Common Abbreviations Below is a comprehensive list of the common abbreviations hat we use in our notes. If you have any questions, please contact a member of our management team, at 800-313-5169, Ext. 192, or via email at debtnet@wilbercollect.com To search for a particular code, open this file in Adobe Reader. Go to “Edit” and then “Find.” ABBREVIATION 1X/2X ABV A/R A/C ACCT CAN FWD ARB ACK X A/ST ACV ADDL ADDL ADDY ADJ ADJ ADMR AV ADV.ADJ A/C AC AV ADVG ADV A&A A&L PM AGT AGRMNT NOR AKA ALT # AMT SSM A/P ANS APPRV ARB ACP TRANSLATION 1TIME, 2 TIMES, ETC. ABOVE ACCIDENT REPORT ACCOUNT ACCOUNT ACCOUNT CANCELLED ACCT HAS BEEN FORWARDED ACCT RET TO CLI FOR ARB ACKNOWLEDGE ACROSS ACROSS STREET ACTUAL CASH VALUE ADDITIONAL ADDRESS ADDRESS ADJUSTER ADJUSTMENT ADMINISTRATOR ADVERSE ADVERSE ADJUSTOR ADVERSE CARRIER ADVERSE CARRIER ADVERSE VEHICLE ADVERTISING ADVISE AFFIDAVIT & ASSIGNMENT AFFIDAVIT OF ASSETS & LIABILITIES AFTERNOON AGENT AGREEMENT ALL LETTERS SENT/EFFORTS EXHAUSTED ALSO KNOWN AS ALTERNATIVE NUMBER AMOUNT AMOUNT TO SMALL FOR LEGAL ANOTHER PAYMENT ANSWER APPROVE ARBITRATION ARBITRATION CONSIDERED PAID IN FULL ABBREVIATION ACL R ARR ARGT ASAP ? ASMT ASSO ATA ATTN ATTY A/F ADTR AVAIL LAR BAL BIF BK BNK BK A/C BKRT BKCY BKRT BNKRPTCY BAN BAF BN B/4 BG BLG BW BPA B/S BOS BIF BRW BF B/P BP BRO BIL BUS B/A B/AS B/PH B/R BSY BY BZ CAL CB TRANSLATION ARB-LOST THRU CONTENTIONS ARE ARRANGE ARRANGEMENT(S) AS SOON AS POSSIBLE ASKED/ASKS ASSIGNMENT ASSOCIATE OR ASSOCIATION AT ADDRESS ATTENTION ATTORNEY ATTORNEY FEE AUDITOR AVAILABLE AWAITING SUIT REQUIREMENTS FROM CLIENT BALANCE BALANCE IN FULL BANK BANK BANK ACCOUNT BANKRUPT BANKRUPTCY BANKRUPTCY BANKRUPTCY BANKRUPTCY, NO ASSETS BANKRUPTCY, WILL FILE CLAIM BEEN BEFORE BEGINNING BELLIGERENT BENCH WARRANT BEST POSSIBLE ARRANGEMENT BILL OF SALE BILL OF SALE BODILY INJURY BORROW BOYFRIEND BROKEN PROMISE BROKEN PROMISE BROTHER BROTHER-IN-LAW BUSINESS BUSINESS ADDRESS BUSINESS ASSOCIATE BUSINESS PHONE BUSINESS REPLY BUSY BUSY BUSY CALENDAR CALLBACK ABBREVIATION CLBK C/B C/D CMD CLD C/EMP CI CID C/P C&R CAN C&R CNR CNL CNP CAT C/O RPT CERT CERT/M CERTML CHNG CH13 CH7 CHG CH/O CHM CHK CK CKD CK/N CHSUP CIT C.D. CLM CLM# CLMS CL CLI CLNT CO WK CBA COCA COL COLL CIC COLL CTO COMM C/L CMRP CSC TRANSLATION CALLBACK CALL BACK OR CALLED CALL DEBTOR CALL ME BACK CALLED CALLED EMPLOYER CALLED IN CALLER ID CAN PAY CANCEL AND RETURN CANCEL OR CANCELLED CANCELLED AND RETURNED CANCELLED BY AGENCY CANNOT LOCATE CANNOT PAY CATASTROPHE