LUXURIOUS PRO NETWORK TOKEN A Multi-utility Cryptocurrency Token White Paper SERIAL CONCEPTS NO. PAGE NO. 1 Disclaimer 3 2 Important Notice 4 3 Executive Summary 5 4 Luxurious Pro Network Token– A Cryptocurrency 7 5 LUXURIOUS PRO NETWORK TOKEN BUSINESS ECOSYSTEM 9 6 LPNT Components Accessible To Token Holders 10 7 Key Specification of LPNT Payment Gateway 13 8 Some Key Features of LPNT Wallet 21 9 Secure Payment of LPN T OKEN 26 10 LPN Instant Access Wallet 27 11 How to start using the LPN wallet? 31 12 LPN TOKEN ICO 32 13 Why LUXURIOUS PRO NETWORK TOKEN ICO? 36 14 LPNT Currency Price 39 15 LUXURIOUS PRO NETWORK TOKEN ICO 41 16 ROADMAP 48 17 Past And Present Roadmap 49 18 Future Roadmap 54 19 Loyalty Program 59 20 Safety of Funds 59 21 Safety of Users 60 22 Confidentiality 61 23 Legal Governance And Compliance 62 24 Users’ Identification 63 25 LPNT ICO Disclaimer 64 26 Conclusion 64 27 For More Information 67 28 Thank You 68 2 LPNT DISCLAIMER Information presented to you through this whitepaper should not be treated as an investment, tax or legal advice under any circumstances. You must seek the most valuable advice from some experienced financial, legal, or tax professionals for taking the right decision as per your individual situation or interests. LPN TOKEN GROUP incorporated some blocks of information in this whitepaper to equip you with key knowledge related to a concept that may be of interest. The opinions and materials included in this whitepaper are not to be deemed a solicitation for the sale or purchase of any securities. LUXURIOUS PRO NETWORK TOKEN GROUP, an undisputed global leader in the domain of luxurious transportation and forex trading, is a registered organization. LPN TOKEN GROUP reserves all rights. 3 IMPORTANT NOTICE Government authorities have not endorsed this whitepaper. Under all kinds of circumstances, in part or in whole, for any purpose, the prior consent of LUXURIOUS PRO NETWORK TOKEN GROUP in writing is mandatory for the following: Export or transmission of this whitepaper or its parts to any nation or territory where its distribution or dissemination is prohibited or restricted is not permitted. Any individual or legal entity that comes into possession of this whitepaper in any form must observe all relevant legalities or regulatory restrictions they may be subject to. In addition to this, seeking legal advice in this regard is also necessary. In case you access this whitepaper by any means and in any form, you agree to be bound by this condition. You can seek information in detail about this whitepaper either through visit to our website at www.lpntoken.io or www.lpntoken.net for staking. 4 EXECUTIVE SUMMARY LPN TOKEN is a financial revolution all set to change the way users transact. This Ethereum Blockchain-based multi-utility cryptocurrency is the initiative of LUXURIOUS PRO NETWORK TOKEN GROUP. The group is an undisputed leader in the domain of luxurious transportation and forex trading. The initiative has successfully received funding from many multibillionaire investors from all parts of the world. Many prominent fund managers are also associated with the organization. These fund managers are loaded heavily with the wealth of experience required to deal with trading in forex. LPNT is being introduced to add a new value to your experience of financial transactions. In simple words, a reliable process for safe, speedy and affordable international transactions without any mediation is the objective of this financial revolution. This decentralized digital currency is actually for addressing every day financial issues and needs of everyone. • LPNT will scale new peaks of growth on the basis of the following principals: o All time availability. o Worldwide usability. o Value to everyone. • LPN TOKEN and its brand name are registered trademarks. • We are not just a company. Instead, we are an organization. • The list of companies involved in the growth of LPNT includes but is not limited to the following only: • o Fortune 500 companies. o Multinational companies. o Startups. o Academics o Technology vendors with Ethereum Blockchain. o Subject matter experts. This Ethereum based cryptocurrency already has a community of 100,000 active worldwide users. • LPNT has been developed with the following purposes: o To address daily financial needs and relevant issues of users. o To ensure worldwide circulation of LPNT via diversified digital financial and a commerce network. • o To address critical issues of the cryptocurrency industry. o For making LPNT usable in all parts of the world. Reputed financial and legal international renowned business entities will be assigned the responsibility of auditing and managing LPNT funds and assets’ collection and purchase carried out by LPN Token. The purpose is to ensure security and transparency at all times. 6 • Safe, secure, speedy and cost-effective transactions without any chargeback. • Access to money anytime using our secure wallets and other applications will be possible. LUXURIOUS PRO NETWORK GROUP is fully committed to putting the best foot forward to bring all investors, partners, worldwide community members and users to ensure the following: Hassle-free usage of LPNT in all walks of life. Safe, speedy and decentralized transfer of cryptocurrency. Easy exchange. The facility of cryptocurrency deposit, withdrawl and savings of LPN Token The list does not end here only. The ultimate goal is to cement the LUXURIOUS PRO NETWORK TOKEN as a multi-utility token worldwide. 7 LUXURIOUS PRO NETWORK TOKEN A CRYPTOCURRENCY The base of this decentralized digital currency is ERC20. The functionality similar to the functionality of Ether is the specialty of this Blockchain-based asset. This multi-utility token can be used for hassle-free exchange of money from one part of the world to another. Users will not have to worry about any arbitrary limits or central repositories throughout the process. LPNT can be used in almost every industry. This is something that makes this cryptocurrency multi-utility. The list of industries it can be used in includes but is not limited to the following only: 01 Finance 06 Flight bookings 02 Forex trading 07 Real estate 03 E-commerce 08 Recharge 04 Hotels 09 Shopping 05 Restaurants 10 Transportation 8 In simple words, users will be able to use LPNT for buying anything. The list includes but is not limited to the following only: • Homes. • Accessories. • Condos. • Plane tickets. • Boats. • Vacations. • Cars. • Tools. • Clothing. • Musical instruments. • Electronics. • Dating services. • Health and pet products. • Professional services. • Food. • Internet services. • Wine. • Crypto gear. As a medium of decentralized transactions, LPNT will offer robust functionality to enhance users’ experience. This will be done as a part of the strategy for growth. This will include much more than strength, transparency and security. Given below is the list of those additional values: • Exchangeability and transfer of cryptocurrency. • Hassle-free payments through our global networks. • Person-to-person decentralized transactions. • Transactions in all walks of life. • Loyalty and reward programs. 9 LUXURIOUS PRO NETWORK TOKEN BUSINESS ECOSYSTEM: LPNT is the product and service of LUXURIOUS PRO NETWORK GROUP. The group is also the issuer of this cryptocurrency based on Ethereum Blockchain and its ERC20 protocol. This is to ensure an ecosystem of business financial applications for worldwide circulation of LPN TOKEN. This decentralized token has been designed to address holders’ daily needs related to the financial transactions. ECOSYSTEM OF LPNT: MULTI-CURRENCY WALLET CUSTODIAL SERVICES LPNT Wallet. LPNT Vault. LOYALTY PROGRAM FOUNDATION Inclusion of Digital Finance, Digital Innovation and Wildlife Protection. LPNT BANK Banking Instruments, Products and Services & Platform For Digital Banking Compliance. LPNT Reward Program. LPNT TRANSFER Credit Card and Debit Card and Worldwide Transfer of Money. AN INTERNATIONAL DIGITAL FINANCIAL PLATFORM Multi-fold biometric securityfingerprints, Voice Recognition and Facial ID. 10 In simple words, this multi-utility token will add value to the financial transaction related experience of users. It will change the way people transact these days. Strategically developed financial and commercial partnerships make it a multi-utility token that offers more value to holders. This is the value users usually do not get from other cryptocurrencies. It is mainly because LPNT allows holders to access to the following within its ecosystem: • Access to the platform. • Access to the benefits. • Access to discounts and other things. LPNT COMPONENTS ACCESSIBLE TO TOKEN HOLDERS: The group has successfully identified strong reasons for the existence of LPN TOKEN. This is a huge reason why all components explained below are an essential part of the LPN TOKEN ecosystem. SPEED: Transactions beyond geographical boundaries get completed in 9 seconds only. Therefore, the receiver does not have to wait for days to receive their money. ACCESS/MOBILITY: No need to carry any cash or credit/debit cards for payments at shops, malls, restaurants, hospitals, airports, train/bus terminals etc. LPNT, a multi-utility decentralized financial convenience, can be trusted for digital payments and high-quality financial experience like never before. 