Ho w t o Fin d t h e B est
D u b ai Car In su r an c e
Po lic y ?
Have you purchased your first car or are you renewing an
existing policy? These are the key points to remember when
looking for car insurance in Dubai.
Purchase the best car insurance in Dubai based on your
current and future insurance requirements.
In the UAE, car insurance is required for all registered
vehicles. As a result, there are hundreds of car insurance
providers offering coverage across the emirates, making it
difficult to find the best car insurance company in Dubai that
protects you and your specific insurance needs.
After you've purchased your new vehicle, you'll need to
insure it. We've put together a comprehensive guide on how
to sift through all of the Dubai car insurance companies and
find the best one for your needs.
1
Compare insurer customer reviews.
Check out what their customers think of them, but don't
limit your research to their website. See forums, Google
results, Facebook comments, social media reviews, and
other places where customers' feedback is not
handpicked for the insurer's website.
Look for specific comments, such as customer reviews
on filing a car insurance claim, how long the company
takes to settle a car insurance claim, whether customers
found it easy to contact customer service and the level
of professionalism they encountered with an agent or
customer service.
2
See inclusions
There may be times when you require roadside assistance in
Dubai. In the event of an emergency in which you require a
tow, a battery boost, a flat tire, emergency fuel, or other
services, check to see if these immediate assistance services
are covered by your car insurance policy.
3
No-claims bonus
CA no-claims bonus on your Dubai car insurance policy
entitles you to a discount the following year you renew
your insurance, assuming you did not file an insurance
claim during the term of your policy.
If you're switching to a new car insurance provider,
whether you're a current resident or have recently
migrated to the country, you should bring proof of your
no-claims bonus with you.
Because you have a track record, doing so may help you
find the best insurance rate and possibly even additional
premium discounts.
4
Agency protection
Keep an eye out for agency coverage - if you file a car
insurance claim, the manufacturer's authorised dealer in the
UAE will repair your vehicle. Not only will your car be in the
hands of authorised professionals who are experts in your
specific car brand, but you will also most likely receive
genuine or brand-new parts.
5
Non-agency protection
Your car will be repaired by professionals in workshops
that have been approved and pre-tested by your insurer
if you have non-agency repair coverage. Although your
car will not be repaired by authorised professionals of
your specific vehicle model or brand, a non-agency
repair covered by your car insurance policy is usually less
expensive.
6
Car insurance for third-party liability
According to UAE law, if you own a car in Dubai, you must also
obtain third-party liability insurance. This type of insurance
protects you against the costs of car repair and replacement if
another party is involved and is at fault for the damage.
7
Car insurance that covers everything
Purchasing comprehensive car insurance in Dubai
protects you against financial losses and damages
caused by your vehicle, including damage to third-party
property. This type of insurance would typically cover
you in the event of theft, natural disasters (fire, water,
earthquakes, lightning, and so on), and emergency
medical expenses as a result of a car accident.
Source
Contact Us
National General Insurance Co. PJSC (NGI)
Address: PO Box 154,
Levels Ground, 3, 5, 6, NGI House,
Port Saeed Street, Deira Dubai
Dubai – United Arab Emirates
Phone: + 971 4 211 5800
Website: https://ngi.ae/