Figure 1 CONCEPTUAL PARADIGM INPUT PROCESS OUTPUT EXPECTED OUTCOME 1. Profile of Grade Descriptive statistics namely 1. Identified profile 12 spending mean will be used to show of Grade 12 spending Grade 12 students manage their behavior differences on the spending of behavior allowances and to establish arising 3. 2. Factors behavior of the Grade 12 1. 1. 2. Identified factors 1.To increase awareness on how problems influencing the ABM students when grouped influencing the spending behavior in terms of their profile and spending behavior 3. Spending frequency and percentage will behavior be used to identify the top behavior students on how to properly management factor that influence the management maximize their resources and to 2. 2. To give a wide understanding on savings and spending and to 2. 3.Identified spending propose ways to Grade 12 SHS spending behavior and the help the students to be financially students’ money managing secure strategies 3. 3. To give ways on proper budgeting in order to increase savings 6