CAUSE AND ORIGIN REPORT CERTIFIED CERTIFIED MAIL CERTIFIED MAIL CHANGE CHAPTER 13 CHAPTER 7 CHARGE CHARGED OFF CHATTEL MORTGAGE CHECK CHECK CHECKED CHECKED WITH NEIGHBORS CHILD SUPPORT CITATION CITY DIRECTOR CLAIM CLAIM NUMBER CLAIMS CLIENT CLIENT CLIENT CLOSE OUT WEEK CLOSED BY ATTORNEY COLLECT CALLS COLLECT OR COLLECTIONS COLLECTIONS COLLECTOR IN CHARGE COLLISION COME TO OFFICE COMMISSION(S) COMMON LAW COMPROMISE CONDITIONAL SALES CONTRACT ABBREVIATION CONT CV C/C CONV CORR C/N CORRESP CLD COSO CRT CTO CCCR C.C. CCCR CCR CT DT CRTHSE LUN CRTS COVG C.B CRB CBR CC CR CR/R CR/UN CRMNL/CVL XXD XF CDF DMG DMGD DOB D/LCH D/LP DOL DOS DAU D DB DR. D2 DB2 DB/C DCI SUS DIJ D INS ADJ NRP WEL TRANSLATION CONTINUE OR CONTINUING CONTRACT VIOLATION CONTROL CARD CONVENIENT OR CONVENIENCE CORRECT CORRECT NAME CORRESPONDENCE COULD COUNTY SHERIFF’S DEPARTMENT COURT COURT COURT COST CREDIT COURT COSTS COURT COSTS COURT COSTS RETURNED COURT DATE COURT HOUSE COURT REFUSES JUDGMENT COURTS COVERAGE CREDIT BUREAU CREDIT BUREAU CREDIT BUREAU REPORT CREDIT CARD CREDIT OR CREDITORS CREDIT RECORD CREDIT UNION CRIMINAL/CIVIL CRISS CROSS DIRECTOR CROSS FILED CURED DEFAULT THROUGH PAYMENTS DIRECTLY WITH GREEN TREE DAMAGE DAMAGED DATE OF BIRTH DATE OF LAST CHARGE DATE OF LAST PAYMENT DATE OF LOSS DATE OF SERVICE DAUGHTER DEBTOR DEBTOR DEBTOR DEBTOR 2 DEBTOR 2 DEBTOR CALLED DEBTOR CALLED IN DEBTOR HAS NO ASSETS OR INCOME DEBTOR INCARCERATED DEBTOR INSURANCE AGENT DEBTOR IS A MINOR - NO RESPONSIBLE PARTY DEBTOR IS ON WELFARE ABBREVIATION OOB DO DV D ATTY DEC DCSD DEF DEC DED DFC DEF DEF ATTY DEF DEF/I/P DLQ DOC DOI D/M/V DMV DX DIFF DIR D/C DIC DC DIR CHK D/P DROW DA DA DISC DISC DSP DSP/AC DA DIV DNC DNS DOCS DOCS D/A D/N/K/ DNKD DSNT DK DKHTR DRL DL DUI DUP EA TRANSLATION DEBTOR OUT OF BUSINESS, NO ASSETS FOR UNSECURED CREDITORS DEBTOR OWNER DEBTOR VEHICLE DEBTOR’S ATTORNEY DECEASE OR DECEASED DECEASED DECEASED. CONTRACTING ESTATE DECEASED. NO ESTATE OR BEYOND CLAIM DEDUCTIBLE DEED IN LIEU OF FORECLOSURE DEFENDANT DEFENSE ATTORNEY DEFINITE DEFINITE INSTALLMENT PAYMENTS DELINQUENT DEPARTMENT OF CORRECTIONS DEPARTMENT OF INSURANCE DEPARTMENT OF MOTOR VEHICLE’S DEPARTMENT OF MOTOR VEHICLE’S DIAGNOSIS DIFFERENT OR DIFFERENCE DIRECT DIRECT CHECK DIRECT CHECK DIRECT CHECK DIRECT CHECK DIRECT PAYMENT DIRECTIONAL RIGHT OF WAY DIRECTORY ASSISTANCE DIRECTORY LISTENING DISCLOSURE DISCONNECTED DISPUTE OR DISPUTED DISPUTED ACCOUNT DISTRICT ATTORNEY DIVORCE OR DIVORCED DO NOT COMPROMISE DO NOT