Find More
Money
1.
Put Extra Cash In Your Pocket
Every Month By Doing The Math
2.
Income
Salary (after taxes/benefits)
Totals
Other Income (after taxes)
Total Monthly
Savings and Goals
Emergency Fund
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Totals
Goals
Total Savings and Goals
With just a little bit of addition and
subtraction, you can get a handle on
your finances:
3.
Expenses
Utilities (electricity, gas, etc.)
Internet/Cable/Home Phone
Home
Home Repairs/Maintenance
• Add up your “total monthly income,”
Groceries
“total savings and goals,” and “total
monthly expenses.”
Laundry/Dry Cleaning
Student Loans
• Subtract your savings and goals and
your expenses from your income.
Painless enough, right? When you’re
finished, sit back and watch your
savings grow—but it only works if you
don’t overspend. Need to adjust your
expenses? Check out the budgeting
tips and tools at saltmoney.org.
Totals
Rent/Mortgage
• Write your numbers in the “Monthly
Total” column.
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Credit Cards
Bills
Car Payment
Insurance (car, homeowner’s,etc)
Cell Phone
Student Loans
Transportation
Credit Cards
Car Payment
Insurance (car, homeowner’s, etc.)
Prescriptions
Health
Doctor Appointments
Gym Membership
Entertainment
Gifts/Special Occasions
Personal
Travel
Dining Out
Clothing
Miscellaneous
Total Monthly Expenses
Monthly
4. Total
Income
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Total Savings
And Goals
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Total Monthly
Expenses
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