11 LOW TRANSACTION FEE AND ZERO CHARGEBACK: This is another key benefit for LPN TOKEN holders. All local and international transactions using LPN TOKEN will be cost-effective for all users. No chargeback will be levied for any transaction. INTERNATIONAL USE: This Ethereum Blockchain-based cryptocurrency is mainly for making international transactions a positive experience for everyone. Users do not have to wait and abide by any limitations to carry out transactions internationally. International transactions using LPNT are cost-effective. SAFETY AND RELIABILITY: Since LUXURIOUS PRO NETWORK TOKEN is based on Ethereum Blockchain, all transactions are safe. Integration of Cryptography makes Ethereum Blockchain fully reliable for transactions. This is a huge reason why LPNT Is safe and reliable. BLOCKCHAIN TECHNOLOGY: LPN TOKEN is an Ethereum Blockchain-based open-source cryptocurrency. The list of benefits this distributed ledger technology includes but is not limited to record-keeping or cryptocurrency transactions, creation of blocks, validation of transactions and broadcasting addition of records in a ledger to every node available in the network. NO MEDIATION: Governments and financial institutions like banks never become part of transactions at any level. This results in speedy, decentralized and cost-effective transactions. 12 OWN COMMUNITY: LUXURIOUS PRO NETWORK GROUP is much more than just a group of companies working together to make LPNT the best multi-utility cryptocurrency in the world. Instead, the group is actually a worldwide community of more than 100,000 active users, multibillionaire investors, thousands of active leaders, and satisfied forex trading user base. LPNT group is burning midnight oil for addition of new members to this global community via promotion on popular social media platforms like Facebook, Twitter, Reddit, Instagram, Telegram, Medium, e-mail, YouTube, Line, GitHub, Discord and LinkedIn etc. CRYPTOCURRENCY PAYMENT GATEWAY: We are introducing our own cryptocurrency payment gateway in the near future. The objective is to help individuals and businesses send or receive decentralized speedy payments from one part of the world to another safely, easily and at pocket-friendly charges. You may call it the decentralized version of PayPal or Skrill etc. LPNT decentralized payment gateway will function as an intermediary between the merchant and the sender. It will be a digital substitute for the following purposes: o Replacement for physical POS (Point of Sale). o Verification, acceptance and refusal of credit/debit card transaction through payment card networks. Usually, a third-party responsible for setting up the following provides this service: o Merchant account o Payment gateway in a single account. 13 KEY SPECIFICATION OF LPNT PAYMENT GATEWAY: This decentralized payment gateway about to be introduced soon by the organization will exceed your expectations with powerful features/tools. The list of includes but is not limited to the following only: FRAUD PREVENTION TOOLS: The internet has made life easier for people in many ways. However, there are two sides to every coin. Some financial crimes have misused the potential of the internet to commit financial frauds also. Most of the online financial scams usually happen through payment gateways. Keeping this mind, LPNT makes use of the most effective tools and techniques to ensure foolproof prevention of financial frauds. Given below is the list: o Cryptography. o No data saving on our servers. o AVS. o Visual Cryptogram. o Excecution of measures for preventing exhaustive search attacks. SUBSCRIPTIONS AND RECURRING BILLING: Most of the websites offering subscriptions ensure recurring billing through a payment gateway integrated. This means regular payment to continue the subscription of some product or service. PAYMENT HISTORY: Most of the websites offering subscriptions ensure recurring billing through a payment gateway integrated. This means regular payment to continue the subscription of some product or service. 14 A digital/online wallet is a payment instrument for customers and businesses to send, receive or store money. Let’s know about some key specifications of our LPNT payment gateway below: o Payment gateways like LPN Token support multiple wallet options, including Amazon Pay, like Paytm, Google Pay, and Mobikwik, etc. o In addition to credit/debit cards and net banking, LPNT supports more than 100 modes of payment. o Users will be able to accept digital and decentralized payments using multiple channels. For example: Desktop and Mobile App o Smartphone leveraging the potential of operating systems like Android and iOS. o LPNT Wallet will allow users to access their payment-related history automatically saved for future reference. o Our crypto wallet will support all reputed international payment gateways and exchangers to help users buy & sell cryptocurrencies with their credit and debit cards and coin swapping. o Our decentralized payment gateway does not have any direct or indirect relationship or account with any end-user. All in all, LUXURIOUS PRO NETWORK PAYMENT GATEWAY has everything to add value to your financial experiences. FOREX TRADING WITH LPN TOKEN: Forex Trading is a combination of Foreign and Exchange. Forex trading is a worldwide network of buyers and sellers of foreign currencies. It can also be termed as a global marketplace for the trading of international currencies. It is the largest decentralized liquid market in the world. 15 This decentralized domain of financial trading records the trading/ exchange of nearly five trillion US dollars every day. Coming to the point, LPNT Group is globally held in high esteem for serving forex traders with MT-5, the best forex trading platforms in the world. The group is continuously making efforts to pair USD and other currencies with the decentralized token being introduced. This will be the greatest help users need to use LPNT Token on MT-5. The group is introducing LPN TOKEN to help individuals participate in forex trading. The process of forex trading will begin with the sale of the token through trading accounts using in-house algorithms. Profit generated can be put to use for the purchase of coins from the free market at the price offered. Individuals will benefit from the fee and commission that an FX Broker collects. Our cryptocurrency has been designed and developed to help individuals rub shoulders with forex brokers. Our objective is to show the way forex trading using LPN TOKEN can benefit holders. This could be much better than trading in the traditional share market. All intermediaries are eliminated from the transaction process. On the other side, investment in equities involves securities brokers, market makers, high-frequency traders, stock exchanges, DTCC transfer and clearing banks. All of these financial institutions charge a heavy amount of fee. 16 Finally, token sale passes from buyers’ wallet to sellers’ wallet through an exchange. LPN DECENTRALIZED CRYPTOCURRENCY VAULT: LUXURIOUS PRO NETWORK TOKEN is the most unique decentralized financial solution online gamers need. Those who participate in digital gaming extravaganzas or casinos are going to love it. Following is the process that such users will need to follow for making the most of this key feature: • Complete the registration process as a player. • Payment of match/tournament fee using LPNT cryptocurrency wallet. • Play the match/tournament. All winners or runner-ups are sent an encrypted code. This code is always set before the start of a match or tournament. Winners and runner-ups get access to their winning amount after entering the correct code. It is also a platform participants need to choose a trader and sign a contract. All participants get access to our operations console. For this, token holders will need just need to complete the registration process to be able to trade in any zone using their credentials. Sign a smart contract to access live trading for entering the world of financial strategies and extreme growth possibilities. This is why the organization plans on launching a decentralized vault. This helps LPNT multi-currency exchange to add to the security of vault to help in trading cryptocurrency. 17 EXCHANGE: LPN TOKEN has successfully got listed on PROBIT, An Internationally Reputed Digital Currency Exchange Ranked 26th worldwide. This is adding to the profit of investors and traders. Our already Global Community of more than 200K active users has played the most important role in this. In the time to come, we plan on getting listed on many more reputed cryptocurrency exchanges. These users will do their best to rate an vote very high to help LPN TOKEN get listed on exchanges in future also. All LPN TOKEN and wallet users get the easiest and fastest access to the world of digital decentralized assets and cryptocurrencies for hassle-free exchange and trading of cryptocurrencies. LUXURIOUS PRO NETWORK TOKEN TRADING: This decentralized token has been launched with the following objectives: o The most affordable financial services. o To fight poverty. o For maximizing an individual’s financial potential. The organization plans on achieving this vital feat through a well-thought-out plan for the LPN TOKEN supply. LPNT INSTANT ACCESS BETA VERSION WALLET: LUXURIOUS PRO NETWORK TOKEN GROUP is soon coming up with a feature-rich beta version multi-utility cryptocurrency wallet for the following purposes: o To provide you ecommerce services. o To help users purchase any product or service through LPN Wallet. 