2.40 2.72 3.08 3.43 2.00 2.02 2.24 2.45 2.06 2.30 2.57 2.84 2.30 2.59 2.93 3.25 2.40 2.72 3.08 3.43 2.40 2.72 3.08 3.43 2.72 3.11 3.55 3.98 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 121 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5237 5238 5239 5240 5241 5242 5243 5244 5245 5246 5247 5248 5249 5250 5251 5252 5253 5254 5255 5256 5257 5258 5259 5260 5261 5262 5263 5264 5265 5266 5267 5268 5269 5270 5271 5272 5273 5274 5275 5276 5277 5278 5279 5280 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.04 3.50 4.03 4.54 3.32 3.84 4.44 5.02 3.61 4.21 4.88 5.54 3.71 4.32 5.02 5.70 3.79 4.43 5.14 5.85 3.83 4.47 5.19 5.91 3.83 4.47 5.20 5.91 3.89 4.54 5.28 6.01 3.89 4.55 5.30 6.03 3.91 4.57 5.32 6.05 3.96 4.64 5.40 6.15 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 122 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5281 5282 5283 5284 5285 5286 5287 5288 5289 5290 5291 5292 5293 5294 5295 5296 5297 5298 5299 5300 5301 5302 5303 5304 5305 5306 5307 5308 5309 5310 5311 5312 5313 5314 5315 5316 5317 5318 5319 5320 5321 5322 5323 5324 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.16 4.88 5.69 6.49 4.42 5.20 6.08 6.95 2.40 2.72 3.08 3.43 2.00 2.00 2.15 2.35 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.02 2.00 2.00 2.07 2.25 2.00 2.00 2.15 2.35 2.00 2.00 2.15 2.35 2.00 2.17 2.41 2.65 2.13 2.39 2.68 2.96 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 123 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5325 5326 5327 5328 5329 5330 5331 5332 5333 5334 5335 5336 5337 5338 5339 5340 5341 5342 5343 5344 5345 5346 5347 5348 5349 5350 5351 5352 5353 5354 5355 5356 5357 5358 5359 5360 5361 5362 5363 5364 5365 5366 5367 5368 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.28 2.58 2.91 3.23 2.45 2.78 3.15 3.52 2.50 2.84 3.23 3.61 2.55 2.90 3.30 3.69 2.57 2.92 3.33 3.72 2.57 2.93 3.33 3.73 2.60 2.97 3.38 3.78 2.61 2.97 3.38 3.79 2.61 2.98 3.39 3.80 2.64 3.02 3.44 3.86 2.75 3.15 3.60 4.05 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 124 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5369 5370 5371 5372 5373 5374 5375 5376 5377 5378 5379 5380 5381 5382 5383 5384 5385 5386 5387 5388 5389 5390 5391 5392 5393 5394 5395 5396 5397 5398 5399 5400 5401 5402 5403 5404 5405 5406 5407 5408 5409 5410 5411 5412 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.90 3.33 3.82 4.30 2.00 2.00 2.15 2.35 2.00 2.09 2.31 2.54 2.00 2.00 2.00 2.00 2.00 2.00 2.00 2.16 2.00 2.01 2.22 2.42 2.00 2.09 2.31 2.54 2.00 2.09 2.31 2.54 2.08 2.33 2.61 2.88 2.29 2.58 2.91 3.24 2.46 2.80 3.17 3.54 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 125 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5413 5414 5415 5416 5417 5418 5419 5420 5421 5422 5423 5424 5425 5426 5427 5428 5429 5430 5431 5432 5433 5434 5435 5436 5437 5438 5439 5440 5441 5442 5443 5444 5445 5446 5447 5448 5449 5450 5451 5452 5453 5454 5455 5456 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.65 3.03 3.45 3.87 2.71 3.10 3.54 3.97 2.76 3.16 3.62 4.06 2.79 3.19 3.65 4.10 2.79 3.19 3.65 4.10 2.82 3.24 3.71 4.17 2.83 3.24 3.71 4.18 2.84 3.25 3.73 4.19 2.87 3.30 3.78 4.25 3.00 3.45 3.97 4.47 3.16 3.66 4.21 4.76 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 126 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5457 5458 5459 5460 5461 5462 5463 5464 5465 5466 5467 5468 5469 5470 5471 5472 5473 5474 5475 5476 5477 5478 5479 5480 5481 5482 5483 5484 5485 5486 5487 5488 5489 5490 5491 5492 5493 5494 5495 5496 5497 5498 5499 5500 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.09 2.31 2.54 2.00 2.11 2.35 2.58 2.00 2.00 2.00 2.00 2.00 2.00 2.02 2.19 2.00 2.03 2.25 2.46 2.00 2.11 2.35 2.58 2.00 2.11 2.35 2.58 2.11 2.37 2.65 2.93 2.32 2.62 2.96 3.29 2.50 2.84 3.23 3.61 2.69 3.08 3.51 3.94 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 127 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5501 5502 5503 5504 5505 5506 5507 5508 5509 5510 5511 5512 5513 5514 5515 5516 5517 5518 5519 5520 5521 5522 5523 5524 5525 5526 5527 5528 5529 5530 5531 5532 5533 5534 5535 5536 5537 5538 5539 5540 5541 5542 5543 5544 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.75 3.15 3.60 4.05 2.81 3.22 3.68 4.14 2.83 3.25 3.72 4.18 2.83 3.25 3.72 4.18 2.87 3.30 3.78 4.25 2.88 3.30 3.78 4.26 2.88 3.31 3.80 4.27 2.92 3.36 3.85 4.34 3.05 3.52 4.04 4.56 3.22 3.72 4.29 4.85 2.00 2.11 2.35 2.58 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 128 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5545 5546 5547 5548 5549 5550 5551 5552 5553 5554 5555 5556 5557 5558 5559 5560 5561 5562 5563 5564 5565 5566 5567 5568 5569 5570 5571 5572 5573 5574 5575 5576 5577 5578 5579 5580 5581 5582 5583 5584 5585 5586 5587 5588 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.07 2.31 2.59 2.85 2.00 2.00 2.00 2.10 2.00 2.00 2.20 2.40 2.00 2.21 2.47 2.72 2.07 2.31 2.59 2.85 2.07 2.31 2.59 2.85 2.31 2.61 2.94 3.27 2.55 2.91 3.30 3.70 2.76 3.17 3.62 4.06 2.99 3.44 3.95 4.46 3.06 3.53 4.06 4.58 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 129 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5589 5590 5591 5592 5593 5594 5595 5596 5597 5598 5599 5600 5601 5602 5603 5604 5605 5606 5607 5608 5609 5610 5611 5612 5613 5614 5615 5616 5617 5618 5619 5620 5621 5622 5623 5624 5625 5626 5627 5628 5629 5630 5631 5632 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.13 3.61 4.16 4.69 3.15 3.64 4.20 4.74 3.16 3.65 4.20 4.74 3.20 3.70 4.26 4.82 3.20 3.71 4.27 4.83 3.21 3.72 4.29 4.84 3.26 3.77 4.35 4.92 3.41 3.96 4.58 5.18 3.61 4.20 4.87 5.53 2.07 2.31 2.59 2.85 2.22 2.49 2.81 3.11 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 130 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5633 5634 5635 5636 5637 5638 5639 5640 5641 5642 5643 5644 5645 5646 5647 5648 5649 5650 5651 5652 5653 5654 5655 5656 5657 5658 5659 5660 5661 5662 5663 5664 5665 5666 5667 5668 5669 5670 5671 5672 5673 5674 5675 5676 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.00 2.07 2.26 2.00 2.13 2.36 2.59 2.13 2.38 2.67 2.96 2.22 2.49 2.81 3.11 2.22 2.49 2.81 3.11 2.49 2.83 3.21 3.59 2.77 3.17 3.62 4.07 3.01 3.47 3.98 4.49 3.27 3.78 4.37 4.94 3.35 3.88 4.49 5.08 3.42 3.97 4.59 5.20 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 131 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5677 5678 5679 5680 5681 5682 5683 5684 5685 5686 5687 5688 5689 5690 5691 5692 5693 5694 5695 5696 5697 5698 5699 5700 5701 5702 5703 5704 5705 5706 5707 5708 5709 5710 5711 5712 5713 5714 5715 5716 5717 5718 5719 5720 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.45 4.01 4.64 5.26 3.46 4.01 4.65 5.26 3.50 4.07 4.72 5.35 3.51 4.08 4.73 5.36 3.52 4.10 4.74 5.38 3.57 4.16 4.82 5.47 3.74 4.37 5.07 5.76 3.97 4.65 5.41 6.16 2.22 2.49 2.81 3.11 2.25 2.53 2.85 3.17 2.00 2.00 2.10 2.29 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 132 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5721 5722 5723 5724 5725 5726 5727 5728 5729 5730 5731 5732 5733 5734 5735 5736 5737 5738 5739 5740 5741 5742 5743 5744 5745 5746 5747 5748 5749 5750 5751 5752 5753 5754 5755 5756 5757 5758 5759 5760 5761 5762 5763 5764 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.00 2.16 2.40 2.64 2.16 2.42 2.71 3.01 2.25 2.53 2.85 3.17 2.25 2.53 2.85 3.17 2.53 2.88 3.27 3.65 2.81 3.23 3.69 4.15 3.06 3.53 4.06 4.58 3.33 3.85 4.45 5.04 3.41 3.96 4.58 5.18 3.48 4.05 4.69 5.31 3.51 4.09 4.73 5.37 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 133 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5765 5766 5767 5768 5769 5770 5771 5772 5773 5774 5775 5776 5777 5778 5779 5780 5781 5782 5783 5784 5785 5786 5787 5788 5789 5790 5791 5792 5793 5794 5795 5796 5797 5798 5799 5800 5801 5802 5803 5804 5805 5806 5807 5808 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.52 4.09 4.74 5.37 3.57 4.15 4.81 5.46 3.58 4.16 4.82 5.47 3.59 4.18 4.84 5.49 3.64 4.24 4.92 5.58 3.81 4.45 5.18 5.89 4.05 4.74 5.52 6.29 2.25 2.53 2.85 3.17 2.18 2.45 2.75 3.05 2.00 2.00 2.04 2.22 2.00 2.09 2.32 2.55 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 134 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5809 5810 5811 5812 5813 5814 5815 5816 5817 5818 5819 5820 5821 5822 5823 5824 5825 5826 5827 5828 5829 5830 5831 5832 5833 5834 5835 5836 5837 5838 5839 5840 5841 5842 5843 5844 5845 5846 5847 5848 5849 5850 5851 5852 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.09 2.34 2.62 2.90 2.18 2.45 2.75 3.05 2.18 2.45 2.75 3.05 2.45 2.77 3.15 3.51 2.72 3.11 3.55 3.98 2.95 3.39 3.89 4.38 3.20 3.70 4.26 4.82 3.28 3.80 4.38 4.96 3.35 3.88 4.49 5.08 3.38 3.92 4.53 5.13 3.38 3.92 4.54 5.14 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 135 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5853 5854 5855 5856 5857 5858 5859 5860 5861 5862 5863 5864 5865 5866 5867 5868 5869 5870 5871 5872 5873 5874 5875 5876 5877 5878 5879 5880 5881 5882 5883 5884 5885 5886 5887 5888 5889 5890 5891 5892 5893 5894 5895 5896 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.43 3.98 4.61 5.22 3.44 3.99 4.62 5.23 3.45 4.00 4.63 5.25 3.50 4.06 4.70 5.33 3.66 4.27 4.95 5.62 3.88 4.54 5.28 6.00 2.18 2.45 2.75 3.05 2.34 2.65 2.99 3.33 2.00 2.00 2.19 2.39 2.01 2.25 2.51 2.76 2.24 2.53 2.85 3.16 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 136 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5897 5898 5899 5900 5901 5902 5903 5904 5905 5906 5907 5908 5909 5910 5911 5912 5913 5914 5915 5916 5917 5918 5919 5920 5921 5922 5923 5924 5925 5926 5927 5928 5929 5930 5931 5932 5933 5934 5935 5936 5937 5938 5939 5940 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.34 2.65 2.99 3.33 2.34 2.65 2.99 3.33 2.65 3.02 3.44 3.86 2.95 3.40 3.90 4.39 3.22 3.73 4.30 4.85 3.51 4.07 4.72 5.35 3.60 4.19 4.85 5.51 3.68 4.28 4.97 5.65 3.71 4.33 5.02 5.70 3.71 4.33 5.03 5.71 3.77 4.40 5.11 5.80 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 137 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5941 5942 5943 5944 5945 5946 5947 5948 5949 5950 5951 5952 5953 5954 5955 5956 5957 5958 5959 5960 5961 5962 5963 5964 5965 5966 5967 5968 5969 5970 5971 5972 5973 5974 5975 5976 5977 5978 5979 5980 5981 5982 5983 5984 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.78 4.41 5.12 5.82 3.79 4.42 5.14 5.84 3.84 4.49 5.22 5.93 4.03 4.72 5.50 6.26 4.28 5.03 5.87 6.70 2.34 2.65 2.99 3.33 2.38 2.69 3.05 3.39 2.00 2.01 2.22 2.42 2.04 2.28 2.54 2.81 2.28 2.57 2.89 3.22 2.38 2.69 3.05 3.39 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 138 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 5985 5986 5987 5988 5989 5990 5991 5992 5993 5994 5995 5996 5997 5998 5999 6000 6001 6002 6003 6004 6005 6006 6007 6008 6009 6010 6011 6012 6013 6014 6015 6016 6017 6018 6019 6020 6021 6022 6023 6024 6025 6026 6027 6028 N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N N 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.38 2.69 3.05 3.39 2.69 3.07 3.51 3.93 3.00 3.46 3.97 4.48 3.28 3.79 4.38 4.95 3.57 4.15 4.81 5.46 3.66 4.27 4.95 5.62 3.74 4.37 5.07 5.76 3.78 4.41 5.12 5.82 3.78 4.42 5.13 5.83 3.84 4.48 5.21 5.93 3.85 4.49 5.23 5.94 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 139 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6029 6030 6031 6032 6033 6034 6035 6036 6037 6038 6039 6040 6041 6042 6043 6044 6045 6046 6047 6048 6049 6050 6051 6052 6053 6054 6055 6056 6057 6058 6059 6060 6061 6062 6063 6064 6065 6066 6067 6068 6069 6070 6071 6072 N N N N N N N N N N N N N N N N N N N N Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.86 4.51 5.24 5.96 3.92 4.58 5.33 6.06 4.11 4.82 5.62 6.40 4.37 5.13 6.00 6.85 2.38 2.69 3.05 3.39 2.81 3.22 3.68 4.14 2.07 2.32 2.60 2.87 2.36 2.67 3.02 3.37 2.67 3.05 3.48 3.90 2.81 3.22 3.68 4.14 2.81 3.22 3.68 4.14 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 140 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6073 6074 6075 6076 6077 6078 6079 6080 6081 6082 6083 6084 6085 6086 6087 6088 6089 6090 6091 6092 6093 6094 6095 6096 6097 6098 6099 6100 6101 6102 6103 6104 6105 6106 6107 6108 6109 6110 6111 6112 6113 6114 6115 6116 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.21 3.72 4.29 4.84 3.63 4.22 4.90 5.56 3.98 4.66 5.43 6.18 4.37 5.13 6.00 6.85 4.49 5.28 6.18 7.06 4.60 5.42 6.34 7.24 4.64 5.47 6.41 7.32 4.65 5.48 6.41 7.33 4.72 5.57 6.52 7.46 4.73 5.58 6.54 7.48 4.75 5.60 6.56 7.51 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 141 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6117 6118 6119 6120 6121 6122 6123 6124 6125 6126 6127 6128 6129 6130 6131 6132 6133 6134 6135 6136 6137 6138 6139 6140 6141 6142 6143 6144 6145 6146 6147 6148 6149 6150 6151 6152 6153 6154 6155 6156 6157 6158 6159 6160 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.82 5.69 6.67 7.63 5.08 6.00 7.05 8.08 5.41 6.42 7.55 8.66 2.81 3.22 3.68 4.14 3.06 3.53 4.05 4.57 2.22 2.50 2.82 3.13 2.55 2.91 3.31 3.70 2.91 3.34 3.83 4.31 3.06 3.53 4.05 4.57 3.06 3.53 4.05 4.57 3.52 4.09 4.74 5.38 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 142 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6161 6162 6163 6164 6165 6166 6167 6168 6169 6170 6171 6172 6173 6174 6175 6176 6177 6178 6179 6180 6181 6182 6183 6184 6185 6186 6187 6188 6189 6190 6191 6192 6193 6194 6195 6196 6197 6198 6199 6200 6201 6202 6203 6204 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.99 4.67 5.44 6.19 4.40 5.17 6.05 6.90 4.84 5.71 6.69 7.66 4.98 5.88 6.90 7.90 5.10 6.03 7.08 8.11 5.15 6.09 7.16 8.20 5.15 6.10 7.17 8.21 5.24 6.20 7.29 8.36 5.25 6.22 7.31 8.38 5.27 6.24 7.34 8.41 5.35 6.34 7.46 8.56 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 143 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6205 6206 6207 6208 6209 6210 6211 6212 6213 6214 6215 6216 6217 6218 6219 6220 6221 6222 6223 6224 6225 6226 6227 6228 6229 6230 6231 6232 6233 6234 6235 6236 6237 6238 6239 6240 6241 6242 6243 6244 6245 6246 6247 6248 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.64 6.70 7.89 9.00 6.03 7.17 8.46 9.00 3.06 3.53 4.05 4.57 3.11 3.59 4.13 4.66 2.26 2.54 2.86 3.18 2.59 2.96 3.37 3.77 2.95 3.40 3.90 4.39 3.11 3.59 4.13 4.66 3.11 3.59 4.13 4.66 3.59 4.17 4.84 5.49 4.07 4.77 5.56 6.33 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 144 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6249 6250 6251 6252 6253 6254 6255 6256 6257 6258 6259 6260 6261 6262 6263 6264 6265 6266 6267 6268 6269 6270 6271 6272 6273 6274 6275 6276 6277 6278 6279 6280 6281 6282 6283 6284 6285 6286 6287 6288 6289 6290 6291 6292 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.49 5.28 6.18 7.05 4.93 5.83 6.84 7.83 5.08 6.00 7.05 8.08 5.20 6.16 7.24 8.30 5.25 6.22 7.32 8.39 5.26 6.23 7.33 8.40 5.35 6.33 7.45 8.54 5.36 6.35 7.47 8.57 5.38 6.37 7.50 8.60 5.46 6.48 7.63 8.75 5.76 6.84 8.07 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 145 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6293 6294 6295 6296 6297 6298 6299 6300 6301 6302 6303 6304 6305 6306 6307 6308 6309 6310 6311 6312 6313 6314 6315 6316 6317 6318 6319 6320 6321 6322 6323 6324 6325 6326 6327 6328 6329 6330 6331 6332 6333 6334 6335 6336 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.16 7.33 8.65 9.00 3.11 3.59 4.13 4.66 3.48 4.05 4.68 5.31 2.48 2.81 3.19 3.56 2.87 3.30 3.78 4.25 3.30 3.82 4.41 4.99 3.48 4.05 4.68 5.31 3.48 4.05 4.68 5.31 4.04 4.73 5.51 6.28 4.61 5.43 6.35 7.26 5.10 6.03 7.08 8.12 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 146 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6337 6338 6339 6340 6341 6342 6343 6344 6345 6346 6347 6348 6349 6350 6351 6352 6353 6354 6355 6356 6357 6358 6359 6360 6361 6362 6363 6364 6365 6366 6367 6368 6369 6370 6371 6372 6373 6374 6375 6376 6377 6378 6379 6380 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.62 6.68 7.86 9.00 5.79 6.88 8.12 9.00 5.94 7.06 8.33 9.00 6.00 7.14 8.42 9.00 6.01 7.15 8.44 9.00 6.11 7.27 8.58 9.00 6.12 7.29 8.60 9.00 6.15 7.32 8.64 9.00 6.25 7.44 8.79 9.00 6.60 7.87 9.00 9.00 7.06 8.44 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 147 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6381 6382 6383 6384 6385 6386 6387 6388 6389 6390 6391 6392 6393 6394 6395 6396 6397 6398 6399 6400 6401 6402 6403 6404 6405 6406 6407 6408 6409 6410 6411 6412 6413 6414 6415 6416 6417 6418 6419 6420 6421 6422 6423 6424 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.48 4.05 4.68 5.31 3.83 4.47 5.19 5.91 2.68 3.06 3.50 3.92 3.13 3.62 4.17 4.70 3.62 4.21 4.88 5.54 3.83 4.47 5.19 5.91 3.83 4.47 5.19 5.91 4.46 5.25 6.14 7.01 5.11 6.04 7.10 8.13 5.67 6.73 7.93 9.00 6.27 7.47 8.82 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 148 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6425 6426 6427 6428 6429 6430 6431 6432 6433 6434 6435 6436 6437 6438 6439 6440 6441 6442 6443 6444 6445 6446 6447 6448 6449 6450 6451 6452 6453 6454 6455 6456 6457 6458 6459 6460 6461 6462 6463 6464 6465 6466 6467 6468 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.46 7.70 9.00 9.00 6.63 7.91 9.00 9.00 6.70 7.99 9.00 9.00 6.71 8.00 9.00 9.00 6.82 8.14 9.00 9.00 6.84 8.16 9.00 9.00 6.86 8.19 9.00 9.00 6.98 8.34 9.00 9.00 7.38 8.83 9.00 9.00 7.90 9.00 9.00 9.00 3.83 4.47 5.19 5.91 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 149 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6469 6470 6471 6472 6473 6474 6475 6476 6477 6478 6479 6480 6481 6482 6483 6484 6485 6486 6487 6488 6489 6490 6491 6492 6493 6494 6495 6496 6497 6498 6499 6500 6501 6502 6503 6504 6505 6506 6507 6508 6509 6510 6511 6512 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.90 4.56 5.30 6.03 2.72 3.12 3.56 3.99 3.19 3.69 4.25 4.80 3.68 4.29 4.98 5.66 3.90 4.56 5.30 6.03 3.90 4.56 5.30 6.03 4.55 5.36 6.27 7.16 5.21 6.17 7.26 8.32 5.79 6.88 8.11 9.00 6.40 7.63 9.00 9.00 6.60 7.87 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 150 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6513 6514 6515 6516 6517 6518 6519 6520 6521 6522 6523 6524 6525 6526 6527 6528 6529 6530 6531 6532 6533 6534 6535 6536 6537 6538 6539 6540 6541 6542 6543 6544 6545 6546 6547 6548 6549 6550 6551 6552 6553 6554 6555 6556 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.77 8.08 9.00 9.00 6.84 8.17 9.00 9.00 6.85 8.18 9.00 9.00 6.97 8.33 9.00 9.00 6.99 8.35 9.00 9.00 7.01 8.38 9.00 9.00 7.13 8.52 9.00 9.00 7.54 9.00 9.00 9.00 8.08 9.00 9.00 9.00 3.90 4.56 5.30 6.03 3.74 4.36 5.07 5.76 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 151 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6557 6558 6559 6560 6561 6562 6563 6564 6565 6566 6567 6568 6569 6570 6571 6572 6573 6574 6575 6576 6577 6578 6579 6580 6581 6582 6583 6584 6585 6586 6587 6588 6589 6590 6591 6592 6593 6594 6595 6596 6597 6598 6599 6600 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.63 3.00 3.42 3.83 3.07 3.54 4.07 4.59 3.54 4.12 4.77 5.41 3.74 4.36 5.07 5.76 3.74 4.36 5.07 5.76 4.36 5.12 5.98 6.83 4.99 5.89 6.92 7.92 5.53 6.56 7.72 8.86 6.11 7.27 8.59 9.00 6.30 7.50 8.86 9.00 6.46 7.70 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 152 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6601 6602 6603 6604 6605 6606 6607 6608 6609 6610 6611 6612 6613 6614 6615 6616 6617 6618 6619 6620 6621 6622 6623 6624 6625 6626 6627 6628 6629 6630 6631 6632 6633 6634 6635 6636 6637 6638 6639 6640 6641 6642 6643 6644 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.53 7.78 9.00 9.00 6.54 7.79 9.00 9.00 6.64 7.93 9.00 9.00 6.66 7.95 9.00 9.00 6.69 7.98 9.00 9.00 6.80 8.12 9.00 9.00 7.18 8.59 9.00 9.00 7.70 9.00 9.00 9.00 3.74 4.36 5.07 5.76 4.12 4.83 5.64 6.42 2.86 3.28 3.76 4.23 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 153 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6645 6646 6647 6648 6649 6650 6651 6652 6653 6654 6655 6656 6657 6658 6659 6660 6661 6662 6663 6664 6665 6666 6667 6668 6669 6670 6671 6672 6673 6674 6675 6676 6677 6678 6679 6680 6681 6682 6683 6684 6685 6686 6687 6688 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.36 3.89 4.50 5.09 3.89 4.55 5.29 6.02 4.12 4.83 5.64 6.42 4.12 4.83 5.64 6.42 4.83 5.70 6.68 7.64 5.54 6.57 7.74 8.88 6.16 7.33 8.66 9.00 6.82 8.14 9.00 9.00 7.03 8.40 9.00 9.00 7.22 8.63 9.00 9.00 7.30 8.73 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 154 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6689 6690 6691 6692 6693 6694 6695 6696 6697 6698 6699 6700 6701 6702 6703 6704 6705 6706 6707 6708 6709 6710 6711 6712 6713 6714 6715 6716 6717 6718 6719 6720 6721 6722 6723 6724 6725 6726 6727 6728 6729 6730 6731 6732 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 7.30 8.74 9.00 9.00 7.43 8.89 9.00 9.00 7.45 8.91 9.00 9.00 7.48 8.95 9.00 9.00 7.60 9.00 9.00 9.00 8.04 9.00 9.00 9.00 8.63 9.00 9.00 9.00 4.12 4.83 5.64 6.42 4.20 4.93 5.75 6.56 2.91 3.34 3.83 4.31 3.42 3.97 4.59 5.20 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 155 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6733 6734 6735 6736 6737 6738 6739 6740 6741 6742 6743 6744 6745 6746 6747 6748 6749 6750 6751 6752 6753 6754 6755 6756 6757 6758 6759 6760 6761 6762 6763 6764 6765 6766 6767 6768 6769 6770 6771 6772 6773 6774 6775 6776 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.97 4.64 5.40 6.15 4.20 4.93 5.75 6.56 4.20 4.93 5.75 6.56 4.92 5.82 6.82 7.81 5.66 6.72 7.91 9.00 6.29 7.49 8.85 9.00 6.97 8.33 9.00 9.00 7.19 8.59 9.00 9.00 7.38 8.83 9.00 9.00 7.46 8.92 9.00 9.00 7.47 8.94 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 156 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6777 6778 6779 6780 6781 6782 6783 6784 6785 6786 6787 6788 6789 6790 6791 6792 6793 6794 6795 6796 6797 6798 6799 6800 6801 6802 6803 6804 6805 6806 6807 6808 6809 6810 6811 6812 6813 6814 6815 6816 6817 6818 6819 6820 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 7.59 9.00 9.00 9.00 7.61 9.00 9.00 9.00 7.64 9.00 9.00 9.00 7.77 9.00 9.00 9.00 8.23 9.00 9.00 9.00 8.82 9.00 9.00 9.00 4.20 4.93 5.75 6.56 2.78 3.18 3.64 4.08 2.06 2.30 2.57 2.84 2.34 2.65 2.99 3.33 2.64 3.02 3.44 3.86 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 157 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6821 6822 6823 6824 6825 6826 6827 6828 6829 6830 6831 6832 6833 6834 6835 6836 6837 6838 6839 6840 6841 6842 6843 6844 6845 6846 6847 6848 6849 6850 6851 6852 6853 6854 6855 6856 6857 6858 6859 6860 6861 6862 6863 6864 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.78 3.18 3.64 4.08 2.78 3.18 3.64 4.08 3.18 3.67 4.23 4.78 3.58 4.17 4.83 5.48 3.93 4.60 5.36 6.09 4.31 5.06 5.92 6.75 4.43 5.21 6.09 6.96 4.54 5.34 6.25 7.14 4.58 5.40 6.32 7.22 4.59 5.40 6.32 7.23 4.66 5.49 6.43 7.35 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 158 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6865 6866 6867 6868 6869 6870 6871 6872 6873 6874 6875 6876 6877 6878 6879 6880 6881 6882 6883 6884 6885 6886 6887 6888 6889 6890 6891 6892 6893 6894 6895 6896 6897 6898 6899 6900 6901 6902 6903 6904 6905 6906 6907 6908 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.67 5.50 6.45 7.37 4.68 5.52 6.47 7.40 4.76 5.61 6.58 7.52 5.01 5.92 6.95 7.96 5.34 6.33 7.44 8.53 2.78 3.18 3.64 4.08 3.02 3.48 4.00 4.51 2.20 2.48 2.79 3.09 2.53 2.88 3.27 3.65 2.87 3.30 3.78 4.25 3.02 3.48 4.00 4.51 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 159 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6909 6910 6911 6912 6913 6914 6915 6916 6917 6918 6919 6920 6921 6922 6923 6924 6925 6926 6927 6928 6929 6930 6931 6932 6933 6934 6935 6936 6937 6938 6939 6940 6941 6942 6943 6944 6945 6946 6947 6948 6949 6950 6951 6952 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.02 3.48 4.00 4.51 3.48 4.04 4.68 5.30 3.94 4.61 5.37 6.11 4.34 5.10 5.96 6.80 4.77 5.63 6.60 7.55 4.91 5.80 6.80 7.79 5.03 5.94 6.98 7.99 5.08 6.01 7.05 8.08 5.09 6.01 7.06 8.09 5.17 6.11 7.18 8.23 5.18 6.13 7.20 8.25 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 160 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6953 6954 6955 6956 6957 6958 6959 6960 6961 6962 6963 6964 6965 6966 6967 6968 6969 6970 6971 6972 6973 6974 6975 6976 6977 6978 6979 6980 6981 6982 6983 6984 6985 6986 6987 6988 6989 6990 6991 6992 6993 6994 6995 6996 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.20 6.15 7.23 8.29 5.28 6.25 7.35 8.43 5.56 6.60 7.78 8.92 5.94 7.07 8.34 9.00 3.02 3.48 4.00 4.51 3.08 3.55 4.08 4.60 2.23 2.52 2.83 3.14 2.57 2.92 3.33 3.72 2.92 3.36 3.85 4.34 3.08 3.55 4.08 4.60 3.08 3.55 4.08 4.60 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 161 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 6997 6998 6999 7000 7001 7002 7003 7004 7005 7006 7007 7008 7009 7010 7011 7012 7013 7014 7015 7016 7017 7018 7019 7020 7021 7022 7023 7024 7025 7026 7027 7028 7029 7030 7031 7032 7033 7034 7035 7036 7037 7038 7039 7040 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.54 4.12 4.77 5.41 4.02 4.70 5.48 6.24 4.43 5.21 6.09 6.95 4.87 5.75 6.74 7.72 5.01 5.92 6.95 7.96 5.13 6.07 7.13 8.17 5.18 6.14 7.21 8.26 5.19 6.14 7.22 8.27 5.27 6.24 7.34 8.42 5.29 6.26 7.36 8.44 5.30 6.28 7.39 8.47 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 162 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7041 7042 7043 7044 7045 7046 7047 7048 7049 7050 7051 7052 7053 7054 7055 7056 7057 7058 7059 7060 7061 7062 7063 7064 7065 7066 7067 7068 7069 7070 7071 7072 7073 7074 7075 7076 7077 7078 7079 7080 7081 7082 7083 7084 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.39 6.39 7.52 8.62 5.68 6.75 7.95 9.00 6.07 7.22 8.53 9.00 3.08 3.55 4.08 4.60 3.44 3.99 4.62 5.24 2.45 2.78 3.15 3.52 2.84 3.26 3.73 4.20 3.26 3.77 4.35 4.92 3.44 3.99 4.62 5.24 3.44 3.99 4.62 5.24 3.99 4.67 5.44 6.19 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 163 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7085 7086 7087 7088 7089 7090 7091 7092 7093 7094 7095 7096 7097 7098 7099 7100 7101 7102 7103 7104 7105 7106 7107 7108 7109 7110 7111 7112 7113 7114 7115 7116 7117 7118 7119 7120 7121 7122 7123 7124 7125 7126 7127 7128 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.55 5.35 6.27 7.16 5.03 5.95 6.98 8.00 5.55 6.58 7.75 8.89 5.71 6.79 8.00 9.00 5.86 6.96 8.21 9.00 5.92 7.04 8.30 9.00 5.93 7.05 8.31 9.00 6.02 7.17 8.46 9.00 6.04 7.18 8.48 9.00 6.06 7.21 8.51 9.00 6.16 7.33 8.66 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 164 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7129 7130 7131 7132 7133 7134 7135 7136 7137 7138 7139 7140 7141 7142 7143 7144 7145 7146 7147 7148 7149 7150 7151 7152 7153 7154 7155 7156 7157 7158 7159 7160 7161 7162 7163 7164 7165 7166 7167 7168 7169 7170 7171 7172 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.50 7.76 9.00 9.00 6.96 8.32 9.00 9.00 3.44 3.99 4.62 5.24 3.78 4.41 5.12 5.82 2.65 3.03 3.45 3.87 3.10 3.58 4.11 4.64 3.57 4.16 4.82 5.47 3.78 4.41 5.12 5.82 3.78 4.41 5.12 5.82 4.40 5.18 6.05 6.91 5.04 5.96 7.00 8.01 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 165 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7173 7174 7175 7176 7177 7178 7179 7180 7181 7182 7183 7184 7185 7186 7187 7188 7189 7190 7191 7192 7193 7194 7195 7196 7197 7198 7199 7200 7201 7202 7203 7204 7205 7206 7207 7208 7209 7210 7211 7212 7213 7214 7215 7216 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.59 6.63 7.81 8.97 6.18 7.36 8.69 9.00 6.37 7.59 8.97 9.00 6.53 7.79 9.00 9.00 6.60 7.88 9.00 9.00 6.61 7.89 9.00 9.00 6.72 8.02 9.00 9.00 6.74 8.04 9.00 9.00 6.76 8.07 9.00 9.00 6.88 8.21 9.00 9.00 7.27 8.69 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 166 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7217 7218 7219 7220 7221 7222 7223 7224 7225 7226 7227 7228 7229 7230 7231 7232 7233 7234 7235 7236 7237 7238 7239 7240 7241 7242 7243 7244 7245 7246 7247 7248 7249 7250 7251 7252 7253 7254 7255 7256 7257 7258 7259 7260 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 7.79 9.00 9.00 9.00 3.78 4.41 5.12 5.82 3.85 4.50 5.23 5.95 2.70 3.08 3.52 3.94 3.15 3.64 4.19 4.74 3.64 4.24 4.92 5.58 3.85 4.50 5.23 5.95 3.85 4.50 5.23 5.95 4.49 5.29 6.18 7.06 5.14 6.09 7.15 8.19 5.71 6.78 7.99 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 167 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7261 7262 7263 7264 7265 7266 7267 7268 7269 7270 7271 7272 7273 7274 7275 7276 7277 7278 7279 7280 7281 7282 7283 7284 7285 7286 7287 7288 7289 7290 7291 7292 7293 7294 7295 7296 7297 7298 7299 7300 7301 7302 7303 7304 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.31 7.52 8.89 9.00 6.51 7.76 9.00 9.00 6.67 7.96 9.00 9.00 6.75 8.05 9.00 9.00 6.75 8.06 9.00 9.00 6.87 8.20 9.00 9.00 6.89 8.22 9.00 9.00 6.91 8.26 9.00 9.00 7.03 8.40 9.00 9.00 7.43 8.89 9.00 9.00 7.96 9.00 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 168 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7305 7306 7307 7308 7309 7310 7311 7312 7313 7314 7315 7316 7317 7318 7319 7320 7321 7322 7323 7324 7325 7326 7327 7328 7329 7330 7331 7332 7333 7334 7335 7336 7337 7338 7339 7340 7341 7342 7343 7344 7345 7346 7347 7348 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.85 4.50 5.23 5.95 3.70 4.31 5.00 5.68 2.60 2.97 3.38 3.78 3.04 3.50 4.02 4.53 3.50 4.06 4.71 5.33 3.70 4.31 5.00 5.68 3.70 4.31 5.00 5.68 4.30 5.05 5.90 6.73 4.92 5.81 6.82 7.80 5.45 6.47 7.61 8.73 6.02 7.17 8.46 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 169 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7349 7350 7351 7352 7353 7354 7355 7356 7357 7358 7359 7360 7361 7362 7363 7364 7365 7366 7367 7368 7369 7370 7371 7372 7373 7374 7375 7376 7377 7378 7379 7380 7381 7382 7383 7384 7385 7386 7387 7388 7389 7390 7391 7392 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.21 7.39 8.73 9.00 6.37 7.59 8.97 9.00 6.43 7.67 9.00 9.00 6.44 7.68 9.00 9.00 6.55 7.81 9.00 9.00 6.57 7.83 9.00 9.00 6.59 7.86 9.00 9.00 6.70 8.00 9.00 9.00 7.08 8.46 9.00 9.00 7.59 9.00 9.00 9.00 3.70 4.31 5.00 5.68 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 170 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7393 7394 7395 7396 7397 7398 7399 7400 7401 7402 7403 7404 7405 7406 7407 7408 7409 7410 7411 7412 7413 7414 7415 7416 7417 7418 7419 7420 7421 7422 7423 7424 7425 7426 7427 7428 7429 7430 7431 7432 7433 7434 7435 7436 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.07 4.77 5.56 6.33 2.83 3.24 3.71 4.17 3.32 3.85 4.44 5.02 3.84 4.49 5.22 5.94 4.07 4.77 5.56 6.33 4.07 4.77 5.56 6.33 4.76 5.62 6.58 7.53 5.46 6.48 7.63 8.75 6.07 7.23 8.53 9.00 6.72 8.02 9.00 9.00 6.93 8.28 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 171 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7437 7438 7439 7440 7441 7442 7443 7444 7445 7446 7447 7448 7449 7450 7451 7452 7453 7454 7455 7456 7457 7458 7459 7460 7461 7462 7463 7464 7465 7466 7467 7468 7469 7470 7471 7472 7473 7474 7475 7476 7477 7478 7479 7480 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 7.11 8.50 9.00 9.00 7.19 8.60 9.00 9.00 7.20 8.61 9.00 9.00 7.32 8.76 9.00 9.00 7.34 8.78 9.00 9.00 7.37 8.82 9.00 9.00 7.49 8.97 9.00 9.00 7.93 9.00 9.00 9.00 8.50 9.00 9.00 9.00 4.07 4.77 5.56 6.33 4.15 4.87 5.67 6.47 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 172 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7481 7482 7483 7484 7485 7486 7487 7488 7489 7490 7491 7492 7493 7494 7495 7496 7497 7498 7499 7500 7501 7502 7503 7504 7505 7506 7507 7508 7509 7510 7511 7512 7513 7514 7515 7516 7517 7518 7519 7520 7521 7522 7523 7524 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.87 3.30 3.78 4.25 3.38 3.92 4.53 5.13 3.92 4.58 5.33 6.06 4.15 4.87 5.67 6.47 4.15 4.87 5.67 6.47 4.86 5.74 6.73 7.70 5.58 6.62 7.80 8.95 6.20 7.39 8.72 9.00 6.87 8.20 9.00 9.00 7.08 8.47 9.00 9.00 7.27 8.70 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 173 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7525 7526 7527 7528 7529 7530 7531 7532 7533 7534 7535 7536 7537 7538 7539 7540 7541 7542 7543 7544 7545 7546 7547 7548 7549 7550 7551 7552 7553 7554 7555 7556 7557 7558 7559 7560 7561 7562 7563 7564 7565 7566 7567 7568 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 7.35 8.79 9.00 9.00 7.36 8.80 9.00 9.00 7.48 8.96 9.00 9.00 7.50 8.98 9.00 9.00 7.53 9.00 9.00 9.00 7.66 9.00 9.00 9.00 8.10 9.00 9.00 9.00 8.69 9.00 9.00 9.00 4.15 4.87 5.67 6.47 2.67 3.05 3.47 3.89 2.00 2.22 2.47 2.72 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 174 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7569 7570 7571 7572 7573 7574 7575 7576 7577 7578 7579 7580 7581 7582 7583 7584 7585 7586 7587 7588 7589 7590 7591 7592 7593 7594 7595 7596 7597 7598 7599 7600 7601 7602 7603 7604 7605 7606 7607 7608 7609 7610 7611 7612 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.26 2.54 2.87 3.19 2.54 2.89 3.29 3.68 2.67 3.05 3.47 3.89 2.67 3.05 3.47 3.89 3.04 3.51 4.03 4.55 3.42 3.98 4.60 5.21 3.75 4.38 5.09 5.78 4.11 4.81 5.61 6.40 4.22 4.95 5.78 6.59 4.32 5.07 5.93 6.76 4.36 5.13 5.99 6.83 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 175 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7613 7614 7615 7616 7617 7618 7619 7620 7621 7622 7623 7624 7625 7626 7627 7628 7629 7630 7631 7632 7633 7634 7635 7636 7637 7638 7639 7640 7641 7642 7643 7644 7645 7646 7647 7648 7649 7650 7651 7652 7653 7654 7655 7656 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.37 5.13 6.00 6.84 4.43 5.21 6.10 6.96 4.44 5.23 6.11 6.98 4.46 5.24 6.13 7.00 4.53 5.33 6.23 7.12 4.76 5.62 6.58 7.53 5.07 6.00 7.05 8.07 2.67 3.05 3.47 3.89 2.90 3.33 3.82 4.30 2.13 2.39 2.68 2.96 2.43 2.76 3.13 3.49 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 176 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7657 7658 7659 7660 7661 7662 7663 7664 7665 7666 7667 7668 7669 7670 7671 7672 7673 7674 7675 7676 7677 7678 7679 7680 7681 7682 7683 7684 7685 7686 7687 7688 7689 7690 7691 7692 7693 7694 7695 7696 7697 7698 7699 7700 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.76 3.16 3.61 4.05 2.90 3.33 3.82 4.30 2.90 3.33 3.82 4.30 3.33 3.86 4.45 5.04 3.76 4.39 5.10 5.79 4.14 4.85 5.66 6.45 4.54 5.34 6.25 7.15 4.67 5.50 6.45 7.37 4.78 5.64 6.61 7.56 4.83 5.70 6.68 7.65 4.83 5.71 6.69 7.66 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 177 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7701 7702 7703 7704 7705 7706 7707 7708 7709 7710 7711 7712 7713 7714 7715 7716 7717 7718 7719 7720 7721 7722 7723 7724 7725 7726 7727 7728 7729 7730 7731 7732 7733 7734 7735 7736 7737 7738 7739 7740 7741 7742 7743 7744 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.91 5.80 6.80 7.79 4.92 5.81 6.82 7.81 4.94 5.83 6.85 7.84 5.02 5.93 6.96 7.97 5.28 6.26 7.36 8.44 5.64 6.69 7.89 9.00 2.90 3.33 3.82 4.30 2.95 3.39 3.89 4.38 2.16 2.42 2.72 3.01 2.47 2.80 3.18 3.55 2.80 3.21 3.68 4.13 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 178 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7745 7746 7747 7748 7749 7750 7751 7752 7753 7754 7755 7756 7757 7758 7759 7760 7761 7762 7763 7764 7765 7766 7767 7768 7769 7770 7771 7772 7773 7774 7775 7776 7777 7778 7779 7780 7781 7782 7783 7784 7785 7786 7787 7788 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.95 3.39 3.89 4.38 2.95 3.39 3.89 4.38 3.39 3.93 4.54 5.14 3.83 4.48 5.20 5.92 4.22 4.95 5.78 6.59 4.63 5.46 6.39 7.30 4.76 5.62 6.59 7.53 4.88 5.76 6.76 7.73 4.93 5.82 6.83 7.82 4.93 5.83 6.84 7.83 5.01 5.92 6.95 7.96 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 179 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7789 7790 7791 7792 7793 7794 7795 7796 7797 7798 7799 7800 7801 7802 7803 7804 7805 7806 7807 7808 7809 7810 7811 7812 7813 7814 7815 7816 7817 7818 7819 7820 7821 7822 7823 7824 7825 7826 7827 7828 7829 7830 7831 7832 