SUE DOCUMENTATION DOCUMENTS DOES NOT ANSWER DOES NOT KNOW DOES NOT KNOW DEBTOR DOESN’T DON’T KNOW DON’T KNOW HOW TO REACH DRIVERS LICENSE DRIVER’S LICENSE DRIVING UNDER THE INFLUENCE DUPLICATE LISTING EACH ABBREVIATION EM EW E/B EMP EMP/I ENC EOM EOW EC ENV EST EVE E/O/M E/O/W EOW EW EX EXPT EXP EXP EXPL EOB X EXT EXT/T FTRSTAA FTY FDCPA FIL FML FL F F/D F/N FR FRDI F/U FU FTC FCC FR FORW FW FA FPF FEW FWR F/A FO/A FNT F/C TRANSLATION EACH MONTH EACH WEEK EAST BOUND EMPLOYED OR EMPLOYMENT EMPLOYMENT INJURY ENCLOSED OR ENCLOSURE END OF THE MONTH END OF THE WEEK ENDED CALL ENVELOPE ESTIMATE EVENING EVERY OTHER MONTH EVERY OTHER WEEK EVERY OTHER WEEK EVERY WEEK EXECUTION EXEMPTION(S) EXPENSE(S) EXPIRED EXPLAINED EXPLANATIONS OF BENEFITS EXTENSION EXTENSION EXTENSION OF TIME FAILURE TO REDUCE SPEED TO AVOID ACCIDENT FAILURE TO YIELD FAIR DEBT COLLECTION PRACTICES ACT FATHER-IN-LAW FEMALE FILE FILE OR FILED FINAL DEMAND FINAL NOTICE FLAT RATE FLAT RATE DEATH INDEX FOLLOW UP FOLLOW UP FOLLOWING TO CLOSELY FORECLOSURE COMPLETED FORM FORWARD FORWARD FORWARD ATTORNEY FORWARD PAID IN FULL FOWARDEE FORWARDER FORWARDING ADDRESS FORWARDING AGENT OR FORWARDING ATTORNEY FRONT FULL AND COMPLETE INFORMATION ABBREVIATION FT GARN GARN G/RPT GF GV GE GG GMA GPA GUAR HLS H/RCPT HV H H/W H&R HA HP H/P# HSE H/U HU HUSB IDOT IPA ILU ILO IMP LKT I/F I/J I/P INA INFO INFO/OP INTL I/A IA INSTL INS INS. CO INSD I/P IV INTL I/S JL JB JMT JUGMNT JUDG ORG TRANSLATION FULL TIME GARNISHEE OR GARNISHMENT GARNISHMENT GAVE REPORT GIRLFRIEND GIVE GO EASY GOING GRANDMA GRANDPA GUARANTOR HARD LUCK STORY HAS RECEIPT HAVE HE HE WROTE HIT AND RUN HOME ADDRESS HOME PHONE HOME TELEPHONE NUMBER HOUSE HUNG UP HUNG UP HUSBAND ILLINOIS DEPARTMENT OF TRANSPORTATION ILLINOIS PUBLIC AID IMPROPER LANE USAGE IMPROPER LOOKOUT IMPROPER LOOKOUT IN FULL IN JAIL IN PENITENTIARY INACTIVE INFORMATION INFORMATION OPERATOR INITIAL INSTALLMENT AGREEMENT INSTALLMENT AGREEMENT INSTALLMENT(S) INSURANCE INSURANCE COMPANY INSURED INSURED PASSENGER INSURED VEHICLE INTEREST ITEMIZED STATEMENT JAIL JOB JUDGMENT JUDGMENT JUDGMENT ORDER ABBREVIATION JGT KNW L/OFF LL LG L/CH LKA L/P L8TR LOA LFT L/BN L/C L/M LMOM LMOVM LMTC LMTCB L/N L/N & N L/N/A L/# L/T L/W LGL L/A L/A ADV LEG LPF LSF LTR LTTR LIA LPP TAG LIC LN L/BN LIQ C/O LOC LOC INFO L/D L/D OP. LDW LOU M/A NEE ML MR MRT TRANSLATION JUDGMENT KNOW LAID OFF LANDLORD OR LANDLADY LARGE LAST CHARGE LAST KNOWN ADDRESS LAST PAYMENT LATER LEAVE OF ABSENCE LEFT LEFT BLIND NUMBER