18 LUXURIOUS PRO NETWORK TOKEN cryptocurrency wallet will be a feature-rich wallet. Using this decentralized app, users will be able to receive and send transactions for almost everything internationally. It will be a safe and easy-to-use application to manage various cryptocurrencies. For this, it makes use of a decentralized and cloud-based security system. This decentralized and cloud-based security system prevents the compromise of account’s security to safeguard users’ private key. It is because this private key helps users regain access to their decentralized funds. LPNT wallet is a decentralized application that allows users to do the following without requesting their personal information: o Protection of your cryptocurrencies for free. o Low-cost exchange of cryptocurrencies. The version of this cryptocurrency wallet will be available in the form of an app for devices running on iOS and Android operating systems. The objective is to help users manage their cryptocurrencies digitally and regardless of their geographical location. This feature-rich decentralized wallet will support hundreds of payment methods including credit/debit cards and online banking. All in all, you will be able to collect decentralized payments through multiple channels. It will support most of the major international payment gateways like PayPal and Skrill and exchanges. The purpose is to help users buy and sell using the following methods: o Credit cards o Debit cards o Sapping of coins 19 The main purpose of this decentralized wallet is to help LPNT TOKEN holders become a part of a Blockchain-based system to leverage the potential of the luxurious transportation system. Since transactions will be decentralized. All transactions will be carried out on Blockchain. Therefore, there is no chance of data leakage, security breaches or financial scams. This is going to be very much different as compared to the traditional banking system. It is because users of our cryptocurrency and decentralized wallet-app will help them deposit/load money in their account using the following methods: o Debit/credit card. o PayPal. o Stripe. o Venmo. o Inter-crypto transfer. This will ensure secure and much needed inter-blockchain communication. After this, users can choose to credit the money loaded into their LPNT wallet, a secure multi-signature digital environment. This decentralized wallet will also have the ability to leverage the potential of external payments methods. For example: o FIAT. o ETH (Ethereum. o Bitcoin. o Altcoins. Payments carried out using these currency types are automatically converted into transactions. 20 o Publishing of an appropriate network. o The shipment of products. o Parameters defining it. The most important thing token holders need to know is that LPNT Wallet offers features required for cryptocurrency/decentralized money. the protection of your For this you need to know the following: o Protection of money in free. o Exchange at low rates/commissions. o Personal information is not requested. It will be available in the form of an application for smartphones running on Android and iOS operating systems. It gives you absolute control over the private key needed to secure your wallet. This is why you are offered Mnemonic or the Seed you can download anytime you want. The LPNT wallet is a complete solution to keep your digital assets in one place securely. This has everything you need to secure your wallet money. For example: o Development using the highest security standards. o Protect the private key of users using the combination of SHA-256 and Bcrypt algorithms with IPFS distributed storage. o The email, password and three security questions to prevent unau thorized access to your wallet and funds in it. 21 SOME KEY FEATURES OF LPNT WALLET: We now want you to know about some of the key features of LPNT wallet. UNLIMITED MULTI-CURRENCY AND CRYPTOCURRENCY EXCHANGE: Instant transactions and easy-to-use features allow you to load and reload your wallet with money. Since it supports multiple cryptocurrencies, decentralized financial management becomes easy. As a result, you can swap multiple cryptocurrencies to enter desired funds for trading in forex. ALL COIN CONTROL: Hassle-free multiple cryptocurrency management processes are one of the key specifications of the LPN TOKEN wallet. Therefore, token holders/users get control of all coins they trade in or keep in this wallet. Thanks to the way this decentralized wallet supports unlimited cryptocurrencies. HASSLE-FREE CRYPTO EXCHANGES: All LPN TOKEN and wallet get the easiest and fastest access to the world of digital decentralized assets and cryptocurrencies for hassle-free exchange and trading of cryptocurrencies. 22 NO FEES, NO COMPLICATIONS: This is another key feature of this wallet. Traditional banking system users are charged heavily for every single transaction. This is very costly for users. On the other hand, LPNT Wallet is Ethereum Blockchain-based app that eliminates all central repositories like banks, governments and other financial institutions. As a result, transactions happen fast, P2P and within 9 seconds’ time only. Users do not have to pay any kind of transaction charges or chargeback etc. THOUSANDS OF SUPPORTED CRYPTOCURRENCIES: Our LPNT wallet app runs on Ethereum ecosystem. It is also compatible with ERC20, ERC721 and BEP2, token while providing cover for Bitcoin wallet and dozens of other cryptocurrencies. AN OPEN PLATFORM FOR MERCHANT USERS: Like said earlier, LPNT wallet is a financial platform users need. They need it for two things: o For choosing a trader. o For signing a contract. After this, every user or participant gains access to our operational console. The process determined for this is very simple. Interested users need to fulfill the registration process. Successful completion of the registration process will enable registered users to trade in any zone/category using their credentials. For this, registered users will have to sign a smart contract for earning access to live trading to enter the world of financial strategies and possibilities of growth. 23 This will also help our heavily experienced fund managers to take care of your portfolio effectively. This is exactly what we are introducing a decentralized vault for. The objective is to ensure an extra layer of security to help trade cryptocurrencies safely. One more thing, users will not have to worry about anything. The organization will train them for almost everything. PAYMENT FACILITATION: LPNT will offer several payment methods within the platform. The list includes but is not limited to the following only: o FIAT Currencies. o Ethereum Blockchain. o Bitcoin. o Other Major Alternative Cryptocurrencies Planned For Future Support. The growth of LUXURIOUS PRO NETWORK TOKEN lies in the growth of user base and our already existing worldwide community. Its use as a preferred mode of payment could stamp LPNT as a global leader in the domain of cryptocurrencies and digital finance. This could possibly happen through the following: o Continued Use For Reference Payments. o Collaborative Clearing. o Cross-network Transactions. o Avoiding Fiduciary Exchange Rates. 24 The key objective of this LPN TOKEN is to ensure long-term benefits for all community members and third parties willing to put their best foot forward to help fight economic inequality in multiple ways specified below: o Reduced Costs of Transaction. o Minimizing Currency Conversion. o Optimizing Purchases. o Activation of Reward Incentives. o Enabling Group Purchase Discounts Facilitated By Minimum /Order Threshold Ratings. This could be effectively possible with LUXURIOUS PRO NETWORK TOKEN. It can benefit a number of industries. The list of examples includes but is not limited to the following only: o E-retailers. o Online Marketplaces like Overstock, Amazon, Shopify etc.. o Content Market Networks. This is why LUXURIOUS PRO NETWORK TOKEN plans to support the adoption of mass LPN TOKEN as a preferred tokenized payment method used by consumers and content creators for its worldwide acceptance. This is when this crypto token will have its foothold worldwide with the help of consistent affiliate sales contributions generated and rewards redeemed on content creator campaigns. The organization plans on using some protocols for minimizing extreme value fluctuations while retaining the value of LUXURIOUS PRO NETWORK TOKEN. 