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.02 5.94 6.97 7.98 5.04 5.96 7.00 8.01 5.12 6.06 7.11 8.15 5.39 6.39 7.52 8.63 5.76 6.84 8.06 9.00 2.95 3.39 3.89 4.38 3.29 3.81 4.40 4.97 2.36 2.67 3.02 3.36 2.73 3.12 3.57 4.00 3.12 3.60 4.15 4.68 3.29 3.81 4.40 4.97 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 180 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7833 7834 7835 7836 7837 7838 7839 7840 7841 7842 7843 7844 7845 7846 7847 7848 7849 7850 7851 7852 7853 7854 7855 7856 7857 7858 7859 7860 7861 7862 7863 7864 7865 7866 7867 7868 7869 7870 7871 7872 7873 7874 7875 7876 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.29 3.81 4.40 4.97 3.80 4.44 5.16 5.87 4.33 5.09 5.94 6.78 4.78 5.64 6.61 7.57 5.27 6.24 7.33 8.41 5.42 6.43 7.57 8.68 5.56 6.60 7.77 8.91 5.62 6.67 7.85 9.00 5.62 6.67 7.86 9.00 5.71 6.79 8.00 9.00 5.73 6.80 8.02 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 181 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7877 7878 7879 7880 7881 7882 7883 7884 7885 7886 7887 7888 7889 7890 7891 7892 7893 7894 7895 7896 7897 7898 7899 7900 7901 7902 7903 7904 7905 7906 7907 7908 7909 7910 7911 7912 7913 7914 7915 7916 7917 7918 7919 7920 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.75 6.83 8.05 9.00 5.84 6.94 8.19 9.00 6.17 7.34 8.67 9.00 6.59 7.87 9.00 9.00 3.29 3.81 4.40 4.97 3.61 4.20 4.87 5.53 2.55 2.90 3.30 3.69 2.97 3.42 3.92 4.42 3.41 3.96 4.58 5.19 3.61 4.20 4.87 5.53 3.61 4.20 4.87 5.53 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 182 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7921 7922 7923 7924 7925 7926 7927 7928 7929 7930 7931 7932 7933 7934 7935 7936 7937 7938 7939 7940 7941 7942 7943 7944 7945 7946 7947 7948 7949 7950 7951 7952 7953 7954 7955 7956 7957 7958 7959 7960 7961 7962 7963 7964 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.19 4.92 5.74 6.55 4.79 5.65 6.63 7.58 5.31 6.29 7.39 8.48 5.86 6.97 8.22 9.00 6.04 7.18 8.48 9.00 6.19 7.37 8.71 9.00 6.26 7.45 8.80 9.00 6.27 7.46 8.82 9.00 6.37 7.59 8.97 9.00 6.39 7.61 8.99 9.00 6.41 7.64 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 183 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 7965 7966 7967 7968 7969 7970 7971 7972 7973 7974 7975 7976 7977 7978 7979 7980 7981 7982 7983 7984 7985 7986 7987 7988 7989 7990 7991 7992 7993 7994 7995 7996 7997 7998 7999 8000 8001 8002 8003 8004 8005 8006 8007 8008 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.52 7.77 9.00 9.00 6.88 8.22 9.00 9.00 7.37 8.82 9.00 9.00 3.61 4.20 4.87 5.53 3.67 4.28 4.97 5.64 2.59 2.95 3.36 3.76 3.02 3.48 4.00 4.51 3.48 4.04 4.68 5.30 3.67 4.28 4.97 5.64 3.67 4.28 4.97 5.64 4.28 5.02 5.86 6.69 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 184 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8009 8010 8011 8012 8013 8014 8015 8016 8017 8018 8019 8020 8021 8022 8023 8024 8025 8026 8027 8028 8029 8030 8031 8032 8033 8034 8035 8036 8037 8038 8039 8040 8041 8042 8043 8044 8045 8046 8047 8048 8049 8050 8051 8052 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.89 5.77 6.77 7.75 5.42 6.42 7.56 8.67 5.99 7.12 8.40 9.00 6.17 7.34 8.67 9.00 6.33 7.54 8.90 9.00 6.39 7.62 9.00 9.00 6.40 7.63 9.00 9.00 6.51 7.76 9.00 9.00 6.52 7.78 9.00 9.00 6.55 7.81 9.00 9.00 6.66 7.94 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 185 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8053 8054 8055 8056 8057 8058 8059 8060 8061 8062 8063 8064 8065 8066 8067 8068 8069 8070 8071 8072 8073 8074 8075 8076 8077 8078 8079 8080 8081 8082 8083 8084 8085 8086 8087 8088 8089 8090 8091 8092 8093 8094 8095 8096 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 7.03 8.41 9.00 9.00 7.53 9.00 9.00 9.00 3.67 4.28 4.97 5.64 3.53 4.11 4.76 5.39 2.51 2.85 3.23 3.61 2.91 3.34 3.84 4.32 3.34 3.88 4.48 5.07 3.53 4.11 4.76 5.39 3.53 4.11 4.76 5.39 4.10 4.80 5.60 6.38 4.68 5.51 6.46 7.39 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 186 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8097 8098 8099 8100 8101 8102 8103 8104 8105 8106 8107 8108 8109 8110 8111 8112 8113 8114 8115 8116 8117 8118 8119 8120 8121 8122 8123 8124 8125 8126 8127 8128 8129 8130 8131 8132 8133 8134 8135 8136 8137 8138 8139 8140 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.18 6.13 7.20 8.26 5.72 6.79 8.00 9.00 5.89 7.00 8.26 9.00 6.04 7.18 8.48 9.00 6.10 7.26 8.57 9.00 6.11 7.27 8.58 9.00 6.21 7.39 8.73 9.00 6.22 7.41 8.75 9.00 6.25 7.44 8.79 9.00 6.35 7.57 8.94 9.00 6.71 8.01 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 187 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8141 8142 8143 8144 8145 8146 8147 8148 8149 8150 8151 8152 8153 8154 8155 8156 8157 8158 8159 8160 8161 8162 8163 8164 8165 8166 8167 8168 8169 8170 8171 8172 8173 8174 8175 8176 8177 8178 8179 8180 8181 8182 8183 8184 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 7.18 8.59 9.00 9.00 3.53 4.11 4.76 5.39 3.88 4.54 5.28 6.00 2.71 3.10 3.54 3.98 3.18 3.67 4.23 4.78 3.67 4.28 4.96 5.63 3.88 4.54 5.28 6.00 3.88 4.54 5.28 6.00 4.53 5.33 6.24 7.13 5.19 6.14 7.22 8.27 5.76 6.84 8.07 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 188 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8185 8186 8187 8188 8189 8190 8191 8192 8193 8194 8195 8196 8197 8198 8199 8200 8201 8202 8203 8204 8205 8206 8207 8208 8209 8210 8211 8212 8213 8214 8215 8216 8217 8218 8219 8220 8221 8222 8223 8224 8225 8226 8227 8228 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.37 7.59 8.97 9.00 6.57 7.83 9.00 9.00 6.74 8.04 9.00 9.00 6.81 8.13 9.00 9.00 6.82 8.14 9.00 9.00 6.93 8.28 9.00 9.00 6.95 8.30 9.00 9.00 6.98 8.34 9.00 9.00 7.09 8.48 9.00 9.00 7.50 8.98 9.00 9.00 8.04 9.00 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 189 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8229 8230 8231 8232 8233 8234 8235 8236 8237 8238 8239 8240 8241 8242 8243 8244 8245 8246 8247 8248 8249 8250 8251 8252 8253 8254 8255 8256 8257 8258 8259 8260 8261 8262 8263 8264 8265 8266 8267 8268 8269 8270 8271 8272 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.88 4.54 5.28 6.00 3.96 4.63 5.39 6.13 2.76 3.16 3.61 4.05 3.23 3.74 4.31 4.87 3.74 4.36 5.06 5.75 3.96 4.63 5.39 6.13 3.96 4.63 5.39 6.13 4.62 5.44 6.37 7.29 5.30 6.27 7.38 8.46 5.88 6.99 8.25 9.00 6.51 7.76 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 190 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8273 8274 8275 8276 8277 8278 8279 8280 8281 8282 8283 8284 8285 8286 8287 8288 8289 8290 8291 8292 8293 8294 8295 8296 8297 8298 8299 8300 8301 8302 8303 8304 8305 8306 8307 8308 8309 8310 8311 8312 8313 8314 8315 8316 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.71 8.01 9.00 9.00 6.88 8.22 9.00 9.00 6.96 8.31 9.00 9.00 6.97 8.32 9.00 9.00 7.09 8.47 9.00 9.00 7.10 8.49 9.00 9.00 7.13 8.52 9.00 9.00 7.25 8.67 9.00 9.00 7.67 9.00 9.00 9.00 8.22 9.00 9.00 9.00 3.96 4.63 5.39 6.13 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 191 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8317 8318 8319 8320 8321 8322 8323 8324 8325 8326 8327 8328 8329 8330 8331 8332 8333 8334 8335 8336 8337 8338 8339 8340 8341 8342 8343 8344 8345 8346 8347 8348 8349 8350 8351 8352 8353 8354 8355 8356 8357 8358 8359 8360 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.64 3.01 3.43 3.85 2.00 2.20 2.45 2.69 2.24 2.52 2.84 3.15 2.52 2.86 3.25 3.64 2.64 3.01 3.43 3.85 2.64 3.01 3.43 3.85 3.01 3.46 3.98 4.49 3.38 3.93 4.54 5.14 3.71 4.32 5.02 5.70 4.06 4.75 5.54 6.30 4.17 4.89 5.70 6.50 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 192 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8361 8362 8363 8364 8365 8366 8367 8368 8369 8370 8371 8372 8373 8374 8375 8376 8377 8378 8379 8380 8381 8382 8383 8384 8385 8386 8387 8388 8389 8390 8391 8392 8393 8394 8395 8396 8397 8398 8399 8400 8401 8402 8403 8404 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.26 5.01 5.84 6.67 4.30 5.06 5.91 6.74 4.31 5.06 5.91 6.75 4.38 5.14 6.01 6.86 4.39 5.15 6.02 6.88 4.40 5.17 6.05 6.90 4.47 5.26 6.15 7.02 4.70 5.54 6.49 7.42 5.00 5.92 6.94 7.95 2.64 3.01 3.43 3.85 2.87 3.29 3.77 4.24 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 193 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8405 8406 8407 8408 8409 8410 8411 8412 8413 8414 8415 8416 8417 8418 8419 8420 8421 8422 8423 8424 8425 8426 8427 8428 8429 8430 8431 8432 8433 8434 8435 8436 8437 8438 8439 8440 8441 8442 8443 8444 8445 8446 8447 8448 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.11 2.36 2.65 2.93 2.41 2.73 3.09 3.45 2.73 3.12 3.57 4.00 2.87 3.29 3.77 4.24 2.87 3.29 3.77 4.24 3.29 3.81 4.40 4.97 3.71 4.33 5.03 5.71 4.08 4.79 5.58 6.36 4.48 5.27 6.17 7.04 4.61 5.43 6.35 7.26 4.72 5.56 6.52 7.45 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 194 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8449 8450 8451 8452 8453 8454 8455 8456 8457 8458 8459 8460 8461 8462 8463 8464 8465 8466 8467 8468 8469 8470 8471 8472 8473 8474 8475 8476 8477 8478 8479 8480 8481 8482 8483 8484 8485 8486 8487 8488 8489 8490 8491 8492 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.76 5.62 6.59 7.54 4.77 5.63 6.60 7.54 4.84 5.72 6.71 7.67 4.86 5.73 6.72 7.69 4.87 5.75 6.75 7.72 4.95 5.85 6.86 7.86 5.21 6.17 7.25 8.31 5.56 6.60 7.77 8.92 2.87 3.29 3.77 4.24 2.92 3.35 3.84 4.32 2.14 2.40 2.69 2.98 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 195 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8493 8494 8495 8496 8497 8498 8499 8500 8501 8502 8503 8504 8505 8506 8507 8508 8509 8510 8511 8512 8513 8514 8515 8516 8517 8518 8519 8520 8521 8522 8523 8524 8525 8526 8527 8528 8529 8530 8531 8532 8533 8534 8535 8536 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.45 2.77 3.15 3.51 2.77 3.18 3.63 4.08 2.92 3.35 3.84 4.32 2.92 3.35 3.84 4.32 3.35 3.88 4.48 5.07 3.78 4.42 5.13 5.83 4.16 4.88 5.70 6.49 4.57 5.38 6.30 7.20 4.70 5.54 6.49 7.42 4.81 5.68 6.66 7.62 4.86 5.74 6.73 7.70 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 196 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8537 8538 8539 8540 8541 8542 8543 8544 8545 8546 8547 8548 8549 8550 8551 8552 8553 8554 8555 8556 8557 8558 8559 8560 8561 8562 8563 8564 8565 8566 8567 8568 8569 8570 8571 8572 8573 8574 8575 8576 8577 8578 8579 8580 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.87 5.75 6.74 7.71 4.94 5.84 6.85 7.85 4.95 5.85 6.87 7.87 4.97 5.88 6.90 7.90 5.05 5.97 7.01 8.03 5.32 6.30 7.41 8.50 5.68 6.74 7.94 9.00 2.92 3.35 3.84 4.32 3.25 3.76 4.34 4.91 2.34 2.64 2.99 3.33 2.70 3.09 3.52 3.95 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 197 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8581 8582 8583 8584 8585 8586 8587 8588 8589 8590 8591 8592 8593 8594 8595 8596 8597 8598 8599 8600 8601 8602 8603 8604 8605 8606 8607 8608 8609 8610 8611 8612 8613 8614 8615 8616 8617 8618 8619 8620 8621 8622 8623 8624 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.08 3.56 4.09 4.62 3.25 3.76 4.34 4.91 3.25 3.76 4.34 4.91 3.76 4.38 5.09 5.79 4.27 5.02 5.86 6.68 4.72 5.56 6.52 7.46 5.20 6.15 7.23 8.29 5.35 6.34 7.46 8.55 5.48 6.50 7.65 8.78 5.54 6.57 7.74 8.88 5.55 6.58 7.75 8.89 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 198 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8625 8626 8627 8628 8629 8630 8631 8632 8633 8634 8635 8636 8637 8638 8639 8640 8641 8642 8643 8644 8645 8646 8647 8648 8649 8650 8651 8652 8653 8654 8655 8656 8657 8658 8659 8660 8661 8662 8663 8664 8665 8666 8667 8668 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.64 6.69 7.88 9.00 5.65 6.71 7.90 9.00 5.67 6.73 7.93 9.00 5.76 6.84 8.07 9.00 6.08 7.23 8.54 9.00 6.50 7.75 9.00 9.00 3.25 3.76 4.34 4.91 3.56 4.15 4.81 5.45 2.53 2.87 3.26 3.65 2.94 3.38 3.87 4.36 3.37 3.91 4.52 5.12 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 199 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8669 8670 8671 8672 8673 8674 8675 8676 8677 8678 8679 8680 8681 8682 8683 8684 8685 8686 8687 8688 8689 8690 8691 8692 8693 8694 8695 8696 8697 8698 8699 8700 8701 8702 8703 8704 8705 8706 8707 8708 8709 8710 8711 8712 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.56 4.15 4.81 5.45 3.56 4.15 4.81 5.45 4.14 4.86 5.66 6.45 4.73 5.58 6.53 7.47 5.24 6.20 7.29 8.35 5.78 6.87 8.09 9.00 5.95 7.08 8.35 9.00 6.11 7.27 8.58 9.00 6.17 7.35 8.67 9.00 6.18 7.35 8.68 9.00 6.28 7.48 8.84 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 200 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8713 8714 8715 8716 8717 8718 8719 8720 8721 8722 8723 8724 8725 8726 8727 8728 8729 8730 8731 8732 8733 8734 8735 8736 8737 8738 8739 8740 8741 8742 8743 8744 8745 8746 8747 8748 8749 8750 8751 8752 8753 8754 8755 8756 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.29 7.50 8.86 9.00 6.32 7.53 8.89 9.00 6.42 7.66 9.00 9.00 6.78 8.10 9.00 9.00 7.26 8.69 9.00 9.00 3.56 4.15 4.81 5.45 3.63 4.23 4.90 5.57 2.56 2.92 3.32 3.72 2.99 3.44 3.95 4.45 3.44 3.99 4.61 5.23 3.63 4.23 4.90 5.57 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 201 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8757 8758 8759 8760 8761 8762 8763 8764 8765 8766 8767 8768 8769 8770 8771 8772 8773 8774 8775 8776 8777 8778 8779 8780 8781 8782 8783 8784 8785 8786 8787 8788 8789 8790 8791 8792 8793 8794 8795 8796 8797 8798 8799 8800 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.63 4.23 4.90 5.57 4.22 4.95 5.78 6.59 4.82 5.69 6.68 7.64 5.34 6.33 7.45 8.54 5.90 7.02 8.28 9.00 6.08 7.24 8.54 9.00 6.24 7.43 8.77 9.00 6.30 7.51 8.87 9.00 6.31 7.52 8.88 9.00 6.41 7.65 9.00 9.00 6.43 7.67 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 202 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8801 8802 8803 8804 8805 8806 8807 8808 8809 8810 8811 8812 8813 8814 8815 8816 8817 8818 8819 8820 8821 8822 8823 8824 8825 8826 8827 8828 8829 8830 8831 8832 8833 8834 8835 8836 8837 8838 8839 8840 8841 8842 8843 8844 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.45 7.69 9.00 9.00 6.56 7.83 9.00 9.00 6.93 8.28 9.00 9.00 7.42 8.89 9.00 9.00 3.63 4.23 4.90 5.57 3.49 4.05 4.69 5.32 2.48 2.82 3.20 3.57 2.88 3.31 3.79 4.26 3.30 3.83 4.42 5.00 3.49 4.05 4.69 5.32 3.49 4.05 4.69 5.32 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 203 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8845 8846 8847 8848 8849 8850 8851 8852 8853 8854 8855 8856 8857 8858 8859 8860 8861 8862 8863 8864 8865 8866 8867 8868 8869 8870 8871 8872 8873 8874 8875 8876 8877 8878 8879 8880 8881 8882 8883 8884 8885 8886 8887 8888 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.05 4.74 5.52 6.29 4.62 5.44 6.37 7.28 5.11 6.04 7.10 8.13 5.64 6.69 7.88 9.00 5.81 6.90 8.13 9.00 5.95 7.08 8.35 9.00 6.01 7.16 8.44 9.00 6.02 7.16 8.45 9.00 6.12 7.29 8.60 9.00 6.14 7.30 8.62 9.00 6.16 7.33 8.66 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 204 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8889 8890 8891 8892 8893 8894 8895 8896 8897 8898 8899 8900 8901 8902 8903 8904 8905 8906 8907 8908 8909 8910 8911 8912 8913 8914 8915 8916 8917 8918 8919 8920 8921 8922 8923 8924 8925 8926 8927 8928 8929 8930 8931 8932 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.26 7.46 8.81 9.00 6.61 7.89 9.00 9.00 7.08 8.46 9.00 9.00 3.49 4.05 4.69 5.32 3.83 4.48 5.21 5.92 2.69 3.07 3.50 3.93 3.14 3.63 4.18 4.71 3.62 4.22 4.89 5.55 3.83 4.48 5.21 5.92 3.83 4.48 5.21 5.92 4.47 5.26 6.15 7.03 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 205 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8933 8934 8935 8936 8937 8938 8939 8940 8941 8942 8943 8944 8945 8946 8947 8948 8949 8950 8951 8952 8953 8954 8955 8956 8957 8958 8959 8960 8961 8962 8963 8964 8965 8966 8967 8968 8969 8970 8971 8972 8973 8974 8975 8976 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.12 6.06 7.12 8.15 5.68 6.75 7.95 9.00 6.28 7.48 8.84 9.00 6.47 7.72 9.00 9.00 6.64 7.92 9.00 9.00 6.71 8.01 9.00 9.00 6.72 8.02 9.00 9.00 6.83 8.16 9.00 9.00 6.85 8.18 9.00 9.00 6.88 8.21 9.00 9.00 6.99 8.36 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 206 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 8977 8978 8979 8980 8981 8982 8983 8984 8985 8986 8987 8988 8989 8990 8991 8992 8993 8994 8995 8996 8997 8998 8999 9000 9001 9002 9003 9004 9005 9006 9007 9008 9009 9010 9011 9012 9013 9014 9015 9016 9017 9018 9019 9020 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 7.39 8.85 9.00 9.00 7.92 9.00 9.00 9.00 3.83 4.48 5.21 5.92 3.91 4.57 5.31 6.05 2.73 3.12 3.57 4.00 3.19 3.69 4.26 4.81 3.69 4.30 4.99 5.67 3.91 4.57 5.31 6.05 3.91 4.57 5.31 6.05 4.56 5.37 6.28 7.18 5.23 6.19 7.27 8.34 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 207 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9021 9022 9023 9024 9025 9026 9027 9028 9029 9030 9031 9032 9033 9034 9035 9036 9037 9038 9039 9040 9041 9042 9043 9044 9045 9046 9047 9048 9049 9050 9051 9052 9053 9054 9055 9056 9057 9058 9059 9060 9061 9062 9063 9064 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.80 6.89 8.13 9.00 6.42 7.65 9.00 9.00 6.61 7.89 9.00 9.00 6.79 8.10 9.00 9.00 6.86 8.19 9.00 9.00 6.87 8.20 9.00 9.00 6.98 8.34 9.00 9.00 7.00 8.37 9.00 9.00 7.03 8.40 9.00 9.00 7.15 8.54 9.00 9.00 7.56 9.00 9.00 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 208 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9065 9066 9067 9068 9069 9070 9071 9072 9073 9074 9075 9076 9077 9078 9079 9080 9081 9082 9083 9084 9085 9086 9087 9088 9089 9090 9091 9092 9093 9094 9095 9096 9097 9098 9099 9100 9101 9102 9103 9104 9105 9106 9107 9108 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 2 2 2 2 2 2 2 2 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 8.10 9.00 9.00 9.00 3.91 4.57 5.31 6.05 2.33 2.64 2.98 3.31 2.00 2.00 2.18 2.38 2.01 2.24 2.49 2.75 2.23 2.51 2.83 3.14 2.33 2.64 2.98 3.31 2.33 2.64 2.98 3.31 2.63 3.00 3.42 3.83 2.94 3.38 3.88 4.36 3.20 3.70 4.27 4.82 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 209 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9109 9110 9111 9112 9113 9114 9115 9116 9117 9118 9119 9120 9121 9122 9123 9124 9125 9126 9127 9128 9129 9130 9131 9132 9133 9134 9135 9136 9137 9138 9139 9140 9141 9142 9143 9144 9145 9146 9147 9148 9149 9150 9151 9152 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.48 4.05 4.69 5.31 3.58 4.16 4.82 5.47 3.65 4.26 4.94 5.61 3.69 4.30 4.99 5.66 3.69 4.30 4.99 5.67 3.74 4.37 5.07 5.76 3.75 4.38 5.09 5.78 3.76 4.39 5.10 5.80 3.82 4.46 5.18 5.89 4.01 4.69 5.46 6.22 4.26 5.00 5.83 6.65 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 210 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9153 9154 9155 9156 9157 9158 9159 9160 9161 9162 9163 9164 9165 9166 9167 9168 9169 9170 9171 9172 9173 9174 9175 9176 9177 9178 9179 9180 9181 9182 9183 9184 9185 9186 9187 9188 9189 9190 9191 9192 9193 9194 9195 9196 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.33 2.64 2.98 3.31 2.52 2.86 3.25 3.64 2.00 2.11 2.34 2.57 2.15 2.41 2.70 2.99 2.41 2.73 3.09 3.44 2.52 2.86 3.25 3.64 2.52 2.86 3.25 3.64 2.86 3.28 3.76 4.23 3.21 3.71 4.28 4.83 3.51 4.08 4.72 5.35 3.83 4.47 5.20 5.91 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 211 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9197 9198 9199 9200 9201 9202 9203 9204 9205 9206 9207 9208 9209 9210 9211 9212 9213 9214 9215 9216 9217 9218 9219 9220 9221 9222 9223 9224 9225 9226 9227 9228 9229 9230 9231 9232 9233 9234 9235 9236 9237 9238 9239 9240 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.93 4.60 5.35 6.09 4.02 4.71 5.49 6.25 4.06 4.76 5.54 6.31 4.07 4.76 5.55 6.32 4.13 4.84 5.64 6.43 4.13 4.85 5.65 6.44 4.15 4.86 5.67 6.47 4.21 4.94 5.77 6.57 4.42 5.20 6.08 6.95 4.71 5.55 6.51 7.44 2.52 2.86 3.25 3.64 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 212 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9241 9242 9243 9244 9245 9246 9247 9248 9249 9250 9251 9252 9253 9254 9255 9256 9257 9258 9259 9260 9261 9262 9263 9264 9265 9266 9267 9268 9269 9270 9271 9272 9273 9274 9275 9276 9277 9278 9279 9280 9281 9282 9283 9284 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.56 2.91 3.31 3.70 2.00 2.14 2.38 2.61 2.18 2.44 2.74 3.04 2.44 2.77 3.14 3.50 2.56 2.91 3.31 3.70 2.56 2.91 3.31 3.70 2.91 3.34 3.83 4.31 3.26 3.78 4.36 4.93 3.57 4.16 4.82 5.47 3.90 4.56 5.31 6.04 4.01 4.69 5.47 6.22 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 213 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9285 9286 9287 9288 9289 9290 9291 9292 9293 9294 9295 9296 9297 9298 9299 9300 9301 9302 9303 9304 9305 9306 9307 9308 9309 9310 9311 9312 9313 9314 9315 9316 9317 9318 9319 9320 9321 9322 9323 9324 9325 9326 9327 9328 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.10 4.81 5.60 6.38 4.14 4.85 5.66 6.45 4.14 4.86 5.67 6.46 4.21 4.94 5.76 6.57 4.22 4.95 5.77 6.58 4.23 4.96 5.79 6.61 4.29 5.04 5.89 6.72 4.51 5.31 6.21 7.10 4.80 5.67 6.65 7.60 2.56 2.91 3.31 3.70 2.83 3.25 3.72 4.18 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 214 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9329 9330 9331 9332 9333 9334 9335 9336 9337 9338 9339 9340 9341 9342 9343 9344 9345 9346 9347 9348 9349 9350 9351 9352 9353 9354 9355 9356 9357 9358 9359 9360 9361 9362 9363 9364 9365 9366 9367 9368 9369 9370 9371 9372 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.09 2.34 2.62 2.89 2.38 2.70 3.05 3.40 2.69 3.08 3.52 3.94 2.83 3.25 3.72 4.18 2.83 3.25 3.72 4.18 3.24 3.75 4.33 4.89 3.66 4.27 4.95 5.62 4.02 4.71 5.49 6.25 4.41 5.19 6.06 6.92 4.54 5.34 6.25 7.14 4.64 5.47 6.41 7.33 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 215 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9373 9374 9375 9376 9377 9378 9379 9380 9381 9382 9383 9384 9385 9386 9387 9388 9389 9390 9391 9392 9393 9394 9395 9396 9397 9398 9399 9400 9401 9402 9403 9404 9405 9406 9407 9408 9409 9410 9411 9412 9413 9414 9415 9416 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.69 5.53 6.48 7.41 4.70 5.54 6.49 7.42 4.77 5.63 6.59 7.54 4.78 5.64 6.61 7.56 4.80 5.66 6.63 7.59 4.87 5.75 6.75 7.72 5.13 6.07 7.13 8.17 5.47 6.49 7.64 8.76 2.83 3.25 3.72 4.18 3.08 3.56 4.09 4.62 2.24 2.52 2.84 3.15 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 216 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9417 9418 9419 9420 9421 9422 9423 9424 9425 9426 9427 9428 9429 9430 9431 9432 9433 9434 9435 9436 9437 9438 9439 9440 9441 9442 9443 9444 9445 9446 9447 9448 9449 9450 9451 9452 9453 9454 9455 9456 9457 9458 9459 9460 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.57 2.93 3.34 3.73 2.93 3.37 3.87 4.35 3.08 3.56 4.09 4.62 3.08 3.56 4.09 4.62 3.55 4.13 4.79 5.43 4.03 4.72 5.50 6.26 4.44 5.23 6.11 6.98 4.89 5.77 6.77 7.75 5.03 5.94 6.98 7.99 5.15 6.09 7.16 8.21 5.20 6.16 7.24 8.30 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 217 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9461 9462 9463 9464 9465 9466 9467 9468 9469 9470 9471 9472 9473 9474 9475 9476 9477 9478 9479 9480 9481 9482 9483 9484 9485 9486 9487 9488 9489 9490 9491 9492 9493 9494 9495 9496 9497 9498 9499 9500 9501 9502 9503 9504 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.21 6.17 7.25 8.31 5.29 6.27 7.37 8.45 5.31 6.28 7.39 8.47 5.32 6.31 7.42 8.51 5.41 6.41 7.55 8.66 5.70 6.77 7.98 9.00 6.09 7.25 8.56 9.00 3.08 3.56 4.09 4.62 3.14 3.62 4.17 4.71 2.27 2.56 2.89 3.21 2.61 2.98 3.40 3.80 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 218 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9505 9506 9507 9508 9509 9510 9511 9512 9513 9514 9515 9516 9517 9518 9519 9520 9521 9522 9523 9524 9525 9526 9527 9528 9529 9530 9531 9532 9533 9534 9535 9536 9537 9538 9539 9540 9541 9542 9543 9544 9545 9546 9547 9548 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.98 3.43 3.94 4.44 3.14 3.62 4.17 4.71 3.14 3.62 4.17 4.71 3.62 4.22 4.89 5.55 4.11 4.82 5.61 6.40 4.53 5.34 6.24 7.13 4.99 5.89 6.92 7.92 5.13 6.07 7.13 8.17 5.26 6.23 7.32 8.39 5.31 6.29 7.40 8.48 5.32 6.30 7.41 8.50 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 219 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9549 9550 9551 9552 9553 9554 9555 9556 9557 9558 9559 9560 9561 9562 9563 9564 9565 9566 9567 9568 9569 9570 9571 9572 9573 9574 9575 9576 9577 9578 9579 9580 9581 9582 9583 9584 9585 9586 9587 9588 9589 9590 9591 9592 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.40 6.40 7.54 8.64 5.42 6.42 7.55 8.67 5.43 6.44 7.58 8.70 5.52 6.55 7.71 8.85 5.82 6.92 8.16 9.00 6.22 7.41 8.75 9.00 3.14 3.62 4.17 4.71 3.02 3.48 4.00 4.51 2.20 2.48 2.79 3.09 2.53 2.87 3.27 3.65 2.87 3.30 3.78 4.25 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 220 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9593 9594 9595 9596 9597 9598 9599 9600 9601 9602 9603 9604 9605 9606 9607 9608 9609 9610 9611 9612 9613 9614 9615 9616 9617 9618 9619 9620 9621 9622 9623 9624 9625 9626 9627 9628 9629 9630 9631 9632 9633 9634 9635 9636 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.02 3.48 4.00 4.51 3.02 3.48 4.00 4.51 3.48 4.04 4.68 5.30 3.94 4.61 5.37 6.11 4.34 5.10 5.96 6.80 4.77 5.63 6.60 7.55 4.91 5.80 6.80 7.78 5.03 5.94 6.98 7.99 5.08 6.00 7.05 8.08 5.08 6.01 7.06 8.09 5.16 6.11 7.18 8.23 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 221 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9637 9638 9639 9640 9641 9642 9643 9644 9645 9646 9647 9648 9649 9650 9651 9652 9653 9654 9655 9656 9657 9658 9659 9660 9661 9662 9663 9664 9665 9666 9667 9668 9669 9670 9671 9672 9673 9674 9675 9676 9677 9678 9679 9680 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.18 6.13 7.20 8.25 5.19 6.15 7.23 8.28 5.28 6.25 7.35 8.43 5.56 6.60 7.77 8.92 5.94 7.06 8.33 9.00 3.02 3.48 4.00 4.51 3.30 3.83 4.42 5.00 2.37 2.68 3.03 3.38 2.74 3.13 3.58 4.02 3.13 3.62 4.17 4.70 3.30 3.83 4.42 5.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 222 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9681 9682 9683 9684 9685 9686 9687 9688 9689 9690 9691 9692 9693 9694 9695 9696 9697 9698 9699 9700 9701 9702 9703 9704 9705 9706 9707 9708 9709 9710 9711 9712 9713 9714 9715 9716 9717 9718 9719 9720 9721 9722 9723 9724 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.30 3.83 4.42 5.00 3.82 4.46 5.19 5.90 4.35 5.11 5.97 6.82 4.81 5.67 6.65 7.61 5.29 6.27 7.37 8.45 5.45 6.46 7.61 8.73 5.59 6.63 7.81 8.96 5.64 6.70 7.89 9.00 5.65 6.71 7.90 9.00 5.74 6.82 8.04 9.00 5.76 6.84 8.06 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 223 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9725 9726 9727 9728 9729 9730 9731 9732 9733 9734 9735 9736 9737 9738 9739 9740 9741 9742 9743 9744 9745 9746 9747 9748 9749 9750 9751 9752 9753 9754 9755 9756 9757 9758 9759 9760 9761 9762 9763 9764 9765 9766 9767 9768 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.78 6.86 8.09 9.00 5.87 6.98 8.23 9.00 6.20 7.38 8.71 9.00 6.63 7.91 9.00 9.00 3.30 3.83 4.42 5.00 3.36 3.90 4.51 5.10 2.41 2.73 3.09 3.44 2.78 3.19 3.65 4.10 3.19 3.69 4.25 4.80 3.36 3.90 4.51 5.10 3.36 3.90 4.51 5.10 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 224 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9769 9770 9771 9772 9773 9774 9775 9776 9777 9778 9779 9780 9781 9782 9783 9784 9785 9786 9787 9788 9789 9790 9791 9792 9793 9794 9795 9796 9797 9798 9799 9800 9801 9802 9803 9804 9805 9806 9807 9808 9809 9810 9811 9812 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.89 4.55 5.30 6.02 4.44 5.22 6.10 6.96 4.90 5.79 6.79 7.78 5.40 6.41 7.54 8.65 5.56 6.60 7.78 8.93 5.70 6.77 7.98 9.00 5.76 6.85 8.07 9.00 5.77 6.86 8.08 9.00 5.86 6.97 8.22 9.00 5.88 6.99 8.24 9.00 5.90 7.01 8.27 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 225 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9813 9814 9815 9816 9817 9818 9819 9820 9821 9822 9823 9824 9825 9826 9827 9828 9829 9830 9831 9832 9833 9834 9835 9836 9837 9838 9839 9840 9841 9842 9843 9844 9845 9846 9847 9848 9849 9850 9851 9852 9853 9854 9855 9856 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 6.00 7.13 8.42 9.00 6.33 7.54 8.91 9.00 6.77 8.08 9.00 9.00 3.36 3.90 4.51 5.10 2.31 2.61 2.95 3.28 2.00 2.00 2.16 2.35 2.00 2.21 2.47 2.72 2.21 2.49 2.80 3.11 2.31 2.61 2.95 3.28 2.31 2.61 2.95 3.28 2.61 2.97 3.38 3.79 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 226 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9857 9858 9859 9860 9861 9862 9863 9864 9865 9866 9867 9868 9869 9870 9871 9872 9873 9874 9875 9876 9877 9878 9879 9880 9881 9882 9883 9884 9885 9886 9887 9888 9889 9890 9891 9892 9893 9894 9895 9896 9897 9898 9899 9900 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.91 3.34 3.83 4.31 3.17 3.66 4.21 4.76 3.44 4.00 4.63 5.24 3.53 4.11 4.76 5.40 3.61 4.20 4.87 5.53 3.64 4.24 4.92 5.59 3.65 4.25 4.93 5.59 3.70 4.31 5.01 5.68 3.71 4.32 5.02 5.70 3.72 4.34 5.03 5.72 3.77 4.40 5.11 5.81 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 227 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9901 9902 9903 9904 9905 9906 9907 9908 9909 9910 9911 9912 9913 9914 9915 9916 9917 9918 9919 9920 9921 9922 9923 9924 9925 9926 9927 9928 9929 9930 9931 9932 9933 9934 9935 9936 9937 9938 9939 9940 9941 9942 9943 9944 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.96 4.63 5.39 6.13 4.20 4.93 5.75 6.56 2.31 2.61 2.95 3.28 2.49 2.83 3.22 3.59 2.00 2.09 2.32 2.54 2.13 2.38 2.67 2.96 2.38 2.70 3.05 3.40 2.49 2.83 3.22 3.59 2.49 2.83 3.22 3.59 2.83 3.24 3.71 4.17 3.17 3.66 4.22 4.77 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 228 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9945 9946 9947 9948 9949 9950 9951 9952 9953 9954 9955 9956 9957 9958 9959 9960 9961 9962 9963 9964 9965 9966 9967 9968 9969 9970 9971 9972 9973 9974 9975 9976 9977 9978 9979 9980 9981 9982 9983 9984 9985 9986 9987 9988 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.47 4.03 4.66 5.28 3.78 4.42 5.13 5.83 3.88 4.54 5.28 6.01 3.97 4.65 5.41 6.16 4.01 4.69 5.47 6.22 4.01 4.70 5.47 6.23 4.07 4.77 5.56 6.34 4.08 4.78 5.58 6.35 4.10 4.80 5.60 6.37 4.16 4.88 5.69 6.48 4.37 5.13 6.00 6.85 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 229 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 9989 9990 9991 9992 9993 9994 9995 9996 9997 9998 9999 10000 10001 10002 10003 10004 10005 10006 10007 10008 10009 10010 10011 10012 10013 10014 10015 10016 10017 10018 10019 10020 10021 10022 10023 10024 10025 10026 10027 10028 10029 10030 10031 10032 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.65 5.48 6.41 7.33 2.49 2.83 3.22 3.59 2.53 2.88 3.27 3.66 2.00 2.12 2.35 2.58 2.16 2.42 2.72 3.01 2.42 2.74 3.10 3.46 2.53 2.88 3.27 3.66 2.53 2.88 3.27 3.66 2.88 3.30 3.78 4.26 3.23 3.73 4.30 4.86 3.53 4.10 4.75 5.39 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 230 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10033 10034 10035 10036 10037 10038 10039 10040 10041 10042 10043 10044 10045 10046 10047 10048 10049 10050 10051 10052 10053 10054 10055 10056 10057 10058 10059 10060 10061 10062 10063 10064 10065 10066 10067 10068 10069 10070 10071 10072 10073 10074 10075 10076 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.85 4.50 5.24 5.95 3.96 4.63 5.39 6.14 4.05 4.74 5.52 6.29 4.09 4.79 5.58 6.36 4.09 4.79 5.59 6.37 4.15 4.87 5.68 6.47 4.16 4.88 5.69 6.49 4.18 4.90 5.71 6.51 4.24 4.97 5.81 6.62 4.45 5.24 6.13 7.00 4.74 5.59 6.55 7.49 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 231 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10077 10078 10079 10080 10081 10082 10083 10084 10085 10086 10087 10088 10089 10090 10091 10092 10093 10094 10095 10096 10097 10098 10099 10100 10101 10102 10103 10104 10105 10106 10107 10108 10109 10110 10111 10112 10113 10114 10115 10116 10117 10118 10119 10120 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.53 2.88 3.27 3.66 2.80 3.21 3.67 4.12 2.07 2.31 2.59 2.86 2.36 2.67 3.02 3.36 2.67 3.05 3.47 3.89 2.80 3.21 3.67 4.12 2.80 3.21 3.67 4.12 3.20 3.71 4.27 4.83 3.62 4.21 4.88 5.54 3.97 4.65 5.41 6.16 4.35 5.12 5.98 6.82 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 232 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10121 10122 10123 10124 10125 10126 10127 10128 10129 10130 10131 10132 10133 10134 10135 10136 10137 10138 10139 10140 10141 10142 10143 10144 10145 10146 10147 10148 10149 10150 10151 10152 10153 10154 10155 10156 10157 10158 10159 10160 10161 10162 10163 10164 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.48 5.27 6.16 7.04 4.58 5.40 6.32 7.22 4.63 5.45 6.39 7.30 4.63 5.46 6.39 7.31 4.71 5.55 6.50 7.43 4.72 5.56 6.52 7.45 4.73 5.58 6.54 7.48 4.81 5.67 6.65 7.61 5.06 5.98 7.03 8.05 5.40 6.40 7.53 8.63 2.80 3.21 3.67 4.12 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 233 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10165 10166 10167 10168 10169 10170 10171 10172 10173 10174 10175 10176 10177 10178 10179 10180 10181 10182 10183 10184 10185 10186 10187 10188 10189 10190 10191 10192 10193 10194 10195 10196 10197 10198 10199 10200 10201 10202 10203 10204 10205 10206 10207 10208 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.05 3.52 4.04 4.56 2.22 2.50 2.81 3.12 2.55 2.90 3.30 3.69 2.90 3.33 3.82 4.30 3.05 3.52 4.04 4.56 3.05 3.52 4.04 4.56 3.51 4.08 4.73 5.36 3.98 4.66 5.42 6.17 4.39 5.16 6.03 6.88 4.82 5.69 6.67 7.63 4.96 5.86 6.88 7.88 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 234 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10209 10210 10211 10212 10213 10214 10215 10216 10217 10218 10219 10220 10221 10222 10223 10224 10225 10226 10227 10228 10229 10230 10231 10232 10233 10234 10235 10236 10237 10238 10239 10240 10241 10242 10243 10244 10245 10246 10247 10248 10249 10250 10251 10252 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.08 6.01 7.06 8.09 5.13 6.07 7.13 8.17 5.14 6.08 7.14 8.19 5.22 6.18 7.27 8.33 5.23 6.20 7.28 8.35 5.25 6.22 7.31 8.38 5.34 6.32 7.44 8.53 5.62 6.68 7.86 9.00 6.01 7.15 8.43 9.00 3.05 3.52 4.04 4.56 3.10 3.58 4.12 4.65 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 235 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10253 10254 10255 10256 10257 10258 10259 10260 10261 10262 10263 10264 10265 10266 10267 10268 10269 10270 10271 10272 10273 10274 10275 10276 10277 10278 10279 10280 10281 10282 10283 10284 10285 10286 10287 10288 10289 10290 10291 10292 10293 10294 10295 10296 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.25 2.54 2.86 3.17 2.59 2.95 3.36 3.76 2.95 3.39 3.89 4.38 3.10 3.58 4.12 4.65 3.10 3.58 4.12 4.65 3.58 4.16 4.82 5.47 4.06 4.75 5.54 6.31 4.47 5.26 6.16 7.03 4.92 5.81 6.82 7.80 5.06 5.99 7.03 8.05 5.19 6.14 7.21 8.27 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 236 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10297 10298 10299 10300 10301 10302 10303 10304 10305 10306 10307 10308 10309 10310 10311 10312 10313 10314 10315 10316 10317 10318 10319 10320 10321 10322 10323 10324 10325 10326 10327 10328 10329 10330 10331 10332 10333 10334 10335 10336 10337 10338 10339 10340 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.24 6.20 7.29 8.36 5.25 6.21 7.30 8.37 5.33 6.31 7.43 8.52 5.34 6.33 7.44 8.54 5.36 6.35 7.47 8.57 5.45 6.46 7.60 8.72 5.74 6.82 8.04 9.00 6.14 7.30 8.62 9.00 3.10 3.58 4.12 4.65 2.99 3.44 3.95 4.45 2.18 2.45 2.76 3.05 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 237 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10341 10342 10343 10344 10345 10346 10347 10348 10349 10350 10351 10352 10353 10354 10355 10356 10357 10358 10359 10360 10361 10362 10363 10364 10365 10366 10367 10368 10369 10370 10371 10372 10373 10374 10375 10376 10377 10378 10379 10380 10381 10382 10383 10384 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.50 2.84 3.23 3.61 2.84 3.26 3.73 4.20 2.99 3.44 3.95 4.45 2.99 3.44 