Minnesota State Lottery
Game Procedures
Scratch Game No. 626
“Cash Multiplier Crossword”
Adopted: September 6, 2016
1.1.
Name of Game
The name of Scratch Game No. 626 is Cash Multiplier Crossword.
1.2.
1.3.
Price of the Game
A.
Tickets for Scratch Game No. 626 shall be three dollars ($3.00) per Ticket.
B.
A retailer may discount the sales price of a Ticket in this game if the reduction in
price is part of a storewide discount promotion on all purchases (lottery and nonlottery) made by the player. The discount of the price shall not relieve the retailer
from the obligation to pay the Lottery the full price of a Ticket as stated in this
section.
Definitions
A.
“Bar Code” means the unique bar-coded representation of the game pack-ticket
number and the Validation Number. This Bar Code will represent 20 decimal
digits that include a three-digit game identification number, a six-digit
compressed Validation Number, a six-digit pack number, a three-digit ticket
number and a two-digit check code. The Bar Code will be printed in black ink and
be printed horizontally across the bottom of the back of the Ticket.
B.
“Display Printing” means that area of each Ticket outside of the area where the
Play Symbols appear.
C.
“Pack” means a Pack of fan-folded Cash Multiplier Crossword Scratch Game
Tickets that are attached to each other by perforations the retailer tears when the
retailer sells a Ticket. These fan-folded Tickets are packed in plastic shrinkwrapping. A Pack shall consist of 100 Tickets, bearing a common Pack Number
and having a Ticket number starting at 000 and continuing through 099.
D.
“Pack-Ticket Number” means the 13-digit code printed in Pack-Ticket Number
Font in black ink in positive on the back of each Ticket in the form 000-000000-0000. Numbering begins with 626-000001-1-000 (the 1 is an example and does
not reflect the actual check digit calculation for this Pack Number).
E.
“Symbol” means the images under the rub-off play area on the front of each
Ticket. There are three (3) types of Symbols in the Cash Multiplier Crossword
Scratch Game: Your Letters Play Symbols, Puzzle Play Symbols and Multiplier
Play Symbols. Each Symbol is printed in symbol font in black ink in positive. The
possible Symbols are as follows:
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2.1.
1.
Your Letters Play Symbols:
2.
Puzzle Play Symbols:
3.
Multiplier Play Symbols:
F.
“Ticket” or “Scratch Game Ticket” or “Scratch Ticket” means a Cash Multiplier
Crossword Scratch Game No. 626 ticket.
G.
“Validation Number” means a game-wide, unique 10-digit Validation Number
printed in Validation Font in black ink in positive located on the front of each
Ticket on the lower portion of the play area and will be covered with the latex and
overprint.
Determination of Prizewinners
A.
The determination of prizewinners is subject to the general Ticket validation
requirements set forth in Section 2.1 of these procedures; Minnesota Statutes,
Chapter 349A; Minnesota Rules, Chapter 7857 and the requirements set out on
the back of each Scratch Game Ticket.
B.
To determine if a Ticket is a winning Ticket, the Validation Number printed on the
front of the Ticket must be scanned or manually entered into a terminal
connected to the Lottery’s computer system and the computer system must verify
that the Ticket is a winning Ticket and the prize level of the winning Ticket. The
revealing of the Symbols on the front of the Ticket does not determine if a Ticket
is a winning Ticket. The revealing of the Symbols is offered for entertainment
purposes only.
C.
An apparent prizewinner in the Cash Multiplier Crossword Scratch Game is
determined when the play area on the Ticket is rubbed off to expose the eighteen
(18) Your Letters Play Symbols (Lower left portion of the Ticket) and the Puzzle
Play Symbols that match the Your Letters Play Symbols on the front of the
Ticket.
D.
