2014-2015 To Apply For Financial Aid in Academic Year Parents’ Financial Statement Parents’ Financial Statement Instruction Booklet Workbook and Instruction Booklet This instruction booklet walks you through completing your Parents’ Financial Statement (PFS) as part of your application for financial aid for the 2014-15 academic year. Apply online at sss.nais.org/parents. Step 1: Prepare to Apply Find out from each school its application deadlines and requirements. Then gather any materials you will need to reference as you answer the questions in the PFS. Step 2: Complete Your Online PFS From your PFS Online Dashboard, choose to begin a new PFS for the academic year for which you are applying. As you work, you can stop and save your work at any time then log in again using your email address and PFS Online password. Step 3: Pay For and Submit Your PFS Once you have completed all the fields of the PFS, on the Pay and Submit screen you will choose your method of secure payment ($41.00). Once you submit your PFS, your information is sent immediately to schools. It cannot be withdrawn from the PFS system and your money cannot be refunded. Step 4: “Manage” Any Additional Documents You Must Submit On the Manage Documents screen, you can see what additional documents you should submit to SSS as part of your application, track the receipt of documents you submitted, and upload documents from your computer. Step 5: View your Family Report After you have paid for and submitted your PFS, SSS processes your information immediately and sends your PFS and Estimated Family Contribution to all of the schools you selected. Each school makes its own financial aid decisions, but uses SSS’s estimate as a starting point. You can log back in to PFS Online and View Your Family Report to read about how SSS calculated your Estimated Family Contribution. Call (800) 344-8328 or email sss@nais.org with questions. From outside of the US or Canada dial (952) 967-9922. Copyright © 2013 National Association of Independent Schools (NAIS). School and Student Services By NAIS is a service of NAIS. All rights reserved. NAIS, the NAIS logo and SSS logo designs are registered trademarks of NAIS. Step One: Prepare to Apply Know your school deadlines Find out what is required, and by when for each school you’re applying to. Use this list to keep track of those dates. School Name SSS Code Ask the school or go to sss.nais.org/go/ssscodes Deadline to submit the PFS Deadline to submit additional required documents By Mail or Online: You have the option of submitting additional required documents to SSS by mail or by uploading them online. Once uploaded, please allow 24 hours before they become available in the school’s system. If you mail items to SSS, mail them at least 10 days before the school deadlines to leave time for mail delivery as well as SSS processing time. Gather information Types of Questions You’ll Answer in the PFS Information to have handy to answer these questions Questions about your family’s income (“what you earn and receive”) You will answer questions about income that is taxed and income that is not taxed. Questions about “taxable income” cover salaries/ wages earned by parents and children; alimony; and taxable dividends or interest income. Questions about “non-taxable” income cover child support, social security benefits, etc. • • • • W-2 and/or 1099 form(s) IRS Form(s)1040 or 1040a Social Security statements (SSA-1099 forms) A sum of the child support you actually received Questions about the value of your assets (“what you own”) Be ready to answer questions about the value of your home and what you pay. The PFS will also ask you about the vehicles you own and about investments and retirement plan accounts. • • Questions about your debts (“what you owe”) These include questions about the amount you owe on your credit cards, as well as other debt you have incurred. • • Mortgage principal balance statements for your home(s) Lease or finance statements showing the amount owed on vehicles Bank, investment, and/or mutual fund account statements Retirement Plan account statements Questions about how much you pay for educational expenses for all your children (not just the children for whom you are applying for financial aid). The PFS also asks HOW you pay for these expenses – that is from what sources (your own funds, loan, friends/family, etc.). Questions about other family expenses These will include questions about medical and dental care expenses that weren’t covered by insurance; and questions about cost of camps, lessons/tutors, and vacations. • • • • • • Credit card statements Bills/account statements showing major debt outstanding (for past educational expenses, past legal or funeral expenses, damage from natural disasters, etc.) A sum of the expenses you pay for school, college, and childcare for EACH of your children. A sum of the expenses you paid for medical/dental premiums, as well as non-reimbursed amounts A sum of expenses for camps/lessons/tutors A sum of the expenses for vacations taken by all members of the family. 2 Step Two: Complete Your PFS Technical Considerations • Your Internet Browser: The following browsers and PDF Reader versions are the minimum required to successfully view and work within Parents’ Financial Statement Online: Internet Explorer 8 Firefox 10 Opera 16Safari 5 Chrome 29 Adobe Reader 5.0 • Choose the Correct Academic Year: At some points during the year, SSS may have applications open for two academic years. Remember to choose the application for the academic year in which you are applying for financial aid. It’s important to note that refunds are not available for applications submitted for the incorrect calendar year. • How to Return to Your Application at a Later Date: You do not have to finish your PFS in one sitting. To return to it, from the SSS Website for Families (sss.nais.org/parents), enter the PFS Online then login. If you have forgotten your password, click on “Forgot My Password.” • “Save and Continue” vs. “Save and Finish Later” Buttons: At the bottom of every screen in the PFS Online, you’ll see two “save” buttons. If you press “Save and Finish Later,” you will leave the PFS Online. You should press this if you are finishing your session and wish to log out. If you have completed the page and wish to move on to the next, press “Save and Continue.” Note that if you haven’t finished answering all the questions on that page, you will be prompted to do so. If an answer doesn’t apply to you, fill in a zero. Don’t leave it blank. • The Back Button: Do NOT use the back button on your Internet browser. Instead, use the back button at the bottom of the page. Data may be lost if you use the browser back button. Help Along the Way Help Along the Way Throughout the PFS, you’ll see Help Tips on the right side of your screen. For example, if youthe need to refer particular to answer question, we’ll you which one to to refer to a Throughout PFS, you’lltoseea Help Tipstax on form the right side ofayour screen. Fortell example, if you need particularview. tax form to answer a question, we’ll tell you which one to view. Tips to Avoid Common Errors 3 Step Two: Complete Your PFS Tips to Avoid Common Errors 1. If you must go backward in the application, use the “back” button at the bottom of the screen. If you use your Internet browser “back” button at the top of your screen, you may lose information. 2. Zero counts! Enter a zero if a question does not apply to you. Do not leave the answer blank. 3. Whole numbers only. When entering numbers please use only whole numbers: no decimals or cents. Rounding to the nearest whole number is acceptable. 4. Offer explanation when requested, so a school can better understand your answer or situation. 5. Applicants vs. Dependents. Questions about “student applicants” refer to your children who are applying for financial aid using the PFS you’re completing. Questions about “other dependents” refer to the children (or adults) for whom you provide support who ARE NOT applying for financial aid. 6. Choose the right school. In the Select Subscriber School section, choose the exact school you wish to apply to, in the correct city and state. Many schools have similar names. 7. Salary vs. profit. In the Family Income section, if you are a business owner or farm owner, in the questions about “salary,” enter only the amount you draw as salary. You will provide information about profit/loss elsewhere in the PFS. 8. Rent. In the Family Assets and Debts section, if you rent your residence, enter the total rent you pay for the whole year, not the amount you pay each month. 9. Paying by waiver? Enter a fee waiver code exactly as it was provided to you by a school. It should have eight (8) characters. An incorrect code will delay processing your PFS. 10.Use the cover sheet. If you opt to mail in additional required documents to SSS, use a required documents cover sheet, which you can print from the PFS Online. This allows us to match your documents to your application. 11.Mail early. If you opt to mail in additional required documents to SSS, do so at least 10 days before the school deadlines to allow for mail delivery and SSS processing time. 4 Step Two: Complete Your PFS FAQ What is School and Student Services (SSS By NAIS)? SSS is a financial aid services provider. SSS is owned by the National Association of Independent Schools (NAIS), a nonprofit membership association. Many private schools use SSS to help them assess a family’s ability to pay school costs. SSS helps schools make objective and fair financial aid decisions. The philosophy behind the SSS process is that parents are primarily responsible to finance their child’s education to the extent they are able. What is the Parents’ Financial Statement (PFS)? The PFS is the cornerstone of your financial aid application. When you submit your PFS, you are granting SSS permission to analyze your financial information. We analyze your income, expenses, assets, and debts. Then we estimate the amount you can contribute to school expenses. We send that estimate to the schools you indicate. Schools use that estimate as a starting point to determine financial aid awards. Each school makes its own financial aid decisions, taking into consideration its budget and financial aid policies. Is my information safe? Yes. The process we use at SSS to protect your information meets the most rigorous standards. Schools are also encouraged to keep information private and to allow access to as few people as possible. How long does it take SSS to send my results to schools? It may take up to 24 hours for schools to receive your online PFS. If you apply online, schools get your results in 24 hours. How much does it cost to submit a PFS? The price to submit a Parents’ Financial Statement (PFS) online for Academic Year 2014-15 is $41.00. Can I change the information after I submit the PFS? Yes. You can submit changes via the PFS Online at sss.nais.org/parents. There is no fee to make a change. Can I add a school after I submit the PFS? Yes. There is no fee to add a school. Can I withdraw my PFS after I submit it? No. Once you have submitted and paid for your PFS, it cannot be withdrawn from the SSS system and your fee cannot be refunded. If you no longer wish to apply for financial aid, contact your school(s). Are there any other forms I must complete? Many schools require that you submit information in addition to the PFS, such as tax forms. Check with the school(s) to which you are applying to see what is required, where you should send it, and by what date. How can I submit tax forms if I haven’t completed them yet? Schools realize that tax forms are not available until January or later and usually set their requirements accordingly. Be aware of each school’s specific requirements. For example, a school may ask you to submit a 2012 tax document and then later to submit a 2013 tax return. Or a school may set a later deadline for the submission of the 2013 tax return. How do I know if SSS has received my mailed-in documents? You can go to the PFS Online at sss.nais.org/parents to track whether your documents have been received. Please allow 10 days for your documents to be received and processed. What if I am not the parent of the student applicant? If you are financially responsible for the student, complete the PFS (fill in the section for Parent A) and include a description of your relationship to the child. 5 Step Two: Complete Your PFS What if I am divorced? SSS considers divorced parents living apart to be separate households, and as such, each parent should complete a separate PFS. Check with each school to confirm what it requires. What if I have more than one child? Using the PFS Online, you can enter application information for all your children who are applying for financial aid using a single application. You do not need to complete a separate PFS Online for each child. What if I do not know the exact amount in response to a question? Enter your best estimate. Enter a zero (0) if no other amount applies. Do NOT leave items blank. Do NOT enter symbols, such as >, <, ~, or N/A, or words such as “none,” or “unknown.” If you estimate, for any question, that your 2014 amounts will differ by $5,000 or more from amounts for 2013, please be sure to itemize. If I applied last year, do I have to fill out another PFS? Yes, you should file a new PFS for every year that you apply for financial aid. You will be able to transfer information from the previous year’s application to speed up the process. Where can I get help? Call (800) 344-8328 or email sss@nais.org with questions. From outside of the US or Canada dial (952) 967-9922. Call the school directly if your question involves their requirements or awards. Where do I include parents’ educational loans? Report these as part of your answer to Question 17, “Debts.” Specify in the Notes section for this question how much of the debt you’re including in your answer is specifically for parents’ educational loans. What is Consumer Debt and how is it used in the calculation? In Question 18, you are asked to report your credit card debt. Given the variety of types of spending that credit cards can be used for, SSS does not factor this into the calculation of your family contribution. However, schools may use this information in different ways. Enter your total outstanding balances then and use the Notes section to specify the main types of purchases that these cards were used for. What should I include as “Unusual Expenses”? In Question 24, you are asked to total your “unusual expenses.” Below the question, click the link to see a list of the types of expenses that should and should not be included. In the Notes section for this question, write an explanation so that a school can make the decision about whether to consider these expenses. How do I complete the income section without my tax forms being available yet? Schools realize that most tax forms are not available until late January, and usually set their requirements accordingly. Be aware of each school’s requirements. Some may ask you to submit a 2012 tax document and then to submit your 2013 return later. Using your best estimates on the PFS is acceptable if your 2013 tax information is not yet finalized. How do I compress files that are too large to upload? Some scanners create very large PDF files that may be difficult to upload. Fortunately, there are a number of free software tools available to compress these into smaller files. Just Google “compress PDF” for a variety of options. And as always, you can bypass uploading altogether by simply printing a cover sheet and mailing your documentation. Just make sure your materials are sent 10 days prior to the application deadline. 