3.95 4.45 3.44 3.99 4.62 5.23 3.89 4.55 5.29 6.02 4.29 5.03 5.88 6.70 4.71 5.55 6.50 7.44 4.84 5.72 6.70 7.67 4.96 5.86 6.88 7.87 5.01 5.92 6.95 7.96 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 238 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10385 10386 10387 10388 10389 10390 10391 10392 10393 10394 10395 10396 10397 10398 10399 10400 10401 10402 10403 10404 10405 10406 10407 10408 10409 10410 10411 10412 10413 10414 10415 10416 10417 10418 10419 10420 10421 10422 10423 10424 10425 10426 10427 10428 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.02 5.93 6.96 7.97 5.09 6.03 7.08 8.11 5.11 6.04 7.10 8.13 5.12 6.06 7.12 8.16 5.21 6.16 7.24 8.30 5.49 6.51 7.66 8.79 5.86 6.96 8.21 9.00 2.99 3.44 3.95 4.45 3.27 3.78 4.36 4.93 2.35 2.65 3.00 3.34 2.71 3.10 3.54 3.97 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 239 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10429 10430 10431 10432 10433 10434 10435 10436 10437 10438 10439 10440 10441 10442 10443 10444 10445 10446 10447 10448 10449 10450 10451 10452 10453 10454 10455 10456 10457 10458 10459 10460 10461 10462 10463 10464 10465 10466 10467 10468 10469 10470 10471 10472 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.10 3.57 4.11 4.64 3.27 3.78 4.36 4.93 3.27 3.78 4.36 4.93 3.77 4.41 5.12 5.82 4.29 5.04 5.89 6.72 4.74 5.59 6.55 7.50 5.22 6.18 7.27 8.33 5.38 6.37 7.50 8.60 5.51 6.54 7.69 8.83 5.57 6.61 7.78 8.93 5.57 6.61 7.79 8.94 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 240 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10473 10474 10475 10476 10477 10478 10479 10480 10481 10482 10483 10484 10485 10486 10487 10488 10489 10490 10491 10492 10493 10494 10495 10496 10497 10498 10499 10500 10501 10502 10503 10504 10505 10506 10507 10508 10509 10510 10511 10512 10513 10514 10515 10516 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.66 6.72 7.92 9.00 5.68 6.74 7.94 9.00 5.70 6.77 7.97 9.00 5.79 6.88 8.11 9.00 6.11 7.27 8.59 9.00 6.53 7.79 9.00 9.00 3.27 3.78 4.36 4.93 3.32 3.85 4.45 5.03 2.38 2.70 3.05 3.40 2.75 3.15 3.60 4.05 3.15 3.64 4.19 4.73 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 241 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10517 10518 10519 10520 10521 10522 10523 10524 10525 10526 10527 10528 10529 10530 10531 10532 10533 10534 10535 10536 10537 10538 10539 10540 10541 10542 10543 10544 10545 10546 10547 10548 10549 10550 10551 10552 10553 10554 10555 10556 10557 10558 10559 10560 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.32 3.85 4.45 5.03 3.32 3.85 4.45 5.03 3.85 4.49 5.22 5.94 4.38 5.15 6.01 6.86 4.84 5.71 6.70 7.66 5.33 6.32 7.43 8.52 5.49 6.51 7.66 8.79 5.63 6.68 7.87 9.00 5.68 6.75 7.95 9.00 5.69 6.76 7.96 9.00 5.78 6.87 8.10 9.00 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 242 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10561 10562 10563 10564 10565 10566 10567 10568 10569 10570 10571 10572 10573 10574 10575 10576 10577 10578 10579 10580 10581 10582 10583 10584 10585 10586 10587 10588 10589 10590 10591 10592 10593 10594 10595 10596 10597 10598 10599 10600 10601 10602 10603 10604 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.80 6.89 8.12 9.00 5.82 6.91 8.15 9.00 5.91 7.03 8.29 9.00 6.24 7.43 8.78 9.00 6.68 7.97 9.00 9.00 3.32 3.85 4.45 5.03 2.11 2.36 2.64 2.92 2.00 2.00 2.00 2.14 2.00 2.03 2.24 2.45 2.03 2.26 2.52 2.78 2.11 2.36 2.64 2.92 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 243 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10605 10606 10607 10608 10609 10610 10611 10612 10613 10614 10615 10616 10617 10618 10619 10620 10621 10622 10623 10624 10625 10626 10627 10628 10629 10630 10631 10632 10633 10634 10635 10636 10637 10638 10639 10640 10641 10642 10643 10644 10645 10646 10647 10648 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.11 2.36 2.64 2.92 2.36 2.66 3.01 3.35 2.61 2.98 3.39 3.79 2.83 3.24 3.71 4.17 3.06 3.53 4.06 4.58 3.14 3.63 4.17 4.71 3.20 3.71 4.27 4.83 3.23 3.74 4.31 4.87 3.24 3.74 4.32 4.88 3.28 3.80 4.38 4.96 3.29 3.81 4.39 4.97 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 244 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10649 10650 10651 10652 10653 10654 10655 10656 10657 10658 10659 10660 10661 10662 10663 10664 10665 10666 10667 10668 10669 10670 10671 10672 10673 10674 10675 10676 10677 10678 10679 10680 10681 10682 10683 10684 10685 10686 10687 10688 10689 10690 10691 10692 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.30 3.82 4.41 4.99 3.34 3.87 4.48 5.06 3.50 4.07 4.71 5.34 3.70 4.32 5.01 5.70 2.11 2.36 2.64 2.92 2.26 2.55 2.87 3.19 2.00 2.00 2.11 2.30 2.00 2.17 2.41 2.65 2.17 2.43 2.73 3.03 2.26 2.55 2.87 3.19 2.26 2.55 2.87 3.19 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 245 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10693 10694 10695 10696 10697 10698 10699 10700 10701 10702 10703 10704 10705 10706 10707 10708 10709 10710 10711 10712 10713 10714 10715 10716 10717 10718 10719 10720 10721 10722 10723 10724 10725 10726 10727 10728 10729 10730 10731 10732 10733 10734 10735 10736 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.54 2.90 3.29 3.68 2.83 3.25 3.72 4.18 3.08 3.56 4.09 4.62 3.35 3.88 4.49 5.08 3.44 3.99 4.62 5.23 3.51 4.08 4.73 5.36 3.54 4.12 4.77 5.41 3.55 4.12 4.78 5.42 3.60 4.19 4.85 5.51 3.60 4.20 4.86 5.52 3.62 4.21 4.88 5.54 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 246 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10737 10738 10739 10740 10741 10742 10743 10744 10745 10746 10747 10748 10749 10750 10751 10752 10753 10754 10755 10756 10757 10758 10759 10760 10761 10762 10763 10764 10765 10766 10767 10768 10769 10770 10771 10772 10773 10774 10775 10776 10777 10778 10779 10780 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.67 4.27 4.96 5.63 3.84 4.49 5.22 5.94 4.08 4.78 5.57 6.35 2.26 2.55 2.87 3.19 2.29 2.59 2.92 3.25 2.00 2.00 2.14 2.34 2.00 2.20 2.45 2.70 2.20 2.47 2.78 3.08 2.29 2.59 2.92 3.25 2.29 2.59 2.92 3.25 2.58 2.94 3.35 3.75 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 247 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10781 10782 10783 10784 10785 10786 10787 10788 10789 10790 10791 10792 10793 10794 10795 10796 10797 10798 10799 10800 10801 10802 10803 10804 10805 10806 10807 10808 10809 10810 10811 10812 10813 10814 10815 10816 10817 10818 10819 10820 10821 10822 10823 10824 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.88 3.31 3.79 4.26 3.14 3.62 4.17 4.71 3.41 3.96 4.58 5.19 3.50 4.07 4.71 5.34 3.57 4.16 4.82 5.47 3.61 4.20 4.87 5.53 3.61 4.20 4.88 5.53 3.66 4.27 4.95 5.62 3.67 4.28 4.96 5.64 3.68 4.29 4.98 5.66 3.74 4.36 5.06 5.75 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 248 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10825 10826 10827 10828 10829 10830 10831 10832 10833 10834 10835 10836 10837 10838 10839 10840 10841 10842 10843 10844 10845 10846 10847 10848 10849 10850 10851 10852 10853 10854 10855 10856 10857 10858 10859 10860 10861 10862 10863 10864 10865 10866 10867 10868 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.92 4.58 5.33 6.07 4.16 4.88 5.69 6.48 2.29 2.59 2.92 3.25 2.52 2.87 3.26 3.64 2.00 2.11 2.34 2.57 2.15 2.41 2.70 2.99 2.41 2.73 3.09 3.44 2.52 2.87 3.26 3.64 2.52 2.87 3.26 3.64 2.86 3.29 3.76 4.23 3.21 3.71 4.28 4.84 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 249 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10869 10870 10871 10872 10873 10874 10875 10876 10877 10878 10879 10880 10881 10882 10883 10884 10885 10886 10887 10888 10889 10890 10891 10892 10893 10894 10895 10896 10897 10898 10899 10900 10901 10902 10903 10904 10905 10906 10907 10908 10909 10910 10911 10912 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.51 4.08 4.73 5.36 3.83 4.48 5.21 5.92 3.94 4.61 5.36 6.10 4.03 4.72 5.49 6.25 4.06 4.76 5.55 6.32 4.07 4.77 5.56 6.33 4.13 4.84 5.65 6.43 4.14 4.85 5.66 6.45 4.15 4.87 5.68 6.47 4.22 4.95 5.77 6.58 4.43 5.21 6.09 6.95 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 250 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10913 10914 10915 10916 10917 10918 10919 10920 10921 10922 10923 10924 10925 10926 10927 10928 10929 10930 10931 10932 10933 10934 10935 10936 10937 10938 10939 10940 10941 10942 10943 10944 10945 10946 10947 10948 10949 10950 10951 10952 10953 10954 10955 10956 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.71 5.56 6.51 7.45 2.52 2.87 3.26 3.64 2.73 3.13 3.57 4.01 2.03 2.26 2.53 2.79 2.31 2.60 2.94 3.27 2.60 2.97 3.38 3.78 2.73 3.13 3.57 4.01 2.73 3.13 3.57 4.01 3.12 3.60 4.15 4.68 3.52 4.09 4.74 5.37 3.86 4.51 5.25 5.97 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 251 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 10957 10958 10959 10960 10961 10962 10963 10964 10965 10966 10967 10968 10969 10970 10971 10972 10973 10974 10975 10976 10977 10978 10979 10980 10981 10982 10983 10984 10985 10986 10987 10988 10989 10990 10991 10992 10993 10994 10995 10996 10997 10998 10999 11000 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.23 4.96 5.79 6.60 4.35 5.11 5.97 6.81 4.45 5.23 6.12 6.99 4.49 5.28 6.18 7.06 4.50 5.29 6.19 7.07 4.57 5.38 6.29 7.19 4.58 5.39 6.31 7.21 4.59 5.41 6.33 7.23 4.66 5.50 6.44 7.36 4.91 5.79 6.80 7.78 5.23 6.19 7.28 8.34 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 252 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11001 11002 11003 11004 11005 11006 11007 11008 11009 11010 11011 11012 11013 11014 11015 11016 11017 11018 11019 11020 11021 11022 11023 11024 11025 11026 11027 11028 11029 11030 11031 11032 11033 11034 11035 11036 11037 11038 11039 11040 11041 11042 11043 11044 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.73 3.13 3.57 4.01 2.78 3.18 3.64 4.08 2.06 2.30 2.57 2.83 2.34 2.65 2.99 3.33 2.64 3.02 3.44 3.86 2.78 3.18 3.64 4.08 2.78 3.18 3.64 4.08 3.18 3.67 4.23 4.78 3.58 4.17 4.83 5.48 3.93 4.60 5.36 6.09 4.31 5.06 5.91 6.75 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 253 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11045 11046 11047 11048 11049 11050 11051 11052 11053 11054 11055 11056 11057 11058 11059 11060 11061 11062 11063 11064 11065 11066 11067 11068 11069 11070 11071 11072 11073 11074 11075 11076 11077 11078 11079 11080 11081 11082 11083 11084 11085 11086 11087 11088 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.43 5.21 6.09 6.96 4.54 5.34 6.25 7.14 4.58 5.39 6.31 7.22 4.59 5.40 6.32 7.23 4.66 5.49 6.43 7.35 4.67 5.50 6.44 7.37 4.68 5.52 6.47 7.39 4.76 5.61 6.58 7.52 5.01 5.92 6.95 7.96 5.34 6.33 7.44 8.53 2.78 3.18 3.64 4.08 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 254 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11089 11090 11091 11092 11093 11094 11095 11096 11097 11098 11099 11100 11101 11102 11103 11104 11105 11106 11107 11108 11109 11110 11111 11112 11113 11114 11115 11116 11117 11118 11119 11120 11121 11122 11123 11124 11125 11126 11127 11128 11129 11130 11131 11132 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.68 3.06 3.49 3.92 2.00 2.23 2.48 2.74 2.27 2.56 2.88 3.20 2.56 2.91 3.31 3.70 2.68 3.06 3.49 3.92 2.68 3.06 3.49 3.92 3.06 3.53 4.05 4.57 3.44 4.00 4.63 5.24 3.78 4.41 5.12 5.82 4.13 4.84 5.65 6.44 4.25 4.98 5.82 6.63 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 255 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11133 11134 11135 11136 11137 11138 11139 11140 11141 11142 11143 11144 11145 11146 11147 11148 11149 11150 11151 11152 11153 11154 11155 11156 11157 11158 11159 11160 11161 11162 11163 11164 11165 11166 11167 11168 11169 11170 11171 11172 11173 11174 11175 11176 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.34 5.11 5.96 6.81 4.39 5.16 6.03 6.88 4.39 5.16 6.03 6.89 4.46 5.25 6.13 7.00 4.47 5.26 6.15 7.02 4.48 5.28 6.17 7.05 4.55 5.36 6.27 7.17 4.79 5.65 6.63 7.58 5.10 6.04 7.09 8.12 2.68 3.06 3.49 3.92 2.91 3.35 3.84 4.32 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 256 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11177 11178 11179 11180 11181 11182 11183 11184 11185 11186 11187 11188 11189 11190 11191 11192 11193 11194 11195 11196 11197 11198 11199 11200 11201 11202 11203 11204 11205 11206 11207 11208 11209 11210 11211 11212 11213 11214 11215 11216 11217 11218 11219 11220 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.14 2.40 2.69 2.98 2.44 2.77 3.14 3.51 2.77 3.17 3.63 4.08 2.91 3.35 3.84 4.32 2.91 3.35 3.84 4.32 3.34 3.88 4.48 5.07 3.78 4.41 5.13 5.83 4.16 4.88 5.69 6.49 4.57 5.38 6.29 7.19 4.70 5.54 6.49 7.42 4.81 5.68 6.65 7.61 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 257 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11221 11222 11223 11224 11225 11226 11227 11228 11229 11230 11231 11232 11233 11234 11235 11236 11237 11238 11239 11240 11241 11242 11243 11244 11245 11246 11247 11248 11249 11250 11251 11252 11253 11254 11255 11256 11257 11258 11259 11260 11261 11262 11263 11264 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.86 5.73 6.73 7.70 4.86 5.74 6.73 7.71 4.94 5.84 6.85 7.84 4.95 5.85 6.86 7.86 4.97 5.87 6.89 7.89 5.05 5.97 7.01 8.03 5.32 6.30 7.41 8.49 5.67 6.74 7.94 9.00 2.91 3.35 3.84 4.32 2.96 3.41 3.91 4.41 2.17 2.43 2.73 3.03 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 258 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11265 11266 11267 11268 11269 11270 11271 11272 11273 11274 11275 11276 11277 11278 11279 11280 11281 11282 11283 11284 11285 11286 11287 11288 11289 11290 11291 11292 11293 11294 11295 11296 11297 11298 11299 11300 11301 11302 11303 11304 11305 11306 11307 11308 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.48 2.82 3.20 3.57 2.82 3.23 3.70 4.15 2.96 3.41 3.91 4.41 2.96 3.41 3.91 4.41 3.40 3.95 4.57 5.17 3.85 4.50 5.24 5.95 4.24 4.98 5.81 6.63 4.66 5.49 6.43 7.35 4.79 5.65 6.63 7.58 4.91 5.80 6.80 7.78 4.96 5.86 6.87 7.87 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 259 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11309 11310 11311 11312 11313 11314 11315 11316 11317 11318 11319 11320 11321 11322 11323 11324 11325 11326 11327 11328 11329 11330 11331 11332 11333 11334 11335 11336 11337 11338 11339 11340 11341 11342 11343 11344 11345 11346 11347 11348 11349 11350 11351 11352 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.96 5.86 6.88 7.88 5.04 5.96 7.00 8.01 5.05 5.97 7.02 8.04 5.07 6.00 7.04 8.07 5.15 6.09 7.16 8.21 5.43 6.43 7.57 8.69 5.79 6.88 8.12 9.00 2.96 3.41 3.91 4.41 2.09 2.34 2.62 2.89 2.00 2.00 2.00 2.12 2.00 2.01 2.22 2.43 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 260 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11353 11354 11355 11356 11357 11358 11359 11360 11361 11362 11363 11364 11365 11366 11367 11368 11369 11370 11371 11372 11373 11374 11375 11376 11377 11378 11379 11380 11381 11382 11383 11384 11385 11386 11387 11388 11389 11390 11391 11392 11393 11394 11395 11396 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.01 2.24 2.50 2.75 2.09 2.34 2.62 2.89 2.09 2.34 2.62 2.89 2.33 2.64 2.98 3.31 2.58 2.94 3.35 3.75 2.80 3.21 3.67 4.12 3.03 3.49 4.01 4.52 3.10 3.58 4.12 4.65 3.17 3.66 4.22 4.76 3.19 3.69 4.26 4.81 3.20 3.70 4.26 4.82 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 261 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11397 11398 11399 11400 11401 11402 11403 11404 11405 11406 11407 11408 11409 11410 11411 11412 11413 11414 11415 11416 11417 11418 11419 11420 11421 11422 11423 11424 11425 11426 11427 11428 11429 11430 11431 11432 11433 11434 11435 11436 11437 11438 11439 11440 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.24 3.75 4.33 4.89 3.25 3.76 4.34 4.90 3.26 3.77 4.35 4.92 3.30 3.83 4.42 5.00 3.46 4.01 4.65 5.26 3.66 4.26 4.95 5.62 2.09 2.34 2.62 2.89 2.24 2.52 2.84 3.15 2.00 2.00 2.10 2.28 2.00 2.15 2.39 2.63 2.15 2.41 2.70 2.99 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 262 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11441 11442 11443 11444 11445 11446 11447 11448 11449 11450 11451 11452 11453 11454 11455 11456 11457 11458 11459 11460 11461 11462 11463 11464 11465 11466 11467 11468 11469 11470 11471 11472 11473 11474 11475 11476 11477 11478 11479 11480 11481 11482 11483 11484 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.24 2.52 2.84 3.15 2.24 2.52 2.84 3.15 2.52 2.86 3.25 3.64 2.80 3.21 3.68 4.13 3.05 3.51 4.04 4.56 3.31 3.84 4.43 5.01 3.40 3.94 4.56 5.16 3.47 4.03 4.66 5.29 3.50 4.07 4.71 5.34 3.50 4.07 4.72 5.35 3.55 4.13 4.79 5.43 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 263 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11485 11486 11487 11488 11489 11490 11491 11492 11493 11494 11495 11496 11497 11498 11499 11500 11501 11502 11503 11504 11505 11506 11507 11508 11509 11510 11511 11512 11513 11514 11515 11516 11517 11518 11519 11520 11521 11522 11523 11524 11525 11526 11527 11528 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.56 4.14 4.80 5.44 3.57 4.16 4.82 5.46 3.62 4.22 4.89 5.55 3.80 4.43 5.15 5.86 4.03 4.72 5.50 6.26 2.24 2.52 2.84 3.15 2.27 2.56 2.89 3.21 2.00 2.00 2.12 2.31 2.00 2.18 2.43 2.67 2.18 2.45 2.75 3.04 2.27 2.56 2.89 3.21 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 264 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11529 11530 11531 11532 11533 11534 11535 11536 11537 11538 11539 11540 11541 11542 11543 11544 11545 11546 11547 11548 11549 11550 11551 11552 11553 11554 11555 11556 11557 11558 11559 11560 11561 11562 11563 11564 11565 11566 11567 11568 11569 11570 11571 11572 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.27 2.56 2.89 3.21 2.56 2.91 3.31 3.70 2.85 3.27 3.74 4.21 3.10 3.58 4.12 4.65 3.37 3.91 4.52 5.12 3.46 4.02 4.65 5.27 3.53 4.11 4.76 5.40 3.56 4.15 4.81 5.45 3.57 4.15 4.81 5.46 3.62 4.21 4.89 5.55 3.63 4.22 4.90 5.56 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 265 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11573 11574 11575 11576 11577 11578 11579 11580 11581 11582 11583 11584 11585 11586 11587 11588 11589 11590 11591 11592 11593 11594 11595 11596 11597 11598 11599 11600 11601 11602 11603 11604 11605 11606 11607 11608 11609 11610 11611 11612 11613 11614 11615 11616 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.64 4.24 4.91 5.58 3.69 4.30 4.99 5.67 3.87 4.52 5.26 5.98 4.11 4.81 5.61 6.39 2.27 2.56 2.89 3.21 2.49 2.83 3.22 3.60 2.00 2.09 2.32 2.54 2.13 2.39 2.68 2.96 2.38 2.70 3.05 3.40 2.49 2.83 3.22 3.60 2.49 2.83 3.22 3.60 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 266 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11617 11618 11619 11620 11621 11622 11623 11624 11625 11626 11627 11628 11629 11630 11631 11632 11633 11634 11635 11636 11637 11638 11639 11640 11641 11642 11643 11644 11645 11646 11647 11648 11649 11650 11651 11652 11653 11654 11655 11656 11657 11658 11659 11660 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.83 3.25 3.72 4.18 3.17 3.67 4.23 4.77 3.47 4.03 4.67 5.29 3.79 4.42 5.14 5.84 3.89 4.54 5.29 6.01 3.98 4.65 5.42 6.17 4.01 4.70 5.47 6.23 4.02 4.70 5.48 6.24 4.08 4.78 5.57 6.34 4.09 4.79 5.58 6.36 4.10 4.81 5.60 6.38 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 267 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11661 11662 11663 11664 11665 11666 11667 11668 11669 11670 11671 11672 11673 11674 11675 11676 11677 11678 11679 11680 11681 11682 11683 11684 11685 11686 11687 11688 11689 11690 11691 11692 11693 11694 11695 11696 11697 11698 11699 11700 11701 11702 11703 11704 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.16 4.88 5.69 6.49 4.37 5.14 6.01 6.85 4.65 5.48 6.42 7.34 2.49 2.83 3.22 3.60 2.70 3.09 3.53 3.96 2.01 2.24 2.50 2.76 2.29 2.58 2.91 3.23 2.58 2.94 3.34 3.74 2.70 3.09 3.53 3.96 2.70 3.09 3.53 3.96 3.09 3.56 4.10 4.62 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 268 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11705 11706 11707 11708 11709 11710 11711 11712 11713 11714 11715 11716 11717 11718 11719 11720 11721 11722 11723 11724 11725 11726 11727 11728 11729 11730 11731 11732 11733 11734 11735 11736 11737 11738 11739 11740 11741 11742 11743 11744 11745 11746 11747 11748 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.48 4.04 4.67 5.30 3.81 4.45 5.18 5.88 4.17 4.90 5.71 6.51 4.29 5.04 5.88 6.71 4.39 5.16 6.03 6.89 4.43 5.21 6.10 6.96 4.44 5.22 6.10 6.97 4.51 5.30 6.20 7.09 4.52 5.32 6.22 7.10 4.53 5.33 6.24 7.13 4.60 5.42 6.35 7.25 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 269 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11749 11750 11751 11752 11753 11754 11755 11756 11757 11758 11759 11760 11761 11762 11763 11764 11765 11766 11767 11768 11769 11770 11771 11772 11773 11774 11775 11776 11777 11778 11779 11780 11781 11782 11783 11784 11785 11786 11787 11788 11789 11790 11791 11792 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.84 5.71 6.70 7.67 5.16 6.11 7.17 8.22 2.70 3.09 3.53 3.96 2.75 3.14 3.59 4.03 2.04 2.28 2.54 2.80 2.32 2.62 2.96 3.29 2.62 2.98 3.40 3.81 2.75 3.14 3.59 4.03 2.75 3.14 3.59 4.03 3.14 3.63 4.18 4.71 3.54 4.12 4.77 5.41 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 270 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11793 11794 11795 11796 11797 11798 11799 11800 11801 11802 11803 11804 11805 11806 11807 11808 11809 11810 11811 11812 11813 11814 11815 11816 11817 11818 11819 11820 11821 11822 11823 11824 11825 11826 11827 11828 11829 11830 11831 11832 11833 11834 11835 11836 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 3.88 4.54 5.28 6.01 4.26 5.00 5.83 6.65 4.37 5.14 6.01 6.86 4.48 5.27 6.16 7.04 4.52 5.32 6.23 7.11 4.53 5.33 6.23 7.12 4.60 5.41 6.34 7.24 4.61 5.43 6.35 7.26 4.62 5.45 6.38 7.29 4.69 5.53 6.48 7.41 4.94 5.84 6.85 7.84 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 271 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11837 11838 11839 11840 11841 11842 11843 11844 11845 11846 11847 11848 11849 11850 11851 11852 11853 11854 11855 11856 11857 11858 11859 11860 11861 11862 11863 11864 11865 11866 11867 11868 11869 11870 11871 11872 11873 11874 11875 11876 11877 11878 11879 11880 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 2 2 2 2 2 2 2 2 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA01 AA01 AA01 AA01 AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 5.27 6.24 7.33 8.41 2.75 3.14 3.59 4.03 2.65 3.03 3.45 3.87 2.00 2.21 2.46 2.71 2.25 2.53 2.85 3.17 2.53 2.88 3.27 3.66 2.65 3.03 3.45 3.87 2.65 3.03 3.45 3.87 3.02 3.48 4.00 4.51 3.40 3.95 4.56 5.17 3.73 4.35 5.05 5.74 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 272 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11881 11882 11883 11884 11885 11886 11887 11888 11889 11890 11891 11892 11893 11894 11895 11896 11897 11898 11899 11900 11901 11902 11903 11904 11905 11906 11907 11908 11909 11910 11911 11912 11913 11914 11915 11916 11917 11918 11919 11920 11921 11922 11923 11924 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.08 4.78 5.57 6.35 4.19 4.92 5.74 6.54 4.29 5.04 5.88 6.71 4.33 5.09 5.94 6.78 4.33 5.09 5.95 6.79 4.40 5.17 6.05 6.90 4.41 5.19 6.06 6.92 4.43 5.20 6.09 6.95 4.49 5.29 6.19 7.06 4.73 5.57 6.53 7.47 5.04 5.95 6.99 8.01 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 273 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11925 11926 11927 11928 11929 11930 11931 11932 11933 11934 11935 11936 11937 11938 11939 11940 11941 11942 11943 11944 11945 11946 11947 11948 11949 11950 11951 11952 11953 11954 11955 11956 11957 11958 11959 11960 11961 11962 11963 11964 11965 11966 11967 11968 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE L L L L M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AANH AANH AANH AANH AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.65 3.03 3.45 3.87 2.88 3.31 3.79 4.27 2.12 2.37 2.66 2.94 2.42 2.74 3.11 3.47 2.74 3.14 3.59 4.02 2.88 3.31 3.79 4.27 2.88 3.31 3.79 4.27 3.30 3.83 4.42 5.00 3.74 4.36 5.06 5.75 4.11 4.81 5.61 6.40 4.51 5.30 6.21 7.09 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 274 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 11969 11970 11971 11972 11973 11974 11975 11976 11977 11978 11979 11980 11981 11982 11983 11984 11985 11986 11987 11988 11989 11990 11991 11992 11993 11994 11995 11996 11997 11998 11999 12000 12001 12002 12003 12004 12005 12006 12007 12008 12009 12010 12011 12012 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M AA10 AA10 AA10 AA10 AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.63 5.46 6.40 7.31 4.75 5.60 6.56 7.50 4.79 5.66 6.63 7.58 4.80 5.66 6.64 7.59 4.87 5.75 6.75 7.73 4.89 5.77 6.77 7.74 4.90 5.79 6.79 7.77 4.98 5.88 6.91 7.91 5.24 6.21 7.30 8.37 5.60 6.64 7.82 8.98 2.88 3.31 3.79 4.27 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 275 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 12013 12014 12015 12016 12017 12018 12019 12020 12021 12022 12023 12024 12025 12026 12027 12028 12029 12030 12031 12032 12033 12034 12035 12036 12037 12038 12039 12040 12041 12042 12043 12044 12045 12046 12047 12048 12049 12050 12051 12052 12053 12054 12055 12056 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AANS AANS AANS AANS AA33 AA33 AA33 AA33 AA32 AA32 AA32 AA32 AA31 AA31 AA31 AA31 AA30 AA30 AA30 AA30 AA29 AA29 AA29 AA29 AA28 AA28 AA28 AA28 AA17-AA27 AA17-AA27 AA17-AA27 AA17-AA27 AA16 AA16 AA16 AA16 AA11-AA15 AA11-AA15 AA11-AA15 AA11-AA15 AA10 AA10 AA10 AA10 ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 2.93 3.37 3.86 4.35 2.15 2.41 2.70 2.99 2.46 2.79 3.16 3.53 2.79 3.19 3.65 4.10 2.93 3.37 3.86 4.35 2.93 3.37 3.86 4.35 3.36 3.90 4.51 5.10 3.81 4.44 5.16 5.87 4.19 4.91 5.73 6.53 4.60 5.41 6.34 7.24 4.73 5.58 6.53 7.47 CONTINUED ON NEXT PAGE GEORGIA © 2007 The Travelers Companies LT 276 of 277 New 1/2007 Quantum Auto ® EXPENSE ALLOCATION LONGEVITY LINE # ACCOUNT CREDIT NUMBER OF DRIVERS NUMBER OF MARRIED DRIVERS 12057 12058 12059 12060 12061 12062 12063 12064 12065 12066 12067 12068 12069 12070 12071 12072 12073 12074 12075 12076 12077 12078 12079 12080 12081 12082 12083 12084 12085 12086 12087 12088 12089 12090 12091 12092 12093 12094 12095 12096 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 4+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ GEORGIA © 2007 The Travelers Companies NUMBER OF CARS 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ 3+ COVERAGE PACKAGE IFS SCORE LT 277 of 277 H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H AA09 AA09 AA09 AA09 AA08 AA08 AA08 AA08 AA07 AA07 AA07 AA07 AA06 AA06 AA06 AA06 AA05 AA05 AA05 AA05 AA04 AA04 AA04 AA04 AA03 AA03 AA03 AA03 AA02 AA02 AA02 AA02 AA01 AA01 AA01 AA01 AANH AANH AANH AANH ORIGINAL OLDEST AGE LONGEVITY FACTOR 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 0-29 30-39 40-69 70+ 4.84 5.72 6.70 7.67 4.89 5.77 6.77 7.75 4.90 5.78 6.78 7.76 4.97 5.88 6.90 7.90 4.98 5.89 6.91 7.92 5.00 5.91 6.94 7.95 5.08 6.01 7.06 8.09 5.35 6.34 7.46 8.56 5.71 6.79 8.00 9.00 2.93 3.37 3.86 4.35 New 1/2007 Quantum Auto ® MISCELLANEOUS COVERAGES AND VEHICLES UNINSURED / UNDERINSURED MOTORISTS INCREASED LIMIT FACTORS ADD-ON UM/UND BI SPLIT LIMIT* 25/50 FACTOR 1.0000 REDUCED UM/UND BI SPLIT LIMIT* 25/50 FACTOR 1.0000 ADD-ON UM/UND BI & PD SINGLE LIMIT LIMIT** FACTOR REDUCED UM/UND BI & PD SINGLE LIMIT LIMIT** FACTOR 50/100 1.1800 50/100 1.3750 75 1.0000 75 1.0000 100/300 250/500 1.4900 2.4130 100/300 250/500 1.7500 2.3130 100 300 1.1310 1.2640 100 300 1.0640 1.2810 300/300 500/500 2.4130 2.7130 300/300 500/500 2.3130 2.4880 500 1.8330 500 1.7150 ** Limits are in thousands. ** Limits are in thousands. *Per Person/Per Accident. Limits are in th*Per Person/Per Accident. Limits are in thousands. ADD-ON UM/UND PD LIMIT** FACTOR REDUCED UM/UND PD LIMIT** FACTOR DEDUCTIBLE FACTOR 250 500 1000 1.00 0.75 0.50 250 500 1000 1.00 0.95 0.90 1.0000 1.2500 1.5000 25 50 100 1.0000 1.2500 1.5000 300 500 2.0460 3.2390 300 500 2.0460 3.2390 AUTO DEATH INDEMNITY PRIN SUM 5000 UM/UND CSL DEDUCTIBLE DEDUCTIBLE 25 50 100 ** Limits are in thousands. UMPD DEDUCTIBLE FACTOR ** Limits are in thousands. EXTENDED TRANSPORTATION EXPENSES SOUND RECEIVING/ TRANSMITTING PREMIUM 1.00 LIMIT* PREMIUM COST NEW PREMIUM 10000 15000 20000 2.00 3.00 4.00 15/450 20/600 30/900 4.00 5.00 8.00 $0-200 201-500 501-1,000 10.00 20.00 34.00 25000 5.00 40/1200 50/1500 9.00 10.00 1,001-2,500 2,501+ 61.00 95.00 100/3000 14.00 SOUND REPRODUCING TAPES INDICATOR PREMIUM Y 5.00 *Per Day/Maximum AUTO LOAN/ LEASE (GAP) COVERAGE COMP COLL FACTOR 0.05 0.05 GEORGIA - RATE MANUAL ©2016 Travelers TOTAL DISABILITY WEEKLY 50 100 150 200 PREMIUM 3.00 5.00 8.00 10.00 ROADSIDE ASSISTANCE COVERAGE ROADSIDE PREMIUM VEHICLE AGE MILEAGE LIMIT 6.00 15 A-3 6.00 15 4-7 15 100 100 8+ A-3 4-7 100 8+ MCV-1 6.00 7.00 7.00 7.00 Rev. - 5/6/2016 Quantum Auto ® MISCELLANEOUS COVERAGES AND VEHICLES VEHICLE TYPE All-Terrain Amphibious Antiques-Limited Use Antiques-Unlimited Use Auto Home/Motor Home Boat Trailer/Utility Trailer Camper Trailer Classic Dune Buggy Golf Cart Motorcycle Named Non-Owner Snowmobile GEORGIA - RATE MANUAL ©2016 Travelers BI and CSL-BI 0.7000 0.9000 0.4000 1.0000 1.0000 N/A N/A 1.0000 0.9000 0.2000 1.6000 0.4000 0.7000 MISCELLANEOUS VEHICLE ADJUSTMENT FACTOR PD and CSL-PD UM/UND MP 0.7000 1.0000 1.0000 0.9000 1.0000 1.0000 0.4000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 N/A N/A N/A N/A N/A N/A 1.0000 1.0000 1.0000 0.9000 1.0000 1.0000 0.2000 0.5000 0.5000 1.6000 1.6000 1.0000 0.4000 1.0000 1.0000 0.7000 1.0000 1.0000 MCV-2 COMP 1.4000 1.4000 0.8500 1.0000 1.0000 1.0000 1.0000 1.0000 1.4000 0.7500 1.6000 N/A 1.4000 COLL 1.4000 1.4000 0.8500 1.0000 1.0000 1.0000 1.0000 1.0000 1.4000 0.4000 1.6000 N/A 1.4000 Rev. - 5/6/2016 Quantum Auto ® MISCELLANEOUS DISCOUNTS PAID IN FULL DISCOUNT PAID IN FULL BI PD COLL COMP Y 0.920 0.920 0.920 0.920 * Misc. Coverages - Extended Transportation Expenses, Roadside Assistance Coverage, Sound Receiving/Transmitting Equipment, Sound Reproducing Tapes, Motor Home Covered Property Coverage, Communications Equipment. MP MISC. COVG.* 0.920 0.920 OTHER COVERAGES 0.920 DEATH INDEMNITY 0.920 NEW CAR DISCOUNT AGE COLL A 0.900 0 0.900 1 0.930 2 0.970 3+ 1.000 ALL OTHERS ALL 1.000 * Private Passenger and Pick Up type vehicles (excluding Antiques and Classics). VEHICLE TYPE PP & PU* GEORGIA - RATE MANUAL ©2016 Travelers MCD-1 Rev. - 5/6/2016 Quantum Autosm DRIVER POINTS CALCULATION Obtain the applicable points from the following tables to determine each driver’s points. TABLE 1 - CONVICTION POINT ASSIGNMENT CONVICTION POINT ASSIGNMENT TYPE CONVICTION MAJ Accumulation of points which requires FR Filing Attempting to elude an officer Driving under the influence Failure to stop for a school bus Failure to stop and/or report an accident Gross negligence or manslaughter Illegal use of a license or driving while license is suspended Operating the vehicle without owner’s permission Racing Reckless driving Refusal to take a sobriety test Single incident which requires FR filing License suspense or revocation 10 20 30 40 50 60 70 80 90 5 5 5 5 5 5 10 10 10 10 10 10 15 15 15 15 15 15 20 20 20 20 20 20 25 25 25 25 25 25 30 30 30 30 30 30 35 35 35 35 35 35 40 40 40 40 40 40 45 45 45 45 45 45 5 10 15 20 25 30 35 40 45 5 5 5 10 5 10 10 10 20 10 15 15 15 30 15 20 20 20 40 20 25 25 25 50 25 30 30 30 60 30 35 35 35 70 35 40 40 40 80 40 45 45 45 90 45 Speeding 1-5 miles over speed limit Speeding 6-10 miles over speed limit Speeding 11-15 miles over speed limit Speeding 16-20 miles over speed limit 1 1 1 1 2 2 2 2 3 3 3 3 4 4 4 4 5 5 5 5 6 6 6 6 7 7 7 7 8 8 8 8 9 9 9 9 Speeding 21 miles or more over speed limit Careless Driving Illegal turn Miscellaneous minor violation Passing violation Stop sign or red light violation 2 2 2 2 2 2 4 4 4 4 4 4 6 6 6 6 6 6 8 8 8 8 8 8 10 10 10 10 10 10 12 12 12 12 12 12 14 14 14 14 14 14 16 16 16 16 16 16 18 18 18 18 18 18 MAJ MAJ MAJ MAJ MAJ MAJ MAJ MAJ MAJ MAJ MAJ MAJ SP SP SP SP MIN MIN MIN MIN MIN MIN Georgia Rate Manual © 2007 The Travelers Companies, Inc. 1ST 2ND 3RD 4TH 5TH 6TH 7TH 8TH 9TH DP - 1 New 1/21/2007 Quantum Autosm TABLE 2 - ACCIDENT POINTS WITH BODILY INJURY 0 0 0 0 0 0 0 0 0 0 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 ACCIDENT POINTS NUMBER OF AT FAULT ACCIDENTS OVER THE THRESHOLD WITHOUT POINTS WITH WITHOUT BODILY BODILY BODILY INJURY INJURY INJURY 0 0 3 0 1 0 3 1 2 6 3 2 3 10 3 3 4 15 3 4 5 20 3 5 6 25 3 6 7 30 4 0 8 35 4 1 9 40 4 2 0 1 4 3 1 6 4 4 2 10 4 5 3 15 5 0 4 20 5 1 5 25 5 2 6 30 5 3 7 35 5 4 8 40 6 0 0 6 6 1 1 10 6 2 2 15 6 3 3 20 7 0 4 25 7 1 5 30 7 2 6 35 8 0 7 40 8 1 9 0 Georgia Rate Manual © 2007 The Travelers Companies, Inc. DP - 2 POINTS 10 15 20 25 30 35 40 15 20 25 30 35 40 20 25 30 35 40 25 30 35 40 30 35 40 35 40 40 New 1/21/2007 Quantum Autosm TABLE 3 - POINT ADJUSTMENT FOR CONVICTIONS POINTS ADJUSTMENT FOR CONVICTIONS* NUMBER OF INCIDENTS 0 1 2 3 4 5+ SPEED MINOR MAJOR 0 0 0 -1 -1 2 0 0 2 0 0 2 0 0 2 0 0 2 TOTAL CONVICTIONS 0 -4 -4 -4 -4 -4 CONVICTION TYPE * Obtain a point adjustment from each row for each driver TABLE 4 -MONTHS SINCE MOST RECENT INCIDENT MONTHS SINCE MOST RECENT INCIDENT 0 1-6 7-12 13-18 19-24 25-30 31-36 37+ 0 9 8 7 6 6 5 0 0 7 6 5 5 5 4 0 INCIDENT TYPE MAJOR, MINOR, SPEED AT FAULT ACCIDENTS OVER THRESHOLD TABLE 5 - NUMBER AND MONTHS SINCE MOST RECENT INCIDENT NUMBER AND MONTHS SINCE MOST RECENT INCIDENT # OF AT FAULT MONTHS SINCE ACCIDENTS OVER MOST RECENT AT THRESHOLD FAULT ACCIDENT 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ N/A N/A N/A N/A 1-12 13-24 25-36 1-12 1-12 1-12 13-24 13-24 13-24 25-36 25-36 25-36 Georgia Rate Manual © 2007 The Travelers Companies, Inc. # OF MAJOR, MINOR, SPEED CONVICTIONS MONTHS SINCE MOST RECENT CONVICTION DRIVER POINT ADJUSTMENT 0 1+ 1+ 1+ 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ N/A 1-12 13-24 25-36 N/A N/A N/A 1-12 13-24 25-36 1-12 13-24 25-36 1-12 13-24 25-36 0 0 0 0 0 0 0 -2 -2 -1 -2 -2 -1 -1 -1 -1 DP - 3 New 1/21/2007 Georgia Multivariate Adjustment Factor Rules Quantum Auto® Determine the Multivariate Adjustment Factor (MAF) using the characteristics for each of the variables identified in Tables 1-33, which are a part of these rules. DETERMINE THE MULTIVARIATE ADJUSTMENT FACTOR SCORE To calculate the Multivariate Adjustment Factor Score: 1. Obtain a single factor from each table, unless the table is otherwise noted 2. Multiply the factors to obtain the Multivariate Adjustment Factor Score DETERMINE THE POLICY MULTIVARIATE ADJUSTMENT FACTOR CLASSIFICATION Using Table 33, determine the policy MAF Classification based on the MAF Score ranges shown in the table. TABLE DEFINITIONS 1. Tables involving incident data: For definitions, refer to Rule 4, Driver Point Accumulation, and Rule 6, Household Driver Average, in the Personal Automobile Manual. 2. All other tables: The remaining tables are self-explanatory with the exceptions described below. CHANGES 1. With regards to Insurance (Ins.) Score referenced in Tables 1 through 6.1, only obtain a new Ins. Score at the time of application. If requested by the insured, and after proper disclosure, we will update the insured’s insurance score but not more frequently than once every policy term. Refer to Rule 25, Insurance Score, in the Personal Automobile Program Rules and Rates Manual. 