LEFT CALL LEFT MESSAGE LEFT MESSAGE ON MACHINE LEFT MESSAGE ON VOICE MAIL LEFT MESSAGE TO CALL LEFT MESSAGE TO CALL BACK LEFT NAME LEFT NAME AND NUMBER LEFT NO ADDRESS LEFT NUMBER LEFT TOWN LEFT WORD LEGAL LEGAL ACTION LEGAL ACTION ADVISED OR ADVISABLE LEGAL ACTION TAKEN LEGAL PAID IN FULL LEGAL SETTLED IN FULL LETTER LETTER LIABILITY LIABILITY OR PROOF PROBLEMS - SUIT NOT RECOMMENDED LICENSE PLATE NUMBER LICENSE LINE LINE BUSY LIQUIDATE(D) LIVING WITH OR IN CARE OF LOCATED LOCATION INFORMATION LONG DISTANCE LONG DISTANCE OPERATOR LOSS DAMAGE WAIVER LOSS OF USE MADE ARRANGEMENTS MAIDEN NAME MAIL MAIL RETURN MAIL RETURN ABBREVIATION M/R MLG MK M/A MK/LO MGR MAR’D M/F MAX MPC MED PAY MOJ MDSE MSG MIN $ M/O MO MO A.M. AM MTG MO M/I/L MIL MOT 2 DIS MVD M/L NA NB NRBY N/BYP NDD NDS NEG NB NBR N/ACC’T N/ADD NCE N/E NX/D NX/MO NX/WK PM N/A N/CR/G N/FA NG NL NLE N/M TRANSLATION MAIL RETURNED MAILING MAKE MAKE ARRANGEMENTS MAKE (MAKING) LOAN MANAGER MARRIED MASTER FILE MAXIMUM MEDICAL PAYMENT COVERAGE MEDICAL PAYMENT(S) MEMORANDUM OF JUDGMENT FILED MERCHANDISE MESSAGE MINIMUM MONEY MONEY ORDER MONEY ORDER MONTH MORNING MORNING MORTGAGE MOTHER MOTHER-IN-LAW MOTHER-IN-LAW MOTION TO DISMISS MOVED MOVED, LEFT NO ADDRESS NEAR BY NEARBY NEARBY PHONE NEEDED NEEDS NEGOTIATE NEIGHBOR NEIGHBOR NEW ACCOUNT NEW ADDRESS NEW CONTRACT ESTABLISHED NEW EMPLOYMENT NEXT DOOR NEXT MONTH NEXT WEEK NIGHT TIME NO ANSWER NO CREDIT GIVEN NO FORWARDING ADDRESS NO GOOD NO LISTING NO LONGER EMPLOYED NO MONEY ABBREVIATION NP NPV N/R CND N/S N/S/P N/S/N N/S/S NP NSF N/B NA N/C N/H N/I N/I/CD N/I/XX N/I PB NIS N/L N/O/P N/S/F N/W N NOT # NO. OBJ. OFC O/ACC’T O/ADD O/EMP OCR O/V ON VAC OPN OP O/L OPP OLS ORP O/A OV O/P OOA O/O/B OOP O/O/T OOT O/O/W ON TRANSLATION NO PHONE NO PROVISION NO RECORD NO RESPONSE FROM CLIENT DISPUTED CLAIM CNR NO SERVICE NO SMALL PAYMENT NO SUCH NUMBER NO SUCH NUMBER NON-PUBLISHED NUMBER NON-SUFFICIENT FUNDS NORTH BOUND NOT AVAILABLE NOT COLLECTIBLE NOT HOME NOT IN NOT IN CITY DIRECTORY NOT IN CRISS CROSS DIRECTORY NOT IN PHONE BOOK NOT IN SERVICE NOT LISTED NOT OUR PARTY NOT SUFFICIENT FUNDS NOT WORKING NOTE NOTICE NUMBER NUMBER OBJECT, OBJECTION, OR OBJECTIVE OFFICE OLD ACCOUNT OLD ADDRESS OLD EMPLOYER OMIT CREDIT REPORTING ON VACATION ON VACATION OPEN OPERATOR OPERATOR’S LICENSE OPPOSITE OR OPPOSED ORDER TO LIFT STAY ORDER TO RELEVIN OTHER ACTION OTHER VEHICLE OUR PARTY OUT OF AREA OUT OF BUSINESS OUT OF POCKET OUT OF TOWN OUT OF TOWN OUT OF WORK OVERNIGHT ABBREVIATION