Move From Involvement to Commitment 21st Annual Meeting | August 1 & 2, 2014 | New Orleans, LA Welcome to New Orleans! It is my pleasure to welcome you to the 21st Annual Meeting of the International Association of Black Actuaries. Being given the opportunity to Chair the Annual Meeting Planning Committee is such an incredible honor and I intend to do the role justice. It is my hope that as we progress through the meeting, that you will see the hard work of the entire committee who I thank wholeheartedly. It would be very remiss of me to not mention the overwhelming response to our call for sponsorship from our Friends of IABA, new corporate sponsors and our tried and true Corporate Advisory Council. We thank you for your generosity and support. New Orleans is such a beautiful and historic city where many cultures come together and create a melting pot. I find many parallels between our host city and our organization as we bring together professionals and students from all over the world with one common purpose. Our purpose is embodied in IABA’s mission but it is more than words simply uttered, it requires commitment not just involvement. This is the essence of this year’s theme Mission (Im)Possible: Move From Involvement to Commitment. As a volunteer based organization, our members and supporters are our “workforce.” Our leaders challenge, educate and motivate us to be the best version of ourselves. Return the favor and help make IABA into the best that it can be. With that said, accept this new challenge, use your talents without abandon to help us develop our future generation, guide and motivate the current one and hold dear the guiding principles of our founders. Enjoy the meeting and explore New Orleans! Charmaine Peart-Blackman, ASA Chair of the IABA Annual Meeting Planning Committee 2 | International A ssociation of B lack Actuaries 21st Annual Meeting Schedule At A Glance 7:30 ‑ 2:30pm 7:30 ‑ 8:30am 8:15 - 9:00am 9:00 - 10:15am 10:30 - 10:45am 10:45 ‑ 1:00pm 10:45 - 12:00pm La Salle C Foyer..........IABA Annual Meeting Registration La Salle A.....................IABA Breakfast La Salle C......................College & High School Outreach La Salle C......................Building Mentoring Relationships: Lessons in Selecting and Keeping Mentors La Salle A.....................General Opening Le Salon........................IABA Career Networking Event La Salle B......................The Future LTC Insurance Industry La Salle C......................Global Study of Employee Attitudes about Benefits & Retirement Pelican I........................Principle Based Reserves for Life Products 2:00 - 3:15pm La Salle B......................Disaster Risk Management with a Caribbean Case Study Pelican I........................Actuaries & the Art of Communication La Salle C......................Beyond Excel 3:15 ‑ 3:30pm La Salle C Foyer..........IABA Afternoon Break 3:30 - 4:45pm Pelican I........................Managing Up La Salle B......................State of the Insurance Industry in LA La Salle C......................Actuarial Career Tracks 5:30 – 7:30pm Networking Reception at the House of Blues 7:30‑ 10:00am 8:00 ‑ 9:00am La Salle C Foyer..........IABA Annual Meeting Registration La Salle A.....................IABA Breakfast 9:00 - 10:15am La Salle B......................Louisiana Citizens Residual Market Mechanism Pelican I........................Enterprise Risk Quanitification Pelican II.......................Challenges with Regard to Disability in a World of Individual Responsibility La Salle C......................Panel I: Life/Health & Pension Pelican I........................Longevity Risk Management – Fundamentals, Measurement Techniques, and Current Solutions in the United States Pelican II.......................National Flood Insurance Program La Salle B......................Changes in Health Care Delivery & Payment La Salle C......................Panel II: Property/Casualty & Non-Traditional 12:00 ‑ 1:30pm 1:45 - 3:45pm 7:00 ‑ 7:30pm 7:30 ‑ 9:30pm 9:30 ‑ 11:30pm La Salle A.....................Actuarial Debate & Lunch La Salle C......................Volunteering & IABA Business Session Le Salon........................IABA Reception & Cocktails La Salle A.....................IABA Awards Banquet La Salle A.....................Banquet “After Glow” 10:30 - 11:45am MISSION: IM POSSIBLE | 3 PRudENTIAl IS A PRoud SPoNSoR oF THE INTERNATIoNAl ASSoCIATIoN oF BlACk ACTuARIES CoNFERENCE Interested in a Position welcomes the International Association of Black Actuaries to our home city of New Orleans palig.com 4 | International A ssociation of B lack Actuaries 21st Annual Meeting WE SEEK ACTUARIES. CAN WE COUNT ON YOU? Actuaries play a valued, visible role at Prudential, providing expertise across our enterprise. Bring your skills, acumen, and innovation — and build your career in our growing actuarial community. Are you up for a challenge? Apply today at jobs.prudential.com/actuarial — and get ready to build your actuarial career at Prudential. or, for more information, contact: Shanna Cole at shanna.cole@prudential.com or deborah Hubal at deborah.hubal@prudential.com © 2014. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. Prudential Financial, Inc., Newark, NJ. Prudential is an Employer that participates in E-Verify. 0260257-00001-00 STFR-A4519 | 5 2014 IABA Leadership IABA Leadership & Board of Directors: President/Director - Monique Hacker-Patterson, FSA, MAAA Vice President/Director - Jamala Murray, FSA, MAAA Treasurer/Director - Jonathan Applewhite, ASA Secretary - Trisa-Lee Gaynor, ASA, MAAA Student Liaison - Brandon Stevens Foundation President - Jennifer Middough, FCAS, MAAA Foundation Vice President - Tenesia McGruder, ASA, MAAA Annual Meeting Charmaine Peart-Blackman, ASA, Chair Jonathan Applewhite Nicole Harrington Yolanda Aserweh LuCretia Hydell Trisa-Lee Gaynor Jamala Murray Becki Hall Frances Pryce Brandon Stevens Kate Weaver Corporate Solicitation Jennifer Middough, FCAS, MAAA, Chair Kate Weaver Data Management Committee Dodzi Attimu, FSA, MAAA & Stephen Cameron, FSA, MAAA Co-Chairs Julius Appah Tichaona Chiwandamira Isaac Nyarko Kwadwo Asamoah Franklin Fotsing Brandon Stevens Yolanda Aserweh Rutendo Mwaramba Directors - Ollie Sherman, FCAS, MAAA, Sharon Robinson, FCAS, MAAA, Linda Shepherd, FCAS, MAAA, Jeffrey Johnson, FSA, MAAA, Arthur Randolph, FCAS, MAAA, CPCU, ARM, ARe, Acheampong Boamah, ASA, MAAA, Nicassia Belton, Matthew Duke, ACAS, MAAA Education Nicassia Belton, Chair Kamal Harris Executive Director - Kate Weaver Finance City Affiliate Leaders: Atlanta - Jessica Morse & Brian Simon Bay Area – Joseph Kablan & Marquita Richardson Boston – Ivy Pittman Chicago – Glenn Yancy DC - Kwame Davis, FCAS, MAAA & Lucretia Hydell, ASA Hartford – Brandon Rosemond & Deitrich Davidheiser, ASA Morgan State University – Abena Adusei & Edem Assogba New York/New Jersey – Tjisana Kerr Ohio Region – Ache Boamah, ASA, MAAA Richmond – Trisa-Lee Gaynor, ASA, MAAA Seattle – Ain Milner, FCAS, MAAA Tampa – Monique Hacker-Patterson, FSA, MAAA 2014 Corporate Advisory Council