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For people without KYC
Basic Savini Bank Accounts/Small Accounts
The Basic Savings Bank Deposit (BSBD) Account was designed as a savings account
which will offer certain minimum facilities, free of charge, to the holders of such
accounts. In the interest of better customer service, it has been decided to make certain
changes in the facilities associated with the account. Banks are now advised to offer the
following basic minimum facilities in the BSBD Account, free of charge, without any
requirement of minimum balance.
•
•
•
•
•
•
The deposit of cash at bank branch as well as ATMs/CDMs
Receipt/ credit of money through any electronic channel or by means of deposit
/collection of cheques drawn by Central/State Government agencies and
departments
No limit on number and value of deposits that can be made in a month
fvl inimum of four withdrawals in a month, including ATM withdrawals
ATM Card or ATM-cum-Debit Card
The BSBD Account shall be considered a normal banking service available to all.