Social implications of Fintech (https://socialfintech.org/social-fintech-sector/, https://www.linkedin.com/pulse/do-you-know-social-impact-fintech-companies-gyanprakash/) Central bank digital currencies (https://www.bis.org/publ/othp33.htm, https://www.bis.org/publ/othp42.htm) Fintech + cyber risk (https://www.bis.org/publ/bisbull37.htm, https://www.bis.org/publ/work840.htm) Distruptive Fintech during COVID 19 (https://www.sia-partners.com/en/news-and-publications/from-our-experts/disruptivefintech-during-covid-19-pandemic)