6 Step Two: Complete Your PFS Use this question-by-question guide below to complete the PFS fully and accurately. While all fields on the PFS are required, the items marked below with an asterisk (*) are particularly critical. We cannot begin to process your application if you do not fill in these questions. Note: References to tax form line numbers below may vary slightly from the actual line numbers on 2013 tax forms. Household Information 1 Parent/Guardian A and B: Fill in the contact information exactly as you do on tax and other official forms. If your name has a suffix, put it at the end of your “Last Name,” separated by one blank space. Include an email address, so we can send you a confirmation that we have received your PFS. If either parent has more than one job, please identify. 2 Other Parent: Complete Question 2 only if the student applicant(s) has another living biological or legal (adoptive) parent that you did not include in Question 1. Any noncustodial parent or parent with joint custody in separate households should be listed here, but he/she must also complete a separate PFS. Be sure your answers to the remainder of the questions in the PFS only pertain to the parents/guardians in your household. Applicant Information 3 Names of Student Applicant(s): In this section, enter information only about students who are applying for financial aid at SSS subscriber schools. Do not include your other dependent children who are not applying for aid. 4 Applicant Lives With: Check all boxes that apply to the current family situation. If neither of the adults listed in Section A is the student’s parent or legal guardian, check “Other” and explain in the text box. 5 School Selection: For each applicant, fill in this section completely so we may send your report to the correct schools. Enter the SSS code(s) and complete name(s) and state(s) of the schools and organizations to which we should send copies of your family’s report. Find SSS codes listed on page 8 in this booklet. If a school/organization is not listed, contact the school/organization or find an updated list at sss.nais.org/go/ssscodes. Family Income Note: Schools may also ask you to submit tax schedules and other forms as part of your application. 6A 2013 Tax Return: It is preferred, but not a requirement, that you have completed your 2013 tax return in order to complete this PFS. If you have not yet completed it, check “No” and use your best estimate to answer questions. 6B Income Tax Filing Status: If Parent/Guardian A and B have different tax filing statuses, enter in 6B the answer based on Parent/Guardian A. Then indicate Parent/Guardian B’s tax filing status. Refer to lines 1 -5 on your IRS 1040 or 1040A. 6CExemptions: If Parent/Guardian A and B file tax forms separately, enter the total amounts claimed/reported on both tax returns. Refer to line 6D on your IRS form 1040 or 1040A. 6D Itemized Deductions: If you filed a Schedule A along with your tax return, your Schedule A, line 29 will show your “total itemized deductions.” If you did not file a Schedule A, enter 0. If Parent/Guardian A and B file taxes separately and both filed a Schedule A, enter the total from both forms. 6E Federal Tax Paid: If you filed a Form 1040, find this amount on line 60, “Total Tax.” If you filed a Form 1040A, it is on line 28, “Tax.” If you filed a Form 1040EZ, it is on line 11, “Tax.” (Do NOT enter the amount you were refunded or the amount you underpaid. Do NOT enter the amount labeled “federal income tax withheld,” because the amount that is withheld is not always what you actually need to pay.) 7A-7B Taxable Salaries and Wages: Enter taxable wages and salaries including tips, drawing accounts from self-employment, and other employee compensation before payroll deductions. Look at your W2 given to you by your employer. In Box 1, you will find your Total Salaries or Wages. If you have more than one W2, add the amounts and enter the total.(If you own a business or farm, do NOT include profit/loss from the business; only include any salary you pay yourself. You will enter business profit/loss in Question 7I.) 7 Step Two: Complete Your PFS 7C Taxable Dividend and/or Interest Income: This response cannot be a negative number. If you enter any figure here, you must then enter amounts in future questions related to your checking, savings, and/or investment accounts. Do not report the net value of taxable and nontaxable investments here. That will be reported in Section D: Family Assets. Refer to total of lines 8a, 8b, and 9a on your IRS 1040 or 1040A. 7DAlimony: Your Form 1040, line 11 shows the alimony payments you received. Enter that amount here. (Do NOT enter child support here; you will enter that in the “Total Nontaxable Income” section.) 7E Other Taxable Income: Enter the total of all taxable income you received that you have not reported elsewhere in this PFS. In your total, include income you received from pensions, annuities, rental properties, royalties, estates or trusts, household expenses paid in lieu of alimony, unemployment compensation benefits, capital gains, and taxable social security benefits. These amounts are all listed in the Income section of your Form 1040 or 1040A. Also include income taxable distributions from your Individual Retirement Account (IRA) received in 2013. If you report any amount other than zero, please provide an explanation in the text box. 7F Untaxed Portions of Payments to an IRA: If you made payments into an Individual Retirement Account (IRA) or a Roth IRA, line 32 of your 1040 or line 17 of your 1040A will show the total untaxed portion of your salary or wages paid into them. If you made no payments into an IRA or Roth IRA, enter zero (0). 7G Keogh Payments and SEP Deductions: If you made payments into a Keogh, Simplified Employee Payment (SEP), SIMPLE, and/or other qualified plans, line 28 of your 1040 will show the total amount of the payments. If you made no payments into this type of plan, enter zero (0). 7H Other IRS-Allowable Adjustments: Your Form 1040, line 36, will show your total adjustments to taxable income. Take this number and subtract what you reported in Questions 7F and 7G. Enter the difference in 7H. If you took no such adjustments, enter zero (0). If you enter in a figure greater than zero (0), itemize the types of adjustments. 7I Net Profit or Loss from Business and/or Farm:If you own more than one business, report the total of business profits and losses from all businesses and itemize them. Refer to your IRS form 1040, line 12. 7J-7K Owner and Type of Business/Farm: Indicate the owner and type of the business or farm you own. 7L Percentage of Ownership: Enter the owner’s stake in the business or farm. 7M Business/Farm Assets: Enter the total value of the business assets as of the date you complete the PFS. Do not include any of your personal assets. 7N Business/Farm Debts: Enter the total amount of the business debts or liabilities as of the date you complete the PFS. Do not include any of your personal debts. 7O Total depreciation claimed on business and/or rental property assets: Enter the total amount of depreciation claimed for tax purposes on all business assets, rental real estate, etc. Refer to IRS schedules C, line 13, Schedule E, line 20 and/or Schedule F, line 16. 7P Self-Employment Tax Paid: Enter the total amount of self-employment taxes you paid in 2013.Refer to IRS 1040, line 56. 8A Child Support: Enter the total amount of child support you received for all your children (the student applicants plus other dependent children.) Include the amount you actually received, not the amount agreed upon. This is not reported on your federal or state tax returns. 8B Social Security Benefits: Enter the total amount of all social security benefits received by all members of your household, not just by parents/guardians. 8C Other Nontaxable Income: Enter the amount you received in 2013 from each of the sources indicated in the questions in 8C and estimate what you expect to receive next year. Enter a zero (0) if you did not receive any income.Do not leave any line blank. 8 Step Two: Complete Your PFS 9A-9B Student Applicant Earnings: In the columns Applicant A, B, and C, enter the amount of money each student applicant earned in 2013 and expects to earn in 2014. Only enter earnings for your children who are applying for financial aid form (not for your other dependent children). Complete this question even if the applicant worked but did not file a tax return. In 9B, indicate whether each applicant has filed/will file taxes for 2013. 9C Student Applicant Assets: In the columns labeled Applicant A, B, and C, enter the total value (as of the date you complete the PFS) of the assets of each student applicant. What to include in this total Net value of the student’s savings Itemize in text box. Net value of student’s IRAs, stocks, bonds, inheritances, trust funds, and real estate. Cash value of annuities and education insurance policies What not to include in this total Life insurance policies, stamp or coin collections, or value of personal property Section 529 plans or Education IRAs held on behalf of the students (Enter those amounts as parent/guardian assets in Question 15) Family Assets & Debts 10A-10E Real Estate: Your answer to “Unpaid principal on 1st mortgage” should not include interest payments or property taxes. Your answer for “Annual mortgage payments” should include property taxes, interest payments, insurance payments, and condo/ association fees. If the value and/or mortgage is divided among other individuals, enter only your portion(s). If the home is part of business property, enter only the market value and unpaid mortgage principal of the residence. If present market value is less than unpaid mortgage principal, explain. 10F-10I Second Mortgage/Home Equity Line of Credit: If you have a second mortgage or equity loan, describe its purpose. In 10H and 10I, provide information about the principal and payments. 10J-10O All Other Real Estate: If you own real estate or property other than your primary home or a business or farm, report the total value, total purchase price, and mortgage information of all properties you own. List all the addresses in the text box. Your answer for “annual mortgage payments” should include property taxes, interest, and insurance. (Do not include interest payments or property taxes in mortgage principal.) If the value and/or mortgage is divided among other individuals, enter only your portion. If the home is part of a business property, enter only the market value and unpaid mortgage principal. If the property is income-producing, include the net profit or loss in your total for Question 7E “Other Taxable Income.” 11Rent: If you pay rent for the home you currently live in, enter the total rent that you pay for the whole year. (Do not enter your monthly rent.) 12-13Vehicles: For Question 12, include cars, trucks, and SUVs that your family uses for its primary transportation. For question 13, include boats or personal watercrafts, campers, RVs, airplanes, or motorcycles. Include vehicles you purchased for your children. If you own or have possession of any vehicle that is paid for by someone else, explain. If you do not make payments on the car, enter zero (0) in the lease and debt questions and explain. 14 Bank Accounts: Enter total value of parents’ checking and savings (interest bearing and non-interest bearing) accounts, including money market accounts, as of the date you complete the PFS. Enter value of student’s accounts separately in question 9C, “Student Assets.” If you enter a figure greater than zero (0) in Question 14, you must enter a response in item 7C (“Taxable Dividends or Interest Income”) or provide an explanation. 15Investments: Enter total net value of investments (market value minus debt) as of the date you complete the PFS. If you enter a figure greater than zero (0) in Question 15, you must enter a response in at least one of the following Questions: 7C (“Taxable Dividends or Interest Income”), 7E (“Other Taxable Income”), 8C (“Nontaxable Income”), or you must provide an explanation. 9 Step Two: Complete Your PFS What to include in this total Itemize in text box. stocks, bonds, mutual funds, other securities, certificates of deposits, savings plans for college including 529 and Coverdell savings plans, trust funds, and total cash value of whole life policy What not to include in this total pensions, retirement plans, IRAs, or Keoghs 16-16Aetirement Plans: In 16A, enter the total amount set aside in retirement-specific plan accounts, such as 401Ks, 403Bs, IRAs, Keoghs, pensions, etc. (Do not include savings, investments, CDs, etc., that are not held in vehicles specifically designed as retirement plan accounts – you should include all such non-retirement assets in Question 15.) 17-17ADebts: Enter the outstanding balances on amounts borrowed for situations such as those listed below. In 17A, enter the amount of that debt you plan to pay in the year 2014. What to include in this total past educational debts of parents Itemize in text box. encumbrances against home or other real estate (10A-10O) any debt covered in other questions mortgages living expenses if business failure, prolonged illness, unemployment, etc., have depleted assets business, farm, car, or consumer debt (purchases charged to credit cards) past business debts and legal fees schooling expenses for children past medical/dental expenses uninsured natural disasters or past funeral expenses What not to include in this total debts for routine home repairs travel expenses debts for investments (item 15) 18 Consumer Debt: Enter the total outstanding balances on all credit cards that you hold (including department stores, gas station credit cards, etc.). Do not include items you already reported elsewhere to avoid double-counting the same debt. For example, if you used a credit card to pay for attorney’s fees, and you included that amount in your total for question 17, do not include that same amount in your total for Question 18. Additional Family Information 19 Children You Support: Enter the total number of children for whom you will be providing support in 2014, both those student applicants applying for aid AND other dependent children. If you are providing support for dependents living with you who are not your children, please explain. 19A Number of Children at Tuition-Charging Institutions: Of the children you entered in question 19, indicate how many of them will be attending tuition-charging institutions such as childcare centers, schools, or colleges. Do not include children who are cared for by a nanny, family members, or other types of daycare that are not provided by an institution, business, or agency. Note: In Question 21, you will be able to indicate for each of your children any expenses provided by a nanny or family member or other non-institutional child care provider. 20 What You Can Pay: Estimate the amount of money you can pay toward tuition and other educational expenses for Applicants A, B, and C. Then total that amount. Do not leave this section blank. Please be realistic about the amount you can contribute, keeping in mind that the primary responsibility for paying for your child’s education lies with you. It is helpful for financial aid officers to have an amount that the family realistically feels it can pay for tuition. 21 Educational Expenses and Sources of Payment: Enter the educational and childcare costs for ALL your children, and then indicate how you paid from all sources for those expenses in 2013-14. Then estimate the same for 2014-15. (If you are unsure about which school your child will attend in 2014-15 and how much it will cost, enter your best estimate based on your preferred school.) The total of your contribution for 2014-15 should be equal to what you entered for Question 10 Step Two: Complete Your PFS 20. Please be realistic about the amount you can contribute, keeping in mind that the primary responsibility for paying for your child’s education lies with you. 22 Total Nonreimbursed Medical and Dental Expenses: Enter total amount you paid in 2013 and expect to pay in 2014 for uninsured medical and dental expenses. Do not include amounts covered by insurance or the cost of insurance premiums or medical plans. Itemize amounts by each type of medical expense such as doctors’ bills, medicine, and hospital bills. 