25 DECENTRALIZED DEPOSIT AND WITHDRAWAL OF PAYMENTS: Like said earlier, LPN Token will offer multiple payment methods supported by the platform. Users will be able to deposit funds into their LPNT Wallet using multiple payment methods. For example: o Debit/Credit Cards. o Payment gateways like PayPal, Stripe, Venmo etc.. o Inter-cryptocurrency transfer support for Inter-Blockchain communication. Like said earlier, users can choose to get their money credited in their secure multi-signature denaturalized wallet LPNT wallet. This is after the successful completion of the money deposit process. This process initially helps users see the prices of FIAT currencies according to their geographical location. This helps promote clarity among participants less familiar with the concept of cryptocurrency. The organization will encourage users to leverage the potential of CCOIN as the primary currency for transactions and reward payments. The objective is to ensure worldwide demand, adoption and growth of LPNT Wallet. o The platform we have entrusted offers a number of benefits. For example: o Minimum response time in payment processing. o Reduced price offers. o Multi-point shipping deductions to further acclimatize buyers. 26 These incentives will be combined with exclusive product offerings and collaborations that depend on the distribution of payments on LPNT INITIAL COIN OFFERING. LPN TOKEN holders are advised to be serious about the security of their LPNT wallet like a wallet in their pocket. This will help withdraw tokens securely, instantly and at affordable cost and within 9 seconds only. Qualified users will be rewarded with a decentralized debit card directly connected to their LPNT wallet to spend LPN TOKEN like a FIAT currency worldwide. Transaction charges will be affordable as the card will a VISA Infrastructure for granting worldwide access. Therefore, plans to ensure seamless integration and support needed for the credit/debit card with devices running on Apple and Android operating systems are ready. The objective is to ensure an option for issuing a physical card after the successful implementation of the platform. The main reason for using fiduciary as an optional medium of deposit and payment is to facilitate the integration of the platform and service for the general public to increase its adoption. This directly affects the network with increased number of transactions through the platform. This rapid increase in the userbase as the use of LPN token reaches the next level, from early users to the participants worldwide. 27 SECURE PAYMENT OF LPN TOKEN: LPN TOKEN Secure Payments is an integrated booking and escrow service that facilitates the processing of payments. All payments will be held in secure and anonymous accounts by the time the buyer confirms that certain agreed upon (i.e. confirmed) event has happened. All in all, as a platform, LPN token minimizes transaction costs and provides a scalable way to engage in higher-value transactions through a secure and reliable ecosystem. These transaction costs are specifically related to the markets. If needed, a specific system based on arbitration will be put to use with the objective of making the system act as a reliable third party solution needed for worldwide sales and promotions between the following: o Buyers. o Sellers. o Advertisers. LPN token implements a rating mechanism. This rating mechanism will allow all parties involved in the transaction rate transactions carried out using LPN TOKEN protocol. 28 The actions of the standard transaction cycle will be easily handled through secure methods of communication between suppliers and customers that resolve the following: o Product Returns. o Product Exchanges. o Dispute management. o Issuance of refunds. In case, no disputes arise, the arbitration will be conducted infrequently. However, arbitration plays an important role to ensure that every party involved in dispute fulfills its obligation within the transaction cycle in an agreed manner. If a seller does not confirm the shipment of goods after instant credit validation, the funds are never deducted from the buyer’s account. If a buyer does not release the credit payment to a seller despite agreeing to have received the goods as ordered, the product is not delivered. In simple words, no business owner or customer using LPN TOKEN for purchasing anything needs to worry about the security of their payment/money. The feedback and rating system promotes trust among all community members to prevent any kind of fraud or scam. It also incentivizes users for the creation and promotion of authentic content that becomes a part of conversations. This is why brands and marketers accepting LPN TOKEN will incentivize promotions accordingly. 29 This incentive is distributed among all parties involved in the transaction cycle/dispute. The list includes but is not limited to content creators, brands and customers. Positive participation is further encouraged with excellent grades to brighten the chances for future collaborations and businesses. LPNT wallet leverages the potential of external methods of payment like FIAT, Ethereum, Bitcoin, Altcoins that automatically get converted into transactions. In that scenario, the Escrow Agreement shall be considered fulfilled after the network has been published or the product has been shipped. It all depends on the parameters that define it. LPN INSTANT ACCESS WALLET: Like said earlier, the organization is fully committed to developing an easy-to-use application for hassle-free management of cryptocurrencies. A decentralized cloud-based system is implemented to achieve this feat to make sure users do not lose their private key. However, in case some user does not have that private key to help them gain/regain access to their funds in their wallet. The main purpose of this application is to help users protect their cryptocurrencies in free and trade them at affordable cost without requesting personal information. Users can get this multicurrency app for smartphones running on Android and iOS operating systems. 30 LUXURIOUS PRO NETWOKRK TOKEN wallet is a secure, fast and user-friendly app. This app benefits users in a variety of ways. Some of the benefits of LPNT wallet are as mentioned above: We have implemented the best practices that offer high-quality, intuitive solutions. BANK CARD SUPPORT: Buy and sell Bitcoin and other cryptocurrencies using debit/credit cards at low cost. COMMISSION FREE PAYMENTS TO OUR MERCHANTS: Users will be able to send and receive payments in the form of cryptocurrencies to any LPNT wallet user. Users will not have to pay any commission or chargeback for this. SUPPORTS MULTIPLE FIAT AND CRYPTOCURRENCIES: The count of Cryptocurrencies in LPNT wallet is more than 30. The number of FIAT currencies available in this decentralized wallet. The options for acceptance and exclusion in this wallet are available 6 FIAT currencies. SUPPORTS MULTIPLE FIAT AND CRYPTOCURRENCIES: The count of Cryptocurrencies in LPNT wallet is more than 30. The number of FIAT currencies available in this decentralized wallet. The options for acceptance and exclusion in this wallet are available 6 FIAT currencies. RECURRING PAYMENTS IN THE FORM OF CRYPTOCURRENCIES: Users will be able to pay for their subscriptions or send other recurring payments with LPN TOKEN. Quick Deposits for registered merchants are available with single sign-on. 31 INTEGRATED EXCHANGE: LPNT wallet allows users to manage their cryptocurrency wallets at the best exchange rates. All supported cryptocurrencies can be exchanged instantly with just a click of a mouse button. CUSTOMIZATION SUPPORT: Users will be able to make use of LPN TOKEN wallet for making payments in the form of cryptocurrencies/LPN TOKEN to your contacts in your address book instead of an unidentified wallet address. HOW TO START USING THE LPN WALLET? STEP 01 Sign-Up For The LPN Wallet This is the first process all users will need to fulfill. Providing some key personal information will help register for a verified LPN Wallet account. Do not forget to enable 2FA security during the process. STEP 02 Deposit Money In LPN Wallet All registered users will able to deposit money in their LPN wallet to purchase LPN TOKEN. Once users successfully complete the process required for this, their account will be credited with the LPN TOKEN according to the current price at the time of purchase. STEP 03 Buy, Exchange And Invest In LPN This is another part of the process for registered users to know about. Correct knowledge in this regard will help them use LUXURIOUS PRO NETWORK TOKEN wallet to earn profit and keep their cryptocurrency safe. Once a user has a registered LPNT wallet account, he/she can decentralized assets using the most unique dividend features available in their LPN TOKEN wallet. 