The holder of a Ticket whose Your Letters Play Symbols match the Puzzle Play
Symbols to form at least three (3) different complete words wins the
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corresponding prize listed below. A word must contain at least three (3) letters. A
three (3) letter word cannot be used if the three (3) letter word is contained within
a longer word; for example, the word “can” from the word “candy” or the word
“beg” from the word “begin”. The three (3) letter word must be separate from a
longer word containing the same letters. A word can only be formed by linking
Crossword Letters horizontally when read from left to right and vertically when
read from top to bottom. A word cannot be formed by linking letters diagonally or
by reading the letters from right to left or bottom to top. All of the letters in a
complete word must match with the letters provided by the Play Symbols. The
letters forming a word within a complete word can only be used to form one (1)
complete word.
# of Complete
Words Completed
Three (3)
Four (4)
Five (5)
Six (6)
Seven (7)
Eight (8)
Nine (9)
Ten (10)
2.2.
Prize
Three Dollars ($3.00)
Five Dollars ($5.00)
Fifteen Dollars ($15.00)
Twenty-Five Dollars ($25.00)
One Hundred Dollars ($100.00)
Five Hundred Dollars ($500.00)
Ten Thousand Dollars ($10,000.00)
Thirty Thousand Dollars ($30,000.00)
E.
The holder of a Ticket that has won a prize as indicated in Paragraph D above
will have their prize multiplied by the number designated by the Multiplier Play
Symbol under the designation Multiplier Bonus.
F.
No portion of the display printing or any other extraneous matter whatever shall
be usable or playable as part of the Scratch Game.
Scratch Ticket Validation Requirements
A.
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To be a valid Cash Multiplier Crossword Scratch Game Ticket, all of the following
requirements must be met:
1.
a sufficient amount of the Validation Number and Pack-Ticket Number
must be present and be legible in order to allow the information to be
used to perform the Lottery’s official validation process to determine if the
Ticket is a winner and the prize level of the winning Ticket;
2.
the Ticket must not be altered, reconstituted or tampered with in any
manner;
3.
the Ticket must not be counterfeit in whole or in part;
4.
the Ticket must have been issued by the Lottery in an authorized manner;
5.
the Ticket must not have been stolen nor appear on any list of omitted
Tickets or non-activated Tickets on file at the Lottery;
2.3.
2.4.
6.
the Validation Number of an apparent winning Ticket must be verified as
a winning Ticket on the Lottery’s computer system and the Ticket must
not have been previously paid; and
7.
the Ticket must not be printed or produced in error.
B.
The Ticket must pass all additional validation tests provided for in these game
procedures, the Lottery Statute (Minnesota Statutes, Chapter 349A), the Lottery’s
Prize Payment Rules (Minnesota Rules, Chapter 7857) and any confidential
validation tests of the Lottery.
C.
Any Ticket not passing all the validation requirements is void and is ineligible for
any prize.
Procedure for Claiming Prizes
A.
To claim a prize of less than six hundred dollars ($600.00) a player must sign the
back of the Ticket in the space designated on the Ticket and present the winning
Ticket to any lottery retailer or mail it to the Lottery at the address printed on the
back of the Ticket. The lottery retailer shall verify the claim and, if valid, make
payment of the amount due the player and physically void the Ticket. In the event
the lottery retailer cannot verify the claim, the lottery retailer must provide the
player with a claim form and instruct the player on how to file a claim with the
Lottery. If the claim is validated by the Lottery, a check shall be forwarded to the
player in the amount due. In the event the claim is not validated by the Lottery,
the claim shall be denied and the player shall be notified promptly.
B.
To claim a prize of six hundred dollars ($600.00) to thirty thousand dollars
($30,000.00), the player must sign the winning Ticket, fill out a claim form and
present both the Ticket and the claim form at any Lottery Regional Office or mail
both to the Lottery at the address printed on the back of the Ticket. If the claim is
validated by the Lottery, a check shall be forwarded to the player for payment in
the amount due less any appropriate debt set-off under Minnesota Statutes,
Chapter 270A and any applicable federal and state withholding tax. In the event
that the claim is not validated by the Lottery, the claim shall be denied and the
player shall be notified promptly.
