Website Terms & Conditions Terms of Use for www.firststatebank.com PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. THEY GOVERN YOUR ACCESS AND USE OF THIS WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE, AS THEY MAY BE MODIFIED FROM TIME-TOTIME AND POSTED ON THIS WEBSITE. No Warranties. Although First State Bank (The Bank) attempts to provide accurate information, names, images, pictures, logos, icons, documents, and materials (collectively, the "Contents") on the Website, it makes no representation, endorsement, or warranty that such Contents are accurate or suitable for any particular purpose. THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES, (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW. AS NOTED BELOW, FIRST STATE BANK ALSO MAKES NO REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO ANY WEBSITE OPERATED BY A THIRD PARTY. Links to Websites. From time to time, the Bank may place links to other websites or resources on this site. The Bank has no control over any other website and is not responsible for the content on any site other than the Bank’s website. Users assume all responsibility when they visit other sites via the links included in the Bank’s website. Intellectual Properties. The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. Limitation of Liability. The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate, however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus, malware, or other malicious source code. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct or indirect consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage. Cookies. Our Online Banking system may use cookies to collect information for security purposes and for customization and personalization of our Online Banking system. Under no circumstances does First State Bank use cookies to store your password. We use cookies for a number of administrative purposes, such as, storing your preferences for certain kinds of information, to identify certain security features, or to authenticate you as an authorized user of your accounts. The information that is stored is small and should not noticeably affect either your systems storage capacity or its performance. Severability. In the event that any provision of these Terms and Conditions is declared invalid or void by statute or judicial decision, such action shall not invalidate the entire Terms and Condition. It is the express intention of The Bank that all other provisions not declared invalid or void shall remain in full force and effect. Waiver. No waiver by First State Bank of any right, term, or provision of these Terms and Conditions will be deemed a waiver of any other right, term, or provision of these Terms and Conditions at that time or a waiver of that or any other right, term, or provision of these Terms and Conditions at any other time. Service Contact. You may contact First State Bank by email to CustomerService@firststatebank.com (Please remember, email is an unsecured message, so do not include account numbers, social security numbers, or other sensitive information) by phone at (972)285-6311, or by mail to First State Bank, P.O. Box 850438, Mesquite, Texas 75185-0438, Attention: Customer Service with questions or problems with this Website. These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Texas, without regard to the conflict of laws thereof, and to the laws of the United States.