Hartford Municipal Employees’ Federal Credit Union DECEMBER 2015 SAVE THE DATE Join us for the 66th Annual Meeting Monday, April 25, 2016 Polish National Home 60 Charter Oak Ave, Hartford, CT A light dinner will be served following the meeting. Doors open at 5:00 pm. There are 5, three year Board positions available. The Nominating Committee is accepting written notification of nominees for these positions. Written notification must be submitted to the Credit Union no later than March 2, 2016. There are 5 Board Members seeking re-election: Rich Couture, Jean Holloway, Stewart Isaac, Robert Mack and Joe Quinn. Nominations will not be accepted from the floor. On October 23, we celebrated 65 years with a member appreciation event! Over 400, members and their families came out to explore and discover science first hand through fun hands-on experiments and nosh on a delicious casual dinner. Thank you too all who attended. We hope you enjoyed yourselves as much as we did! SCHOLARSHIPS 2016 The credit union will award THREE (3) $1,000 scholarships to a credit union member who exemplifies scholastic achievement and community service. Applicants must be in good standing and will be attending an higher learning institution or trade school. Application deadline is March 31, 2016 For more information visit: www.hmfcu.com CAR LOAN SPECIAL January 4, 2016 – February 28, 2016 NEW, USED or RE-FINANCED Rates as low as 1.99% * FREE GAP Insurance or 1% cash back ** Minimum $15K loan *APR = Annual Percentage Rate. Rates determined by member’s credit score. Quoted rate is based on member having 730+ credit score, 60 or 72 month term and an HMEFCU Share Draft Checking account. Other great rates and terms available. Rates subject to change without notice. The monthly payment per $1,000 borrowed at 1.99% for 60 months is $17.55 and for 72 months is $14.77. Offer does not apply to existing HMEFCU loans. Optional credit life, credit disability, warranty program available at an additional cost. **1% CASH BACK OFFER – Maximum incentive amount per loan is $500.00. Qualifying loan must be $15,000 or greater. Loan must remain at HMEFCU for a period of one year or the rebate must be paid back. Existing loans are ineligible for refinancing with this offer. This offer cannot be used in conjunction with other HMEFCU incentive offers. Offer subject to change without notice. Some conditions apply. CONGRATULATIONS!!! Clara Gaudet Winner of our CD promotion drawing! Enjoy your IPAD Mini. WE’RE NOT JUST A CREDIT UNION, WE’RE PART OF YOUR COMMUNITY! We’re not just about providing financial services, our entire team loves to partner with and support local organizations throughout Greater Hartford. We believe that it truly takes a village. That’s why we’ve supported over 40 organizations in 2015. We also volunteer our time. Lisa Maheu, Paula Frazão and Nora Tirado volunteered at the Financial Reality Fair at the State Capitol. In a nutshell, the fair teaches high school students the importance of budgeting and making financial choices. Community SHRED Day Another successful shred day. Look for the next one in Spring 2016! TELL YOUR FAMILY AND FRIENDS! Membership is open to anyone who lives, works, worships or attends school in Hartford. Immediate family members of members are always welcomed, regardless of where they live, work, worship or attend school. 3 GREAT WAYS TO BANK – Phone, Mobile and Online FREE Checking and Savings, FREE Remote Deposit and SO MUCH MORE! 860.722.8110 or visit www.hmfcu.com VISIT ANY ONE OF OUR 5 LOCATIONS: Main office ………………………………………….. Main Street branch ………………………………….. High Street branch (Public Safety Complex) …….. Terry Square branch ………………………………... East Hartford branch ……………………………….. 443 Franklin Avenue, Hartford 523 Main Street, Hartford 253 High Street, Hartford 2775 Main Street, Hartford 77 Hartland Street, East Hartford HOURS: Monday - Wednesday and Friday 8:00 A.M. – 4:00 P.M. Thursday 8:00 A.M. – 5:30 P.M. Saturday 9:00 A.M. – 12:00 P.M. Main branch, High Street and Terry Square Your credit union will be closed on these winter holidays: Martin Luther King, Jr. Birthday Presidents Day Monday, January 18, 2016 Monday, February 15, 2016