32 LPN TOKEN ICO LUXURIOUS PRO NETWORK TOKEN ICO proved to be a solid combination of the following: o The most advanced Blockchain technology o The best in class assets. o A business ecosystem. This reliable combination equips the LPN TOKEN with the following: o Unmatched strength. o Transparency. o Reliable security. The online banking platform of LPN TOKEN’s ecosystem addresses the most important elements related to a currency. This cements LPN TOKEN as a medium of transaction outside of the LPN TOKEN platform. Therefore, this decentralized token was offered to investors through an Initial Coin Offering Campaign. The LUXURIOUS PRO NETWORK TOKEN GROUP is committed to securing transparency and accountability under all circumstances. This is why globally renowned financial and legal entities will audit LPNT funds and assets collected and bought. This process will be performed on yearly basis. All users will be able to access their money anytime and regardless of their geographical location using biometrically secured mobile apps. 33 TOKEN FINANCIAL INCENTIVES custodial services for FIAT as well as for cryptocurrencies. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Access to LPNT for receiving Low-cost worldwide money transfers and rewards. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Loyalty point for the use of LPNT platform, product and services via LPNT’s marketplace partners and strategic alliances. Low-cost worldwide money transfers and rewards. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A great medium of payments for external entities and CBP (Cross Border Payments). Access to the money to purchase decentralized digital assets via an exchange platform. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Access to strategic partners and special events organized by the LPNT GROUP. Users will earn exclusive promotional offers. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Users will get access for earning money via affiliate campaigns on some platforms. Access to discounts and other things. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Minimizing currency conversion Access to discounts and other things. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Optimized purchases. Reward Incentives get activated. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Enables group purchase discounts. The list does not end here only 34 WHAT IS LPNTOKEN? LPNT can be easily, transferred, received, spent, saved or traded via this Blockchain. LPNT is a multi-utility token based on ERC20, Ethereum Blockchain. LPNT is not registered as an STO in any country. LPNT is a multi-utility token compliant. LPNT is backed by at least 6 FIAT currencies. MULTI-UTILITY TOKEN LPN TOKEN has been designed and developed to be of use in all walks of life worldwide. All of the benefits will be available to all registered LPNT users. Given below is the list of main benefits they will enjoy: o A foundation. o Multilanguage support. o Multi-currency exchange. o Cryptocurrency/FIAT international bank. o Worldwide money transfers. o Vault. 35 o Digital wallet. o Access to MFS (Mobile Financial System) for making payments using LPNT in all walks of life. This facility also includes the use of debit and credit cards to help users use LPNT in all walks of life worldwide. LPN TOKEN USERS WILL NOT HAVE THE FOLLOWING: o Any kind of representation. o Property. o Rights. o Revenues. o Equity. o Any type of values in any of LPNT’s business ecosystem entities. o Partner companies. They can use this cryptocurrency only for making payments for something in all walks of life worldwide. TOKEN SUPPLY All supply of LPN TOKEN is capped. Therefore, at least, 50% of the LPNT Tokens were made available for trading after the successful launch of the network platform. Team and advisors will get access to the LPN TOKENS for distribution after one year of ICO. 36 LPN TOKEN has kept reserve coins in custody. This will help deal effectively with issues related to losses, hackers and among others. If it does not happen, all reserve coins will be released after the distribution of public sale of coins. Qualified and institutional investors will be issued tokens only according to their local regulations of their respective countries. Market will get limited supply of LPN TOKEN initially. This will result in supply fixing. The demand for tokens may reach the next level due to the market conditions. This may or may not help token holders earn capital gains. WHY LUXURIOUS PRO NETWORK TOKEN ICO We have been making the best possible efforts to research, prepare and develop multiple components and strategies responsible for the design of LPN TOKEN cryptocurrency and its launch and growth. We have created this cryptocurrency with the objective of transforming the way people transact these days. LPNT is a unique and innovative asset-backed cryptocurrency combined with the Blockchain technology and a wide range of physical assets. 37 It is a cryptocurrency developed to help users access their cryptocurrencies and FIAT currencies anytime and from any part of the world. In this way, LPNT helps deal with the most critical issue related to the worldwide adoption of cryptocurrency. The group has decided to accomplish a number of key issues with it. This is why the continued development of this decentralized token and relevant apps will be important for the following: o To back the LPN TOKEN ecosystem. o To underwrite the universality of LPN TOKEN. LUXURIOUS PRO NETWORK TOKEN business ecosystem is fully scalable, professional and independently managed with the following: A portfolio of diverse asset types. A digital banking platform. The list does not end here only. All these things collectively add a new value to the value of LPN TOKEN. Its usage and market demand for routine transactions in everyday life could be the reasons. Since it is always likely to be an asset-backed decentralized token, its market value will depend on time. The rest of the things about LPN TOKEN have been specified in this whitepaper. 38 As far as the rest of the proceeds from the ICO are concerned, the ICO sale includes funds for the following: o Management. o Operations. o Technology development. o Marketing and promotion. o General information purpose. o Funds for global legacy. o Funds for inclusion foundation. All the fund raised through this ICO will help us the goals specified below: o Fight poverty. o Continue activities related to the technological development of LPN TOKEN business ecosystem. o The development of LPN TOKEN. o Running marketing campaigns to promote worldwide acceptance of LPNT. All this will help spread brand awareness effectively among our targeted users. The transparency of smart contracts will help make funds auditable. All of the annual reports produced will be fully in compliance with the following: • LPNT’s corporate policies. • Regulatory issues governing operations. • Regulations governing cryptocurrencies. 39 You can seek detailed information about the funds likely to be raised through a graph presented below: 30 25 20 15 10 5 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec LPNT CURRENCY PRICE This is something all registered LPNT users must know about. The initial price of LPNT is set to $.40 per LPNT. Multiple private pre-sales and rounds will be organized with many types of loyalty bonus incentives. This is as per the payment methods users will put to use to carry out transactions in each-tier. LUXURIOUS PRO NETWORK TOKEN GROUP reserves all rights about negotiating special deals and discounts for individual traders and brokers who will buy a large quantity of LPN TOKENS. The group has plans to launch a loyalty reward points program to reward users for making LPNT a worldwide multi-utility token in all walks of life. 40 This is going to take the value of LPNT to a new high in the time to come. This will also add value to the growth of ecosystem growth opportunities. This is why the group has designed and developed an LPNT loyalty reward points program for users. Therefore, it is important that all users know about the token sale, relevant dates and bonuses. The LPN TOKEN sale will initially take place in the year 2020. If needed, users can trade their LPNT for earning profit. This could be possible only when users are fully familiar with the following: You must have a valid passport or any other Purchase qualifications to buy LPNT. Government approaved national ID card. o Having a mobile number is mandatory. o You must have a valid email address. o You must not be less than 18 years of age. LPNTOKEN is not for sale, purchase or trading in countries where cryptocurrencies are not legal. Selling In case, you belong to such a country and still restrictions to purchase, sell or trade LPNT, LPNT will not be sell LPNT. responsible for your loss and the legal issues you will face. Only you will be responsible. 