1.
NURSING RESEARCH METHODOLOGY
STUDENT: LARA, HERSHEY LYNN L.
Professor: MR. CLINT E. TABURNAL, RN, MAN
LEARNING ACTIVITY 1
1. List down at least 3 possible topics for your research and write the rationales why you are
interested in your chosen topics.
1.1 Shifting hours Stress management of nurses
- I am interested on this topic to address the stress management of nurses shift work and
their coping mechanism
1.2 Quality nursing care of Millennial nurses
- To assess the quality services and competency, render by millennial nurses
1.3 Government employees to have a retirement plan for life insurance or investment
- On my own observation, since I am working as government employee, there are lots of
government employees who retired or will be retiring from government and yet no
investments or retirement plan but rather with a lot of loans to be paid by their
retirement benefits. I want to have a research on this for government employees ages
25 years old above to plan as early as now for their future retirement age.
2. Select one topic you like the most to become your research title.
2.1 Formulate the main problem statement based from the chosen topic / title. Include
subproblems (or specific problem) You should also include statistical questions (If you’re
study is quantitative design)
*Government employees to have a retirement plan for life insurance or investment*
MAIN PROBLEM
Retirement plan of LRTA government employees
SPRECIFIC PROBLEM
Mostly of LRTA retiree government employees have no
life insurance or investments at the time they retire
Is there a significant difference between nearly retiree
employees and young professional’s government employees if
they are going to plan early for retirement age?
2
2.2 Formulate the sub-problems
How to encourage and help government employees ages 25 y/o and above or young
professionals to stimulate their mind to plan and prepare for retirement age?
3. Formulate the null hypothesis of your chosen problem
There is no significant difference between nearly retiree employees and young
professional’s government employees if they are going to plan early for retirement age.
NURSING RESEARCH METHODOLOGY
STUDENT: LARA, HERSHEY LYNN L.
Professor: MR. CLINT E. TABURNAL, RN, MAN
LEARNING ACTIVITY 2
1. Submit / post 3 summaries of literature from book, journals or reading and 3 abstract
studies related to your chosen topic. Include the reference using APA format. Reference
should be current (2014 to 2019)
The term insurance for us leaved a connotation of scam, you pay a premium policy but at the
end your money will get lost soon. It is a very hard decision for us to take a monthly
responsibility. We must to deepen our understanding to which we should invest of highly
valued for money. There are types of insurance in which you pay for premium until it gets
matured, but when you age 100 there is no guarantee for money back. The universal policy
insurance, together with life insurance and investments, in the event of death there is
beneficiary that is insured and take long until future generations. Your investment will be a
collateral for loans and some of your money will be on stocks.
-“Life insurance: Ownership and investment considerations”; Daniel A. Peters, MD MBA FRCSC
and Douglas A Mckay, MD MBA FRCSC; Plast Surg (Oakv).2014 Spring; 22(1): 54-55
Meeting a Legacy Goal During Retirement. This study first considered how the death benefit
for life insurance provides a method to meet a legacy goal using risk pooling and tax
advantages that are distinct from preserving investment assets for this purpose. This can
allow the retiree to potentially enjoy a higher standard of living in retirement while ensuring
sufficient assets have been earmarked to meet the legacy goal.
- Wade D. Pfau, Ph.D., CFA 2019 “Investigating the Role of Whole Life Insurance in a
Lifetime Financial Plan” Journal of Financial Planning 32 (2) 44-53.
Needs identified with life insurance are as follows: 1. Protection. Savings through life
insurance guarantee full protection against risk of death of the saver. Also, in case of demise,
life insurance assures payment of the entire amount assured (with bonuses wherever
applicable) whereas in other savings schemes, only the amount saved (with interest) is
payable. 2. Aid to thrift: life insurance encourages ‘thrift’. It allows long-term savings since
payments can be made effortlessly because of the ‘easy installment’ facility built into the
scheme. 3. Liquidity. In case of insurance, it is easy to acquire loans on the sole security of any
policy that has acquired loan value. Besides, a life insurance policy is also generally accepted
as security, even for a commercial loan. 4. Money when you need it: a policy that has a
suitable insurance plan or a combination of different plans can be effectively used to meet
certain monetary needs that may arise from time-to-time. Children’s education, start-in-life
or marriage provision or even periodical needs for cash over a stretch of time can be less
stressful with the help of these policies. Alternatively, policy money can be made available at
the time of one’s retirement from service and used for any specific purpose, such as purchase
of a house or for other investments.
Everybody needs a cash reserve to meet unforeseen expenses arising out of sudden changes
such as job loss, accidents, etc. Without this cash reserve, the investor might be forced to sell
assets at the wrong time and at discounted prices when the emergency strikes. Experts say
the cash reserve should be enough to meet at least six months’ living expenses. It can be
invested in liquid instruments such as money market mutual funds, short-term funds or
sweep-in bank deposits. – ET CONTIRBUTORS Oct.9, 2019 “An investor needs to cover risks
other than investment risk as well” www.m.economictimes.com
2. Select the appropriate conceptual framework model as the basis of your research paradigm
3. Construct / illustrate your research paradigm and explain each frame briefly.
It shows on the first column the respondent’s demographic profile with their age,
gender, position of assignment and years in service to differentiates and communicates with
their retirement variables. Next, the second column shows different Financial Planning, which
the respondents preferred. Lastly, the third column are other sources of savings that currently
have of government employees of LRTA. With these variables, young professional employees of
LRTA government employees will be the main respondents in compare with the retiree or close
to retire soon with or without retirement plan.
REFERENCES:
“Life insurance: Ownership and investment considerations”; Daniel A. Peters, MD MBA FRCSC
and Douglas A Mckay, MD MBA FRCSC; Plast Surg (Oakv).2014 Spring; 22(1): 54-55
Wade D. Pfau, Ph.D., CFA 2019 “Investigating the Role of Whole Life Insurance in a Lifetime
Financial Plan” Journal of Financial Planning 32 (2) 44-53
ET CONTIRBUTORS Oct.9, 2019 “An investor needs to cover risks other than investment risk as
well” www.m.economictimes.com