FEE SCHEDULE
Effective February 15, 2016
Corporate Offices:
Overseas Offices:
P.O. Box 1268, Portsmouth, NH 03802 Tel: 603.422.8300
Unit 3019, APO AE 09021-3019 Tel: 0631.351.2000
This Fee Schedule sets forth the conditions, fees and charges applicable to your accounts listed below. This schedule is incorporated as part of your account agreement with
Service Credit Union.
Checking Account Maintenance and Transaction Fees
ServicePlus Checking
Service Checking
Student Checking
No Fee Checking
Monthly Maintenance Fee
$10
($0 with direct deposit or $1,500 min bal)
$0
$0
$0
Savings Transfer Overdraft
Protection (S.T.O.P)
$5
$5
$0
$0
Stop Payment - per request
$25
$25
$25
$0
$10
(Up to $100 overdraft limit)
N/A
$0
$0
$20
Uncollected, insufficient, US $ online bill
pay, ACH exceeded, return deposit
$0
Courtesy Pay
*
US Dollar Online Bill Pay
Returned Items/Insufficient
Funds/Charges Per Item
Card/Point of Sale (POS)
Denial Fees
Non - SCU ATM Surcharge
and ISA Refunds **
Non - SCU ATM Free
Interchange **
$24
With direct deposit (up to $1,000 overdraft limit)
$28
Without direct deposit (up to $500 overdraft limit)
$1.95
($0 with direct deposit or $1,500 min bal)
$1.95
($0 with direct deposit)
$32
Uncollected, insufficient, US $ online bill pay, ACH exceeded
$20
Return deposit
$.75
Insufficient funds, enter lesser amount, exceed daily limit, restrict card
$2
ATM card/pin replacement
$9
Debit card replacement
$0
ATM refunds up to $20 monthly
ISA refunds up to $20 monthly
$0
No refunds
$0
First 20 withdrawals
$2
Over 20 withdrawals plus all transfers/inquiries/Visa advances
$0
Unlimited transactions
Other Fees
International Activities
Euro Check..................................................................................................................................$4
International Bill Payments/Online - per transfer.............................................................. $1
International Bill Payments/In-branch - per transfer.........................................................$2
International Wire Research Fee..............................................................................................€31
Miscellaneous
Foreign Check Processing Fee - checks drawn on Non-U.S. Banks - per item........ $18
Cashier’s Check - withdrawals exceeding four (4) per month, per check.................... $2
Statement Copy - per statement period.................................................................................. $2
Bad Address Returned Item - per return................................................................................. $5
Inactive Account - per year.........................................................................................................$50
Research Fee........................................................................................................................$25/hr
Abandoned Account..............................................................................................................$100
Levy/Garnishment/Legal service fee per month/per action.........................................$50
Online Banking Account to Account
Transfer - outbound - Standard..............................................................................................$7.50
Transfer - outbound - Premium..............................................................................................$9
Foreign Transaction Fee - Visa® Debit and Visa Credit..............................Up to 1% of the
transaction amount
Temporary Share Draft Issuance Fee - per draft (minimum of 4 ) ...........................$.50
Check Printing Fee - per order................................................................................... prices vary
Check Copy - per item..............................................................................................................$1.50
Checks not available for No Fee Checking.
Daily Withdrawal Limits
Transactions
Computer Online Daily Limits
Computer Offline Daily Limits
Automated Teller Machine(ATM) withdrawals................................................................... Account Balance up to $1,000........................................Account Balance up to $1,000
No Fee Checking ATM withdrawals...................................................................................... Account Balance up to $1,000........................................Account Balance up to $100
Point of Sale (POS) PIN/Signature based .............................................................................. Account Balance***..............................................................Account Balance
VPAY Card (Euro Cash Card)-Point of Sale (POS)............................................................ Account Balance..................................................................€500
Other Withdrawal Limits
Branch Office withdrawals
Cash............................................................................................................................................ $5,000.....................................................................................$500
Cash............................................................................................................................................ €3,000 (overseas only)......................................................$500
Checks....................................................................................................................................... None .....................................................................................$500
*Fee waived for everyday debit card transaction overdrafts until your negative balance exceeds $25, if you opt in. **DD (Direct Deposit) required for free withdrawals on Service Checking and ServicePlus Checking. Non-SCU ATM fees do not include fees imposed by foreign ATM owners; these
fees may be refunded as noted above except on No Fee Checking. On all checking accounts except no fee checking. Refer to your Account Agreement and Disclosure Statement for additional disclosures. ***Account balance includes Courtesy Pay if qualified and opted in. †Account balance includes
Courtesy Pay if qualified and opted in. Refer to your V PAY Card Account Agreement and Disclosure Statement for additional disclosures. Visa is a registered trademark of the Visa International Service Association.
FM 11-02w Rev. 2/16
federally insured by ncua