23 Total Paid for Medical/Dental Insurance: Enter total amount paid out-of-pocket for medical/dental insurance premiums and plans. Do not include the amount of premiums paid by your or your spouse’s employer(s). 24 Unusual Expenses: Enter total amount paid for unanticipated, non-typical or emergency expenses in 2013. The school financial aid administrator may ask you to verify these expenses. Explain. What to include in this total What not to include in this total nursing home/assisted-living care anything covered in other questions (mortgages, consumer purchases, retirement plans, debts) current legal fees closing costs for home purchases or refinancing sewer, street, and water assessments (installation only) unreimbursed tuition for parents uninsured natural disasters child support paid in excess of $5,000 special costs for a child with physical, developmental, or other diagnosed challenges funeral expenses Union dues car payments charity or church contributions childcare and school/college expenses expenses for commuting household help payments payments for routine home repairs payments on insurance premiums payments for condo/association fees 25 Cost of Club Dues: Include yearly (not monthly) costs of social clubs, health, or athletic clubs, etc. to which parents and/ or children belong that cost more than $250. Specify the type of club(s). 26 Cost of Camps and Lessons in 2013: Include the total costs you paid for camps or lessons for your children. This might include academic, sports, music, summer day or overnight camps; or tutors, test preparation, or academic enrichment programs. Itemize these expenses. 27 Cost of Vacations in 2013: Include total costs of individual and family vacations taken in 2013. 11 Step Three: Pay for and Submit Your PFS Step 3: Pay for & Submit Your PFS Once you complete all sections of the PFS, you will have access to the Pay and Submit Once you complete sections of the you will the this Pay fee and isSubmit section. The feeisto submit section. Theallfee to submit a PFS, PFS online is have U.S. access $39.00toand nonrefundable. This a PFS online is U.S. $41.00 and this fee is nonrefundable. This is a flat fee, whether you are applying a flat fee, whether you are applying for aid for one child or several children, and whetherfor aid for one childyour or several children, and whether children are applying toYour one school or the several schools. Your PFS children are applying to oneyour school or several schools. PFS and application and the results application not be processed andschools sent tountil schools we full receive full payment. will results not be will processed and sent to we until receive payment. Payment Options Payment Options In the Pay and Submit section, you may make your secure payment using the following methods: In the Pay and Submit section, you may make your secure payment using the following methods: • • • • • Credit or debit card. A charge will appear on your credit card as “SSS PFS Online.” Credit or• debit card.debit A charge appear on your credit card as “SSS PFS Online.” Direct fromwill your checking or savings account Direct debit from your checking or savings account method for international families. • PayPal account. This is the preferred • Application Waiver Code for provided to youfamilies. by a school. Be sure to enter the PayPal account. This is theFee preferred method international 8character code exactly as it was provided to you. Application Fee Waiver Code provided to you by a school. Be sure to enter the 8-character code exactly as it was provided to you. Once you haveyou successfully submittedsubmitted and paid for your PFS, receive email confirmation Once have successfully and paid for you yourwill PFS, you will receive email from SSS. Your information will be immediately to schools.will Once submitted, your PFS cannot be withdrawn and confirmation from SSS. available Your information be immediately available to schools. Once your feesubmitted, cannot be refunded. your PFS cannot be withdrawn and your fee cannot be refunded. Parents’ Financial Statement Online Workbook http://sss.nais.org/parents Page 9 12 Step Four: Manage Documents Step 4: Manage Documents Many schools require that families submit documents in addition to the PFS. After your PFS has been processed, on the “Manage Documents” screen of the PFS Online, you can see which documents have been received andschools processed by SSS which are still outstanding. Fromtothat page,your you PFS can has upload Many require that and families submit documents in addition the same PFS. After beenyour processed, on the “Manage Documents” screen of the PFS Online, you can see which documents haveOnce documents online. After you submit and pay for your PFS, it will take up to 24 hours for it to process. been received and processed by SSS and which are still outstanding. From that same page, you can it has been processed, you will be able to access the Manage Documents page. If your PFS has not yet been upload your documents online. After you submit and pay for your PFS, it will take up to 24 hours for it processed, you will receive a popup window message when you click on the purple “Manage Documents” page in to process. Once it has been processed, you will be able to access the Manage Documents page. If the PFS Online. your PFS has not yet been processed, you will receive a popup window message when you click on the purple "Manage Documents" page in the PFS Online. Uploading Documents Uploading Documents Following the step-by-step instructions on the Manage Documents screen, you will: Following the step-by-step instructions on the Manage Documents screen, you will: 1. Save each document that you intend to upload as a separate file. 1. Save each document that you intend to upload as a separate file. Each file may be up to 5.0MB in size. The files may be in any of the following formats: Adobe Acrobat PDF file may be up to 5.0MB in size. The files may be in any of the following formats: Adobe files; .jpg, Each .gif, or .tiff image files; or Microsoft Word or Excel files. Acrobat PDF files; .jpg, .gif, or .tiff image files; or Microsoft Word or Excel files. On theDocuments Manage Documents screen, click on “Browse.” 2. On the2.Manage screen, click on “Browse.” A menu willthat appear thatyour shows your computer’s the document to upload. A menu will appear shows computer’s folders.folders. Locate Locate the document to upload. 3. Click on “Upload Documents.” 3. Click on “Upload Documents.” Once you have uploaded a document, it may not appear immediately in the "Received Once you Documents" have uploaded a document, it may not appear immediately in the “Received Documents” list list on the Manage Documents page. It could take up to 24 hours for it to have on the Manage Documents page. It could take up to 24 hours for it to have been processed and appear as been processed and appear as “Received.” “Received.” Mailing Documents Mailing Documents If you’re unable to upload your documents, don’t worry – you also have the option of mailing them. If you’re unable to upload your documents, don’t worry – you also have the option of mailing them. With With that said, if you choose to mail documents to SSS, you will need a cover sheet, which you can that said, if you choose to mail documents to SSS, you will need a cover sheet, which you can print from the print from the PFS Online. Mail your documents at least 10 days before the school deadlines to allow PFS Online. Mailasyour at least days school deadlines tomail allow for delivery as well as for delivery welldocuments as processing time.10 You can before find thethe regular and overnight addresses on the processing time.ofYou find the regular and overnight mail addresses on the last page of this workbook. last page thiscan workbook. Parents’ Financial Statement Online Workbook http://sss.nais.org/parents Page 10 13 To Apply For Financial Aid in Academic Year 2014–2015 Required Documents Cover Sheet If the school(s) to which you are applying has instructed you to send additional documents to SSS, please this cover sheet so we can match your documents to your PFS. Important tips to help us ensure safe and fast processing of your documents: 1. Enclose this Required Documents Cover Sheet. 2. Do not send original documents, just photocopies. 3. Please black out any bank account numbers and Social Security Numbers on your documents unless you are submitting IRS Form 4506 where an SSN is required. 4. If your document is smaller than a full-size sheet of paper (e.g., some W2s), copy it onto a full size sheet of paper or tape it to a full size sheet of paper. 5. Write your telephone number and Parent A’s name in the top margin of each document. Mail to: School and Student Services PO Box 449 Randolph, MA 02368-0449 USA For overnight mail, use: School and Student Services, 437 Turnpike Street, Canton, MA 02021 USA Mail at least 10 DAYS before your school deadline! Enter your 2014-15 PFS Identification Number (example: L000XXXXXX): If you submitted your PFS previously, and you already received an email confirmation with a PFS ID number, enter that PFS ID number here. Parent/Guardian B Parent/Guardian A Your Household Information Complete this section fully so we may match your documents to your application. Enter name exactly as it appears on tax/official forms. Last Name First Name Address Suite/Apt. No. City State/ Province Country Date of Birth mmddyy Email Phone Zip/Postal Code Last Name First Name Address Suite/Apt. No. City State/ Province Country Date of Birth mmddyy Email Phone Your Enclosed Documents Zip/Postal Code Indicate which documents you are enclosing. Note: A State Tax form is different from a W2 form. Be sure you are enclosing the exact form a school has asked you to send, and mark off the correct box below. Parents’ Financial Statement 2012 2013 1040, 1040A or 1040EZ 2012 2013 W2 Form 2012 2013 State Income Tax Form 2012 2013 Schedule C 2012 2013 1099 Form 2012 School/Organization Supplemental Form for 2013 4506 Form ______________________________________________________ (include full school name or SSS code number) Other Form ______________________________________________________ Call (800) 344-8328 or email sss@nais.org with questions. From outside of the US or Canada dial (952) 967-9922. 14 Step Five: View Your Family Report Step 5: View Your Family Report Immediately after you pay for and submit your PFS, we share your information with the schools you indicated. Each school uses the SSS “Estimate of Family Contribution” as a starting point in determining your financial aid award. Immediately after you pay for and submit your PFS, we share your information with the schools you indicated. Each school makes its own financial aid decisions, based on its budget and policies. Each school uses the SSS “Estimate of Family Contribution” as a starting point in determining your financial aid award. Each school makes its own financial aid decisions, based on its budget and policies. From your Dashboard, click on “View Family Report” to read an explanation of how SSS calculated the amount From your Dashboard, click on “View Family Report” to read an explanation of how SSS calculated the amount your family cancontribute contribute to educational expenses, how use that your family can to educational expenses, and howand schools willschools use that will calculation as acalculation starting pointas fora starting point for making aid decisions. a sample Report below. making financial financial aid decisions. See aSee sample Family Family Report below. 1.1. SSS SSSDetermines Determines “Discretionary Income.” To calculate your “Discretionary Income.” To calculate your “Discretionary Income,” SSS takes your “Discretionary Income,” SSS takes your Income (the money you Income (the money you earn/receive) and subtracts earn/receive) and subtracts Nondiscretionary Expenses such as Nondiscretionary Expenses such as taxes and Net emergencies. also considers aItsmall of your taxes andItemergencies. alsoportion considers a small portion of your Worth (your Assets minus your Debts) as potentially Net Worth (your Assets minus your Debts) as potentially available available for meeting your living expenses. SSS automatically subtracts allowance for basic living for meeting your an living expenses. SSS automatically subtracts an expenses, based on your household size and the remainder allowance for basic living expenses, based on your household size is considered your Discretionary Income. and the remainder is considered your Discretionary Income. 2. SSS recommends to schools your "Estimated Family the portion of your Discretionary Income 2.Contribution," SSS recommends to schools your “Estimated Family that is available to pay for education for all your children Contribution,” the schools. portionIfof your Discretionary Income that enrolled in tuition-charging more than one of your is applying schools, the children enrolled in is children available to pay to fortuition-charging education for all your basic expectation is that you can split your parent tuition-charging schools. If more thanFamily one of your children is contribution evenly among them. Your Estimated Contribution an expectation that some applyingalso to includes tuition-charging schools, theportion basic expectation is that of savings in the student’s name will also be included with you can split your parent contribution evenly among them. Your what the parents can contribute from their own resources. Estimated Family Contribution also includes an expectation that 3. The SSS analysis is often a starting point for a some portion of savings in the student’s name will also be included school’s decision-making process, not the end of it. with thepolicies parents contribute from Based on what their own andcan practice, it’s likely that their own resources. schools will adjust SSS’s suggested contribution. A few that analysis might result a school making an 3.examples The SSS is inoften a starting point for a school’s decisionadjustment to SSS’s calculation: making process, not the end of it. Based - A philosophy about a minimum amount that parents on their own policies should able to pay educational expenses. andbepractice, it’sforlikely that schools will adjust SSS’s suggested - A school policy may require that in order to be eligible for A few examples thataremight result in a school making aid,contribution. both parents earn income (unless they caretakers or are an disabled). adjustment to SSS’s calculation: - A school may not be able to afford the financial aid you qualify for, and ask you to pay more than the SSS •calculation. A philosophy about a minimum amount that parents should be tomay payreview for educational expenses. - A able school your home equity and/or other and debts differently SSS.that in order to be eligible for aid, •assets A school policy may than require - A school might adjust the SSS calculation to consider cost bothfactors parents earncity income (unless they are caretakers or are of living in your or town. disabled). Schools review full to PFS and may youraid information. Reviewing your including • A4.school may not your be able afford the verify financial you qualify for, and askentire youPFS, to pay more than the SSS your explanations, helps school better understand your family’s financial picture. Most schools also compare calculation. the information you entered on your PFS with official documents, such as tax forms. • A school may review your home equity and/or other assets and debts differently than SSS. Each school muchcalculation financial aid can/will award your family. • A5.school mightdecides adjust how the SSS toitconsider cost oftoliving factorsIninmaking your its citydecision or town. 4. about how much of your financial need it can meet, each school considers how much money it has available in its financial aid budget; how much it costs to attend its school (tuition, fees, books, etc.); and the school’s Schools review fullschools PFS differ and may verify your information. Reviewing your entire enrollment goals. your Because in policy and budget, you may receive very different offers from PFS, including your schools. Read about sample scenarios. If you have how a picture. school’s award made, also compare the explanations, helpssome school better understand yourquestions family’sabout financial Mostwas schools please contact the school's financial aid department. information you entered on your PFS with official documents, such as tax forms. 