O/O/H PKT PGR PD PBT P/D P/D IF PIF P/I/F PA/FI PT PAR/P PASS P/D/P PAT PPLN PMT PYMT PIF P/M P/N PA/P PPL PPLAN PAY P/RFD PR/D PSD PERM TTT PC P/I P/B PH BK PH/DH PH/NL PH PH/HO PH/J PHYS P/U PU P/O/B POE PL PD P/R P/R P/R PR POL POL # TRANSLATION OWNS OWN HOME PACKET PAGER PAID PAID BEFORE TURN-OVER PAID DIRECT PAID DIRECT IN FULL PAID IN FULL PAID OR PAYMENT IN FULL PAPERS IN FILE PART TIME PARTIAL PAYMENT PASSENGER PAST DUE PAYMENT PATIENT PAY PLAN PAYMENT PAYMENT PAYMENT IN FULL PAYMENT MEMO PAYMENT NOTICE PAYMENT PLAN PAYMENT PLAN PAYMENT PLAN PAYMENT PLAN IN EFFECT PAYMENT REFUSED PAYROLL DEDUCTION PENSIONED PERMISSION TO TALK TO PERSONAL CALL (OUTSIDE) PERSONAL INJURY PHONE BOOK PHONE BOOK PHONE DISCONNECTED PHONE NOT LISTED PHONE (D) PHONED HOME PHONED JOB PHYSICAL (PHYS. ADD) PICKED UP PICKED UP PLACE OF BUSINESS PLACE OF EMPLOYMENT PLAINTIFF POLICE DEPARTMENT POLICE REPORT POLICE REPORT POLICE REPORT POLICE REPORT POLICY POLICY NUMBER ABBREVIATION POS POSS P/C P/D/CK PDC PO PO MR P/C APP’T POA PPO PRSD P/F/A PRIN PRIO MAIL PRVT DRV P/O PO P&L PR P/I/P P/P PP/F PR/C/O PTP PROMNOTE P/P PA RPP R/E RCT REC RECD REC’D REF REF. TO PY. RPS R/T/P RSM RE REG REL RNTL R RPC RPT REPO REQ R/C/A REQ/REP REQ REQ TRANSLATION POSITIVE POSSIBLE POST CARD POST DATED CHECK POST DATED CHECK POST OFFICE POST OFFICE MAIL RETURN POSTCARD APPOINTMENT POWER OF ATTORNEY PREFERRED PROVIDER PRESSURED PREVENT FURTHER ACTION PRINCIPAL PRIORITY MAIL PRIVATE DRIVE PROBATION OFFICER PROBATION/PAROLE OFFICER PROFIT AND LOSS PROMISE(S) PROMISE(S) TO PAY PROMISED PAYMENT PROMISED PAYMENT IN FULL PROMISED TO COME TO OFFICE PROMISED TO PAY PROMISSORY NOTE PROMPT PAYMENT PROSECUTING ATTORNEY REAFFIRMED PAYMENT PLAN THROUGH BANKRUPTCY COURT REAL ESTATE RECEIPT RECEIVE(D) RECEIVED RECEIVED REFER OR REFERENCE REFUSE TO PAY REFUSES PAYMENT CHECKING ASSETS REFUSES TO PAY REFUSES TO PAY. AMOUNT TOO SMALL FOR SUIT REGARDING REGISTERED RELATIVE RENTAL RENTS REPLEVIN COMPLETED REPORT REPOSSESS OR REPOSSESSED REQUEST REQUEST CLIENT’S ADVICE REQUEST REPORT REQUEST(S) REQUESTED ABBREVIATION ROR RES RES/BZ RESP RSP RSP/PT REST REST PYMNTS R/R R/R/R RET RTD R/M REV ADD REV ROW RULE S/P SD SAL SLSM S/ADD SLN SAT/JUDG SOS S/E S/M SEP SER SET AHD FR SKP SIF SIF S/I/F SIF S/O S/W S/B SBC SBK SLB SFI SDS SGN SIG S/ADD SGL SIS S/I/L SIL SK SKP TRANSLATION RESERVATION OF RIGHTS RESIDENCE RESIDENCE IS BUSY RESPONSE RESPONSE OR RESPONSIBLE RESPONSIBLE PARTY RESTITUTION RESTITUTION PAYMENTS RETURN RECEIPT