Katherine Occhipinti Community Programs Manager 919-532-1792 Volume 6, Issue 3 August 2010 Community Programs Connection Community Programs Connection B U S I N E S S CAHEC N A M E BJ Aungst Community Programs Specialist 919-788-1805 How Does BJ Clean? down! That got me to thinking just how long has it been since I did the “deep cleaning?” When was the last time I cleaned the top of my bathroom vanity, the base boards, the smudges on the light switches, the list goes on and on. If you’re like me, you live in a “surface-clean” house. My kitchen counter and table is wiped clean. The living room floor might be vacuumed (if I’m expecting company). The bathroom could probably use some work but at least there are no pee spots visible! My bedroom, whew. Clothing is everywhere, but at least I don’t have to worry about old food lying around. I’m not too worried about the dust monster under my bed. I destroyed him last year! So the problem I have is this...no cleaning schedule. I have some cleaning jobs that I just never get done or simply forget to do. I could not even tell you the last time I scrubbed my electric can opener. I decided on soup last night, and let’s just say...YUCK. I was so grossed out! Needless to say I finally got around to wiping it Time slips away from us quickly, therefore, it’s extremely important to have a cleaning schedule. Once a week I usually do the standard mopping, dusting, and vacuuming. But on top of that I usually forget when and what I have done recently. So, as a solution, I have decided to make myself a cleaning schedule for the more thorough deep cleaning. Doing this once a month or so (before it gets to that gross-me-out stage). Inside this issue: Budgeting Tips & Tricks 2 Katherine’s Two Cents 3 Talking to the Press 3 with weekly basic cleaning. First off, plan for at least half a day. Monthly items that need to be completed are cleaning your ceiling fans and light fixtures. Dust around your air vents, and do an intense dusting. That’s when you go behind furniture like your washer and dryer. I am definitely going to call a friend before attempting this as I’m afraid I’ll disappear, never to be heard from again! First I decided to do some quick research, so naturally I went to GOOGLE and 439,000 hits later I realize there is a lot to this cleaning business! I can choose between daily, weekly, monthly, or seasonally. The internet is full of helpful tips and ideas! After much deliberation, I have decided to tackle a monthly cleaning schedule because I generally do well You also need to clean window treatments, and the windows. Am I the only one who thought this was a seasonal item? I (Continued on page 4) Page 2 C O M M U N I T Y P R O G R AM S C O N N E C T I O N Quick Budgeting Tips & Tricks If you have to live on a limited income, you absolutely must use a budget. Don’t know where to start? Here are some tips. To compute your weekly budget – multiply any set monthly payments by 12 and divide the result by 52. Payments that differ each month (such as power) will need to be averaged out per year. You might want to allocate a little something for yourself. This will help to keep you on track and not cheat. SUPERMARKET SHOPPING • Find the cheapest supermarket and shop there for all your food needs. • Sign up for the loyalty cards and remember coupons are cash. $1.50 invested in the Sunday paper could save you $20.00 or more in coupons. • Try to shop every other week as opposed to weekly. This will eliminate the gas money for that extra trip. NEVER go back for a forgotten item; do without it until your next trip. • Always work from a list. It should only contain items you need. • When it’s on sale stock up, of course, only if it’s an item you use on a regular basis. $1.50 invested in the Sunday paper could save you $20.00 CLOTHING SHOPPING • Always wait until an item is on sale. Check out your local second hand shops and try online auctions. • Buy separates that coordinate. You can make numerous combinations with a few well matched items. • Buy a season ahead. Buy next year’s summer clothes at the end of this summer season . • If there is something you feel you just can not do without. Cut out a picture and keep it for minimum of 3 months. If you still want it and have managed to save for it, buy it. Chances are you will find you don’t need it as much as you thought. FOOD TIPS • It’s considerably cheaper to cook at home than to eat out. Dining out consumes about half of the average family’s food expenditures. • Double recipes and freeze all remaining items. • Cook from scratch as opposed to using mixes. • Make at least one or two meatless meals a week. • Buy fruits and vegetables in season and from a farmers market. • Plan meals according to the weekly specials. POWER SAVING TIPS • Turn off lights when not in use. Change to fluorescent if possible. • Take showers instead of baths. • If you have a dishwasher, set it to cold water and only run it when full. • If you have a crock pot, use it on low setting for numerous recipes. On low a crock pot uses no more power than a 60 watt light bulb. • Don’t use saucepans that are too small for the burner on your oven. • Use shades and blinds to regulate your home’s temperature. Keep them drawn and closed to block those hot summer rays! • Turn off electronics when not in use. MONEY TIPS • Use your debit card (not your credit card for all purchases and take careful amount of what you spend. • Use your credit card ONLY when you already have the money for the item you want. Nothing puts people on low incomes into debt as easily as incorrect use of a credit card. You need to be able to pay off the debt without paying any interest. • If you find yourself using a credit card incorrectly, the only