adidas x klarna We’re excited to announce we have partnered with Klarna to bring you more ways to pay at checkout. Who is Klarna? Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 200,000 online stores. Over 90 million consumers worldwide have trusted Klarna to securely handle their payments. Here’s how it works: Step 1 Add products to your cart and select “Klarna” when you check out. Step 2 Enter a few personal details and you’ll know instantly if you’re approved. Step 3 Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app. Pay later in 3 interest-free instalments Here’s how it works: Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score. No interest. No fees. No impact to your credit score. - A new way to pay that's an alternative to a credit card. - 3 instalments gives you flexibility to shop without interest or hidden fees. - Not making your payment on time could affect your ability to use Klarna in the future. - Debt collection agencies are used as a last resort. You must be 18+ and a UK resident to be eligible for this credit offer. Pay in 3 Terms and Conditions -> (link) Pay later in 3 interest-free instalments is a form of credit which allows you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by adidas and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can always monitor your payments’ schedule in the Klarna app. Pay in 30 Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score. Paying after delivery allows you to try before you buy and is the easiest way to shop online. - Complete the payment in full after purchase at no added cost. - Mark returns directly in our app and only pay for the items that you keep. - Not making your payment on time could affect your ability to use Klarna in the future. - Debt collection agencies are used as a last resort. You must be 18+ and a UK resident to be eligible for this credit offer. Pay Later Terms and Conditions -> (link) Making payments eview your latest purchases and make payments in the Klarna app or online. R Download the Klarna app: https://www.klarna.com/app Log in online: https://app.klarna.com/login Chat with customer service: https://www.klarna.com/uk/customer-service/ a e and secure S f With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases. About Klarna At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love More than 90 million shoppers are using Klarna 200,000 retailers are working with us worldwide We’re one Europe’s largest banks and we’ve been powering online checkouts for over 15 years. adidas full legal name] is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA. [ R esp o nsi b le spending Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. We recognise that circumstances change, and now more than ever lots of people are experiencing uncertain financial times ahead. So to make sure you know who to contact if you’re worried, or if you need some extra flexibility, here’s a little reminder. The key to us being able to help you is for us to know that you’ve had a change in circumstances, so please do not ignore the problem or hesitate to get in touch so that we can work together on the best solution for you. eed a few extra days? N Simply hit the ‘snooze’ button in the Klarna app and you have 10 additional days to pay (interest and fee free). You can only snooze each order once, so if you need longer than 10 days, please get in touch and a member of our team will be happy to help. eed slightly longer? N f you are struggling to make a payment or experiencing financial hardship please do not hesitate to contact our customer service team. We want to make it as easy as possible for you so you can get in touch in a variety of ways: I Live chat is available via the app or you can call 0203 005 0834. https://www.klarna.com/uk/blog/how-to-contact-klarna-if-you-are-struggling-to-pay/ FAQ s isit our FAQ (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna. V Am I eligible for Pay later in 3 interest-free instalments? To use Pay later in 3 interest-free instalments you must be at least 18. Whilst this option is widely promoted, Pay later in 3 interest-free instalments is subject to your financial circumstances. When choosing Pay later in 3 interest-free instalments, our assessment will not affect your credit rating. How can I increase my chances of being accepted for Pay later in 3 interest-free instalments? Klarna is unique and offers Pay later in 3 interest-free instalments based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later in 3 interest-free instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay later in 3 interest-free instalments before does not mean it will be offered for every order. In turn, if your application for Pay later in 3 interest-free instalments is denied, it does not mean it will be denied for future orders.