2. The MAF Score may not be changed at other than continuation because of the attained age of an operator or of the auto. 3. The following variables may only be revised at policy continuation except for the addition or deletion of an operator or driver insured elsewhere with incidents within the policy experience period: • Policy Points; Major Violations; Minor Violations; At Fault Accidents; Other Convictions; and Non Comp CWP These variables are referenced in Tables 6, 9, 10, 12, 14, 15, 16, 17, 18, and 28 4. The MAF Score may not be changed at other than continuation because of changes in the following: • Total Policy Incidents: Comp Claims; Not At Fault Accidents; Lien holders; Payment History; Policy Tenure; Prior Extended Transportation Expenses; Days Lapsed; Longevity Group These variables are referenced in Tables 3, 6, 6.1, 7, 8, 11, 13, 19, 20, 22, 24, 26, 30, and 32 5. Vehicle Location may not be revised mid-term to reflect a change in mailing zip code only. Location Level is referenced in Table 25. Exceptions The Accident Forgiveness section of Rule 4. Driver Point Accumulation, applies to the calculation of Multivariate Adjustment Factor Score with the following exception: Eligibility and Application Once a policy is eligible, accident forgiveness will be applied on the preparation of the next policy continuation or renewal for the first at fault accident. Georgia PL - 12410 © 2016 2020 Travelers MAF-1 Rev. 05/06/201601/19/2020 Georgia Multivariate Adjustment Factor Rules Quantum Auto® Table 4 - Insurance (Ins.) Score and Account Credit Residence Type is coded and defined as follows: Residence Type Description H The insured has a Homeowners dwelling policy with Travelers C The insured has a Condominium policy with Travelers, but no Travelers Homeowners dwelling policy T The insured has a Tenants policy with Travelers, but no Travelers Homeowners dwelling or Travelers Condominium policy I The insured has a Travelers companion policy only, and has a dwelling or condominium policy insured elsewhere O The insured has a Travelers companion policy only, and does not have a dwelling or condominium policy insured elsewhere E The insured has a dwelling or condominium policy insured elsewhere and no Travelers companion policies None None of the above definitions apply Table 5 - Insurance (Ins.) Score and Age Youthful is defined as any operator under 25 years of age. Table 6 - Insurance (Ins.) Score, Total Policy Points, Total Policy Incidents and Forgivable Incidents Safe Driver Advantage applies when the Policy Incident Count is equal to 0. Policy Incident Count is determined by the sum of the following incidents: • All comprehensive claims greater than $1000, excluding catastrophic losses, all glass and Roadside Assistance Coverage • All at fault accidents • All major and minor convictions On policy continuation, if there are no other incidents, the first comprehensive claim greater than $1000 will be forgiven for Safe Driver Advantage. Upon the addition of any subsequent incidents, the forgiveness will no longer apply. Policy points are calculated by adding the driving points for the drivers used in determining Household Driver Average. Refer to Rule 6, Household Driver Average, in the Personal Automobile Manual. If the policy is qualified for Accident Forgiveness and for Safe Driver Advantage, Accident Forgiveness will apply first. For Accident Forgiveness refer to Rule 4, Driver Point Accumulation. An accident forgiven under Rule 4, Driver Point Accumulation will not be updated in the Policy Incident Count. Note: Driver insured elsewhere incidents are not included in these counts. Table 7 - Comprehensive Claims A loss is counted if: - it occurred within three years of the effective date - it has an incurred or paid value as indicated All comprehensive claims arising from catastrophes that have not been closed without payment (CWP) are counted as “comp cat” claims. All comprehensive claims that have been closed with zero payment are counted as “comp CWP” claims. Georgia PL - 12410 © 2016 2020 Travelers MAF-2 Rev. 05/06/201601/19/2020 Quantum Auto® Table 8 - Not At Fault Accident and Vehicle Driver Ratio An Accident is counted if: - it occurred within three years of the effective date - it was incurred by any driver, excluding operators insured elsewhere - the incurred or paid value is greater than zero. Vehicle Driver Ratio is defined in Rule 5, Driver Variables, in the Personal Automobile Manual. Table 9 -At Fault Accidents, Other Convictions, and Non Comp CWP An incident is counted if: - it occurred within three years of the effective date - it was incurred by any driver, excluding operators insured elsewhere - the incurred or paid value is greater than zero - CWP claims are closed with $0 Table 25 - Vehicle Location This variable reflects differences in Zip Codes. The Location Level is determined below. Location level Description 1 Garaging Zip Code for one or more vehicles does not match the Residence Zip Code 2 Garaging Zip Code for all vehicles matches Residence Zip Code, but Residence Zip Code does not match the Mailing Zip Code 3 Garaging Zip Code for all vehicles matches Residence Zip Code, and Residence Zip Code matches Mailing Zip Code Table 26 - Package and BI Limit and Tenure and Number of Vehicles The Coverage Package denotes the level of Collision, Comprehensive and Liability Coverages present on the policy. Three levels exist: Level Description H At least one of the eligible vehicles on the policy has Collision Coverage; the rest must have Comprehensive Coverage L At least one eligible vehicle has Liability only, and none of the vehicles on the Policy have Collision Coverage M All other situations The BI Limit Category is derived based on a combination of the BI Limit Indicator and the Prior BI Limit. The BI Limit Indicator denotes a set of limit ranges in which all the vehicles on the insured’s Traveler’s personal auto policy fall. The Prior BI Limit denotes the limit range on the insured’s most recently in force personal auto policy immediately preceding the inception of their Traveler’s personal auto policy. For renewal policies, the BI Limit is determined using the lower of the BI limit of the original term with Travelers or the upcoming term. Georgia PL - 12410 © 2016 2020 Travelers MAF-3 Rev. 05/06/201601/19/2020 Quantum Auto® Table 27 - Household Marital Status Vehicle-Driver-Youthful (VDY) is an interaction between the number of vehicles, number of eligible drivers, and number of youthful operators. The VDY Level is defined below. VDY LEVEL # VEHICLES # ELIGIBLE DRIVERS # YOUTHFULS A 1 1 1 B 1 2-6 1-6 C 2-4 1 1 C 3-4 2 1-2 D 2 2 1-2 E 2 3-6 1-6 F 3-4 3-6 1-6 G 1 1 0 H 1 2-6 0 I 2-4 1 0 J 2 2 0 K 2 3-6 0 L 3-4 2 0 M 3-4 3-6 0 Table 28 - Drivers Insured Elsewhere Drivers insured elsewhere are defined as operators listed on the Travelers policy, who customarily drive the vehicle, but are insured with another company. For purposes of this rule, drivers with permits are also classified as Drivers Insured Elsewhere. Table 29 - Reserved for Future Use Table 30 - Days Lapsed Days Lapsed is the number of days between the policy effective date of the policy quoted by Travelers and the expiration date of the prior company policy. Table 32 - Longevity Group and Tenure Longevity Group is determined based on a number of variables, displayed in the longevity table. - Account discount - Number of drivers - Number of married drivers - Number of vehicles - Combination of coverages on vehicles on policy - Insurance score - Original age of oldest driver Georgia PL - 12410 © 2016 2020 Travelers MAF-4 Rev. 05/06/201601/19/2020 Quantum Auto ® TABLE 1 - INS. SCORE INS. SCORE AA01 AA02 AA03 AA04 AA05 AA06 AA07 AA08 AA09 AA10 AA11 AA12 AA13 AA14 AA15 AA16 AA17 AA18 AA19 AA20 AA21 AA22 AA23 AA24 AA25 AA26 AA27 AA28 AA29 AA30 AA31 AA32 AA33 AANH AANS FACTOR 0.6450 0.6590 0.6700 0.6830 0.6880 0.6900 0.7010 0.7100 0.7140 0.7240 0.7330 0.7490 0.7600 0.7670 0.7880 0.7930 0.8090 0.8320 0.8340 0.8380 0.8560 0.8700 0.8820 0.8940 0.9100 0.9290 0.9550 0.9790 1.0000 1.0420 1.0960 1.1520 1.2120 1.0000 1.0000 GEORGIA - RATE MANUAL ©2016 Travelers TABLE 2 - INS. SCORE AND NUMBER OF DRIVERS INS. SCORE AA01 AA02 AA03 AA04 AA05 AA06 AA07 AA08 AA09 AA10 AA11 AA12 AA13 AA14 AA15 AA16 AA17 AA18 AA19 AA20 AA21 AA22 AA23 AA24 AA25 AA26 AA27 AA28 AA29 AA30 AA31 AA32 AA33 AANH AANS 1 DRIVER 0.9860 0.9860 0.9880 0.9890 0.9760 0.9750 0.9750 0.9750 0.9750 0.9750 0.9750 0.9750 0.9750 0.9750 0.9750 0.9760 0.9760 0.9760 0.9770 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0080 1.0090 1.0080 1.0080 1.0070 1.0070 1.0060 1.0080 1.0080 MAF -5 2 DRIVERS 1.0090 1.0090 1.0100 1.0110 1.0180 1.0180 1.0170 1.0170 1.0170 1.0170 1.0170 1.0180 1.0170 1.0170 1.0170 1.0180 1.0190 1.0190 1.0100 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0080 1.0090 1.0080 1.0080 1.0070 1.0070 1.0060 1.0080 1.0080 3 DRIVERS 0.9800 0.9800 0.9810 0.9820 0.9810 0.9810 0.9800 0.9800 0.9800 0.9800 0.9800 0.9810 0.9800 0.9800 0.9800 0.9810 0.9820 0.9820 0.9820 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.9750 0.9500 0.9490 0.9490 0.9480 0.9480 0.9470 0.9490 0.9490 4+ DRIVERS 0.9800 0.9800 0.9810 0.9820 0.9810 0.9810 0.9800 0.9800 0.9800 0.9800 0.9800 0.9810 0.9800 0.9800 0.9800 0.9810 0.9820 0.9820 0.9820 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.9750 0.9500 0.9490 0.9490 0.9480 0.9480 0.9470 0.9490 0.9490 Rev. - 5/6/2016 Quantum Auto ® TABLE 3 - INS. SCORE AND POLICY TENURE INS. SCORE AA01 AA02 AA03 AA04 AA05 AA06 AA07 AA08 AA09 AA10 AA11 AA12 AA13 AA14 AA15 AA16 AA17 AA18 AA19 AA20 AA21 AA22 AA23 AA24 AA25 AA26 AA27 AA28 AA29 AA30 AA31 AA32 AA33 AANH AANS GEORGIA - RATE MANUAL ©2016 Travelers 0 - 11 0.9790 0.9840 0.9860 0.9880 0.9880 0.9900 0.9900 0.9920 1.0020 1.0010 1.0010 1.0010 1.0020 1.0020 1.0020 1.0030 1.0030 1.0030 1.0040 1.0040 1.0010 1.0000 1.0000 1.0000 0.9990 0.9990 0.9980 0.9980 0.9970 0.9960 0.9950 0.9930 0.9910 0.9970 0.9970 POLICY TENURE IN MONTHS 12 - 35 36 - 59 0.9790 0.9790 0.9840 0.9840 0.9860 0.9860 0.9880 0.9880 0.9880 0.9880 0.9900 0.9900 0.9900 0.9900 0.9920 0.9920 1.0020 1.0020 1.0010 1.0010 1.0010 1.0010 1.0010 1.0010 1.0020 1.0020 1.0020 1.0020 1.0020 1.0020 1.0030 1.0030 1.0030 1.0030 1.0030 1.0030 1.0040 1.0040 1.0040 1.0040 1.0010 1.0010 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.9990 0.9990 0.9990 0.9990 0.9980 0.9980 0.9980 0.9980 0.9970 0.9970 0.9960 0.9960 0.9950 0.9950 0.9930 0.9930 0.9910 0.9910 0.9970 0.9970 0.9970 0.9970 MAF -6 60 - 119 0.9790 0.9840 0.9860 0.9880 0.9880 0.9900 0.9900 0.9920 1.0020 1.0010 1.0010 1.0010 1.0020 1.0020 1.0020 1.0030 1.0030 1.0030 1.0040 1.0040 1.0010 1.0000 1.0000 1.0000 0.9990 0.9990 0.9980 0.9980 0.9970 0.9960 0.9950 0.9930 0.9910 0.9970 0.9970 120+ 0.9790 0.9840 0.9860 0.9880 0.9880 0.9900 0.9900 0.9920 1.0020 1.0010 1.0010 1.0010 1.0020 1.0020 1.0020 1.0030 1.0030 1.0030 1.0040 1.0040 1.0010 1.0000 1.0000 1.0000 0.9990 0.9990 0.9980 0.9980 0.9970 0.9960 0.9950 0.9930 0.9910 0.9970 0.9970 Rev. - 5/6/2016 Quantum Auto ® TABLE 4 - INS. SCORE AND ACCOUNT CREDIT INS. SCORE AA01 AA02 AA03 AA04 AA05 AA06 AA07 AA08 AA09 AA10 AA11 AA12 AA13 AA14 AA15 AA16 AA17 AA18 AA19 AA20 AA21 AA22 AA23 AA24 AA25 AA26 AA27 AA28 AA29 AA30 AA31 AA32 AA33 AANH AANS H 0.9590 0.9600 0.9620 0.9630 0.9650 0.9660 0.9670 0.9690 0.9720 0.9750 0.9760 0.9770 0.9780 0.9800 0.9810 0.9870 0.9890 0.9900 0.9940 0.9940 0.9940 0.9950 0.9960 0.9970 0.9970 0.9970 0.9990 1.0000 1.0010 1.0040 1.0070 1.0100 1.0130 1.0010 1.0010 GEORGIA - RATE MANUAL ©2016 Travelers C 0.9590 0.9600 0.9620 0.9630 0.9650 0.9660 0.9670 0.9690 0.9720 0.9750 0.9760 0.9770 0.9780 0.9800 0.9810 0.9870 0.9890 0.9900 1.0170 1.0170 1.0170 1.0180 1.0190 1.0200 1.0200 1.0200 1.0220 1.0230 1.0250 1.0270 1.0310 1.0330 1.0360 1.0250 1.0250 RESIDENCE TYPE T O 0.9590 0.9590 0.9600 0.9600 0.9620 0.9620 0.9630 0.9630 0.9650 0.9650 0.9660 0.9660 0.9670 0.9670 0.9690 0.9690 0.9720 0.9720 0.9750 0.9750 0.9760 0.9760 0.9770 0.9770 0.9780 0.9780 0.9800 0.9800 0.9810 0.9810 0.9870 0.9870 0.9890 0.9890 0.9900 0.9900 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0180 1.0180 1.0190 1.0190 1.0200 1.0200 1.0200 1.0200 1.0200 1.0200 1.0220 1.0220 1.0230 1.0230 1.0250 1.0250 1.0270 1.0270 1.0310 1.0310 1.0330 1.0330 1.0360 1.0360 1.0250 1.0250 1.0250 1.0250 MAF -7 I 0.9590 0.9600 0.9620 0.9630 0.9650 0.9660 0.9670 0.9690 0.9720 0.9750 0.9760 0.9770 0.9780 0.9800 0.9810 0.9870 0.9890 0.9900 1.0170 1.0170 1.0170 1.0180 1.0190 1.0200 1.0200 1.0200 1.0220 1.0230 1.0250 1.0270 1.0310 1.0330 1.0360 1.0250 1.0250 E 0.9590 0.9600 0.9620 0.9630 0.9650 0.9660 0.9670 0.9690 0.9720 0.9750 0.9760 0.9770 0.9780 0.9800 0.9810 0.9870 0.9890 0.9900 1.0170 1.0170 1.0170 1.0180 1.0190 1.0200 1.0200 1.0200 1.0220 1.0230 1.0250 1.0270 1.0310 1.0330 1.0360 1.0250 1.0250 NONE 0.9590 0.9600 0.9620 0.9630 0.9650 0.9660 0.9670 0.9690 0.9720 0.9750 0.9760 0.9770 0.9780 0.9800 0.9810 0.9870 0.9890 0.9900 1.0170 1.0170 1.0170 1.0180 1.0190 1.0200 1.0200 1.0200 1.0220 1.0230 1.0250 1.0270 1.0310 1.0330 1.0360 1.0250 1.0250 Rev. - 5/6/2016 Quantum Auto ® TABLE 5 - INS. SCORE AND AGE POLICY WITH NO YOUTHFUL OPERATOR AGE OF OLDEST DRIVER ON POLICY INS. SCORE 25 - 29 30 - 34 35 - 39 40 - 49 50 - 54 55 - 59 60 - 63 64 - 69 70 - 74 75+ AA01 AA02 AA03 AA04 AA05 AA06 AA07 AA08 AA09 AA10 AA11 AA12 AA13 AA14 AA15 AA16 AA17 AA18 AA19 AA20 AA21 AA22 AA23 AA24 AA25 AA26 AA27 AA28 AA29 AA30 AA31 AA32 AA33 AANH AANS 0.8700 0.8800 0.8860 0.8920 0.8990 0.9040 0.9060 0.9120 0.9020 0.9040 0.9070 0.9080 0.9100 0.9140 0.9140 0.9190 0.9200 0.9180 0.9340 0.9500 0.9490 0.9490 0.9500 0.9510 0.9490 0.9490 0.9650 0.9650 0.9650 0.9660 0.9670 0.9670 0.9690 0.9650 0.9650 0.8840 0.8940 0.9010 0.9070 0.9140 0.9200 0.9220 0.9280 0.9230 0.9260 0.9280 0.9290 0.9310 0.9360 0.9360 0.9410 0.9420 0.9410 0.9500 0.9680 0.9660 0.9660 0.9670 0.9680 0.9670 0.9660 0.9830 0.9830 0.9840 0.9840 0.9850 0.9860 0.9870 0.9840 0.9840 0.8980 0.9090 0.9160 0.9220 0.9290 0.9350 0.9380 0.9430 0.9450 0.9470 0.9500 0.9510 0.9530 0.9580 0.9580 0.9630 0.9650 0.9630 0.9650 0.9850 0.9830 0.9830 0.9840 0.9850 0.9840 0.9830 0.9830 0.9830 0.9840 0.9840 0.9850 0.9860 0.9870 0.9840 0.9840 0.9130 0.9230 0.9310 0.9370 0.9440 0.9510 0.9530 0.9590 0.9640 0.9670 0.9700 0.9710 0.9730 0.9780 0.9790 0.9840 0.9860 0.9840 0.9870 0.9900 0.9890 0.9890 0.9900 0.9910 0.9890 0.9890 0.9880 0.9880 0.9890 0.9900 0.9900 0.9910 0.9930 0.9890 0.9890 0.9310 0.9420 0.9490 0.9550 0.9630 0.9690 0.9720 0.9780 0.9890 0.9930 0.9960 0.9970 0.9990 1.0040 1.0050 1.0100 1.0120 1.0100 1.0130 1.0130 1.0120 1.0120 1.0130 1.0140 1.0120 1.0120 1.0110 1.0110 1.0120 1.0120 1.0130 1.0140 1.0160 1.0120 1.0120 0.9500 0.9600 0.9680 0.9740 0.9810 0.9880 0.9900 0.9960 1.0150 1.0180 1.0210 1.0220 1.0250 1.0300 1.0310 1.0370 1.0380 1.0360 1.0390 1.0360 1.0350 1.0350 1.0360 1.0370 1.0350 1.0350 1.0340 1.0340 1.0350 1.0350 1.0360 1.0370 1.0390 1.0350 1.0350 0.9630 0.9750 0.9830 0.9900 0.9980 1.0050 1.0080 1.0150 1.0150 1.0180 1.0210 1.0220 1.0250 1.0300 1.0310 1.0370 1.0380 1.0360 1.0390 1.0360 1.0350 1.0350 1.0360 1.0370 1.0350 1.0350 1.0340 1.0340 1.0350 1.0350 1.0360 1.0370 1.0390 1.0350 1.0350 0.9630 0.9750 0.9830 0.9900 0.9980 1.0050 1.0080 1.0150 1.0150 1.0180 1.0210 1.0220 1.0250 1.0300 1.0310 1.0370 1.0380 1.0360 1.0390 1.0360 1.0350 1.0350 1.0360 1.0370 1.0350 1.0350 1.0340 1.0340 1.0350 1.0350 1.0360 1.0370 1.0390 1.0350 1.0350 0.9870 1.0000 1.0080 1.0160 1.0240 1.0320 1.0350 1.0420 1.0300 1.0330 1.0360 1.0370 1.0400 1.0460 1.0460 1.0520 1.0540 1.0520 1.0550 1.0520 1.0500 1.0500 1.0510 1.0520 1.0510 1.0500 1.0500 1.0490 1.0510 1.0510 1.0520 1.0530 1.0540 1.0510 1.0510 1.0130 1.0260 1.0350 1.0430 1.0520 1.0600 1.0630 1.0540 1.0450 1.0480 1.0520 1.0530 1.0550 1.0610 1.0610 1.0680 1.0690 1.0680 1.0710 1.0680 1.0660 1.0660 1.0670 1.0680 1.0660 1.0660 1.0650 1.0650 1.0660 1.0670 1.0680 1.0690 1.0700 1.0660 1.0660 GEORGIA - RATE MANUAL ©2016 Travelers MAF -8 Rev. - 5/6/2016 Quantum Auto ® TABLE 5 - INS. SCORE AND AGE POLICY WITH YOUTHFUL OPERATOR AGE OF OLDEST DRIVER ON POLICY INS. SCORE 18 or less 19 - 20 21 - 24 25 - 29 30 - 34 35 - 39 40 - 49 50 - 54 55 - 59 60 - 63 64 - 69 70 - 74 75+ AA01 AA02 AA03 AA04 AA05 AA06 AA07 AA08 AA09 AA10 AA11 AA12 AA13 AA14 AA15 AA16 AA17 AA18 AA19 AA20 AA21 AA22 AA23 AA24 AA25 AA26 AA27 AA28 AA29 AA30 AA31 AA32 AA33 AANH AANS 2.6370 2.5780 2.5360 2.4900 2.4710 2.4630 2.4260 2.3930 2.3800 2.3490 2.3190 2.2690 2.2360 2.2170 2.1570 2.1440 2.1010 2.0440 2.0390 2.0280 1.9870 1.9530 1.9270 1.9010 1.8670 1.8300 1.7800 1.7360 1.7000 1.6320 1.5510 1.4760 1.4020 1.7000 1.7000 2.6370 2.5780 2.5360 2.4900 2.4710 2.4630 2.4260 2.3930 2.3800 2.3490 2.3190 2.2690 2.2360 2.2170 2.1570 2.1440 2.1010 2.0440 2.0390 2.0280 1.9870 1.9530 1.9270 1.9010 1.8670 1.8300 1.7800 1.7360 1.7000 1.6320 1.5510 1.4760 1.4020 1.7000 1.7000 0.8700 0.8800 0.8860 0.8920 0.8990 0.9040 0.9060 0.9120 0.9020 0.9040 0.9070 0.9080 0.9100 0.9140 0.9140 0.9190 0.9110 0.9000 0.9300 0.9500 0.9540 0.9540 0.9550 0.9510 0.9490 0.9490 0.9650 0.9650 0.9650 0.9660 0.9670 0.9670 0.9690 0.9650 0.9650 0.9090 0.9200 0.9270 0.9330 0.9400 0.9470 0.9490 0.9550 0.9460 0.9490 0.9520 0.9530 0.9550 0.9340 0.9310 0.9350 0.9270 0.9160 0.9470 0.9500 0.9540 0.9540 0.9550 0.9510 0.9490 0.9490 0.9650 0.9650 0.9650 0.9660 0.9670 0.9670 0.9690 0.9650 0.9650 0.9300 0.9410 0.9480 0.9550 0.9630 0.9700 0.9720 0.9780 0.9700 0.9730 0.9760 0.9770 0.9800 0.9580 0.9540 0.9590 0.9510 0.9390 0.9590 0.9680 0.9710 0.9710 0.9720 0.9680 0.9670 0.9660 0.9830 0.9830 0.9840 0.9840 0.9850 0.9860 0.9870 0.9840 0.9840 0.9520 0.9630 0.9710 0.9780 0.9860 0.9930 0.9960 1.0030 0.9960 0.9990 1.0020 1.0030 1.0000 0.9850 0.9700 0.9710 0.9570 0.9310 0.9580 0.9690 0.9730 0.9720 0.9730 0.9690 0.9680 0.9680 0.9670 0.9670 0.9680 0.9680 0.9690 0.9700 0.9710 0.9680 0.9680 0.9750 0.9880 0.9960 1.0030 1.0110 1.0190 1.0220 1.0290 1.0220 1.0250 1.0280 1.0290 1.0270 1.0090 0.9920 0.9930 0.9790 0.9530 0.9800 0.9930 0.9870 0.9780 0.9790 0.9750 0.9730 0.9730 0.9720 0.9720 0.9730 0.9740 0.9750 0.9750 0.9770 0.9730 0.9730 0.9960 1.0090 1.0170 1.0240 1.0330 1.0400 1.0430 1.0500 1.0500 1.0530 1.0570 1.0580 1.0550 1.0370 1.0190 1.0200 1.0060 0.9740 1.0070 1.0170 1.0100 1.0000 1.0010 0.9970 0.9960 0.9950 0.9940 0.9940 0.9950 0.9960 0.9970 0.9980 0.9990 0.9950 0.9950 1.0360 1.0490 1.0580 1.0650 1.0740 1.0820 1.0850 1.0920 1.0780 1.0810 1.0850 1.0860 1.0840 1.0640 1.0460 1.0470 1.0330 1.0060 1.0340 1.0400 1.0330 1.0220 1.0230 1.0190 1.0180 1.0180 1.0170 1.0170 1.0180 1.0180 1.0190 1.0200 1.0210 1.0180 1.0180 1.0780 1.0910 1.1000 1.1080 1.1170 1.1250 1.1280 1.1360 1.1510 1.1480 1.1450 1.1380 1.1310 1.1140 1.0910 1.0890 1.0750 1.0490 1.0820 1.0870 1.0860 1.0750 1.0660 1.0600 1.0530 1.0660 1.0440 1.0330 1.0350 1.0360 1.0380 1.0400 1.0420 1.0350 1.0350 1.1210 1.1350 1.1440 1.1520 1.1620 1.1700 1.1730 1.1810 1.2200 1.2170 1.2140 1.2070 1.1990 1.1810 1.1560 1.1540 1.1280 1.1010 1.1360 1.1410 1.1410 1.1290 1.1190 1.1130 1.1050 1.1190 1.0960 1.0850 1.0870 1.0880 1.0900 1.0920 1.0940 1.0870 1.0870 1.1990 1.2140 1.2240 1.2330 1.2430 1.2520 1.2550 1.2640 1.2940 1.2900 1.2870 1.2790 1.2710 1.2520 1.2260 1.2230 1.1850 1.1560 1.1930 1.1980 1.1980 1.1850 1.1750 1.1690 1.1610 1.1750 1.1510 1.1390 1.1410 1.1420 1.1440 1.1460 1.1490 1.1410 1.1410 1.2830 1.2990 1.3100 1.3190 1.3300 1.3400 1.3430 1.3520 1.3710 1.3680 1.3640 1.3560 1.3470 1.3270 1.2990 1.2970 1.2440 1.2140 1.2530 1.2580 1.2580 1.2450 1.2340 1.2270 1.2190 1.2340 1.2080 1.1960 1.1980 1.1990 1.2020 1.2040 1.2070 1.1980 1.1980 GEORGIA - RATE MANUAL ©2016 Travelers MAF -9 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA01 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA02 AA03 AA03 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 MAF -10 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 FACTOR 0.819 0.938 0.819 0.938 0.819 0.938 0.819 0.938 0.819 1.050 0.819 1.050 0.819 1.074 0.819 1.074 0.819 1.074 0.819 1.074 0.819 0.938 0.819 0.938 0.819 0.938 0.819 0.938 0.819 1.050 0.819 1.050 0.819 1.074 0.819 1.074 0.819 1.074 0.819 1.074 0.819 0.942 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA03 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA04 AA05 AA05 AA05 AA05 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 POLICY INCIDENTS COUNT 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -11 FORGIVABLE INCIDENTS COUNT 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.819 0.942 0.819 0.942 0.819 0.942 0.819 1.054 0.819 1.054 0.819 1.079 0.819 1.079 0.819 1.079 0.819 1.079 0.819 0.942 0.819 0.942 0.819 0.942 0.819 0.942 0.819 1.054 0.819 1.054 0.819 1.079 0.819 1.079 0.819 1.079 0.819 1.079 0.819 0.942 0.819 0.942 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA05 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA06 AA07 AA07 AA07 AA07 AA07 AA07 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 MAF -12 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 FACTOR 0.819 0.942 0.819 0.942 0.819 1.054 0.819 1.054 0.819 1.079 0.819 1.079 0.819 1.079 0.819 1.079 0.819 0.942 0.819 0.942 0.819 0.942 0.819 0.942 0.819 1.054 0.819 1.054 0.819 1.079 0.819 1.079 0.819 1.079 0.819 1.079 0.819 0.942 0.819 0.942 0.819 0.942 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA07 AA07 AA07 AA07 AA07 AA07 AA07 AA07 AA07 AA07 AA07 AA07 AA07 AA07 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA08 AA09 AA09 AA09 AA09 AA09 AA09 AA09 AA09 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 POLICY INCIDENTS COUNT 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -13 FORGIVABLE INCIDENTS COUNT 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.819 0.942 0.819 1.054 0.819 1.054 0.819 1.079 0.819 1.079 0.819 1.079 0.819 1.079 0.843 0.942 0.843 0.942 0.843 0.942 0.843 0.942 0.843 1.054 0.843 1.054 0.843 1.079 0.843 1.079 0.843 1.079 0.843 1.079 0.843 0.942 0.843 0.942 0.843 0.942 0.843 0.942 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA09 AA09 AA09 AA09 AA09 AA09 AA09 AA09 AA09 AA09 AA09 AA09 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA10 AA11 AA11 AA11 AA11 AA11 AA11 AA11 AA11 AA11 AA11 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 MAF -14 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 FACTOR 0.843 1.054 0.843 1.054 0.843 1.079 0.843 1.079 0.843 1.079 0.843 1.079 0.843 0.942 0.843 0.942 0.843 0.942 0.843 0.942 0.843 1.054 0.843 1.054 0.843 1.079 0.843 1.079 0.843 1.079 0.843 1.079 0.843 0.942 0.843 0.942 0.843 0.942 0.843 0.942 0.843 1.054 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA11 AA11 AA11 AA11 AA11 AA11 AA11 AA11 AA11 AA11 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA12 AA13 AA13 AA13 AA13 AA13 AA13 AA13 AA13 AA13 AA13 AA13 AA13 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 POLICY INCIDENTS COUNT 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -15 FORGIVABLE INCIDENTS COUNT 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.843 1.054 0.843 1.079 0.843 1.079 0.843 1.079 0.843 1.079 0.843 0.942 0.843 0.942 0.843 0.942 0.843 0.942 0.843 1.054 0.843 1.054 0.843 1.079 0.843 1.079 0.843 1.079 0.843 1.079 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.080 0.909 1.080 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA13 AA13 AA13 AA13 AA13 AA13 AA13 AA13 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA14 AA15 AA15 AA15 AA15 AA15 AA15 AA15 AA15 AA15 AA15 AA15 AA15 AA15 AA15 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 MAF -16 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 FACTOR 0.909 1.105 0.909 1.105 0.909 1.105 0.909 1.105 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.080 0.909 1.080 0.909 1.105 0.909 1.105 0.909 1.105 0.909 1.105 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.080 0.909 1.080 0.909 1.105 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA15 AA15 AA15 AA15 AA15 AA15 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA16 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 AA17 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 POLICY INCIDENTS COUNT 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -17 FORGIVABLE INCIDENTS COUNT 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.909 1.105 0.909 1.105 0.909 1.105 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.080 0.909 1.080 0.909 1.105 0.909 1.105 0.909 1.105 0.909 1.105 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.080 0.909 1.080 0.909 1.105 0.909 1.105 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA17 AA17 AA17 AA17 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA18 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 AA19 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 MAF -18 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 FACTOR 0.909 1.105 0.909 1.105 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.080 0.909 1.080 0.909 1.105 0.909 1.105 0.909 1.105 0.909 1.105 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.064 0.909 1.064 0.909 1.085 0.909 1.085 0.909 1.085 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA19 AA19 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA20 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 AA21 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ POLICY INCIDENTS COUNT 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -19 FORGIVABLE INCIDENTS COUNT 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.909 1.085 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.064 0.909 1.064 0.909 1.085 0.909 1.085 0.909 1.085 0.909 1.085 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.049 0.909 1.049 0.909 1.068 0.909 1.068 0.909 1.068 0.909 1.068 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA22 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA23 AA24 AA24 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 MAF -20 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 FACTOR 0.909 0.965 0.909 0.965 0.909 0.965 0.909 0.965 0.909 1.049 0.909 1.049 0.909 1.068 0.909 1.068 0.909 1.068 0.909 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA24 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA25 AA26 AA26 AA26 AA26 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 POLICY INCIDENTS COUNT 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -21 FORGIVABLE INCIDENTS COUNT 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA26 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA27 AA28 AA28 AA28 AA28 AA28 AA28 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 MAF -22 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 FACTOR 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA28 AA28 AA28 AA28 AA28 AA28 AA28 AA28 AA28 AA28 AA28 AA28 AA28 AA28 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA29 AA30 AA30 AA30 AA30 AA30 AA30 AA30 AA30 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 POLICY INCIDENTS COUNT 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -23 FORGIVABLE INCIDENTS COUNT 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA30 AA30 AA30 AA30 AA30 AA30 AA30 AA30 AA30 AA30 AA30 AA30 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA31 AA32 AA32 AA32 AA32 AA32 AA32 AA32 AA32 AA32 AA32 GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 MAF -24 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 FACTOR 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AA32 AA32 AA32 AA32 AA32 AA32 AA32 AA32 AA32 AA32 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AA33 AANH AANH AANH AANH AANH AANH AANH AANH AANH AANH AANH AANH GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 POLICY INCIDENTS COUNT 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -25 FORGIVABLE INCIDENTS COUNT 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 Rev. - 5/6/2016 Quantum Auto ® TABLE 6 - INS. SCORE, TOTAL POLICY POINTS, TOTAL POLICY INCIDENTS AND FORGIVABLE INCIDENTS INS. SCORE AANH AANH AANH AANH AANH AANH AANH AANH AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS AANS GEORGIA - RATE MANUAL ©2016 Travelers POLICY POINTS GROUP 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ 0 0 0 0 1-2 1-2 1-2 1-2 3-6 3-6 3-6 3-6 7-10 7-10 7-10 7-10 11+ 11+ 11+ 11+ POLICY INCIDENTS COUNT 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ 0 1 1 2+ MAF -26 FORGIVABLE INCIDENTS COUNT 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 0 0 1 0 FACTOR 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 0.945 0.965 0.945 0.965 0.945 0.965 0.945 0.965 0.945 1.049 0.945 1.049 0.945 1.068 0.945 1.068 0.945 1.068 0.945 1.068 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA09 AA09 AA09 AA10 AA11 AA12 AA13 AA14 - AA16 AA17 AA18 - AA20 AA21 - AA23 AA24 AA25 AA26 AA27 AA28 AA09 AA10 AA11 AA12 AA13 AA14 - AA16 AA17 AA18 - AA20 AA21 - AA23 AA24 AA25 AA26 AA27 AA28 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA09 AA09 AA09 AA14 - AA16 AA14 - AA16 B;D;E;F C H;J;K;M B;D;E;F C H;J;K;M A A A A A A A A A A A A A A A A A A A A A A A A A A A B;D;E;F C H;J;K;M B;D;E;F C H;J;K;M B;D;E;F C 1.050 1.050 1.050 1.025 1.025 1.025 0.990 0.980 0.970 0.960 0.950 0.940 0.930 0.920 0.910 0.904 0.904 0.904 0.904 0.984 0.968 0.952 0.936 0.920 0.904 0.904 0.904 0.904 0.904 0.904 0.904 0.904 0.904 1.050 1.050 1.050 1.025 1.025 1.025 0.990 0.990 MAF -27 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 24 or less 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 AA17 AA17 AA18 - AA20 AA18 - AA20 AA21 - AA23 AA21 - AA23 AA24 AA24 AA25 AA25 AA26 AA26 AA27 AA27 AA28 AA28 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA09 AA09 AA09 AA09 AA10 AA10 AA10 AA11 AA11 AA11 AA12 AA12 AA12 AA13 AA13 AA13 AA14 - AA16 AA14 - AA16 AA17 AA17 AA18 - AA20 B;D;E;F C B;D;E;F C B;D;E;F C B;D;E;F C B;D;E;F C B;D;E;F C B;D;E;F C B;D;E;F C B;D;E;F C G H;J;K;M B;D;E;F C G H;J;K;M B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C B;D;E;F C B;D;E;F 0.980 0.980 0.970 0.970 0.960 0.960 0.950 0.950 0.950 0.950 0.950 0.950 0.950 0.950 0.950 0.950 1.103 1.103 1.092 1.050 1.080 1.080 1.092 1.025 1.050 1.050 1.070 1.050 1.050 1.030 1.050 1.050 1.020 1.050 1.050 1.010 1.050 1.050 1.050 1.050 1.050 MAF -28 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ AA18 - AA20 AA21 - AA23 AA21 - AA23 AA24 AA24 AA25 AA25 AA25 AA26 AA26 AA26 AA27 AA27 AA27 AA28 AA28 AA28 AA29 - AA33 AA29 - AA33 AANH - AANS AANH - AANS AA01 - AA08 AA01 - AA08 AA09 AA09 AA10 AA10 AA11 AA11 AA12 AA12 AA13 AA13 AA14 - AA16 AA14 - AA16 AA17 AA17 AA18 - AA20 AA18 - AA20 AA21 - AA23 AA21 - AA23 C B;D;E;F C B;D;E;F C B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G 1.050 1.050 1.050 1.050 1.050 1.050 1.040 0.990 1.050 1.030 0.980 1.050 1.020 0.970 1.050 1.010 0.960 1.031 0.950 1.031 0.950 1.050 1.140 1.050 1.140 1.050 1.110 1.050 1.086 1.050 1.086 1.050 1.086 1.050 1.087 1.050 1.087 1.050 1.087 1.050 1.087 MAF -29 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 AA24 AA24 AA25 AA25 AA26 AA26 AA27 AA27 AA28 AA28 AA29 - AA33 AANH - AANS AA01 - AA08 AA01 - AA08 AA01 - AA08 AA09 AA09 AA09 AA09 AA10 AA10 AA10 AA10 AA11 AA11 AA11 AA11 AA12 AA12 AA12 AA12 AA13 AA13 AA13 AA13 AA14 - AA16 AA14 - AA16 AA14 - AA16 AA17 AA17 AA17 B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G G G B;D;E;F C H;J;K;M B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F H;J;K;M I;L B;D;E;F C H;J;K;M 1.050 1.075 1.040 1.065 1.030 1.055 1.020 1.045 1.010 1.035 1.025 1.025 1.140 1.092 1.050 1.110 1.070 1.025 0.984 1.070 1.040 0.985 0.968 1.060 1.030 0.977 0.952 1.050 1.020 0.970 0.936 1.040 1.010 0.962 0.920 1.031 0.955 0.904 1.031 0.989 0.955 MAF -30 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ AA17 AA18 - AA20 AA18 - AA20 AA18 - AA20 AA18 - AA20 AA21 - AA23 AA21 - AA23 AA21 - AA23 AA21 - AA23 AA24 AA24 AA24 AA24 AA25 AA25 AA25 AA25 AA26 AA26 AA26 AA26 AA27 AA27 AA27 AA27 AA28 AA28 AA28 AA28 AA29 - AA33 AA29 - AA33 AA29 - AA33 AANH - AANS AANH - AANS AANH - AANS AA01 - AA08 AA01 - AA08 AA09 AA09 AA10 AA10 I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L C H;J;K;M I;L C H;J;K;M I;L B;D;E;F H;J;K;M B;D;E;F H;J;K;M B;D;E;F H;J;K;M 0.904 1.031 0.979 0.955 0.904 1.031 0.968 0.955 0.904 1.031 0.958 0.955 0.904 1.031 0.947 0.955 0.904 1.031 0.936 0.950 0.904 1.031 0.926 0.930 0.904 1.031 0.915 0.910 0.904 0.904 0.886 0.904 0.904 0.886 0.904 1.097 1.050 1.097 1.050 1.097 1.040 MAF -31 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 25 - 49 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 AA11 AA11 AA12 AA12 AA13 AA13 AA14 - AA16 AA17 AA18 - AA20 AA21 - AA23 AA24 AA25 AA26 AA27 AA28 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA09 AA09 AA09 AA09 AA09 AA10 AA10 AA10 AA10 AA11 AA11 AA11 AA11 AA12 AA12 AA12 AA12 AA13 AA13 AA13 AA13 B;D;E;F H;J;K;M B;D;E;F H;J;K;M B;D;E;F H;J;K;M B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F C G H;J;K;M I;L B;D;E;F C G H;J;K;M I;L B;D;E;F C G I;L B;D;E;F C G I;L B;D;E;F C G I;L B;D;E;F C G I;L 1.090 1.030 1.070 1.020 1.050 1.010 1.030 1.030 1.030 1.030 1.030 1.030 1.030 1.020 1.010 1.103 1.103 1.008 1.050 1.020 1.080 1.080 1.008 1.025 1.020 1.050 1.050 0.980 1.020 1.050 1.050 0.960 1.020 1.050 1.050 0.960 1.020 1.050 1.050 0.960 1.020 MAF -32 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ AA14 - AA16 AA14 - AA16 AA14 - AA16 AA17 AA17 AA17 AA18 - AA20 AA18 - AA20 AA18 - AA20 AA21 - AA23 AA21 - AA23 AA21 - AA23 AA24 AA24 AA24 AA25 AA25 AA25 AA26 AA26 AA26 AA27 AA27 AA27 AA28 AA28 AA28 AA29 - AA33 AANH - AANS AA01 - AA08 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA09 AA09 AA09 AA09 AA10 AA10 AA10 AA10 B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C G B;D;E;F C G G G B;D;E;F G H;J;K;M I;L B;D;E;F G H;J;K;M I;L B;D;E;F G H;J;K;M I;L 1.040 1.040 0.980 1.040 1.040 0.980 1.040 1.040 0.980 1.040 1.040 0.980 1.040 1.040 0.980 1.040 1.040 0.980 1.030 1.030 0.980 1.020 1.020 0.970 1.010 1.010 0.955 0.950 0.950 1.030 1.141 1.050 1.050 1.030 1.141 1.050 1.050 1.030 1.110 1.040 1.040 MAF -33 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 0-1 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 1+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 AA11 AA11 AA11 AA11 AA12 AA12 AA12 AA12 AA13 AA13 AA13 AA13 AA14 - AA16 AA14 - AA16 AA17 AA17 AA18 - AA20 AA18 - AA20 AA21 - AA23 AA21 - AA23 AA24 AA24 AA25 AA26 AA27 AA28 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA01 - AA08 AA09 AA09 AA09 AA09 AA09 AA09 AA10 AA10 AA10 B;D;E;F G H;J;K;M I;L B;D;E;F G H;J;K;M I;L B;D;E;F G H;J;K;M I;L B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F G B;D;E;F B;D;E;F B;D;E;F B;D;E;F A B;D;E;F C G H;J;K;M I;L A B;D;E;F C G H;J;K;M I;L A B;D;E;F G 1.030 1.087 1.030 1.030 1.030 1.087 1.020 1.020 1.030 1.087 1.010 1.010 1.050 1.075 1.050 1.060 1.050 1.045 1.050 1.030 1.050 1.015 1.040 1.030 1.020 1.010 1.050 1.076 1.050 1.050 0.966 0.966 1.050 1.050 1.025 1.050 0.940 0.966 1.050 1.025 1.050 MAF -34 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER ON POLICY 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ 50+ GEORGIA - RATE MANUAL ©2016 Travelers # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS INS. SCORE VDY FACTOR* 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 2+ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 AA10 AA10 AA11 AA11 AA11 AA11 AA11 AA12 AA12 AA12 AA13 AA13 AA13 AA14 - AA16 AA14 - AA16 AA14 - AA16 AA17 AA17 AA17 AA18 - AA20 AA18 - AA20 AA18 - AA20 AA21 - AA23 AA21 - AA23 AA21 - AA23 AA24 AA24 AA24 AA25 AA25 AA25 AA25 AA26 AA26 AA26 AA26 AA27 AA27 AA27 AA27 AA28 H;J;K;M I;L A B;D;E;F G H;J;K;M I;L B;D;E;F H;J;K;M I;L B;D;E;F H;J;K;M I;L B;D;E;F H;J;K;M I;L B;D;E;F H;J;K;M I;L B;D;E;F H;J;K;M I;L B;D;E;F H;J;K;M I;L B;D;E;F H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F 0.920 0.966 1.025 1.025 1.025 0.920 0.940 1.025 0.910 0.910 1.025 0.900 0.900 1.031 0.891 0.885 1.031 0.891 0.885 1.031 0.891 0.885 1.031 0.891 0.885 1.031 0.891 0.885 1.031 0.980 0.891 0.880 1.031 0.960 0.891 0.875 1.031 0.940 0.891 0.870 1.031 MAF -35 