41 There are many risks associated with Blockchain technology. For example All risks associated with Blockchain o Standard risks. Technology. o Value transfer risks. o Smart contracts risks. That’s just a small list. Therefore, users are advised to do some research and learn about it in advance on their own before investing in LPNT. TOKEN DETAILS Name : LUXURIOUS PRO NETWORK TOKEN Symbol : LPNT Total Supply : 80,000,000 LPNT Decimals : 18 Smart Contract Address : 0x6a4c76874e686a7d080d173987a35a9c48905583 Smart Contract Link: https : //etherscan.io/token/0x6a4c76874e686a7d080d173987a35a9c48905583 Token Technical Standard : ERC20 TOKEN ICO DETAILS ICO Stack LPNToken ICO Price: Tokens available for ICO: 10 Millon $0.40 Per LPNT for the first phase of ICO. $.80 per LPNT for the second phase of ICO phase and $1.20 Per LPNT for the third phase of ICO. 3M each for the first two rounds and 4M for the 3rd round Soft cap: $2.4M USD Hard cap: $8.4M USD Token Sale Period: Accepted Currencies: From 9th Dec., 2020 to 23th Dec, 2020 Ethereum 42 TOKEN ALLOCATION Once again, funds raised via LPN TOKEN ICO (Initial Coin Offering) will be utilized for the development of the following: Fighting financial inequality Development of LPNT ecosystem. Developing, maintaining and ensuring the LPN TOKEN’s financial platform’s stability. Strategy to promote and grow LPNT Backup/liquidity of LPN TOKEN. Promotion of added value to LPN TOKEN holders. Building, growing and developing the LPN TOKEN market. Ensuring enough liquidity for LPN TOKEN investors through the development of collaboration with third-party trading and technology solutions. Solidification of sales and marketing teams. Growing brand value for consumers and businesses on the same page. Further enhancement of LPN TOKEN’s value. Development of strategic alliances to market and secure partnerships. Further enhancement of LPNT ecosystem. Development of sales and business. Internal team members are playing a key role in helping us achieve these goals. More importantly, they are playing an important role in the promotion of value addition to the LPN TOKEN ecosystem. Our operations team is taking care of the accounting and operational initiatives of LPNT. A team of legal experts will take care of all the legal aspects of our organization. 43 This legal team will also take care of all legal aspects/risks related to establishing entities in other countries. The internal sales team is being supported strongly by our Core Team, Trust and Community. All members of this team are heavily experienced. Some percentage of the Capital Reserve has been kept reserved for taking care of unforeseen costs. In addition to this, initially allocated LPN TOKENS will be utilized for taking care of the following: o Legal costs o Marketing o Compensating employees and contractors There is something that all of the LPNT users must know about. All allocated LPN TOKENS sold before the sales period will not be refundable under any circumstances. This condition is applicable even if the ICO would not have raised the minimum amount. We put our best foot forward to raise this minimum amount of money to successfully end the ICO campaign. LPNT successfully has got listed on exchanges at market prices after the end of the ICO campaign. In case someone wants to know everything about the LPNT ICO campaign, he/she is advised to visit our website or establish communication with our support staff. 44 FOOLPROOF SECURITY Multi-factor biometric authentication model is the base of LPNT security protocols. This is to make sure hackers do not get even a single point to attack. We are committed to ensuring role-based access to the system for all of the registered LPNT users. This is why every user’s access to the system will be authorized, authenticated and logged. A team of heavily experienced security professionals will be deployed for continuous autonomous monitoring of logs. The team will also actively take countermeasures based on AML integrations for blocking access of suspect users. Implementations of security protocols will help ensure secure mobile access for users. Moreover, our system will become easy-to-use for our registered users. LUXURIOUS PRO NETWORK TOKEN GROUP is committed to developing LPNT ecosystem applications to ensure highly secure access. Partners will help ensure cybersecurity systems based on artificial intelligence. The end-to-end rotation system will also be an essential part of the security system. 45 This is to keep all types of sensitive data encrypted. The use of end-to-end rotation SHA algorithms will play an important role. All sensitive transactions will be verified through fingerprints, facial recognition and voice recognition system. KYC, MSB, AML, timely backups and contingency plans will also be an essential part of the security process. Cold storage solutions, multi-signature wallets, online/offline auditing of security will also play a key role in making LPNT ecosystem applications secure. All this will mainly ensure direct access to cryptocurrencies and blockchains to carry out transactions. Another important thing all users will get is is the cross-platform support for iOS/Android and web apps as a part of the security process. The group will do everything to make sure that the security measures ncorporated in apps continue up-gradation in future also. As a part of the LPNT ecosystem security process, some more key things will be ensured. For example: EQUAL PARTICIPATION: LPNT believes in fair distribution of token. This is why only 10 million LPN tokens will be made available for sale. The price of LPN TOKEN will remain stable during the ICO campaign. This is to make sure that a greater number of small level investors do not take most of the offer. 46 LPNT GROUP is making efforts to get LPN TOKEN listed on major global exchanges for the promotion of token’s circulation. This will ensure more number of countries and marketplaces for LPNT. More importantly, holders will have access to the token. The initial price of LPN TOKEN at the exchange will be the same as the presale/ICO. TEAM OWNERSHIP: LUXURIOUS PRO NETWORK TOKEN GROUP will retain at least half the number of LPN TOKENS issued. Meaning, the team will retain 50% ownership stake. The duration of this lockup period will be of at least one year after the completion of LPNT ICO for the distribution of tokens to the team. This is to ensure that our team gets the flow of money to keep the system updated and up & running without any hassles in the time to come. TRANSPARENCY: LUXURIOUS PRO NETWORK TOKEN GROUP will deploy ateam of experts dedicated to answering questions and providing feedback of customers about LPNT TOKEN, token sale and its use on multiple platforms/forums. The list of LPN TOKEN social media platforms for marketing and communication includes Facebook, Twitter, Reddit, Instagram, Telegram, Linkedin, Medium, e-mail, YouTube, Line, GitHub, and Discord etc.. 47 English and local languages of customers will be the main mode of communication. In this way, all LPNT users will be able to get to know about any unforseen changes, modifications, updates and other issues on our website. All investors and registered or potential users will be able to use our website to know about our company’s website. TERMS AND CONDITIONS: We have already stated our terms & conditions in this whitepaper. Every LPNT ecosystem application/platform will perform appropriate code of conduct. This will important for complying with all kinds of local as well as international regulations. All LPNT users and transactions will have to comply with KYC/AML regulations. LUXURIOUS PRO NETWORK TOKEN GROUP has a compliance team to make everything complies with the law and regulations. It is madantory for all LPNT users and investors to know about the following in advance: o Regional restrictions. o No advice. o Limitations of liability. o Forward looking statements and cautionary notes. o No representations by you. o No warranties. o Token Sales Risk. o The company risks. 48 o Restrictions, distribution and dissemination of the available information. o No offer of securities or registration. You can have complete information about it from our website or through communication with our support team. ROADMAP Powered by Blockchain and smart contracts, LPNT is developing a global data-driven platform for the world. Knowing about the roadmap in two parts will help you understand the project in detail. The first part is about the LPN TOKEN advisory board members. The second part of this roadmap will tell you about the value LPN TOKEN Is likely to offer in the future. LPN TOKEN ADVISORY BOARD MEMBERS VALUE LPN TOKEN IS LIKELY TO OFFER 49 PAST AND PRESENT ROADMAP ADVISORY BOARD MEMBERS: MR. SATISH MOSTRA Mr. Satish Mostra is an experienced leader as well as a fund manager. Since 2008, he has been helping multiple companies scale new peaks of growth every day with his remarkable leadership and skills. Let’s know his journey in detail. 2008 He graduated in the domain of Accounting with A Grade before mastering Finance and Fund Management in Forex Trading in 2008. He put his business-related education and skills to use in multiple industries before becoming the very best that he is today in the world of Finance and Fund Management in Forex Trading. 2009 In the year 2009, Mr. Satish started import/export of Computer Hardware before entering the Real Estate industry in 2010. Ensor Infra And Developers Private Limited marked his inception in the domain of real estate. He mainly specializes in the development of Financial Strength through Forex Trading and Online Foreign Exchange of decentralized money. This is something many individuals and businesses need for climbing the growth ladder nowadays. However, practical experiences on the professional front made him the very best that he is today in his profession. This is why he has been able to lead many complex projects to the top. For example: He announced his arrival in the world of business in 2008 through a computer education startup. It turned out to be a very successful venture on the business front. 