Committees: Kate Weaver Ollie Sherman, FSA, MAAA, Chair Jonathan Applewhite Linda Shepherd Jasmine Schley Kate Weaver Membership Nicole Harrington Chair Special Thanks Mentoring Jamala S. Murray, FSA, MAAA, Chair Archie Otu Tetteh Otuteye Elite Sponsors Newsletter Efua Mantey, Chair Stephen Abrokwah Fafali Adanu Lina Boye Stacia Brown Claudia Hamilton Kwabena Kesse Scholarship Tenesia McGruder, ASA, MAAA, Chair Nicassia Belton Nicole Harrington Kate Weaver Technology Chisomo Sakala, Chair Dodzi Attimu Francis Doughan 6 | International A ssociation of B lack Actuaries 21st Annual Meeting Premium Sponsors Preferred Sponsors Basic Sponsors Ernst & Young Gabriel, Roeder, Smith & Company GGYAXIS MassMutual Koffi Goudalo Joel Manu Alida Rwabalinda Kate Weaver | 7 Meeting Rooms Human Resources, Benefits and Compensation Consulting Services When was your last 3rd Floor Meeting Rooms Life Changing Decision? The Segal Group is proud to participate at the 21st Annual Meeting of the International Association of Black Actuaries Career Networking Event in New Orleans, LA n a ti o n In te r Bl IABA Consultant of the Year 2012 and 2013 c tu a ri e s We are proud to support the International Association of Black Actuaries and welcome all attendees to the 21st Annual Meeting. i a ti o n o f Towers Watson At Marsh & McLennan Companies, we value the individuality of each of our colleagues. We believe that our different backgrounds and points of view make us stronger as we pursue innovation and excellence in all of our businesses globally. Our work environment benefits from diversity — and our clients do too. To learn more about us and our diversity initiatives, visit mmc.com/diversity. soc kA DIVERSITY MATTERS As ac al www.segalco.com/careers/ | Offices Throughout the United States and Canada barriers At Towers Watson, we give talented associates access to opportunities. And we’re proud to support the IABA’s efforts to encourage and enable the achievements of black actuaries. Towers Watson. A global company with a singular focus on our clients. Benefits | Risk and Financial Services | Talent and Rewards | Exchange Solutions 2nd Floor Meeting Rooms towerswatson.com/careers 8 | International A ssociation of B lack Actuaries 21st Annual Meeting | 9 Friday, Aug. 1, 2014 Field GENERAL SESSIONS 7:30 - 2:30 7:30 - 8:30 Annual Meeting Registration G = General R - Risk Breakfast P = Pension PC = P&C L = Life H = Health College & High School Outreach Sessions This session will outline your Mission and spotlight how IABA can help you complete it. Tier Building Mentoring Relationships: Lessons in Selecting and Keeping Mentors A panel discussion covering themes including, but not limited to, developing real and earned connections. The panelists will share their experiences as both mentors and mentees, which will make this session extremely valuable to all audiences. A = All 2:00 - 3:15 C = College Location: La Salle C 10:30 - 10:45 General Opening Location: La Salle A Excel is often the tool of choice for most actuaries. Yet, how do we maximize its full potential? Some features are never used. Living without other features is unimaginable. This session will present helpful Excel tools which are either new or under-utilized. From the flexible data table to PowerPivot, PowerView, Slicer and graphical spark lines, all varieties of actuaries can enhance their core skill-set with this Excel session. H A Managing Up Global Study of Employee Attitudes about Benefits and Retirements P A G A G A C C State of the Insurance Industry in Louisiana 3:30 - 4:45 The Commissioner will cover a wide range of topics (spanning life, health and P&C insurance) as it relates to issues in Louisiana. The Commissioner will cover topics, such as post-Hurricane Katrina impacts on the insurance industry. Location: La Salle B | Presenter: Commissioner James Donelon, Louisiana Department of Insurance L I Location: Pelican I | Presenters: Grace Senat & James Collingwood 10 | International A ssociation of B lack Actuaries 21st Annual Meeting G Location: Pelican I | Presenters: Kezia Charles and the IABA DC Affiliate, moderated by CNA A Principle Based Reserves for Life Products Location: Le Salon A Professional Development Sessions This session is about how to forge effective relationships with those above you. At the end of the session you will have tips on how to actively work on the relationships with those above you and actively participate in planning of your career. Career Networking Event G Location: La Salle C | Presenters: Albert Moore & SOA Technology Section, moderated by Prudential Location: La Salle C | Presenter: Alan Glickstein 10:45 - 1:00 Historically, Actuaries have had limited participation in the strategic activities within insurance companies. As companies look to transform their Finance and Actuarial processes, an opportunity exists for Actuaries to claim a seat at the table. The foundation to earning this seat can be found in the analysis and communication provided by the actuaries. Focusing on their audience, actuaries can use their insight into trends and financial results to own the message with improved analytics combined with timely and effective communication. Location: La Salle B | Presenter: Scott McKay An update on Life PBR, with regards to the status of the current regulation, industry adoption status, and company specific concerns. I Beyond Excel The Future LTC Insurance Industry During this session, the results of the Global Study of Employee Attitudes about Benefits and Retirements will be shared. The results of this survey have important implications for plan sponsors and actuaries with respect to retirement and healthcare program design. R Location: Pelican I | Presenters: Matt Clark & Anthony Johnson, moderated by SOA Professional Development Sessions 10:45 - 12:00 Tier Actuaries and the Art of Communication I = Intermediate A discussion on the future of the LTC insurance industry. First, a synopsis of the first 40 years including the maturing “spectrum” of LTC insurance solutions, the various approaches that carriers have chosen, and the impact the product has had on consumers both positive and negative. Then, a description of the future LTC insurance industry ideas various organizations, including the Society of Actuaries (SOA), have published. Finally, a discussion that will put the various disparate ideas into practical themes that begin to shift the conversation from describing the “LTC Issue” to debating the practical path to the “LTC Solution.” Field Disaster Risk Management with a Caribbean Case Study Caribbean countries are exposed to a high level of risk to meteorological and geophysical hazards, which have significant negative impacts on communities, infrastructure and economic stability. In fact, in the last 20 years, damages from natural disasters have exceeded US$40 billion in the region. The World Bank is working with countries to enhance their resilience to natural disasters and the impacts of climate change. This presentation will discuss World Bank’s disaster risk management engagement and focus