Rev. - 5/6/2016 Quantum Auto ® TABLE 6.1 - HOUSEHOLD COMPOSITION AGE OF OLDEST DRIVER # OF MARRIED DRIVERS TOTAL POLICY INCIDENTS ON POLICY 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 0 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 2+ 1+ 50+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ 50+ 2+ 1+ * All other combinations not shown in the table above will receive a factor of 1.000 GEORGIA - RATE MANUAL ©2016 Travelers MAF -36 INS. SCORE VDY FACTOR* AA28 AA28 AA28 AA29 - AA33 AA29 - AA33 AA29 - AA33 AA29 - AA33 AANH - AANS AANH - AANS AANH - AANS AANH - AANS AA01 - AA08 AA01 - AA08 AA09 AA09 AA10 AA10 AA11 AA11 AA12 AA12 AA13 AA13 AA14 - AA16 AA17 AA18 - AA20 AA21 - AA23 AA24 AA25 AA26 AA27 AA28 C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F C H;J;K;M I;L B;D;E;F H;J;K;M B;D;E;F H;J;K;M B;D;E;F H;J;K;M B;D;E;F H;J;K;M B;D;E;F H;J;K;M B;D;E;F H;J;K;M B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F B;D;E;F 0.920 0.891 0.865 0.900 0.900 0.880 0.859 0.900 0.900 0.880 0.859 1.075 1.050 1.075 1.050 1.060 1.040 1.045 1.030 1.030 1.020 1.030 1.010 1.030 1.030 1.030 1.030 1.030 1.030 1.030 1.020 1.010 Rev. - 5/6/2016 Quantum Auto ® TABLE 9 - AT FAULT ACCIDENTS UNDER THRESHOLD, OTHER CONVICTIONS AND NON-COMP CWP* AT FAULT OTHER UNDER CONVICTIONS THRESHOLD 0 1.0000 1.0000 1 1.2200 1.1980 2 1.3200 1.3230 3 1.5840 1.5210 4 1.9010 1.7490 5 2.2810 2.0110 6 2.7370 2.3130 7 3.2850 2.6600 8 3.9410 3.0590 9 4.7300 3.5180 10+ 5.6760 4.0460 * OBTAIN A FACTOR FROM EACH COLUMN NUMBER GEORGIA - RATE MANUAL ©2016 Travelers MAF -37 NON-COMP CWP 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® TABLE 10 - OTHER CONVICTIONS - 4TH & 5TH YR OTHER MINOR CONVICTIONS ALL OPERATORS EXCLUDING OPERATORS INSURED ELSEWHERE 37 - 60 MONTHS 0 0 1+ 1+ 1 - 36 MONTHS 0 1+ 0 1+ FACTOR 1.0000 1.0000 1.0500 1.0200 TABLE 12 - AT-FAULT UNDER THRESHOLD - 4TH & 5TH YR # OF AT-FAULT ACCIDENTS ALL OPERATORS EXCLUDING OPERATORS INSURED ELSEWHERE 37 - 60 MONTHS 0 0 1+ 1+ GEORGIA - RATE MANUAL ©2016 Travelers 1 - 36 MONTHS 0 1+ 0 1+ FACTOR 1.0000 1.0000 1.0800 1.1400 MAF -38 Rev. - 5/6/2016 Quantum Auto ® TABLE 14 - AF ACCIDENTS & MAJOR CONVICTIONS 4TH & 5TH YEARS - DRIVERS USED IN RULE 6 TABLE 16 - AF ACCIDENTS & MAJOR CONVICTIONS 4TH & 5TH YEARS - DRIVERS NOT USED IN RULE 6 AT-FAULT ACCIDENTS & MAJOR CONVICTIONS AT-FAULT ACCIDENTS & MAJOR CONVICTIONS DRIVERS USED IN RULE 6 DRIVERS NOT USED IN RULE 6 37 - 60 MONTHS 0 0 1+ 1+ FACTOR 1.0000 1.0000 1.1500 1.1100 37 - 60 MONTHS 0 0 1+ 1+ 1 - 36 MONTHS 0 1+ 0 1+ FACTOR 1.0000 1.0000 1.1500 1.1100 TABLE 15 - MINOR CONVICTIONS 4TH & 5TH YEARS - DRIVERS USED IN RULE 6 TABLE 17 - MINOR CONVICTIONS 4TH & 5TH YEARS - DRIVERS NOT USED IN RULE 6 MINOR CONVICTIONS MINOR CONVICTIONS DRIVERS USED IN RULE 6 DRIVERS NOT USED IN RULE 6 37 - 60 MONTHS 0 0 1+ 1+ GEORGIA - RATE MANUAL ©2016 Travelers 1 - 36 MONTHS 0 1+ 0 1+ 1 - 36 MONTHS 0 1+ 0 1+ FACTOR 1.0000 1.0000 1.0500 1.0200 37 - 60 MONTHS 0 0 1+ 1+ MAF -39 1 - 36 MONTHS 0 1+ 0 1+ FACTOR 1.0000 1.0000 1.0500 1.0200 Rev. - 5/6/2016 Quantum Auto ® TABLE 18 - INCIDENTS AND VEHICLE DRIVER RATIO AT-FAULT ACCIDENTS, MAJOR & MINOR CONVICTIONS VDR A A A A B B B B C C C C D D D D E E E E F F F F GEORGIA - RATE MANUAL ©2016 Travelers DRIVERS NOT USED IN RULE 6 AFA, MAJ MINOR N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y N N N Y Y N Y Y MAF -40 FACTOR 1.0000 1.0000 1.0000 1.0000 0.8920 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0210 1.1230 1.1230 1.1230 1.0000 1.0000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® TABLE 19 - NUMBER OF LIEN HOLDERS AND NUMBER OF VEHICLES AND AGE OF NEWEST VEHICLE AGE OF NEWEST 1/0 1/1 VEHICLES No Elig. Veh. 1.0000 1.0000 A 0.9880 0.9880 0 0.9880 0.9880 1 0.9880 0.9880 2 1.0010 1.0010 3 1.0010 1.0010 4 1.0010 1.0010 5 1.0170 1.0170 6 1.0170 1.0170 7 1.0170 1.0170 8 1.0170 1.0170 9 1.0170 1.0170 10 1.0170 1.0170 11 1.0170 1.0170 12 1.0170 1.0170 13 1.0170 1.0170 14 1.0170 1.0170 15 1.0170 1.0170 16 1.0170 1.0170 17 1.0170 1.0170 18 1.0170 1.0170 19 1.0170 1.0170 20 1.0170 1.0170 * LIEN HOLDERS INCLUDE BOTH LOANS AND LEASES GEORGIA - RATE MANUAL ©2016 Travelers 1/2 1.0000 0.9880 0.9880 0.9880 1.0010 1.0010 1.0010 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 # VEHICLES / # LIEN HOLDERS* 1 / 3+ 2+ / 0 1.0000 1.0000 0.9880 0.9880 0.9880 0.9880 0.9880 0.9880 1.0010 1.0010 1.0010 1.0010 1.0010 1.0010 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 MAF -41 2+ / 1 1.0000 0.9880 0.9880 0.9880 1.0010 1.0010 1.0010 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 2+ / 2 1.0000 0.9880 0.9880 0.9880 1.0010 1.0010 1.0010 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 2+ / 3+ 1.0000 0.9880 0.9880 0.9880 1.0010 1.0010 1.0010 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 1.0170 Rev. - 5/6/2016 Quantum Auto ® TABLE 20 - PAYMENT HISTORY MONTHS SINCE LAST NON-SUFFICIENT FUNDS NO NSF ON POLICY 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36+ TABLE 21 - RESERVED FOR FUTURE USE FACTOR 1.0000 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.0000 TABLE 22 - PAY ON TIME FACTOR # LATE PAYMENTS LAST 3 YEARS 0 1 2+ FACTOR 1.0000 1.0000 1.1500 TABLE 23 - POLICY CHANGES # PREMIUM BEARING MID-TERM-CHANGES LAST 15 MONTHS 0 1 2 3 4+ FACTOR 1.0000 1.0000 1.0000 1.0000 1.0000 TABLE 24 - PRIOR EXTENDED TRANSPORTATION EXPENSES PRIOR EXTENDED TRANSPORTATION EXPENSES POLICY TENURE (MONTHS) PRIOR ETE FACTOR 0 - 11 NEW BUSINESS 0.9120 0 - 11 RENEWAL - NO ETE 0.9120 0 - 11 RENEWAL - YES ETE 0.9120 12 - 35 NEW BUSINESS 0.9120 12 - 35 RENEWAL - NO ETE 0.9120 12 - 35 RENEWAL - YES ETE 0.9120 36 - 59 NEW BUSINESS 0.9120 36 - 59 RENEWAL - NO ETE 0.9120 36 - 59 RENEWAL - YES ETE 0.9120 60 - 119 NEW BUSINESS 0.9120 60 - 119 RENEWAL - NO ETE 0.9120 60 - 119 RENEWAL - YES ETE 0.9120 120+ NEW BUSINESS 0.9120 120+ RENEWAL - NO ETE 0.9120 120+ RENEWAL - YES ETE 0.9120 TABLE 25 - VEHICLE LOCATION VEHICLE LOCATION 1 2 3 GEORGIA - RATE MANUAL ©2016 Travelers MAF -42 FACTOR 1.1000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® TABLE 26 - PACKAGE & BI LIMIT & TENURE & NUMBER OF VEHICLES PACKAGE H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H H BI LIMIT CATEGORY CH CH CH CH CH CH CH CH CL CL CL CL CL CL CL CL CM CM CM CM CM CM CM CM NO NO NO NO NO NO NO NO GEORGIA - RATE MANUAL ©2016 Travelers PACKAGE TYPE & BI LIMIT & POLICY TENURE & NUMBER OF VEHICLES TENURE BI LIMIT TENURE # VEHICLES FACTOR PACKAGE # VEHICLES (MONTHS) CATEGORY (MONTHS) 0 - 11 1 0.9090 H S1 0 - 11 1 12 - 35 1 0.9210 H S1 12 - 35 1 36 - 59 1 0.9270 H S1 36 - 59 1 60+ 1 0.9690 H S1 60+ 1 0 - 11 2+ 0.9270 H S1 0 - 11 2+ 12 - 35 2+ 0.9400 H S1 12 - 35 2+ 36 - 59 2+ 0.9460 H S1 36 - 59 2+ 60+ 2+ 0.9890 H S1 60+ 2+ 0 - 11 1 0.9840 H S3 0 - 11 1 12 - 35 1 1.0010 H S3 12 - 35 1 36 - 59 1 1.0080 H S3 36 - 59 1 60+ 1 1.0200 H S3 60+ 1 0 - 11 2+ 1.0040 H S3 0 - 11 2+ 12 - 35 2+ 1.0060 H S3 12 - 35 2+ 36 - 59 2+ 1.0120 H S3 36 - 59 2+ 60+ 2+ 1.0240 H S3 60+ 2+ 0 - 11 1 0.9610 H S5 0 - 11 1 12 - 35 1 0.9470 H S5 12 - 35 1 36 - 59 1 0.9530 H S5 36 - 59 1 60+ 1 0.9640 H S5 60+ 1 0 - 11 2+ 0.9810 H S5 0 - 11 2+ 12 - 35 2+ 0.9660 H S5 12 - 35 2+ 36 - 59 2+ 0.9730 H S5 36 - 59 2+ 60+ 2+ 0.9840 H S5 60+ 2+ 0 - 11 1 1.0000 H SA 0 - 11 1 12 - 35 1 1.0000 H SA 12 - 35 1 36 - 59 1 1.0000 H SA 36 - 59 1 60+ 1 1.0000 H SA 60+ 1 0 - 11 2+ 1.0000 H SA 0 - 11 2+ 12 - 35 2+ 1.0000 H SA 12 - 35 2+ 36 - 59 2+ 1.0000 H SA 36 - 59 2+ 60+ 2+ 1.0000 H SA 60+ 2+ H SF 0 - 11 1 H SF 12 - 35 1 H SF 36 - 59 1 H SF 60+ 1 H SF 0 - 11 2+ H SF 12 - 35 2+ H SF 36 - 59 2+ H SF 60+ 2+ H SL 0 - 11 1 H SL 12 - 35 1 H SL 36 - 59 1 H SL 60+ 1 H SL 0 - 11 2+ H SL 12 - 35 2+ H SL 36 - 59 2+ H SL 60+ 2+ TABLE CONTINUED ON NEXT PAGE MAF -43 FACTOR 1.0130 1.0010 1.0080 1.0200 1.0340 1.0060 1.0120 1.0240 0.9610 0.9470 0.9530 0.9640 0.9810 0.9660 0.9730 0.9840 0.9090 0.9210 0.9270 0.9690 0.9270 0.9400 0.9460 0.9890 1.2230 1.1520 1.1590 1.1730 1.2290 1.1570 1.1640 1.1780 1.0430 1.0540 1.1040 1.1170 1.0640 1.0590 1.1090 1.1220 1.0430 1.0540 1.0900 1.1030 1.0640 1.0590 1.0950 1.1080 Rev. - 5/6/2016 Quantum Auto ® TABLE 26 - PACKAGE & BI LIMIT & TENURE & NUMBER OF VEHICLES PACKAGE M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M M BI LIMIT CATEGORY CH CH CH CH CH CH CH CH CL CL CL CL CL CL CL CL CM CM CM CM CM CM CM CM NO NO NO NO NO NO NO NO GEORGIA - RATE MANUAL ©2016 Travelers PACKAGE TYPE & BI LIMIT & POLICY TENURE & NUMBER OF VEHICLES TENURE BI LIMIT TENURE # VEHICLES FACTOR PACKAGE # VEHICLES (MONTHS) CATEGORY (MONTHS) 0 - 11 1 0.9300 M S1 0 - 11 1 12 - 35 1 0.9520 M S1 12 - 35 1 36 - 59 1 0.9580 M S1 36 - 59 1 60+ 1 0.9880 M S1 60+ 1 0 - 11 2+ 0.9480 M S1 0 - 11 2+ 12 - 35 2+ 0.9710 M S1 12 - 35 2+ 36 - 59 2+ 0.9780 M S1 36 - 59 2+ 60+ 2+ 1.0080 M S1 60+ 2+ 0 - 11 1 1.0060 M S3 0 - 11 1 12 - 35 1 1.0350 M S3 12 - 35 1 36 - 59 1 1.0420 M S3 36 - 59 1 60+ 1 1.0390 M S3 60+ 1 0 - 11 2+ 1.0270 M S3 0 - 11 2+ 12 - 35 2+ 1.0400 M S3 12 - 35 2+ 36 - 59 2+ 1.0460 M S3 36 - 59 2+ 60+ 2+ 1.0440 M S3 60+ 2+ 0 - 11 1 0.9830 M S5 0 - 11 1 12 - 35 1 0.9790 M S5 12 - 35 1 36 - 59 1 0.9850 M S5 36 - 59 1 60+ 1 0.9830 M S5 60+ 1 0 - 11 2+ 1.0030 M S5 0 - 11 2+ 12 - 35 2+ 0.9990 M S5 12 - 35 2+ 36 - 59 2+ 1.0050 M S5 36 - 59 2+ 60+ 2+ 1.0030 M S5 60+ 2+ 0 - 11 1 1.0000 M SA 0 - 11 1 12 - 35 1 1.0000 M SA 12 - 35 1 36 - 59 1 1.0000 M SA 36 - 59 1 60+ 1 1.0000 M SA 60+ 1 0 - 11 2+ 1.0000 M SA 0 - 11 2+ 12 - 35 2+ 1.0000 M SA 12 - 35 2+ 36 - 59 2+ 1.0000 M SA 36 - 59 2+ 60+ 2+ 1.0000 M SA 60+ 2+ M SF 0 - 11 1 M SF 12 - 35 1 M SF 36 - 59 1 M SF 60+ 1 M SF 0 - 11 2+ M SF 12 - 35 2+ M SF 36 - 59 2+ M SF 60+ 2+ M SL 0 - 11 1 M SL 12 - 35 1 M SL 36 - 59 1 M SL 60+ 1 M SL 0 - 11 2+ M SL 12 - 35 2+ M SL 36 - 59 2+ M SL 60+ 2+ TABLE CONTINUED ON NEXT PAGE MAF -44 FACTOR 1.0360 1.0350 1.0420 1.0390 1.0570 1.0400 1.0460 1.0440 0.9830 0.9790 0.9850 0.9830 1.0030 0.9990 1.0050 1.0030 0.9300 0.9520 0.9580 0.9880 0.9480 0.9710 0.9780 1.0080 1.2510 1.1910 1.1980 1.1950 1.2570 1.1960 1.2030 1.2010 1.0660 1.0890 1.1410 1.1380 1.0880 1.0940 1.1460 1.1440 1.0660 1.0890 1.1270 1.1240 1.0880 1.0940 1.1320 1.1290 Rev. - 5/6/2016 Quantum Auto ® TABLE 26 - PACKAGE & BI LIMIT & TENURE & NUMBER OF VEHICLES PACKAGE L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L BI LIMIT CATEGORY CH CH CH CH CH CH CH CH CL CL CL CL CL CL CL CL CM CM CM CM CM CM CM CM NO NO NO NO NO NO NO NO GEORGIA - RATE MANUAL ©2016 Travelers PACKAGE TYPE & BI LIMIT & POLICY TENURE & NUMBER OF VEHICLES TENURE BI LIMIT TENURE # VEHICLES FACTOR PACKAGE # VEHICLES (MONTHS) CATEGORY (MONTHS) 0 - 11 1 0.9340 L S1 0 - 11 1 12 - 35 1 0.9560 L S1 12 - 35 1 36 - 59 1 0.9630 L S1 36 - 59 1 60+ 1 0.9920 L S1 60+ 1 0 - 11 2+ 0.9530 L S1 0 - 11 2+ 12 - 35 2+ 0.9760 L S1 12 - 35 2+ 36 - 59 2+ 0.9820 L S1 36 - 59 2+ 60+ 2+ 1.0120 L S1 60+ 2+ 0 - 11 1 1.0410 L S3 0 - 11 1 12 - 35 1 1.1550 L S3 12 - 35 1 36 - 59 1 1.1630 L S3 36 - 59 1 60+ 1 1.1600 L S3 60+ 1 0 - 11 2+ 1.1030 L S3 0 - 11 2+ 12 - 35 2+ 1.1610 L S3 12 - 35 2+ 36 - 59 2+ 1.1680 L S3 36 - 59 2+ 60+ 2+ 1.1650 L S3 60+ 2+ 0 - 11 1 0.9880 L S5 0 - 11 1 12 - 35 1 1.0510 L S5 12 - 35 1 36 - 59 1 1.0580 L S5 36 - 59 1 60+ 1 1.0550 L S5 60+ 1 0 - 11 2+ 1.0770 L S5 0 - 11 2+ 12 - 35 2+ 1.0730 L S5 12 - 35 2+ 36 - 59 2+ 1.0790 L S5 36 - 59 2+ 60+ 2+ 1.0770 L S5 60+ 2+ 0 - 11 1 1.0000 L SA 0 - 11 1 12 - 35 1 1.0000 L SA 12 - 35 1 36 - 59 1 1.0000 L SA 36 - 59 1 60+ 1 1.0000 L SA 60+ 1 0 - 11 2+ 1.0000 L SA 0 - 11 2+ 12 - 35 2+ 1.0000 L SA 12 - 35 2+ 36 - 59 2+ 1.0000 L SA 36 - 59 2+ 60+ 2+ 1.0000 L SA 60+ 2+ L SF 0 - 11 1 L SF 12 - 35 1 L SF 36 - 59 1 L SF 60+ 1 L SF 0 - 11 2+ L SF 12 - 35 2+ L SF 36 - 59 2+ L SF 60+ 2+ L SL 0 - 11 1 L SL 12 - 35 1 L SL 36 - 59 1 L SL 60+ 1 L SL 0 - 11 2+ L SL 12 - 35 2+ L SL 36 - 59 2+ L SL 60+ 2+ MAF -45 FACTOR 1.0460 1.1550 1.1630 1.1600 1.1350 1.1610 1.1680 1.1650 1.0560 1.0510 1.0580 1.0550 1.0770 1.0730 1.0790 1.0770 0.9340 0.9560 0.9630 0.9920 0.9530 0.9760 0.9820 1.0120 1.3970 1.3290 1.3380 1.3350 1.4030 1.3360 1.3440 1.3410 1.0990 1.2160 1.2740 1.2710 1.1690 1.2220 1.2800 1.2770 1.0990 1.2160 1.2580 1.2550 1.1690 1.2220 1.2640 1.2600 Rev. - 5/6/2016 Quantum Auto ® TABLE 27 - HOUSEHOLD MARITAL STATUS HOUSEHOLD MARITAL STATUS # OF MARRIED # OF ELIGIBLE ELIGIBLE VDY DRIVERS DRIVERS 1 0 A 1 0 C 1 0 G 1 0 I 1 1 A 1 1 C 1 1 G 1 1 I 2 0 B 2 0 C 2 0 D 2 0 H 2 0 J 2 0 L 2 1 B 2 1 C 2 1 D 2 1 H 2 1 J 2 1 L 2 2 B 2 2 C 2 2 D 2 2 H 2 2 J 2 2 L 3+ 0 B 3+ 0 E 3+ 0 F 3+ 0 H 3+ 0 K 3+ 0 M 3+ 1 B 3+ 1 E 3+ 1 F 3+ 1 H 3+ 1 K 3+ 1 M 3+ 2+ B 3+ 2+ E 3+ 2+ F 3+ 2+ H 3+ 2+ K 3+ 2+ M GEORGIA - RATE MANUAL ©2016 Travelers MAF -46 FACTOR 1.1180 1.2310 1.1390 1.1500 0.9730 1.0700 0.9890 0.9980 1.2450 1.1610 1.2130 1.3460 1.4570 1.3790 1.1460 1.0700 1.1170 1.2390 1.3420 1.2690 0.9900 0.9230 0.9640 1.0700 1.0870 1.0960 1.2450 1.3150 1.3220 1.3460 1.3120 1.3170 1.1460 1.2120 1.2180 1.2390 1.2070 1.2130 1.0370 1.0970 1.1020 1.1220 1.0940 1.0980 Rev. - 5/6/2016 Quantum Auto ® TABLE 28 - DRIVERS INSURED ELSEWHERE DRIVERS INSURED ELSEWHERE WITH AT-FAULT ACCIDENTS, MINOR AND MAJOR CONVICTIONS WITHIN 36 MONTHS OF EFFECTIVE DATE DRIVING AGE OF DRIVING AGE OF DRIVING AGE OF DRIVING AGE OF POINTS OF YOUNGEST POINTS OF YOUNGEST POINTS OF YOUNGEST POINTS OF YOUNGEST FACTOR FACTOR FACTOR DRIVER(S) DRIVER DRIVER(S) DRIVER DRIVER(S) DRIVER DRIVER(S) DRIVER INSURED INSURED INSURED INSURED INSURED INSURED INSURED INSURED ELSEWHERE ELSEWHERE ELSEWHERE ELSEWHERE ELSEWHERE ELSEWHERE ELSEWHERE ELSEWHERE NONE NONE 1.0000 NONE 44 1.0000 1+ 13 1.0000 1+ 44 NONE 13 1.0000 NONE 45 1.0000 1+ 14 1.0000 1+ 45 NONE 14 1.0000 NONE 46 1.0000 1+ 15 1.0000 1+ 46 NONE 15 1.0000 NONE 47 1.0000 1+ 16 1.7370 1+ 47 NONE 16 1.4000 NONE 48 1.0000 1+ 17 1.6700 1+ 48 NONE 17 1.4000 NONE 49 1.0000 1+ 18 1.5510 1+ 49 NONE 18 1.3490 NONE 50 1.0000 1+ 19 1.4330 1+ 50 NONE 19 1.2460 NONE 51 1.0000 1+ 20 1.3140 1+ 51 NONE 20 1.1430 NONE 52 1.0000 1+ 21 1.1960 1+ 52 NONE 21 1.0400 NONE 53 1.0000 1+ 22 1.1960 1+ 53 NONE 22 1.0400 NONE 54 1.0000 1+ 23 1.1960 1+ 54 NONE 23 1.0400 NONE 55 1.0000 1+ 24 1.1960 1+ 55 NONE 24 1.0400 NONE 56 1.0000 1+ 25 1.1730 1+ 56 NONE 25 1.0200 NONE 57 1.0000 1+ 26 1.1730 1+ 57 NONE 26 1.0200 NONE 58 1.0000 1+ 27 1.1730 1+ 58 NONE 27 1.0200 NONE 59 1.0000 1+ 28 1.1730 1+ 59 28 1.0200 NONE 60 1.0000 1+ 29 1.1730 1+ 60 NONE NONE 29 1.0200 NONE 61 1.0000 1+ 30 1.1500 1+ 61 NONE 30 1.0000 NONE 62 1.0000 1+ 31 1.1500 1+ 62 NONE 31 1.0000 NONE 63 1.0000 1+ 32 1.1500 1+ 63 NONE 32 1.0000 NONE 64 1.0000 1+ 33 1.1500 1+ 64 NONE 33 1.0000 NONE 65 1.0000 1+ 34 1.1500 1+ 65 NONE 34 1.0000 NONE 66 1.0000 1+ 35 1.1500 1+ 66 NONE 35 1.0000 NONE 67 1.0000 1+ 36 1.1500 1+ 67 NONE 36 1.0000 NONE 68 1.0000 1+ 37 1.1500 1+ 68 NONE 37 1.0000 NONE 69 1.0000 1+ 38 1.1500 1+ 69 NONE 38 1.0000 NONE 70 1.0000 1+ 39 1.1500 1+ 70 NONE 39 1.0000 NONE 71 1.0000 1+ 40 1.1500 1+ 71 NONE 40 1.0000 NONE 72 1.0000 1+ 41 1.1500 1+ 72 NONE 41 1.0000 NONE 73 1.0000 1+ 42 1.1500 1+ 73 NONE 42 1.0000 NONE 74 1.0000 1+ 43 1.1500 1+ 74 NONE 43 1.0000 NONE 75+ 1.0000 1+ 75+ GEORGIA - RATE MANUAL ©2016 Travelers MAF -47 FACTOR 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 1.1500 Rev. - 5/6/2016 Quantum Auto ® TABLE 29 - RESERVED FOR FUTURE USE GEORGIA - RATE MANUAL ©2016 Travelers MAF -48 Rev. - 5/6/2016 Quantum Auto ® TABLE 30 - DAYS LAPSED NUMBER OF DAYS 1-7 1-7 1-7 1-7 1-7 8-14 8-14 8-14 8-14 8-14 15-30 15-30 15-30 15-30 15-30 31+ 31+ 31+ 31+ 31+ NO PRIOR INS NO PRIOR INS NO PRIOR INS NO PRIOR INS NO PRIOR INS NO LAPSE NO LAPSE NO LAPSE NO LAPSE NO LAPSE N/A N/A N/A N/A N/A GEORGIA - RATE MANUAL ©2016 Travelers DAYS LAPSED POLICY TENURE (MONTHS) 0 - 11 12 - 35 36 - 59 60 - 119 120+ 0 - 11 12 - 35 36 - 59 60 - 119 120+ 0 - 11 12 - 35 36 - 59 60 - 119 120+ 0 - 11 12 - 35 36 - 59 60 - 119 120+ 0 - 11 12 - 35 36 - 59 60 - 119 120+ 0 - 11 12 - 35 36 - 59 60 - 119 120+ 0 - 11 12 - 35 36 - 59 60 - 119 120+ MAF -49 FACTOR 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.2080 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 Rev. - 5/6/2016 Quantum Auto ® TABLE 31 - TENURE WITH PRIOR COMPANY TABLE 32 - LONGEVITY GROUP AND TENURE RESERVED FOR FUTURE USE LONGEVITY GROUP E E E E E D D D D D C C C C C B B B B B A A A A A GEORGIA - RATE MANUAL ©2016 Travelers MAF -50 LONGEVITY AND TENURE POLICY TENURE FACTOR (MONTHS) 0 - 11 1.0530 12 - 35 1.0530 36 - 59 1.0530 60 - 119 1.0530 120+ 1.0530 0 - 11 1.0000 12 - 35 1.0000 36 - 59 1.0000 60 - 119 1.0000 120+ 1.0000 0 - 11 0.9800 12 - 35 0.9800 36 - 59 0.9800 60 - 119 0.9800 120+ 0.9800 0 - 11 0.9710 12 - 35 0.9710 36 - 59 0.9710 60 - 119 0.9710 120+ 0.9710 0 - 11 0.9620 12 - 35 0.9620 36 - 59 0.9620 60 - 119 0.9620 120+ 0.9620 Rev. - 5/6/2016 Quantum Auto ® TABLE 33 - MULTIVARIATE ADJUSTMENT FACTOR CLASSIFICATION FROM 0.0000 0.3380 0.3530 0.3990 0.4410 0.4650 0.4850 0.4990 0.5160 0.5320 0.5470 0.5610 0.5760 0.5910 0.6050 0.6200 0.6390 0.6570 0.6770 0.6970 0.7200 0.7410 0.7630 0.7870 0.8110 0.8360 0.8630 0.8880 0.9170 0.9490 0.9870 1.0090 1.0340 1.0620 1.0950 1.1350 1.1580 1.1850 1.2150 1.2560 1.3070 1.3410 1.3930 1.4740 1.6200 2.2040 3.0690 5.0190 8.2080 13.4250 GEORGIA - RATE MANUAL ©2016 Travelers MAF SCORE AND CLASSIFICATION MAF SCORE TO 0.3370 0.3520 0.3980 0.4400 0.4640 0.4840 0.4980 0.5150 0.5310 0.5460 0.5600 0.5750 0.5900 0.6040 0.6190 0.6380 0.6560 0.6760 0.6960 0.7190 0.7400 0.7620 0.7860 0.8100 0.8350 0.8620 0.8870 0.9160 0.9480 0.9860 1.0080 1.0330 1.0610 1.0940 1.1340 1.1570 1.1840 1.2140 1.2550 1.3060 1.3400 1.3920 1.4730 1.6190 2.2030 3.0680 5.0180 8.2070 13.4240 99.9990 MAF -51 MAF CLASSIFICATION 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 Rev. - 5/6/2016 Private Passenger Automobile – Supplemental Rules TRANSITION MODIFICATION – ACQUISITION A. General The Transition Modification – Acquisition factor is used in connection with writing business from a non-Travelers company into a Travelers rating program. Its purpose is to reduce policyholder disruption that may result from the conversion into a Travelers rating program as part of a merger, acquisition, renewal rights or agent book transfer transaction. B. Eligibility 1. Coverages: All Coverages 2. Policies: Policies being converted into a Travelers rating plan from non-Travelers rating plan resulting from: a. Merger, acquisition or the obtaining of renewal rights; or b. Submission of a designated book of business to Travelers under a documented book transfer agreement with a selected agency. C. Premium Determination 1. Classify and rate each form of coverage per vehicle or unit of exposure for the selected policy term in accordance with this manual. 2. In the first year of acquisition: a. Determine the policy term length for the Travelers policy. If the former company’s policy term is six months and the Travelers policy is to be 12 months, multiply the former company’s premium by a factor of 2 to determine a Former Premium for a 12 month term. If the former company’s term is 12 months and the Travelers policy is to be 6 months, divide the former company’s premium by 2 to determine a Former Premium for a 6 month term. If the former company’s term is the same length as the Travelers policy, use the former company’s premium without adjustment as the Former Premium. b. Determine the first year acquisition change factor by dividing policyholder’s Former Premium as determined in Rule C.2.a by the premium determined in Rule C.1. and refer to the Supplemental Rate Section for the appropriate Transition Modification Factor based on the established transition factor. c. Multiply the premium determined in rule C.1. by the first year acquisition factor determined in C.2.b and round the result to the nearest dollar. 3. In the first renewal year: a. Determine the change factor by dividing policyholder’s previous term’s premium by the renewal premium determined in Rule C.1. and refer to the Supplemental Rate Section for the appropriate Transition Modification Factor based on the established change factor. b. Multiply the premium determined in Rule C.1. by the applicable factor determined in C.3.a. and round the result to the nearest dollar. 4. In subsequent renewal years as displayed in the Transition Modification Table: a. Multiply the premium determined in Rule C.1. by the Transition Modification Factor for the applicable renewal based on the previously established change factor (refer to the Supplemental Rate Section) and round the result to the nearest dollar. . Personal Automobile Manual – Georgia © 2007 The Travelers Companies, Inc. TSR-EX-2 Rev. – 07/23/2010 Private Passenger Automobile – Supplemental Rules TRANSITION MODIFICATION – NEW PROGRAM A. General The Transition Modification – New Program factor is used in connection with the introduction of a new rating plan. Its purpose is to reduce policyholder disruption that may result from conversion of an existing Travelers policyholder into a new or different class plan. B. Eligibility 1. Coverages: All Coverages 2. Policies: All Travelers policies being converted as a group from an existing rate program into a new or different rating program. C. Premium Determination 1. In the first year of the conversion process: a. Classify and rate each form of coverage per vehicle or unit of exposure for the selected policy term in accordance with this manual. b. Determine the change factor by dividing policyholder’s premium under the existing rate program by the premium determined in Rule C. 1. a. and refer to the Supplemental Rate Section for the appropriate transition modification factor based on the established change factor. c. Multiply the premium determined in Rule C.1.a. by the applicable factor determined in C.1.b. and round the result to the nearest dollar. 2. In subsequent years, repeat step C.1.a. and multiply the premium by the transition modification factor for the applicable renewal based on the established change factor (refer to the Supplemental Rate Section) and round the result to the nearest dollar. Travelers Supplemental Rules TSR-EX-1/First Revision Private Passenger Automobile - Supplemental Rates Transition Modification Table Agent Book Transfer From To 100.000 Unlimited 50.000 99.999 33.333 49.999 25.000 33.332 20.000 24.999 16.667 19.999 14.286 16.666 12.500 14.285 11.111 12.499 10.000 11.110 9.091 9.999 8.333 9.090 7.692 8.332 7.143 7.691 6.667 7.142 6.250 6.666 5.882 6.249 5.556 5.881 5.263 5.555 5.000 5.262 4.762 4.999 4.545 4.761 4.348 4.544 4.167 4.347 4.000 4.166 3.846 3.999 3.704 3.845 3.571 3.703 3.448 3.570 3.333 3.447 3.226 3.332 3.125 3.225 3.030 3.124 2.941 3.029 2.857 2.940 2.778 2.856 2.703 2.777 2.632 2.702 2.564 2.631 2.500 2.563 2.439 2.499 2.381 2.438 2.326 2.380 2.273 2.325 2.222 2.272 2.174 2.221 2.128 2.173 2.083 2.127 2.041 2.082 2.000 2.040 1.961 1.999 1.923 1.960 1.887 1.922 1.852 1.886 Rule C.3 Rule C.2 First Initial Annual Conversion Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Personal Automobile Manual – Georgia © 2007 The Travelers Companies, Inc. Rule C.4 Second Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rule C.4 Third Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. – 11/28/2008 1 Private Passenger Automobile - Supplemental Rates Transition Modification Table Agent Book Transfer From To 1.818 1.786 1.754 1.724 1.695 1.667 1.639 1.613 1.587 1.563 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 1.124 1.111 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 0.990 0.980 0.971 0.962 0.952 0.943 0.935 0.926 1.851 1.817 1.785 1.753 1.723 1.694 1.666 1.638 1.612 1.586 1.562 1.537 1.514 1.492 1.470 1.448 1.428 1.407 1.388 1.369 1.350 1.332 1.315 1.298 1.281 1.265 1.249 1.234 1.219 1.204 1.189 1.175 1.162 1.148 1.135 1.123 1.110 1.098 1.086 1.074 1.063 1.052 1.041 1.030 1.019 1.009 0.999 0.989 0.979 0.970 0.961 0.951 0.942 0.934 Rule C.3 Rule C.2 First Initial Annual Conversion Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.990 1.000 0.980 1.000 0.971 1.000 0.962 1.000 0.952 1.000 0.943 1.000 0.935 1.000 0.926 1.000 Personal Automobile Manual – Georgia © 2007 The Travelers Companies, Inc. Rule C.4 Second Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rule C.4 Third Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. – 11/28/2008 2 Private Passenger Automobile - Supplemental Rates Transition Modification Table Agent Book Transfer From To 0.917 0.909 0.901 0.893 0.885 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.826 0.820 0.813 0.806 0.800 0.794 0.787 0.781 0.775 0.769 0.763 0.758 0.752 0.746 0.741 0.735 0.730 0.725 0.719 0.714 0.709 0.704 0.699 0.694 0.690 0.685 0.680 0.676 0.671 0.667 0.662 0.658 0.654 0.649 0.645 0.641 0.637 0.633 0.629 0.625 0.621 0.617 0.925 0.916 0.908 0.900 0.892 0.884 0.876 0.869 0.861 0.854 0.846 0.839 0.832 0.825 0.819 0.812 0.805 0.799 0.793 0.786 0.780 0.774 0.768 0.762 0.757 0.751 0.745 0.740 0.734 0.729 0.724 0.718 0.713 0.708 0.703 0.698 0.693 0.689 0.684 0.679 0.675 0.670 0.666 0.661 0.657 0.653 0.648 0.644 0.640 0.636 0.632 0.628 0.624 0.620 Rule C.3 Rule C.2 First Initial Annual Conversion Renewal 0.917 1.000 0.909 1.000 0.901 1.000 0.893 1.000 0.885 1.000 0.877 1.000 0.870 1.000 0.862 1.000 0.855 1.000 0.847 1.000 0.840 1.000 0.833 1.000 0.826 1.000 0.820 1.000 0.813 1.000 0.806 1.000 0.800 1.000 0.794 1.000 0.787 1.000 0.781 1.000 0.775 1.000 0.769 1.000 0.763 1.000 0.758 1.000 0.752 1.000 0.746 1.000 0.741 1.000 0.735 1.000 0.730 1.000 0.725 1.000 0.719 1.000 0.714 1.000 0.709 1.000 0.704 1.000 0.699 1.000 0.694 1.000 0.690 1.000 0.685 1.000 0.680 1.000 0.676 1.000 0.671 1.000 0.667 1.000 0.662 1.000 0.658 1.000 0.654 1.000 0.649 1.000 0.645 1.000 0.641 1.000 0.637 1.000 0.633 1.000 0.629 1.000 0.625 1.000 0.621 1.000 0.617 1.000 Personal Automobile Manual – Georgia © 2007 The Travelers Companies, Inc. Rule C.4 Second Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rule C.4 Third Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. – 11/28/2008 3 Private Passenger Automobile - Supplemental Rates Transition Modification Table Agent Book Transfer From To 0.613 0.610 0.606 0.602 0.599 0.595 0.592 0.588 0.585 0.581 0.578 0.575 0.571 0.568 0.565 0.562 0.559 0.556 0.552 0.549 0.546 0.543 0.541 0.538 0.535 0.532 0.529 0.526 0.524 0.521 0.518 0.515 0.513 0.510 0.508 0.505 0.503 0.500 0.498 0.495 0.493 0.490 0.488 0.485 0.483 0.481 0.478 0.476 0.474 0.472 0.469 0.467 0.465 0.463 0.616 0.612 0.609 0.605 0.601 0.598 0.594 0.591 0.587 0.584 0.580 0.577 0.574 0.570 0.567 0.564 0.561 0.558 0.555 0.551 0.548 0.545 0.542 0.540 0.537 0.534 0.531 0.528 0.525 0.523 0.520 0.517 0.514 0.512 0.509 0.507 0.504 0.502 0.499 0.497 0.494 0.492 0.489 0.487 0.484 0.482 0.480 0.477 0.475 0.473 0.471 0.468 0.466 0.464 Rule C.3 Rule C.2 First Initial Annual Conversion Renewal 0.613 1.000 0.610 1.000 0.606 1.000 0.602 1.000 0.599 1.000 0.595 1.000 0.592 1.000 0.588 1.000 0.585 1.000 0.581 1.000 0.578 1.000 0.575 1.000 0.571 1.000 0.568 1.000 0.565 1.000 0.562 1.000 0.559 1.000 0.556 1.000 0.552 1.000 0.549 1.000 0.546 1.000 0.543 1.000 0.541 1.000 0.538 1.000 0.535 1.000 0.532 1.000 0.529 1.000 0.526 1.000 0.524 1.000 0.521 1.000 0.518 1.000 0.515 1.000 0.513 1.000 0.510 1.000 0.508 1.000 0.505 1.000 0.503 1.000 0.500 1.000 0.498 1.000 0.495 1.000 0.493 1.000 0.490 1.000 0.488 1.000 0.485 1.000 0.483 1.000 0.481 1.000 0.478 1.000 0.476 1.000 0.474 1.000 0.472 1.000 0.469 1.000 0.467 1.000 0.465 1.000 0.463 1.000 Personal Automobile Manual – Georgia © 2007 The Travelers Companies, Inc. Rule C.4 Second Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rule C.4 Third Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. – 11/28/2008 4 Private Passenger Automobile - Supplemental Rates Transition Modification Table Agent Book Transfer From To 0.461 0.459 0.457 0.455 0.452 0.450 0.448 0.446 0.444 0.442 0.440 0.438 0.436 0.434 0.432 0.430 0.428 0.426 0.424 0.422 0.420 0.418 0.416 0.414 0.412 0.410 0.408 0.406 0.404 0.402 0.400 0.398 0.396 0.394 0.392 0.390 0.388 0.386 0.384 0.382 0.380 0.378 0.376 0.374 0.372 0.370 0.368 0.366 0.364 0.362 0.360 0.358 0.356 0.354 0.462 0.460 0.458 0.456 0.454 0.451 0.449 0.447 0.445 0.443 0.441 0.439 0.437 0.435 0.433 0.431 0.429 0.427 0.425 0.423 0.421 0.419 0.417 0.415 0.413 0.411 0.409 0.407 0.405 0.403 0.401 0.399 0.397 0.395 0.393 0.391 0.389 0.387 0.385 0.383 0.381 0.379 0.377 0.375 0.373 0.371 0.369 0.367 0.365 0.363 0.361 0.359 0.357 0.355 Rule C.3 Rule C.2 First Initial Annual Conversion Renewal 0.461 1.000 0.459 1.000 0.457 1.000 0.455 1.000 0.452 1.000 0.450 1.000 0.448 1.000 0.446 1.000 0.444 1.000 0.442 1.000 0.440 1.000 0.438 1.000 0.436 1.000 0.434 1.000 0.432 1.000 0.430 1.000 0.428 1.000 0.426 1.000 0.424 1.000 0.422 1.000 0.420 1.000 0.418 1.000 0.416 1.000 0.414 1.000 0.412 1.000 0.410 1.000 0.408 1.000 0.406 1.000 0.404 1.000 0.402 1.000 0.400 1.000 0.398 1.000 0.396 1.000 0.394 1.000 0.392 1.000 0.390 1.000 0.388 1.000 0.386 1.000 0.384 1.000 0.382 1.000 0.380 1.000 0.378 1.000 0.376 1.000 0.374 1.000 0.372 1.000 0.370 1.000 0.368 1.000 0.366 1.000 0.364 1.000 0.362 1.000 0.360 1.000 0.358 1.000 0.356 1.000 0.354 1.000 Personal Automobile Manual – Georgia © 2007 The Travelers Companies, Inc. Rule C.4 Second Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rule C.4 Third Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. – 11/28/2008 5 Private Passenger Automobile - Supplemental Rates Transition Modification Table Agent Book Transfer From To 0.352 0.350 0.348 0.346 0.344 0.342 0.340 0.338 0.336 0.334 0.332 0.330 0.328 0.326 0.324 0.322 0.320 0.318 0.316 0.314 0.312 0.310 0.308 0.306 0.304 0.302 0.300 0.298 0.296 0.294 0.292 0.290 0.288 0.286 0.284 0.282 0.280 0.278 0.276 0.274 0.272 0.270 0.268 0.266 0.264 0.262 0.260 0.258 0.256 0.254 0.252 0.250 0.248 0.246 0.353 0.351 0.349 0.347 0.345 0.343 0.341 0.339 0.337 0.335 0.333 0.331 0.329 0.327 0.325 0.323 0.321 0.319 0.317 0.315 0.313 0.311 0.309 0.307 0.305 0.303 0.301 0.299 0.297 0.295 0.293 0.291 0.289 0.287 0.285 0.283 0.281 0.279 0.277 0.275 0.273 0.271 0.269 0.267 0.265 0.263 0.261 0.259 0.257 0.255 0.253 0.251 0.249 0.247 Rule C.3 Rule C.2 First Initial Annual Conversion Renewal 0.352 1.000 0.350 1.000 0.348 1.000 0.346 1.000 0.344 1.000 0.342 1.000 0.340 1.000 0.338 1.000 0.336 1.000 0.334 1.000 0.332 1.000 0.330 1.000 0.328 1.000 0.326 1.000 0.324 1.000 0.322 1.000 0.320 1.000 0.318 1.000 0.316 1.000 0.314 1.000 0.312 1.000 0.310 1.000 0.308 1.000 0.306 1.000 0.304 1.000 0.302 1.000 0.300 1.000 0.298 1.000 0.296 1.000 0.294 1.000 0.292 1.000 0.290 1.000 0.288 1.000 0.286 1.000 0.284 1.000 0.282 1.000 0.280 1.000 0.278 1.000 0.276 1.000 0.274 1.000 0.272 1.000 0.270 1.000 0.268 1.000 0.266 1.000 0.264 1.000 0.262 1.000 0.260 1.000 0.258 1.000 0.256 1.000 0.254 1.000 0.252 1.000 0.250 1.000 0.248 1.000 0.246 1.000 Personal Automobile Manual – Georgia © 2007 The Travelers Companies, Inc. Rule C.4 Second Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rule C.4 Third Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. – 11/28/2008 6 Private Passenger Automobile - Supplemental Rates Transition Modification Table Agent Book Transfer From To 0.244 0.242 0.240 0.238 0.236 0.234 0.232 0.230 0.228 0.226 0.224 0.222 0.220 0.218 0.216 0.214 0.212 0.210 0.208 0.206 0.204 0.202 0.200 0.198 0.196 0.194 0.192 0.190 0.188 0.186 0.184 0.182 0.000 0.245 0.243 0.241 0.239 0.237 0.235 0.233 0.231 0.229 0.227 0.225 0.223 0.221 0.219 0.217 0.215 0.213 0.211 0.209 0.207 0.205 0.203 0.201 0.199 0.197 0.195 0.193 0.191 0.189 0.187 0.185 0.183 0.181 Rule C.3 Rule C.2 First Initial Annual Conversion Renewal 0.244 1.000 0.242 1.000 0.240 1.000 0.238 1.000 0.236 1.000 0.234 1.000 0.232 1.000 0.230 1.000 0.228 1.000 0.226 1.000 0.224 1.000 0.222 1.000 0.220 1.000 0.218 1.000 0.216 1.000 0.214 1.000 0.212 1.000 0.210 1.000 0.208 1.000 0.206 1.000 0.204 1.000 0.202 1.000 0.200 1.000 0.198 1.000 0.196 1.000 0.194 1.000 0.192 1.000 0.190 1.000 0.188 1.000 0.186 1.000 0.184 1.000 0.182 1.000 0.181 1.000 Personal Automobile Manual – Georgia © 2007 The Travelers Companies, Inc. Rule C.4 Second Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rule C.4 Third Annual Renewal 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Rev. – 11/28/2008 7 Private Passenger Automobile - Supplemental Rates Transition Modification Table New Program Conversion From To 100.000 Unlimited 50.000 99.999 33.333 49.999 25.000 33.332 20.000 24.999 16.667 19.999 14.286 16.666 12.500 14.285 11.111 12.499 10.000 11.110 9.091 9.999 8.333 9.090 7.692 8.332 7.143 7.691 6.667 7.142 6.250 6.666 5.882 6.249 5.556 5.881 5.263 5.555 5.000 5.262 4.762 4.999 4.545 4.761 4.348 4.544 4.167 4.347 4.000 4.166 3.846 3.999 3.704 3.845 3.571 3.703 3.448 3.570 3.333 3.447 3.226 3.332 3.125 3.225 3.030 3.124 2.941 3.029 2.857 2.940 2.778 2.856 2.703 2.777 2.632 2.702 2.564 2.631 2.500 2.563 2.439 2.499 2.381 2.438 2.326 2.380 Travelers Supplemental Rates 1 Rule C.1 First Year of Conversion Rule C.2 Second Year of Conversion Rule C.2 Third Year of Conversion 100.000 44.778 27.000 19.381 15.148 12.455 10.590 9.222 8.176 7.351 6.683 6.130 5.667 5.272 4.931 4.634 4.374 4.143 3.937 3.752 3.585 3.434 3.296 3.170 3.054 2.948 2.849 2.758 2.673 2.593 2.519 2.450 2.385 2.323 2.266 2.211 2.160 2.111 2.065 2.021 1.979 1.940 1.902 67.333 22.889 14.000 10.190 8.074 6.727 5.795 5.111 4.588 4.175 3.841 3.565 3.333 3.136 2.966 2.817 2.687 2.571 2.468 2.376 2.293 2.217 2.148 2.085 2.027 1.974 1.925 1.879 1.836 1.797 1.760 1.725 1.692 1.662 1.633 1.606 1.580 1.556 1.532 1.511 1.490 1.470 1.451 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Edition 9/04 Private Passenger Automobile - Supplemental Rates From 2.273 2.222 2.174 2.128 2.083 2.041 2.000 1.961 1.923 1.887 1.852 1.818 1.786 1.754 1.724 1.695 1.667 1.639 1.613 1.587 1.563 1.538 1.515 1.493 1.471 1.449 1.429 1.408 1.389 1.370 1.351 1.333 1.316 1.299 1.282 1.266 1.250 1.235 1.220 1.205 1.190 1.176 1.163 1.149 1.136 Travelers Supplemental Rates To 2.325 2.272 2.221 2.173 2.127 2.082 2.040 1.999 1.960 1.922 1.886 1.851 1.817 1.785 1.753 1.723 1.694 1.666 1.638 1.612 1.586 1.562 1.537 1.514 1.492 1.470 1.448 1.428 1.407 1.388 1.369 1.350 1.332 1.315 1.298 1.281 1.265 1.249 1.234 1.219 1.204 1.189 1.175 1.162 1.148 2 Rule C.1 First Year of Conversion Rule C.2 Second Year of Conversion Rule C.2 Third Year of Conversion 1.866 1.831 1.799 1.767 1.737 1.708 1.680 1.653 1.628 1.603 1.579 1.557 1.535 1.513 1.493 1.473 1.454 1.435 1.417 1.400 1.383 1.367 1.351 1.336 1.321 1.307 1.293 1.279 1.266 1.253 1.240 1.228 1.216 1.205 1.194 1.183 1.172 1.161 1.151 1.141 1.132 1.122 1.113 1.104 1.095 1.433 1.416 1.399 1.384 1.368 1.354 1.340 1.327 1.314 1.302 1.290 1.278 1.267 1.257 1.246 1.236 1.227 1.218 1.209 1.200 1.192 1.183 1.176 1.168 1.160 1.153 1.146 1.139 1.133 1.126 1.120 1.114 1.108 1.102 1.097 1.091 1.086 1.081 1.076 1.071 1.066 1.061 1.057 1.052 1.048 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Edition 9/04 Private Passenger Automobile - Supplemental Rates From 1.124 1.111 1.099 1.087 1.075 1.064 1.053 1.042 1.031 1.020 1.010 1.000 0.990 0.980 0.971 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.826 0.820 0.813 0.806 0.800 0.794 0.787 0.781 0.775 0.769 0.763 0.758 0.752 Travelers Supplemental Rates To 1.135 1.123 1.110 1.098 1.086 1.074 1.063 1.052 1.041 1.030 1.019 1.009 0.999 0.989 0.979 0.970 0.961 0.951 0.942 0.934 0.925 0.916 0.908 0.900 0.892 0.884 0.876 0.869 0.861 0.854 0.846 0.839 0.832 0.825 0.819 0.812 0.805 0.799 0.793 0.786 0.780 0.774 0.768 0.762 