5. Each school decides how much financial aid it can/will award to your family. In making its decision about how much of your financial need it can meet, each school considers how much money it has available in its financial Parents’ Financialhow Statement Workbook http://sss.nais.org/parents Page 11enrollment goals. aid budget; muchOnline it costs to attend its school (tuition, fees, books, etc.); and the school’s Because schools differ in policy and budget, you may receive very different offers from schools. If you have questions about how a school’s award was made, please contact the school’s financial aid department. 15 SSS School Codes In the PFS, you will indicate the schools to which we should send your information. List the full school name, state abbreviation, and the SSS school code. Find all SSS codes below. The list is valid as of August 15, 2013. If you do not see a school listed, contact the school or find an updated list at sss.nais.org/go/ssscodes. Alabama 1220 1416 1519 164947 4937 3876 1884 1575 4015 4084 906551 5158 2183 4621 5992 6510 6699 2303 7452 900036 7793 7807 1306 Alaska 3259 1005 The Altamont School Athens Bible School Bayside Academy Evangel Christian Academy Greengate School Highlands School Hilltop Montessori School Holy Cross Episcopal School Houston Academy Indian Springs School Macon-East Montgomery Academy The Montgomery Academy Prattville Christian Academy Providence Christian School Randolph School Saint James School - Montgomery Saint Luke’s Episcopal School Shades Mountain Christian School Springwood School St. Paul’s Episcopal School Tuscaloosa Academy UMS-Wright Preparatory School Westbrook Christian School Juneau Montessori School Pacific Northern Academy Arizona 1208 4412 160379 171234 3521 4871 148554 5032 5578 5770 7144 6481 2831 151373 4464 7930 All Saints’ Episcopal Day School Atonement Lutheran School The Caepe School Camelback Desert School - Scottsdale Green Fields Country Day School International School of Arizona International School of Tucson New Way Learning Academy The Orme School of Arizona Phoenix Country Day Satori School St. Gregory College Preparatory School Tesseract School Trinity Lutheran School Tucson Hebrew Academy Verde Valley School Arkansas 4133 1637 906977 5936 7556 148241 The Anthony School Episcopal Collegiate School The New School Pulaski Academy Subiaco Academy Walnut Farm Montessori California 1157 1098 1358 3775 1201 165529 1414 1063 2180 3720 4521 1520 4998 902023 2486 161011 1598 2904 3695 1696 1710 4800 900212 1789 4288 1639 1947 2178 4260 2029 4345 1393 1315 2105 5043 2152 2170 2212 Abraham Joshua Heschel Day School Active Reading Clinic The Archer School for Girls Archway School Army and Navy Academy Aseltine School The Athenian School Aurora School Barnhart School The Bay School of San Francisco Bayhill High School Beacon Day School Bel Air Presbyterian Preschool Bentley School Berkeley Hall School - Los Angeles Berkeley Rose School - Berkley The Berkeley School Berkwood Hedge School Besant Hill School The Bishop’s School Black Pine Circle School Blessed Sacrament Parish School Brandeis Hillel Day School - Marin Campus Brandeis Hillel Day School-San Francisco Campus The Branson School Bridges Academy The Buckley School Calvary Christian School Camp Amgen Campbell Hall Canyon Heights Academy Carden Arbor View School The Carey School Carlthorp School Cascade Canyon School Castilleja School Cate School Cathedral School for Boys 2248 2255 2304 1045 2389 176059 2387 2460 4979 2485 172809 2636 2660 2545 1440 2676 2684 2681 1482 2888 4882 2914 2954 4308 147592 4271 7140 2274 3172 3190 154173 3265 3274 5059 1641 160188 5081 3407 1429 3450 157586 5146 3355 3664 3706 3711 3736 3790 3868 3883 4629 4717 1332 4056 4069 2516 1853 4294 2902 3041 163997 4375 4422 4444 4438 174583 4630 1231 3451 1907 3920 3494 4852 4858 4861 4860 1362 5378 4875 4918 4917 4963 4966 4972 5022 171243 161727 171244 161729 171246 154292 Chadwick School Chandler School Charles Armstrong School Children’s Day School The Children’s School - La Jolla The Children’s School - Mountain View Child’s Primary School Clairbourn School Coastal Community Preschoool The College Preparatory School Concord Prep High School The Country School Crane Country Day School Crestmont School Crestview Preparatory School Crossroads School The Crowden School Crystal Springs Uplands School Curtis School Drew School Dunham Academy Dunn School Ecole Bilingue De Berkeley The EPGY Online High School At Stanford University The Episcopal School of Los Angeles Escuela Bilingüe Internacional The Family School The First School Flintridge Preparatory School Foothill Country Day School Fountain Day School Francis Parker School French American International School French American School of Silicon Valley Georgiana Bruce Kirby Preparatory School German International School of Silicon Valley Gideon Hausner Jewish Day School The Gillispie School The Girls’ Middle School The Gooden School Granada Islamic School Grand Lake Montessori School Greenwood School The Hamlin School Harbor Day School The Harker School Harvard-Westlake School Head-Royce School High Point Academy Hillbrook School Hillcrest Academy Holden High School Hollywood Schoolhouse Idyllwild Arts Academy Independent School Alliance for Minority Affairs Jewish Community High School of the Bay Julia Morgan School For Girls Katherine Delmar Burke School Katherine Michiels School Kehillah Jewish High School The Kelter Center Keys School Kittredge School La Jolla Country Day School Laguna Blanca School The Laureate School Lick-Wilmerding High School Live Oak School Living Wisdom School Lycee Francais La Perouse Lycee International De Los Angeles Making Waves Education Program Marin Academy - San Rafael Marin Country Day School - Corte Madera Marin Horizon School Marin Montessori School Marin Primary & Middle School The Marin School Marlborough School Marymount High School Marymount of Santa Barbara Maybeck High School Mayfield Junior School Mayfield Senior School Menlo School Merryhill School-Brookside Merryhill School-Calvine Merryhill School-Davis Merryhill School-Millcreek Merryhill School-Milpitas Merryhill School-Park City 171242 171245 171241 5074 3003 1501 4751 148989 3300 2529 4873 1867 5251 179163 4812 156621 176253 2198 4454 5473 5483 5505 5512 4868 4219 5379 3890 5609 1962 3914 5658 5669 5687 3397 161456 1436 5782 5836 5893 5898 7370 5184 5934 4482 2978 6020 4439 166110 6032 4281 6039 6042 6137 7023 2120 161677 6278 2217 3763 3853 6729 6868 7047 1698 7084 7099 3061 7100 7108 7109 157259 904267 4844 2301 2590 Merryhill School-Pocket Merryhill School-San Jose Merryhill School-Sierra Gardens Midland School Mills College Childrens School The Mirman School Montclair Community Play Center Monterey Bay Academy Montessori De Terra Linda Montessori Family School Montessori in Redlands Mount Madonna School Mount Tamalpais School Mt. Erie Christian Academy Mulberry School MUSE School My Own Montessori School New Horizon School New Vista School The Nueva School Oak Grove School Oakland Hebrew Day School Oakwood School Old Orchard School One World Montessori Orinda Academy Orion Academy Our Savior’s Lutheran Schooll The Oxbow School Pacific Boychoir Academy Park Century School Park Day School Pasadena Waldorf School Peninsula School Peregrine School The Phillips Brooks School Pilgrim School Polytechnic School The Prentice School Presidio Hill School Prospect Sierra School Providence High School PS #1 Pluralistic School The Quarry Lane School - Dublin Campus Raskob Day School Redwood Day School The Renaissance School Renaissance School For Arts And Sciences The Rhoades School Ring Mountain Day School Rio Hondo Prep Rio Lindo Adventist Academy Rolling Hills Preparatory School Sacramento Country Day School Sage Hill School Saint Aidan’s School Saint Andrew’s Episcopal School Saint Lukes Preschool Saint Mark’s Episcopal School - Upland Saint Mark’s School - Altadena Saint Mark’s School - San Rafael Saint Paul The Apostle The Saklan School San Diego French-American School San Domenico School San Francisco Day School San Francisco Friends School The San Francisco School San Francisco University High School San Francisco Waldorf School Sand Hill School Santa Barbara Middle School Santa Fe Montessori School Santa Lucia School Schools of the Sacred Heart- Convent & Stuart Hall 2131 Sea Crest School 1918 Sequoyah School 2111 Seven Arrows Elementary School 7276 The Seven Hills School 4745 Shu Ren International School 4093 Sierra Canyon School 153327 Silverlake Independent Jewish Community Center 2714 SMART 7422 South Peninsula Hebrew Day School 4673 Spring Hill Montessori School 160988 Squaw Valley Academy 6372 St. Catherine’s Military Academy 6715 St. Margaret’s Episcopal School 6836 St. Matthew’s Episcopal Day School 6838 St. Matthew’s Parish School 6905 St. Paul’s Episcopal School 3671 Stanbridge Academy 4240 7473 6082 3377 4040 173109 3309 7627 174908 902327 7648 7708 7790 150973 7861 155850 1243 7938 1457 7949 135669 8057 8080 8108 8158 8103 8167 8210 8269 4739 8302 157833 902016 8379 168912 8386 Step One School Stephen S Wise Temple Schools (Milken) Stevenson School-Pebble Beach Campus & Carmel Campus Sugar Bowl Academy Sunrise Montessori School Sweetwater Spectrum Tarbut V’Torah Community Day School Tehiyah Day School Temple Emanu-El Preschool Temple Israel Of Hollywood Day School The Thacher School Town School for Boys Turning Point School UCI Child Development Center The Urban School of San Francisco Urban Schoolhouse Valley Montessori School Viewpoint School Village School Villanova Preparatory School Walden Center and School The Waverly School The Webb Schools Westerly School - Long Beach Westridge School - Pasadena Westside Neighborhood School Westwood United Methodist Church Preschool The Willows Community School Windward School Woodland School Woodside Priory School Woodward U Woolman Semester School Yavneh Day School Yew Chung International School of Silicon Valley York School Colorado 1183 4727 1403 2218 176139 160710 2500 2506 2512 3574 4278 3244 3490 907013 2096 4167 4324 4670 2168 8188 4340 5167 4256 5174 5634 169380 172496 152866 164499 6311 4901 7455 1944 5028 Alexander Dawson School Aspen Academy Aspen Country Day School Boulder Country Day School Catalyst High School Childrens Garden Montessori School Colorado Academy Colorado Rocky Mountain School The Colorado Springs School Denver Montclair International School Evergreen Country Day School Fountain Valley School of Colorado Graland Country Day School Havern School High Mountain Institute Jarrow Montessori School Kent Denver School The Logan School for Creative Learning The Lowell Whiteman Primary School The Lowell Whiteman School Mackintosh Academy Montessori School of Evergreen Montessori School Of Washington Park Montview Community Preschool and Kindergarden Paddington Station Preschool The Peak School Ricks Center for Gifted Children September High School Ski & Snowboard Club Vail St. Anne’s Episcopal School, Inc. St. Mary’s Academy Stanley British Primary School Telluride Mountain School Temple Grandin School Connecticut 1450 1627 1912 2050 6718 2362 2392 149866 1808 1830 2566 2632 901972 2942 906733 3076 3100 Avon Old Farms School Bi-Cultural Day School Brunswick School Canterbury School Chase Collegiate School Cheshire Academy Choate Rosemary Hall Chorus Angelicus Cold Spring School Connecticut Friends School Convent of the Sacred Heart The Country School Covenant Preparatory School Eagle Hill School Easton Country Day School The Ethel Walker School Fairfield Country Day School 16 4353 3191 3220 3900 3556 3568 3580 173091 The Farmington Valley Academy Montessori The Foote School The Forman School Fraser Woods Montessori School Greens Farms Academy Greenwich Academy Greenwich Country Day School Greenwich Education Group’s School Foundation, Inc. 3628 The Gunnery 3658 Hamden Hall Country Day School 4707 Hartford Youth Scholars Foundation 3963 Holy Cross High School 900021 Hopkins School 4012 The Hotchkiss School 1937 Housatonic Valley Waldorf School 5091 Hunter Montessori School 4054 Hyde School-Woodstock 4066 The Independent Day School 4078 Indian Mountain School 4336 Kent School - CT 4408 King Low Heywood Thomas 4414 Kingswood Oxford School 4666 The Long Ridge School 4672 Loomis Chaffee School 4834 Marianapolis Preparatory School 4888 The Marvelwood School 4996 The Mead School 5122 Miss Porter’s School 5145 Montessori Discovery School 2633 The Montessori School 5176 Mooreland Hill School 4224 Mountain Laurel Sudbury School 5302 New Canaan Country School 157044 The Nutmeg Conservatory for the Arts 900029 Oxford Academy 5708 Pear Tree Point School 3209 Pierrepont School 5800 Pine Point School 5842 Pomfret School 5952 Putnam Indian Field School 3773 REACH Prep 6016 The Rectory School 6028 Renbrook School 3065 Ridgefield Academy 6194 Rumsey Hall School 7060 Salisbury School 1550 Solomon Schechter Day School - Greater Hartford 7420 South Kent School 6697 St. Luke’s School 6984 St. Thomas More School 1733 The Stanwich School 7558 Sutfield Academy 7600 The Taft School 7603 Talcott Mountain Academy 7852 The Unquowa School 2983 Washington Montessori School 3056 Waterside School 8050 Watkinson School 8134 Westminster School 8152 Westover School 8182 Whitby School 8222 The Williams School 8314 Wooster School Delaware 1177 1366 158916 2153 2694 1107 4102 5635 5784 7054 7096 6280 6418 6825 7624 7690 7864 8236 Albert Einstein Academy Archmere Academy Christ Church Episcopal Preschool Hodson Services LLC Immaculate Heart of Mary School The Jefferson School Layton Preparatory School Padua Academy The Pilot School, Inc. Salesianum School Sanford School St. Andrew’s School St. Elizabeth High School St. Mary Magdalen The Tatnall School Tower Hill School Ursuline Academy Wilmington Friends School District of Columbia 1148 1522 The Aidan Montessori School Beauvoir, The National Cathedral Elementary School 1714 Black Student Fund 2075 Capitol Hill Day School 2045 CCBC Children’s Center 2407 Christian Family Montessori School 147996 The Community Preschool of the Palisades 2956 Edmund Burke School 900761 Emerson Preparatory School 1530 The Field School 3382 Georgetown Visitation Preparatory School 3445 Gonzaga College High School 163313 Harbor at Station Place 4759 Higher Achievement Program 2960 Just Us Kids 4411 The Kingsbury Center 4099 Little Folks School 4700 4822 5272 5273 1322 2356 2126 5063 Lowell School Maret School National Cathedral School National Child Research Center National Presbyterian School The River School Saint Johns Episcopal Preschool The School for Ethics and Global Leadership 900229 School For Friends 7342 Sheridan School 7366 Sidwell Friends School 2041 Smithsonian Early Enrichment Center 6256 St. Albans School 6316 St. Anselm’s Abbey School 5067 St. Columba’s Nursery School 6856 St. Patrick’s Episcopal Day School 3966 Takoma Childrens School 8037 Washington International School Florida 5102 1411 1035 1065 1100 163598 1523 1583 1600 1746 1750 1787 5003 2053 2135 2743 2414 2567 172992 2550 1034 2672 3037 3552 4143 4460 3180 1226 4879 4289 3482 3477 1643 3616 5076 3176 2628 4156 161815 1192 3425 1003 174311 5612 158738 161733 2106 4653 5793 5794 6848 6077 6286 6412 1472 6911 7110 7225 7357 150249 7434 6265 2288 6544 6566 6728 6731 7567 1909 7612 3458 7728 142961 4554 7815 4982 The Able Academy Academy at the Lakes The Academy At Ocean Reef The Academy of the Holy Names Admiral Farragut