on the following case study: On December 24, 2013, a tropical weather trough passed over Saint Vincent and the Grenadines and Saint Lucia producing extraordinarily intense rainfall that resulted in severe damages, 15 confirmed deaths and over 11 percent of the population directly impacted. This case study will present the rapid damage and loss assessments, produced by the Governments and the World Bank, that aims to inform the recovery and reconstruction efforts. Location: La Salle B | Presenter: Keren Charles C = College Location: La Salle C 9:00 - 10:15 Friday, Aug. 1, 2014 cont. Professional Development Sessions Key Location: La Salle C Foyer Location: La Salle A 8:15 - 9:00 Tier A Actuarial Career Tracks (College-mandatory) This session will detail your mission’s objectives. You’ll be exposed to the main differences between the Society of Actuaries (SOA) and the Casualty Actuarial Society (CAS), the updated exam structures, and a broad overview of the actuarial areas of practice. Location: La Salle C | 11 Friday, Aug. 1, 2014 cont. Field Tier Networking Reception 5:30 - 7:30 Saturday, Aug. 2, 2014 cont. This session will present an overview of longevity risk management and measurement techniques in the context of today’s insurance and pension solutions. Field 10:30 - 11:45 Breakfast Professional Development Sessions PC This session will provide you with the opportunity to clarify your mission’s objectives. Panelists from the Property, Casualty, and Non-Traditional areas of practice will share their experience-based advice and answer any questions you may have. C Location: La Salle C Enterprise Risk Quantification GENERAL SESSIONS R I 12:00 - 1:30 Actuarial Debate and Lunch An interactive lunch session where 2 teams of actuaries across levels and practice areas will debate hot topics in the industry. Location: La Salle A | Moderator: Anthony Weatherspoon Location: Pelican I | Presenters: David Wicklund & Abhinav Dendukuri, moderated by MetLife 1:45 - 3:45 Challenges with Regard to Disability in a World of Individual Responsibility, with a Pension Context Volunteering & IABA Business Session Location: La Salle C P I 7:00 - 7:30 Networking Reception at the House of Blues Scholarship & New Designee Cocktail Reception Location: Le Salon Location: Pelican II | Presenter: Anna Rappaport 7:30 - 9:30 Panel I: Life/Health & Pension (College-mandatory) Location: La Salle C C Panel II: Property/Casualty & Non-Traditional (College-mandatory) A Location: La Salle B | Presenter: David Thomas This session will provide you with the opportunity to clarify your mission’s objectives. Panelists from the Life, Health, and Pension areas of practice will share their experience-based advice and answer any questions you may have. A Location: La Salle B | Presenter: Tyler Lester Louisiana Citizens Residual Market Mechanism The public does not understand the importance of long term disability - there are gaps in the coverage, and the situation is growing worse as more responsibility is shifting to employees. This presentation will focus on how disability can derail retirement security in a world of defined contribution plans and also on the low coverage of long term disability benefits. It will include several policy recommendations and provide an update on a 2014 regulatory development. H Pharmacy Trends and the Affordable Care Act Prescription drug trends have been at historic lows over the past three years as patents expire on many blockbuster drugs. Going forward, high cost specialty drugs will become the biggest driver of pharmacy trends. This session will cover recent pharmacy trends and changes in pharmacy management to deal with rising costs. Special attention will be given to changes driven by the Affordable Care Act in the individual market. Location: La Salle A 9:00 - 10:15 A Location: Pelican II | Presenter: Matthew Duke, moderated by Liberty Mutual Location: La Salle C Foyer Insurance is a risk-taking business. Risk managers must ensure that the risks taken are intentional and understood, as well as aligned to the organization’s objectives. This can be achieved only through a well-designed risk management framework, with effective governance and high-quality risk information. To provide management with the information it needs, risks should be quantified through various lenses, at aggregate and more granular levels. This session focuses on risk quantification at an enterprise level. PC National Flood Insurance - Biggert/Waters Legislation Congress recently passed legislation that delays the implementation of moving to actuarial rates for flood insurance. During this session, issues relating to flood insurance and the implications of recently passed legislation will be discussed. Annual Meeting Registration The property insurance market in Louisiana collapsed after Hurricane Katrina. The state created Louisiana Citizens as an insurer of last resort. This session will explore the dynamics of the market, the political pressures, the financial results of this entity, the ratemaking process. I Location: Pelican I | Presenters: Francisco Orduna, Phil Hur & David Yang Tier GENERAL SESSIONS 8:00 - 9:00 P Longevity Risk Management – Fundamentals, Measurement Techniques, and Current Solutions in the United States Location: 225 Decatur St., New Orleans, LA 7:30 - 10:00 Tier Professional Development Sessions House of Blues Saturday, Aug. 2, 2014 Field Awards Banquet Location: La Salle A C C 9:30 - 11:30 After Glow Location: La Salle A August 1, 2014 5:30 – 7:30 pm 12 | International A ssociation of B lack Actuaries 21st Annual Meeting | 13 Who knows how big data will impact the world of business? We do. Every day, members of the Society of Actuaries (SOA) work to analyze collections of big data from around the globe, using state-of-the-art predictive modeling tools to help their employers make informed decisions on pricing models, target marketing, healthcare economics, risk management and more. The world is full of unknowns. That’s why we’re here. With unmatched research and education, and a global network of almost 25,000 of the highest-skilled actuarial professionals, organizations turn to members of the Society of Actuaries to help them mitigate ever-growing risks and lead them to the right decisions for their businesses. Take a closer look at soa.org/impact Thanks to you, we are leading the way with innovative and caring solutions. WellPoint is proud to support and celebrate the achievements of Black Actuaries. As one of the nation's leading health benefits companies, we continue to leverage the diversity of our associates and their thoughts to help us transform health care. From the workplace to the marketplace, our associates' unique perspectives impact every aspect of our business. Our commitment to diversity is the guiding principle in the relationship between our associates, partners, consumers, and particularly in the communities in which we live and work. This is one of the reasons why we are consistently recognized for our efforts in this area. Better health care, thanks to you. Diversity