0.757 3 Rule C.1 First Year of Conversion Rule C.2 Second Year of Conversion Rule C.2 Third Year of Conversion 1.087 1.078 1.070 1.062 1.054 1.046 1.039 1.031 1.024 1.017 1.010 1.003 0.997 0.990 0.984 0.977 0.971 0.965 0.959 0.953 0.948 0.942 0.937 0.931 0.926 0.921 0.916 0.911 0.906 0.901 0.896 0.891 0.887 0.882 0.878 0.873 0.869 0.865 0.860 0.856 0.852 0.848 0.844 0.840 0.836 1.043 1.039 1.035 1.031 1.027 1.023 1.019 1.016 1.012 1.009 1.005 1.002 0.998 0.995 0.992 0.989 0.986 0.983 0.980 0.977 0.974 0.971 0.968 0.966 0.963 0.960 0.958 0.955 0.953 0.950 0.948 0.946 0.943 0.941 0.939 0.937 0.934 0.932 0.930 0.928 0.926 0.924 0.922 0.920 0.918 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Edition 9/04 Private Passenger Automobile - Supplemental Rates From 0.746 0.741 0.735 0.730 0.725 0.719 0.714 0.709 0.704 0.699 0.694 0.690 0.685 0.680 0.676 0.671 0.667 0.662 0.658 0.654 0.649 0.645 0.641 0.637 0.633 0.629 0.625 0.621 0.617 0.613 0.610 0.606 0.602 0.599 0.595 0.592 0.588 0.585 0.581 0.578 0.575 0.571 0.568 0.565 0.562 Travelers Supplemental Rates To 0.751 0.745 0.740 0.734 0.729 0.724 0.718 0.713 0.708 0.703 0.698 0.693 0.689 0.684 0.679 0.675 0.670 0.666 0.661 0.657 0.653 0.648 0.644 0.640 0.636 0.632 0.628 0.624 0.620 0.616 0.612 0.609 0.605 0.601 0.598 0.594 0.591 0.587 0.584 0.580 0.577 0.574 0.570 0.567 0.564 4 Rule C.1 First Year of Conversion Rule C.2 Second Year of Conversion Rule C.2 Third Year of Conversion 0.833 0.829 0.825 0.822 0.818 0.815 0.811 0.808 0.804 0.801 0.798 0.795 0.792 0.788 0.785 0.782 0.779 0.776 0.773 0.770 0.768 0.765 0.762 0.759 0.757 0.754 0.751 0.749 0.746 0.744 0.741 0.739 0.736 0.734 0.731 0.729 0.727 0.724 0.722 0.720 0.718 0.715 0.713 0.711 0.709 0.916 0.914 0.913 0.911 0.909 0.907 0.906 0.904 0.902 0.901 0.899 0.897 0.896 0.894 0.893 0.891 0.890 0.888 0.887 0.885 0.884 0.882 0.881 0.880 0.878 0.877 0.876 0.874 0.873 0.872 0.871 0.869 0.868 0.867 0.866 0.864 0.863 0.862 0.861 0.860 0.859 0.858 0.857 0.856 0.854 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Edition 9/04 Private Passenger Automobile - Supplemental Rates From 0.559 0.556 0.552 0.549 0.546 0.543 0.541 0.538 0.535 0.532 0.529 0.526 0.524 0.521 0.518 0.515 0.513 0.510 0.508 0.505 0.503 0.500 0.498 0.495 0.493 0.490 0.488 0.485 0.483 0.481 0.478 0.476 0.474 0.472 0.469 0.467 0.465 0.463 0.461 0.459 0.457 0.455 0.452 0.450 0.448 Travelers Supplemental Rates To 0.561 0.558 0.555 0.551 0.548 0.545 0.542 0.540 0.537 0.534 0.531 0.528 0.525 0.523 0.520 0.517 0.514 0.512 0.509 0.507 0.504 0.502 0.499 0.497 0.494 0.492 0.489 0.487 0.484 0.482 0.480 0.477 0.475 0.473 0.471 0.468 0.466 0.464 0.462 0.460 0.458 0.456 0.454 0.451 0.449 5 Rule C.1 First Year of Conversion Rule C.2 Second Year of Conversion Rule C.2 Third Year of Conversion 0.707 0.705 0.703 0.701 0.699 0.697 0.695 0.693 0.691 0.689 0.687 0.685 0.683 0.681 0.680 0.678 0.676 0.674 0.673 0.671 0.669 0.668 0.666 0.664 0.663 0.661 0.659 0.658 0.656 0.655 0.653 0.652 0.650 0.649 0.647 0.646 0.644 0.643 0.641 0.640 0.638 0.637 0.636 0.634 0.633 0.853 0.852 0.851 0.850 0.849 0.848 0.847 0.846 0.845 0.844 0.844 0.843 0.842 0.841 0.840 0.839 0.838 0.837 0.836 0.835 0.835 0.834 0.833 0.832 0.831 0.830 0.830 0.829 0.828 0.827 0.827 0.826 0.825 0.824 0.824 0.823 0.822 0.821 0.821 0.820 0.819 0.819 0.818 0.817 0.816 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Edition 9/04 Private Passenger Automobile - Supplemental Rates From 0.446 0.444 0.442 0.440 0.438 0.436 0.434 0.432 0.430 0.428 0.426 0.424 0.422 0.420 0.418 0.416 0.414 0.412 0.410 0.408 0.406 0.404 0.402 0.400 0.398 0.396 0.394 0.392 0.390 0.388 0.386 0.384 0.382 0.380 0.378 0.376 0.374 0.372 0.370 0.368 0.366 0.364 0.362 0.360 0.358 Travelers Supplemental Rates To 0.447 0.445 0.443 0.441 0.439 0.437 0.435 0.433 0.431 0.429 0.427 0.425 0.423 0.421 0.419 0.417 0.415 0.413 0.411 0.409 0.407 0.405 0.403 0.401 0.399 0.397 0.395 0.393 0.391 0.389 0.387 0.385 0.383 0.381 0.379 0.377 0.375 0.373 0.371 0.369 0.367 0.365 0.363 0.361 0.359 6 Rule C.1 First Year of Conversion Rule C.2 Second Year of Conversion Rule C.2 Third Year of Conversion 0.632 0.630 0.629 0.627 0.626 0.624 0.623 0.622 0.620 0.619 0.618 0.616 0.615 0.614 0.612 0.611 0.610 0.608 0.607 0.606 0.604 0.603 0.602 0.600 0.599 0.598 0.596 0.595 0.594 0.592 0.591 0.590 0.588 0.587 0.586 0.584 0.583 0.582 0.580 0.579 0.578 0.576 0.575 0.574 0.572 0.816 0.815 0.814 0.813 0.813 0.812 0.811 0.811 0.810 0.809 0.809 0.808 0.807 0.807 0.806 0.805 0.805 0.804 0.803 0.803 0.802 0.801 0.801 0.800 0.799 0.799 0.798 0.797 0.797 0.796 0.795 0.795 0.794 0.793 0.793 0.792 0.791 0.791 0.790 0.789 0.789 0.788 0.787 0.787 0.786 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Edition 9/04 Private Passenger Automobile - Supplemental Rates From 0.356 0.354 0.352 0.350 0.348 0.346 0.344 0.342 0.340 0.338 0.336 0.334 0.332 0.330 0.328 0.326 0.324 0.322 0.320 0.318 0.316 0.314 0.312 0.310 0.308 0.306 0.304 0.302 0.300 0.298 0.296 0.294 0.292 0.290 0.288 0.286 0.284 0.282 0.280 0.278 0.276 0.274 0.272 0.270 0.268 Travelers Supplemental Rates To 0.357 0.355 0.353 0.351 0.349 0.347 0.345 0.343 0.341 0.339 0.337 0.335 0.333 0.331 0.329 0.327 0.325 0.323 0.321 0.319 0.317 0.315 0.313 0.311 0.309 0.307 0.305 0.303 0.301 0.299 0.297 0.295 0.293 0.291 0.289 0.287 0.285 0.283 0.281 0.279 0.277 0.275 0.273 0.271 0.269 7 Rule C.1 First Year of Conversion Rule C.2 Second Year of Conversion Rule C.2 Third Year of Conversion 0.571 0.570 0.568 0.567 0.566 0.564 0.563 0.562 0.560 0.559 0.558 0.556 0.555 0.554 0.552 0.551 0.550 0.548 0.547 0.546 0.544 0.543 0.542 0.540 0.539 0.538 0.536 0.535 0.534 0.532 0.531 0.530 0.528 0.527 0.526 0.524 0.523 0.522 0.520 0.519 0.518 0.516 0.515 0.514 0.512 0.785 0.785 0.784 0.783 0.783 0.782 0.781 0.781 0.780 0.779 0.779 0.778 0.777 0.777 0.776 0.775 0.775 0.774 0.773 0.773 0.772 0.771 0.771 0.770 0.769 0.769 0.768 0.767 0.767 0.766 0.765 0.765 0.764 0.763 0.763 0.762 0.761 0.761 0.760 0.759 0.759 0.758 0.757 0.757 0.756 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Edition 9/04 Private Passenger Automobile - Supplemental Rates From 0.266 0.264 0.262 0.260 0.258 0.256 0.254 0.252 0.250 0.248 0.246 0.244 0.242 0.240 0.238 0.236 0.234 0.232 0.230 0.228 0.226 0.224 0.222 0.220 0.218 0.216 0.214 0.212 0.210 0.208 0.206 0.204 0.202 0.200 0.198 0.196 0.194 0.192 0.190 0.188 0.186 0.184 0.182 0.000 Travelers Supplemental Rates To 0.267 0.265 0.263 0.261 0.259 0.257 0.255 0.253 0.251 0.249 0.247 0.245 0.243 0.241 0.239 0.237 0.235 0.233 0.231 0.229 0.227 0.225 0.223 0.221 0.219 0.217 0.215 0.213 0.211 0.209 0.207 0.205 0.203 0.201 0.199 0.197 0.195 0.193 0.191 0.189 0.187 0.185 0.183 0.181 8 Rule C.1 First Year of Conversion Rule C.2 Second Year of Conversion Rule C.2 Third Year of Conversion 0.511 0.510 0.508 0.507 0.506 0.504 0.503 0.502 0.500 0.499 0.498 0.496 0.495 0.494 0.492 0.491 0.490 0.488 0.487 0.486 0.484 0.483 0.482 0.480 0.479 0.478 0.476 0.475 0.474 0.472 0.471 0.470 0.468 0.467 0.466 0.464 0.463 0.462 0.460 0.459 0.458 0.456 0.455 0.454 0.755 0.755 0.754 0.753 0.753 0.752 0.751 0.751 0.750 0.749 0.749 0.748 0.747 0.747 0.746 0.745 0.745 0.744 0.743 0.743 0.742 0.741 0.741 0.740 0.739 0.739 0.738 0.737 0.737 0.736 0.735 0.735 0.734 0.733 0.733 0.732 0.731 0.731 0.730 0.729 0.729 0.728 0.727 0.727 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Edition 9/04 The Travelers Home and Marine Insurance Company Quantum Auto ® SYMBOL AND IDENTIFICATION SECTION This section contains information and symbols for all major car makes and models. For rating of newly announced models and other models for which no symbol is shown in this section, refer to company. ABBREVIATION KEY Berlin Berlinetta HP Horsepower Sed Cabri Cabriolet IIN ISO Identification S/B Short Bed Cntry Country Sp Special Conv. Convertible Lftgt/LG Liftgate Spt Sport(s) Cpe Coupe Lftbk/LB Liftback Sta Wag/Wag Station Wagon/Wagon CuIn/CID Cubic Inch Ltd Limited Std Standard Limo Limousine Sub Suburban Symbol Number Displacement Sedan Cus Custom L/B Long Bed Sym Cyl Cylinder LE Luxury Edition T Ton Dlx Deluxe Lux Luxury Tar Targa Dr/D Door Multi Multi-Purpose Vehicle Dsl Diesel Eng Engine Pass/P Passenger Exec Executive P/U Pickup Fsbk Fastback Rdstr Hdtp Hardtop Hchbk/HB Hatchback Twn Town Veh Vehicle VIN Vehicle Identification Roadster W Window S Seat WB Wheelbase SE Special Edition Number PRICE/SYMBOL CHART Manufacturer's Suggested Retail Price Symbol Code Symbol Code 1989 and Prior 1990 - 2010 1989 and Prior 1990 – 2010 Model Years Model Years 1 1 1 $0 - 1600 $0 - 6500 2 2 2 1601 - 2100 6501 - 8000 3 3 3 2101 - 2750 8001 - 9000 4 4 4 2751 - 3700 9001 - 10000 5 5 5 3701 - 5000 10001 - 11250 6 6 6 5001 - 6500 11251 - 12500 7 7 7 6501 - 8000 12501 - 13750 8 8 8 8001 - 10000 13751 - 15000 10 J A 10001 - 12500 15001 - 16250 11 K C 12501 - 15000 16251 - 17500 12 M E 15001 - 17500 17501 - 18750 13 N F 17501 - 20000 18751 - 20000 Symbol 14 P G 20001 - 24000 20001 - 22000 15 R H 24001 - 28000 22001 - 24000 16 S J 28001 - 33000 24001 - 26000 17 T K 33001 - 39000 26001 - 28000 18 U L 39001 - 46000 28001 - 30000 19 V M 46001 - 55000 30001 - 33000 20 W N 55001 - 65000 33001 - 36000 21 A P 65001 and above 22 36001 - 40000 R 40001 - 45000 23 T 45001 - 50000 24 U 50001 - 60000 25 W 60001 - 70000 26 X 70001 - 80000 27 Y 80001 and above Personal Automobile Manual - Georgia © 2007 Travelers S-1 Rev. 01/24/2010 The Travelers Home and Marine Insurance Company Quantum Auto ® PRICE/SYMBOL CHART – 2011 AND LATER Manufacturer's Suggested Retail Price Model Year 2011 + ISO Assigned Price New Model Year 2011 + Model Years 2011+ ISO Assigned Price New Model Years 2011+ Symbol Min Max Symbol Symbol Min Max Symbol 01 $1 $3,000 01 40 $34,001 $35,000 20 02 $3,001 $5,500 01 41 $35,001 $36,000 20 03 $5,501 $8,000 01 42 $36,001 $37,000 21 04 $8,001 $9,000 03 43 $37,001 $38,000 21 05 $9,001 $10,000 04 44 $38,001 $39,000 21 06 $10,001 $11,000 05 45 $39,001 $40,000 21 07 $11,001 $12,000 05 46 $40,001 $41,250 22 08 $12,001 $13,000 06 47 $41,251 $42,500 22 10 $13,001 $14,000 06 48 $42,501 $43,750 22 11 $14,001 $15,000 08 49 $43,751 $45,000 22 12 $15,001 $15,625 10 50 $45,001 $46,250 23 13 $15,626 $16,250 10 51 $46,251 $47,500 23 14 $16,251 $16,875 11 52 $47,501 $48,750 23 15 $16,876 $17,500 11 53 $48,751 $50,000 23 16 $17,501 $18,125 12 54 $50,001 $52,500 24 17 $18,126 $18,750 12 55 $52,501 $55,000 24 18 $18,751 $19,375 13 56 $55,001 $57,500 24 19 $19,376 $20,000 13 57 $57,501 $60,000 24 20 $20,001 $20,625 14 58 $60,001 $65,000 25 21 $20,626 $21,250 14 59 $65,001 $70,000 25 22 $21,251 $21,875 14 60 $70,001 $75,000 26 23 $21,876 $22,500 14 61 $75,001 $80,000 26 24 $22,501 $23,125 15 62 $80,001 $85,000 27 25 $23,126 $23,750 15 63 $85,001 $90,000 27 26 $23,751 $24,375 15 64 $90,001 $95,000 27 27 $24,376 $25,000 16 65 $95,001 $100,000 27 28 $25,001 $25,625 16 66 $100,001 $110,000 27 29 $25,626 $26,250 16 67 $110,001 $120,000 27 30 $26,251 $26,875 17 68 $120,001 $130,000 27 31 $26,876 $27,500 17 69 $130,001 $140,000 27 32 $27,501 $28,125 17 70 $140,001 $150,000 27 33 $28,126 $28,750 18 71 n/a n/a 27 34 $28,751 $29,375 18 72 n/a n/a 27 35 $29,376 $30,000 18 73 n/a n/a 27 36 $30,001 $31,000 19 74 n/a n/a 27 37 $31,001 $32,000 19 75 n/a n/a 27 38 $32,001 $33,000 19 98 $150,001 and above 27 39 $33,001 $34,000 20 Personal Automobile Manual - Georgia © 2007 Travelers S-2 Rev. 01/24/2010 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA 19UDE1F3 19UDE1F5 19UDE1F7 19UDE2E5 19UDE2F3 19UDE2F4 19UDE2F7 19UDE2F8 19UDE3F3 19UDE3F7 19UUA564 19UUA565 19UUA566 19UUA567 19UUA568 19UUA569 19UUA655 19UUA656 19UUA662 19UUA755 19UUA756 19UUA765 19UUA766 19UUA862 19UUA865 19UUA8F2 19UUA8F3 19UUA8F5 19UUA8F7 19UUA962 19UUA965 19UUA9E5 19UUA9F2 19UUA9F5 19UUA9F7 19UUB1F3 19UUB1F5 19UUB1F6 19UUB2F3 19UUB2F4 19UUB2F5 19UUB2F6 19UUB2F7 19UUB2F8 19UUB3F3 19UUB3F4 19UUB3F5 19UUB3F6 19UUB3F7 19UUB3F8 19UUB5F3 19UUB5F4 19UUB5F5 19UUB5F6 19UUB6F3 19UUB6F4 19UUB6F5 Q Q Q Q Q Q Q Q Q Q P P P P P P P P P Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q R R R R R R R R R R Q Q Q Q Q Q Q Q Q R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R S S S S S S S S S S R R R R R R R R R S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S S MAKE VIN LIAB PIP ACURA 19UUB6F6 Q R ACURA 19UYA114 L O ACURA 19UYA115 L O ACURA 19UYA124 L O ACURA 19UYA125 L O ACURA 19UYA224 O O ACURA 19UYA225 O O ACURA 19UYA314 L O ACURA 19UYA315 L O ACURA 19UYA324 L O ACURA 19UYA325 L O ACURA 19UYA416 M M ACURA 19UYA417 M M ACURA 19UYA424 M M ACURA 19UYA425 M M ACURA 19UYA426 M M ACURA 19UYA427 M M ACURA 19VDE1F3 Q R ACURA 19VDE1F5 Q R ACURA 19VDE1F7 Q R ACURA 19VDE2E5 Q R ACURA 19VDE2F3 Q R ACURA 19VDE2F7 Q R ACURA 19VDE2F8 Q R ACURA 19VDE3F3 Q R ACURA 19VDE3F7 Q R ACURA 2HNYB1H2 R K ACURA 2HNYB1H4 R K ACURA 2HNYB1H6 R K ACURA 2HNYD182 R J ACURA 2HNYD184 R J ACURA 2HNYD186 R J ACURA 2HNYD187 R J ACURA 2HNYD188 R J ACURA 2HNYD189 R J ACURA 2HNYD282 R J ACURA 2HNYD283 R J ACURA 2HNYD284 R J ACURA 2HNYD285 R J ACURA 2HNYD286 R J ACURA 2HNYD287 R J ACURA 2HNYD288 R J ACURA 2HNYD2H2 R J ACURA 2HNYD2H3 R J ACURA 2HNYD2H4 R J ACURA 2HNYD2H5 R J ACURA 2HNYD2H6 R J ACURA 2HNYD2H7 R J ACURA 2HNYD2H8 R J ACURA 5FRYD3H2 R K ACURA 5FRYD3H3 R K ACURA 5FRYD3H4 R K ACURA 5FRYD3H5 R K ACURA 5FRYD3H6 R K ACURA 5FRYD3H7 R K ACURA 5FRYD3H8 R K ACURA 5FRYD3H9 R K TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP S Q Q Q Q Q Q Q Q Q Q P P P P P P S S S S S S S S S L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA 5FRYD4H2 5FRYD4H3 5FRYD4H4 5FRYD4H5 5FRYD4H6 5FRYD4H7 5FRYD4H8 5FRYD4H9 5FRYD7H5 5FRYD7H7 5J8TB182 5J8TB185 5J8TB1H2 5J8TB1H5 5J8TB2H2 5J8TB2H5 5J8TB3H3 5J8TB3H5 5J8TB3H7 5J8TB4H3 5J8TB4H5 5J8TB4H7 5J8TC1H3 5J8TC1H5 5J8TC1H6 5J8TC1H7 5J8TC2H3 5J8TC2H5 5J8TC2H6 5J8TC2H7 5J8TC2H8 5J8YD3H2 5J8YD3H3 5J8YD3H5 5J8YD3H7 5J8YD3H8 5J8YD3H9 5J8YD4H0 5J8YD4H2 5J8YD4H3 5J8YD4H5 5J8YD4H7 5J8YD4H8 5J8YD4H9 5J8YD7H5 5J8YD7H7 5J8YD9H3 5J8YD9H4 5J8YE1H0 5J8YE1H3 5J8YE1H4 5J8YE1H8 JAE&J58V JAE&J58X JAEDJ58V JAEDJ58X JH4CC254 R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R Z T T T Q J J J J J J J J J J K K K K K K K K K K K K K K K K K K K K K K K K K K K J J J J J J J J J K K J J J J Z M O M R L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L L Z N N N S PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-1 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA JH4CC255 JH4CC256 JH4CC264 JH4CC265 JH4CC266 JH4CL958 JH4CL959 JH4CL968 JH4CL969 JH4CU256 JH4CU266 JH4CU2E6 JH4CU2E8 JH4CU2F4 JH4CU2F6 JH4CU2F8 JH4CU4F4 JH4CU4F6 JH4CW2H5 JH4CW2H6 JH4DA174 JH4DA175 JH4DA184 JH4DA185 JH4DA334 JH4DA335 JH4DA336 JH4DA344 JH4DA345 JH4DA346 JH4DA934 JH4DA935 JH4DA936 JH4DA937 JH4DA938 JH4DA939 JH4DA944 JH4DA945 JH4DA946 JH4DA947 JH4DA948 JH4DB154 JH4DB155 JH4DB156 JH4DB157 JH4DB164 JH4DB165 JH4DB166 JH4DB167 JH4DB238 JH4DB754 JH4DB755 JH4DB756 JH4DB764 JH4DB765 JH4DB766 JH4DB858 Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q O O S S S S I I I I I I I I I I I I I I I I I M M M M M M M M I M M M M M M M R R R R R R R R R R R R R R R R R R Q Q Q Q Q Q O O O O O O O O O O O O O O O O O Q Q Q Q Q Q Q Q O Q Q Q Q Q Q Q S S S S S S S S S S S S S S S S S S T T R R R R P P P P P P P P P P P P P P P P P S S S S S S S S P S S S S S S S MAKE VIN LIAB PIP ACURA JH4DB859 M Q ACURA JH4DC231 F O ACURA JH4DC238 I O ACURA JH4DC239 F O ACURA JH4DC434 I O ACURA JH4DC435 F O ACURA JH4DC436 F O ACURA JH4DC444 I O ACURA JH4DC445 F O ACURA JH4DC446 F O ACURA JH4DC530 F N ACURA JH4DC538 F N ACURA JH4DC548 F N ACURA JH4DE1F3 Q R ACURA JH4DE1F5 Q R ACURA JH4DE1F7 Q R ACURA JH4DE2E5 Q R ACURA JH4DE2F3 Q R ACURA JH4DE2F7 Q R ACURA JH4DE2F8 Q R ACURA JH4DE3F3 Q R ACURA JH4DE3F7 Q R ACURA JH4KA253 R S ACURA JH4KA254 R S ACURA JH4KA255 R S ACURA JH4KA263 R S ACURA JH4KA264 R S ACURA JH4KA265 R S ACURA JH4KA314 Q Q ACURA JH4KA315 Q Q ACURA JH4KA316 Q Q ACURA JH4KA317 Q Q ACURA JH4KA324 Q Q ACURA JH4KA325 Q Q ACURA JH4KA326 Q Q ACURA JH4KA327 Q Q ACURA JH4KA415 R S ACURA JH4KA453 R S ACURA JH4KA454 R S ACURA JH4KA455 R S ACURA JH4KA456 R S ACURA JH4KA457 R S ACURA JH4KA463 R S ACURA JH4KA464 R S ACURA JH4KA465 R S ACURA JH4KA466 R S ACURA JH4KA467 R S ACURA JH4KA753 R S ACURA JH4KA755 R S ACURA JH4KA756 R S ACURA JH4KA757 R S ACURA JH4KA758 R S ACURA JH4KA763 R S ACURA JH4KA765 R S ACURA JH4KA766 R S ACURA JH4KA767 R S ACURA JH4KA768 R S TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP S Q P Q P Q Q P Q Q Q Q Q S S S S S S S S S T T T T T T S S S S S S S S T T T T T T T T T T T T T T T T T T T T T ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ACURA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA JH4KA769 JH4KA815 JH4KA816 JH4KA817 JH4KA825 JH4KA826 JH4KA827 JH4KA964 JH4KA965 JH4KA966 JH4KA967 JH4KA968 JH4KB162 JH4KB163 JH4KB165 JH4KB166 JH4KB263 JH4KB265 JH4KB266 JH4KB2F3 JH4KB2F5 JH4KB2F6 JH4KC1F3 JH4KC1F5 JH4KC1F7 JH4KC1F9 JH4KC2F5 JH4KC2F9 JH4NA115 JH4NA116 JH4NA118 JH4NA123 JH4NA126 JH4NA128 JH4NA212 JH4NA213 JH4NA216 JH4UA264 JH4UA265 JH4UA364 JH4UA365 ZARAA669 ZARBA12C ZARBA12G ZARBA12T ZARBA541 ZARBA556 ZARBA558 ZARBA564 ZARBAAA4 ZARBAAB4 ZARBAAC4 ZARBB32G ZARBB32N ZARBB42G ZARBB42N ZARBB556 R Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q P P P P P P P P P P P P P A A A A A A A A A A A A A A A A S Q Q Q Q Q Q Q Q Q Q Q R R R R R R R R R R R R R R R R P P P P P P P P P Q Q Q Q T S S T T T S S T S T S S S S T T S S S S S S R R R R R S S S S S S S S S S S S S S S S S S S S S S S S S R R R R T R R T T T R R T R T R R R R T PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-2 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA ALFA AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC ZARBB558 ZARBC556 ZARBC558 ZARBC570 ZARBC576 ZARDA114 ZARDA116 ZARDA124 ZARDA136 ZARDB140 ZARDB142 ZAREA33A ZAREA33E ZAREA33L ZAREA43A ZAREA43L ZARED33E ZARED33R ZARED43E ZARFAEAV ZARFAEBN ZARFAECN ZARFAEDN ZARFAEEN ZARFAMAN ZARFAMBN ZARFAMEV ZARFANAN ZARFANBN ZAS&AJAN ZAS&AKAN ZAS&AKBN ZAS&AKEV ZAS&AKNN ZAS&AKPN ZAS&AKRN 1ACBC350 1ACBC355 1ACBC357 1ACBC360 1ACBC365 1ACBC367 1ACBC380 1ACBC385 1ACBC387 1ACBC530 1ACBC535 1ACBC560 1ACBC565 1ACBG350 1ACBG355 1ACBG357 1ACBG360 1ACBG365 1ACBG367 1ACBG380 1ACBG385 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A P P P P P P P D D D A A A C C C A A A A D D D A A A C C S T S T S T T T T T T T T T T T T T T T T T T T T T T T T S S S S S S S H H H B B B F F F B B B B H H H B B B F F R T R T R T T T T T T T T T T T T T T T T T T T T T T T T O O O O O O O H H H B B B F F F C C B B H H H B B B F F MAKE VIN LIAB PIP AMC 1ACBG387 C F AMC 1ACBG530 A B AMC 1ACBG535 A B AMC 1ACBG560 A B AMC 1ACBG565 A B AMC 1ACBH350 D H AMC 1ACBH355 D H AMC 1ACBH357 D H AMC 1ACBH360 A B AMC 1ACBH365 A B AMC 1ACBH367 A B AMC 1ACBH380 C F AMC 1ACBH385 C F AMC 1ACBH387 C F AMC 1ACBH530 A B AMC 1ACBH535 A B AMC 1ACBH560 A B AMC 1ACBH565 A B AMC 1ACBK350 D H AMC 1ACBK355 D H AMC 1ACBK357 D H AMC 1ACBK360 A B AMC 1ACBK365 A B AMC 1ACBK367 A B AMC 1ACBK380 C F AMC 1ACBK385 C F AMC 1ACBK387 C F AMC 1ACBK530 A B AMC 1ACBK535 A B AMC 1ACBK560 A B AMC 1ACBK565 A B AMC 1ACBN355 D H AMC 1ACBN357 D H AMC 1ACBN365 A B AMC 1ACBN367 A B AMC 1ACBN385 C F AMC 1ACBN387 C F AMC 1ACBN530 A B AMC 1ACBN535 A B AMC 1ACBN560 A B AMC 1ACBN565 A B AMC 1ACCC350 D H AMC 1ACCC355 D H AMC 1ACCC357 D H AMC 1ACCC360 A B AMC 1ACCC365 A B AMC 1ACCC367 A B AMC 1ACCC380 C F AMC 1ACCC385 C F AMC 1ACCC387 C F AMC 1ACCC530 A B AMC 1ACCC535 A B AMC 1ACCC560 A B AMC 1ACCC565 A B AMC 1ACCG350 D H AMC 1ACCG355 D H AMC 1ACCG357 D H TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP F C C B B H H H B B B F F F C C B B H H H B B B F F F C C B B H H B B F F C C B B H H H B B B F F F C C B B H H H AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC 1ACCG360 1ACCG365 1ACCG367 1ACCG380 1ACCG385 1ACCG387 1ACCG530 1ACCG535 1ACCG560 1ACCG565 1ACCH350 1ACCH355 1ACCH357 1ACCH360 1ACCH365 1ACCH367 1ACCH380 1ACCH385 1ACCH387 1ACCH530 1ACCH535 1ACCH560 1ACCH565 1ACCK350 1ACCK355 1ACCK357 1ACCK360 1ACCK365 1ACCK367 1ACCK380 1ACCK385 1ACCK387 1ACCK530 1ACCK535 1ACCK560 1ACCK565 1ACCN355 1ACCN357 1ACCN365 1ACCN367 1ACCN385 1ACCN387 1ACCN530 1ACCN535 1ACCN560 1ACCN565 1ACUH355 1ACUH385 1ACUH387 1ACUH530 1ACUH535 1ACUK355 1ACUK385 1ACUK387 1ACUK530 1ACUK535 1ACUN355 A A A C C C A A A A D D D A A A C C C A A A A D D D A A A C C C A A A A D D A A C C A A A A D C C A A D C C A A D B B B F F F B B B B H H H B B B F F F B B B B H H H B B B F F F B B B B H H B B F F B B B B H F F B B H F F B B H B B B F F F C C B B H H H B B B F F F C C B B H H H B B B F F F C C B B H H B B F F C C B B H F F C C H F F C C H PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-3 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC 1ACUN385 1ACUN387 1ACUN530 1ACUN535 1AMBA050 1AMBA055 1AMBA057 1AMBA060 1AMBA065 1AMBA067 1AMBA080 1AMBA085 1AMBA087 1AMBA430 1AMBA435 1AMBA460 1AMBA465 1AMBC050 1AMBC055 1AMBC057 1AMBC060 1AMBC065 1AMBC067 1AMBC080 1AMBC085 1AMBC087 1AMBC350 1AMBC355 1AMBC357 1AMBC360 1AMBC365 1AMBC367 1AMBC380 1AMBC385 1AMBC387 1AMBC430 1AMBC435 1AMBC460 1AMBC465 1AMBC530 1AMBC535 1AMBC560 1AMBC565 1AMBG350 1AMBG355 1AMBG357 1AMBG360 1AMCC067 1AMCC080 1AMCC085 1AMCC087 1AMCC350 1AMCC355 1AMCC357 1AMCC360 1AMCC365 1AMCC367 C C A A A A A A A A A A A A A A A A A A A A A A A A D D D A A A C C C A A A A A A A A D D D A A A A A D D D A A A F F B B E E E A A A C C C A A B B E E E A A A C C C H H H B B B F F F A A B B B B B B H H H B A C C C H H H B B B F F C C E E E B B B D D D B B B B E E E B B B D D D H H H B B B F F F B B B B C C B B H H H B B D D D H H H B B B MAKE VIN LIAB PIP AMC 1AMCC380 C F AMC 1AMCC385 C F AMC 1AMCC387 C F AMC 1AMCC430 A A AMC 1AMCC435 A A AMC 1AMCC439 A A AMC 1AMCC460 A B AMC 1AMCC465 A B AMC 1AMCC530 A B AMC 1AMCC535 A B AMC 1AMCC560 A B AMC 1AMCC565 A B AMC 1AMCG350 D H AMC 1AMCG355 D H AMC 1AMCG357 D H AMC 1AMCG360 A B AMC 1AMCG365 A B AMC 1AMCG367 A B AMC 1AMCG380 C F AMC 1AMCG385 C F AMC 1AMCG387 C F AMC 1AMCG530 A B AMC 1AMCG535 A B AMC 1AMCG560 A B AMC 1AMCG565 A B AMC 1AMCH350 D H AMC 1AMCH355 D H AMC 1AMCH357 D H AMC 1AMCH360 A B AMC 1AMCH365 A B AMC 1AMCH367 A B AMC 1AMCH380 C F AMC 1AMCH385 C F AMC 1AMCH387 C F AMC 1AMCH530 A B AMC 1AMCH535 A B AMC 1AMCH560 A B AMC 1AMCH565 A B AMC 1AMCK350 D H AMC 1AMCK355 D H AMC 1AMCK357 D H AMC 1AMCK360 A B AMC 1AMCK365 A B AMC 1AMCK367 A B AMC 1AMCK380 C F AMC 1AMCK385 C F AMC 1AMCK387 C F AMC 1AMCK530 A B AMC 1AMCK535 A B AMC 1AMCK560 A B AMC 1AMCK565 A B AMC 1AMCM050 A E AMC 1AMCM055 A E AMC 1AMCM057 A E AMC 1AMCM060 A A AMC 1AMCM065 A A AMC 1AMCM067 A A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP F F F B B B B B C C B B H H H B B B F F F C C B B H H H B B B F F F C C B B H H H B B B F F F C C B B E E E B B B AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC 1AMCM080 1AMCM085 1AMCM087 1AMCM430 1AMCM435 1AMCM439 1AMCM460 1AMCM465 1AMCW050 1AMCW055 1AMCW057 1AMCW060 1AMCW065 1AMCW067 1AMCW080 1AMCW085 1AMCW087 1AMCW430 1AMCW435 1AMCW439 1AMCW460 1AMCW465 2CCBC350 2CCBC355 2CCBC357 2CCBC360 2CCBC365 2CCBC367 2CCBC380 2CCBC385 2CCBC387 2CCBC530 2CCBC535 2CCBC560 2CCBC565 2CCBG350 2CCBG355 2CCBG357 2CCBG360 2CCBG365 2CCBG367 2CCBG380 2CCBG385 2CCBG387 2CCBG530 2CCBG535 2CCBG560 2CCBG565 2CCBH350 2CCBH355 2CCBH357 2CCBH360 2CCBH365 2CCBH367 2CCBH380 2CCBH385 2CCBH387 A A A A A A A A A A A A A A A A A A A A A A D D D A A A C C C A A A A D D D A A A C C C A A A A D D D A A A C C C C C C A A A B B E E E A A A C C C A A A B B H H H B B B F F F B B B B H H H B B B F F F B B B B H H H B B B F F F D D D B B B B B E E E B B B D D D B B B B B H H H B B B F F F C C B B H H H B B B F F F C C B B H H H B B B F F F PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-4 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC 2CCBH530 2CCBH535 2CCBH560 2CCBH565 2CCBK350 2CCBK355 2CCBK357 2CCBK360 2CCBK365 2CCBK367 2CCBK380 2CCBK385 2CCBK387 2CCBK530 2CCBK535 2CCBK560 2CCBK565 2CCBN355 2CCBN357 2CCBN367 2CCBN385 2CCBN387 2CCBN530 2CCBN535 2CCCC350 2CCCC355 2CCCC357 2CCCC360 2CCCC365 2CCCC367 2CCCC380 2CCCC385 2CCCC387 2CCCC530 2CCCC535 2CCCC560 2CCCC565 2CCCG350 2CCCG355 2CCCG357 2CCCG360 2CCCG365 2CCCG367 2CCCG380 2CCCG385 2CCCG387 2CCCG530 2CCCG535 2CCCG560 2CCCG565 2CCCH350 2CCCH355 2CCCH357 2CCCH360 2CCCH365 2CCCH367 2CCCH380 A A A A D D D A A A C C C A A A A D D A C C A A D D D A A A C C C A A A A D D D A A A C C C A A A A D D D A A A C B B B B H H H B B B F F F B B B B H H B F F B B H H H B B B F F F B B B B H H H B B B F F F B B B B H H H B B B F C C B B H H H B B B F F F C C B B H H B F F C C H H H B B B F F F C C B B H H H B B B F F F C C B B H H H B B B F MAKE VIN LIAB PIP AMC 2CCCH385 C F AMC 2CCCH387 C F AMC 2CCCH530 A B AMC 2CCCH535 A B AMC 2CCCH560 A B AMC 2CCCH565 A B AMC 2CCCK350 D H AMC 2CCCK355 D H AMC 2CCCK357 D H AMC 2CCCK360 A B AMC 2CCCK365 A B AMC 2CCCK367 A B AMC 2CCCK380 C F AMC 2CCCK385 C F AMC 2CCCK387 C F AMC 2CCCK530 A B AMC 2CCCK535 A B AMC 2CCCK560 A B AMC 2CCCK565 A B AMC 2CCCN355 D H AMC 2CCCN357 D H AMC 2CCCN367 A B AMC 2CCCN385 C F AMC 2CCCN387 C F AMC 2CCCN530 A B AMC 2CCCN535 A B AMC 2CCUH355 D H AMC 2CCUH385 C F AMC 2CCUH387 C F AMC 2CCUH530 A B AMC 2CCUH535 A B AMC 2CCUK355 D H AMC 2CCUK385 C F AMC 2CCUK387 C F AMC 2CCUK530 A B AMC 2CCUK535 A B AMC 2CCUN355 D H AMC 2CCUN385 C F AMC 2CCUN387 C F AMC 2CCUN530 A B AMC 2CCUN535 A B AMC 2CMBA050 A E AMC 2CMBA055 A E AMC 2CMBA057 A E AMC 2CMBA060 A A AMC 2CMBA065 A A AMC 2CMBA067 A A AMC 2CMBA080 A C AMC 2CMBA085 A C AMC 2CMBA087 A C AMC 2CMBC050 A E AMC 2CMBC055 A E AMC 2CMBC057 A E AMC 2CMBC060 A A AMC 2CMBC065 A A AMC 2CMBC067 A A AMC 2CMBC080 A C TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP F F C C B B H H H B B B F F F C C B B H H B F F C C H F F C C H F F C C H F F C C E E E B B B D D D E E E B B B D AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC 2CMBC085 2CMBC087 2CMBC350 2CMBC355 2CMBC357 2CMBC360 2CMBC365 2CMBC367 2CMBC380 2CMBC385 2CMBC387 2CMBC530 2CMBC535 2CMBC560 2CMBC565 2CMBG350 2CMBG355 2CMBG357 2CMBG360 2CMBG365 2CMBG367 2CMBG380 2CMBG385 2CMBG387 2CMBG530 2CMBG535 2CMBG560 2CMBG565 2CMBH350 2CMBH355 2CMBH357 2CMBH360 2CMBH365 2CMBH367 2CMBH380 2CMBH385 2CMBH387 2CMBH530 2CMBH535 2CMBH560 2CMBH565 2CMBK350 2CMBK355 2CMBK357 2CMBK360 2CMBK365 2CMBK367 2CMBK380 2CMBK385 2CMBK387 2CMBK530 2CMBK535 2CMBK560 2CMBK565 2CMBM050 2CMBM055 2CMBM057 A A D D D A A A C C C A A A A D D D A A A C C C A A A A D D D A A A C C C A A A A D D D A A A C C C A A A A A A A C C H H H B B B F F F B B B B H H H B B B F F F B B B B H H H B B B F F F B B B B H H H B B B F F F B B B B E E E D D H H H B B B F F F C C B B H H H B B B F F F C C B B H H H B B B F F F C C B B H H H B B B F F F C C B B E E E PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-5 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC 2CMBM060 2CMBM065 2CMBM067 2CMBM080 2CMBM085 2CMBM087 2CMBW050 2CMBW055 2CMBW057 2CMBW060 2CMBW065 2CMBW067 2CMBW080 2CMBW085 2CMBW087 2CMCA050 2CMCA055 2CMCA057 2CMCA060 2CMCA065 2CMCA067 2CMCA080 2CMCA085 2CMCA087 2CMCA435 2CMCA439 2CMCC050 2CMCC055 2CMCC057 2CMCC060 2CMCC065 2CMCC067 2CMCC080 2CMCC085 2CMCC087 2CMCC350 2CMCC355 2CMCC357 2CMCC360 2CMCC365 2CMCC367 2CMCC380 2CMCC385 2CMCC387 2CMCC435 2CMCC439 2CMCC530 2CMCC535 2CMCC560 2CMCC565 2CMCG350 2CMCG355 2CMCG357 2CMCG360 2CMCG365 2CMCG367 2CMCG380 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A D D D A A A C C C A A A A A A D D D A A A C A A A C C C E E E A A A C C C E E E A A A C C C A A E E E A A A C C C H H H B B B F F F A A B B B B H H H B B B F B B B D D D E E E B B B D D D E E E B B B D D D B B E E E B B B D D D H H H B B B F F F B B C C B B H H H B B B F MAKE VIN LIAB PIP AMC 2CMCG385 C F AMC 2CMCG387 C F AMC 2CMCG530 A B AMC 2CMCG535 A B AMC 2CMCG560 A B AMC 2CMCG565 A B AMC 2CMCH350 D H AMC 2CMCH355 D H AMC 2CMCH357 D H AMC 2CMCH360 A B AMC 2CMCH365 A B AMC 2CMCH367 A B AMC 2CMCH380 C F AMC 2CMCH385 C F AMC 2CMCH387 C F AMC 2CMCH530 A B AMC 2CMCH535 A B AMC 2CMCH560 A B AMC 2CMCH565 A B AMC 2CMCK350 D H AMC 2CMCK355 D H AMC 2CMCK357 D H AMC 2CMCK360 A B AMC 2CMCK365 A B AMC 2CMCK367 A B AMC 2CMCK380 C F AMC 2CMCK385 C F AMC 2CMCK387 C F AMC 2CMCK530 A B AMC 2CMCK535 A B AMC 2CMCK560 A B AMC 2CMCK565 A B AMC 2CMCM050 A E AMC 2CMCM055 A E AMC 2CMCM057 A E AMC 2CMCM060 A A AMC 2CMCM065 A A AMC 2CMCM067 A A AMC 2CMCM080 A C AMC 2CMCM085 A C AMC 2CMCM087 A C AMC 2CMCM435 A A AMC 2CMCM439 A A AMC 2CMCW050 A E AMC 2CMCW055 A E AMC 2CMCW057 A E AMC 2CMCW060 A A AMC 2CMCW065 A A AMC 2CMCW067 A A AMC 2CMCW080 A C AMC 2CMCW085 A C AMC 2CMCW087 A C AMC 2CMCW435 A A AMC 2CMCW439 A A AMGEN 137XE82& T A AMGEN 137XE83& T A AMGEN 137XE84& T A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP F F C C B B H H H B B B F F F C C B B H H H B B B F F F C C B B E E E B B B D D D B B E E E B B B D D D B B A A A AMGEN AMGEN AMGEN AMGEN AMGEN ASTN ASTN ASTN ASTN ASTN ASTN ASTN ASTN ASTN ASTN ASTN ASTN AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI 137XE85& 137YA82& 137YA83& 137YA84& 137YA85& SCFEBBAK SCFEBBAL SCFEBBBK SCFEBBBL SCFEBBDL SCFEBBEL SCFEKBAK SCFEKBAL SCFEKBBK SCFEKBBL SCFEKBDL SCFEKBEL TRU41AFK TRU4FAFK TRU4ULFF TRU5ULFF TRU6ULFF TRU78LFF TRU7ELFF TRUA1AFV TRUAEAFV TRUAF38J TRUAUGFF TRUAUHFF TRUB1AFK TRUB1GFF TRUB1HFF TRUB3AFK TRUB8GFF TRUB8HFF TRUBEGFF TRUBEHFF TRUBF38J TRUBFAFK TRUC1AFV TRUC5AFV TRUCUGFF TRUCUHFF TRUDD38J TRUDF38J TRUE1GFF TRUE1HFF TRUF1GFF TRUF1HFF TRUFFAFK TRUGF38J TRUGUGFF TRUGUHFF TRUHF38J TRUHUGFF TRUHUHFF TRUJ8GFF T T T T T Z Z Z Z Z Z Z Z Z Z Z Z A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A Z Z Z Z Z Z Z Z Z Z Z Z A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A Z Z Z Z Z Z Z Z Z Z Z Z A A A A A A A B B B B B B B B B B B B B B B B B B B B B B B B B B A B B B B B B PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-6 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI TRUJ8HFF TRUJEGFF TRUJEHFF TRUJF38J TRUK1AFK TRUK8GFF TRUK8HFF TRUKEGFF TRUKEHFF TRUKF38J TRUKFAFK TRULF38J TRUMF38J TRUNF38J TRUPD28N TRURD28N TRURD38J TRURF38J TRUS1AFK TRUSC28N TRUSFAFK TRUSX28N TRUT5CFV TRUT8CFV TRUTC28N TRUTECFV TRUTS28N TRUTX28N TRUUC28N TRUUD28N TRUUF28N TRUUF38J TRUUT28N TRUVD38J TRUVF38J TRUW8LFF TRUWC28N TRUWD28N TRUWELFF TRUWF28N TRUWF38J TRUWFAFK TRUWT28N TRUWX28N TRUXD38J TRUXF38J TRUY8LFF TRUYELFF TRUYF38J WA11AAGE WA11ABGE WA12AAGE WA12ABGE WA13AAGE WA13ABGE WA17AAF4 WA17ABF4 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A O O O O O O O O A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B B B B B B B B B B A A A B A A A A B A B A A A A B A B A A B A B B A B B A B A A B B A A A A A A A A A A A A A MAKE VIN LIAB PIP AUDI WA17NAF4 O A AUDI WA17NBF4 O A AUDI WA18AAF4 O A AUDI WA18ABF4 O A AUDI WA18NAF4 O A AUDI WA18NBF4 O A AUDI WA19AAF4 O A AUDI WA19ABF4 O A AUDI WA19FAFL O A AUDI WA19FBFL O A AUDI WA19NAF4 O A AUDI WA19NBF4 O A AUDI WA1A4AFY O A AUDI WA1A4BFY O A AUDI WA1AAAF7 O A AUDI WA1AAAFY O A AUDI WA1AAAGE O A AUDI WA1AABF7 O A AUDI WA1AABFY O A AUDI WA1AABGE O A AUDI WA1AECF3 O A AUDI WA1AEDF3 O A AUDI WA1AGAFE O A AUDI WA1AGBFE O A AUDI WA1AHAF7 O A AUDI WA1AHBF7 O A AUDI WA1AJAF7 O A AUDI WA1AJBF7 O A AUDI WA1AM74L O A AUDI WA1AM94L O A AUDI WA1ANAFY O A AUDI WA1ANBFY O A AUDI WA1AUCF3 O A AUDI WA1AUDF3 O A AUDI WA1AV74L O A AUDI WA1AV94L O A AUDI WA1AVAF1 O A AUDI WA1AVBF1 O A AUDI WA1AWAF1 O A AUDI WA1AWAF7 O A AUDI WA1AWBF1 O A AUDI WA1AWBF7 O A AUDI WA1AXAF7 O A AUDI WA1AXBF7 O A AUDI WA1AY54L O A AUDI WA1AY64L O A AUDI WA1AY74L O A AUDI WA1AY94L O A AUDI WA1B4AFY O A AUDI WA1B4BFY O A AUDI WA1BAAFY O A AUDI WA1BABFY O A AUDI WA1BCCFS O A AUDI WA1BECF3 O A AUDI WA1BEDF3 O A AUDI WA1BFCFS O A AUDI WA1BFDFS O A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WA1BNAFY WA1BNBFY WA1BUCF3 WA1BUDF3 WA1BV54L WA1BV64L WA1BV74L WA1BV94L WA1BVAF1 WA1BVBF1 WA1BY54L WA1BY64L WA1BY74L WA1BY94L WA1C2AFP WA1C2BFP WA1C4AFY WA1C4BFY WA1C8AFP WA1C8BFP WA1CAAFY WA1CABFY WA1CCAFP WA1CCBFP WA1CFAFP WA1CFBFP WA1CGAFE WA1CGAFP WA1CGBFE WA1CGBFP WA1CKAFP WA1CKBFP WA1CM74L WA1CM94L WA1CMAFE WA1CMAFP WA1CMBFE WA1CMBFP WA1CNAFY WA1CNBFY WA1CV74L WA1CV94L WA1CVAF1 WA1CVAFP WA1CVBF1 WA1CVBFP WA1CWAF1 WA1CWBF1 WA1CYAFE WA1CYBFE WA1D7AFP WA1D7BFP WA1DECF3 WA1DEDF3 WA1DGAFE WA1DGAFP WA1DGBFE O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-7 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AUDI AUDI AUDI AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC AMC WA1DGBFP WA1DKAFP WA1DKBFP 1AMBG365 1AMBG367 1AMBG380 1AMBG385 1AMBG387 1AMBG530 1AMBG535 1AMBG560 1AMBG565 1AMBH350 1AMBH355 1AMBH357 1AMBH360 1AMBH365 1AMBH367 1AMBH380 1AMBH385 1AMBH387 1AMBH530 1AMBH535 1AMBH560 1AMBH565 1AMBK350 1AMBK355 1AMBK357 1AMBK360 1AMBK365 1AMBK367 1AMBK380 1AMBK385 1AMBK387 1AMBK530 1AMBK535 1AMBK560 1AMBK565 1AMBM050 1AMBM055 1AMBM057 1AMBM060 1AMBM065 1AMBM067 1AMBM080 1AMBM085 1AMBM087 1AMBM430 1AMBM435 1AMBM460 1AMBM465 1AMBW050 1AMBW055 1AMBW057 1AMBW060 1AMBW065 1AMBW067 O O O A A C C C A A A A D D D A A A C C C A A A A D D D A A A C C C A A A A A A A A A A A A A A A A A A A A A A A A A A B B F F F B B B B H H H B B B F F F B B B B H H H B B B F F F B B B B E E E A A A C C C A A B B E E E A A A A A A B B F F F C C B B H H H B B B F F F C C B B H H H B B B F F F C C B B E E E B B B D D D B B B B E E E B B B MAKE VIN LIAB PIP AMC 1AMBW080 A C AMC 1AMBW085 A C AMC 1AMBW087 A C AMC 1AMBW430 A A AMC 1AMBW435 A A AMC 1AMBW460 A B AMC 1AMBW465 A B AMC 1AMCA050 A E AMC 1AMCA055 A E AMC 1AMCA057 A E AMC 1AMCA060 A A AMC 1AMCA065 A A AMC 1AMCA067 A A AMC 1AMCA080 A C AMC 1AMCA085 A C AMC 1AMCA087 A C AMC 1AMCA430 A A AMC 1AMCA435 A A AMC 1AMCA439 A A AMC 1AMCA460 A B AMC 1AMCA465 A B AMC 1AMCC050 A E AMC 1AMCC055 A E AMC 1AMCC057 A E AMC 1AMCC060 A A AMC 1AMCC065 A A AUDI WA1DMAFP O A AUDI WA1DMBFP O A AUDI WA1DUCF3 O A AUDI WA1DUDF3 O A AUDI WA1DVAFE O A AUDI WA1DVAFP O A AUDI WA1DVBFE O A AUDI WA1DVBFP O A AUDI WA1E2AFY O A AUDI WA1E2BFY O A AUDI WA1EAAFY O A AUDI WA1EABFY O A AUDI WA1ECCFS O A AUDI WA1EECF3 O A AUDI WA1EEDF3 O A AUDI WA1EFCFS O A AUDI WA1EFDFS O A AUDI WA1EUCF3 O A AUDI WA1EUDF3 O A AUDI WA1EV54L O A AUDI WA1EV64L O A AUDI WA1EV74L O A AUDI WA1EV94L O A AUDI WA1EVAF1 O A AUDI WA1EVBF1 O A AUDI WA1EY54L O A AUDI WA1EY64L O A AUDI WA1EY74L O A AUDI WA1EY94L O A AUDI WA1F2AFY O A AUDI WA1F2BFY O A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP D D D B B B B E E E B B B D D D B B B B B E E E B B A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WA1FAAFY WA1FABFY WA1FCCFS WA1FECF3 WA1FEDF3 WA1FFCFS WA1FFDFS WA1FVAF1 WA1FVBF1 WA1G2AFY WA1G2BFY WA1GAAFY WA1GABFY WA1GCCFS WA1GFCFS WA1GFDFS WA1HCCFS WA1HFCFS WA1JCCFS WA1JFCFS WA1KK78R WA1KK98R WA1L2AFP WA1L2BFP WA1LAAF7 WA1LAAGE WA1LABF7 WA1LABGE WA1LFAFP WA1LFBFP WA1LGAFE WA1LGBFE WA1LHAF7 WA1LHBF7 WA1LJAF7 WA1LJBF7 WA1LKAFP WA1LKBFP WA1LMAFE WA1LMBFE WA1LXAF7 WA1LXBF7 WA1LYAFE WA1LYBFE WA1M2AFP WA1M2BFP WA1MKAFP WA1MKBFP WA1MMAFE WA1MMBFE WA1MYAFE WA1MYBFE WA1TFAFL WA1TFBFL WA1UFAFL WA1UFBFL WA1VAAF7 O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-8 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WA1VAAGE WA1VABF7 WA1VABGE WA1VCAFP WA1VCBFP WA1VFAFL WA1VFBFL WA1VGAFP WA1VGBFP WA1VKAFP WA1VKBFP WA1VMAFE WA1VMAFP WA1VMBFE WA1VMBFP WA1VVAFP WA1VVBFP WA1VWAF7 WA1VWBF7 WA1VXAF7 WA1VXBF7 WA1VYAFE WA1VYBFE WA1W7AFP WA1W7BFP WA1WGAFP WA1WGBFP WA1WKAFP WA1WKBFP WA1WMAFE WA1WMAFP WA1WMBFE WA1WMBFP WA1WVAFP WA1WVBFP WA1WYAFE WA1WYBFE WA1YD54B WA1YD64B WA1YL54B WA1YL64B WAU22AFC WAU22BFC WAU23AFC WAU23BFC WAU24GF5 WAU2AGF5 WAU2FAFC