50 2011 2013 This motivated him to mark his inception in the domain of Banking Finance Investment in Forex Trading in 2011. This was the dream opportunity that he was looking for. He grabbed the opportunity with both hands and launched his own Forex Trading White-label Setup in 2013. 2014 But he put his first step in the direction of becoming a successful and reliable Financial Fund Manager and FX Trading Portfolio Manager through cryptocurrency investment in 2014. 2017 He added another vital business feather to his cap by earning all regulatories and licenses required to set his own MTS Platforms up in 2017. This was the time when Mr. Satish successfully earned the trust of the world’s leading Financial Institutional Investors for earning association with Swissquote Banking, world’s number one Forex Liquidity Provider. 2018 2019 The year 2018 added new value to his career with the launch of LPN Group (LUXURIOUS PRO NETWORK GROUP), a global leader in the domain of luxurious transportation and forex trading. Nowadays, he is the CEO of NEXTFX Technology, a Dubai based IT company he launched in 2019 2020 He has launched another business venture named LPNT (LUXURIOUS PRO NETWORK TOKEN) in 2020. LPNT is the most ambitious business venture of Mr. Satish Mostra. He plans on making LPNT a worldwide multi-utility cryptocurrency in all walks of life. 51 His contribution to the growth and success of NFX, Bloom Drive and Ensofx also cannot be underestimated. All in all, he has proved himself, his abilities, dedication, services and expertise continuously since 2008. The award of the Best Financial Services Provider, Political and Public Life Awards in 2004, 2008, 2010, 2014 and 2004 speaks volumes in this regard. NEXT FOREX NEXT Forex is building financial strength and businesses and individuals from all parts of the world need for growth. Since 2005, the organization has also been connecting traders to currency markets worldwide. NEXT Forex is on a mission to serve clients with the best digital forex solutions. Following are the specifications of these solutions: o Fulfill small forex investment requirements o Offers value for retail clients. o Focus on long term-fruitful cooperation with clients, partners and employees. The Next Forex team focuses on transparent communication as of principal importance to ensure long-term financial growth for clients. This is how NEXT Forex leads businesses and individuals to the top of their financial growth and goals. 52 Like said earlier, NEXT Forex unlocks financial growth and independence using the transparency of communication and let them make the most of the following to achieve financial growth: o FX trading. o Investment in Futures. o Investment in Indices. o Investment in energies and metals. o Best bids and offers. o Quick execution of orders at the current market prices. o Single-click trading. o Trading styles/strategies free of restrictions. They have a special range of products specifically designed and developed to help businesses achieve financial independence through trading in the following domains with spreads and margins that are highly competitive: FOREX COMMODITIES SPOT METALS CFDS 53 The organization makes it possible with feature-rich and affordable Standard, Premium and Executive trading accounts. The organization is also held in high esteem worldwide for providing trustworthy and useful market analytics for hassle-free financial trading in all domains. The list includes but is not limited to the following only: o PIP and profit calculator. o Economic and central bank calendar. o Forex/market news. o FX Charts and currency indices. o Market settlements, market signals and market sentiments. This is how NFX has proven to be the best financial technology vendor businesses stepping the domain of decentralized finance needs for growth. LUXURIOUS PRO NETWORK TOKEN GROUP is the best example of it. This decentralized financial technology solution has come to life in just march, 2020. The organization has already managed the development of more than 100,000 worldwide LPN TOKEN users. The organization has declared the development many more things for their target market. The credit goes to the financial solutions and platforms designed, developed and provided by the NEXT Forex. 54 53 FUTURE ROADMAP Taking a good look at the roadmap given below will help users understand the value LPN TOKEN is about to offer: 2020 Q. 1. 2021: FX trading with LPNT. Campaigns to grow market. ICO completion Q.4. 2020: ICO listing on exchange Q.2. 2021: Multi-utility app launch. Launch of all APIs. Promotion of multi-utility APIs. Q.3. 2020: 2021 Q3.2021: Lunch of decentralized cryptocurrency payment gateway. Tie-up with merchants to help them send and receive cryptocurrency payments. Q.4.2021: Development of decentralized cryptocurrency vaults We are a group focused on transforming users’ financial experience. This is why we have crystal clear mind to embrace any relevant futuristic technology/project. In addition to this, we will make meaningful efforts to ensure the following as well: o Continuation of LPNT strategic alliances. o Further development of our existing worldwide LPNT community. o Growth of our multi-utility token, decentralized cryptocurrency wallet and vault. o Growth of LPNT Blockchain platform. o LPNT ecosystem alliances. 55 MANAGEMENT AND GOVERNMENT Highly experienced and qualified professionals from different industries are an essential part of the LUXURIOUS PRO NETWORK management team. The list includes but does not end with the following only: o Banking. o Entrepreneurship. o Finance. o Startups. o Economic planning. o Marketing and digital marketing. Professionals having proven and extensive experience in the following domains are dedicated and committed to providing high-quality and unstoppable support to this team. The list of those professionals includes but is not limited to the following: o Finance. o Legal. o Investment field-competent C level executives. o Accountability. o Auditing. o Compliance. o Regulatory Banking. o Monetary Authorities. o Services. o Policies. 56 All of the members of this support team are heavily experienced in the domain of corporate development operations and governance. DEVELOPMENT TEAM: LUXURIOUS PRO NETWORK TOKEN GROUP has already invested an ocean of resources on our development team. The team is fully committed to the improvement and generation of the following for LPN TOKEN: o An outstanding ecosystem. o State-of-the-art technology value. This team passionate for the industry necessarily includes but is not limited to the following only: o Technology experts and vendors. o Experienced management experts. o Digital media specialists. o Programming professionals. o Graphic designers. o Monetary experts. o Economists. o Blockchain developers. o Managers/Fund managers. MANAGEMENT TEAM: Out of the box thinkers having a clear vision, management and leadership skills help organizations record unprecedented success on the business front. This is why we have decided to trust the most experienced professionals at every level. 57 All of these team members are heavily loaded with the wealth of experience and practical knowledge about the following: TECHNOLOGY FINANCE MARKETING INVESTMENT ENTREPRENEURSHIP FOREX TRADING This management team will be divided in three different parts specified below: THE CORE TEAM: At least 20 management level members will be part of this team. All of them will add value to the project using the wealth of their invaluable experience, project management skills and knowledgebase. They will mainly have experience related to the fields/industries already specified in the previous point. All 20 members in this part of the team will be heavily experienced finance and ecosystem advisors and consultants. 58 TRUST: Team leaders and executive level members are a part of this team. All of them have proven experience related to the sales and marketing of all types. The count of members in this part the team is 50. All members in this part of the team will have proven experience related to the sales and marketing of all types. COMMUNITY: This part of our management has been divided in two parts. One of them is Community A whereas the other one is Community B. At least 150 members form community A. The count of members Community B is 300. All members in this part of the team are experienced business developers and business development officers. THIRD PARTY PARTNERS: We are committed to ensuring the very best of positive experience to all of the LPN TOKEN, Vault, Wallet users, our partners and investors. This is why we have already collaborated with capable of contributing to the growth and success of LPN TOKEN with the technology of the finest quality. In simple words, the purpose is to serve the LPNT business ecosystem and clients/users in the best possible way. The list of our key third party partners contains but is not limited to the following only: o Digital media service providers. o Technology vendors like NFX. o Public relations firms. 