reflects who we are. We are an insurance company dedicated to creating an inclusive environment full of many perspectives. A diverse workforce helps us learn, grow and share fresh insights. Travelers provides varied opportunities for employees to network and develop their leadership skills. We invite you to consider joining us. You can apply for current openings at travelers.com/Careers. Travelers was recognized by DiversityInc magazine for its commitment to diversity and inclusion. To learn more about actuarial careers at WellPoint, please visit: www.wellpoint.com Educating actuaries. Impacting society. SOA_4546-K1_Stu_v1a.indd 1 14 | International A ssociation of B lack Actuaries 21st Annual Meeting 5/23/14 10:05 AM ® Registered Trademark, WellPoint, Inc. © 2014 WellPoint, Inc. All Rights Reserved. ® Registered Trademark, DiversityInc Media LLC EOE. M/F/Disability/Veteran. travelers.com © 2014 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. M-17282-9 Rev. 5-14 | 15 Dr. Carl B. Mack was born in Jackson, Mississippi, is a graduate and Distinguished Engineering Fellow of Mississippi State University (Bachelor of Science, Mechanical Engineering) and was also awarded an honorary Doctor of Science degree by Clarkson University in 2010. He currently serves on the Board of Trustees for Clarkson University, the Society of Automotive Engineers and the advisor board for the College of Engineering at Mississippi State University. each of the cities SEEK was held. He received recognition in Ebony magazine as one of the Top 150 Black Leaders in America. In July 2009, Adm. Gary Roughead, Chief of Naval Operations, presented Mack with the National Naval Officers Association’s top honor for work in the field of diversity: the Capt. Charles L. Tompkins Award. On March 1, 2005, Mack became the fourth executive director of the National Society of Black Engineers (NSBE), one of the nation’s largest studentgoverned organizations. To help fill the pipeline to engineering careers with greater numbers of minorities, in the Summer of 2007, Mack founded NSBE’s free three week Summer Engineering Experience for Kids (SEEK) Academy. SEEK represented the largest engineering camps in the history of the nation for African American children and other minorities. As an example, both the 2013 Washington, D.C. and San Diego programs were attended by nearly 700 children each. Another example was the 2013 Jackson, MS. AllGirls SEEK program, never in the history of America has there been an engineering camp attended by 360 3rd-5th grade African American girls! From its humble beginning in 2007, by 2013 SEEK had expanded to 10 cities: Washington, D.C., San Diego, CA, Oakland, CA, Denver, CO., Houston, Texas, New Orleans, LA, Jackson, MS. Philadelphia, PA., Brooklyn, NY. and Detroit, Mich. His presence at NSBE was immediately felt. In each of his first five years, the organization set records for membership, reaching 35,493 members in 2010, up from its previous high of 12,842 before his arrival. He has also been instrumental in increasing NSBE’s financial resources to record highs: helping expand the organization’s cash reserves from $3.5 million to $11.0 million; securing a largest-ever grant of $1 million from a NSBE sponsor; helping build NSBE’s top-level sponsorship to record levels; bringing in hundreds of thousands of dollars to strengthen NSBE’s IT infrastructure; pushing attendance at NSBE’s Annual Convention to nearly 10,000 attendees and working with NSBE’s National Executive Board to pay off the mortgage on NSBE’s new World Headquarters building, among other highlights. Before joining NSBE, Mack worked as an engineer with METRO – King County in Seattle, Wash. Designing and starting up waste water treatment plants. He also coordinated the county’s awardwinning Minority Engineering Internship Program. From November 2003 – February 2005 he served as president of the Seattle King County Branch of the National Association for the Advancement of Colored People (NAACP). During his tenure, the branch won the 2004 Class 1-A Thalheimer Award as the top branch in the country. Because of his significant contributions in the arena of civil rights, Mack was listed as one of the 25 Most Influential people in the greater Seattle area. Upon his announcement to leave the greater Seattle area, both the City of Seattle and the King County government named February 12, 2005, Carl B. Mack Day. His extraordinary leadership led to an increase in visibility for the organization, with appearances on CNN’s Lou Dobbs Tonight and ABC’s Good Morning America, features in the Washington, Post, San Francisco Chronicle, and news coverage by major networks in Mack resides in Fort Washington, Md., with his sons, Joshua and Jonathan, and his wife, Jamiyo (Jamie-Yo), a chemical engineer whom he met at NSBE’s 2000 Annual National Convention. His daughter, LaShaundra Johnson resides in Jackson, MS. 16 | International 16 | International A ssociation A ssociation of B lack ofAB ctuaries lack A ctuaries 21st A nnual 21st AMnnual eetingM eeting Chris Cooper is one of the most dynamic, engaging and accomplished speakers, trainers and coaches in America. With three academic degrees (Morehouse College, The Georgia Institute of Technology and New York University), countless professional certifications, and numerous awards and honors Chris has dedicated his life to the service of others! Chris is the President/CEO of Execute Your Passion, LLC an Atlanta based professional services firm specializing in motivational seminars and leadership and professional development training and services. The firm offers innovative ways to assist in the complete development of individuals and organizations through innovative coaching practices and techniques, best in class training solutions, and subject matter expertise focused speaking services. Chris has a wealth of knowledge from more than a decade of professional experience working and consulting for several Fortune 500 Companies including: AT&T, BellSouth, AutoTrader. com, Cingular Wireless, Cox Communications, Deloitte Consulting, General Motors, The Home Depot, IBM, Intercontinental Hotels Group (IHG), Kimberly Clark, Texaco, and Verizon Wireless. Chris saved these companies millions and became the youngest Senior Manager ever at age 26 while working at Cingular Wireless World Headquarters (now the New AT&T). In addition, Chris served for 4 yrs. as an Adjunct & Corporate Instructor with Emory University’s Center for Lifelong Learning teaching Professional Development and Communications Courses to adult learners of all ages including C-Level Executives. With Book Smarts, Street Smarts, Vision, Passion, Charisma and even the courage to run with the Bulls in Spain, Chris’ life has indeed been and continues to be an exciting adventure! Chris’ recent accolades include being featured on the UNCF Empower ME Tour, The AT&T 28 Days Movers & Shakers Campaign, being named to the MS Leadership Class, being named an Unsung Hero and Quiet Achiever, being featured as an Entrepreneur Author on the Atlanta Business Radio Show, being