WAU2FBFC WAU2GAFC WAU2GBFC WAU2MAFC WAU2MBFC WAU2NGF5 WAU32AFC WAU32AFD WAU32BFC O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O A A O O A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B B B A A B B B B B B A B A B MAKE VIN LIAB PIP AUDI WAU34AFD A A AUDI WAU34AFR A A AUDI WAU38LFF A A AUDI WAU3FAFR A A AUDI WAU3FLFF A A AUDI WAU3GAFC A A AUDI WAU3GAFD A A AUDI WAU3GAFR A A AUDI WAU3GBFC A A AUDI WAU3MAFD A A AUDI WAU3RAFD A A AUDI WAU3VAFR A A AUDI WAU43AFD A A AUDI WAU44AFD A A AUDI WAU47LFF A A AUDI WAU4CAFD A A AUDI WAU4CLFF A A AUDI WAU4FAFL A A AUDI WAU4FAFR A A AUDI WAU4FBFL A A AUDI WAU4GAFB A A AUDI WAU4GBFB A A AUDI WAU4ULFF A A AUDI WAU57LFF A A AUDI WAU5CLFF A A AUDI WAU5ULFF A A AUDI WAU67LFF A A AUDI WAU6CLFF A A AUDI WAU6ULFF A A AUDI WAU72AF2 A A AUDI WAU72BF2 A A AUDI WAU78LFF A A AUDI WAU7ELFF A A AUDI WAU7FLFF A A AUDI WAU7NAF5 A A AUDI WAU8DAF8 A A AUDI WAU8DBF8 A A AUDI WAU8EAF8 A A AUDI WAU8EBF8 A A AUDI WAU8HAF8 A A AUDI WAU8HBF8 A A AUDI WAU8NAF5 A A AUDI WAU8SAF8 A A AUDI WAU8SBF8 A A AUDI WAU92AF2 A A AUDI WAU92BF2 A A AUDI WAU9NAF5 A A AUDI WAUA2AFD A A AUDI WAUA4AF4 A A AUDI WAUA4BF4 A A AUDI WAUA4CF5 A A AUDI WAUA4DF5 A A AUDI WAUA7GFF A A AUDI WAUA7HFF A A AUDI WAUAA24B A A AUDI WAUAA34B A A AUDI WAUAA48G A A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP A B A B A B A B B A A B A A A A A A B A A A A A A A A A A A A A A A B A A A A A A B A A A A B A B B B B B B A A A AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUAA64B WAUAA74B WAUAA88G WAUAB044 WAUAB544 WAUABAF4 WAUABBF4 WAUABCF5 WAUABDF5 WAUAC28D WAUAC48H WAUAC68D WAUACGFF WAUACHFF WAUAF34D WAUAF48H WAUAF58E WAUAF68E WAUAF74D WAUAF78E WAUAF84D WAUAF98E WAUAFAFC WAUAFAFH WAUAFAFL WAUAFBFC WAUAFBFL WAUAG74F WAUAG78E WAUAG79E WAUAG94F WAUAGAFD WAUAH28D WAUAH54F WAUAH58E WAUAH64F WAUAH68D WAUAH68E WAUAH74F WAUAH78E WAUAH94F WAUAH98E WAUAHAFW WAUAHBFW WAUAJ54A WAUAJ84A WAUAJGFF WAUAJHFF WAUAK54A WAUAK84A WAUAKAFB WAUAKBFB WAUANAF4 WAUANBF4 WAUANCF5 WAUANDF5 WAUARGFF A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A C C A A B B A A A B B A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B C C B B C C A A A A B B B PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-9 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUARHFF WAUAT28H WAUAT48H WAUAUGFF WAUAUHFF WAUAVAFD WAUB1GFF WAUB1HFF WAUB4AF4 WAUB4BF4 WAUB4CF5 WAUB4DF5 WAUB8GFF WAUB8HFF WAUBA081 WAUBA085 WAUBA24B WAUBA34B WAUBA64B WAUBA74B WAUBA88C WAUBA981 WAUBA985 WAUBB044 WAUBB081 WAUBB085 WAUBB28D WAUBB544 WAUBB68D WAUBB88D WAUBB981 WAUBB985 WAUBBAF4 WAUBBBF4 WAUBBCF5 WAUBBDF5 WAUBC48H WAUBC544 WAUBD085 WAUBD985 WAUBE085 WAUBEAFM WAUBEBFM WAUBEGFF WAUBEHFF WAUBF48H WAUBF58E WAUBF68E WAUBF78E WAUBF78K WAUBF98E WAUBF98K WAUBFAFC WAUBFAFL WAUBFAFM WAUBFBFC WAUBFBFL A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B A A B B A B B B B B B B B B B A A A A C B B C B B A C A A B B A A B B A C B B B A A B B A A A A B A B A A A A A MAKE VIN LIAB PIP AUDI WAUBFBFM A A AUDI WAUBFGFF A A AUDI WAUBFHFF A A AUDI WAUBG34D A A AUDI WAUBG74D A A AUDI WAUBG74F A A AUDI WAUBG78E A A AUDI WAUBG84D A A AUDI WAUBG94F A A AUDI WAUBG98E A A AUDI WAUBGAFB A A AUDI WAUBGAFC A A AUDI WAUBGAFL A A AUDI WAUBGBFB A A AUDI WAUBGBFC A A AUDI WAUBGBFL A A AUDI WAUBH24B A A AUDI WAUBH54B A A AUDI WAUBH54F A A AUDI WAUBH58E A A AUDI WAUBH64B A A AUDI WAUBH64F A A AUDI WAUBH68E A A AUDI WAUBH74F A A AUDI WAUBH78E A A AUDI WAUBH94F A A AUDI WAUBH98E A A AUDI WAUBHAFW A A AUDI WAUBHBFW A A AUDI WAUBJ54A A A AUDI WAUBJ58C A A AUDI WAUBJ84A A A AUDI WAUBJ88C A A AUDI WAUBJAFM A A AUDI WAUBJBFM A A AUDI WAUBK54A A A AUDI WAUBK58C A A AUDI WAUBK84A A A AUDI WAUBK88C A A AUDI WAUBL88G A A AUDI WAUBNAFB B A AUDI WAUBNBFB B A AUDI WAUBNCF5 A A AUDI WAUBNDF5 A A AUDI WAUBT48H A A AUDI WAUBV84C D B AUDI WAUBVAFA A A AUDI WAUBVAFB A A AUDI WAUBVBFB A A AUDI WAUBW84C D B AUDI WAUC4AF4 A A AUDI WAUC4AFH A A AUDI WAUC4AFR A A AUDI WAUC4BF4 A A AUDI WAUC4CF5 A A AUDI WAUC4DF5 A A AUDI WAUC7GFF A A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP A B B A A A A A A A A A B A A B A A A A A A A A A A A B B C C C C A A C C C C A B B B B A D A A A D B A B B B B B AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUC7HFF WAUC8AFC WAUC8BFC WAUCA88C WAUCB044 WAUCB28D WAUCB544 WAUCB68D WAUCB88D WAUCBAF4 WAUCBBF4 WAUCBCF5 WAUCBDF5 WAUCC544 WAUCCGFF WAUCCHFF WAUCD54B WAUCD64B WAUCF78K WAUCF98K WAUCFAFC WAUCFAFH WAUCFAFR WAUCFBFC WAUCGAFH WAUCGAFR WAUCH74F WAUCH94F WAUCJAFW WAUCJBFW WAUCJGFF WAUCJHFF WAUCK84A WAUCK88C WAUCKAFR WAUCNCF5 WAUCNDF5 WAUCRGFF WAUCRHFF WAUCUGFF WAUCUHFF WAUCVAFR WAUD2AFD WAUD2AFH WAUD2AFR WAUD3AF2 WAUD3BF2 WAUD8AF2 WAUD8AFC WAUD8BF2 WAUD8BFC WAUDA24B WAUDA34B WAUDA88C WAUDA88D WAUDAAF4 WAUDABF4 A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B A A C C A C A A A A B B C B B A A B B A A B A A B A A B B B B A C B B B B B B B B A A B A A A A A A A A A A A A PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-10 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUDACF5 WAUDADF5 WAUDB044 WAUDB544 WAUDC044 WAUDC085 WAUDC28D WAUDC68D WAUDC985 WAUDD28D WAUDD68D WAUDF48H WAUDF58E WAUDF68E WAUDF78E WAUDF98E WAUDFAF2 WAUDFAFC WAUDFAFL WAUDFAFM WAUDFBF2 WAUDFBFC WAUDFBFL WAUDFBFM WAUDG54F WAUDG58E WAUDG64F WAUDG68E WAUDG74F WAUDG78E WAUDG94F WAUDG98E WAUDGAFH WAUDGAFL WAUDGAFR WAUDGBFL WAUDH28D WAUDH48H WAUDH54F WAUDH58E WAUDH64F WAUDH68D WAUDH68E WAUDH74F WAUDH78E WAUDH94F WAUDH98E WAUDJ54A WAUDJ58C WAUDJ84A WAUDJ88C WAUDJAFW WAUDJBFW WAUDK54A WAUDK58C WAUDK68T WAUDK78T A A A A A A A A A A A A A A A A B A A A B A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B A A C B A A B A B A A A A A B A A A B A A A A A A A A A A A A B B B A A A A A A A A A A A C C C C B B C C B B MAKE VIN LIAB PIP AUDI WAUDK84A A A AUDI WAUDK88C A A AUDI WAUDL54F A A AUDI WAUDL64F A A AUDI WAUDL74F A A AUDI WAUDL94F A A AUDI WAUDN54F B A AUDI WAUDN64F B A AUDI WAUDN74F B A AUDI WAUDN94F B A AUDI WAUDNAF4 A A AUDI WAUDNBF4 A A AUDI WAUDNCF5 A A AUDI WAUDNDF5 A A AUDI WAUDT48H A A AUDI WAUDT54F A A AUDI WAUDT64F A A AUDI WAUDT74F A A AUDI WAUDT94F A A AUDI WAUDV54F A A AUDI WAUDV64F A A AUDI WAUDV74F A A AUDI WAUDV94F A A AUDI WAUE1GFF A A AUDI WAUE1HFF A A AUDI WAUE3AF2 A A AUDI WAUE3BF2 A A AUDI WAUE8AF2 A A AUDI WAUE8BF2 A A AUDI WAUE8GFF A A AUDI WAUE8HFF A A AUDI WAUEA58A A A AUDI WAUEA88C A A AUDI WAUEA88D A A AUDI WAUEAAF4 A A AUDI WAUEABF4 A A AUDI WAUEACF5 A A AUDI WAUEADF5 A A AUDI WAUEB089 A A AUDI WAUEB58A A A AUDI WAUEC58A A A AUDI WAUED24B A A AUDI WAUED28D A A AUDI WAUED54B A A AUDI WAUED58A A A AUDI WAUED64B A A AUDI WAUED68D A A AUDI WAUEE044 A A AUDI WAUEE88C A A AUDI WAUEF48H A A AUDI WAUEF58E A A AUDI WAUEF68E A A AUDI WAUEF78E A A AUDI WAUEF98E A A AUDI WAUEFAFL A A AUDI WAUEFBFL A A AUDI WAUEFGFF A A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP C A A A A A B B B B A A B B A A A A A A A A A B B A A A A B B C A A A A B B C C C A A A C A A C A A A A A A A A B AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUEFHFF WAUEG74F WAUEG78E WAUEG94F WAUEG98E WAUEH24B WAUEH48H WAUEH54B WAUEH54F WAUEH58E WAUEH64B WAUEH64F WAUEH68E WAUEH74F WAUEH78E WAUEH94F WAUFGAFB WAUFGAFC WAUFGBFB WAUFGBFC WAUFH081 WAUFH981 WAUFJ54A WAUFJ84A WAUFJAFW WAUFJBFW WAUFK54A WAUFK84A WAUFL44D WAUFL54D WAUFMAFC WAUFMBFC WAUFNAF4 WAUFNBF4 WAUFNCF5 WAUFNDF5 WAUG3AFC WAUG3BFC WAUG4AFR WAUG7GFF WAUG7HFF WAUG8AFC WAUG8BFC WAUGA84A WAUGB043 WAUGB044 WAUGB089 WAUGB28D WAUGB943 WAUGB944 WAUGC044 WAUGC089 WAUGC544 WAUGC58A WAUGC84A WAUGD044 WAUGD28D A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B A A A A A A A A A A A A A A A A A A A A A A A B B A A A A A A A A B B A A B B B A A A C C C A C C D C D C A C A PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-11 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUGD544 WAUGD58A WAUGD58B WAUGD68D WAUGE044 WAUGE544 WAUGE58B WAUGF58B WAUGF78K WAUGF98K WAUGFAFC WAUGFAFR WAUGFBFC WAUGG043 WAUGG943 WAUGGAFC WAUGGAFR WAUGGBFC WAUGH043 WAUGH943 WAUGL58E WAUGL68E WAUGL78E WAUGL98E WAUGMAF4 WAUGMBF4 WAUGN74F WAUGN94F WAUGNAF4 WAUGNBF4 WAUGRGFF WAUGRHFF WAUGU44D WAUGU54D WAUGUGFF WAUGUHFF WAUGVAFR WAUH2AFC WAUH2AFR WAUH2BFC WAUH3AFC WAUH3BFC WAUH7GFF WAUH7HFF WAUHA84A WAUHB044 WAUHC043 WAUHC044 WAUHC089 WAUHC544 WAUHC84A WAUHC943 WAUHC944 WAUHCGFF WAUHCHFF WAUHD044 WAUHD544 A A A A A A A A A A A A A A A A A A A A A A A A A A B B A A A A A A A A A B A B A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A D C B A C D B B A A A B A C C A B A C C B B B B A A B B A A B B A A B B B B B B A A B B A C C D C D A C C B B C D MAKE VIN LIAB PIP AUDI WAUHE044 A A AUDI WAUHE544 A A AUDI WAUHE58A A A AUDI WAUHE58P A A AUDI WAUHE68P A A AUDI WAUHE78P A A AUDI WAUHE98P A A AUDI WAUHF58A A A AUDI WAUHF58P A A AUDI WAUHF68P A A AUDI WAUHF78P A A AUDI WAUHF98P A A AUDI WAUHFAFC B A AUDI WAUHFAFL A A AUDI WAUHFBFC B A AUDI WAUHFBFL A A AUDI WAUHGAFC A A AUDI WAUHGAFR A A AUDI WAUHGBFC A A AUDI WAUHH043 A A AUDI WAUHH943 A A AUDI WAUHJGFF A A AUDI WAUHJHFF A A AUDI WAUHMAF4 A A AUDI WAUHMAFC A A AUDI WAUHMBF4 A A AUDI WAUHMBFC A A AUDI WAUHP54A A A AUDI WAUHP84A A A AUDI WAUHQ54A A A AUDI WAUHR84A A A AUDI WAUHRGFF A A AUDI WAUHRHFF A A AUDI WAUHUGFF A A AUDI WAUHUHFF A A AUDI WAUJ2AFC B A AUDI WAUJ2AFD A A AUDI WAUJ2BFC B A AUDI WAUJ4AFD A A AUDI WAUJ8GFF A A AUDI WAUJ8HFF A A AUDI WAUJA84A A A AUDI WAUJC58E A A AUDI WAUJC68E A A AUDI WAUJC84A A A AUDI WAUJEGFF A A AUDI WAUJEHFF A A AUDI WAUJF78K A A AUDI WAUJF98K A A AUDI WAUJFAFH A A AUDI WAUJFAFL A A AUDI WAUJFBFL A A AUDI WAUJGAFC A A AUDI WAUJGAFD A A AUDI WAUJGBFC A A AUDI WAUJMAF4 A A AUDI WAUJMBF4 A A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP C D C A A A A C A A A A B A B A A B A C C B B A A A A B B B B B B B B B A B A B B A A A A B B B B A A A A A A A A AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUJSAFD WAUJT54B WAUJT58E WAUJT64B WAUJT68E WAUK2AF2 WAUK2AFD WAUK2BF2 WAUK8GFF WAUK8HFF WAUKA84A WAUKC28D WAUKC68D WAUKD58P WAUKD68P WAUKD78P WAUKD98P WAUKE544 WAUKE54C WAUKEAFM WAUKEBFM WAUKEGFF WAUKEHFF WAUKF58E WAUKF68E WAUKF78E WAUKF78P WAUKF98E WAUKF98P WAUKFAFL WAUKFAFM WAUKFBFL WAUKFBFM WAUKFGFF WAUKFHFF WAUKG58E WAUKG68E WAUKG74F WAUKG78E WAUKG94F WAUKG98E WAUKGAFB WAUKGAFL WAUKGBFB WAUKGBFL WAUKH28D WAUKH54F WAUKH58E WAUKH64F WAUKH68D WAUKH68E WAUKH74F WAUKH78E WAUKH94F WAUKH98E WAUKJAFM WAUKJBFM A A A A A A A A A A B A A A A A A D D A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B B A A A A A A D D A A B B A A A B A B A A A A B B A A A A A A A B A B A A A A A A A A A A A A PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-12 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUKMAF4 WAUKMBF4 WAUKNAF5 WAUL2AF2 WAUL2BF2 WAULA84A WAULC58E WAULC68E WAULD54B WAULD64B WAULF78K WAULF98K WAULFAFH WAULFAFR WAULH24B WAULH54B WAULH64B WAULK78K WAULK98K WAULL44E WAULL94E WAULMAF4 WAULMBF4 WAULNAF4 WAULNBF4 WAULT54B WAULT58E WAULT64B WAULT68E WAULV44E WAULV94E WAUM2AF2 WAUM2AFH WAUM2AFR WAUM2BF2 WAUMF58P WAUMF68P WAUMF78K WAUMF78P WAUMF98K WAUMF98P WAUMFAFH WAUMFAFL WAUMFAFM WAUMFAFR WAUMFBFL WAUMFBFM WAUMGAFL WAUMGBFL WAUMK78K WAUMK98K WAUML44D WAUML44E WAUML54B WAUML54D WAUML64B WAUML94E A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B A A A A A A A A A A B A A A A A A A A A A A A A A A A A A A B A A A A A A A A A A B A A B B A A A A A A A A MAKE VIN LIAB PIP AUDI WAUMMAF4 A A AUDI WAUMMBF4 A A AUDI WAUMNAF4 A A AUDI WAUMNAF5 A A AUDI WAUMNBF4 A A AUDI WAUMPBFF A A AUDI WAUMR44E A A AUDI WAUMR94E A A AUDI WAUMV44E A A AUDI WAUMV94E A A AUDI WAUN4AF5 A A AUDI WAUNE58P A A AUDI WAUNE68P A A AUDI WAUNE78P A A AUDI WAUNE98P A A AUDI WAUNF58P A A AUDI WAUNF68P A A AUDI WAUNF78P A A AUDI WAUNF98P A A AUDI WAUNG74F A A AUDI WAUNG94F A A AUDI WAUNNAF4 A A AUDI WAUNNAF5 A A AUDI WAUNNBF4 A A AUDI WAUNPBFF A A AUDI WAUP2AF2 A A AUDI WAUP2BF2 A A AUDI WAUP4AF5 A A AUDI WAUPEAFM A A AUDI WAUPEBFM A A AUDI WAUPFAF2 A A AUDI WAUPFAFM A A AUDI WAUPFBF2 A A AUDI WAUPFBFM A A AUDI WAUPL58E A A AUDI WAUPL68E A A AUDI WAUPN44E A A AUDI WAUPN94E A A AUDI WAUPNAF4 A A AUDI WAUPNAF5 A A AUDI WAUPNBF4 A A AUDI WAUR2AF2 A A AUDI WAUR2AFD A A AUDI WAUR2BF2 A A AUDI WAUR4AF5 A A AUDI WAUR4AFD A A AUDI WAURD68D A A AUDI WAURFAFR A A AUDI WAURGAFD A A AUDI WAURMAFD A A AUDI WAURNAF4 A A AUDI WAURNAF5 A A AUDI WAURNBF4 A A AUDI WAURV68T A A AUDI WAURV78T A A AUDI WAURVAFD A A AUDI WAUS2AF2 A A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP A A A B A B A A A A B A A A A A A A A A A A B A B B B B A A B A B A B B A A A B A B A B B A B B A A A B A B B A B AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUS2BF2 WAUSAAF5 WAUSF58E WAUSF68E WAUSF78E WAUSF78K WAUSF98E WAUSF98K WAUSFAF2 WAUSFAFL WAUSFAFR WAUSFBF2 WAUSFBFL WAUSG74F WAUSG78E WAUSG94F WAUSG98E WAUSGAFB WAUSGAFC WAUSGAFR WAUSGBFB WAUSGBFC WAUSH54F WAUSH58E WAUSH64F WAUSH68E WAUSH74F WAUSH78E WAUSH94F WAUSH98E WAUSNAF5 WAUSPBFF WAUSVAFA WAUTAAF5 WAUTFAFH WAUTNAF5 WAUTPBF2 WAUTPBFF WAUU2AF2 WAUU2BF2 WAUUAAF5 WAUUFAFH WAUUL58E WAUUL68E WAUUL78E WAUUL98E WAUUNAF5 WAUUPBFF WAUV2AF2 WAUV2BF2 WAUV4AFH WAUV4AFR WAUVC58E WAUVC68E WAUVF78K WAUVF98K WAUVFAFH A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B A A A A A A B A B B A A A A A A B B A B A A A A A A A A B B A B A B B B B B B A A A A A B B B B A B A A A A A PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-13 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI WAUVFAFR WAUVGAFH WAUVGAFR WAUVKAFR WAUVPBF2 WAUVPBFF WAUVT54B WAUVT58E WAUVT64B WAUVT68E WAUVVAFR WAUW2AFC WAUW2BFC WAUW3AFC WAUW3BFC WAUW4GF5 WAUW8LFF WAUWAGF5 WAUWELFF WAUWFAFC WAUWFAFH WAUWFAFL WAUWFAFR WAUWFBFC WAUWFBFL WAUWFLFF WAUWG74F WAUWG94F WAUWGAFB WAUWGAFC WAUWGBFB WAUWGBFC WAUWKAFR WAUWMAFC WAUWMBFC WAUWNGF5 WAUXD68D WAUXF78K WAUXF98K WAUXG74F WAUXG94F WAUXL58E WAUXL68E WAUXU54B WAUXU64B WAUY4GF5 WAUY8LFF WAUYAGF5 WAUYD54B WAUYD64B WAUYELFF WAUYGAFC WAUYGBFC WAUYL54B WAUYL64B WAUYNGF5 WAUYP54B A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A O O A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B A B B B B A A A A B B B B B A A A A B A A B B A A A A A B A B B B B A A A A A A A A A A A A A A A A B B A A A A MAKE VIN LIAB PIP AUDI WAUYP64B A A AUDI WAUZL54B A A AUDI WAUZL64B A A AUDI WU1ARAF1 O A AUDI WU1ARBF1 O A AUDI WUA1CAF2 A A AUDI WUA1CBF2 A A AUDI WUA4BCFX A A AUDI WUA9NAFG A A AUDI WUAANAFG A A AUDI WUAASAFV A A AUDI WUAAU342 A A AUDI WUAAUAFG A A AUDI WUAAWCF5 A A AUDI WUAAWDF5 A A AUDI WUABAAFX A A AUDI WUABACFX A A AUDI WUABWCF5 A A AUDI WUABWDF5 A A AUDI WUABWGFF A A AUDI WUABWHFF A A AUDI WUAC6AFH A A AUDI WUAC6AFR A A AUDI WUACEAFX A A AUDI WUACECFX A A AUDI WUACSAFV A A AUDI WUADNAFG A A AUDI WUADU58E A A AUDI WUADU68E A A AUDI WUADU78E A A AUDI WUADU98E A A AUDI WUADUAFG A A AUDI WUAEAAFX A A AUDI WUAEEAFX A A AUDI WUAENAFG A A AUDI WUAFUAFG A A AUDI WUAGL78E A A AUDI WUAGL98E A A AUDI WUAGNAFG A A AUDI WUAGUAFG A A AUDI WUAJ5AFD A A AUDI WUAKBAFX A A AUDI WUAKNAFG A A AUDI WUALNAFG A A AUDI WUANWAF5 A A AUDI WUAPCAF2 A A AUDI WUAPCBF2 A A AUDI WUAPV54B A A AUDI WUAPV64B A A AUDI WUAPWAF5 A A AUDI WUARL48H A A AUDI WUARU78E A A AUDI WUARU98E A A AUDI WUASNAFG A A AUDI WUASUAFG A A AUDI WUATNAFG A A AUDI WUATUAFG A A TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP A A A A A A A A B B B B B B B B A B B B B A B B A B B B B B B B B B B B B B B B A B B B B B B B B B A B B A A A A AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUSTI AUSTI AUSTI AUSTI AUSTI AUSTI AUSTI AUSTI AVANT AVANT AVANT AVANT AVANT AVANT AVANT AVANT AVANT AVANT AVANT BERTO BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WUAUUAFG WUAVACFX WUAVECFX WUAVNAFG WUAVUAFG WUAW2AFC WUAW2BFC WUAWAAFC WUAWABFC WUAWRAFC WUAWRBFC WUAWUAFG WUAYU48H SAXXS44A SAXXS44B SAXXS44C SAXXS44D SAXXS84A SAXXS84B SAXXS84C SAXXS84D 12AAV122 12AAV123 12AAV222 12AAV223 12AAV22A 12AAV24A 12AAV322 12AAV323 12AAV422 12AAV423 12AAV44A ZBBBS00A 3MW5P7J0 3MW5P9J0 3MW5R1J0 3MW5R7J0 3MW5U7J0 3MW5U9J0 4BACK734 4BACN334 4BACN534 4USBT334 4USBT335 4USBT534 4USBT535 4USBU335 4USBU535 4USCC032 4USCC732 4USCC832 4USCC932 4USCD132 4USCD232 4USCD332 4USCD432 4USCD732 A A A A A A A A A A A A A Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z F F F F F F A A A A A A A A A B B B B C C C C B A A A A A A A A A A A A A Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z O O O O O O D C C E E E E E E N N N N N N N N N A A A A A B B B B B B A A Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z Z M M M M M M D A A C C C C C C M M M M L L L L M PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-14 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BMW BMW BMW BMW BMW BMW AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI AUDI 4USCD832 4USCH333 4USCH334 4USCH732 4USCH933 4USCH934 WAUEH98E WAUEJ54A WAUEJ58C WAUEJ84A WAUEJ88C WAUEJAFW WAUEJBFW WAUEK54A WAUEK58C WAUEK68T WAUEK78T WAUEK84A WAUEK88C WAUEKAFB WAUEKBFB WAUEL74F WAUEL94F WAUENAF4 WAUENBF4 WAUENCF5 WAUENDF5 WAUET48H WAUEV54F WAUEV64F WAUEV74F WAUEV94F WAUF1GFF WAUF1HFF WAUF2AFC WAUF2BFC WAUF3AFC WAUF3BFC WAUF8AF2 WAUF8AFC WAUF8BF2 WAUF8BFC WAUFA081 WAUFA84A WAUFA981 WAUFAAF4 WAUFABF4 WAUFACF5 WAUFADF5 WAUFB043 WAUFB044 WAUFB081 WAUFB085 WAUFB84A WAUFB943 WAUFB944 WAUFB985 B A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B A A A A A A A A A A A A A A A A D A A A D N C C C C C A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B A A A B M A A A A A A C C C C B B C C B B C C A A A A A A B B A A A A A B B B B A A A A A A A A A A A B B C C A D A C C D MAKE VIN LIAB PIP AUDI WAUFC044 A A AUDI WAUFC089 A A AUDI WAUFC544 A A AUDI WAUFC58A A A AUDI WAUFC84A A A AUDI WAUFD044 A A AUDI WAUFD28D A A AUDI WAUFD544 A A AUDI WAUFD58A A A AUDI WAUFD68D A A AUDI WAUFE044 A A AUDI WAUFE081 Z Z AUDI WAUFE981 Z Z AUDI WAUFEAFM A A AUDI WAUFEBFM A A AUDI WAUFFAF2 B A AUDI WAUFFAFC A A AUDI WAUFFAFL A A AUDI WAUFFAFM A A AUDI WAUFFBF2 B A AUDI WAUFFBFC A A AUDI WAUFFBFL A A AUDI WAUFFBFM A A AUDI WAUFFGFF A A AUDI WAUFFHFF A A AUDI WAUFG043 A A AUDI WAUFG081 A A AUDI WAUFG943 A A AUDI WAUFG981 A A BMW 4USCJ332 A C BMW 4USCK533 A I BMW 4USCK534 A I BMW 4USCK734 A D BMW 4USCN334 A C BMW 4USCN534 A C BMW 4USDE532 H M BMW 4USDE632 H M BMW 4USDN533 H M BMW 4USDN633 H M BMW 4USDN833 H M BMW 4USDU534 B L BMW 4USDU535 B L BMW 4USFE43& M C BMW 4USFE83& M C BMW 4USGF832 K N BMW 5UMBT934 A E BMW 5UMBT935 A E BMW 5UMCL934 A B BMW 5UMCN934 A E BMW 5UMDU934 B L BMW 5UMDU935 B L BMW 5UX2V1C& K C BMW 5UX2V5C& K C BMW 5UX33DT& K C BMW 5UX43DP& K C BMW 5UX43DT& K C BMW 5UX47DP& K C TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP D C D C A C A D C A C Z Z A A B A A A B A A A B B C A C A A H H D A A L L L L L K K B B M C C A E K K B B B B B B BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW 5UX53DP& 5UX57DP& 5UX83DP& 5UXCR4C& 5UXCR6C& 5UXCW2C& 5UXCX4C& 5UXCX6C& 5UXCY4C& 5UXCY6C& 5UXCY8C& 5UXFA13& 5UXFA53& 5UXFA93& 5UXFA935 5UXFB33& 5UXFB53& 5UXFB93& 5UXFE43& 5UXFE4C& 5UXFE83& 5UXFE8C& 5UXFF03& 5UXFF0C& 5UXFG2C& 5UXFG43& 5UXFG435 5UXFG4C& 5UXFG83& 5UXFG835 5UXFG8C& 5UXFH0C& 5UXJU2C& 5UXJU4C& 5UXKR0C& 5UXKR2C& 5UXKR6C& 5UXKS4C& 5UXKT0C& 5UXKT6C& 5UXKU0C& 5UXKU2C& 5UXKU6C& 5UXTA6C& 5UXTR7C& 5UXTR9C& 5UXTS1C& 5UXTS3C& 5UXTY3C& 5UXTY5C& 5UXTY9C& 5UXUJ3C& 5UXUJ5C& 5UXWX5C& 5UXWX7C& 5UXWX9C& 5UXWY3C& K K K K M K K K K K K M M M K M M M M M M M K M K K K K K K K K M M M K M M M M K K K M K K K K K K K K K K K K K C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B B PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-15 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW 5UXWZ7C& 5UXXW3C& 5UXXW5C& 5UXXW7C& 5UXZV4C& 5UXZV8C& 5UXZW0C& 5YM13EC& 5YM23DC& 5YMCY0C& 5YMGY0C& 5YMGZ0C& 5YMJU0C& 5YMKT6C& 5YMKW8C& 5YMTS0C& 5YMUJ0C& WBA13AC0 WBA13AG0 WBA13AK0 WBA13AL0 WBA13AR0 WBA13AW0 WBA13BJ0 WBA13BK0 WBA1F5C5 WBA1F7C5 WBA1F9C5 WBA1G9C5 WBA1H9C& WBA1J7C5 WBA1J9C5 WBA1K5C5 WBA1K7C5 WBA1K9C5 WBA1L9C5 WBA1M1C5 WBA1M5C5 WBA23AT0 WBA23CM0 WBA2F9C& WBA2G1C& WBA2G3C& WBA2H9C& WBA2J1C0 WBA2J1C5 WBA2J3C0 WBA2J3C5 WBA2J5C0 WBA2J5C5 WBA2J7C0 WBA2J7C5 WBA2K1C0 WBA2K1C5 WBA2K9C& WBA2L1C& WBA2L3C& K K K K M M M K K K M K M M K K K F F F F B F F F B B B B B B B A A A A A A A B B B B B B B B B B B B B A A A A A C C C C C C C C C C C C C C C C C O O O O L O O O L L L L L L L E E E E E E E L L L L L L L L L L L L L E E E E E B B B B B B B B B B B B B B B B B M M M M K M M M K K K K K K K C C C C C C C K K K K K K K K K K K K K C C C C C MAKE VIN LIAB PIP BMW WBA2M7C0 A E BMW WBA2M7C5 A E BMW WBA2M9C& A E BMW WBA2N1C0 A E BMW WBA2N1C5 A E BMW WBA2N3C0 A E BMW WBA2N3C5 A E BMW WBA33AG0 F O BMW WBA3A5C5 F O BMW WBA3A5G5 F O BMW WBA3A9C5 F O BMW WBA3A9G5 F O BMW WBA3B1C5 F O BMW WBA3B1G5 F O BMW WBA3B3C5 F O BMW WBA3B3G5 F O BMW WBA3B5C5 F O BMW WBA3B5G5 F O BMW WBA3B9C5 F O BMW WBA3B9G5 F O BMW WBA3C1C5 F O BMW WBA3C1G5 F O BMW WBA3C3C5 F O BMW WBA3C3G5 F O BMW WBA3D3C5 F O BMW WBA3D5C5 F O BMW WBA3F9C5 F O BMW WBA3G7C5 C L BMW WBA3K5C5 C L BMW WBA3N3C5 B L BMW WBA3N5C5 B L BMW WBA3N7C5 B L BMW WBA3N9C5 B L BMW WBA3R1C5 B L BMW WBA3R5C5 B L BMW WBA3T1C5 A E BMW WBA3T3C5 A E BMW WBA3T7C5 A E BMW WBA3V5C5 A E BMW WBA3V7C5 A E BMW WBA3V9C5 A E BMW WBA3X5C5 F O BMW WBA3X9C5 F O BMW WBA43AT0 A E BMW WBA4A5C5 F O BMW WBA4A7C5 F O BMW WBA4A9C5 F O BMW WBA4B1C5 F O BMW WBA4B3C5 F O BMW WBA4C9C5 F O BMW WBA4E3C& F O BMW WBA4E5C& F O BMW WBA4F7C& F O BMW WBA4F9C& F O BMW WBA4J1C0 F O BMW WBA4J1C5 F O BMW WBA4J3C0 F O TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP C C C C C C C M M M M M M M M M M M M M M M M M M M M K K K K K K K K C C C C C C M M C M M M M M M M M M M M M M BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBA4J3C5 WBA4J5C0 WBA4J5C5 WBA4J7C0 WBA4J7C5 WBA4P1C& WBA4P3C& WBA4R7C& WBA4R9C& WBA4T9C& WBA4U1C& WBA4U7C& WBA4U9C& WBA4W3C0 WBA4W3C5 WBA4W5C0 WBA4W5C5 WBA4W7C0 WBA4W7C5 WBA4W9C0 WBA4W9C5 WBA4Z1C0 WBA4Z1C5 WBA4Z3C0 WBA4Z3C5 WBA4Z5C0 WBA4Z5C5 WBA4Z7C0 WBA4Z7C5 WBA53AK0 WBA53AP0 WBA53AT0 WBA53BH0 WBA53BJ0 WBA53CM0 WBA5A5C5 WBA5A7C5 WBA5B1C5 WBA5B3C5 WBA5E1C5 WBA5M0C& WBA5M0C5 WBA5M2C& WBA5M2C5 WBA5M4C& WBA5M4C5 WBA5M6C5 WBA5P7C0 WBA5P9C0 WBA5R1C0 WBA5R1C5 WBA5R7C0 WBA5R7C5 WBA5U7C0 WBA5U9C0 WBA63AT0 WBA63AV0 F F F F F B B B B A A A A B B B B B B B B A A A A A A A A F B A F F B F F F F F F F F F F F F F F F F F F F F A F O O O O O L L L L E E E E L L L L L L L L E E E E E E E E O L E O O L O O O O O O O O O O O O O O O O O O O O E O M M M M M K K K K C C C C K K K K K K K K C C C C C C C C M K C M M K M M M M M M M M M M M M M M M M M M M M C M PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-16 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBA6A0C5 WBA6B2C5 WBA6B4C5 WBA6B8C5 WBA6D0C& WBA6D0C5 WBA6D2C& WBA6D2C5 WBA6D4C& WBA6D4C5 WBA6D6C& WBA6D6C5 WBA6F1C& WBA6F1C5 WBA6F3C& WBA6F3C5 WBA6F5C& WBA6F5C5 WBA6F7C& WBA6F7C5 WBA6H1C& WBA6H1C5 WBA6H3C& WBA6H3C5 WBA6H5C& WBA6H5C5 WBA6H7C& WBA6H7C5 WBA73AC0 WBA73AK0 WBA73AP0 WBA73BJ0 WBA7E2C& WBA7E2C5 WBA7E4C& WBA7E4C5 WBA7F0C& WBA7F0C5 WBA7F2C& WBA7F2C5 WBA7H6C& WBA7H6C5 WBA7J2C& WBA7J2C5 WBA7T2C0 WBA7T4C0 WBA7U2C0 WBA7U6C0 WBA7W4C0 WBA83AP0 WBA8A3C& WBA8A3C5 WBA8A9C& WBA8A9C5 WBA8B3C& WBA8B3C5 WBA8B3G& F F F F F F F F F F F F A A A A A A A A B B B B B B B B F F B F K K K K L L L L F F K K K K L F J B F F F F F F F O O O O O O O O O O O O E E E E E E E E L L L L L L L L O O L O N N N N O O O O O O N N N N O O D L O O O O O O O M M M M M M M M M M M M C C C C C C C C K K K K K K K K M M K M M M M M N N N N M M M M M M N M C K M M M M M M M MAKE VIN LIAB PIP BMW WBA8B3G5 F O BMW WBA8B7C& F O BMW WBA8B7C5 F O BMW WBA8B7G& F O BMW WBA8B7G5 F O BMW WBA8B9C& F O BMW WBA8B9C5 F O BMW WBA8B9G& F O BMW WBA8B9G5 F O BMW WBA8D9C& F O BMW WBA8D9C5 F O BMW WBA8D9G& F O BMW WBA8D9G5 F O BMW WBA8E1C& F O BMW WBA8E1C5 F O BMW WBA8E1G& F O BMW WBA8E1G5 F O BMW WBA8E3C5 F O BMW WBA8E3G5 F O BMW WBA8E5C& F O BMW WBA8E5C5 F O BMW WBA8E5G& F O BMW WBA8E5G5 F O BMW WBA8E7C5 F O BMW WBA8E9C5 F O BMW WBA8E9G5 F O BMW WBA8F1C& F O BMW WBA8F1C5 F O BMW WBA8G5C5 C L BMW WBA8J1C& C L BMW WBA8J1C5 C L BMW WBA8K3C& C L BMW WBA8K3C5 C L BMW WBA8Y3C& F O BMW WBA8Y3C5 F O BMW WBA8Z5C5 F O BMW WBA8Z9C& F O BMW WBA8Z9C5 F O BMW WBAAA130 B M BMW WBAAA131 B M BMW WBAAA230 B M BMW WBAAA231 B M BMW WBAAA730 B L BMW WBAAB030 E N BMW WBAAB031 E N BMW WBAAB530 B L BMW WBAAB540 B M BMW WBAAB630 B L BMW WBAAB640 B M BMW WBAAB730 B L BMW WBAAB740 B L BMW WBAAB830 B L BMW WBAAB840 B L BMW WBAAB930 E N BMW WBAAB931 E N BMW WBAAC740 B N BMW WBAAC840 B N TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP M M M M M M M M M M M M M M M M M M M M M M M M M M M M K K K K K M M M M M M M M M L M M K M K M K K K K M M M M BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBAAD130 WBAAD131 WBAAD230 WBAAD231 WBAAD730 WBAAE030 WBAAE031 WBAAE2C0 WBAAE2C5 WBAAE4C0 WBAAE4C5 WBAAE540 WBAAE640 WBAAE930 WBAAE931 WBAAF031 WBAAF931 WBAAG330 WBAAG430 WBAAJ031 WBAAJ931 WBAAK740 WBAAK840 WBAAM333 WBAAM334 WBAAM433 WBAAM533 WBAAM534 WBAAM633 WBAAN334 WBAAN374 WBAAR334 WBAAV334 WBAAV534 WBAAW334 WBAAX134 WBAAZ334 WBABA731 WBABB030 WBABB130 WBABB131 WBABB230 WBABB231 WBABB730 WBABB930 WBABC4C0 WBABC4C5 WBABD130 WBABD230 WBABD334 WBABD534 WBABD730 WBABE531 WBABE532 WBABE631 WBABE632 WBABE732 D D D D D J J K K K K G G J J A A A A B B A A A A A C C C A D A D B A C D A E B A B A B E B A F F A A F A A A A A O O O O O P P L L L L P P P P L L K K N N L L N N N N N N N O M O M J L O I N L J L J L N L E O O G E O L L L L L M M M M M O O K K K K N N O O L L J J M M K K L L L L L L L M L M K H K M F M J G J G J M K C M M F E M L L L L L PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-17 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBABE832 WBABF331 WBABF332 WBABF431 WBABF432 WBABF732 WBABF733 WBABF832 WBABF833 WBABG132 WBABG133 WBABG232 WBABG233 WBABH732 WBABH832 WBABJ532 WBABJ632 WBABJ732 WBABJ733 WBABJ832 WBABJ833 WBABK532 WBABK632 WBABK732 WBABK733 WBABK832 WBABK833 WBABM334 WBABM534 WBABN334 WBABN534 WBABN734 WBABR334 WBABS334 WBABS534 WBABV134 WBABW334 WBABW534 WBACA531 WBACA532 WBACA631 WBACA632 WBACB331 WBACB332 WBACB431 WBACB432 WBACC032 WBACC932 WBACD332 WBACD432 WBACD732 WBACD832 WBACG532 WBACG632 WBACG732 WBACG733 WBACG832 A B B B B A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A B B B B D D D D B B C C B B A A A A A L L L L L J J J J K K K K I I J J C C C C I I C C C C J G G E G B B A G B A N N N N O O O O N N N N N N M M M J M L L L L L I I I I J J J J F F G G A A A A F F A A A A I F F E F A A A F A A M M M M M M M M M M L L M M L L L I L MAKE VIN LIAB PIP BMW WBACG833 A J BMW WBACH334 A C BMW WBACH934 A C BMW WBACJ950 E N BMW WBACJ970 E N BMW WBACK534 A I BMW WBACK734 A D BMW WBACK934 A B BMW WBACL934 A B BMW WBACM934 A E BMW WBACN334 A C BMW WBACN534 A C BMW WBACN934 A E BMW WBADB240 J P BMW WBADB640 K R BMW WBADB740 K R BMW WBADB840 K R BMW WBADC740 K Q BMW WBADC840 K Q BMW WBADD532 E N BMW WBADD632 E N BMW WBADE532 H M BMW WBADE632 H M BMW WBADK730 J Q BMW WBADK830 J Q BMW WBADM533 E N BMW WBADM534 E N BMW WBADM633 E N BMW WBADM634 E N BMW WBADN533 H M BMW WBADN534 H M BMW WBADN633 H M BMW WBADN634 H M BMW WBADN833 H M BMW WBADP533 B L BMW WBADP534 B L BMW WBADP633 B L BMW WBADP634 B L BMW WBADR633 E G BMW WBADR634 E G BMW WBADS334 A H BMW WBADS434 A H BMW WBADT334 H O BMW WBADT434 H O BMW WBADT534 H N BMW WBADT634 H N BMW WBADW3C5 A E BMW WBADW7C5 A E BMW WBADX1C5 A E BMW WBADX7C5 A E BMW WBADZ2C0 A E BMW WBADZ2C5 A E BMW WBADZ4C0 A E BMW WBADZ4C5 A E BMW WBAEA535 B L BMW WBAEA5C5 B L BMW WBAEB350 K R TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP I A A M M H D A A E A A E N P P P O O M M L L O O M M M M L L L L L J J J J F F F F N N M M C C C C C C C C K K Q BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBAEB360 WBAEB450 WBAEB460 WBAEB535 WBAEB5C5 WBAEB740 WBAEB840 WBAEC740 WBAEC741 WBAEC840 WBAEC841 WBAEE140 WBAEE141 WBAEE840 WBAEF532 WBAEF632 WBAEF832 WBAEG131 WBAEG132 WBAEG231 WBAEG232 WBAEG432 WBAEH134 WBAEH135 WBAEH734 WBAEJ134 WBAEK134 WBAEK135 WBAEK734 WBAEN334 WBAEP334 WBAET374 WBAEU334 WBAEV334 WBAEV534 WBAEW534 WBAFA13& WBAFA53& WBAFA93& WBAFB33& WBAFB53& WBAFF330 WBAFF340 WBAFF430 WBAFF440 WBAFF740 WBAFF840 WBAFG240 WBAFG241 WBAFG740 WBAFG741 WBAFH740 WBAFH840 WBAFR1C5 WBAFR7C5 WBAFR9C5 WBAFU7C5 K K K A A K K K K K K K K K K K K L L L L K B B B A A A A C A D A D B B M M M M M M M M M M M M M M M M M F F F F R R R E E R R P P P P R R R L L L P P P P L L L L A E E E L J O L O M M C C C C C R R R R R R R R R R R R O O O O Q Q Q C C Q Q P P P P Q Q Q K K K O O O O K K K K A C C C K K M J M K K B B B B B P P P P P P P P P P P P M M M M PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-18 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBAFU9C5 WBAFV3C5 WBAFY4C0 WBAFY4C5 WBAFZ9C5 WBAGB330 WBAGB331 WBAGB430 WBAGB431 WBAGC330 WBAGC331 WBAGC430 WBAGC431 WBAGC730 WBAGC731 WBAGC830 WBAGC831 WBAGC832 WBAGC930 WBAGC931 WBAGD432 WBAGD832 WBAGF632 WBAGF832 WBAGG833 WBAGG834 WBAGH034 WBAGH833 WBAGH834 WBAGJ033 WBAGJ034 WBAGJ632 WBAGJ832 WBAGK232 WBAGK934 WBAGL634 WBAGL635 WBAGL835 WBAGN634 WBAGN635 WBAGN834 WBAGN835 WBAGV2C0 WBAGV2C5 WBAGV4C0 WBAGV4C5 WBAGV8C0 WBAGV8C5 WBAHC130 WBAHC131 WBAHC230 WBAHC231 WBAHD031 WBAHD130 WBAHD131 WBAHD230 WBAHD231 F F A A F M M M M M M M M L L L L L L L K K K K K K J K K L L K K L F J J F J J F F F F F F F F H H H H I K K K K O O E E O R R R R R R R R O O O O O O O N N N N N N O N N O O N N O O D D O D D O O O O O O O O O O O O O Q Q Q Q M M C C M P P P P P P P P N N N N N N N M M M M M M C M M N N M M N M C C M C C M M M M M M M M N N N N N O O O O MAKE VIN LIAB PIP BMW WBAHD531 H O BMW WBAHD532 H O BMW WBAHD631 H O BMW WBAHD632 H O BMW WBAHD931 I O BMW WBAHE131 H N BMW WBAHE132 H N BMW WBAHE231 H N BMW WBAHE232 H N BMW WBAHE532 H M BMW WBAHE631 H M BMW WBAHE632 H M BMW WBAHF3C0 A E BMW WBAHF3C5 A E BMW WBAHF9C0 A E BMW WBAHJ631 I N BMW WBAHJ632 I N BMW WBAHK231 J N BMW WBAHK232 J N BMW WBAHL035 F O BMW WBAHL835 L O BMW WBAHN035 F O BMW WBAHN835 L O BMW WBAJA5C& F O BMW WBAJA5C5 F O BMW WBAJA7C& F O BMW WBAJA7C5 F O BMW WBAJA9C0 F O BMW WBAJA9C5 F O BMW WBAJB1C0 F O BMW WBAJB1C5 F O BMW WBAJB9C5 F O BMW WBAJD1C5 F O BMW WBAJE5C& F O BMW WBAJE5C5 F O BMW WBAJE7C& F O BMW WBAJE7C5 F O BMW WBAJF0C5 I O BMW WBAJR3C0 F O BMW WBAJR3C5 F O BMW WBAJR7C0 F O BMW WBAJR7C5 F O BMW WBAJS1C0 F O BMW WBAJS1C5 F O BMW WBAJS3C0 F O BMW WBAJS3C5 F O BMW WBAJS7C0 F O BMW WBAJS7C5 F O BMW WBAJV6C5 F O BMW WBAKA4C5 K N BMW WBAKA835 L O BMW WBAKA8C5 L O BMW WBAKB0C5 F O BMW WBAKB4C5 K N BMW WBAKB835 L O BMW WBAKB8C5 L O BMW WBAKC6C5 L O TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP N N N N N M M M M L L L C C C L L M M M N M N M M M M M M M M M M M M M M N M M M M M M M M M M M M N N M M N N N BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBAKC8C5 WBAKE3C5 WBAKE5C5 WBAKF3C5 WBAKF5C5 WBAKF9C5 WBAKG1C5 WBAKG7C5 WBAKN9C5 WBAKP9C5 WBAKX6C5 WBAKX8C5 WBALL5C5 WBALM1C5 WBALM535 WBALM5C5 WBALM735 WBALM7C5 WBALW3C5 WBALW7C5 WBALX3C5 WBALX5C5 WBALY1C5 WBALZ3C5 WBALZ5C5 WBANA535 WBANA735 WBANB335 WBANB535 WBANE535 WBANE735 WBANF335 WBANF735 WBANN735 WBANU535 WBANU5C5 WBANV135 WBANV1C5 WBANV935 WBANV9C5 WBANW135 WBANW1C5 WBANW535 WBANW5C5 WBAPH535 WBAPH575 WBAPH5C5 WBAPH5G5 WBAPH735 WBAPH775 WBAPH7C5 WBAPH7G5 WBAPK535 WBAPK5C5 WBAPK5G5 WBAPK735 WBAPK7C5 L B B B B B B B F F L L A A A A A A B A B B B A A H H F F H H F F C F F F F F F F F F F F F F F F F F F F F F F F O L L L L L L L O O O O E E E E E E L E L L L E E O N O O O N O O L O O O O O O O O O O O O O O O O O O O O O O O N K K K K K K K M M N N C C C C C C K C K K K C C N M M M N M M M K M M M M M M M M M M M M M M M M M M M M M M M PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-19 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBAPK7G5 WBAPL335 WBAPL3C5 WBAPL5C5 WBAPL5G5 WBAPM5C5 WBAPM5G5 WBAPM735 WBAPM775 WBAPM7C5 WBAPM7G5 WBAPN735 WBAPN7C5 WBAPT735 WBAPT7C5 WBASN0C5 WBASN2C5 WBASN4C5 WBASP0C5 WBASP2C5 WBASP4C5 WBAUC735 WBAUC7C5 WBAUC9C5 WBAUL735 WBAUL7C5 WBAUN135 WBAUN1C5 WBAUN7C5 WBAUN935 WBAUN9C5 WBAUP735 WBAUP7C5 WBAUP935 WBAUP9C5 WBAUT935 WBAUT9C5 WBAUU335 WBAUU3C5 WBAVA335 WBAVA375 WBAVB135 WBAVB175 WBAVB335 WBAVB735 WBAVB775 WBAVC535 WBAVC735 WBAVC935 WBAVD135 WBAVD335 WBAVD535 WBAVL1C& WBAVM1C& WBAVM5C& WBAVS135 WBAVT135 F F F F F F F F F F F F F C C F F F F F F B B B A A A A A A A B B B B C C C C C C D D B F F C F F A B F K K K C A O O O O O O O O O O O O O L L O O O O O O L L L E E E E E E E L L L L L L L L N N O O M O O N O O L M O C C C L J M M M M M M M M M M M M M K K M M M M M M K K K C C C C C C C K K K K K K K K L L M M K M M L M M J K M B B B K K MAKE VIN LIAB PIP BMW WBAVT735 C L BMW WBAWB335 B L BMW WBAWB3C5 B L BMW WBAWB735 B L BMW WBAWB7C5 B L BMW WBAWC335 B L BMW WBAWC3C5 B L BMW WBAWC735 B L BMW WBAWC7C5 B L BMW WBAWL135 A E BMW WBAWL1C5 A E BMW WBAWL735 A E BMW WBAWL7C5 A E BMW WBAWR335 A E BMW WBAWR3C5 A E BMW WBAWV135 B L BMW WBAWV1C5 B L BMW WBAWV535 B L BMW WBAWV5C5 B L BMW WBAXA5C5 F O BMW WBAXG5C5 F O BMW WBAXH5C5 F O BMW WBAYA6C5 K N BMW WBAYA8C5 L O BMW WBAYB6C5 L O BMW WBAYE0C5 F O BMW WBAYE4C5 K N BMW WBAYE8C5 L O BMW WBAYF4C5 K N BMW WBAYF8C5 L O BMW WBAYG0C5 F O BMW WBAYG6C5 K N BMW WBAYM1C5 B L BMW WBAYM9C5 B L BMW WBAYP1C5 A E BMW WBAYP5C5 A E BMW WBAYP9C5 A E BMW WBS1F5C5 B L BMW WBS1F7C5 B L BMW WBS1F9C5 B L BMW WBS1G9C5 B L BMW WBS1H9C& B L BMW WBS1H9C5 B L BMW WBS1J5C5 B L BMW WBS1J7C5 B L BMW WBS1J9C5 B L BMW WBS1K5C5 A E BMW WBS1K7C5 A E BMW WBS1M1C5 A E BMW WBS1M5C5 A E BMW WBS2G1C& B L BMW WBS2G3C& B L BMW WBS2L1C& A E BMW WBS2L3C& A E BMW WBS2U7C0 B L BMW WBS2U7C5 B L BMW WBS33AY0 C M TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP K K K K K K K K K C C C C C C K K K K M M M M N N M M N M N M M K K C C C K K K K K K K K K C C C C K K C C K K L BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBS33AZ0 WBS33BA0 WBS3C9C5 WBS3R9C& WBS3R9C5 WBS3S7C0 WBS3U9C& WBS3U9C5 WBS43AY0 WBS43AZ0 WBS4Y9C0 WBS4Y9C5 WBS4Z9C0 WBS4Z9C5 WBS53AY0 WBS53AZ0 WBS6C9C5 WBS6E9C& WBS6E9C5 WBS6G9C& WBS6G9C5 WBS6J9C& WBS6J9C5 WBS73CH0 WBS83CH0 WBS8M9C& WBS8M9C5 WBSAE0C0 WBSAE0C5 WBSAK030 WBSAK031 WBSAK930 WBSAK931 WBSBF032 WBSBF932 WBSBG932 WBSBG933 WBSBK032 WBSBK033 WBSBK932 WBSBK933 WBSBL934 WBSBR934 WBSCD032 WBSCD932 WBSCK933 WBSCK934 WBSCL934 WBSCM933 WBSCM934 WBSCN934 WBSDC930 WBSDE934 WBSDX9C5 WBSDZ0C0 WBSDZ0C5 WBSEG932 B A C B B B A A C B B B A A C B F F F A A K K I I C C B B A A A A A A A A A A A A A A C C A A A A A A L I A A A K L E M L L L E E M L L L E E M L O O O E E R R O O M M L L K K K K K K K K A A A A K A M M B B B E E E R O A E E L K C L K K K C C L K K K C C L K M M M C C Q Q N N L L K K J J J J J J J J A A A A J A L L A A A E E E Q N A C C K PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-20 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW BMW WBSEH934 WBSEH935 WBSEH9C5 WBSEK935 WBSEK9C5 WBSFV9C5 WBSGV0C0 WBSHD031 WBSHD931 WBSJB9C5 WBSJF0C0 WBSJF0C5 WBSKG9C5 WBSLX9C5 WBSLZ9C5 WBSNB935 WBSNB9C5 WBSPM935 WBSPM9C5 WBSVA935 WBSWD935 WBSWD9C5 WBSWL935 WBSWL9C5 WBXHT3C& WBXHT3Z& WBXHU7C& WBXJG7C& WBXJG9C& WBXPA73& WBXPA93& WBXPC93& WBXPC9C& WBXYH9C& WBXYJ1C& WBXYJ3C& WBXYJ5C& WBXYN1C& WBY1Z2C& WBY1Z2C5 WBY1Z4C5 WBY1Z6C& WBY1Z8C& WBY2Z2C& WBY2Z2C5 WBY2Z4C0 WBY2Z4C5 WBY2Z6C0 WBY2Z6C5 WBY7Z2C5 WBY7Z4C5 WBY7Z6C5 WBY7Z8C5 WBY8P2C0 WBY8P2C5 WBY8P4C0 WBY8P4C5 K K K A A I F I I F I I A K A I I F C C A A A A K K K K K K K K K K K K K K F F F F F B B B B A A F F F F F F F F R R R E E O O O O O O O K R E O O O M M K K A A C C C C C C C C C C C C C C O O O O O L L L L E E O O O O O O O O Q Q Q C C N M N N M N N J Q C N N M L L J J A A B B B B B B B B B B B B B B M M M M M K