59 o Security companies contributing to the development of hacker-free platforms. o Investment and brokerage firms. o Software development companies. o Firms contributing to the growth and acceptance of cryptocurrency All of our third-party partners are committed to adding value to the research and innovation for the industry through their passion. This is why they are developing systems, applications and innovations for the growth of cryptocurrency industry. LOYALTY PROGRAM: We are likely to provide LPNT wallet app to all of our valuable user base spread worldwide. The purpose is to help LPNT users make use of LPN TOKEN and FIAT currencies available in their LPN wallet in all walks of life with ease. This is how our worldwide user base will earn rewards for the transacting using LPNT wallet account. Users can spend their cryptocurrency or FIAT money available in account in and out of the business platform and even through market alliances. This will help them get their reward points passively credited to their account as a part of the LPNT loyalty program. SAFETY OF LPNT FUNDS: LPNT employees do not believe in accessing anyone’s wallet. This is their way of adding value to the experience of LPN TOKEN users. 60 LPN TOKEN is stored in the wallets of users automatically controlled with the use of smart contracts. All funds are transferred to the wallet address specified or created by the payment receiver. This happens after the completion of coin sale. Therefore, LPNT team does not get access to the unique client wallets. They cannot even perform transfers from these wallets. LUXURIOUS PRO NETWORK TOKEN is generated automatically. Confirmation receipt of funds to a campaign’s smart contract is another way. This is how LPNT is protected from frauds and backs all LPNT using a real monetary value. SAFETY OF USERS: LUXURIOUS PRO NETWORK TOKEN GROUP will leave no stone unturned to ensure users’ access to a state-of-the-art biometric security system. The purpose of this security system is to prevent unauthorized access to their LPNT wallet. We will not store access credentials on our website or servers. We specifically do not do so using hashing for quick login. Therefore, keeping users’ security in mind, we will offer them the following three options: o Password storage in wallet. o Storage of wallet on our platform. o Deletion of password for security reasons. 61 As far as links to users’ profiles on social media platforms, emails and other contact information concerned, only you will be able to see. No third party or unauthorized users will have access to this key information. LPNT systems and infrastructure are regularly supervised and verified. The objective is to make the systems and infrastructure do their job to perfection. All of the verification procedures conducted could possibly result in collection, recording and analysis of the data about our clients, our systems receive, transmit and store. In case something illegal is noticed during the verification process, the information could possibly be shared with the local authorities for further investigation. Therefore, you are advised to go through the Security section of our whitepaper for seeking detailed information about LUXURIOUS PRO NETWORK TOKEN Group’s security plans. CONFIDENTIALITY: Our system will record and encrypt every single transfer users make. LPNT wallet accounts of all users registered on our platform will also be encrypted. Association of LPNT wallets with users’ profiles will be limited to a large extent. Only the LPNT cryptocurrency development team will be able to associate wallets to the users registered on our platform. 62 This will help resolve disputes and cater to the information requirements of users. LUXURIOUS PRO NETWORK TOKEN GROUP is committed to safeguarding all personal information of users using foolproof encryption methods/practices. This includes the protection of Email Ids, passwords, wallet Ids. This protects LPNT users against issues like hacking and data leak. Even in the worst case scenario, users’ information, passwords and wallets will not get affected. There are two reasons for it: o No access to the data is possible. o No money transfer is possible. LUXURIOUS PRO NETWORK TOKEN GROUP will not share personal information of users with any third party. However, if needed, we may share users’ personal information with the law enforcement authorities legally. LPNT GROUP does not control these third-party affiliates or companies/organizations like intermediate banks or prepaid card service providers. The information given is according to an agreement. The information provided is fully confidential and could be put to use or processed only for providing the service. Therefore, you are requested to visit our website for reading our policies in detail. LEGAL GOVERNANCE AND COMPLIANCE:: LUXURIOUS PRO NETWORK TOKEN GROUP has secured legal and compliance expertise. 63 WE WILL IDENTIFY ALL OF OUR CUSTOMERS: The group reserves all rights to ask users to scan and upload photo ID, national identification proof and other documents for the verification of the information provided. Users are allowed to do so using third party APIs or straightaway through the LPNT platform. We are also focusing on the development of the following: o Effective Internal Policies. o Procedures. o Controls. A compliance officer will also be designed. A highly effective employee training program will also be developed and launched. LPNT ICO DISCLAIMER: Since LPN TOKEN is legally not qualified as a security, it cannot be an investment and security. For detailed information in this regard, all investors and users are advised to read the legal governance and compliance section of this whitepaper. CONCLUSION: A parallel currency is required to make life easier for users. This is exactly what the cryptocurrency concept is for. Cryptocurrency is required to be adopted in all parts of the world for this. The achievement of this feat could be possible with only comprehensive cryptocurrency solutions. 65 LUXURIOUS PRO NETWORK TOKEN is the solution required. This multi-utility token deals with all of the challenges that traditional currency posts in-front of the users. This multi-utility token allows you to make safe, speedy, digital and decentralized payments in all walks of life easily. LPN TOKEN is a medium of decentralized financial transactions that has its own ecosystem. This ecosystem will offer additional many to users. LPN TOKEN is a decentralized platform as well as a cryptocurrency developed to market barriers and to worldwide cryptocurrency adoption. More than 5000 cryptocurrencies are available in the world today. But none of them is addressing these issues effectively. But LPN TOKEN is different from all of the cryptocurrencies available in the world. LPNT already has a worldwide community of more than 100,000 users. It is built on ERC20 Ethereum based Blockchain technology. It also leverages the potential of micro level services architecture for ensuring unlimited scalability and value addition. LPN TOKEN is a new financial ecosystem ready to offer the following: o International banking. o Custodial services. o Integration of financial instruments. 66 It is a safe, speedy and mobile-based, digital and decentralized solution in the palms of your hands. This solution is capable of ensuring hassle-free access to your accounts. All in all, it is a true medium of decentralized payments. The main thing users will get is a global and competitive money transfer system. This system will have the ability to help exchange FIAT currencies as well as Cryptocurrencies and vice versa. LPN TOKEN is a cryptocurrency that will reward users for making payments in all walks of life. It has everything required to eliminate barriers in the way of worldwide adoption of cryptocurrency usage. Finally, in simple words, everything said in this whitepaper makes LPN TOKEN a safe and reliable decentralized currency and financial ecosystem ready for launch worldwide. 67 LUXURIOUS PRO NETWORK TOKEN. A MULTI-UTILITY CRYPTOCURRENCY TOKEN. FOR MORE INFORMATION: You can even mail us anytime at info@lpntokekn.io or visit our websites at www.lpntoken.io or www.lpntoken.net for staking. You can seek future updates about our project via the following social media channels: Facebook. Twitter. Reddit. Instagram. https://www.facebook.com/LpnTokenPro https://twitter.com/officialLPNT https://www.reddit.com/user/lpntokenproo https://www.instagram.com/lpntokenofficial/ Telegram https://t.me/LPNT_Official Linkedin. https://www.linkedin.com/company/luxurious-pro-network-token/ Medium. https://medium.com/@lpntoken E-mail. info@lpntoken.io 68 LUXURIOUS PRO NETWORK TOKEN GROUP would like to thank everyone for showing interest in our whitepaper. In this way, we have given you the outlining of our purpose, vision, business strategy. More importantly, we have highlighted our organization’s commitment towards users, partners as well as investors. Once again, we sincerely thank you for your interest in our whitepaper 69