solution may be to cut up the card and throw it away. MISCELLANEOUS TIPS • Cut out long distance calls. Ask family and friends to call you. Use your cell phone. Many companies offer free nights and weekends and no long distance. • No gambling, even on lottery or bingo tickets. If you spent $5 a week that amounts to $260 a year! • Drop those pay TV services. • Look for urgent care facilities as opposed to emergency room visits. • Carefully review bills for errors. • Balance your checkbook. While you may not consider this a big deal, you are wrong. An up to date balanced checkbook will keep you in touch with exactly how much you have to spend and remind you of how much you are spending. Hopefully these tips help you to get a handle on your finances and encourage you to spend thoughtfully. (Continued on page 3) VOLUME 6, ISSUE 3 Page 3 Katherine’s Two Cents The art contest’s winning entry will be used on CAHEC’s 2010 holiday card. Announcement! CAHEC’s 2010 Art Contest is in full swing! The winning entry will be used on CAHEC’s 2010 holiday card. All residents are invited to submit their original art. PLEASE post the attached flyer and encourage all residents to participate! Please remember that residents should contact their site managers before calling CAHEC about CP questions. cludes the Site Application, a Mentor Application for each mentor WITH the background check, and a Student Application for each student. Please make sure every “t” is crossed, every “i” is dotted, and every line is signed. Last year’s trip to Great Wolf Lodge was a huge success so get everything in on time and be a part of 2011’s trip! This year we are being super strict and if you don’t have your paperwork IN, you are OUT! 2010-2011 Youth Recognition Program applications are due Wednesday, September 1. Your COMPLETE application should be to BJ by then. A complete application in- Senior Recognition Trips are underway. Folks are going all over the place and having a great time. Please be reminded that we are NOT launching a new program this fall. The 2009-2010 program year will finish up in the next few months and then we don’t get started again until May. We don’t have any changes to the HOP, but we do have a pretty big reminder. Our Guidelines specifically state that we will match what the resident contributes to closing. We’re trying to work out the best policy for determining that number in a timely fashion. In the meantime, please bear with us as we work out the kinks! As always, the RWC, TLC and CGP deadlines are one year from the site’s Fully Qualified Occupancy date. If you have any questions or need any assistance, call us! The ASP deadline is two weeks from each individual school’s drop/add date. We no longer accept anything after the deadline! -Katherine (Head Grumposaurus) 2009-2010 YRP Award Trip to Great Wolf Lodge Talking to the Press Our Community Programs have been getting a lot of great media attention lately, so we thought we’d share some of our ideas for dealing with the press. First and foremost, make sure you mention CAHEC. Now that you’ve mentioned us, you probably want to give a nod to your developer as well, and your property management company if they aren’t the same. It’s a good idea to point out that we’re all in partnership together to provide quality affordable apartments. Unless you want them to watch their eyes glaze over, I wouldn’t recommend trying to explain the tax credit system to them. In this case, simple is good. Also, make sure you mention that CAHEC is a nonprofit corporation. For some reason folks tend to react better when they realize we aren’t spending their tax dollars for our programs. Thanks for getting us so much good publicity by the great job you do! Business Name C AH E C Primary Business Address Your Address Line 2 7700 FallsLineof3 Neuse Road Your Address Suite 200Line 4 Your Address Raleigh, NC 27615 Phone: 555-555-5555 Phone: 919-420-0063 Fax: 555-555-5555 Fax: 919-420-0019 E-mail: someone@example.com www.cahec.com WEB! on the e ’r e W om hec.c @ ca CAHEC's mission is to raise and invest equity capital in qualified low-income housing tax credit projects and other tax credit products and to provide capital through a series of Community Investments that (i) empower residents, (ii) promote the development of affordable rental and ownership housing, and (iii) foster sustainability within the communities we serve. How Does BJ Clean? (continued…) A clean house creates a pleasant ambience, which, in turn, affects your mood, keeping it pleasant. only ever clean my windows in the spring and at Christmas before hanging the garland. I have heard from my mother that this was incorrect, but never really believed her! Once a month, really? Well, let me tell you, I did this and I actually have noticed a huge difference. Next on the agenda is to vacuum inside your furniture. This is a favorite of mine because I always find enough change for an ice cream cone after cleaning between the sofa cushions! Finally, you should deep clean appliances; that is easy for me since my oven looks brand new ‘cause I do NOT cook. However, if you do cook you should do this monthly to remove those baked-on drips and overflows. resulting in grouchiness and crankiness (I should know, Katherine NEVER cleans and she’s ALWAYS cranky). It’s been said that a clean house creates a pleasant ambiance, which, in turn, affects your mood, keeping it pleasant. A cluttered and untidy room, on the other hand, could get your mind cluttered and untidy, Perhaps with the advancements in modern technology, in the very near future we can all have our very own Rosie. Remember her? She was the robot maid from “The Jetsons”. But until then, we need to do it ourselves. Happy Cleaning! -BJ