Allowance for Delay of Payment
The Lottery may delay payment of a prize pending a final determination by the Lottery
under any of the following circumstances:
A.
if a dispute occurs or it appears likely that a dispute may occur regarding the
prize;
B.
if a dispute occurs or it appears likely that a dispute may occur regarding the
ownership of the Ticket;
C.
if there is any question regarding the identity of the claimant;
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2.5.
D.
if there is any question regarding the validity of the Ticket presented for payment;
or
E.
if the claim is subject to any setoff for delinquent debts owed by the claimant
under Minnesota Statutes, Section 349A.08, subdivision 8.
Payment of Prizes to Persons Under 18
No prize in the Cash Multiplier Crossword Scratch Game may be paid to a person under
18 years of age.
2.6.
Scratch Ticket Claim Period
All prizes must be claimed within one (1) year of the announced end of the game. If,
however, the one (1) year deadline is a Saturday, Sunday or a legal holiday, a claim
must be submitted by the close of business the following business day.
3.1.
Scratch Ticket Ownership
A.
Until such time as a signature is placed upon the back portion of a Scratch Game
Ticket in the space designated therefor, a Ticket shall be owned by the physical
possessor of said Ticket. When a signature is placed on the back of the Ticket in
the space designated therefor, the player whose signature appears in that area
shall be the owner of the Ticket and shall be entitled to any prize attributable
thereto. Notwithstanding any name or names submitted on a claim form, the
Director shall make payment to the player whose signature appears on the back
of the Ticket in the space designated therefor. If more than one (1) name
appears on the back of the Ticket or more than one (1) person has agreed to
share the prize and the prize being claimed is less than $600.00, the Director will
require that one (1) of those players whose name appears thereon or have
agreed to share the prize be designated to receive payment. If more than one (1)
name appears on the back of a Ticket or there is a valid agreement among more
than one (1) person agreeing to share the prize and the prize being claimed is for
$600.00 or greater, the Director will make payment to each person who is a party
to a valid prize sharing agreement.
B.
The Lottery shall not be responsible for lost or stolen Tickets.
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4.1.
Number and Value of Prizes
There will be approximately 2,200,400 Tickets in the game. The expected number and
value of prizes in the Cash Multiplier Crossword Scratch Game are as follows:
Prize
$3
$5
$6
$9
$10
$15
$25
$30
$45
$50
$75
$100
$125
$200
$300
$500
$1,000
$1,500
$10,000
$20,000
$30,000
Approximate
Number of
Winners
291,526
110,005
87,957
22,004
16,513
38,534
22,004
5,531
1,928
920
916
1,284
140
131
113
10
2
5
5
5
6
Chances of
Winning
1:7.55
1:20.00
1:25.02
1:100.00
1:133.25
1:57.10
1:100.00
1:397.83
1:1,141.29
1:2,391.74
1:2,402.18
1:1,713.71
1:15,717.14
1:16,796.95
1:19,472.57
1:220,040.00
1:1,100,200.00
1:440,080.00
1:440,080.00
1:440,080.00
1:366,733.33
The actual number of Tickets in the game may be increased or decreased at the sole
discretion of the Lottery. The overall odds of winning a prize in the Cash Multiplier
Crossword Scratch Game are 1:3.67.
5.1.
Emergency Termination of the Game
The Director may, at any time, announce the termination of the Cash Multiplier
Crossword Scratch Game without advance notice at which point no further Tickets in the
Scratch Game may be sold.
6.1.
Governing Law
In purchasing a Ticket in the Cash Multiplier Crossword Scratch Game, the player
agrees to comply with and abide by these game procedures for Scratch Game No. 626;
Minnesota Statutes, Chapter 349A; the Lottery's Prize Payment Rules and all final
decisions of the Director of the Lottery.
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