Cash Flow Coverage Comparison Company Name Tax Return 1999 REVENUES Gross Receipts Cost of Goods Sold (COGS) Gross Profit GP% Sales Growth EXPENSES Owner compensation Employee wages Employee benefits Outside Services Supplies Repairs & Maintenance Advertising Car & Travel Accounting & Legal Utilities Telephone Insurance Tax Return 2000 Tax Return 2001 Year 1 Forecast Year 2 Forecast $0 0 $0 #DIV/0! $0 0 $0 #DIV/0! #DIV/0! $0 0 $0 #DIV/0! #DIV/0! $0 0 $0 #DIV/0! #DIV/0! $0 0 $0 #DIV/0! #DIV/0! Interest Bad Debt Rent Depreciation Other TOTAL EXPENSES Expenses % 1,200 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $1,200 #DIV/0! 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 #DIV/0! 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 #DIV/0! 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 #DIV/0! 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $0 #DIV/0! NET PROFIT Less Income Taxes ($1,200) 0 $0 0 $0 0 $0 0 $0 0 NET PROFIT AFTER TAXES ($1,200) $0 $0 $0 $0 Adjustments to Cash Flow Depreciation Interest Rent Officer Salary Total Adjusted Cash Flow 0 0 0 1,200 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NET ADJUSTED CASH FLOW $0 $0 $0 $0 $0 Less Long Term Debt Proposed Existing Total Long Term Debt Service 0 0 $0 0 0 $0 0 0 $0 0 0 $0 0 0 $0 $0 #DIV/0! $0 #DIV/0! $0 #DIV/0! $0 #DIV/0! $0 #DIV/0! Less Owner Draws Excess Coverage Proposed Debt Structure Existing Debt Contact for Deed Amount $ - Amount Rate 0% Rate Term 0 Term Pymt/Month $ - Pymt/Month Pymt/Year $ - Pymt/Year