named one of Power 30 under 30, being named one of GXL Magazine’s Most Influential People, and Outstanding Atlanta and LEAD Atlanta to name a few. Chris’ first book- Achieve Your Dreams…26 Quick Keys to Succeed in Life has been embraced all over the world by professionals, entrepreneurs and students of all ages, accompanied with the Achieve Your Dreams College Success Tour which is currently touring domestically and internationally. Chris’ newest book- Get Sh*t Done, How to Stop Quitting & Start Succeeding releases this Summer and is accompanied by Limitless- The Ultimate Personal and Professional Development Bootcamp – A One Day GSD Experience coming to city near you! Chris is an amazing coach, speaker, trainer, instructor, motivator, author and entrepreneur. He is committed to his lifelong aspiration of investing and assisting in the development of people who he believes are the world’s hidden treasures. He is spiritual, fun, energetic and engaging. His mission is simple: To Ignite the Fire Inside!! | 17 | 17 2014 Speakers Keren Charles is a Disaster Risk Management (DRM) Specialist at the World Bank in the Latin American and Caribbean DRM and Urban Unit. Keren works on developing strategies and implementing projects which aim to enhance a country’s resilience to natural disasters and the impacts of climate change. In addition, Keren is part of a regional technical assistance program which aims to strengthen financial protection mechanism and risk transfer strategies in the region. Before the World Bank, Keren had six years of experience in the Property and Casualty Insurance field as an Actuarial Analyst at Tillinghast – Towers Perrin. Keren has a Masters in City Planning from the Massachusetts Institute of Technology (MIT) and graduated Summa Cum Laude from Howard University with a Bachelors in Insurance – Actuarial Science. Kezia Charles, FSA, EA, MAAA is an actuary in Towers Watson (TW) with 10 years of experience in retirement consulting. She works on re-designing pension and retiree medical plans; divestitures, mergers & acquisitions; and experience studies on demographic assumptions. In the TW DC office, Kezia leads the Multicultural Associate Resource Community, which focuses on promoting cultural awareness and leveraging cultural differences to maximize business results. Kezia also leads the education committee of the associate engagement team, and is the learning and development representative for the DC retirement LOB. Kezia was the IABA DC affiliate lead from 2006 – 2013; she received a Bachelor of Science in Mathematics from Massachusetts Institute of Technology (MIT); and she has participated in medical missions in Haiti and El Salvador. 18 | International A ssociation of B lack Actuaries 21st Annual Meeting due diligence; Life insurance litigation support; Economic capital consulting; Solvency II and MCEV review; Extensive experience with existing and emerging financial reporting standards including US statutory, GAAP, IFRS and Solvency II; Implementation of Actuarial Transformation projects; Analysis regarding long term care and continuing care retirement communities. Matthew P. Clark, FSA, MAAA is a Principal, Deloitte Consulting LLP in the Actuarial, Risk, and Analytics group. Matt joined Deloitte in 2012. He is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries. Prior to joining Deloitte, Matt was the Chief Actuary at Genworth where he worked for 3 years. Prior to that, he spent 12 years at Ernst & Young LLP. Matt is Chair of the Financial Reporting Section of the Society of Actuaries and a frequent speaker at Society of Actuaries meetings, valuation actuary symposiums, and other industry events. He is a graduate of University of Michigan, BS, Actuarial Mathematics. Matt’s experience includes: Reserve analysis and review for life, annuity, and health business in the context of audits of major insurers; Merger and acquisition analyses, including actuarial appraisal analysis and buyer side James Collingwood, ASA, MAAA is a Manager in the Insurance and Actuarial Advisory Services practice of Ernst & Young LLP’s Financial Services Office. He is based in the firm’s Chicago office. James has been with the firm for over 8 years. He serves as an advisor to insurance companies, reinsurance companies, and banks, and he has worked for clients in the United States and Europe. He has experience and expertise in tracking domestic and international capital and solvency regulatory change and developing solutions to help clients meet the challenges posed by the changing regulatory environment. James J. Donelon is the Louisiana Commissioner of Insurance. Prior to becoming Commissioner of Insurance, Jim Donelon served the Louisiana Department of Insurance in leadership positions as Chief Deputy Commissioner and Executive Counsel. Jim’s public service career includes 33 years of military experience in the Louisiana Army National Guard where he retired with the rank of Colonel. He was first elected to office in 1975 as Chairman of the Jefferson Parish Council and then served in the House of Representatives from 1981-2001 where he served as Chairman of the Committee on Insurance. In 2001 Jim joined the staff of the Department of Insurance and was appointed Commissioner of Insurance in February 2006. He was elected to fill the unexpired term later that year and was re-elected in 2007 and again in 2011. Jim serves on the National Association of Insurance Commissioners’ (NAIC) Executive Committee as Immediate Past President and also serves as Chairman of the Surplus Lines Task Force. He is also on the Board of Directors of the New Orleans Alliance for the Mentally Ill and the Blood Center for Southeast Louisiana. Jim is a native New Orleanian, graduate of Jesuit High School, the University of New Orleans and Loyola School of Law. Jim and his wife Merilynn reside in Jefferson Parish. They are the parents of four daughters and several grandchildren. Matthew Duke, ACAS, MAAA, ARe is a Vice President and Senior Actuary at Guy Carpenter who provide actuarial and financial modeling consulting services to colleagues and clients. Prior to this, Matt worked at Arch Insurance Group performing quarterly reserve valuations, implementing new actuarial techniques and methods, fulfilling statutory and GAAP requirements and performing special studies. He also worked at Travelers for several years, performing various roles and responsibilities which included managing the profitability of a $1.4 billion countrywide Commercial MultiPeril book of business and led advance credibility modeling R&D. Matt graduated from Stony Brook University in Applied Mathematics & Statistics, Economics, and a minor in Business and is currently pursuing his MBA for Executives at Wharton. He has served as Co-Chair of the Education Committee and Hartford CT Affiliate Lead in the past. Matt enjoys riding his motorcycle, traveling and playing Trinidad and Tobago’s national instrument, the Steel Pan (Drums). | 19 2014 Speakers Abhinav Dundukuri, ASA, CERA is an Associate Actuary for Prudential Financial. Abhinav joined