Repayment Schedule
*FOR ILLUSTRATION PURPOSES ONLY*
This document is for illustrative purposes only and should not be relied upon when making
individual decisions on your business loan.
OCBC Business Loan
The Last Instalment amount may differ from the illustration above and may be of a higher
amount, depending on the repayment date of the first instalment.
Loan Summary
Loan Amount
$ 100,000.00
Interest Rate - Year 1
6.75 %
Interest Rate - Year 2
6.75 %
Interest Rate - Year 3
6.75 %
Interest Rate - Year 4
6.75 %
Interest Rate - Year 5
6.75 %
Loan Period in Years
5
No. of Payments Per Year
12
Start Date of Loan
Instalment - Year 1
Instalment - Year 2
Instalment - Year 3
Instalment - Year 4
Instalment - Year 5
Scheduled Number of Payments
Actual Number of Payments
$
$
$
$
$
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
60
60
Total Interest
$
18,100.76
Borrower's Name:
Simple interest rate
S
t
a
PmtNo. rt
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
#
Monthly
instalment
Start Balance
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
100,000.00
98,594.15
97,180.40
95,758.69
94,328.99
92,891.24
91,445.41
89,991.45
88,529.30
87,058.93
85,580.29
84,093.34
82,598.02
81,094.28
79,582.09
78,061.40
76,532.15
74,994.29
73,447.79
71,892.59
70,328.64
68,755.89
67,174.30
65,583.80
63,984.37
62,375.93
60,758.45
59,131.87
57,496.14
55,851.21
54,197.03
52,533.54
50,860.70
49,178.44
47,486.73
45,785.49
44,074.69
42,354.26
40,624.16
38,884.32
37,134.70
35,375.24
33,605.88
31,826.57
30,037.24
28,237.86
26,428.35
24,608.66
22,778.74
20,938.53
19,087.96
17,226.98
15,355.54
13,473.57
11,581.01
9,677.81
7,763.90
5,839.22
3,903.72
1,957.34
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
1,968.35
Principal
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
1,405.85
1,413.75
1,421.71
1,429.70
1,437.75
1,445.83
1,453.97
1,462.14
1,470.37
1,478.64
1,486.96
1,495.32
1,503.73
1,512.19
1,520.70
1,529.25
1,537.85
1,546.50
1,555.20
1,563.95
1,572.75
1,581.59
1,590.49
1,599.44
1,608.43
1,617.48
1,626.58
1,635.73
1,644.93
1,654.18
1,663.49
1,672.84
1,682.25
1,691.72
1,701.23
1,710.80
1,720.43
1,730.10
1,739.84
1,749.62
1,759.46
1,769.36
1,779.31
1,789.32
1,799.39
1,809.51
1,819.69
1,829.92
1,840.22
1,850.57
1,860.98
1,871.44
1,881.97
1,892.56
1,903.20
1,913.91
1,924.67
1,935.50
1,946.39
1,957.34
Interest
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
562.50 $
554.59 $
546.64 $
538.64 $
530.60 $
522.51 $
514.38 $
506.20 $
497.98 $
489.71 $
481.39 $
473.03 $
464.61 $
456.16 $
447.65 $
439.10 $
430.49 $
421.84 $
413.14 $
404.40 $
395.60 $
386.75 $
377.86 $
368.91 $
359.91 $
350.86 $
341.77 $
332.62 $
323.42 $
314.16 $
304.86 $
295.50 $
286.09 $
276.63 $
267.11 $
257.54 $
247.92 $
238.24 $
228.51 $
218.72 $
208.88 $
198.99 $
189.03 $
179.02 $
168.96 $
158.84 $
148.66 $
138.42 $
128.13 $
117.78 $
107.37 $
96.90 $
86.37 $
75.79 $
65.14 $
54.44 $
43.67 $
32.85 $
21.96 $
11.01 -$
3.6202%
Cumulative
Interest
Final Balance
98,594.15
97,180.40
95,758.69
94,328.99
92,891.24
91,445.41
89,991.45
88,529.30
87,058.93
85,580.29
84,093.34
82,598.02
81,094.28
79,582.09
78,061.40
76,532.15
74,994.29
73,447.79
71,892.59
70,328.64
68,755.89
67,174.30
65,583.80
63,984.37
62,375.93
60,758.45
59,131.87
57,496.14
55,851.21
54,197.03
52,533.54
50,860.70
49,178.44
47,486.73
45,785.49
44,074.69
42,354.26
40,624.16
38,884.32
37,134.70
35,375.24
33,605.88
31,826.57
30,037.24
28,237.86
26,428.35
24,608.66
22,778.74
20,938.53
19,087.96
17,226.98
15,355.54
13,473.57
11,581.01
9,677.81
7,763.90
5,839.22
3,903.72
1,957.34
0.00
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Principal
Outstanding
562.50 $
1,117.09 $
1,663.73 $
2,202.37 $
2,732.98 $
3,255.49 $
3,769.87 $
4,276.07 $
4,774.05 $
5,263.75 $
5,745.14 $
6,218.17 $
6,682.78 $
7,138.94 $
7,586.59 $
8,025.68 $
8,456.18 $
8,878.02 $
9,291.16 $
9,695.56 $
10,091.16 $
10,477.91 $
10,855.76 $
11,224.67 $
11,584.59 $
11,935.45 $
12,277.22 $
12,609.83 $
12,933.25 $
13,247.41 $
13,552.27 $
13,847.77 $
14,133.86 $
14,410.49 $
14,677.60 $
14,935.15 $
15,183.07 $
15,421.31 $
15,649.82 $
15,868.55 $
16,077.43 $
16,276.41 $
16,465.45 $
16,644.47 $
16,813.43 $
16,972.27 $
17,120.93 $
17,259.35 $
17,387.48 $
17,505.26 $
17,612.63 $
17,709.53 $
17,795.91 $
17,871.70 $
17,936.84 $
17,991.28 $
18,034.95 $
18,067.80 $
18,089.75 $
18,100.76 -$
Important Message
These tables are based on current interest rates quoted which are subject to change and which may not apply to your loan.
This document is for illustrative purposes only and should not be relied upon when making individual decisions on your business loan.
The Last Instalment amount may differ from the illustration above and may be of a higher amount, depending on the repayment date of the first instalment.
Please consult your OCBC sales personnel to ensure that you receive complete information on the options available to you.
98,594.15
97,180.40
95,758.69
94,328.99
92,891.24
91,445.41
89,991.45
88,529.30
87,058.93
85,580.29
84,093.34
82,598.02
81,094.28
79,582.09
78,061.40
76,532.15
74,994.29
73,447.79
71,892.59
70,328.64
68,755.89
67,174.30
65,583.80
63,984.37
62,375.93
60,758.45
59,131.87
57,496.14
55,851.21
54,197.03
52,533.54
50,860.70
49,178.44
47,486.73
45,785.49
44,074.69
42,354.26
40,624.16
38,884.32
37,134.70
35,375.24
33,605.88
31,826.57
30,037.24
28,237.86
26,428.35
24,608.66
22,778.74
20,938.53
19,087.96
17,226.98
15,355.54
13,473.57
11,581.01
9,677.81
7,763.90
5,839.22
3,903.72
1,957.34
0.00