Capital is all the resources made and used by people to produce and distribute goods and services

Capital is all the resources made and used by people to produce and
distribute goods and services. Capital comprises one of the four
major factors of production, the others being land, labor and
entrepreneurship. For example, tools, machines, buildings and
factories are all forms of capital. Capital differs based on the worker
and the type of work being done. For instance, a doctor may do a
medical test to provide some medical services. However, a teacher
may use a textbook to produce some education services. In
summary, capital is all of a producer's physical resources
There is also another version in this factor which is human capital. This
includes the knowledge and skills gained through experience. College degrees
or good job training are all examples of human capital. For example, if a
worker has a lot of college degrees, skills and experience, it means that he is
very productive.
Financial capital is the money, credit, and other forms of funding that build
wealth. Individuals use financial capital to invest, by making a down payment
.on a home or creating a portfolio for retirement
This factor includes manmade goods that enable the production process such
as machinery, buildings, computers and other goods that helped turn the raw
materials into finished products or services. It is all of the equipment and all of
the other physical things that a business owner or company invests money into
when they want to produce something
Capital resources are goods produced and used to make other
goods and services. Basic categories of capital resources include
tools, equipment, buildings, and machinery. However, any good used
by a business to produce other goods and services is classified as a
capital resource, including mundane items such as shipping boxes,
invoice forms, pens, or file cabinets.
Goods can often be classified as either consumer goods or capital
goods. For example, when a person buys a truck for personal use,
the truck is a consumer good. When a business buys a truck to
transport products, the truck is considered a capital good.
Capital is an important factor of production because it's what allows labor and land to be
purchased. Steady streams of capital are often required in order to keep a business