Prudential’s International Insurance department in 2010 after graduating from University of Waterloo with a degree in Mathematics. He was responsible for the Economic Capital project which dealt with valuing the assets and liabilities of various international operations of Prudential on an economic basis. Abhinav then rotated to Group Insurance’s Long Term Care department in 2012 and was responsible for valuing Group Long Term Care clientele takeover opportunities from other companies by Prudential. His third and current position, which began in 2013, is in Pension risk transfer (Retirement Division) where Abhinav is responsible for transaction pricing and assumption setting of pension plans’ buy-outs. Alan Glickstein, ASA, EA is the North American Retirement Leader for Policies and Procedures, responsible for many of the positions that Towers Watson takes on retirement issues of the day and for advocacy on behalf of our clients. Alan has more than 25 years of experience as an actuary and benefit consultant. He works extensively with many large clients in several industries and services, increasingly focused on the financial and risk management aspects of benefit plans to some of Towers Watson’s largest clients. Alan specializes in the strategic design and financing of total compensation packages, with a particular concentration in the retirement benefits area. Alan holds a B.A. in Mathematics from Queens College, City University of New York. Phil Hur is a member in the Human Capital Talent and Reward (T&R) practice of Ernst & Young. Phil works on valuations for pension, post-retirement health care, and 20 | International A ssociation of B lack Actuaries 21st Annual Meeting Modernization and Information Management of Actuarial Data; Implementation of Actuarial Transformation projects; and extensive experience with existing and emerging financial reporting standards including US statutory and GAAP; Risk and Capital Management. We are proud to be a Corporate Partner of the International Association of Black Actuaries. Marsh & McLennan Companies is a global professional services firm offering clients advice and solutions in risk, strategy, and human capital. To learn more about us and our market-leading brands, visit www.mmc.com. other post-retirement benefits. He also assists audit teams with analyzing the assumptions disclosed in clients’ financial statements under various accounting standards. Tony Johnson, ASA, MAAA is a manager at Deloitte Consulting LLP in the Actuarial, Risk, and Advanced Analytics group. Tony joined Deloitte in 2010. He is an Associate of the Society of Actuaries and a Member of the American Academy of Actuaries. Prior to joining Deloitte, Tony spent 4.5 years at Ernst & Young LLP. Tony is a graduate of Maryville University – St. Louis, BA, Actuarial Mathematics. Tony’s experience includes: Reserve analysis and review for life, annuity, and health business in the context of audits of major insurers; Finance Transformation with specific focus on Actuarial Tyler Lester, FSA, MAAA is an Actuarial Manager at Cigna with responsibility for Pharmacy Pricing and Economics located in Raleigh, NC. His current work focuses on helping develop solutions to manage pharmacy costs through formulary management, clinical programs, and site of service optimization. Prior to his current role he managed actuarial functions for Cigna’s Limited Medical business that provided employers with options to provide low cost coverage for part-time and hourly workers. Tyler has past experience in provider contract analysis, medical pricing, and medical trend forecasting. He also had a short stint away from healthcare, serving as the lead pricing actuary at North Carolina Mutual Life Insurance Company in Durham, NC. Tyler is a graduate of the University of North Carolina, a Fellow of the Society of Actuaries, and a Member of the American Academy of Actuaries. He is also the proud father of three. Scott J. McKay is Senior Vice President of Genworth Financial. Since 1993, Mr. McKay has been a key player helping build Genworth Financial by participating in technology programs, acquisition integrations, sourcing and globalization initiatives. Most recently he was responsible for leading the development, design and implementation of the company’s long-term care, life insurance and fixed annuity products. Albert J. Moore, ASA, MAAA is the 2nd VP, Actuarial Systems at Ohio National Financial Services. For nearly 30 years Albert has served in various actuarial roles, from valuation to pricing. Since 2006, Albert has directed a team of actuaries, programmers and software support in developing Ohio National’s Life Insurance Illustrations Software Suite that encompasses illustrating life, disability income and annuity products and various agent compensation contracts. In addition to the illustration systems work, Albert has spearheaded efforts to develop models in preparation for ERM, C3P3 and PBR. He has served on Ohio National’s Systems Enterprise Architectural Committee. He currently serves on the companies Life Operational Planning committee. He serves as the Chairman of the Technology Section of the SOA and has volunteered for several other actuarial committees. Francisco Orduña, FSA, MAAA is a member in the Insurance and Actuarial Advisory Services practice of Ernst & Young. He has over six years of experience in life insurance and workplace benefits in the United States and Mexico. Francisco has experience in actuarial modeling of life insurance and annuity products, including model conversion and model validation. He is proficient in the modeling and design of pension risk transfer strategies, and has extensive experience in US statutory and GAAP life insurance financial reporting regimes. Anna Rappaport, FSA, MAAA is an actuary, consultant, author, and speaker, and is a nationally and internationally recognized expert on the impact of change on retirement systems and workforce issues. Anna is a past- President of the Society of | 21 2014 Speakers Actuaries and chairs its Committee on Post-Retirement Needs and Risks. Anna is a phased retiree and formed Anna Rappaport Consulting in 2005 after retiring from Mercer Human Resource Consulting at the end of 2004 after 28 years with the firm. She served on the ERISA Advisory Council from 2010-2012 and currently serves on the GAO Retirement Security Advisory Panel. She serves on the WISER Board and the Advisory Board of the Pension Research Council. For more information about Anna, see www.annarappaport.com. Grace Senat, FSA, MAAA is the Life Corporate Actuary at Lincoln Financial Group, and is based in their Radnor office. She has worked with the company for 1 year. Her responsibilities include corporate governance and oversight, economic modeling, foundational ERM and monitoring industry regulations. Prior to that, she worked in various pricing and valuation roles for Life, LTC and Retirement products at Genworth Financial and Buck Consultants for a combined total of 8 years. She graduated from Ohio Wesleyan University in 2004 with a Bachelors of