How to get Goat Farming loan and subsidy?: Every state has their own budget allocated to encourage
goat farming. Recently, Telangana government announced to encourage rural area goat farmers. When it
comes to providing subsides in goat farming, Maharashtra and Karnataka are in leading position.
Another important point is NABARD never directly lends to a farmer but instead routes the subsidy through
a recognized banks where application is filed.
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Goat Farming Loan – Process for Goat Farming Loan and Subsidy:1. When you are ready for goat farming business, visit your nearest local any commercial, rural or cooperative bank and inquire if they offer loans for purchasing goats through NABARD, if they do, get the
application form.
2. Complete the application form with the help of bank officer or technical officer. Prepare a brief and point to
point project report which can contains details of your goat farming project. This report should be
submitted to “NABARD” for availing subsidy.
3. Once the application for subsidy and project report has been submitted to “NABARD”, it may take some
time to review and get it approved. The subsidy will be provided only in the end.
4. A technical officer from Bank may visit your farm before sanctioning any loan or subsidy as part of due
diligence check.
5. The loan borrower or goat business applicant needs to pay margin amount between 10-15% of the loan
amount while the remaining amount will be provided as a loan from NABARD through applied bank.
6. Interest rate varies from bank to bank and on an average you can expect 12% for 10 years tenure
(period).
7. If you are planning a commercial or large scale goat farming then you are eligible to get subsidised loans
for purchase of land, construction of goat pens/shed/house, feeders and milking machines. A detailed
project report should be provided to the bank, if you want the loan to cover the above said items.
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Goat Farming Loan- Banks Offering Goat Farming Loans & Subsidies in India:- There are many rural
and agriculture co-operative banks offering goat farming loans for farmers.
SBI (State Bank of India)
IDBI Bank
Maharashtra Bank
Co-operatives Banks
Canara Bank
Oriental Bank of Commerce.
Bottom Line of Goat Farming Loan:- It’s easy to get loan if you have prepared project report well and if
you meet all technical parameters set by “NABARD”.
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For Stall fed goat farming: Read here.
For Sheep farming : Read here.
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