Academy Allison Academy Beaches Episcopal School The Benjamin School Berkeley Preparatory School Boca Raton Christian School The Bolles School Bradenton Christian School Brandon Academy Private School Canterbury School-Fort Myers Carrollwood Day School Center for Education Christian Home & Bible School Community Christian School Community Leadership Academy Community School of Naples Creative Learning Academy Crestwell School Episcopal School of Jacksonville First Academy-Leesburg First United Methodist School & Child Care Center Fisher Island Day School Florida Air Academy Genesis Preparatory School Good Shepherd Day School - Punta Gorda Good Shepherd Episcopal School Grace Episcopal Day School Grace School Grandview Preparatory School Gulf Stream School Hale Academy Holy Nativity Episcopal School Independent Day School Jacksonville Country Day School Lawton Chiles Preparatory School Maclay School Montverde Academy Morningside Academy New Horizon Academy The Out-of-Door Academy Oxbridge Academy of the Palm Beaches Paladin Academy Palm Harbor Montessori Academy Peniel Baptist Academy Pine Crest Preparatory School - Boca Raton Campus Pine Crest School The Pine School Robert F. Munroe Day School Saint Andrew’s School Saint Edward’s School Saint Paul Lutheran School Saint Philip’s Episcopal School San Jose Episcopal Day School Seacrest Country Day School Shorecrest Preparatory School Solid Rock Community School Spanish River Christian School St. Andrew’s Episcopal Academy St. James Episcopal School St. Johns Country Day School St. John’s Episcopal Parish Day School St. Mark’s Episcopal Day School St. Mark’s Episcopal School Summit Christian School Sweetwater Episcopal Academy Tampa Preparatory School Temple Beth Sholom Trinity Christian Academy Trinity Christian Academy - Jacksonville Tuskawilla Montessori Academy Unity School The Weiss School Georgia 1080 2177 1418 4938 Arbor Montessori School Atlanta Girls’ School Atlanta International School Atlanta Montessori International School 1410 Atlanta Speech School 4607 The Bedford School 1585 Ben Franklin Academy Brenau Academy 1813 1885 Brookstone School 1113 Brookwood School 169628 Carrington Academy 139564 Casa Dei Bambini Montessori School 155182 Change Your Brain Foundation 3224 The Children’s School 180142 The Community School 2419 Christian Heritage School 2132 Cliff Valley School 168024 Cornerstone Christian Academy 3446 Covenant Academy 175949 Cross of Life Christian Montessori School 167185 Crossroads Christian School 2734 Darlington School 904841 Deerfield-Windsor School 160210 Duluth Montessori School 904843 Eagle’s Landing Christian Academy 3018 Episcopal Day School-GA 3699 Excel Christian Academy 1188 First Montessori School of Atlanta 1938 Frederica Academy 3284 Friends School of Atlanta 3346 The Galloway School 3363 Gatewood Schools 3573 Harbour Oaks Montessori School 901845 Heritage Preparatory School 3838 The Heritage School 3854 High Meadows School 4208 The Hirsch Academy 3970 Holy Innocents’ Episcopal School 1352 Holy Spirit Preparatory School 4020 The Howard School 3913 King’s Ridge Christian School 169997 Kipp South Fulton Academy 4437 LaGrange Academy 4484 Lakeview Academy 904164 Landmark Christian School 3207 The Lionheart School 4696 The Lovett School 4870 Marist School 177266 The Meliora School for Early Learning 145057 Montessori In Town 4957 Montessori School At Emory 3048 Montessori School Of Rome 3387 Mount Vernon Presbyterian School 2446 Mt. Bethel Christian Academy Pace Academy 5626 5638 The Paideia School 5772 Piedmont Academy 5795 Pinecrest Academy 5974 Rabun Gap-Nacoochee School 4743 Redeemer Episcopal Academy 6060 Riverside Military Academy 2925 Saint Francis Day School 1509 Savannah Christian Prep School 7150 Savannah Country Day School 904361 The Schenck School 2875 Seigakuin Atlanta International School 2879 St. Martin’s Episcopal School 1413 Stratford Academy 138072 Swift School 7605 Tallulah Falls School 3013 Tattnall Square Academy 904884 Tiftarea Academy 7771 Trinity School 1777 Valwood School 175609 Village Montessori School 3770 The Waldorf School of Atlanta 8008 The Walker School 1495 Wesleyan School 3561 Westminster Christian Academy 8140 The Westminster Schools 8136 Westminster Schools of Augusta 5255 Whitefield Academy 2324 Windsor Academy 155772 Woodlee’s Christian Academy Guam 6553 Hawaii 1290 1408 2240 2403 904946 176998 4988 3645 3682 4821 3766 904973 173686 3976 1245 155627 3751 4144 3467 904978 Saint John’s School Angels At Play Preschool and Kindergarten Assets School Central Union Preschool & Kindergarten Christian Academy Christian Liberty School Global Technology High School Good Shepherd Preschool & Kindergarten Haleakala Waldorf School Hanahau’oli School Hanalani Schools Hawaii Preparatory Academy Ho’ala School Hoaloha Kai Montessori School Holy Nativity School Hongwanji Mission School Huakailani School Hualalai Academy Iolani School Island Pacific Academy Kahili Adventist School 2930 4911 4515 4576 4730 4913 904992 1439 5152 906526 5159 5151 8392 904997 5608 3464 5662 2076 6274 7222 6733 7925 2293 Idaho 165712 4112 2547 1050 176268 148209 5822 1130 146378 157793 3530 Illinois 1289 156240 1444 1460 171236 2378 2409 3503 1271 3193 2327 1203 2962 3969 4249 4450 4456 4876 5398 4638 2317 2663 6181 1090 177314 162761 3501 8284 Kamehameha Schools Financial Aid and Scholarship Programs Kona Adventist Christian School La Pietra - Hawaii School for Girls Le Jardin Academy Lutheran High School of Hawaii Maryknoll School Mauna Loa School Mid-Pacific Institute Montessori Community School Montessori Education Center of Hawaii Montessori Hale O Keiki Montessori School of Maui Natural Bridges Navy Hale Keiki School Our Redeemer Lutheran School Pacific Buddhist Academy Parker School Punahou School Saint Andrew’s Priory School Seabury Hall St. Mark Lutheran School Variety School of Hawaii Waimea Country School Alzar School The Childrens School Of Boise The Community School Foothills School of Arts and Sciences The Learning Academy of Teton Valley, Inc. The Mountain School Pioneer Montessori School Riverstone International School The Sage School Summit Academy Teton Valley Community School The Ancona School Aurora Central Catholic High School The Avery Coonley School Baker Demonstration School Chesterbrook Academy Chicago City Day School Christian Heritage Academy The Cove School Crystal Lake Montessori School Da Vinci Academy Daniel Murphy Scholarship Fund Daystar School Elgin Academy Everest Academy of Lemont Judah Christian School Lake Forest Academy Lake Forest Country Day School Marmion Academy The North Shore Country Day School Northern Kane Educational Corp. 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Trinity Lutheran School Trinity School At Greenlawn University High School of Indiana Cono Christian School Montessori School Of Iowa City Rivermont Collegiate Kansas 1591 2739 4055 7682 7724 8200 1931 Berean Academy Horizon Academy Hyman Brand Hebrew Academy Topeka Collegiate School Trinity Academy Wichita Collegiate School Wichita Montessori School Kentucky 1067 4618 900026 4488 7162 Capital Day School The Lexington School Louisville Collegiate School Northern Kentucky Montessori Center, Inc. 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Brooke Charter School Eliott Pearson Children’s School Epiphany School Falmouth Academy Fay School Fayerweather Street School The Fenn School The Fessenden School Frances Jacobson Early Childhood Center Friends Academy Gann Academy German International School Boston, Inc. 3432 3466 3598 3908 5149 4767 4193 4553 3218 4500 4552 1477 1071 4612 4615 4119 4762 4985 2108 3702 3117 5068 5098 5120 2381 4147 3107 2693 5267 5314 5332 Glen Urquhart School The Governor’s Academy Groton School Hillside School INLY School Inn Street Montessori School Jewish Community Day School, Inc John Winthrop School for Young Children Kingsley Montessori School Landmark School Lawrence Academy Learning Project Elementary School Lesley Ellis School Lexington Christian Academy Lexington Montessori School Linden Hill School The MacDuffe School The Meadowbrook School of Weston Meeting House Montessori School Meridian Academy MetroWest Jewish Day School Middlesex School Milton Academy Miss Hall’s School Montessori School Of Northampton Mount Hope Christian School Nantucket Lighthouse School Nantucket New School Nashoba Brooks School of Concord Newman School Newton Country Day School of the Sacred Heart 5368 Noble and Greenough School 3803 North Shore Nursery School 5392 Northfield Mount Hermon School 5434 Notre Dame Academy 3115 Oak Meadow Montessori School 3824 Odyssey Day School 1397 Old Colony Montessori School 5674 The Park School 4441 Park Street School 5758 Phillips Academy 5771 The Phoenix School 5776 The Pike School 5792 The Pine Cobble School Inc. 5818 Pingree School 4801 Pioneer Valley Montessori School 6007 Rashi School 2967 The Riverbend School 6058 The Rivers School 3184 Riverview School 6178 The Roxbury Latin School 3609 Roxbury Preparatory Charter School 6212 The Sage School 3841 Sandwich Montessori School 7216 School Year Abroad 7306 Shady Hill School 7354 Shore Country Day School 7382 Smith College Campus School 4021 Spruce Street Nursery School 6730 St. Mark’s School 6934 St. Sebastian’s School 3676 St. Stephen’s Armenian Elementary School 0752 The Steppingstone Foundation 7504 Stoneleigh-Burnham School 7594 Tabor Academy 7630 Tenacre Country Day School 7654 Thayer Academy 4010 The Tobin School 7686 Touchstone Community School 7696 Tower School 157165 The Tremont School 146928 Trivium School 3776 Waldorf High School Of Massachusetts Bay 8005 Waldorf School - Lexington 1518 Waldorf School Of Cape Cod 8014 Walnut Hill School for the Arts 8030 Waring School 8206 Wilbraham & Monson Academy 8230 The Williston Northampton School 8242 The Winchendon School 8266 The Winsor School 8312 Woodward School for Girls 8320 Worcester Academy Michigan 1293 2232 2656 2825 2990 1232 4562 3538 1404 4166 4276 4970 4145 4570 5160 905739 5407 905091 1262 Ann Arbor Christian School Cedar Crest Academy Cranbrook Schools Detroit Waldorf School Emerson School Everest Academy French School of Detroit Greenhills School Hebrew Day School Of Ann Arbor Japhet School Kalamazoo Country Day School Kazoo School Lakes Area Montessori Center The Leelanau School The Montessori School New Morning School Northville Christian School Notre Dame Preparatory School/Marist Okemos Montessori Radmoor School 4619 6130 6830 1375 7828 3983 The Pathfinder School The Roeper School St. Mary’s Preparatory School Summers-Knoll School University Liggett School The Yes Foundation Minnesota 170708 Adult Training and Habilitation Center 5111 Amos and Celia Heilicher Minneapolis Jewish Day School 1620 Bethany Academy 1726 The Blake School 1804 Breck School 173665 Cathedral High School and Middle School 4121 Children’s Workshop Montessori 2596 Convent of the Visitation School 164574 Erik’s Ranch 148542 Footprints Academy 3327 Friends School of Minnesota 2988 Lake Country School 1296 Marshall School 5112 Minnehaha Academy 2838 Minnesota Waldorf School 5208 Mounds Park Academy 2722 Oak Hill Montessori School 7324 Shattuck-St. Mary’s School 178857 Spirit of the Lake Community School 3615 St. Croix Montessori 6862 St. Paul Academy and Summit School 4316 Sunny Hollow Montessori 7765 Trinity School At River Ridge Mississippi 1849 3534 2363 4158 4157 2027 3602 3393 6268 The Baddour Center Brookhaven Academy Coast Episcopal School Jackson Academy Jackson Preparatory School Lamar School Pillow Academy Presbyterian Christian Schools St. Andrew’s Episcopal School Missouri 1498 4559 2237 2432 The Barstow School Central Christian School Central Institute for the Deaf Churchill Center & School for Learning Disabilities 1561 Columbia Independent School 2548 Community School 154894 Discovery Garden Montessori School 4575 The Fulton School At St. Albans 1659 H.F. Epstein Hebrew Academy 2480 Heritage Classical Christian Academy 4216 John Burroughs School 149068 La Petite Ecole 1553 Louis and Sarah Block Yeshiva High School 5908 The Principia 2735 Providence Classical Christian Academy 6133 Rohan Woods School 6149 Rossman School 6624 Saint Joseph Institute for the Deaf 2272 Saul Mirowitz Jewish Community Day School 7665 Thomas Jefferson Independent Day School 7666 Thomas Jefferson School 1093 Visitation Academy 1009 Westminster Christian Academy 8197 Whitfield School 8240 The Wilson School Montana 4109 146518 3957 1768 3099 4990 2395 Bozeman Summit School Grace Montessori Academy Great Beginnings Montessori School Headwaters Academy Missoula International School Next Step Prep--The Academy for Musical Theatre Sussex School Nebraska 1900 Brownell-Talbot School Nevada 150061 Abundant Life Christian Academy 1199 The Dr. Miriam and Sheldon G. Adelson Educational Campus 4349 The Henderson International School 3142 Lake Tahoe School 176319 Legacy Christian School 4993 The Meadows School 161731 Merryhill School-Durango 171247 Merryhill School-Summerlin 2549 Mountain View Montessori School 4532 Solomon Schechter Day School of Las Vegas 171249 Southern Highlands Preparatory New Hampshire 166255 1828 2080 152943 2800 The Beech Hill School Brewster Academy Cardigan Mountain School Cardigan Mountain School Summer Session The Derryfield School 18 2890 4572 3878 3946 162913 3581 4390 5308 4231 5764 5914 7125 2782 6886 7678 171613 3067 8194 3929 Dublin School Heronfield Academy High Mowing School Holderness School Hollis Montessori School Immaculate Heart of Mary School Kimball Union Academy New Hampton School Oliverian School Phillips Exeter Academy Proctor Academy Sant Bani School Shaker Road School St. Paul’s School Tilton School The Walden School The Well School The White Mountain School Woodland Community School New Jersey 3024 142989 1214 1221 4874 3894 1581 1592 901875 1720 2406 2650 2788 6808 2885 2932 2977 144899 4258 3798 4042 4330 4714 4564 4265 176345 171248 5182 5200 5236 5259 5310 5296 5016 Academy of Our Lady The Albrook School All Saints Episcopal Day School The American Boychoir School An-Noor Academy Apple Montessori Schools Benedictine Academy Bergen Catholic High School Bilingual Buds Blair Academy Christian Brothers Academy The Craig School Delbarton School Doane Academy Don Bosco Preparatory High School Dwight-Englewood School The Ellison School French American School of Princeton Friends of Montessori Foundation Hebrew Academy Of Morris County The Hun School of Princeton Kent Place School Lacordaire Academy The Lawrenceville School Madison Montessori School Miftaahul Uloom Academy Montessori Country Day Moorestown Friends School Morristown-Beard School Mount Saint Mary Academy Mustard Seed School New Jersey Seeds Newark Academy The Newgrange Educational Outreach Center 4385 Noor Ul Iman 905389 Oak Hill Academy 2195 Orchard Friends School 5716 Peddie School 2801 Pennington Montessori School 2201 Princeton Academy of the Sacred Heart 5905 Princeton Friends School 5944 Purnell School 6000 Ranney School 2305 The Red Oaks School 6202 Rutgers Preparatory School 7265 Seton Hall Preparatory School 6373 St. Catharine School 6912 St. Philip’s Academy 7534 Stuart Country Day School of the Sacred Heart 7954 Villa Victoria Academy 7958 Villa Walsh Academy 7963 The Village School 4389 Vincent S Mastro Montessori Academy 4089 Westfield Friends School 4019 Westmont Montessori School 8204 Wight Foundation Inc 8239 The Wilson School 900952 The Winston School 8271 The Winston School 4548 Yeshiva At the Jersey Shore 165542 Young World Day School New Mexico 1180 1757 2812 4368 3036 158646 Albuquerque Academy Bosque School Desert Academy Desert Montessori School Escuela Del Sol Montessori La Puerta School for the Arts, Sciences and Agriculture 2759 Little Earth School 4810 Manzano Day School 5020 Menaul School 6038 Rio Grande School 7079 Sandia Preparatory School 1793 Santa Fe Girls School 7138 Santa Fe Preparatory School 7139 Santa Fe Waldorf School 150351 Secondary Learning Center 4421 Sikh Dharma Education International 1120 Solomon Schechter School-Albuquerque 7882 