Arts degree in Mathematics, Computer Science and Economics. Dave Thomas has 42 years of experience in the propertycasualty industry. He has held CEO and CFO positions in several organizations including regional multi-line and national specialty insurers, and most recently served as the CEO of an independent insurance agency in northern Indiana. He has also held C-level positions in operations, marketing, administration, and information technology in companies ranging from startups to mature organizations. In addition, Dave has served on the Boards of several national and state insurance trade associations, as well as, a variety of non-profit, charitable and educational foundations. A native of Indianapolis, Dave spent his entire career in the Midwest prior to joining Louisiana Citizens in 2013. He holds a Bachelor of Science degree in Computer Science from Purdue University and the Honeywell Institute of Information Science. David Wicklund, FSA, MAAA, CFA is an actuarial advisor in EY’s Insurance and Actuarial Advisory Services practice, specializing in risk and capital management. In this role, David has assisted life insurance companies in the following areas: asset-liability management (ALM), economic capital, ERM framework development, and model validation. David also has significant experience in mergers & acquisitions, financial reporting, and variable annuities. David has ten years of life insurance industry experience. He joined EY in 2008 and previously worked for a large global life insurer. David graduated from the University of Michigan with concentrations in Actuarial Science and Economics. He is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a CFA Charterholder. David Yang, FSA, CERA, FCIA currently serves as Vice President and Actuary in the Life and Health Business Management division of Swiss Re. David joined Swiss Re in 2012 and has been leading a number of Actuarial Transformation projects. Prior to his current role, he was a Manager in the Life Actuarial Practice of PricewaterhouseCoopers where he provided consulting services to life insurers, reinsurers and independent marketing organizations. Areas of focus include reserve analysis, financial reporting, actuarial appraisal, audit reviews and stochastic modeling. Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Our diversity is part of what gives our company its heart. Wanna check our pulse? At Allianz, we know our diverse employee population drives the success of our company – so we’re able to offer our customers financial and retirement products they can depend upon for the rest of their lives. Creating a healthier tomorrow Learn more about our company by visiting www.allianzlife.com or www.firemansfund.com. Aetna is a proud sponsor of the International Association of Black Actuaries. ©2014 Aetna Inc. 2014015 ENT-1578 (R-6/2014) 22 | International A ssociation of B lack Actuaries 21st Annual Meeting | 23 ENT-1578_425x7125.indd 1 6/4/14 2:51 PM SAVE THE DATE miami DCnashville IABA 22nd Annual Meeting AUGUST 7-8, 2015 | Location TBD Get All Study Materials For Your Next Exam From The Experts! Discover ACTEX: 3 Easy Ways To Order: ActexMadRiver.com 1(800)-282-2839 Support@ActexMadRiver.com 68 # Embracing diversity PUTS US ALL IN GOOD HANDS SM Take time to recognize the good around you. For more information about New York Life visit us at www.newyorklife.com/diversity © 2014 New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 Life Insurance. Retirement. Investments. Allstate is a proud sponsor of the International Association of Black Actuaries Annual Meeting. KEEP © 2014 Allstate Insurance Co. 26 | International A ssociation of B lack Actuaries 21st Annual Meeting | 27 CASUALTY ACTUARIAL SOCIETY Y U Congratulations on another successful year and Annual Meeting! Do what’s best for your future Visit Deloitte Consulting at mycareer.deloitte.com/us/strengthenyourlead DO WHAT MATTERS. Proud Sponsor of the IABA Annual Meeting Visit us on the Web: www.casact.org www.CASstudentcentral.org www.VarianceJournal.org DW Simpson specializes in the placement of Actuaries. We work on an international basis and at all levels of experience, from entry level to Fellow. This encompasses those individuals with expertise in Life, Health, Pension, Property & Casualty, and, increasingly, non-traditional areas such as Risk Management, Catastrophe Modeling, Predictive Modeling, Financial Modeling and Analytics. We are the largest of the firms that exclusively places Actuaries, and our objective is to be the foremost resource for Actuarial talent globally. 4121 North Ravenswood Avenue, Chicago, IL 60613 (800) 837-8338 | www.dwsimpson.com 28 | International A ssociation of B lack Actuaries 21st Annual Meeting Achieve financial security with a plan that addresses risk first. Create your financial plan with a Northwestern Mutual Financial Advisor. Together, we’ll design a disciplined and balanced approach to protecting, accumulating and managing your wealth, so you can take advantage of life’s opportunities. Who’s helping you build your fi nancial future? northwesternmutual.com Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) and its subsidiaries. Securities offered through Northwestern Mutual Investment Services, LLC, broker-dealer, registered investment adviser, subsidiary of NM, member FINRA and SIPC. NCAA is a trademark of the National Collegiate Athletic Association. All qualified applicants will receive consideration for employment without regard to race, color,religion, sex, national origin, or any other basis protected by federal, state or local law. All qualified applicants will receive consideration for employment without regard to race, As used in this document, “Deloitte” means Deloitte Consulting LLP, a subsidiary of Deloitte LLP. Please see www.deloitte.com/us/about for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. Certain services may not be available to attest clients under the rules and regulations of public accounting. Member of Deloitte Touche Tohmatsu Limited. All rights reserved. 36 USC 220506 Copyright © 2014 Deloitte Development LLC. | 29 We’ll help you stand out from the crowd. At Liberty Mutual, we develop exceptional actuarial insurance professionals. Liberty Mutual’s Actuarial Development and Internship Programs offer aspiring CAS and SOA actuaries the opportunity to apply their strong academic foundation, build upon their personal strengths, and acquire critical business experience in an environment that supports continuous learning. Training, rotations, mentoring, networking, and our many Actuarial Student Leadership programs offer the chance to develop as an insurance professional, explore new areas of interest, and advance your career across a growing global Fortune 100 company. EY is a proud sponsor of the 2014 IABA Annual Meeting. At EY, striving for excellence, demanding consistency and performing to our full potential is how we build our business every day. ey.com/us/insurance 30 | International A ssociation of B lack Actuaries 21st Annual Meeting © 2014 Ernst & Young LLP. All Rights Reserved. ED None. Achieving excellence is equal parts determination and skill. MetLife congratulates the International Association of Black Actuaries for its unparalleled commitment to leadership and achievement in our industry. Visit us at: www.libertymutualgroup.com/insurance-careers Visit us at: Responsibility. What’s your policy?