K K K C C M M M M M M M M MAKE VIN LIAB PIP BMW WBY8P6C0 F O BMW WBY8P6C5 F O BMW WBY8P8C0 F O BMW WBY8P8C5 F O BUICK 1G4AB375 C D BUICK 1G4AB37R C D BUICK 1G4AB37X C D BUICK 1G4AB37Z C D BUICK 1G4AB695 E I BUICK 1G4AB69R E I BUICK 1G4AB69X E I BUICK 1G4AB69Z E I BUICK 1G4AC375 C D BUICK 1G4AC37R C D BUICK 1G4AC37X C D BUICK 1G4AC37Z C D BUICK 1G4AC695 E I BUICK 1G4AC69R E I BUICK 1G4AC69X E I BUICK 1G4AC69Z E I BUICK 1G4AD375 C D BUICK 1G4AD37R C D BUICK 1G4AD37X C D BUICK 1G4AD37Z C D BUICK 1G4AD695 E I BUICK 1G4AD69R E I BUICK 1G4AD69X E I BUICK 1G4AD69Z E I BUICK 1G4AE270 A C BUICK 1G4AE27J A C BUICK 1G4AE27O A C BUICK 1G4AE35A E G BUICK 1G4AE35S E G BUICK 1G4AG113 C D BUICK 1G4AG11R C D BUICK 1G4AG11W C D BUICK 1G4AG193 H J BUICK 1G4AG19E H J BUICK 1G4AG273 C D BUICK 1G4AG27E C D BUICK 1G4AG473 C D BUICK 1G4AG47E C D BUICK 1G4AG513 H J BUICK 1G4AG51R H J BUICK 1G4AG51W H J BUICK 1G4AG544 H J BUICK 1G4AG54C H J BUICK 1G4AG54N H J BUICK 1G4AG54R H J BUICK 1G4AG54T H J BUICK 1G4AG54U H J BUICK 1G4AG554 H J BUICK 1G4AG55M H J BUICK 1G4AG55N H J BUICK 1G4AG844 E G BUICK 1G4AG84N E G BUICK 1G4AG854 E G TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP M M M M E E E E I I I I E E E E I I I I E E E E I I I I D D D G G F F F J J F F F F J J J J J J J J J J J J G G G BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4AG85M 1G4AG85N 1G4AH113 1G4AH11C 1G4AH11N 1G4AH11R 1G4AH11T 1G4AH11U 1G4AH11W 1G4AH14C 1G4AH14N 1G4AH14R 1G4AH14T 1G4AH14U 1G4AH154 1G4AH15N 1G4AH193 1G4AH19E 1G4AH19R 1G4AH19T 1G4AH19X 1G4AH273 1G4AH27A 1G4AH27E 1G4AH27R 1G4AH27T 1G4AH27X 1G4AH353 1G4AH35A 1G4AH35E 1G4AH35R 1G4AH35S 1G4AH35T 1G4AH35X 1G4AH473 1G4AH47A 1G4AH47E 1G4AH47R 1G4AH47T 1G4AH513 1G4AH51C 1G4AH51N 1G4AH51R 1G4AH51T 1G4AH51U 1G4AH51W 1G4AH54C 1G4AH54N 1G4AH54R 1G4AH54T 1G4AH54U 1G4AH554 1G4AH55M 1G4AH55N 1G4AH69A 1G4AH69N 1G4AH69S E E C C C C C C C C C C C C C C H H H H H C C C C C C E E E E E E E C C C C C H H H H H H H H H H H H H H H H H H G G D D D D D D D D D D D D D D J J J J J D D D D D D G G G G G G G D D D D D J J J J J J J J J J J J J J J J J J G G F F F F F F F F F F F F F F J J J J J F F F F F F G G G G G G G F F F F F J J J J J J J J J J J J J J J J J J PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-21 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4AH813 1G4AH81C 1G4AH81N 1G4AH81R 1G4AH81T 1G4AH81U 1G4AH81W 1G4AH84C 1G4AH84N 1G4AH84R 1G4AH84T 1G4AH84U 1G4AH854 1G4AH85N 1G4AJ354 1G4AJ35A 1G4AJ35H 1G4AJ35N 1G4AJ35V 1G4AJ474 1G4AJ47A 1G4AJ47N 1G4AJ47S 1G4AJ47T 1G4AJ47V 1G4AJ694 1G4AJ69A 1G4AJ69N 1G4AJ69T 1G4AJ69V 1G4AK473 1G4AK478 1G4AK479 1G4AL113 1G4AL11R 1G4AL11W 1G4AL193 1G4AL19E 1G4AL19R 1G4AL19T 1G4AL19X 1G4AL273 1G4AL27E 1G4AL27R 1G4AL27T 1G4AL27X 1G4AL353 1G4AL35E 1G4AL35R 1G4AL35T 1G4AL35X 1G4AL473 1G4AL47E 1G4AL47R 1G4AL47T 1G4AL513 1G4AL51C E E E E E E E E E E E E E E H H H H H G G G G G G I I I I I G G G C C C H H H H H C C C C C E E E E E C C C C H H G G G G G G G G G G G G G G E E E E E E E E E E E L L L L L E E E D D D J J J J J D D D D D G G G G G D D D D J J G G G G G G G G G G G G G G E E E E E F F F F F F L L L L L F F F F F F J J J J J F F F F F G G G G G F F F F J J MAKE VIN LIAB PIP BUICK 1G4AL51N H J BUICK 1G4AL51R H J BUICK 1G4AL51T H J BUICK 1G4AL51U H J BUICK 1G4AL51W H J BUICK 1G4AL54C H J BUICK 1G4AL54N H J BUICK 1G4AL54R H J BUICK 1G4AL54T H J BUICK 1G4AL54U H J BUICK 1G4AL554 H J BUICK 1G4AL55N H J BUICK 1G4AL69A H J BUICK 1G4AL69N H J BUICK 1G4AL69S H J BUICK 1G4AL813 E G BUICK 1G4AL81C E G BUICK 1G4AL81N E G BUICK 1G4AL81R E G BUICK 1G4AL81T E G BUICK 1G4AL81U E G BUICK 1G4AL81W E G BUICK 1G4AL84C E G BUICK 1G4AL84N E G BUICK 1G4AL84R E G BUICK 1G4AL84T E G BUICK 1G4AL84U E G BUICK 1G4AM474 G E BUICK 1G4AM47A G E BUICK 1G4AM47N G E BUICK 1G4AM47S G E BUICK 1G4AM47T G E BUICK 1G4AM47V G E BUICK 1G4AM47V Z Z BUICK 1G4AM694 I L BUICK 1G4AM69A I L BUICK 1G4AM69N I L BUICK 1G4AM69T I L BUICK 1G4AM69V I L BUICK 1G4AN374 I D BUICK 1G4AN37A I D BUICK 1G4AN37N I D BUICK 1G4AN37Y I D BUICK 1G4AN694 M K BUICK 1G4AN69A M K BUICK 1G4AN69N M K BUICK 1G4AN69Y M K BUICK 1G4AP374 I D BUICK 1G4AP37A I D BUICK 1G4AP37N I D BUICK 1G4AP37Y I D BUICK 1G4AP694 M K BUICK 1G4AP69A M K BUICK 1G4AP69N M K BUICK 1G4AP69Y M K BUICK 1G4AR354 O F BUICK 1G4AR35A O F TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP J J J J J J J J J J J J J J J G G G G G G G G G G G G F F F F F F Z L L L L L E E E E J J J J E E E E J J J J F F BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4AR35N 1G4AR35Y 1G4AR374 1G4AR37Y 1G4AR694 1G4AR69Y 1G4AS270 1G4AS27B 1G4AS27G 1G4AS27J 1G4AS27O 1G4AS27P 1G4AS350 1G4AS35O 1G4AS35P 1G4AS690 1G4AS69B 1G4AS69G 1G4AS69O 1G4AS69P 1G4AT270 1G4AT27B 1G4AT27G 1G4AT27O 1G4AT27P 1G4AT350 1G4AT35O 1G4AT35P 1G4AT690 1G4AT69B 1G4AT69G 1G4AT69O 1G4AT69P 1G4AU374 1G4AU37Y 1G4AU694 1G4AU69Y 1G4AV354 1G4AV35N 1G4AV35Y 1G4AW374 1G4AW37N 1G4AW37Y 1G4AW694 1G4AW69N 1G4AW69Y 1G4AX374 1G4AX37N 1G4AX37Y 1G4AX694 1G4AX69N 1G4AX69Y 1G4AY573 1G4AY574 1G4AY578 1G4AY579 1G4AY57N O O M M P P A A A A A A B B B C C C C C A A A A A B B B C C C C C M M P P O O O M M M P P P M M M P P P M M M M M F F F F N N C C C C C C E E E F F F F F C C C C C E E E F F F F F F F N N I I I F F F N N N F F F N N N G G G G G F F G G N N D D D D D D F F F G G G G G D D D D D F F F G G G G G G G N N J J J G G G N N N G G G N N N H H H H H PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-22 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4AY57S 1G4AY57Y 1G4AZ573 1G4AZ574 1G4AZ57N 1G4AZ57S 1G4AZ57Y 1G4AZ674 1G4AZ679 1G4AZ67N 1G4AZ67S 1G4AZ67Y 1G4BB375 1G4BB37R 1G4BB37X 1G4BB37Z 1G4BB695 1G4BB69R 1G4BB69X 1G4BB69Z 1G4BC375 1G4BC37R 1G4BC37X 1G4BC37Z 1G4BC695 1G4BC69R 1G4BC69X 1G4BC69Z 1G4BD375 1G4BD37R 1G4BD37X 1G4BD37Z 1G4BD695 1G4BD69R 1G4BD69X 1G4BD69Z 1G4BE35A 1G4BE35S 1G4BH19E 1G4BH19R 1G4BH19T 1G4BH19X 1G4BH27E 1G4BH27R 1G4BH27T 1G4BH27X 1G4BH35A 1G4BH35S 1G4BH69A 1G4BH69N 1G4BH69S 1G4BJ354 1G4BJ35A 1G4BJ35H 1G4BJ35N 1G4BJ35V 1G4BJ474 M M M M M M M K K K K K C C C C E E E E C C C C E E E E C C C C E E E E E E H H H H C C C C E E H H H H H H H H G G G G G G G G H H H H H D D D D I I I I D D D D I I I I D D D D I I I I G G J J J J D D D D G G J J J E E E E E E H H H H H H H G G G G G E E E E I I I I E E E E I I I I E E E E I I I I G G J J J J F F F F G G J J J E E E E E F MAKE VIN LIAB PIP BUICK 1G4BJ47A G E BUICK 1G4BJ47N G E BUICK 1G4BJ47S G E BUICK 1G4BJ47T G E BUICK 1G4BJ47V G E BUICK 1G4BJ694 I L BUICK 1G4BJ69A I L BUICK 1G4BJ69N I L BUICK 1G4BJ69T I L BUICK 1G4BJ69V I L BUICK 1G4BK473 G E BUICK 1G4BL19E H J BUICK 1G4BL19R H J BUICK 1G4BL19T H J BUICK 1G4BL19X H J BUICK 1G4BL27E C D BUICK 1G4BL27R C D BUICK 1G4BL27T C D BUICK 1G4BL27X C D BUICK 1G4BL69A H J BUICK 1G4BL69N H J BUICK 1G4BL69S H J BUICK 1G4BM474 G E BUICK 1G4BM47A G E BUICK 1G4BM47N G E BUICK 1G4BM47S G E BUICK 1G4BM47T G E BUICK 1G4BM47V Z Z BUICK 1G4BM694 I L BUICK 1G4BM69A I L BUICK 1G4BM69N I L BUICK 1G4BM69T I L BUICK 1G4BN374 I D BUICK 1G4BN37A I D BUICK 1G4BN37N I D BUICK 1G4BN37Y I D BUICK 1G4BN52P O N BUICK 1G4BN537 O N BUICK 1G4BN694 M K BUICK 1G4BN69A M K BUICK 1G4BN69N M K BUICK 1G4BN69Y M K BUICK 1G4BP374 I D BUICK 1G4BP37A I D BUICK 1G4BP37N I D BUICK 1G4BP37Y I D BUICK 1G4BP694 M K BUICK 1G4BP69A M K BUICK 1G4BP69N M K BUICK 1G4BP69Y M K BUICK 1G4BR354 O F BUICK 1G4BR35A O F BUICK 1G4BR35N O F BUICK 1G4BR35Y O F BUICK 1G4BR81Y O F BUICK 1G4BR82P O K BUICK 1G4BR837 O K TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP F F F F F L L L L L F J J J J F F F F J J J F F F F F Z L L L L E E E E O O J J J J E E E E J J J J F F F F F L L BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4BR83E 1G4BR84Y 1G4BS270 1G4BS27B 1G4BS27G 1G4BS690 1G4BS69B 1G4BS69G 1G4BT270 1G4BT27B 1G4BT27G 1G4BT52P 1G4BT537 1G4BT690 1G4BT69B 1G4BT69G 1G4BV354 1G4BV35N 1G4BV35Y 1G4BV81Y 1G4BW374 1G4BW37N 1G4BW37Y 1G4BW694 1G4BW69N 1G4BW69Y 1G4BX374 1G4BX37N 1G4BX37Y 1G4BX694 1G4BX69N 1G4BX69Y 1G4BY573 1G4BY574 1G4BY57N 1G4BY57S 1G4BY57Y 1G4BZ573 1G4BZ574 1G4BZ57N 1G4BZ57S 1G4BZ57Y 1G4BZ674 1G4BZ67N 1G4BZ67S 1G4BZ67Y 1G4CB375 1G4CB37X 1G4CB37Z 1G4CB695 1G4CB69X 1G4CB69Z 1G4CC375 1G4CC37X 1G4CC37Z 1G4CC695 1G4CC69X O O A A A C C C A A A O O C C C O O O O M M M P P P M M M P P P M M M M M M M M M M K K K K C C C E E E C C C E E K I C C C F F F C C C N N F F F I I I I F F F N N N F F F N N N G G G G G G G G G G H H H H D D D I I I D D D I I L I D D D G G G D D D O O G G G J J J J G G G N N N G G G N N N H H H H H H H H H H G G G G E E E I I I E E E I I PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-23 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4CC69Z 1G4CD375 1G4CD37X 1G4CD37Z 1G4CD695 1G4CD69X 1G4CD69Z 1G4CE35A 1G4CE35S 1G4CF113 1G4CF513 1G4CF51C 1G4CF54C 1G4CF693 1G4CF69B 1G4CH35A 1G4CH35S 1G4CH69A 1G4CH69N 1G4CH69S 1G4CJ47A 1G4CJ47N 1G4CJ47S 1G4CK473 1G4CL69A 1G4CL69N 1G4CL69S 1G4CM47A 1G4CM47N 1G4CM47S 1G4CN374 1G4CN37A 1G4CN37N 1G4CN37Y 1G4CN694 1G4CN69A 1G4CN69N 1G4CN69Y 1G4CP374 1G4CP37A 1G4CP37N 1G4CP37Y 1G4CP694 1G4CP69A 1G4CP69N 1G4CP69Y 1G4CR354 1G4CR35A 1G4CR35N 1G4CR35Y 1G4CU51C 1G4CU521 1G4CU531 1G4CU53C 1G4CU53L 1G4CU541 1G4CU54C E C C C E E E E E M P P P P P E E H H H G G G G H H H G G G I I I I M M M M I I I I M M M M O O O O P L L L L L P I D D D I I I G G F N N N N N G G J J J E E E E J J J E E E D D D D K K K K D D D D K K K K F F F F N L L L L L N I E E E I I I G G G N N N N N G G J J J F F F F J J J F F F E E E E J J J J E E E E J J J J F F F F N M M M M M N MAKE VIN LIAB PIP BUICK 1G4CV35N O I BUICK 1G4CV35Y O I BUICK 1G4CW113 M F BUICK 1G4CW118 Z Z BUICK 1G4CW11B M F BUICK 1G4CW11T M F BUICK 1G4CW374 M F BUICK 1G4CW37N M F BUICK 1G4CW37Y M F BUICK 1G4CW513 P N BUICK 1G4CW51C P N BUICK 1G4CW52K L L BUICK 1G4CW52L L L BUICK 1G4CW53C L L BUICK 1G4CW53L L L BUICK 1G4CW54C P N BUICK 1G4CW54K L L BUICK 1G4CW693 P N BUICK 1G4CW694 P N BUICK 1G4CW698 Z Z BUICK 1G4CW69B P N BUICK 1G4CW69N P N BUICK 1G4CW69T P N BUICK 1G4CW69Y P N BUICK 1G4CX113 M F BUICK 1G4CX11B M F BUICK 1G4CX11E M F BUICK 1G4CX11T M F BUICK 1G4CX374 M F BUICK 1G4CX37N M F BUICK 1G4CX37Y M F BUICK 1G4CX513 P N BUICK 1G4CX51C P N BUICK 1G4CX54C P N BUICK 1G4CX693 P N BUICK 1G4CX694 P N BUICK 1G4CX69B P N BUICK 1G4CX69E P N BUICK 1G4CX69N P N BUICK 1G4CX69T P N BUICK 1G4CX69Y P N BUICK 1G4CY573 M G BUICK 1G4CY574 M G BUICK 1G4CY57Y M G BUICK 1G4CZ573 M G BUICK 1G4CZ574 M G BUICK 1G4CZ57N M G BUICK 1G4CZ57Y M G BUICK 1G4EC113 L K BUICK 1G4EC11C L K BUICK 1G4EC13C L K BUICK 1G4EC13L L K BUICK 1G4EC31C J H BUICK 1G4EC33C J H BUICK 1G4EC33L J H BUICK 1G4EY113 M G BUICK 1G4EY579 M G TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP J J G Z G G G G G N N M M M M N M N N Z N N N N G G G G G G G N N N N N N N N N N H H H H H H H M M M M G G G H H BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4EY57B 1G4EZ113 1G4EZ11C 1G4EZ13C 1G4EZ13L 1G4EZ57B 1G4EZ57N 1G4EZ57Y 1G4EZ679 1G4EZ67Y 1G4G15G3 1G4G45G3 1G4GA5E3 1G4GA5EC 1G4GA5ED 1G4GA5ER 1G4GA5G3 1G4GA5GC 1G4GA5GD 1G4GA5GR 1G4GB5E3 1G4GB5EG 1G4GB5ER 1G4GB5G3 1G4GB5GG 1G4GB5GR 1G4GC5E3 1G4GC5EC 1G4GC5ED 1G4GC5EG 1G4GC5ER 1G4GC5G3 1G4GC5GC 1G4GC5GD 1G4GC5GG 1G4GC5GR 1G4GD121 1G4GD12K 1G4GD221 1G4GD22K 1G4GD5E3 1G4GD5ED 1G4GD5EG 1G4GD5ER 1G4GD5G3 1G4GD5GD 1G4GD5GG 1G4GD5GR 1G4GE5E3 1G4GE5ED 1G4GE5EV 1G4GE5G3 1G4GE5GD 1G4GE5GV 1G4GF5E3 1G4GF5G3 1G4GG5E3 M M M M M M M M K K I I I I I I I I I I I I I I I I I I I I I I I I I I M M M M I I I I I I I I I I I I I I I I I G G G G G G G G H H K K K K K K K K K K K K K K K K K K K K K K K K K K G G G G K K K K K K K K K K K K K K K K K H H H H H H H H G G K K K K K K K K K K K K K K K K K K K K K K K K K K H H H H K K K K K K K K K K K K K K K K K PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-24 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4GG5G3 1G4GH5E3 1G4GH5G3 1G4GJ117 1G4GJ11A 1G4GJ11Y 1G4GJ373 1G4GJ37A 1G4GJ37Y 1G4GJ473 1G4GJ47A 1G4GJ47V 1G4GJ47Y 1G4GJ5E3 1G4GJ5G3 1G4GK117 1G4GK11A 1G4GK11Y 1G4GK377 1G4GK477 1G4GK479 1G4GL5E3 1G4GL5G3 1G4GM117 1G4GM11A 1G4GM11Y 1G4GM373 1G4GM37A 1G4GM37X 1G4GM37Y 1G4GM473 1G4GM47A 1G4GM47V 1G4GM47X 1G4GM47Y 1G4HA5E1 1G4HA5EM 1G4HB5E1 1G4HB5EM 1G4HC5E1 1G4HC5EM 1G4HD532 1G4HD571 1G4HD572 1G4HD57M 1G4HD5E1 1G4HD5EM 1G4HE53Y 1G4HE57Y 1G4HE5E1 1G4HE5EM 1G4HF579 1G4HF5E1 1G4HF5EM 1G4HG5E1 1G4HG5EM 1G4HH513 I I I G G G G G G G G G G I I G G G G G G I I G G G G G G G G G G G G I I I I I I I I I I I I I I I I I I I I I M K K K E E E E E E E E E E K K E E E E E E K K E E E E E E E E E E E E K K K K K K K K K K K K K K K K K K K K K K K K K F F F F F F F F F F K K F F F F F F K K F F F F F F F F F F F F K K K K K K K K K K K K K K K K K K K K K J MAKE VIN LIAB PIP BUICK 1G4HH543 M K BUICK 1G4HH5E9 I K BUICK 1G4HJ5EM I K BUICK 1G4HK5ES I K BUICK 1G4HP113 I D BUICK 1G4HP11C I D BUICK 1G4HP143 I D BUICK 1G4HP14C I D BUICK 1G4HP14L I D BUICK 1G4HP373 I D BUICK 1G4HP37L I D BUICK 1G4HP513 M K BUICK 1G4HP51C M K BUICK 1G4HP52K M K BUICK 1G4HP52L M K BUICK 1G4HP532 I K BUICK 1G4HP53L M K BUICK 1G4HP543 M K BUICK 1G4HP54C M K BUICK 1G4HP54K M K BUICK 1G4HP54L M K BUICK 1G4HP571 I K BUICK 1G4HP572 I K BUICK 1G4HP57M I K BUICK 1G4HP693 M K BUICK 1G4HP69L M K BUICK 1G4HR113 I D BUICK 1G4HR11C I D BUICK 1G4HR143 I D BUICK 1G4HR14C I D BUICK 1G4HR14L I D BUICK 1G4HR373 I D BUICK 1G4HR37L I D BUICK 1G4HR513 M K BUICK 1G4HR51C M K BUICK 1G4HR52K M K BUICK 1G4HR52L M K BUICK 1G4HR53L M K BUICK 1G4HR53Y I K BUICK 1G4HR543 M K BUICK 1G4HR54C M K BUICK 1G4HR54K M K BUICK 1G4HR54L M K BUICK 1G4HR571 I K BUICK 1G4HR572 I K BUICK 1G4HR57M I K BUICK 1G4HR57Y I K BUICK 1G4HR693 M K BUICK 1G4HR69L M K BUICK 1G4JE111 A C BUICK 1G4JE11K A C BUICK 1G4JE11M A C BUICK 1G4JE211 A C BUICK 1G4JE21K A C BUICK 1G4JE21M A C BUICK 1G4JE270 A C BUICK 1G4JE27J A C TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP J K K K E E E E E E E J J J J K J J J J J K K K J J E E E E E E E J J J J J K J J J J K K K K J J D D D E E E D D BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4JE511 1G4JE51K 1G4JE51M 1G4JE770 1G4JE77J 1G4JS111 1G4JS11K 1G4JS11M 1G4JS211 1G4JS21K 1G4JS21M 1G4JS270 1G4JS27P 1G4JS350 1G4JS35P 1G4JS511 1G4JS51K 1G4JS51M 1G4JS690 1G4JS69P 1G4JS770 1G4JS77P 1G4JS811 1G4JS81K 1G4JT111 1G4JT11K 1G4JT11M 1G4JT270 1G4JT27P 1G4JT350 1G4JT35P 1G4JT511 1G4JT51K 1G4JT51M 1G4JT690 1G4JT69P 1G4JT811 1G4JT81K 1G4NC51D 1G4NC51L 1G4NC51M 1G4NC51N 1G4NC51U 1G4NC51Z 1G4NC54D 1G4NC54L 1G4NC54M 1G4NC54N 1G4NC54U 1G4NC54Z 1G4ND51D 1G4ND51L 1G4ND51N 1G4ND51U 1G4ND51Z 1G4ND54D 1G4ND54L C C C A A A A A A A A A A B B C C C C C A A B B A A A A A B B C C C C C B B E E E E E E E E E E E E E E E E E E E F F F C C C C C C C C C C E E F F F F F C C E E C C C C C E E F F F F F E E I I I I I I I I I I I I I I I I I I I G G G E E D D D E E E D D F F G G G G G E E F F D D D D D F F G G G G G F F I I I I I I I I I I I I I I I I I I I PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-25 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4ND54N 1G4ND54U 1G4ND54Z 1G4NJ11D 1G4NJ11L 1G4NJ11N 1G4NJ11U 1G4NJ11Z 1G4NJ12M 1G4NJ12T 1G4NJ143 1G4NJ14D 1G4NJ14L 1G4NJ14N 1G4NJ14U 1G4NJ14Z 1G4NJ27L 1G4NJ27U 1G4NJ52M 1G4NJ52T 1G4NJ543 1G4NJ54N 1G4NJ553 1G4NJ55M 1G4NJ690 1G4NJ69L 1G4NJ69U 1G4NK11L 1G4NK11U 1G4NK14L 1G4NK14U 1G4NK27L 1G4NK27U 1G4NM11D 1G4NM11L 1G4NM11N 1G4NM11U 1G4NM11Z 1G4NM14D 1G4NM14L 1G4NM14N 1G4NM14U 1G4NM14Z 1G4NM15M 1G4NM27L 1G4NM27U 1G4NM54N 1G4NM55M 1G4NM690 1G4NM69L 1G4NM69U 1G4NV11U 1G4NV143 1G4NV14D 1G4NV14N 1G4NV14U 1G4NV153 E E E C B C B C C C C C C C C C B B E E E E E E E E E B B B B B B C B C B C C C C C C C B B E E E E E C C C C C C I I I D D D D D D D D D D D D D D D I I I I I I I I I D D D D D D D D D D D D D D D D D D D I I I I I D D D D D D I I I E E E E E E E E E E E E E E E I I I I I I I I I E E E E E E E E E E E E E E E E E E E I I I I I E E E E E E MAKE VIN LIAB PIP BUICK 1G4NV15D C D BUICK 1G4NV15M C D BUICK 1G4NV51U E I BUICK 1G4NV543 E I BUICK 1G4NV54D E I BUICK 1G4NV54N E I BUICK 1G4NV54U E I BUICK 1G4NV553 E I BUICK 1G4NV55D E I BUICK 1G4NV55M E I BUICK 1G4P15SK I K BUICK 1G4PP5SK I K BUICK 1G4PR5SK I K BUICK 1G4PS5SK I K BUICK 1G4PT5SV I K BUICK 1G4PV5SK I K BUICK 1G4PW5SK I K BUICK 1G4WB11T G E BUICK 1G4WB11W G E BUICK 1G4WB12K G E BUICK 1G4WB12L G E BUICK 1G4WB12M G E BUICK 1G4WB14L G E BUICK 1G4WB14R G E BUICK 1G4WB14T G E BUICK 1G4WB14U G E BUICK 1G4WB14W G E BUICK 1G4WB15L G E BUICK 1G4WB15M G E BUICK 1G4WB52K I L BUICK 1G4WB52L I L BUICK 1G4WB52M I L BUICK 1G4WB54L I L BUICK 1G4WB54R I L BUICK 1G4WB54T I L BUICK 1G4WB54U I L BUICK 1G4WB55K I L BUICK 1G4WB55L I L BUICK 1G4WB55M I L BUICK 1G4WD11D G E BUICK 1G4WD11T G E BUICK 1G4WD11W G E BUICK 1G4WD14L G E BUICK 1G4WD14R G E BUICK 1G4WD14T G E BUICK 1G4WD14U G E BUICK 1G4WD14W G E BUICK 1G4WD52K I L BUICK 1G4WD52L I L BUICK 1G4WD54L I L BUICK 1G4WD54R I L BUICK 1G4WD54T I L BUICK 1G4WD54U I L BUICK 1G4WD55L I L BUICK 1G4WF14L G E BUICK 1G4WF15L G E BUICK 1G4WF521 I L TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP E E I I I I I I I I K K K K K K K F F F F F F F F F F F F L L L L L L L L L L F F F F F F F F L L L L L L L F F L BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 1G4WF52K 1G4WF52L 1G4WF54L 1G4WF551 1G4WF55L 1G4WS52J 1G4WS52M 1G4WS55J 1G4WY52J 1G4WY52M 1G4WY55J 1G4XB69R 1G4XB69W 1G4XB69X 1G4XC69R 1G4XC69W 1G4XC69X 1G4ZM5SS 1G4ZM5SZ 1G4ZN5SS 1G4ZN5SZ 1G4ZP5SS 1G4ZP5SZ 1G4ZR5SS 1G4ZR5SZ 1G4ZS5SS 1G4ZS5SZ 1G4ZT5SS 1G4ZU5SS 1G4ZV5SS 1G4ZW5SS 2G4AB37R 2G4AB37X 2G4AB37Z 2G4AB69R 2G4AB69X 2G4AB69Z 2G4AC37R 2G4AC37X 2G4AC37Z 2G4AC69R 2G4AC69X 2G4AC69Z 2G4AD37Z 2G4AE270 2G4AE27J 2G4AE27O 2G4AG193 2G4AG19E 2G4AG273 2G4AG27E 2G4AG473 2G4AG47E 2G4AG544 2G4AG54C 2G4AG54N 2G4AG54R I I I I I H H H H H H E E E E E E I I I I I I I I I I I I I I C C C E E E C C C E E E C A A A H H C C C C H H H H L L L L L J J J J J J I I I I I I K K K K K K K K K K K K K K D D D I I I D D D I I I D C C C J J D D D D J J J J L L L L L J J J J J J I I I I I I K K K K K K K K K K K K K K E E E I I I E E E I I I E D D D J J F F F F J J J J PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-26 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 2G4AG54T 2G4AG54U 2G4AG554 2G4AG55M 2G4AG55N 2G4AG844 2G4AG84N 2G4AG854 2G4AG85M 2G4AG85N 2G4AH11C 2G4AH11N 2G4AH11R 2G4AH11T 2G4AH11U 2G4AH14C 2G4AH14N 2G4AH14R 2G4AH14T 2G4AH14U 2G4AH154 2G4AH15N 2G4AH193 2G4AH19E 2G4AH19R 2G4AH19T 2G4AH273 2G4AH27A 2G4AH27E 2G4AH27R 2G4AH27T 2G4AH35E 2G4AH35R 2G4AH35T 2G4AH473 2G4AH47A 2G4AH47E 2G4AH47R 2G4AH47T 2G4AH51C 2G4AH51N 2G4AH51R 2G4AH51T 2G4AH51U 2G4AH54C 2G4AH54N 2G4AH54R 2G4AH54T 2G4AH54U 2G4AH554 2G4AH55M 2G4AH55N 2G4AH81C 2G4AH81N 2G4AH81R 2G4AH81T 2G4AH81U H H H H H E E E E E C C C C C C C C C C C C H H H H C C C C C E E E C C C C C H H H H H H H H H H H H H E E E E E J J J J J G G G G G D D D D D D D D D D D D J J J J D D D D D G G G D D D D D J J J J J J J J J J J J J G G G G G J J J J J G G G G G F F F F F F F F F F F F J J J J F F F F F G G G F F F F F J J J J J J J J J J J J J G G G G G MAKE VIN LIAB PIP BUICK 2G4AH84C E G BUICK 2G4AH84N E G BUICK 2G4AH84R E G BUICK 2G4AH84T E G BUICK 2G4AH84U E G BUICK 2G4AH854 E G BUICK 2G4AH85N E G BUICK 2G4AJ474 G E BUICK 2G4AJ47A G E BUICK 2G4AJ47V G E BUICK 2G4AJ694 I L BUICK 2G4AJ69A I L BUICK 2G4AJ69V I L BUICK 2G4AK479 G E BUICK 2G4AL193 H J BUICK 2G4AL19E H J BUICK 2G4AL19R H J BUICK 2G4AL19T H J BUICK 2G4AL273 C D BUICK 2G4AL27E C D BUICK 2G4AL27R C D BUICK 2G4AL27T C D BUICK 2G4AL35E E G BUICK 2G4AL35R E G BUICK 2G4AL35T E G BUICK 2G4AL473 C D BUICK 2G4AL47E C D BUICK 2G4AL47R C D BUICK 2G4AL47T C D BUICK 2G4AL51C H J BUICK 2G4AL51N H J BUICK 2G4AL51R H J BUICK 2G4AL51T H J BUICK 2G4AL51U H J BUICK 2G4AL54C H J BUICK 2G4AL54N H J BUICK 2G4AL54R H J BUICK 2G4AL54T H J BUICK 2G4AL54U H J BUICK 2G4AL554 H J BUICK 2G4AL55N H J BUICK 2G4AL81C E G BUICK 2G4AL81N E G BUICK 2G4AL81R E G BUICK 2G4AL81T E G BUICK 2G4AL81U E G BUICK 2G4AL84C E G BUICK 2G4AL84N E G BUICK 2G4AL84R E G BUICK 2G4AL84T E G BUICK 2G4AL84U E G BUICK 2G4AM474 G E BUICK 2G4AM47A G E BUICK 2G4AM47V G E BUICK 2G4AM694 I L BUICK 2G4AM69A I L BUICK 2G4AM69V I L TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP G G G G G G G F F F L L L F J J J J F F F F G G G F F F F J J J J J J J J J J J J G G G G G G G G G G F F F L L L BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 2G4AN374 2G4AN37A 2G4AN37N 2G4AN37Y 2G4AN694 2G4AN69A 2G4AN69N 2G4AN69Y 2G4AP374 2G4AP37A 2G4AP37N 2G4AP37Y 2G4AP694 2G4AP69A 2G4AP69N 2G4AP69Y 2G4AR374 2G4AR37Y 2G4AR694 2G4AR69Y 2G4AS270 2G4AS27J 2G4AS27O 2G4AS27P 2G4AS350 2G4AS35O 2G4AS35P 2G4AS690 2G4AS69O 2G4AS69P 2G4AT270 2G4AT27O 2G4AT27P 2G4AT350 2G4AT35O 2G4AT35P 2G4AT690 2G4AT69O 2G4AT69P 2G4AU374 2G4AU37Y 2G4AU694 2G4AU69Y 2G4AV35N 2G4AV35Y 2G4AW374 2G4AW37N 2G4AW37Y 2G4AW694 2G4AW69N 2G4AW69Y 2G4AX374 2G4AX37N 2G4AX37Y 2G4AX694 2G4AX69N 2G4AX69Y I I I I M M M M I I I I M M M M M M P P A A A A B B B C C C A A A B B B C C C M M P P O O M M M P P P M M M P P P D D D D K K K K D D D D K K K K F F N N C C C C E E E F F F C C C E E E F F F F F N N I I F F F N N N F F F N N N E E E E J J J J E E E E J J J J G G N N D D D D F F F G G G D D D F F F G G G G G N N J J G G G N N N G G G N N N PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-27 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 2G4AY578 2G4AY579 2G4AZ574 2G4AZ57N 2G4AZ57Y 2G4AZ674 2G4AZ679 2G4AZ67Y 2G4BN52P 2G4BN537 2G4BR82P 2G4BR837 2G4BT52P 2G4BT537 2G4CU521 2G4CU531 2G4CU541 2G4CW52K 2G4CW52L 2G4CW53L 2G4CW54K 2G4EZ13L 2G4G05GV 2G4G15GV 2G4G25EK 2G4G35EX 2G4GD121 2G4GD12K 2G4GD221 2G4GD22K 2G4GK5EK 2G4GK5EX 2G4GL5EX 2G4GM5ER 2G4GM5EX 2G4GN5EC 2G4GN5EK 2G4GN5ER 2G4GN5EX 2G4GN5GC 2G4GP5EC 2G4GP5EX 2G4GP5GC 2G4GR5EC 2G4GR5EK 2G4GR5ER 2G4GR5EX 2G4GR5GC 2G4GR5GX 2G4GS5EC 2G4GS5EK 2G4GS5ER 2G4GS5EV 2G4GS5GC 2G4GS5GX 2G4GT5GC 2G4GT5GK M M M M M K K K O O O O O O L L L L L L L M I I I I M M M M I I I I I I I I I I I I I I I I I I I I I I I I I I I G G G G G H H H N N K K N N L L L L L L L G L L L L G G G G L L L L L L L L L L L L L L L L L L L L L L L L L L L H H H H H G G G O O L L O O M M M M M M M H L L L L H H H H L L L L L L L L L L L L L L L L L L L L L L L L L L L MAKE VIN LIAB PIP BUICK 2G4GT5GR I L BUICK 2G4GT5GV I L BUICK 2G4GT5GX I L BUICK 2G4GU5GC I L BUICK 2G4GU5GV I L BUICK 2G4GU5GX I L BUICK 2G4GV5EK I L BUICK 2G4GV5EV I L BUICK 2G4GV5EX I L BUICK 2G4GV5GV I L BUICK 2G4GV5GX I L BUICK 2G4GW5EV I L BUICK 2G4GX5GV I L BUICK 2G4GY5GV I L BUICK 2G4GZ5GV I L BUICK 2G4HP52K M K BUICK 2G4HP52L M K BUICK 2G4HP53L M K BUICK 2G4HP54K M K BUICK 2G4HR52K M K BUICK 2G4HR52L M K BUICK 2G4HR53L M K BUICK 2G4HR54K M K BUICK 2G4NJ12M C D BUICK 2G4NJ12T C D BUICK 2G4NJ143 C D BUICK 2G4NJ14N C D BUICK 2G4NJ52M E I BUICK 2G4NJ52T E I BUICK 2G4NJ543 E I BUICK 2G4NJ54N E I BUICK 2G4NJ553 E I BUICK 2G4NJ55M E I BUICK 2G4NM14N C D BUICK 2G4NM15M C D BUICK 2G4NM54N E I BUICK 2G4NM55M E I BUICK 2G4NV143 C D BUICK 2G4NV14N C D BUICK 2G4NV153 C D BUICK 2G4NV15D C D BUICK 2G4NV15M C D BUICK 2G4NV543 E I BUICK 2G4NV54N E I BUICK 2G4NV553 E I BUICK 2G4NV55D E I BUICK 2G4NV55M E I BUICK 2G4WB11L G E BUICK 2G4WB11R G E BUICK 2G4WB11T G E BUICK 2G4WB11U G E BUICK 2G4WB11W G E BUICK 2G4WB12K G E BUICK 2G4WB12L G E BUICK 2G4WB12M G E BUICK 2G4WB14L G E BUICK 2G4WB14R G E TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP L L L L L L L L L L L L L L L J J J J J J J J E E E E I I I I I I E E I I E E E E E I I I I I F F F F F F F F F F BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 2G4WB14T 2G4WB14U 2G4WB14W 2G4WB15L 2G4WB15M 2G4WB52K 2G4WB52L 2G4WB52M 2G4WB54L 2G4WB54R 2G4WB54T 2G4WB54U 2G4WB55K 2G4WB55L 2G4WB55M 2G4WC532 2G4WC542 2G4WC552 2G4WC562 2G4WC582 2G4WD11D 2G4WD11L 2G4WD11R 2G4WD11T 2G4WD11U 2G4WD11W 2G4WD14D 2G4WD14L 2G4WD14R 2G4WD14T 2G4WD14U 2G4WD14W 2G4WD52K 2G4WD52L 2G4WD532 2G4WD542 2G4WD54L 2G4WD54R 2G4WD54T 2G4WD54U 2G4WD552 2G4WD55L 2G4WD562 2G4WD582 2G4WE537 2G4WE547 2G4WE557 2G4WE567 2G4WE587 2G4WF14L 2G4WF15L 2G4WF521 2G4WF52K 2G4WF52L 2G4WF54L 2G4WF551 2G4WF55L G G G G G I I I I I I I I I I I I I I I G G G G G G G G G G G G I I I I I I I I I I I I I I I I I G G I I I I I I E E E E E L L L L L L L L L L K K K K K E E E E E E E E E E E E L L K K L L L L K L K K K K K K K E E L L L L L L F F F F F L L L L L L L L L L K K K K K F F F F F F F F F F F F L L K K L L L L K L K K K K K K K F F L L L L L L PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-28 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 2G4WN58C 2G4WS52J 2G4WS52M 2G4WS55J 2G4WY52J 2G4WY52M 2G4WY55J 3G4AG544 3G4AG54C 3G4AG54N 3G4AG54R 3G4AG54T 3G4AG54U 3G4AG554 3G4AG55M 3G4AG55N 3G4AG844 3G4AG84N 3G4AG854 3G4AG85M 3G4AG85N 3G4AH11C 3G4AH11N 3G4AH11R 3G4AH11T 3G4AH11U 3G4AH11W 3G4AH14C 3G4AH14N 3G4AH14R 3G4AH14T 3G4AH14U 3G4AH154 3G4AH15N 3G4AH51C 3G4AH51N 3G4AH51R 3G4AH51T 3G4AH51U 3G4AH51W 3G4AH54C 3G4AH54N 3G4AH54R 3G4AH54T 3G4AH54U 3G4AH554 3G4AH55M 3G4AH55N 3G4AH81C 3G4AH81N 3G4AH81R 3G4AH81T 3G4AH81U 3G4AH81W 3G4AH84C 3G4AH84N 3G4AH84R I H H H H H H H H H H H H H H H E E E E E C C C C C C C C C C C C C H H H H H H H H H H H H H H E E E E E E E E E K J J J J J J J J J J J J J J J G G G G G D D D D D D D D D D D D D J J J J J J J J J J J J J J G G G G G G G G G K J J J J J J J J J J J J J J J G G G G G F F F F F F F F F F F F F J J J J J J J J J J J J J J G G G G G G G G G MAKE VIN LIAB PIP BUICK 3G4AH84T E G BUICK 3G4AH84U E G BUICK 3G4AH854 E G BUICK 3G4AH85N E G BUICK 3G4AL51C H J BUICK 3G4AL51N H J BUICK 3G4AL51R H J BUICK 3G4AL51T H J BUICK 3G4AL51U H J BUICK 3G4AL51W H J BUICK 3G4AL54C H J BUICK 3G4AL54N H J BUICK 3G4AL54R H J BUICK 3G4AL54T H J BUICK 3G4AL54U H J BUICK 3G4AL554 H J BUICK 3G4AL55N H J BUICK 3G4AL81C E G BUICK 3G4AL81N E G BUICK 3G4AL81R E G BUICK 3G4AL81T E G BUICK 3G4AL81U E G BUICK 3G4AL81W E G BUICK 3G4AL84C E G BUICK 3G4AL84N E G BUICK 3G4AL84R E G BUICK 3G4AL84T E G BUICK 3G4AL84U E G BUICK 3G4WS52J H J BUICK 3G4WS52M H J BUICK 3G4WS55J H J BUICK 3G4WY52J H J BUICK 3G4WY52M H J BUICK 3G4WY55J H J BUICK 3G5&A037 P F BUICK 3G5&A03E P F BUICK 3G5&A03L P F BUICK 3G5&B037 P B BUICK 3G5&B03E P B BUICK 3G5&B03L P B BUICK 5GA&R137 P C BUICK 5GA&R13D P C BUICK 5GA&R237 P C BUICK 5GA&R23D P C BUICK 5GA&RAED P C BUICK 5GA&RAKD P C BUICK 5GA&RAKW P C BUICK 5GA&RBED P C BUICK 5GA&RBKD P C BUICK 5GA&RBKW P C BUICK 5GA&RCED P C BUICK 5GA&RCKD P C BUICK 5GA&RCKW P C BUICK 5GA&RDED P C BUICK 5GA&RDKD P C BUICK 5GA&RDKW P C BUICK 5GA&S13M P C TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP G G G G J J J J J J J J J J J J J G G G G G G G G G G G J J J J J J F F F B B B C C C C C C C C C C C C C C C C C BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK 5GA&S13P 5GA&S13S 5GA&T13M 5GA&T13P 5GA&T13S 5GA&V137 5GA&V13D 5GA&V231 5GA&V237 5GA&V23D 5GA&V23L 5GA&V23W 5GA&V331 5GA&V33L 5GA&V33W 5GA&VAED 5GA&VAKD 5GA&VAKW 5GA&VBED 5GA&VBKD 5GA&VBKW 5GA&VCED 5GA&VCKD 5GA&VCKW 5GA&VDED 5GA&VDKD 5GA&X23L 5GA&X33L KL4&J1SB KL4&J1SM KL4&J2SB KL4&J2SM KL4&J3SB KL4&JAS8 KL4&JASB KL4&JASM KL4&JBS8 KL4&JBSB KL4&JBSM KL4&JCS8 KL4&JCSB KL4&JCSM KL4&JDS8 KL4&JDSB KL4&JDSM KL4&JES8 KL4&JESB KL4&JESM KL4&JFS8 KL4&JFSB KL4&JFSM KL4&JGS8 KL4&JGSB KL4&JGSM KL4&JHS8 KL4&JHSB KL4&JHSM P P P P P P P I P P I I I I I P P P P P P P P P P P I I P P P P P P P P P P P P P P P P P P P P P P P P P P P P P C C C C C C C H C C H H H H H C C C C C C C C C C C H H C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C J C C J J J J J C C C C C C C C C C C J J C C C C C C C C C C C C C C C C C C C C C C C C C C C C C PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-29 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK BUICK KL4&MBS2 KL4&MCSL KL4&MDS2 KL4&MDSL KL4&MESL KL4&MFS2 KL4&MFSL KL4&MGSL LRB&J1SB LRB&J1SM LRB&J2SB LRB&J2SM LRB&J3SB LRB&JASB LRB&JCSB LRB&JCSM LRB&JDSB LRB&JDSM LRB&JESB LRB&JGSB LRB&JGSM LRB&X1SA LRB&X2SA LRB&X3SX LRB&X4SX LRB&XASA LRB&XBSA LRB&XCSA LRB&XDSA LRB&XESX LRB&XFSX LRB&XHSA LRB&ZLR4 LRB&ZMR4 LRB&ZNR4 LRB&ZPR4 LRB&ZRR4 LRB&ZSR4 W04G05GV W04G15GV W04GK6SX W04GL6SX W04GM6SX W04GN5EC W04GN5GC W04GN6SX W04GP5EC W04GP5GC W04GP6SX W04GR5EC W04GR5GC W04GR6SX W04GS5EC W04GS5GC W04GS6SS W04GT5GC W04GT8SX P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P I I I I I I I I I I I I I I I I I I H C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C L L K K K L L K L L K L L K L L K L E C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C C L L K K K L L K L L K L L K L L K L E MAKE VIN LIAB PIP BUICK W04GU5GC I L BUICK W04GU8SX H E BUICK W04GV5EV I L BUICK W04GV8SX H E BUICK W04GW5EV I L BUICK W04GW6SX I K BUICK W04GX5GV I L BUICK W04GY5GV I L BUICK W04GZ5GV I L BUICK W04WG3N5 J H BUICK W04WH3N5 J H BUICK W04WJ3N5 J H BUICK W04WT3N5 J H BUICK W04WV3N5 J H BUICK W04ZK6SX I K BUICK W04ZL6SX I K BUICK W04ZM6SX I K BUICK W04ZN6SX I K BUICK W04ZP6SX I K BUICK W04ZR6SX I K BUICK W04ZS6SS I K BUICK W04ZT8SX H E BUICK W04ZU8SX H E BUICK W04ZV8SX H E CADI 1G6A15S6 B G CADI 1G6AA1RX G K CADI 1G6AA5RA J I CADI 1G6AA5RX J I CADI 1G6AB1R3 G K CADI 1G6AB1RS G K CADI 1G6AB1RX G K CADI 1G6AB474 J L CADI 1G6AB478 J L CADI 1G6AB479 J L CADI 1G6AB47N J L CADI 1G6AB5R3 J I CADI 1G6AB5RA J I CADI 1G6AB5RS J I CADI 1G6AB5RX J I CADI 1G6AB5S3 J I CADI 1G6AB5SA J I CADI 1G6AB5SS J I CADI 1G6AB5SX J I CADI 1G6AB694 M N CADI 1G6AB698 M N CADI 1G6AB699 M N CADI 1G6AB69N M N CADI 1G6AC1R3 G K CADI 1G6AC1RS G K CADI 1G6AC1RX G K CADI 1G6AC5S3 J I CADI 1G6AC5SS J I CADI 1G6AC5SX J I CADI 1G6AD1R3 G K CADI 1G6AD1RS G K CADI 1G6AD1RX G K CADI 1G6AD474 H J TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP L E L E L K L L L G G G G G K K K K K K K E E E I M O O M M M O O O O O O O O O O O O Q Q Q Q M M M O O O M M M L CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI 1G6AD478 1G6AD479 1G6AD47N 1G6AD5S3 1G6AD5SS 1G6AD5SX 1G6AD694 1G6AD698 1G6AD699 1G6AD69N 1G6AE1R3 1G6AE1RS 1G6AE1RX 1G6AE5RX 1G6AE5S3 1G6AE5SS 1G6AE5SX 1G6AF1R3 1G6AF1RS 1G6AF1RX 1G6AF239 1G6AF339 1G6AF5RX 1G6AF5S3 1G6AF5SS 1G6AF5SX 1G6AG1RS 1G6AG1RX 1G6AG5RX 1G6AG5SS 1G6AG69G 1G6AG69P 1G6AH1R3 1G6AH1RS 1G6AH1RX 1G6AH5R3 1G6AH5RS 1G6AH5RX 1G6AH5S3 1G6AH5SS 1G6AH5SX 1G6AJ1R3 1G6AJ1RS 1G6AJ1RX 1G6AJ5S3 1G6AJ5SS 1G6AJ5SX 1G6AK1R3 1G6AK1RS 1G6AK1RX 1G6AK5S3 1G6AK5SS 1G6AK5SX 1G6AL1R3 1G6AL1RS 1G6AL1RX 1G6AL1RY H H H J J J K K K K G G G J J J J G G G O O J J J J G G J J C C G G G J J J J J J G G G J J J G G G J J J G G G G J J J I I I H H H H K K K I I I I K K K J J I I I I K K I I L L K K K I I I I I I K K K I I I K K K I I I K K K K L L L O O O M M M M M M M O O O O M M M K K O O O O M M O O O O M M M O O O O O O M M M O O O M M M O O O M M M M PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-30 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI 1G6AL574 1G6AL578 1G6AL579 1G6AL57N 1G6AL5RY 1G6AL5S3 1G6AL5SS 1G6AL5SX 1G6AL5SY 1G6AL678 1G6AL67N 1G6AM1R3 1G6AM1RS 1G6AM1RX 1G6AM478 1G6AM47N 1G6AM5S3 1G6AM5SS 1G6AM5SX 1G6AM698 1G6AM69N 1G6AN1RY 1G6AN5RY 1G6AN5SY 1G6AP5SX 1G6AR5S3 1G6AR5SS 1G6AR5SX 1G6AS5S3 1G6AS5SS 1G6AS5SX 1G6AS694 1G6AS698 1G6AS699 1G6AS69N 1G6AT5S3 1G6AT5SS 1G6AT5SX 1G6AU5S8 1G6AV5S8 1G6AW478 1G6AW47N 1G6AW5SX 1G6AW698 1G6AW69N 1G6AX5S3 1G6AX5SS 1G6AX5SX 1G6AY5S3 1G6AY5SS 1G6AY5SX 1G6AZ5S3 1G6AZ5SS 1G6AZ5SX 1G6BB474 1G6BB478 1G6BB479 G G G G J J J J J I I G G G H H J J J K K G J J B B B B B B B L L L L B B B B B J J B M M B B B B B B B B B J J J K K K K I I I I I K K K K K J J I I I H H K I I G G G G G G G N N N N G G G G G L L G N N G G G G G G G G G L L L N N N N O O O O O L L M M M L L O O O M M M O O I I I I I I I P P P P I I I I I O O I Q Q I I I I I I I I I O O O MAKE VIN LIAB PIP CADI 1G6BB47N J L CADI 1G6BB694 M N CADI 1G6BB698 M N CADI 1G6BB699 M N CADI 1G6BB69N M N CADI 1G6BD474 H J CADI 1G6BD478 H J CADI 1G6BD479 H J CADI 1G6BD47N H J CADI 1G6BD694 K H CADI 1G6BD698 K H CADI 1G6BD699 K H CADI 1G6BD69N K H CADI 1G6BF239 O J CADI 1G6BF339 O J CADI 1G6BG69G C L CADI 1G6BL574 G K CADI 1G6BL578 G K CADI 1G6BL579 G K CADI 1G6BL57N G K CADI 1G6BS694 L N CADI 1G6BS698 L N CADI 1G6BS699 L N CADI 1G6BS69N L N CADI 1G6CB113 J L CADI 1G6CB115 J L CADI 1G6CB118 J L CADI 1G6CB125 J L CADI 1G6CB128 J L CADI 1G6CB133 J L CADI 1G6CB138 J L CADI 1G6CB13B J L CADI 1G6CB474 J L CADI 1G6CB478 J L CADI 1G6CB479 J L CADI 1G6CB47N J L CADI 1G6CB47T J L CADI 1G6CB513 M N CADI 1G6CB515 M N CADI 1G6CB518 M N CADI 1G6CB525 M N CADI 1G6CB528 M N CADI 1G6CB533 M N CADI 1G6CB538 M N CADI 1G6CB53B K N CADI 1G6CB694 M N CADI 1G6CB698 M N CADI 1G6CB699 M N CADI 1G6CB69N M N CADI 1G6CB69T M N CADI 1G6CD113 H J CADI 1G6CD115 H J CADI 1G6CD118 H J CADI 1G6CD125 H J CADI 1G6CD128 H J CADI 1G6CD133 H J CADI 1G6CD135 H J TABLE CONTINUED ON NEXT PAGE MP MAKE VIN LIAB PIP MP O Q Q Q Q L L L L M M M M K K O N N N N P P P P O O O O O O O O O O O O O Q Q Q Q Q Q Q P Q Q Q Q Q L L L L L L L CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI 1G6CD138 1G6CD13B 1G6CD13E 1G6CD474 1G6CD478 1G6CD479 1G6CD47N 1G6CD47T 1G6CD47W 1G6CD513 1G6CD515 1G6CD518 1G6CD525 1G6CD528 1G6CD533 1G6CD535 1G6CD538 1G6CD53B 1G6CD53E 1G6CD694 1G6CD698 1G6CD699 1G6CD69N 1G6CD69T 1G6CF239 1G6CF339 1G6CG53B 1G6CH238 1G6CH338 1G6CH518 1G6CL574 1G6CL579 1G6CL57N 1G6CS513 1G6CS515 1G6CS518 1G6CS525 1G6CS528 1G6CS533 1G6CS538 1G6CS694 1G6CS699 1G6CS69N 1G6CT53B 1G6CT53E 1G6D15RK 1G6D15RW 1G6D25R6 1G6D35R6 1G6D45RK 1G6D45RL 1G6D55RK 1G6D55RL 1G6D65RP 1G6D75RP 1G6DA1E3 1G6DA1ED H H H H H H H H H K K K K K K K K K K K K K K K O O M O O M G G G M M M M M M M L L L K K J J J J J J J J J J G G J J J J J J J J J H H H H H H H H H H H H H H H J J N J J N K K K N N N N N N N N N N H H I I I I I I I I I I K K L L L L L L L L L M M M M M M M M M M M M M M M K K Q K K Q N N N Q Q Q Q Q Q Q P P P M M O O O O O O O O O O M M PIP and MP symbols are only applicable in states which provide these coverages. Includes copyrighted material of Insurance Services Office, Inc., with its permission. © 2022 Travelers SYMBOLS-31 01/23/2022 TRAVELERS COUNTRYWIDE LIABILITY SYMBOLS MAKE VIN LIAB PIP MP CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI CADI 1G6DA5E5 1G6DA5EG 1G6DA5EY 1G6DA5RK 1G6DA67V 1G6DA8E5 1G6DA8EG 1G6DA8EY 1G6DB5RB 1G6DB5RK 1G6DB5RL 1G6DB67A 1G6DB8E5 1G6DC1E3 1G6DC1ED 1G6DC5E5 1G6DC5EG 1G6DC5EY 1G6DC5RK 1G6DC63A 1G6DC67A 1G6DC8E3 1G6DC8E5 1G6DC8EG 1G6DC8EY 1G6DD1E3 1G6DD5RB 1G6DD5RL 1G6DD67V 1G6DD8E3 1G6DE1E3 1G6DE5E5 1G6DE5EG 1G6DE5EY 1G6DE5RK 1G6DE8E5 1G6DE8EG 1G6DE8EY 1G6DF577 1G6DF5E5 1G6DF5EG 1G6DF5EY 1G6DF5RK 1G6DF5RL 1G6DF8E5 1G6DF8EG 1G6DF8EY 1G6DG1E3 1G6DG577 1G6DG5E5 1G6DG5EG 1G6DG5EY 1G6DG5RK 1G6DG8E3 1G6DG8E5 1G6DG8EG 1G6DG8EY B B B J J G G G J J J J G G G B B B J J J G G G G G J J J G G B B B J G G G B B B B J J G G G G B B B B J G G G G G G G I I I I I I I I I I K K G G G I I I I I I I K I I I I K G G G I I I I G G G G I I I I I K G G G G I I I I I I I I O O M M M O O O O M M M I I I O O O M M M M M O O O M M I I I O M M M I I I I O O M M M M I I I I O M M M M MAKE VIN LIAB PIP CADI 1G6DH1E3 G K CADI 1G6DH577 B G CADI 1G6DH5E5 B G CADI 1G6DH5EG B G CADI 1G6DH5EY B G CADI 1G6DH5RL J I CADI 1G6DH8E3 G I CADI 1G6DH8E5 G I CADI 1G6DH8EG G I CADI 1G6DH8EY G I CADI 1G6DJ1E3 G K CADI 1G6DJ1ED G K CADI 1G6DJ577 B G CADI 1G6DJ5E3 B G CADI 1G6DJ5ED B G CADI 1G6DJ5EG B G CADI 1G6DJ5EV B G CADI 1G6DJ5EY B G CADI 1G6DJ5RK J I CADI 1G6DJ8E3 G I CADI 1G6DJ8ED G I CADI 1G6DJ8EG G I CADI 1G6DJ8EV G I CADI 1G6DJ8EY G I CADI 1G6DK1E3 G K CADI 1G6DK1ED G K CADI 1G6DK5E3 B G CADI 1G6DK5ED B G CADI 1G6DK5EG B G CADI 1G6DK5EV B G CADI 1G6DK5EY B G CADI 1G6DK5RK J I CADI 1G6DK67V J I CADI 1G6DK8E3 G I CADI 1G6DK8ED G I CADI 1G6DK8EG G I CADI 1G6DK8EV G I CADI 1G6DK8EY G I CADI 1G6DL1E3 G K CADI 1G6DL1ED G K CADI 1G6DL5E3 B G CADI 1G6DL5ED B G CA