United World College-USA New York 1024 167787 1032 1162 156061 161288 4974 A Better Chance, Inc. A. Fantis Parochial School The Abraham Joshua Heschel School The Albany Academies All Souls School Avenues:The World School Barrow Street Nursery School At Greenwich House 171282 Beginnings Nursery School 174245 Bilingual Buds 1630 The Birch Wathen Lenox School 1684 Bishop Loughlin Memorial High School 1741 Blue Rock School 4837 Blue School 1780 Boys Club Of New York 1795 The Brearley School 1834 The Brick Church School 157945 Broadway Presbyterian Church Nursery School 3924 Brooklyn Free Space 1874 Brooklyn Friends School 4339 The Brooklyn Waldorf School 156169 The Brownstone School 1942 Buckley Country Day School 1984 The Caedmon School 1996 The Calhoun School 2290 The Chapin School 1163 Chelsea Day School 3240 Chemung Valley Montessori 2449 City and Country School 2473 Cobblestone School 2488 Collegiate School 2518 Columbia Grammar and Preparatory School 901882 The Co-Op School 2605 Corlears School 2716 The Dalton School 2740 Darrow School 162907 The Day School At Christ And Saint Stephen’s 1845 De La Salle Academy 2847 Diller-Quaile School Of Music 2878 The Doane Stuart School 3977 Dominican Academy 2584 The Downtown Little School 2926 Dutchess Day School 903878 The Dwight School 2946 Early Steps Incorporated 2950 East Woods School 145161 Ecole Internationale de New York 2980 Elmwood Franklin School 2998 Emma Willard School 3029 The Episcopal School in the City of New York 3167 First Presbyterian Church Nursery School 3286 Friends Academy 3334 Friends Seminary 4391 Gateway Academy 1111 Genesee Country Christian School 4428 George Jackson Academy 1674 German School New York 1815 The Gow School 3834 Grace Church School 3015 Grace Day School 3562 The Green Vale School 3640 Hackley School 1759 Hannah Senesh Community Day School 3705 Harbor Country Day School 3712 The Harley School 3742 The Harvey School 149101 Hawk Meadow Montessori School 3850 The Hewitt School 145096 High Meadow School 5560 Holy Child Academy 3994 Hoosac School 4006 Horace Mann School 4255 The IDEAL School Of Manhattan 4757 International School of Brooklyn 4704 Ithaca Waldorf School 2438 The Kew-Forest School 4382 The Kildonan School 5106 La Scuola D’Italia Guglielmo Marconi 176388 The Lang School 4527 Lasalle Institute 900046 Lawrence Woodmere Academy 4242 Leman Manhattan Preparatory School 4664 Little Red School House and Elisabeth Irwin High School (LREI) 5007 Long Island Hebrew Academy 4723 Loyola School 152062 The Mandell School 4804 Manlius Pebble Hill School 4555 Maple Street School 4813 Maplebrook School 1154 Mary McDowell Friends School 4942 Marymount School of New York 4948 The Masters School 5092 Millbrook School 3980 Montclare Children’s School 5001 Montessori School of Manhattan 4609 Mountain Laurel Waldorf School 905259 Nardin Academy 5275 National Sports Academy at Lake Placid 5362 The Nightingale-Bamford School 5377 5386 5416 5518 5563 2534 5610 5632 903930 5663 155385 1783 1031 2203 3809 5878 5895 4285 6033 2386 6052 6080 6128 145738 6208 6312 6321 6388 8403 1656 164479 2398 159013 7198 146316 7444 138117 6358 6436 7458 1940 7510 900040 1730 900106 158642 7714 2746 7722 7768 7750 7798 4003 4581 7878 4697 1081 8039 1337 8101 2526 142877 8268 2047 167936 2461 163848 1977 The Norman Howard School North Country School Northwood School Oakwood Friends School Oliver Scholar Program Open House Nursery School Our Saviors Lutheran School The Packer Collegiate Institute The Parents League of New York, Inc Park Ave Christian Church Day School Park Avenue Methodist Day School The Park School (Buffalo) Philosophy Day School Plymouth Church School Portledge School Poughkeepsie Day School Prep for Prep Randolph School Resurrection Episcopal Day Sch Rivendell School - Brooklyn Riverdale Country School Robert Louis Stevenson School Rodeph Sholom School Roosevelt Island Day Nursery Rye Country Day School Saint Ann’s School Saint Anthonys High School Saint David’s School Saint Ignatius Loyola School Saint John Villa Academy Saint Mary’s Community Preschool Saint Thomas Choir School The Saul and Carole Zabar Nursery School at the JCC in Manhattan School of the Holy Child Sinai Academy The Spence School The Speyer Legacy School St. Bernard’s School St. Francis Prep School Staten Island Academy Stephen Gaynor School The Stony Brook School The Storm King School Susan Odell Taylor School TEAK Fellowship Third Street Music School The Town School Trevor Day School Triform Enterprises, Ltd Trinity School Trinity-Pawling School Tuxedo Park School Twin Parks Montessori School United Nations International School Ursuline School Vincent Smith School The Waldorf School of Garden City Washington Market School West Side Montessori School Westbury Friends School The Williamsburg Neighborhood Nursery School Williamsburg Northside School Windward School Winston Preparatory School Woodside Pre School Yeshiva University High School York Avenue Preschool York Preparatory School North Carolina 2798 5018 1370 1373 1396 1745 4529 2044 1981 2123 179384 2318 2320 2338 4919 6030 161720 171237 137298 2428 1573 American Hebrew Academy Anami Montessori School Arendell Parrott Academy Arthur Morgan School Asheville School B’nai Shalom Day School Camp Greystone Camp Mondamin/Green Cove Cannon School Carolina Day School Cedarwood Academy Charlotte Christian School Charlotte Country Day School Charlotte Latin School Charlotte Preparatory School Charlotte United Christian Academy Chesterbrook Academy-Cary Chesterbrook Academy-Charlotte Chesterbrook Academy-Raleigh Christ School Christian Montessori School At Lake Norman 2640 Covenant Day School 4245 Davidson Day School 1915 Dore Academy 3068 Emmanuel Lutheran School 3134 Fayetteville Academy 4205 The Fletcher Academy 3226 Forsyth Country Day School 154974 French Broad River Academy 4616 Friends School of Charlotte 4502 The Elon School 3514 Greenfield School 176542 4520 3858 4202 4401 144152 5148 149177 2919 Greensboro Tennis Foundation Hanger Hall Hickory Day School International Montessori School Lawrence Academy The Learning Community School Montessori Community School Odyssey Community School The Outdoor Academy/Eagle’s Nest Foundation 4503 Palisades Episcopal School 5773 The Piedmont School 5932 Providence Day School 162827 Ramah Christian Classical School 6010 Ravenscroft School 6124 Rocky Mount Academy 1321 Saint Mary’s School 7048 Salem Academy 1908 Salisbury Academy 6995 St. David’s School 1028 St. Timothy’s School 7570 Summit School 2144 Trinity Episcopal School 8062 Wayne Country Day School 8104 Westchester Country Day School 4263 Woodlawn School 173358 Xtreme Lacrosse Ohio 4364 1292 174966 1619 2068 162078 2434 2530 1445 2536 3418 3498 165317 3748 3778 149142 1312 3961 4540 4573 4842 4914 5058 1156 5062 4729 5150 2576 7270 7564 7840 2279 8096 8110 The Academy At Minds in Motion Andrews Osborne Academy Antioch School Bethel Christian Academy Canton Country Day School Central College Christian Academy Cincinnati Country Day School The Columbus Academy Columbus Jewish Day School Columbus School for Girls Gilmour Academy Grand River Academy Hanna Perkins School Hathaway Brown School Hawken School Helping Hands Center for Special Needs Hillel Academy of Greater Dayton Holy Angels Catholic School Laurel School Lehman High School The Lippman School Mansion Day School Miami Montessori School Miami Valley Christian Academy The Miami Valley School Montessori High School At University Circle Montessori School At Holy Rosary The New School The Seven Hills School The Summit Country Day School University School Village Academy Schools The Wellington School Western Reserve Academy Oklahoma 3835 3952 147841 6054 145814 3768 174920 8135 Heritage Hall Holland Hall School Mission Academy Riverfield Country Day School Stonebridge Academy Trinity School University School at The University Of Tulsa Westminster School Oregon 1875 1662 900152 2230 150897 2275 2332 2328 1230 1529 2690 1122 4926 5572 174037 Abiqua School Ashbrook Independent School Cascades Academy of Central Oregon Catlin Gabel School Creative Children’s Center French American International School Gately Academy German American School of Portland Montessori School/ Beaverton Neskowin Valley School The Northwest Academy Oak Hill School Open Montessori Initiative Oregon Episcopal School OSF Summer Seminar for High School Juniors 5628 Pacific Crest Community School 4711 Park Academy 1880 Riverdale School District Seven Peaks School 4113 4222 The Siskiyou School 4829 Sunstone Montessori School - Elementary Campus 171250 Touchstone School 3953 Westside Christian High School Pennsylvania 4415 1044 175119 1138 Academy in Manayunk Academy of Notre Dame de Namur Accel Community Cyber Program The Agnes Irwin School 19 1287 167485 4701 4369 2773 1468 1062 1936 1010 1491 900011 3062 Ancillae-Assumpta Academy Arch Street Preschool Armenian Sisters Academy ATG Learning Academy The Bala House Montessori School The Baldwin School Benchmark School Buckingham Friends School Camphill Special School The Campus School of Carlow University Carson Long Military Academy Central Philadelphia Monthly Meeting of the Religious Society of Friends 171239 Chesterbrook Academy-Phoenixville 171238 Chesterbrook Academy-West Chester 2425 Christopher Dock Mennonite School 2429 The Church Farm School 2453 City Music Center of Duquesne University 901208 Community Partnership School 4590 The Cooperative Nursery School 2625 Country Day School of the Sacred Heart 2665 The Crefeld School 2787 Delaware Valley Friends School 2836 Devon Preparatory School 2974 The Ellis School 3016 The Episcopal Academy 3034 Erie Day School 900015 Fox Chapel Country Day School 3275 French International School of Philadelphia 3298 Friends’ Central School 3325 Friends School Haverford 3328 Friends Select School 3365 Gateway School of the Lehigh Valley 3364 George School 3394 Germantown Academy 2384 Gladwyne Montessori School 3455 Goshen Friends School 3253 Greene Street Friends School 3972 Greene Towne School 3586 Grier School 905186 Gwynedd Mercy Academy Elementary School 2976 Gwynedd Mercy Academy High School 3724 Harrisburg Academy 3754 The Haverford School 3898 The Hill School 2482 Hill Top Preparatory School 3907 The Hillside School 7204 Holy Child Academy 3967 Holy Ghost Preparatory School 2258 Jewish Day School of the Lehigh Valley 4396 Kimberton Waldorf School 4420 The Kiski School 4523 La Salle College High School 4498 Lancaster Country Day School 3546 Lansdowne Friends School 4646 Linden Hall 4798 Malvern Preparatory School 4984 The Meadowbrook School 4999 Media-Providence Friends School 5026 Mercersburg Academy 174431 Mill Creek School 1068 The Miquon School 176045 Monsignor Bonner & Archbishop Prendergast Catholic High School 3019 Montessori Academy of Chambersburg 3486 The Montessori School 5188 Moravian Academy 2459 Mount Saint Joseph Academy 5322 New School Of Lancaster 5338 Newtown Friends School 5424 Norwood Fontbonne Academy 5735 Penn View Christian School 5740 Perkiomen School 3863 The Phelps School 5746 Phila Monthly Meeting of Friends 5752 The Philadelphia School 5828 Plumstead Christian School 3786 Plymouth Meeting Friends School 905193 Project Learn School 5954 The Quaker School At Horsham 1712 River Valley Waldorf School 6145 Rosemont School of the Holy Child 6219 Saint Aloysius Academy 4566 Saint Basil Academy 2617 The School in Rose Valley 7312 Shady Side Academy 7348 The Shipley School 7390 Solebury School 7450 Springside Chestnut Hill Academy 6406 St. Edmund’s Academy 6910 St. Peter’s School 3998 State College Friends School 2166 Steppingstone Scholars Program 4579 Stratford Friends School 7578 Susquehanna Waldorf School 7582 The Swain School 3652 TALK Institute and School 166946 The University School 7858 Upland Country Day School 900044 Valley Forge Military Academy 7906 Valley School of Ligonier 1653 Villa Joseph Marie High School 7945 4125 4227 4111 8106 8164 8218 174681 8248 8288 1925 8344 8380 901563 Villa Maria Academy Waldorf School Of Philadelphia Waldorf School Of Pittsburgh Waldron Mercy Academy West Chester Friends School Westtown School William Penn Charter School Willistown Country Day School Winchester Thurston School Woodlynde School The Wyndcroft School Wyoming Seminary College Prep School York Country Day School Young Scholars Charter School Puerto Rico 4710 2100 Chiqui Amgen Commonwealth-Parkville School Rhode Island 1531 3454 3832 4642 5037 5206 5157 5325 5860 5926 148494 6118 6846 4475 7413 6276 6460 8170 2509 Community Preparatory School The Gordon School Henry Barnard School Lincoln School Meeting Street Moses Brown School Ocean State Montessori School The Pennfield School Portsmouth Abbey School The Providence Country Day School Rhode Island College Rocky Hill School Saint Michael’s Country Day School School One South County Montessori School St. Andrew’s School St. George’s School The Wheeler School The Wolf School South Carolina 1152 Aiken Preparatory School 1215 All Saints’ Episcopal Day School 1400 Ashley Hall 1521 Beaufort Academy 3762 The Byrnes Schools 2011 Cambridge Academy 2024 Camden Military Academy 2042 Camperdown Academy 178341 The Chandler School 2702 Charleston Collegiate School 2316 Charleston Day School 2416 Christ Church Episcopal School 905766 Colleton Preparatory School 4560 The Cooper School 2022 Cross Episcopal School 900450 First Baptist Church School 3677 Hammond School 3793 Heathwood Hall Episcopal School 2544 Heritage Christian Academy 3917 Hilton Head Preparatory School 5069 Lowcountry Preparatory School 4949 Mason Preparatory School 905055 Orangeburg Preparatory - Upper Campus 1280 Patrick Henry Academy 5848 Porter-Gaud School 2984 Sandhills School 4604 Sea Pines Montessori Academy 7663 Thomas Hart Academy 7672 Thomas Sumter Academy 904648 Trident Academy 3040 Trinity Collegiate School Tennessee 4656 4903 1159 1510 1516 5070 1816 1831 2348 143964 2417 2468 2889 1087 2887 3004 1963 3092 2673 3424 3481 3709 3718 3859 4048 146366 2741 4744 5014 5066 5164 5268 Abintra Montessori School The Academy At King Akiva School Battle Ground Academy Baylor School Belvoir Christian Academy Brentwood Academy Briarcrest Christian School Chattanooga Christian School Children’s House of Nashville Christ Presbyterian Academy Clarksville Academy Concord Academy Currey Ingram Academy Donelson Christian Academy The Ensworth School Episcopal School of Knoxville Ezell-Harding Christian School First Assembly Christian School Girls Preparatory School Grace-Saint Luke’s Episcopal School Harding Academy of Memphis Harpeth Hall School Hickory Valley Christian School Hutchison School Knoxville Montessori School Lipscomb Academy The McCallie School Memphis University School Middle Tennessee Christian School Montgomery Bell Academy Nashville Christian School 4513 5494 5897 6292 3137 6458 6796 6853 6864 6908 7571 7726 7848 8074 8086 3058 Texas 900307 2466 1206 1211 1212 1213 3700 160239 2174 1456 1492 1464 4843 138863 1053 2440 3680 2614 2674 2713 4370 4725 2985 3033 3103 3230 3232 3861 4719 3453 178366 2385 3532 152981 177708 3873 1096 3905 3934 3160 5410 171616 171618 171620 171619 171617 4061 4225 4623 4416 2181 4489 4494 3493 4945 173896 4633 5509 4001 5660 2721 5928 4355 6049 6736 7072 2257 4734 6270 6387 1225 1986 1166 6586 6873 6952 173104 7725 7732 2204 7774 7780 1423 905651 4991 4373 New City Fellowship Scholarship Fund The Oak Hill School Presbyterian Day School St. Andrew’s-Sewanee School St. Bernard Academy St. George’s Independent School St. Mary’s Episcopal School St. Nicholas School St. Paul Christian Academy St. Peter’s Episcopal School Sumner Academy Trinity Christian Academy University School of Nashville The Webb School Webb School of Knoxville Zion Christian Academy Akiba Academy of Dallas THE ALEXANDER SCHOOL All Saints Episcopal School - Beaumont All Saints Episcopal School - Lubbock All Saints’ Episcopal School of Fort Worth All Saints Episcopal School - Tyler Ambleside School of San Angelo Austin Montessori School Austin Waldorf School The Awty International School Barbara Gordon Montessori School The Branch School Brazos Christian School Breakthrough Austin The Brook Hill School Cistercian Preparatory School The Clariden School Cornerstone Christian School The Crisman School Dallas Academy Dallas International School Dallas Lutheran School El Paso Country Day School The Episcopal School of Dallas Fairhill School Fort Worth Academy - Fort Worth Fort Worth Country Day - Fort Worth Girls’ School of Austin Good Shepherd Episcopal School Good Shepherd Episcopal School Great Oak School Green Oaks School Greenhill School Happy Hill Farm Academy Heritage Oaks School The Highland School Hill School of Fort Worth Hillier School, Inc. The Hockaday School The Honor Roll School Houston Christian High School Houston Learning Academy-Clear Lake Houston Learning Academy-Humble Houston Learning Academy-Katy Houston Learning Academy-North Houston Learning Academy-Sugarland Incarnate Word Academy The John Cooper School Key School Inc. The Kinkaid School KIPP Academy Lakehill Preparatory School The Lamplighter School Liberty Christian School The Master’s School of San Marcos Merryhill School-Arlington Northstar School of Arlington The Oakridge School Our Redeemer Lutheran School Parish Episcopal School Preston Hollow Presbyterian School Providence Christian School The Rainard School River Oaks Baptist School Saint Mark’s School of Texas San Antonio Academy School Of The Woods The Shlenker School St. Andrew’s Episcopal School St. Cyprian’s Episcopal School St. Francis School St. Gabriel’s Catholic School St. John’s Episcopal School - Abilene St. John’s School St. Paul’s Episcopal School St. Stephen’s Episcopal School Torah Day School Trinity Christian Academy Trinity Episcopal Day School - Marshall Trinity Episcopal School - Austin Trinity School of Midland Trinity Valley School Vanguard Preparatory School Wesley Academy Yavneh Academy Zion Lutheran School Utah 4321 3410 6165 8032 8046 5665 McGillis School Park City Day School Rowland Hall-St. Mark’s School Wasatch Academy The Waterford School Winter Sports School Vermont 176663 1965 3496 3543 3879 1435 4387 4447 4667 905128 1605 1094 1715 3537 2226 905129 177790 163157 6114 7528 1876 2207 7936 1234 Aurora School Burke Mountain Academy The Grammar School Green Mountain Valley School Hiland Hall School Hilltop Montessori School Killington Mountain School Lake Champlain Waldorf School Long Trail School Lyndon Institute Maple Street School Montessori School of Central Vermont Mount Snow Academy The Mountain School of Milton Academy Neighborhood Schoolhouse Okemo Mountain School Pacem School and Homeschool Center River Rock School Rock Point School Stratton Mountain School Thaddeus Stevens School Upper Valley Waldorf School Vermont Academy Vermont Commons School Virginia 156609 Adams International School 1458 Aylett Country Day School 2520 Beverley Hills Church Preschool 163686 Blue Ridge Montessori School 1744 Blue Ridge School 1911 Brunswick Academy 1968 Burgundy Farm Country Day School 2078 Cape Henry Collegiate School 1237 Charlottesville Day School 2344 Chatham Hall 2355 Chesapeake Academy 2354 Chesapeake Bay Academy 161722 Chesterbrook Academy - Chantilly 161724 Chesterbrook Academy-Sterling 2422 Christchurch School 2494 Collegiate School 2683 Community School 4267 The Congressional Schools of Virginia 2642 The Covenant School 148384 Emerging Scholars Program 2128 Emmanuel Christian School 3022 Episcopal High School 2490 The Faison School For Autism 4731 Field School of Charlottesville 3250 Foxcroft School 2202 Free Union Country School 178747 Genesis Academy 1499 Gloucester Montessori School 1316 Grace Episcopal School 3610 Grymes Memorial School 3690 Hampton Roads Academy 2067 Hargrave Military Academy 3799 Hebrew Academy of Tidewater 3874 Highland School 4563 The Howard Gardner School 2533 International School of Charlottesville 2913 James River Day School 4507 The Langley School 1799 Little Keswick School 4678 Loudoun Country Day School 4768 The Madeira School 905138 Massanutten Military Academy 3151 Montessori School Of Charlottesville 5161 Montessori School Of N.Va 1679 Montessori School of Oakton 159639 Montessori School of South Riding 5263 Nansemond-Suffolk Academy 5304 The New Community School 5341 New Vistas School 5372 Norfolk Academy 5382 North Cross School 5474 Nysmith School For The Gifted 5476 Oakcrest School 2086 Orchard House School 5705 Peabody School 2937 Potomac Crescent Waldorf School 5872 The Potomac School 5890 Powhatan School 178846 Prince William Academy 3624 Randolph-Macon Academy 1455 Richmond Montessori School 1672 Richmond Waldorf School 139219 The Ridgemont Montessori School 3519 Sabot at Stony Point 4079 Saint Patrick Catholic School 7419 Southampton Academy 6269 St. Andrew’s Episcopal School 6310 St. Anne’s-Belfield School 6370 St. Catherine’s School 6382 St. Christopher’s School 20 155813 6709 6724 6843 6964 7482 7540 7560 7675 7733 1551 7972 7983 7984 8391 1941 4100 8272 St. James Episcopal School St. Luke’s School St. Margaret’s School St. Michael’s Episcopal School St. Stephen’s & St. Agnes School The Steward School Stuart Hall School Sullins Academy Tidewater Academy Trinity Episcopal School Trinity School At Meadow View Virginia Episcopal School Wakefield Country Day School Wakefield School Ware Academy Westminster School Williamsburg Montessori School Woodberry Forest School Virgin Islands 3385 3667 Antilles School Virgin Islands Montessori School and International Academy Washington 1354 3862 1165 1552 1616 4135 902000 174493 4425 171233 1972 4402 178817 2236 2314 2948 145436 3665 2657 3083 171240 3095 178164 3169 2754 1500 1807 4217 4536 1359 177962 171529 171714 4053 4151 4207 148206 176425 4651 4480 174663 4665 140444 3535 3681 5738 3247 8387 1557 166898 1083 5614 5630 3714 3509 161260 6472 3614 7223 7243 173652 7246 2546 178398 7247 7249 8053 3886 1171 4137 6985 4794 3444 1738 2600 158319 Academy Schools Arbor Schools The Bear Creek School Bellevue Christian School Bertschi School Billings Middle School Bishop Blanchet High School The Bride School Cooperative Elementary Bright Water School Brighton School The Bush School Carden Country School Cascadia School Cedar River School Of Renton Charles Wright Academy Eastside Catholic School Eastside Christian Eastside Preparatory School Emerald Heights Academy Eton School Evergreen Academy Explorer West Middle School Faith Lutheran School of Redmond Five Acre School French American School of Puget Sound The Gardner School Giddens School Gig Harbor Academy Hamlin Robinson School Harbor School Harbour Pointe Montessori Early Learning Center Holy Family Parish School - Kirkland Horizon School Hyla Middle School The Island School Jefferson Community School Kapka Cooperative School The Lake and Park School Lake Washington Girls Middle School Lakeside School The Learning Tree Montessori Preschool The Little School Living Wisdom School of Seattle Madrona School Marysville Seventh Day Adventist Church Meridian School Monroe Christian School Morningside Academy The Northwest School O’Dea High School Open Window School The Overlake School Pacific Northwest Ballet The Perkins School Rainier Scholars Rising Tide School Saint George’s School Sammamish Christian School & Noah’s Ark Preschool Seabury School Seattle Academy of Arts and Sciences (Seattle Academy) Seattle Amistad School Seattle Country Day School Seattle Girls’ School Seattle Lutheran High School Seattle Preparatory School Seattle Waldorf School Shoreline Christian School Soundview School Spring Street International School St. Joseph School St. Thomas School Sunfield Farm and School The Swan School Tacoma Christian Reformed Community Church Three Cedars Waldorf School Trillium School 7812 3025 7831 3149 1754 7940 7975 2519 4298 1187 University Child Development School University Cooperative School University Preparatory Academy Valley Christian School The Valley School Villa Academy Voyager Montessori Elem School West Sound Academy Whatcom Day Academy Whidbey Island Waldorf School West Virginia 2010 4654 8176 Greenbrier Episcopal School The Linsly School Wheeling Country Day School Wisconsin 1870 1073 160829 176949 5892 5896 3073 7822 8056 4841 Brookfield Academy Calvary Baptist Christian Sch Madison Jewish Community Day School New World Montessori School Prairie Hill Waldorf School The Prairie School St. Mary’s Springs Academy University Lake School Wayland Academy Wisconsin International School Outside of the United States and US Territories Alberta, Canada 5118 The Banff Hockey Academy Hong Kong 3991 Hong Kong International School United Kingdom 2175 The American School in London If you do not see a school listed here, contact the school to find out its SSS code. Or see an updated listing at sss.nais.org/go/ssscodes. 21 Terms and Conditions When you submit your PFS Online, you are agreeing to the Terms and Conditions spelled out in detail below. These Terms of Service (the “Agreement”) govern your use of the Parents’ Financial Statement (PFS) or SSS by NAIS (the “Service”), and are entered into between you (in your individual capacity and in your capacity as a representative of any entity on whose behalf you are acting) (“You” or “Your”) and the National Association of Independent Schools (“NAIS”, “us,” “our,” or “we”). By submitting this Parents’ Financial Statement and therefore entering into this Agreement, You agree (i) that You are at least 18 years of age or older, (ii) that Your use of the Service is subject to the terms of NAIS’s privacy statement available on the SSS by NAIS website at sss.nais.org (the “Privacy Statement”), and (iii) to comply with the terms of the Acceptable Usage Terms set forth hereto and incorporated herein by reference. PLEASE READ THIS AGREEMENT CAREFULLY, AS IT CONTAINS LIMITATIONS OF NAIS’S LIABILITY AND A BINDING ARBITRATION PROVISION, WHICH PROVIDES THAT THE PARTIES AGREE TO RESOLVE DISPUTES THROUGH BINDING ARBITRATION AND WAIVE CERTAIN RIGHTS, SUCH AS THE RIGHT TO A JURY TRIAL AND THE RIGHT TO BRING A CLASS ACTION. By signing or submitting a form that incorporates this Agreement, accepting an online version of this Agreement, or by ordering or using the Service, You are agreeing to be bound by all the terms and conditions of this Agreement, including all of its components. 1. THE SYSTEM AND INFORMATION ACCESS By submitting a PFS, you expressly agree that NAIS, its contractors, and the schools you designate may access and process all information included on the application and in supporting documentation. By virtue of your submission, NAIS is permitted to disclose the information you provide to the selected educational institutions and other authorized third parties that provide support services for NAIS. ONCE YOU HAVE SUBMITTED A PFS, IT CANNOT BE WITHDRAWN FROM THE SSS SYSTEM OR REMOVED FROM YOUR SELECTED ACCESS SCHOOL’S VIEW WITHOUT THE SCHOOL’S CONSENT. NO PAYMENTS WILL BE REFUNDED. 2. ACCEPTABLE USAGE TERMS In connection with your use of the Service, You agree: 2.1 To comply with the information transfer protocols established from time to time by NAIS. 2.2 That, by Your electronic transmission of the information via the Service, You are making any and all certifications required by applicable laws, regulations or school policies and that such electronic certifications have the same force and effect as if made in a manually signed certification. You further agree that the school[s] that receive this information are authorized to print financial aid applications and shall have the right to print “signature on file” or other similar text on the hard copy on which such certification is required. 2.3 To take necessary steps to adequately store and maintain Your files and data. NAIS will not be responsible for the cost of reconstructing files or data lost or destroyed. 2.4 That despite our reasonable security measures, NAIS cannot guarantee that electronic communications over the Internet will be 100% secure. You agree to use the data encryption tool that is built into the Service to help ensure greater security. 2.5 That, as an applicant, you represent and warrant that all information that you furnish in connection with your use of the Service is accurate, complete, and current, and meets all requirements of all applicable laws and regulations. 2.6 That when supplying information for consideration of financial aid through the Service, you agree to provide current, complete, and accurate information about yourself. If any information You provide is untrue, inaccurate, not current, or incomplete, NAIS and/or the schools that receive this information have the right to terminate your application. In addition, in such cases NAIS also will have the right, without limiting any of its other rights or remedies, to decline to provide You with the Service in the future. published, reposted, reproduced, reused, sold, supplemented, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of NAIS. Your right to use the forms and the Site is personal to you. You agree not to alter or remove any NAIS copyright notice displayed on any portion of the Service or any associated forms. THE CONTENTS OF THE SITE AND PUBLICATIONS, INCLUDING “LOOK AND FEEL” (E.G., TEXT, GRAPHICS, IMAGES, LOGOS, AND BUTTON ICONS), EDITORIAL CONTENT, NOTICES, SOFTWARE (INCLUDING HTML-BASED COMPUTER PROGRAMS), AND OTHER MATERIAL ARE PROTECTED UNDER BOTH UNITED STATES AND FOREIGN COPYRIGHT, PATENT, TRADEMARK, AND OTHER LAWS. You agree not to reproduce, duplicate, copy, sell, resell, use, or exploit for any commercial purposes, the SSS forms, publications, the Site, or use of or access to the Site or any information or technology obtained from the Site. NAIS hereby grants to You a limited, non-exclusive, non-transferable license (without the right to sublicense) to use the Service and the associated forms solely for the submission of information and associated forms to schools at which you are seeking financial aid. Except for answering the specific questions on such forms, there is no right granted herein to alter, add to, modify or make derivative works of such forms without the express written permission of NAIS. 3.2 Ownership. You agree that NAIS or its licensors retain all right, title, and interest in and to all copyright, trademark, service mark, and any other intellectual property rights in and to the Service, and any derivative works thereof. You do not acquire any other rights, express or implied, in the Service other than those rights expressly granted under this Agreement. 3.3 Applicant and School Data. By submitting data through the Service, You grant NAIS, its contractors and subcontractors a license to use or license such data for research, reporting, and licensing as NAIS deems appropriate, subject to the terms of our Privacy Statement. 4. DISCLAIMER OF WARRANTIES THE SERVICE IS PROVIDED “AS IS” AND NEITHER NAIS NOR ITS THIRD PARTY VENDORS OR SERVICE PROVIDERS MAKE ANY REPRESENTATIONS OR WARRANTIES, EITHER EXPRESS OR IMPLIED, OF ANY KIND WITH RESPECT TO THE SERVICE. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, NAIS AND ITS THIRD PARTY VENDORS OR SERVICE PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE SERVICE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY QUALITY, ACCURACY, TITLE OR NON-INFRINGEMENT, AND ANY WARRANTIES THAT MAY ARISE OUT OF COURSE OF PERFORMANCE OR COURSE OF DEALING. Neither NAIS nor its third party vendors or service providers warrants that the Service will satisfy all of the requirements of any participating school, that the Service, as accessed and used by an applicant, will be properly or timely submitted to any designated school, or that the Service, including any data generated through the use thereof, will be error-free, available without interruption, or free from “viruses” or other harmful or computer code. INDIVIDUALS AND SCHOOLS MUST TRACK THEIR OWN APPLICATIONS AND INFORMATION TO ENSURE THAT APPLICATIONS ARE RECEIVED BY THE CORRECT SCHOOLS IN A TIMELY AND COMPLETE FASHION. 5. TERM AND TERMINATION This Agreement is effective as of the earlier of Your acceptance by any means of its terms or Your first use of the Service and shall remain in effect until terminated unless otherwise provided herein. NAIS reserves the right to terminate the Service at any time and for any reason. Without limiting the foregoing, NAIS may terminate this Agreement upon notice to you in the event that You breach any of the provisions hereof. Upon termination of this Agreement, You agree to cease using the Service, including any associated forms. Except for the license granted herein, or as otherwise expressly provided herein, the terms of this Agreement will survive termination. 2.8 That Your confidentiality obligations will survive the termination of Your use of the Service. We may also, at any time and in our sole discretion, without notice, change, add to or remove portions of the Service and/or institute or otherwise change fees and charges for the Service. If You are dissatisfied with the Service after such changes, your only right and remedy is to cancel this Agreement. NO REFUNDS WILL BE GIVEN. In addition, we may revise or replace this Agreement and/or any of its components at any time in our sole discretion through the posting of these terms and conditions on the NAIS website. Your or any user’s continued use of the Service following our transmission of notice of such changes will be deemed to constitute Your acceptance of any such changes. 2.9. That You are responsible for ensuring that the schools receive all of your financial aid materials either electronically and / or in paper. INDIVIDUALS MUST TRACK THEIR OWN APPLICATIONS AND INFORMATION TO ENSURE THAT APPLICATIONS ARE RECEIVED BY THE CORRECT SCHOOLS IN A TIMELY AND COMPLETE FASHION. You agree that NAIS may terminate your password, account, or use of the Service in NAIS’s sole discretion for any reason. All notices you give to us shall be in writing and shall be made either via email or conventional mail. In addition, NAIS may post notices or links to notices through the Service to inform you of changes to the Terms, the Service, or other matters of importance. 2.10 That that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our Web pages or the content contained herein without our prior express written permission. 6. CONSENT TO ELECTRONIC SIGNATURES AND RECORDS; SECURITY 2.7 That You will maintain confidentiality concerning any confidential or proprietary information that you access through the Service and that you will protect such information from unauthorized disclosure, and that You agree to be solely responsible for Your actions and the contents of any of Your transmissions made through the Service. 2.11 That you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Service or any transaction being conducted through the Service. 3. INTELLECTUAL PROPERTY AND OTHER CONTRACTUAL TERMS 3.1 License Terms and Restrictions. The information and materials contained on the SSS forms and in the Site may not be copied, displayed, distributed, downloaded, licensed, modified, 14 6.1 By entering into this Agreement, You are consenting to our maintaining and / or Your receiving electronic records of Your information and transactions conducted hereunder. 6.2 You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and You agree to accept responsibility for all activities that occur under your accounts or passwords. You will restrict unauthorized users from gaining access to the Service through Your use of the Service. You agree to immediately notify 22 NAIS of any unauthorized use of Your account or any other breach of security known to You. All schools are responsible for the appropriate use and access of this system by the multiple usernames and passwords of their school subscription. 7. DISPUTE RESOLUTION In the event that a legal dispute arises concerning this Agreement, You agree that the following rules apply: 7.1 Arbitration for Resolution of Disputes. IT IS IMPORTANT THAT YOU READ THIS ENTIRE SECTION CAREFULLY. THIS SECTION PROVIDES FOR RESOLUTION OF DISPUTES THROUGH FINAL AND BINDING ARBITRATION BEFORE A NEUTRAL ARBITRATOR INSTEAD OF IN A COURT BY A JUDGE OR JURY OR THROUGH A CLASS ACTION. YOU CONTINUE TO HAVE CERTAIN RIGHTS TO OBTAIN RELIEF FROM A FEDERAL OR STATE REGULATORY AGENCY. 7.2 Binding Arbitration. The arbitration process established by this section is governed by the Federal Arbitration Act (“FAA”), 9 U.S.C. 1-16. The FAA, not state law, shall govern the arbitrability of all disputes between Insight regarding this Agreement and the Service. You have the right to take any dispute that qualifies to small claims court rather than arbitration. However, all other disputes arising out of or related to this Agreement (whether based in contract, tort, statute, fraud, misrepresentation or any other legal or equitable theory) must be resolved by final and binding arbitration, unless provided otherwise in this Agreement. The arbitration will be conducted by one arbitrator using the procedures described by this Section. If any portion of this Dispute Resolution Section is determined to be unenforceable, then the remainder shall be given full force and effect. The provisions of this section shall survive termination, amendment, or expiration of this Agreement. 7.3 The Arbitrator. A single arbitrator will be selected in accordance with the rules of the American Arbitration Association (the “AAA”). The arbitration will be conducted under the applicable procedures and rules of the AAA that are in effect on the date the arbitration is filed unless this Section is inconsistent with those procedures and rules, in which case, this Section will prevail. These procedures and rules may limit the amount of discovery available to You or NAIS. The arbitrator will apply applicable statutes of limitation, will honor claims of privilege recognized by law, and will take reasonable steps to protect customer account information and other confidential or proprietary information, including the use of protective orders to prohibit disclosure outside the arbitration, if requested to do so by You or NAIS. The arbitrator will make any award in writing, but need not provide a statement of reasons unless requested by a party. Upon a request by You or NAIS, the arbitrator will provide a brief statement of the reasons for the award. An award rendered by the arbitrator may be entered in any court having jurisdiction over the parties. 7.4 Amount of Dispute. The arbitration of any dispute involving $10,000 or less shall be conducted in accordance with the Consumer Arbitration Rules of the American Arbitration Association (“AAA”), as modified by this Agreement, which are in effect on the date a dispute is submitted to the AAA. The AAA’s Commercial Arbitration Rules and fee schedules will apply to any disputes in excess of $10,000. You have the right to be represented by counsel in arbitration. In conducting the arbitration and making any award, the arbitrator shall be bound by and strictly enforce the terms of this Agreement and may not limit, expand, or otherwise modify its terms. 7.5 No Class Action or Consolidated Proceedings. NO DISPUTE MAY BE JOINED WITH ANOTHER LAWSUIT, OR IN AN ARBITRATION WITH A DISPUTE OF ANY OTHER PERSON. All parties to the arbitration must be individually named. THERE SHALL BE NO RIGHT OR AUTHORITY FOR ANY CLAIMS TO BE ARBITRATED ON A CLASS ACTION OR CONSOLIDATED BASIS OR ON BASES INVOLVING CLAIMS BROUGHT IN A PURPORTED REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC (SUCH AS A PRIVATE ATTORNEY GENERAL), OTHER SUBSCRIBERS, OR OTHER PERSONS SIMILARLY SITUATED. You understand and acknowledge that by consenting to submit claims to arbitration pursuant to this Agreement, You may be forfeiting your right to share in any class action awards. This Section will not apply to any individual claims filed by You in a lawsuit prior to the effective date of this Agreement, nor to the claims of a class certified prior to the effective date of this Agreement. This Section will apply to all other claims, including class claims where a class has not yet been certified, even if the facts and circumstances upon which the claims are based occurred or existed before the effective date of this Agreement. 7.6 Limitation of Available Damages. THE ARBITRATOR MAY NOT AWARD DAMAGES THAT ARE NOT EXPRESSLY AUTHORIZED BY THIS AGREEMENT AND SUPPORTED BY ADMISSIBLE EVIDENCE, AND MAY NOT AWARD PUNITIVE DAMAGES OR ATTORNEYS’ FEES, UNLESS SUCH DAMAGES ARE EXPRESSLY AUTHORIZED BY A STATUTE. YOU AND NAIS BOTH WAIVE ANY CLAIMS FOR AN AWARD OF DAMAGES THAT ARE EXCLUDED UNDER THIS AGREEMENT. NOTHING IN THIS AGREEMENT LIMITS THE ARBITRATOR’S AUTHORITY TO AWARD DAMAGES THAT ARE THE DIRECT RESULT OF NAIS’S WILLFUL MISCONDUCT. Notwithstanding the limitations set forth in this subsection, should it become necessary to resort to court proceedings to enforce a party’s compliance with the dispute resolution and arbitration process set forth herein, and the court directs, orders or otherwise requires compliance herewith, then all of the costs and expenses, including its reasonable attorneys’ fees, incurred by the party requesting such enforcement shall be reimbursed by the non-complying party to the requesting party. This Section does not prevent either party from seeking interim injunctive relief from a court in order to preserve the status quo or to protect assets until the arbitration has been commenced and the arbitrator has an opportunity to consider the matter of interim relief. date You or NAIS is notified by the other of a dispute, then either party may then contact the AAA in writing at AAA Service Center, 335 Madison Avenue, 10th Floor, New York, NY 10017 and request arbitration of the dispute. Information about the arbitration process and the AAA’s Arbitration Rules and its fees are available from the AAA on the Internet at http://www.adr.org/. The arbitration will be based only on the written submissions of the parties and the documents submitted to the AAA relating to the dispute, unless either party requests that the arbitration be conducted using the AAA’s telephonic, on-line, or in-person procedures. Additional charges may apply for these procedures. Any in-person arbitration will be conducted at a location that the AAA selects in the state of your primary residence. Any arbitration shall remain confidential. Neither You nor NAIS may disclose the existence, content or results of any arbitration or award, except as may be required by law, to confirm and enforce an award, or to the party’s attorneys and/or accountants. 7.8 Fees and Expenses of Arbitration. You must pay the applicable AAA filing fee when submitting a written request for arbitration to the AAA. The AAA’s filing fee and administrative expenses for a document arbitration will be allocated according to the AAA’s Rules. If You elect an arbitration process other than a document (or “desk”) arbitration, You must pay your allocated share of any higher administrative fees and costs for the process You select. Unless applicable substantive law provides otherwise, each party will pay its own expenses to participate in the arbitration, including attorneys’ fees and expenses for witnesses, document production and presentation of evidence. The prevailing party may, however, seek to recover the AAA’s fees and the expenses of the arbitrator from the other party. 7.9 Limitation of Claims. ANY CLAIM OR DISPUTE ARISING OUT OF OR RELATING TO THIS AGREEMENT MUST BE BROUGHT WITHIN TWO YEARS AFTER THE DATE THE BASIS FOR THE CLAIM OR DISPUTE FIRST ARISES. 7.10 Governing Law. THE LAWS OF THE COMMONWEALTH OF VIRGINIA (EXCLUDING ITS CHOICE OF LAW RULES) WILL APPLY TO THE CONSTRUCTION, INTERPRETATION AND ENFORCEMENT OF THIS AGREEMENT. This Agreement will not be governed by the United Nations Convention on Contracts for the International Sales of Goods or the Uniform Computer Information Transactions Act (UCITA) of any jurisdiction, the application of which is expressly excluded. 7.11 Authorized Claims. NAIS and third parties who contribute to the Service may bring claims against You for violations of this Agreement. 8. GENERAL TERMS 8.1 Limitation of Liability and Indemnification. In no event will either party be liable for any indirect, incidental, special, consequential or punitive damages incurred by the other party, including in an action in contract or tort, even if such party has been advised of the possibility of such damages or if such damages are foreseeable. In no event will NAIS be held responsible for the errors or omissions of any licensee of the Service nor shall NAIS be liable for any claims or causes of action arising from any works or products that incorporate any aspect of the Service. Except in cases involving the intellectual property of NAIS or its third party vendors, a party’s liability for damages under this Agreement shall not exceed the amounts paid by You for your use of the Service except as otherwise provided herein. 8.2 Severability and Waiver. If any provision of this Agreement is held to be illegal, invalid or otherwise unenforceable, such provision will be enforced to the maximum extent possible consistent with the stated intention of the parties, or, if incapable of such enforcement, will be deemed to be severed and deleted from this Agreement, in which case the remainder of this Agreement will continue in full force and effect. The waiver by either party of any default or breach of this Agreement will not constitute a waiver of any other or subsequent default or breach. 8.3 No Assignment. You may not assign, sell, transfer, delegate or otherwise dispose of, whether voluntarily or involuntarily, by operation of law or otherwise, this Agreement or any rights or obligations under this Agreement without the prior written consent of NAIS. Any purported assignment, transfer or delegation by You will be null and void. Subject to the foregoing, this Agreement will be binding upon and will inure to the benefit of the parties and their respective successors and assigns. 8.4 Entire Agreement. This Agreement constitutes the entire agreement between the parties with respect to its subject matter and this Agreement and supersedes all prior or contemporaneous agreements, representations, or understandings, written or oral, explicit or implied, concerning the subject matter of this Agreement. 8.5 Amendments or Modifications. NAIS reserves the right to modify or discontinue, temporarily or permanently, the Service for any reason, at its sole discretion, with or without notice to You. NAIS further reserves the right to amend or otherwise change the terms and conditions set forth in this Agreement from time to time. Any such amendment or change shall be posted in the form of an updated version of this Agreement, and your continued use of the Service following any such amendment or change shall be deemed to constitute Your agreement to be bound by such amended form of this Agreement. 7.7 Arbitration Information and Filing Procedures. Before You submit a dispute to arbitration or to small claims court, You must first contact us and give us an opportunity to resolve the dispute. Similarly, before NAIS takes a dispute to arbitration, we must first attempt to resolve it by contacting You. If the dispute cannot be satisfactorily resolved within sixty days from the 23 15 Contact Us SSS by NAIS Mailing Address Use one of the addresses below to submit any documents schools have instructed you to send to SSS. You can also opt to upload them online through the Manage Documents screen. Remember: Some schools may ask you to submit required documents directly to the school. Be sure to find out from schools exactly what to send, where, and by when! Regular Mail: SSS by NAIS P.O. Box 449 Randolph, MA 02368 Overnight mail: SSS by NAIS Application Processing Center 437 Turnpike Street Canton, MA 02021 SSS by NAIS is your gateway to private school financial aid. For more than 40 years, we’ve helped connect hundreds of thousands of students with schools that offer an exceptional education. Read more at sss.nais.org. 24