RETURN RECEIPT REQUESTED RETURN(D) RETURNED RETURNED MAIL REVERSE ADDRESS REVIEWED RIGHT OF WAY RULE TO SHOW CAUSE S/P SAID SALARY SALESMAN SAME ADDRESS SAME LAST NAME SATISFACTION OF JUDGMENT SECRETARY OF STATE SELF-EMPLOYED SEMI-MONTHLY SEPARATE(D)) SERVICES(S) SET AHEAD FOR SKIP SETTLED IN FULL SETTLED IN FULL SETTLEMENT IN FULL SETTLEMENT IN FULL SETTLEMENT OFFER SHE WROTE SHOULD BE SIF - DEBTOR HAS BAD CREDIT/NO ASSETS SIF - DEBTOR THREATENING BANKRUPTCY SIF - LIABILITY ISSUE SIF - MOST FINANCIAL INSTITUTION/RELATIVE WOULD LEND SIF - NUISANCE OFFER, DEBTOR DISPUTES CLAIM SIGN(ED) SIGNATURE SIGNED AGREEMENT SINGLE SISTER SISTER-IN-LAW SISTER-IN-LAW SKIP OR SKIPPED SKIP TRACE ABBREVIATION SKP SM S/B SSN SM1 S/A/P S/B SPAN SP/L SPNDDN SP STG STP STMT STMT/REQ STAT STAT STA STIP ST S/G SUB SU S/N/R SNR S/N SUM SUP SUSP TLK TA TA/J TT TXASS TXRET TELG T/B T/C T/D T TRES TEMP TOD TLD TMRO TF TRDS TRF T/B T/O TOE TRANSLATION SKIP TRACING FOR LOCATION SMALL SMALL BALANCE SOCIAL SECURITY NUMBER SOMEONE SOON AS POSSIBLE SOUTH BOUND SPANISH SPECIAL LETTER SPEND DOWN SPOUSE STARTING STATE POLICE DEPARTMENT STATEMENT STATEMENT REQUESTED STATUTE STATUE OF LIMITATIONS STATUTE OF LIMITATIONS HAS EXPIRED STIPULATION FOR JUDGMENT OR A PAYMENT STREET STREET GUIDE SUBJECT OR SUBSTANTIAL SUIT SUIT NOT RECOMMENDED SUIT NOT RECOMMENDED - RISK OF COUNTER SUIT NOTICE SUMMONS SUPERVISOR SUSPENDED TALK TALK OR TALKED TALKED ON JOB TALKED TO TAX ASSESSOR TAX RETURN TELEGRAM OR TELEGRAPHED TELEPHONE BOOK TELEPHONE CALL TELEPHONE DIRECTORY TELEPHONE(D) TELEPHONED RESIDENCE TEMPORARILY TODAY TOLD TOMORROW TORT FEASOR TRADES TRANSFER OR TRANSFERRED TRY TO BORROW TURN OR TURNED OVER TURNED OVER IN ERROR ABBREVIATION ULTS U/T/C U/T/L UTL U/T/P UAD UE UMBI UMPD UPD VAC VEH VEJ VIN VRFY VIC WIT VCML VM VLS WD ORD GARN WAG GARN WAG W/B WUQC WP WF WCB W/ W/O WC WIP W/C WCC WLD W/O ZIP TRANSLATION ULTIMATE SEARCH ENGINE UNABLE TO CONTACT OR UNABLE TO COLLECT UNABLE TO LOCATE UNABLE TO LOCATE UNABLE TO PAY UNAUTHORIZED DRIVER UNEMPLOYED UNINSURED MOTORIST BODILY INJURY UNINSURED MOTORIST PROPERTY DAMAGE UPDATED VACATION VEHICLE VEHICLE VEHICLE IDENTIFICATION NUMBER VERIFY VICTIM WITNESS VOICE MAIL VOICE MAIL VOLUNTARY SURRENDER WAGE DEDUCTION ORDER WAGE GARNISHMENT WAGE GARNISHMENT WAGE GARNISHMENT FILED WEST BOUND WESTERN UNION QUICK COLLECT WHITE PAGES WIFE WILL CALL BACK WITH WITHOUT WORK COMP. WORK IN PROGRESS WORKMAN’S COMPENSATION WORKMAN’S COMPENSATION CLAIM WOULD WRITE OFF ZIP CODE