® Metropolitan Life Insurance Company (MLIC), New York, NY 10166. © 2013 PNTS 1305-1549 | 31 Hi, I’m Rachel I’m an actuarial analyst at Towers Watson, and today I did something extraordinary. % 68 # Take time to recognize the good around you. EXPLORE ACTUARIAL CAREER OPPORTUNITIES AT CNA! As one of the country’s largest writers of commercial and specialty insurance, CNA depends on the talent, expertise and enthusiastic engagement of our employees. We provide insurance protection to more than 1 million businesses and professionals in the U.S. and internationally, offering unique expertise for the businesses and industries we serve. Our commitment to diversity and inclusion enables us to serve a broad range of customers while supporting our communities through charitable contributions and employee volunteerism. Who We’re Looking For • Results-oriented individuals with strong analytical, technical and communication skills • Intellectually curious thinkers eager to learn yourexpectations After years of preparation, you want a job that will inspire you, make you think and put your skills to the best use. But what if you could have even more? The Towers Watson team includes over 1,500 credentialed actuaries across all of our business segments in the U.S. alone. If you join us, you’ll often be challenged to do something extraordinary. And you’ll partner with your manager to direct your own career. Sound good? Then plan to Go Beyond at Towers Watson. At New York Life, we recognize that employees’ unique qualities often lead to innovation, positive change, and a more productive and dynamic workplace. For more information about • Individuals with a bachelor’s degree in Actuarial Science, Statistics, Mathematics or a related discipline • Professionals who can readily adapt to a fast-paced, dynamic corporate environment “Our people are the cornerstone of our commitment to excellence. Through them we provide real-world solutions, inspire confidence and trust, and sustain valuable relationships with our customers and distributors.” – Larry Haefner Executive Vice President and Chief Actuary New York Life visit us at Towers Watson. A global company with a singular focus on our clients. www.newyorklife.com/diversity Benefits | Risk and Financial Services | Talent and Rewards | Exchange Solutions © 2014 New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 CNA • 333 S. Wabash Avenue • Chicago, IL 60604 • www.cna.com/careers towerswatson.com/careers 32 | International A ssociation of B lack Actuaries 21st Annual Meeting Life Insurance. Retirement. Investments. KEEP CNA is a registered trademark of CNA Financial Corporation. Copyright © 2014 CNA. All rights reserved. | 33 PRUDENTIAL IS A PROUD SPONSOR OF THE INTERNATIONAL ASSOCIATION OF BLACk ACTUARIES CONFERENCE PROOF#: 3 OPERATOR: TOM DATE: 5/21/14 - 2:07 PM JOB#: STFR-A4529 DESC: Diversity So Special Picture yourself at AIG, an inclusive workplace where differences WE SEEK ACTUARIES. CAN WE COUNT ON YOU? PUB: IABA areFull embraced. Our people are encouraged to share their diverse page perspectives and collaborate to fuel creativity and unleash innovative ideas and solutions. PUBDATE: 06/01/2014 Now, consider joining the ranks of more than 500+ actuaries, in the Life LIVE: Insurance, Property Casualty, and United Guaranty businesses, located throughout TRIM: 8.75 x 7.125 the United States and internationally. BLEED: At AIG, Actuarial professionals, with their expertise in quantitative GUTTER:analysis, insurance pricing, loss reserving, and risk quantification, have GCD: a pivotal role in driving results and are integral to the company’s success. Our Actuaries have the opportunity to help develop new processes, drive CD: change, and help make the function at AIG best in class. AD: We are also firmly committed to our Actuaries’ professional growth CW: and development within AIG. That’s why we developed the Actuarial AE: Professional Development Program, to promote the education and TRAFFIC: training of AIG employees pursuing actuarial examinations in the PROOF: knowledge and professional skills relating to actuarial practices. At Prudential, we’re significantly expanding our team of actuaries to help drive our success in an evolving regulatory environment. Are you up to the challenge? Actuaries play a valued, visible role at Prudential, providing expertise across our enterprise. Bring your skills, acumen, and innovation – and build your career in our growing actuarial community. Apply today at jobs.prudential.com/actuarial — and get ready to build your actuarial career at Prudential. Or, for more information, contact: Shanna Cole at shanna.cole@prudential.com or Deborah Hubal at deborah.hubal@prudential.com We’ve done the math. Now our team can get to work. Because at AIG, world-class opportunities translate into exciting global careers. Visit www.aig.com/careers for information about career opportunities and to search our current openings. Apply now at www.aig.com/careers T:7.125 in © 2014. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. Prudential Financial, Inc., Newark, NJ. Prudential is an Employer that participates in E-Verify. 0260257-00001-00 STFR-A4519 So Special_IA of B Conf_8.75x7.125.indd 1 34 |2_Diversity International A ssociation of B lack A ctuaries 21st A nnual Meeting Proud to sponsor the 2014 IABA Annual Meeting Commitment Beyond Numbers Follow us on LinkedIn (www.linkedin.com/company/aig) and Twitter (@AIGinsurance) visit us at pinnacleactuaries.com 5/21/14 2:08 PM Expertise Superior Communication Better Business Decisions Empathetic Customer Service | 35 We have a strategy for your career. At Liberty Mutual, we excel in helping actuaries achieve their career goals. Liberty Mutual has CAS and SOA actuaries working in commercial and personal lines actuarial, product, claims, marketing, and other parts of the company that require technical and predictive modeling skills combined with practical business decision-making. Our actuaries are encouraged to explore multiple career paths and have held roles that include SVP Chief Actuary, EVP Distribution, SVP Chief Financial Officer, SVP Chief Product Officer, SVP Chief Marketing Officer, Innovation Architect, and, Chairman & CEO, just to name a few. Find your career strategy. Visit us at: www.libertymutualgroup.com/insurance-careers Whether you’re still in school, an actuarial candidate, or an experienced actuary, we’ve got an opportunity for you. To learn more, visit: www.libertymutualgroup.com/insurance-careers Responsibility. What’s your policy? ® Whether you’re an experienced actuary, a candidate, or you’re just out of school, we’ve got the right opportunity for you. To learn more, visit: www.libertymutualgroup.com/insurance-careers Visit us at: