Grameen America Resource Manual Charlotte, NC TABLE OF CONTENTS TABLE OF CONTENTS 1 INTRODUCTION 3 SECTION I: THE BENEFIT BANK 1. What is the “Benefit Bank”? 2. Benefit Bank Locations in Mecklenburg County 3. Additional Public Benefit Resources 5 6 7 9 SECTION II: FINANCIAL RESOURCES 1. Individualized Financial Counseling 2. Tax Assistance 3. Benefit Bank 12 13 15 17 SECTION III: SMALL BUSINESS RESOURCES 1. Charlotte Business Resources.com 2. City of Charlotte Administration 3. North Carolina Administration 4. Charlotte Mecklenburg Public Library 5. SCORE 6. Legal Assistance 18 19 19 21 24 25 25 SECTION IV: WELFARE RESOURCES 1. The Benefit Bank 2. Mecklenburg County Department of Social Services 3. Women, Infants, & Children (WIC) Program 4. Legal Services of Southern Piedmont 5. Temporary Cash Assistance 28 29 29 30 31 32 SECTION V: ADULT EDUCTION RESOURCES 1. Central Piedmont Community College (CPCC) 2. Charlotte Mecklenburg Public Library 3. Other Educational Opportunities 36 37 37 38 SECTION VI: HEALTH CARE RESOURCES 1. Federally-Funded Health Centers 2. Free and Low-Cost Clinics 3. Teen Health Connection 40 41 41 41 1 Grameen America 4. 5. 6. 7. 8. Resource Manual Finding Health Coverage in North Carolina STD Screening Pregnancy and Prenatal Care Assistance Mental Health Dental Care 2 Charlotte, NC 42 44 45 49 50 Grameen America Resource Manual Charlotte, NC TABLE OF CONTENTS SECTION VI: HEALTH CARE RESOURCES (CONT.) 9. Prescription Assistance 10. Health Education Materials APPENDIX I: Federally Funded Health Centers in Charlotte APPENDIX II: Free & Low Cost Health Clinics in Charlotte 50 52 53 54 SECTION VII: CHILD CARE RESOURCES 1. Out-of-School (After-School & Summer Programs) 2. Job Development Programs and Internships 3. Early Childhood Services 4. Health Services APPENDIX I: Head Start Center Locations In Charlotte 56 57 60 64 65 SECTION VIII: LEGAL RESOURCES 1. General Legal Issues 2. Domestic Violence 3. Tax Disputes 4. Immigration Law 67 68 69 72 72 SECTION IX: IMMIGRATION RESOURCES 1. On Becoming a Citizen 2. Charlotte Mecklenburg Public Library 3. Refugee Services 75 76 76 78 MAJOR SOURCES OF INFORMATION 79 3 66 Grameen America Resource Manual Charlotte, NC INTRODUCTION CONTENT OF RESOURCE MANUAL The Grameen America Resource Manual contains a detailed and user-friendly list of federal, state, and local government agencies, corporations, and nonprofit organizations that provide free or low-cost services and programs to low-income households and individuals living in the Charlotte-Mecklenburg area. While not necessarily all-inclusive, the provided range of services and programs was compiled in keeping with the most frequently asked questions posed by Grameen borrowers to their Center Managers. Hence, the manual addresses primarily the concerns and issues of low-income entrepreneurial women who obtain micro-credits from Grameen America to start, maintain, and develop a small business. It includes the following nine sections: I. II. III. IV. V. VI. VII. VIII. IX. The Benefit Bank Financial Resources Small Business Resources Welfare Resources Adult Education Resources Health Resources Child Care Resources Legal Resources Immigration Resources The information contained herein was gathered from well-established and dependable sources and from trusted public and private websites. To the extent that programs vary, eligibility requirements may change over time, new providers appear on and existing agencies fade from the social services scene, and providers may increase or reduce their services, we urge the user of this manual to regularly consult the websites for updates. To assist the reader in staying current, we clearly identify the sources of all information provided and explicitly indicate the visited websites throughout the manual. HOW TO USE THE MANUAL This resource book is meant to provide Center Managers critical and useful information to connect Grameen borrowers to the organizations that can provide social, economic, educational, legal, and health services. The manual was compiled in such a way that each section forms a self-contained unit; consequently some of the information may be repeated in separate sections. This approach enables the Center Managers to hand out individual sections to Grameen borrowers who, entrepreneurs by nature, can use the provided information to find answers to their questions in a self-sufficient and independent way. 4 Grameen America Resource Manual Charlotte, NC All organizations listed in this compendium, unless otherwise noted, are open to all people regardless of immigration status. Some offer their services in other languages, the most frequent one being Spanish. If bilingual services are available it is noted in the guide. CAVEAT The listed organizations were chosen based on their overall name recognition, length of operations in the Charlotte area, geographical proximity to Charlotte borrowers, and, if applicable, recognition or certification by official government agencies. However, this manual expresses no opinion on the breadth, depth, and quality of the services provided by each individual organization mentioned, and an organization’s inclusion does not imply that it was approved, recommended, or supported by Grameen America. Any such qualitative assessment is well beyond the ambition and scope of this manual. GETTING STARTED Grameen borrowers are strongly advised to take three initial steps, which should be regarded as critical First Steps on the road to greater socio-economic self-reliance. Together, these steps will assist borrowers in understanding and accessing all government benefits available to them, taking care of their own and their family’s health, and, if needed, becoming more articulate and fluent in English to manage successfully their business enterprise. 1. Find out what government-provided services you and your family may be eligible for. Visit the Department of Social Services, use the online Self-Serve Benefit Bank tool, or visit your nearest Benefit Bank location. On site, Benefit Bank Counselors can assist you in getting acquainted with, understanding, assessing your eligibility, and starting the application process for government-provided economic and welfare services, such as subsidized child care, free lunch program, free health insurance, food stamps, and tax benefits. (See: Section I. The Benefit Bank.) 2. Visit a free/low cost health clinic to get a checkup for you and your children and get needed vaccinations and affordable dental care for your children. (See: Section VI. Health Care Resources.) 3. Sign up for an English class to learn or improve your English and communicate more efficiently in your personal and business life. (See: Section V. Adult Education Services.) 5 Grameen America Resource Manual Charlotte Resource Manual SECTION I THE BENEFIT BANK 6 Charlotte, NC Grameen America Resource Manual Charlotte, NC SECTION I: THE BENEFIT BANK 1- WHAT IS “THE BENEFIT BANK”? The Benefit Bank can be seen as the gateway to government benefits and services for lowincome individuals and households. The Benefit Bank is a web-based service that simplifies and centralizes the process of applying for many state and federal benefits for low- and moderate-income individuals and families. Through its eligibility screening tool, The Benefit Bank can ensure that people are fully aware of the benefits to which they are entitled and, as an expert system it helps maximize the benefits and tax refunds they can secure. The "one-stop-shop" concept of The Benefit Bank reduces the amount of time needed to apply for benefits. Further, the information a person enters is stored securely, so an individual who wishes to reapply for benefits, apply for new benefits or file future tax returns simply needs to enter his or her username and password to initiate this new action. The Benefit Bank is a free service. No consumer can be charged for using The Benefit Bank online service. There are several area agencies and organizations that have designated Benefit Bank Counselors that are certified to help inform people about the following services: Food Assistance Medical Assistance Prescription Drug Programs Free Application for Federal Student Aid (FAFSA) Low Income Home Energy Assistance Program (LIHEAP) Veterans Education Property & Rent Rebates Child Care Subsidies State Childrens Health Insurance Program (CHIP) Pace/Pacenet TANF (Temporary Assistance for Needy Families) Voter Registration To find a location offering free counselor assistance with The Benefit Bank online service, there is a locator search tool where individuals enter an address, select the services they are interested in and the distance you are willing to travel for a location. To find a location using the Benefit Bank, visit http://www.thebenefitbank.org/Locate. WARNING: Most government benefits are only available to U.S. citizens and legal residents; undocumented residents qualify for very few government-provided socioeconomic benefits. Note: When calling a Benefit Bank location to set up an initial appointment, people should ask what information and documents they should bring to make the first interaction more productive. 7 Grameen America Resource Manual Charlotte, NC In addition to the above mentioned services, many of the organizations and service providers that use The Benefit Bank software can also inform people about numerous other needed services such as: Free tax preparation assistance Financial counseling Legal services Immigration issues Low-cost or no-cost health and mental health services Housing assistance Welfare benefits Family support and domestic abuse services Child care and after-school services The Benefit Bank website offers a “QuickCheck” which is a fast and easy way for people to see how likely they and their household are to qualify for tax credits and benefits available through The Benefit Bank. After selecting a state, a series of brief questions are asked to assess potential eligibility. The results are a rough estimate and while they do not guarantee qualification for the programs, it will help determine what a household might qualify for. There is also a secure internet-based self-serve tool where individuals can complete benefits applications online. The online tool is available in English or Spanish on The Benefit Bank’s website. For more general information about The Benefit Bank, to complete a “QuickCheck”, or to access the Self-Serve tool, visit http://tbb-nc.org/. 2- BENEFIT BANK LOCATIONS IN MECKLENBURG COUNTY Table 1 below provides a list of the Benefit Bank Partners located in Mecklenburg County. The list identifies the Benefit Bank services the organization offers, if any language services are available, whether they are open to the public or just for clients/patients only, if an appointment is required, and the contact information for the organization. Note: This is a very dynamic and ever-changing list. Providers are frequently added or removed from the list so please review the website for the most up-to-date list of service providers as well as Benefit Bank locations in other surrounding counties. Visit http://www.thebenefitbank.org/Locate. 8 Grameen America Resource Manual Charlotte, NC Table 1: Benefit Bank Partners located in Mecklenburg County (part 1 of 2) Ada Jenkins Center 212 Gamble St. Davidson, NC 28036 Tel: (704) 896-0471 Website: http://www.adajenkins.org/ Offering: benefits, taxes Not open to the public; by appointment only Residents of N. Mecklenburg and S. Iredell Counties Bilingual services available: Spanish C.W. Williams Community Health Center 3333 Wilkinson Boulevard Charlotte, NC Tel: (704) 393-7720 www.cwwilliams.org Offering: Benefits Not open to the public; CW Williams Patients ONLY! By appointment only. Bilingual services available: Spanish Center for Employment Services (Charlotte Housing Authority) 2201 Caronia Street Charlotte, NC Tel: (704) 714-4051 http://www.chanc.org/living/employment_services.asp Offering: Benefits, Taxes Open to the public by appointment only No bilingual services available. Community Health Interventions & Sickle Cell Agency 841 Baxter Street, Suite 112 Charlotte, NC Tel: (980) 207-3295 www.communityhealthinterventions.org Offering: Benefits, Taxes Not open to the public; by appointment only Services available to families living with sickle cell disease and Thalassemia. No bilingual services available. Crisis Assistance Ministry 500- A Spratt Street Charlotte, NC Tel: (704) 371-3000 www.crisisassistance.org Offering: Benefits, Taxes, Voter registration Not open to the public; by appointment only Bilingual services available: Spanish C.W. Williams Community Health Center-East Blvd. 900 East Boulevard Charlotte, NC Tel: (704) 393-7720 Offering: Benefits Not open to the public, CW Williams Patients ONLY! By appointment. Bilingual services available: Spanish The Center for Community Transitions 2226 North Davidson Street Charlotte, NC Tel: (704) 374-0762 www.centerforcommunitytransitions.org Offering: Benefits, Taxes, Voter Registration Not open to the public; by appointment only Bilingual services available: Spanish Changed Choices 1800 South Blvd. Charlotte, NC Tel: (704) 332-6388 www.changedchoices.org Offering: Benefits, Voter Registration Not open to the public; by appointment only Services available to women transitioning from prison. No bilingual services available. Connections BWB, Inc. 8430 University Executive Park Charlotte, NC Tel: (704) 596-5553 www.Connectionsbwb.com Offering: Benefits, Taxes, Voter Registration Open to the public by appointment only No bilingual services available. Dress For Success Charlotte 500-A Clanton Road Charlotte , NC Tel: (704) 525-7706 www.dressforsuccess.org/charlotte Offering: Benefits, Voter Registration Not open to the public; by appointment only. Female Clients Only; Translator may be available – call for details. 9 Grameen America Resource Manual Charlotte, NC Table 1: Benefit Bank Partners located in Mecklenburg County (part 1 of 2 ) Durham Memorial Baptist Church 1601 Toddville Road Charlotte, NC Tel: (704) 507-3458 Offering: Benefits, Taxes, Voter Registration Not open to the public; by appointment only. Must be a member of Durham Memorial Baptist Church. Bilingual services available: Vietnamese, Montagnard Genesis Project Family Wellness Center, Inc. 5108 Reagan Drive, Suite 14 Charlotte, NC Tel: (704) 596-0505 www.genesisproject1.org Offering: Benefits, Taxes, Voter Registration Open to the public by appointment only Bilingual services available: Spanish The Harvest Center of Charlotte, Inc. 1800 Brewton Drive Charlotte, NC Tel: (704) 335-1616 Offering: Benefits, Taxes, Voter Registration Open to the public. Available on Tuesdays and Wednesdays between 9am-11am, first-come-first-serve basis. No bilingual services available. Market Your Mind Services/Neet’s Sweets Inc. 6305 Reafield Dr Charlotte, NC 28226 Tel: (980) 406-0953 Tel: (704) 512-0380 Offering: Benefits Open to the public; by appointment. Women and Children only. No bilingual services available. Flowers Ministries, Inc. 15720 John J. Delaney Drive Ballantyne One, Suite 300 Charlotte, NC Tel: (704) 248-8889 www.Flowersincusa.org Offering: Benefits, Voter Registration Open to the public by appointment only Bilingual services available: Spanish Goodwill Industries of the Southern Piedmont 2122 Freedom Drive Charlotte, NC Tel: (704) 332-0313 www.goodwillsp.org Offering: Benefits, Voter Registration Open to the public by appointment only No bilingual services available. Melange Health Solutions 145 Scaleybark Road, Suite B Charlotte, NC Tel: (704) 567-8690, ext. 102 http://www.melangehs.com Offering: Benefits Not open to the public; by appointment only. Bilingual services available: Spanish Q Foundation, Inc. 5633 Monroe Road, Suite D Charlotte, NC Tel: (704) 566-4969 www.qfoundation.com Offering: Benefits, Taxes, Voter Registration Not open to the public; Current Students By appointment only Bilingual services available: Spanish 3- ADDITIONAL PUBLIC BENEFITS RESOURCES Mecklenburg County Department of Social Services (DSS) The Mecklenburg County Department of Social Services serves as an excellent referral source to determine where to turn for local resources and services. Mecklenburg County DSS also offers a variety of assistance programs to adults, children, and families. Some of the programs include: Work First Family Assistance – (sometimes referred to as TANF - Temporary Assistance for Needy Families) provides cash assistance and Medicaid coverage to families with minor children. Work First Family Assistance provides parents with short10 Grameen America Resource Manual Charlotte, NC term training and other services to help them become employed and move toward selfsufficiency. Food and Nutrition Services Program (FNS) - provides assistance to households with limited income and resources. The limits are different, depending on the number and ages of persons in the home. Adult Medicaid – pays medical bills for people who meet certain eligibility requirements (such as income, age, or disability) which are based on Federal regulations and State law. Medical benefits may be authorized for services such as hospitalizations, physician services, medications and different levels of care in nursing and residential facilities. Family and Children's Medicaid – helps with medical bills such as doctor fees, prescription drugs, and hospital charges. Mecklenburg Transportation System (MTS) – provides a variety of transportation services to Mecklenburg County residents. In-Home Aide – provides personal care, home management, and respite services to older adults (age 60 +) and adults with disabilities (age 18 +) who are unable to perform these tasks. Charlotte Mecklenburg DSS offers the “North Carolina ePass” which is a way for individuals to check their potential eligibility for programs online. If eligible, individuals can also complete their application online through the same ePass tool. To use the online assessment tool: Visit: https://www.epass.nc.gov Note: For those who wish to apply for Medicaid using the NC ePASS application, the application should be filled out, printed, and signed. The completed application can be mailed or brought in to the Department of Social Services. The applicant must be interviewed by a DSS eligibility worker in order to complete the application process. Applicants applying for Food & Nutrition Services (FNS) can complete and submit the full application online. For individuals who prefer in-person appointments, many of the services require eligibility forms, most of which are now available online. To help minimize wait times, individuals should fill out and bring the appropriate forms along with them when visiting the site for an appointment. For more information contact Charlotte Mecklenburg Department of Social Services: Contact the Customer Connection Call Center – (704) 336-3000. Customer Connection is responsible for managing incoming calls from individuals who receive benefits through Social Services as well as those seeking information about Social Services or resources available in the community. Agents are available Monday - Friday 8 a.m. - 4 p.m. Visit http://charmeck.org/mecklenburg/county/dss/Pages/Default.aspx For Transportation Services (to schedule or cancel transportation) contact Transportation Scheduling at 704-336-4547, Monday - Friday 7:00 a.m. - 4:00 p.m. 11 Grameen America Resource Manual Charlotte, NC Charlotte Mecklenburg DSS Locations DSS Main Office West Charlotte Location Wallace H. Kuralt Centre Valerie C. Woodard Center 301 Billingsley Road 3205 Freedom Drive Charlotte, NC 28211 Charlotte, NC 28208 The Charlotte Mecklenburg Department of Social Services also has a partnership with 6 community-based organizations. An employee from DSS makes site visits to these community locations on a regular basis to hold appointments to discuss Medicaid questions and to assist with the Medicaid application process. In order to schedule an appointment, please contact the community organizations directly using the contact information listed below. Charlotte Mecklenburg Department of Social Services Community Partnerships Ada Jenkins Center 212 Gamble St. Davidson, NC 28036 Tel: (704) 896-0471 Website: http://www.adajenkins.org/ Matthews HELP 119 N. Ames St. Matthews, NC 28105 (704) 847-8383 Website: http://www.matthewshelpcenter.org/ No bilingual services available. Urban Ministry Center 945 N College St Charlotte, NC 28206-3200 Tel: (704) 347-0278 Website: http://www.urbanministrycenter.org/ No bilingual services available. Serving the homeless of Charlotte. Latin American Coalition 4938 Central Ave, Ste 101 Charlotte, NC 28205 Tel: (704) 531-3848 Website: http://www.latinamericancoalition.org/ Men's Shelter of Charlotte 1210 N Tryon St Charlotte, NC 28206-3256 Tel: (704) 334-3187 Website: http://www.mensshelterofcharlotte.org No bilingual services available. Serving the homeless of Charlotte. Women’s Shelter (Center of Hope) 534 Spratt St Charlotte, NC 28206 Tel: (704) 334-0000 No bilingual services available. Serving the homeless of Charlotte. 12 Grameen America Resource Manual Charlotte Resource Manual SECTION II FINANCIAL RESOURCES 13 Charlotte, NC Grameen America Resource Manual Charlotte, NC SECTION II: FINANCIAL RESOURCES 1- INDIVIDUALIZED FINANCIAL COUNSELING There are a number of organizations in the Charlotte area that provide guidance to most financial questions and can also connect individuals with the welfare resources they are eligible for. The service providers have been divided into 2 separate categories: Financial Empowerment Services: provide free one-on-one financial counseling by professional counselors, either in person or by phone. See Table 1. Financial Education Services: provide access to free or low-cost financial education classes, workshops, hotlines, and/or counseling services. This is a list of nonprofit organizations offering services that will help you take charge of your finances. See Table 2. If you do not have access to the internet, call an organization below for resources, services, classes, counseling, and to schedule an appointment if necessary. Table 1: Charlotte Financial Empowerment Service Providers Alliance Credit Counseling 13777 Ballantyne Corporate Place, Suite 100 Charlotte, N.C. 28277 Toll Free: (888) 995-7856 Tel: (704) 341-1010 Website: http://www.knowdebt.org/ Free counseling available by phone. $40 walk- in fee for in-person visit. Services available in English and Spanish. Other languages available through translator service. ClearPoint Credit Counseling Solutions 4421 Stuart Andrew Blvd., Suite 303 Charlotte, NC 28217 Toll Free: (877) 877-1995 Tel: (704) 525-4572 Website: www.clearpointcreditcounselingsolutions.org Free in-person or phone consultations regarding services offered, as well as free Credit and Budget Counseling. Additional services offered for a cost such as Reverse Mortgage Counseling, Bankruptcy Counseling, and Debt Management. Services available in English and Spanish. Other languages available through translator service. Table 2: Charlotte Mecklenburg Financial Education Service Providers (Part 1 of 3) Ada Jenkins Center 212 Gamble St. Davidson, NC 28036 Tel: (704) 896-0471 Website: http://www.adajenkins.org/ Financial counseling. Available for residents of N. Mecklenburg and S. Iredell Counties. Services available in English and Spanish. Benefit Bank See Section I – Benefit Bank for a list of participating organizations. 14 Grameen America Resource Manual Charlotte, NC Table 2: Charlotte Mecklenburg Financial Education Service Providers (Part 2 of 3) Charlotte Area Fund 901 N. Tryon St. Charlotte, NC 28206 Tel: (704) 372-3010 Website: www.charlotteareafund.org/ Free Budget Counseling and Money Management Training Sessions for program participants. Must complete an application process. English Only. Charlotte Mecklenburg Housing Partnership 4601 Charlotte Park Drive Suite 350, Charlotte, NC 28217 Tel: (704) 342-0933 Website: http://www.cmhp.org/Home/ Homeownership ($20 per family) and financial literacy (free) classes open to the public. Additional homeownership counseling and homeowner association workshop trainings for program participants. Most services available in English only. Community Link 601 E. 5th Street Suite 220 Charlotte, NC 28202 Tel: (704) 943-9490 Website: http://www.communitylinknc.org/about/obstacles.aspx Financial coaching, Volunteer Income Tax Preparation, Foreclosure Prevention, Homeownership Program. (Additional homeownership education and counseling for homeownership program participants.) Services available in English and Spanish. Goodwill Industries of the Southern Piedmont 2122 Freedom Drive Charlotte, NC 28208 Tel: (704) 372-3434 6607 South Blvd. (Bilingual Services) Charlotte, NC 28217 Tel: (704) 527-3195 Website: http://www.goodwillsp.org/ Classes on budgeting, money management, financial products, and credit management. Home Buyer Education and Homeowners in Distress workshops. Seminars to prepare students for college life, specifically as it relates to financial matters. Access to the Benefit Bank. Volunteer Income Tax Preparation site. Subsidized transportation assistance. Services available in English only. Some computer literacy training in Spanish. Go online to register for classes or call the Job Connection Staff. Charlotte Housing Authority 400 East Boulevard Charlotte, NC 28203 (704) 336-5183 Website: http://www.cha-nc.org/ Homeownership counseling, homeownership financial literacy classes, and homeowner association workshop trainings for program participants. Translator service available. Charlotte Mecklenburg Library Tel: (704) 416-0101 (Main Library) Website: http://www.cmlibrary.org/programs/ The Public Library offers a variety of financial literacy classes at its various locations across the county. Call or visit their website for available class listings. Several course offerings in Spanish. Davidson Housing Coalition 220 Sloan St., Suite A Davidson, NC 28036 Tel: (704) 892-4486 Website: http://www.davidsonhousing.org/index.html Home Rehabilitation Programs, Homebuyer/Home Purchase Counseling, Public Housing, Personal Financial Counseling. Spanish speaking volunteer available on a part-time basis. Latin American Coalition 4938 Central Ave, Ste 101 Charlotte, NC 28205 Tel: (704) 531-3848 Website: http://www.latinamericancoalition.org/ Youth to College program, providing scholarships for Latino youth. Financial literacy courses for Small Business program participants. Services available in English and Spanish. 15 Grameen America Resource Manual Charlotte, NC Table 2: Charlotte Mecklenburg Financial Education Service Providers (Part 3 of 3) Latino Community Credit Union (Cooperative Latina Credit Union) 3 Locations: South Boulevard - (704) 553-0386 Milton Rd - (704) 531-0201 Dickerson Blvd (Monroe, NC) - (704) 226-1651 Website: http://latinoccu.org/ Offering multiple financial literacy courses including Savings, Budgeting, Credit History, Credit Cards, How to Buy a Car, Homeownership. Other courses available online. Services available in English and Spanish. 2- TAX ASSISTANCE By law, all people earning an income in the U.S. have to file annual tax returns, whether they owe taxes or not. Also, low-income individuals and households who are entitled to a tax refund or a tax credit — such as the Earned Income Tax Credit (EITC) or Child Care Tax Credit — must file in order to obtain these monies. Citizens and legal residents are requested to use their Social Security number on their returns; undocumented immigrants need to provide an Individual Tax Identification Number (ITIN) for which they can apply either before or at the time they file their tax returns. EITC is a fully refundable federal tax credit for working low- and moderate-income individuals and families. It is one of the largest benefit programs for families that work but do not exceed a certain IRS-specified income level. Families that meet eligibility requirements can receive thousands of dollars through the EITC by filing their taxes. Many states also offer their own version of the EITC in addition to the federal tax credit. Securing tax credits can make a critical difference in a household’s well-being. For more information about the EITC visit the IRS’s EITC page: http://www.irs.gov/Individuals/EITC-Home-Page--It%E2%80%99s-easier-than-everto-find-out-if-you-qualify-for-EITC. 2.1- Free Tax Preparation The VITA (Volunteer Income Tax Assistance) Program offers free tax preparation services for qualifying people (i.e., with incomes below an IRS-defined ceiling; the ceiling varies from year to year) who need assistance in filing their tax returns. Volunteers prepare basic tax returns during the January-April tax season. Tax preparers also help clients in maximizing their tax benefits (refunds and credits, including the EITC and child credit), applying for an ITIN (mandatory for people without Social Security Number), and investing a part of the anticipated refund in savings accounts. To know if you qualify for this service and to locate VITA sites in Charlotte: Call 311 or (800) 906-9887 16 Grameen America Resource Manual Charlotte, NC Visit http://www.irs.gov/Individuals/Free-Tax-Return-Preparation-for-You-byVolunteers for more information. Or visit http://irs.treasury.gov/freetaxprep/ to find a VITA location near you. Documents needed when going to a VITA center to have your taxes prepared: Proof of identification – Picture ID. Social Security Cards for client, spouse, and dependents. People without a Social Security Number need to establish an Individual Taxpayer Identification Number (ITIN). Proof of Foreign Status if applying for an ITIN. Birth dates for client, spouse and dependents on the tax return. Wage and earning statement(s) Form W-2, W-2G, 1099-R, 1099-Misc, from all employers. Interest and dividend statements from banks (Forms 1099). A copy of last year’s federal and state returns if available. If a direct deposit of the refund is requested, proof of bank account routing numbers and account numbers, such as a blank check. Total paid for daycare provider and the daycare provider's tax identifying number. To file taxes electronically on a married-filing-joint tax return, both spouses must be present to sign the required forms. 2.2 - Solving Tax Problems The LITC (Low Income Taxpayer Clinic) program assists low-income individuals who have a problem with the IRS. LITCs can provide representation before the IRS or in court on income tax audits, tax collection disputes, appeals, court proceedings, and other tax-related issues for free or for a small fee. LITC centers in Charlotte: Table 3: LITC Centers in Charlotte Legal Services of Southern Piedmont, Inc. 1431 Elizabeth Ave Charlotte, NC 28204 Tel: (800) 247-1931 (English and Spanish) Tel: (704) 376-1600 (English and Spanish) Website: http://www.lssp.org/ Visit http://www.irs.gov/uac/Low-Income-Taxpayer-Clinics for more information about the LITC program. 17 Grameen America Resource Manual Charlotte, NC 3- BENEFIT BANK Many Benefit Bank Partners offer low-income households and individuals free, customized, and confidential counseling on a broad range of government benefits, financial matters, and legal issues. Many of them provide tax assistance or can refer clients to a tax assistance center. See SECTION I: BENEFIT BANK. 18 Grameen America Resource Manual Charlotte, NC Charlotte Resource Manual SECTION III SMALL BUSINESS RESOURCES 19 Grameen America Resource Manual Charlotte, NC SECTION III: SMALL BUSINESS RESOURCES Entrepreneurs who want to start a new business venture or expand an existing operation face a variety of problems. Of these issues the most intricate are (a) securing the proper licenses and permits and (b) complying with all the regulatory provisions pertaining to their specific business endeavor. There are several sources to which these entrepreneurs can turn for assistance. 1- CHARLOTTE BUSINESS RESOURCES.COM Charlotte Business Resources.com, is an online portal that is a community-wide collaborative effort by a network of organizations (including the City of Charlotte) committed to working together to save businesses and business owners time and money by providing relevant business resources and information. The site makes important information and resources for new and existing businesses available in one integrated place. Charlotte Business Resources.com offers detailed information on numerous critical issues — the nature and limits of each specific business, the kind of permits and certifications that are needed, approved training and education centers, how and where to apply for a license, the annual or bi-annual cost of licensing fees, insurance requirements, and the like. The website has a language selection option where viewers can choose from 7 different languages to browse the site. The website provides a list of local, state and federal resources available for individuals looking to start, grow, relocate, or finance their business. The site also provides various resources related to contracting (including opportunities, certifications, bonding, and bidding). Individuals who visit the site looking to start a business can choose from a range of topics – Getting Started, Licensing & Permitting, Training & Development, Site Selection, Entrepreneurship, Exporting, Patents, Franchise, and Networking. There are also resources available for individuals looking to start a Non-Profit. For more information: Visit http://charlottebusinessresources.com/. 2- CITY OF CHARLOTTE ADMINISTRATION 2.1- City of Charlotte Neighborhood & Business Services Within the Economic Development tab of the City of Charlotte’s website there is a list of programs offered by Neighborhood and Business Services (NBS) to help businesses start, operate, and expand in the Charlotte area. For a full list of programs and resources available through NBS visit their website: http://charmeck.org/city/charlotte/nbs/ed/Pages/default.aspx. Small Business Opportunity (SBO) Program. The Small Business Opportunity Program is a program offered through the Neighborhood & Business Services department of the City of 20 Grameen America Resource Manual Charlotte, NC Charlotte. The SBO Program is designed to assist certified City Small Business Enterprises (SBEs) in growing, enhancing and developing their businesses. The SBO Program is a race and gender neutral program that ensures small business participation in contracting and subcontracting opportunities with the City of Charlotte. It applies to all aspects of the City's contracting and procurement programs, including but not limited to the purchase of apparatus, supplies, materials, equipment, construction projects, all service contracts, and equipment rental and lease agreements. The program affords participants the opportunity to access a database with other SBEs and area vendors, networking with other small business owners and key city staff and officials, business development opportunities, contracting opportunities, access to additional lending resources, and a combination of numerous development programs that support small businesses in organizational training, strategic development, and networking opportunities such as free monthly workshops, Professional Association Sponsorships, and a Mentor Protégé Program. Professional Association Sponsorships. The Small Business Opportunity (SBO) Program provides partial sponsorships for annual membership dues toward local organizations that foster small business growth for a period of one year. SBEs that do not already have an existing membership with the applied for organization are eligible to receive funds to subsidize the cost to join one of the partnering associations. Partnering associations include: Carolinas Association of General Contractors (AGC) Metrolina Minority Contractors Association (MMCA) Charlotte Chamber of Commerce Latin American Chamber of Commerce National Association of Women Business Owners (NAWBO) Hispanic Contractors Association of the Carolinas CPCC’s Institute for Entrepreneurship. Another benefit of the City’s SBO program is the option for participation in an established partnership with Central Piedmont Community College’s (CPCC) Small Business Center. SBEs can enroll in free courses ($300 maximum) at Central Piedmont Community College through the Institute for Entrepreneurship (IE). The Institute for Entrepreneurship offers support to those that want to start a small business or those who want help with an existing business. IE offers numerous classes for small business owners such as Using YouTube to Promote Your Business, QuickBooks 2012 and Social Media Marketing Tools for Business Owners. To learn more about the IE, go to http://www.cpcc.edu/einstitute. The City of Charlotte also partners with CPCC’s Institute for Entrepreneurship to offer ten scholarships for Getting to the CORE of Business: Strategic Development Program. This innovative five-month program will provide business owners individualized practical training designed to teach business owners how to integrate, implement and execute a focused growth strategy. Mentor-Protégé Program. One additional benefit of the SBO Program is the ability to participate in the Mentor-Protégé Program. This program provides hands-on managerial and technical assistance, matching larger “mentor” companies with less experienced “protégé” Small 21 Grameen America Resource Manual Charlotte, NC Business Enterprise (SBE) companies in need of guidance and training. Created as a value added feature to the certification process, the Mentor Protégé program helps the Small Business Opportunity Program develop, support and enhance the success of small business in the community. For more general information about the SBO Program: Visit http://charmeck.org/city/charlotte/nbs/ed/SBO/Pages/default.aspx Call (704) 432-1395 for general information about Neighborhood & Business Services For information about the SBO Program in English, call Meg Capetta (704) 336-2487 For information about the SBO Program in Spanish, call Giovy Buyers (704) 432-3304 To see if your business qualifies, visit the SBE certification page of the City of Charlotte website: http://charmeck.org/city/charlotte/nbs/ed/SBO/Pages/SBECertification.aspx 2.2- Mecklenburg County Health Department The Mecklenburg County Health Department provides detailed information on all health and hygiene requirements for individual businesses such as food vendors, pet store owners, tattoo parlors, swimming pool operators, and more. More specifically, the website’s section on Environmental Health provides a search option linking to guides and information on a wide series of topics. For more information: Call 311 and ask for Environmental Health Services (a division of the Mecklenburg County Health Department) or call 704-336-5100. Visit http://charmeck.org/mecklenburg/county/HealthDepartment/EnvironmentalHealth/Pa ges/Default.aspx 3- NORTH CAROLINA ADMINISTRATION 3.1- Business Link North Carolina Business Link North Carolina (BLNC) is a free service of the North Carolina Department of Commerce. Business Link helps entrepreneurs start, grow and support their business in North Carolina. Business Link North Carolina offers a central source for consultations, information and referrals. BLNC counselors provide one-on-one client consultations at no cost, customized licensing information, employer and business structure forms, referrals to State Agencies and State Occupational Licensing Boards, Local Governments & Federal Agencies, contacts for Local, State & Federal business services, programs & resources, and a Small Business Ombudsman to work on the individual’s behalf to resolve issues with State Government Agencies. Two of its services are of particular interest for immigrants anxious to start their own business: 22 Grameen America Resource Manual Charlotte, NC Planning Checklist ― a guide to help prospective and actual entrepreneurs prepare a comprehensive business plan and determine if their idea is feasible, to identify questions and problems they will face in converting their idea into reality, and to prepare for starting their business. To view the Planning Checklist visit: http://www.blnc.gov/start-your-business/planning-checklist\ Minority Programs ― a list of services, programs and support for minority business owners such as the N.C. Institute of Minority Economic Development, the N.C. Community Development Initiative, and the N.C. Department of Administration's Office of Historically Underutilized Businesses HUB. For more information about the available Minority Programs visit: http://www.blnc.gov/start-your-business/minority-programs Contact Business Link North Carolina to discuss business needs or for help finding the appropriate resources to accomplish business goals. Business Counselors are available MondayFriday from 8:00am - 5:00pm EST: Call (800) 228-8443 or (919) 807-4280 Visit http://www.blnc.gov/ Bilingual staff available. 3.2- The Small Business Center Network (SBCN) The North Carolina Community College System Small Business Center Network offers a wide range of programs and services for existing and prospective business owners to help them realize their dream of owning a business or making their current business more profitable. The Small Business Center Network, comprised of 58 Small Business Centers throughout North Carolina, supports the development of new businesses and the growth of existing businesses by being a community-based provider of training, counseling, and resource information. Centers provide local, confidential, experienced counselors as advisors for new and existing businesses. Available on an as needed basis, this local confidential service acts as a sounding board for new ideas and or concerns business owners may have about their business. SBCN’s professional staff will help find solutions to challenging business questions. No question is too simple or complicated. There is no charge for these services. Small Business Centers offer year round a wide variety of seminars and workshops to help small businesses be successful. Most seminars and workshops are available at no charge. If there is a cost, that information is disclosed on the website. Some of the topics include: How to Start a Business How to Write a Business Plan Financing Your Business Bookkeeping and Taxes Marketing for Success For a current listing of upcoming seminars and workshops: Visit www.cpcc.edu/sbc 23 Grameen America Resource Manual Charlotte, NC Your local Small Business Center also has a library of professional resources waiting to be tapped such as: Market Research Business Plans Business/Legal Structure Computers For more information: Visit https://www.ncsbc.net/ Visit the local Mecklenburg County SBC located at the CPCC Small Business Center: Hall Building – 1112 Charlottetowne Ave Charlotte, NC 28204 Or call (704) 330-6736. 3.3- Small Business and Technology Development Center The North Carolina Small Business and Technology Development Center (SBTDC) is a business advisory service of the University of North Carolina System, administered by NC State University, and operated in partnership with the U.S. Small Business Administration. The SBTDC is also a strategic partner of the North Carolina Department of Commerce. SBTDC specialists assist small and mid-sized businesses throughout North Carolina from 16 offices across the state – each affiliated with a college or university. The SBTDC’s core mission is to help North Carolina businesses grow and create new jobs to benefit all North Carolinians. Most SBTDC services are free of charge, and all services are confidential. SBTDC helps with a wide variety of business problems, issues, and challenges. They help address immediate, pressing concerns, but also work with business owners on an on-going basis to identify and address underlying issues and growth opportunities. Services include: Business & Management Advice Financial Assistance – Assistance with how to obtain business capital Financial Analysis – Advice on how to make a business more profitable. Marketing Assistance – Learn how to expand into new geographies, customer segments, or product/industry markets. Research – Acquire knowledge as a means of learning how to outperform competitors. Strategy Development & Implementation Leadership & Employee Performance – Analyzing staff to determine if employees, managers, and systems as efficient and effective as they can be. For more information: Visit www.sbtdc.org. Submit an online request for free, confidential business advice from an advisor https://access.sbtdc.org/reg.aspx?mode=counsel&center=42010&subloc=0 Or contact the regional SBTDC location for the Anson, Cabarrus, Iredell (southern), Mecklenburg, Montgomery, Rowan, Stanly and Union counties. 24 Grameen America Resource Manual Charlotte, NC SBTDC at UNC Charlotte The Ben Craig Center 8701 Mallard Creek Rd, Ste 102 Charlotte, NC 28262 Tel: (704) 548-1090 No bilingual services available. Website: http://www.sbtdc.org/offices/uncc/ 3.4- Office of Historically Underutilized Businesses The North Carolina Department of Administration’s Office of Historically Underutilized Businesses (HUB) was established to: Increase the amount of goods and services acquired by the state from businesses owned and controlled by HUB firms. Encourage the purchasing officers within the state agencies, departments and universities to identify and utilize prospective HUB designated vendors and service providers. Educate vendors on "how to" do business with the state. Encourage participation of qualified HUB designated vendors by directing them to agencies that can benefit from their product or service. Maintain a database of designated HUB vendors for use by state purchasers, general contractors and other purchasing entities seeking qualified vendors. Sponsor seminars and conduct training workshops that assist HUB vendors become an active participant in state contracting opportunities. A HUB is defined as a business where fifty-one percent or more of the business is owned by, and the day-to-day management and daily business operations are controlled by, one of the following: Black, Hispanic, Asian-American, American Indian, Female or a Socially and Economically Disadvantaged person, or Disabled-Owned or a Disabled Business Enterprise. To learn more about the HUB Office and the HUB certification process Visit http://www.doa.nc.gov/hub/default.aspx Or if you are a part of the SBO Program (see section 2.1 City of Charlotte Neighborhood & Business Services above) contact Nancy Rosado at (704) 336-2116. 4- CHARLOTTE MECKLENBURG PUBLIC LIBRARY The Charlotte Mecklenburg Public Library has a list of resources available for small business owners to use free of charge. The Library offers a broad range of educational and informational materials on numerous topics such as business start-up guides and plan books, business directories and industry data, sales and marketing publications, demographic resources and assistance with online data, and research computers with Online Business Resources available. The library also offers a series of programs and events related to business, finance, and taxes. Courses range from basic computer skills and financial literacy to complex business structure and tax guidelines. There are many offerings in Spanish as well. 25 Grameen America Resource Manual Charlotte, NC For more information on the available library resources visit your nearest library, or: Visit http://www.cmlibrary.org/ Or call (704) 416-0101 during library business hours: Monday: Closed Tuesday: 10am - 7pm Wednesday: 10am - 7pm Thursday: 10am - 7pm Friday: 10am - 5pm Saturday: 10am - 5pm Sunday: 1pm - 5pm For more information about upcoming programs, courses and events: View the online schedule: http://www.cmlibrary.org/programs/ 5- SCORE SCORE is a nonprofit association dedicated to helping small businesses get off the ground, and grow and achieve their goals through education and mentorship. The local Charlotte chapter offers connections to mentors, workshops, and a number of tools to support, grow, and develop a business. Many of the online tools are also available in Spanish. For more information about SCORE resources: Visit the website: www.charlotte.score.org Call (704) 344-6576 Or visit the Charlotte office: 6302 Fairview Road, Suite 300 Charlotte, NC 28210 6- LEGAL ASSISTANCE 6.1- Charlotte School of Law CPCC's Small Business Center has partnered with Charlotte School of Law to form a community based legal resource and offer no-cost legal assistance. Charlotte School of Law has developed a Business Law Clinic to provide basic legal services to small businesses in the Charlotte area. The initiative will target entrepreneurs and business owners of firms that have insufficient resources to obtain legal counsel. Legal assistance will be focused on the following business issues: Business Formation Purchase Agreements Employee and Independent Contractor Contracts In order to request legal assistance, business owners must first register for business counseling through SBCN https://www.ncsbc.net/reg.aspx?mode=counsel&center=75120&subloc=0. (See section 3.2 The Small Business Center Network above for more details about SBCN.) 6.2- Legal Services of the Southern Piedmont 26 Grameen America Resource Manual Charlotte, NC Legal Services of the Southern Piedmont is an organization that helps provide legal assistance to low-income individuals in Charlotte-Mecklenburg and west-central North Carolina. Services are offered at low cost, and at times at no cost, depending on the case and client income qualifications. For more information: Visit their website http://www.lssp.org/index.html Call the Client Help Line, (704) 376-1600 for English Call the Client Help Line, (800) 247-1931 for Spanish Or visit the office in person at 1431 Elizabeth Ave., Charlotte, NC 28204 6.3- NC LEAP (North Carolina Lawyers for Entrepreneur Assistance Program) Empowering low-wealth business owners to build businesses in North Carolina that create jobs, improve communities, and boost participants out of the poverty cycle, NC LEAP strives to be the premier provider of business-related services to low-wealth entrepreneurs and business owners in North Carolina. NC LEAP clients are: Low-income individuals who want to start or grow a for-profit business; For-profit businesses expanding operations into economically distressed neighborhoods and communities; or Established non-profit organizations serving economically distressed communities. Low-income is defined as earning less than 80% of the median income relative to your location and family size (visit the website - http://ncleap.ncbar.org/business-owners - for the most current income-eligibility chart). NC LEAP will review all applications, but for a client to be accepted into the program they need to: Have a business plan; Possess a projection for profitability or the ability to break even within two (2) years; Have worked with or completed a business development program, or have a minimum of one year's experience running a business; Not be pursuing the business as a hobby under IRS definitions; Either be low-income or have a for-profit business that exists in, or will assist in developing, an economically distressed neighborhood or community; and Have a potential impact on the community by providing jobs, economic activity or other contributions to the community in which the business is located. Applicants seeking help with patent filings should have completed a marketability study and should submit proof of financial resources sufficient to undertake the patent prosecution process. If operating a non-profit organization, the organization must be already established, hold current 501(c) status with the IRS, be current with all required tax filings, and be seeking assistance with a business law-related problem. Please note, any non-profit applying for assistance will be given a high level of scrutiny, and help may not be available dependent on other for-profit business demands on volunteers' time. 27 Grameen America Resource Manual Charlotte, NC In considering an application, NC LEAP also looks at: Business & personal access to credit and capital; Business & family adjusted gross income; Family size; and Business and personal assets. What is the process for becoming an NC LEAP Client? 1. Complete an NC LEAP application and submit it with all attachments. Applications will not be considered until business plan and a current tax filing for income verification have been submitted. (Complete the application online: https://ncleap.ncbar.org/business-owners/clientapplication.) 2. NC LEAP will screen applicants for income eligibility and to determine if the requested legal issue is one NC LEAP can handle. 3. If eligible, NC LEAP we will refer the case to an attorney with the time and expertise to handle the case. That attorney must then conduct a check to make sure there is no conflict of interest in his/her handling the matter. 4. This process may take a few weeks so please be patient. Once everything is clear, the applicant will receive a letter from NC LEAP with the attorney's name and phone number. 5. Call the attorney within seven (7) days of receipt of the letter from NC LEAP. 6. Remember, while legal fees are pro bono, clients are still expected to pay out of pocket expenses related to their matter (i.e. filing or application fees). For more information Visit the NC LEAP website http://ncleap.ncbar.org/ Call (919) 677-0561 or (800) 662-7407 for English. Or call (919) 677-8574 for Spanish. 28 Grameen America Resource Manual Charlotte Resource Manual SECTION IV WELFARE RESOURCES 29 Charlotte, NC Grameen America Resource Manual Charlotte, NC SECTION IV: WELFARE RESOURCES NOTE: As a rule, government-provided welfare benefits are only available to U.S. citizens and legal residents; undocumented residents qualify for very few welfare programs. 1- THE BENEFIT BANK The Benefit Bank can be seen as the gateway to government benefits and services for lowincome individuals and households. The Benefit Bank is a web-based service that simplifies and centralizes the process of applying for many state and federal benefits for low- and moderate-income individuals and families. Through its eligibility screening tool, The Benefit Bank can ensure that people are fully aware of the benefits to which they are entitled and helps maximize the benefits and tax refunds they can secure. The "one-stop-shop" concept of The Benefit Bank reduces the amount of time needed to apply for benefits. Further, the information a person enters is stored securely, so an individual who wishes to reapply for benefits, apply for new benefits or file future tax returns simply needs to enter his or her username and password to initiate this new action. The Benefit Bank is a free service. No consumer can be charged for using The Benefit Bank online service. When calling a Benefit Bank location to set up a first appointment, individuals should ask which information and documents they should bring to make the first interaction more productive. The Benefit Bank has several locations in Charlotte. See Section I: The Benefit Bank for more details and a list of locations. 2- MECKLENBURG COUNTY DEPARTMENT OF SOCIAL SERVICES The Mecklenburg County Department of Social Services serves as a source for government assistance programs for adults, children, and families. Some of the programs include: Work First Family Assistance – (sometimes referred to as TANF - Temporary Assistance for Needy Families) provides cash assistance and Medicaid coverage to families with minor children. Work First Family Assistance provides parents with shortterm training and other services to help them become employed and move toward selfsufficiency. Food and Nutrition Services Program (also known as food stamps or FNS) - provides assistance to households with limited income and resources. The limits are different, depending on the number and ages of persons in the home. Adult Medicaid – pays medical bills for people who meet certain eligibility requirements (such as income, age, or disability) which are based on Federal regulations and State law. Medical benefits may be authorized for services such as hospitalizations, physician services, medications and different levels of care in nursing and residential facilities. Family and Children's Medicaid – helps with medical bills such as doctor fees, prescription drugs, and hospital charges. 30 Grameen America Resource Manual Charlotte, NC Mecklenburg Transportation System (MTS) – provides a variety of transportation services to Mecklenburg County residents. In-Home Aide – This program provides personal care, home management, and respite services to older adults (age 60 +) and adults with disabilities (age 18 +) who are unable to perform these tasks. Applicants can check and see if they are eligible for benefits online through “North Carolina ePass” which is a program Charlotte Mecklenburg DSS offers for individuals to check their potential eligibility for programs. If eligible, individuals can also complete their application online through the same ePass tool. Note: For those who wish to apply for Medicaid or Food & Nutrition Services (FNS) using the NC ePASS application, the application should be filled out, printed, and signed. The completed application can be mailed or brought in to the Department of Social Services. The applicant must be interviewed by an eligibility worker in order to complete the application process. Many of the services require eligibility forms, most of which are now available online. To help minimize wait times, individuals should fill out and bring the appropriate forms along with them when visiting the site for an appointment, if possible. For more information contact the Charlotte Mecklenburg Department of Social Services: Contact the Customer Connection Call Center – (704) 336-3000 Customer Connection is responsible for managing incoming calls from individuals who receive benefits through Social Services as well as those seeking information about Social Services or resources available in the community. Agents are available Monday Friday from 8 a.m. - 4 p.m. Visit http://charmeck.org/mecklenburg/county/dss/Pages/Default.aspx For Transportation Services (to schedule or cancel transportation) contact Transportation Scheduling at (704) 336-4547, Monday - Friday 7:00 a.m. - 4:00 p.m. Charlotte Mecklenburg DSS Locations DSS Main Office West Charlotte Location Wallace H. Kuralt Centre Valerie C. Woodard Center 301 Billingsley Road 3205 Freedom Drive Charlotte, NC 28211 Charlotte, NC 28208 3- WOMEN, INFANTS & CHILDREN (WIC) PROGRAM WIC provides basic nutrition services to eligible pregnant, breastfeeding, and postpartum women, as well as infants and children, including: Issuance of monthly a food package (baby formula, milk, cheese, eggs, juice, cereal, dried beans or peanut butter), fruits, vegetables, brown rice, whole wheat bread, tortillas, tofu and jars of baby food. Vouchers redeemable at participating NC stores Provision of nutritional education, and 31 Grameen America Resource Manual Charlotte, NC Coordination with Health Department clinics or private healthcare providers in the community WIC is available to pregnant, breast feeding and postpartum women, infants and children up to age five. To participate one must: Be a resident of North Carolina or receive health care in North Carolina. Aliens are eligible to apply as long as they reside in the state. Have a family income less than 185% of the U.S. Poverty Income Guidelines. A person receiving Medicaid, Work First Families Assistance (AFDC), or Food Stamps automatically meets the income eligibility requirement. Refer to chart. Be at nutritional risk. A nutritionist or other health professional makes the nutritional risk assessment at no cost to the participant. Examples of nutritional risk conditions are listed below: Underweight/overweight Documented nutrition-related medical conditions Inadequate dietary intake Conditions that predispose a person to inadequate nutritional patterns such as lead poisoning, mental retardation, alcohol or drug abuse Clients are seen by appointments, and evening hour appointments are available. Please call the Health Department (704) 336-6500 to schedule an appointment. For more information please visit the WIC section of the Health Department Website: http://charmeck.org/MECKLENBURG/COUNTY/HEALTHDEPARTMENT/CLINICS ERVICES/WIC/Pages/Default.aspx There are 4 WIC locations in Charlotte: Charlotte WIC Locations WIC Eastland WIC Clanton 5624 Executive Center Drive 801 Clanton Rd, Suite C-110 Charlotte, NC 28212 Charlotte, NC 28217 WIC Northwest Campus 2845 Beatties Ford Rd Charlotte NC, 28216 Southeast Campus 249 Billingsley Rd Charlotte, NC 28211 4- LEGAL SERVICES OF SOUTHERN PIEDMONT Legal Services of the Southern Piedmont (LSSP) assists low-income individuals and immigrants in obtaining and maintaining government benefits; it provides information and guidance in areas such as public assistance, food stamps, Medicaid, housing allowances, workfare, and immigrant rights to public benefits. 32 Grameen America Resource Manual Charlotte, NC LSSP is a Charlotte-based not-for-profit organization whose core mission is to assure a full measure of justice for those in need. They provides a wide range of civil legal assistance to eligible low-income persons in the Charlotte metropolitan area and west-central NC. Contact LSSP to ask about assistance with your specific government benefit issue: Legal Services of Southern Piedmont CHARLOTTE OFFICE 1431 Elizabeth Avenue Charlotte, NC 28204-2506 Tel: (704) 376-1600 – English Tel: (800) 247-1931 – Spanish 5- TEMPORARY CASH ASSISTANCE 5.1- Temporary Assistance to Needy Families (TANF) Eligible families may receive up to 24 months of federally funded cash assistance under the Temporary Assistance to Needy Families (TANF) Program, also known as Work First. For more information, contact the Mecklenburg County Department of Social Services: Contact the Customer Connection Call Center – (704) 336-3000 Customer Connection is responsible for managing incoming calls from individuals who receive benefits through Social Services as well as those seeking information about Social Services or resources available in the community. Agents are available Monday Friday 8 a.m. - 4 p.m. Visit http://charmeck.org/mecklenburg/county/dss/Pages/Default.aspx Charlotte Mecklenburg DSS Locations DSS Main Office West Charlotte Location Wallace H. Kuralt Centre Valerie C. Woodard Center 301 Billingsley Road 3205 Freedom Drive Charlotte, NC 28211 Charlotte, NC 28208 5.2- Crisis Assistance Ministries The Housing & Financial Stability Program at Crisis Assistance Ministries offers emergency financial assistance with rent and utilities for urgent requests. Assistance is NOT provided on a first-come, first-serve basis but rather is based on the urgency of the emergency. Cases are assessed on an individual basis and if you are selected by a caseworker you will have a one-onone session in a private office to discuss your situation. If you are in need of assistance from Crisis Assistance Ministries, please see the notes below regarding what to bring and what to expect upon arrival at their location. 33 Grameen America Resource Manual Charlotte, NC What to bring: In order to be seen by a Crisis Assistance Ministry caseworker, bring each of the following items: Picture ID for the applying client Social Security documentation for all household members: social security card, documentation from the Social Security Administration verifying social security number, W2 form from an employer or paystub indicating the nine digit social security number, or W7 if applicable. If you are not registered with the Social Security Administration you are required to provide some form of identification. Proof of all household income for the past 30 days. Clients who are paid every week are required to present four current paystubs. Clients who are paid bi-weekly are required to present two current paystubs, and clients who are paid monthly are required to bring one current paystub. Clients who receive unemployment, SSI or SSA, VA Pension, Retirement Pension, Child Support, Disability, and/or income from family or friends are required to present a statement of income verification. Clients who are self-employed are required to present income verification. All disconnection and past due utility statements. These should be in the applying clients name and that person must reside in the household. Rental lease. What to expect: You may have to wait several hours to meet with a caseworker to assess your situation. During your interview, a caseworker will address your current situation and discuss with ways to help you move toward financial stability. On busy days, some customers will spend the entire day here. Following these tips will make your visit less stressful: Be sure you bring everything listed on the “What to Bring” section. We cannot serve you without all of this information. Bring a book or something to read. Bring a snack or lunch – there are vending machines, but they often empty quickly on busy days. Bring an internet enabled device (phone, tablet, laptop) and charger – we offer free Wifi in our lobby. Make childcare arrangements. If you must bring a child along, bring along books, crayons, or other items to entertain your child and adequate diapers and other supplies for a several hour wait. Wear weather appropriate clothing – we do our best to quickly seat everyone inside the building, but the line may extend outside, especially on busy days. If you are in need of assistance from Crisis Assistance Ministries, or have questions: Call (704) 371-3001 Visit the website http://www.crisisassistance.org/ Or visit their office in person at 500-A Spratt Street, Charlotte, NC 28206. 34 Grameen America Resource Manual Charlotte, NC 5.3- The Ada Jenkins Center (Sunshine Fund) The Sunshine Fund is emergency rent and utility assistance. In order to qualify, applicants must be residents of Davidson, Huntersville or Cornelius. Mooresville residents may obtain assistance through the Mooresville Christian Mission. Sunshine Fund clients must bring a picture ID, proof of residency for the client and anyone else living in the home, current pay stubs, and Social Security Cards for everyone in the home and bills for utility assistance and eviction notice for assistance with rent. If you are in need of assistance from the Sunshine Fund and meet the qualifications, Contact Jenni Eisbrener, Care Coordinator, (704) 896-0471 x 115, to arrange an appointment. 5.4- The Good Fellows Good Fellows is a Charlotte men’s membership club dedicated to be of service to the working poor in the Charlotte community. Good Fellows utilizes 100% of donations to provide emergency assistance for rent, utilities, and prescriptions to families in need throughout the year. Services are provided at the discretion of the organization. If someone is in need of assistance and does not speak English, they must provide their own interpreter; no bilingual services are provided. Call in advance to ask about the required documentation needed for your specific case and you must have been turned down by Crisis Assistance Ministries. Open Tuesday and Thursday only. For questions or to make an appointment Contact the Director of Family Services (704) 333-5040. 5.5- Matthews HELP Center Matthews HELP Center serves the Matthews community by providing programs and services that meet life's basic needs. They provide financial and non-financial crisis assistance for those in need. If someone is in need of assistance and does not speak English, they must provide their own interpreter; no bilingual services are provided. The following items are required in order to make an assessment of need and must be brought to your appointment. Picture ID for all adults: Driver’s license, state picture ID, or passport. Social Security Card for all household members. Proof of Income for everyone in the household: check stubs, a letter from employer verifying pay or proof of any income household has (all roommates, etc.). Receipts to show how household has recently spent money they have had: insurance, bills paid, etc. Proof of emergency: Doctor’s disability statement, medical bills, eviction notice, cut-off notices. Rental/Homeowners information: Rent receipts, lease, landlord’s name and phone number, mortgage papers. 35 Grameen America Resource Manual Charlotte, NC For additional information or to make an appointment contact the HELP Center directly: Call (704) 847-8383. Or visit 119 N. Ames St., Matthews, NC 28105. 36 Grameen America Resource Manual Charlotte, NC Charlotte Resource Manual SECTION V ADULT EDUCATION RESOURCES 37 Grameen America Resource Manual Charlotte, NC SECTION V: ADULT EDUCATION RESOURCES 1- CENTRAL PIEDMONT COMMUNITY COLLEGE (CPCC) The College and Career Readiness Department of CPCC offers free professional instruction in a variety of fundamental education courses. All classes are taught by certified teachers and are offered free of charge. Courses include Adult Basic Education (reading, writing, and math), High School Equivalency (GED), English as a Second Language (ESL), and Career Exploration and Work Readiness, and Occupation Training are held on an ongoing basis at 6 CPCC locations around the city. For more information about the range of classes, locations, and Continuing Education, or to become a student: Visit http://www.cpcc.edu/ccr Or call (704) 330-6129 2- CHARLOTTE MECKLENBURG PUBLIC LIBRARY The Charlotte Mecklenburg Public Library offers a variety of programs and services throughout the year. Some courses offered include English Classes, Computer Basics, Technology Tutoring, E-mail Basics, PowerPoint Basics, Microsoft Excel Basics, Microsoft Word Basics, Internet Basics, and more! A sample of some of the course descriptions is listed below: Computer Classes - Two-hour weekly computer sessions on such topics as: Introduction to Computers, Microsoft Word, and the Internet. English Learning Opportunities: Crossroads Café - Students receive materials to help them study at their own pace; they check out materials from the library. A teacher from CPCC meets with the students once a week to answer questions. For more information, call (704) 330-6172. English / Spanish Conversations Clubs - The library offers several opportunities for users to improve their English or Spanish in a friendly atmosphere. These programs are offered at various library branches. Library Tours - Guided tours of the Library’s facilities and various library informative materials in Spanish are available. Educational Trainings for the Community - The library offers a wide range of trainings in English and Spanish related to early childhood, parenting, literature, music, outreach strategies, biculturalism, multiculturalism, and literacy for all ages, among other themes. 38 Grameen America Resource Manual Charlotte, NC For more information about locating your nearest branch, registration dates, and class offerings: Call (704) 416-0101 during the main branch hours of operation: Tuesday: 10am - 7pm Wednesday: 10am - 7pm Thursday: 10am - 7pm Friday: 10am - 5pm Saturday: 10am - 5pm Sunday: 1pm - 5pm Visit http://www.cmlibrary.org/programs/ and search the various events by category. For questions about the Spanish programs and resources call (704) 416-0557. Please note that classes are limited during the summer months. Please refer the additional resources listed in this section for other alternatives. 3- OTHER EDUCATIONAL OPPORTUNITIES In addition to the Community Based Organizations listed above, there are a number of organizations in the Charlotte area that offer adult learning opportunities. Table 1: ESL Classes for Adults Ada Jenkins Center First Baptist Church (Primera Igliesia 212 Gamble St. Bautista De Huntersville Ministerio Davidson, NC 28036 Latino) Tel: (704) 896-0471 119 N Old Statesville Road Cost: $45 Huntersville, NC 28078 Website: http://www.adajenkins.org/ Tel: (704) 875-6581, Ext. 14 Classes: English as a Second Language Cost: Free. Open to the public; Sundays at 6pm. The International House Lake Norman YMCA 1817 Central Avenue 21300 Davidson Street Charlotte, NC 28205 Cornelius, NC 28031 Tel: (704) 333-8099 Tel: (704) 716-4400 Website: http://www.ihclt.org/ Cost: $45 (includes childcare during class Classes: English Classes, English Tutors, times) English Conversation Hours, Citizenship Website: http://www.ymcacharlotte.org/ Classes, Charlotte Works: Job Assistance. branches/lakenorman/socialresp/ss/esl.aspx Cost: English Course $50, Citizenship Course $50, Other classes Free Latin American Coalition 4938 Central Ave, Suite 101 Charlotte, NC 28205 Tel: (704) 531-3848 Website: www.latinamericancoalition.org Classes: English Classes Call for details and class schedule. 39 Grameen America Resource Manual Charlotte, NC Table 2: Adult Education Classes Ada Jenkins Center Fill My Cup! 212 Gamble St. 3100 Leroy Street Davidson, NC 28036 Charlotte, NC 28205 Tel: (704) 896-0471 Tel: (704) 605-4366 Website: http://www.adajenkins.org/ Website: www.fillmycupliteracy.org Classes: Computer Training, Access Technical Class types: Reading, writing, math, and Foundations. GED prep. Cost: Free. Bilingual services available: Spanish Call for information or to schedule an appointment. Goodwill Industries of the Southern Piedmont Latin American Coalition Location varies depending on the course. Computer Classes (Clases de Computación) Visit the website for more details and contact Tel: (704) 941-2545 information: 4938 Central Ave, Suite 101 Charlotte, NC 28205 http://www.goodwillsp.org/training/trainingWebsite: www.latinamericancoalition.org programs General Information: (704) 372-3434 Times Offered - Tuesday 11a-1p or Thursday Classes: Banking & Customer Service, 6p-7:30p. Construction Skills Training, Hospitality & Beginner and Intermediate courses available. Tourism Training, Forklift/OSHA Training, Bilingual services available: Spanish Computer Classes Bilingual services available: Spanish Q Foundation Urban League of Central Carolinas 5633 Monroe Road 740 West 5th Street Charlotte, NC 28212 Charlotte, NC 28202 Website: http://www.qfoundation.com/ Website: http://www.urbanleaguecc.org/ Classes: Adult Basic Education, GED Classes: Tel: (704) 566-4969 General Equivalency Diploma (GED), Bilingual services available: Spanish HVAC Training, Broadband Fiber Optic Curriculum, Technology & Business Empowerment Skills Training Program (TECH-BEST). Tel: (704) 373-2256 ext. 218 (Angela Carter) No bilingual services available. 40 Grameen America Resource Manual Charlotte, NC Charlotte Resource Manual SECTION VI HEALTH CARE RESOURCES 41 Grameen America Resource Manual Charlotte, NC SECTION VI: HEALTH CARE RESOURCES Free healthcare is in extremely high demand in Charlotte, yet clinics offering free services are few and their hours of operation restricted. In most instances, it is strongly recommended to call any health center first to find out whether undocumented immigrants qualify for these services, if new patients are being accepted, and what type of insurance is required. Once you know the answer to these questions, make sure to schedule an appointment before going in person. Free clinics are only available to the uninsured and may require prescription drug co-pay fees. If you are in a health emergency, visit the nearest hospital emergency room immediately or call 911. 1- FEDERALLY-FUNDED HEALTH CENTERS Federally-funded health centers care for all people, even persons without health insurance. People pay what they can afford, based on their income. Health centers provide: Checkups when you're well Treatment when you're sick Complete care when you're pregnant Immunizations and checkups for your children Dental care and prescription drugs for your family Mental health and substance abuse care if you need it There are four federally-funded health centers in Charlotte. Patients are urged to contact these centers by phone before going. For a complete list of these health care centers: Visit http://findahealthcenter.hrsa.gov/Search_HCC.aspx See APPENDIX I: Federally-funded Health Centers in Charlotte 2- FREE AND LOW COST HEALTH SERVICES In addition to the federally funded clinics there are a number of private and nonprofit organizations offering free or low cost health services in the Charlotte area. For a complete list of these health clinics: Visit http://medlinkofmecklenburg.org/clinics/ See APPENDIX II: Free and Low Cost Health Clinics in Charlotte 3- TEEN HEALTH CONNECTION Teen Health Connection is a medical practice that specializes in health services for adolescents. They partner with Levine Children's Hospital to offer a wide range of programs and services for 42 Grameen America Resource Manual Charlotte, NC youth ages 11 to 22. The Teen Health Connection staff understands teen issues. They know the challenges, the questions to ask and spend all day, every day, working with teenagers. Each medical team tries to get to know each of their patients as an individual. Their services can combine treatment for both physical and mental health conditions. Some of the services include primary preventive physical healthcare, vaccinations, acute care (colds, acne, injuries), treatment for chronic illness (asthma, diabetes), and nutrition and wellness guidance. Teen Health Connection accepts private insurance and Medicaid and also works with patients without insurance on a sliding fee scale. Co-payment of $50 for patients without insurance and there are other additional fees that may apply. Patients in need of assistance are encouraged to first visit DSS (See Section 2 Mecklenburg County Department of Social Services under Section IV WELFARE RESOURCES above) or visit the CMC Biddlepoint Clinic or CMC Myers Park Clinic (See APPENDIX II below) for a referral to Teen Health Connection. To learn more about these or other services or to make an appointment call (704) 381-TEEN (8336). 4- FINDING HEALTH COVERAGE IN NORTH CAROLINA Due to the current legislative environment and pending changes as a result of the Affordable Care Act, there are many changes happening to the health insurance industry. Several changes will take effect in North Carolina by the end of 2013. As a result, the website healthcare.gov is available (in English and Spanish) as a guide of how to learn about the upcoming changes and also how to find coverage now. Visit the website for more information. The North Carolina Department of Insurance also has a program Health Insurance Smart NC which is a contact center for individuals to call with questions about health insurance. For more information: Visit www.ncdoi.com/Smart/ Toll Free: (877) 885-0231 Family and Children's Medicaid helps with medical bills such as doctor fees, prescription drugs, and hospital charges. You must be a US Citizen or Legal Resident to apply. The following individuals may be eligible, depending on the amount of monthly income and resources available to the individual/family, and the amount of medical expenses incurred: Children through age 20 who live alone, with one or both parents, or with other adults Parents caring for children under age 19 Pregnant women, with or without other children 43 Grameen America Resource Manual Charlotte, NC Medicaid for Pregnant Women (MPW) coverage is limited to services or treatment for conditions that affect the pregnancy. Medical verification of pregnancy is required. If a pregnant woman is covered by Medicaid, her newborn child is automatically eligible for Medicaid up to age 1. Baby Love, Medicaid's maternity and child services program provides formal case management services to eligible women during and after pregnancy and intervention as early in pregnancy as possible to promote healthy pregnancy and positive birth outcomes. North Carolina Health Choice assists children under the age of 19 who do not receive Medicaid or have any other health insurance coverage. Coverage provided is the same as coverage provided for the children of state employees and teachers, plus vision, hearing and dental benefits. When applying in person, if possible, take the items listed below with you when you go. If you do not have some or all of these items, please apply anyway because it is very important to protect your application date. DSS can assist you in obtaining these items and information. Certified birth certificates or other proof of citizenship/alien status for each individual applying for Medicaid/NCHC Identity documents for each individual applying for Medicaid/NCHC Social security cards, social security numbers, or proof that you have made an application for a number from the Social Security Office, for each individual applying for Medicaid or NCHC A copy of all pay stubs for last month Copies of all medical or life insurance policies A list of all cars, trucks, motorcycles, boats, etc. you or anyone in your household own, including the year, make, model, and vehicle identification number (VIN) for each item Most recent bank statements A list of all real property you own Current financial statements/award letters from other sources of income, such as social security, retirement benefits, pensions, veteran benefits, and child support. It is not required to bring a completed application to the appointment, but it may speed up the process to print and fill out as much of the application as possible ahead of time. To obtain further details about these programs and services or to apply: Visit a Benefit Bank location near you (See SECTION I) Call Mecklenburg County Department of Social Services at (704) 336-3000 Visit at DSS location (See Table 1 below). In an effort to provide outreach in locations more convenient to families and children, individuals with accounts at the hospital locations may also apply for Family and Children's Medicaid at those specific locations. (See Table 2 below.) It is strongly recommended to call before going in person. Some sites also require an appointment. 44 Grameen America Resource Manual Charlotte, NC Table 1: Charlotte Mecklenburg DSS Locations DSS Main Office West Charlotte Location Wallace H. Kuralt Centre Valerie C. Woodard Center 301 Billingsley Road 3205 Freedom Drive Charlotte, NC 28211 Charlotte, NC 28208 Table 2: Family and Children’s Medicaid Carolinas Medical Center Hospital Application Sites in Charlotte CMC-University (Main Entrance) CMC-Main / Levine (4th Floor) 8800 N Tryon St 1000 Blythe Boulevard Charlotte, NC 28262 Charlotte, NC 28203 Tel: (704) 863-6000 Tel: (704) 355-7936 (for children) Please call (704) 863-5621 for an Tel: (704) 355-7960 (for adults) appointment at this location. Interpreter Walk-ins accepted. Appointment suggested for service available. children. Interpreter service available. CMC Myers Park Clinic (CMC Myers CMC Northpark Clinic (CMC Northpark– Park–1st Floor) 1st Floor) 1350 S Kings Dr 251 Eastway Dr Charlotte, NC 28207 Charlotte, NC 28213 Tel: (704) 446-1600 Tel: (704) 446-0899 Bilingual services available. Source: Mecklenburg County Department of Social Services; http://charmeck.org/mecklenburg/county/dss/esd/Pages/MedicaidChildrenFamilies.aspx 5- STD SCREENING The Mecklenburg County Health Department provides free and confidential clinics that test for HIV and other sexually transmitted diseases (STD). This service is offered on-site at two Mecklenburg County Health Department locations (see Table 2 below). Services are free to patients. HIV/Syphilis testing is provided on a walk-in basis - no appointment necessary. Tests are free and confidential. Appointments are needed for STD screening and can be made by calling (704) 336-6500. HIV and Syphilis testing is also provided at various Health Department Community Based Clinics. Services are free to patients. HIV/Syphilis testing is provided on a walk-in basis - no appointment necessary. Tests are free and confidential. The Community Based Clinic locations can be found on the Testing Calendar located on the Health Department website: http://charmeck.org/mecklenburg/county/HealthDepartment/CDControl/Pages/HIVSTDTesti ngCalendar.aspx The clinics are open to anyone age 13 and older. The on-site health department locations offer additional health screenings for issues such as Tuberculosis and Hepatitis. (See Table 3: Mecklenburg County Health Department Locations below.) 45 Grameen America Resource Manual Charlotte, NC Table 3: Mecklenburg County Health Department Locations Northwest Campus Southeast Campus 2845 Beatties Ford Rd 249 Billingsley Rd Charlotte, NC 28216 Charlotte, NC 28211 Appointment Line: (704) 336-6500 Appointment Line: (704) 336-6500 Mon, Tues, Thurs, Fri: 8:00 AM - 5:00 PM Wed: 10:00 AM – 7:00 PM Services Available: Physical Examination, Screening & Treatment for STDs, Pre-counseling for HIV Test, Professional Laboratory Staff Services, Prevention Education, Free Condoms, Free Hepatitis A/B Vaccines, and Referrals (as needed). Mon, Tues, Wed, Fri: 8:00 AM - 5:00 PM Thurs: 10:00 AM – 7:00 PM Services Available: Physical Examination, Screening & Treatment for STDs, Pre-counseling for HIV Test, Professional Laboratory Staff Services, Prevention Education, Free Condoms, Free Hepatitis A/B Vaccines, and Referrals (as needed). Source: Mecklenburg County, NC Health Department http://charmeck.org/mecklenburg/county/HealthDepartment/CDControl/HIVSTDSurveillance/Pages/S TD%20Testing%20Sites.aspx For more information on STD screening, counseling, and clinics: Call (704) 432-TEST (8378) or (704) 432-5758 Visit: http://charmeck.org/mecklenburg/county/HealthDepartment/CDControl/HIVSTDSurveillance/ Pages/HIVSTD%20Services.aspx 6- PREGNANCY AND PRENATAL CARE ASSISTANCE 6.1- Mecklenburg County DSS Pregnancy & Birth Services The Community Health division of the Mecklenburg County Department of Social Services offers a number of Pregnancy and Birth Services. Services include: Family Planning Clinic – This clinic provides comprehensive family planning and reproductive health services including pregnancy testing, birth control, counseling and pelvic/breast exams. Services are available by appointment only. Call (704) 336-6500 to schedule an appointment. Pregnancy Care Management – Pregnancy Care Management (PCM) is a statewide program in N.C. promoting healthy mothers and healthy babies. This program provides care management services for high risk women during pregnancy and for two months after delivery by a social worker or nurse. Call (704) 336-5458 for more information on this program. Smart Start - Healthy Families Mecklenburg – This is a home visiting program that provides education on healthy pregnancy, child development, healthy life choices and links to community resources. Services are provided by a nurse or social worker and are provided during pregnancy and until the child is age 2 years, with the possibility of extending services to age 3 years depending on the need. The frequency of visits varies. Initially, visits are weekly and may be decreased according to the need of the family and the program requirements. The goal of Smart Start - Healthy Families Mecklenburg is to 46 Grameen America Resource Manual Charlotte, NC promote a healthy pregnancy by teaching parenting skills, linking families to needed resources, and improving healthy life choices. Pregnant women can also apply for the State Maternity Home Fund through DSS. The State Maternity Home Fund, a component of Pregnancy Services, provides payment for up to six months of residential care and services. The fund pays for care and related medical services for any North Carolina resident expectant mother who is experiencing an unplanned pregnancy. Funds may be provided regardless of age or marital status for the expectant mother who is unable to remain in her own home during the prenatal period. If you believe you may be eligible for assistance from the Maternity Home Fund, please make an appointment for a consultation with a DSS case worker. For more information: Call Mecklenburg County Department of Social Services at (704) 336-3000 Visit at DSS location (See Table 4 below). Table 4: Charlotte Mecklenburg DSS Locations DSS Main Office West Charlotte Location Wallace H. Kuralt Centre Valerie C. Woodard Center 301 Billingsley Road 3205 Freedom Drive Charlotte, NC 28211 Charlotte, NC 28208 6.2- Free/Low Cost Clinics offering Prenatal Care There are some free or low cost clinics that provide prenatal care in Charlotte. See Table 5: Prenatal Care Providers/Clinics in Charlotte below. Table 5: Pre-Natal Care Providers/Clinics in Charlotte C.W. Williams Community Health Center 3333 Wilkinson Blvd Charlotte, NC 28208-5631 Tel: (704) 393-7720 Website: http://www.cwwilliams.org Bilingual services available. Services offered: Prenatal care up to 3 months and then referred to another agency for care post 3 months. Uninsured women will need to apply for Medicaid for Pregnant Women (see Section 7 Finding Health Coverage in North Carolina above). CMC Biddle Point Health Clinic 1801 Rozzelles Ferry Rd Charlotte, NC 28208 Tel: (704) 446-9987 Bilingual services available. Services provided: Women’s Health and Prenatal Care. C.W. Williams Community Health Center, East Blvd 900 East Blvd Charlotte, NC 28203-5204 Tel: (704) 393-7720 Bilingual services available. Services offered: Prenatal care up to 3 months and then referred to another agency for care post 3 months. Uninsured women will need to apply for Medicaid for Pregnant Women (See Section 7 Finding Health Coverage in North Carolina above). CMC Northpark Clinic 251 Eastway Dr Charlotte, NC 28213 Tel: (704) 446-9991 Bilingual services available. Services offered: OB/GYN. 47 Grameen America Resource Manual Charlotte, NC 6.3- Baby Love Baby Love, Medicaid's maternity and child services program, provides formal case management services to eligible women during and after pregnancy and intervention as early in pregnancy as possible to promote healthy pregnancy and positive birth outcomes. (See Section 4 - Finding Health Coverage in North Carolina above.) 6.4- La Leche League La Leche League is a Breastfeeding Peer Counseling Program for pregnant women and mothers. La Leche League meetings emphasize the joys of breastfeeding while they inform and encourage mothers who wish to nurse their babies. Mother-to-mother support is at the heart of La Leche League: getting to know other women who have breastfed their babies can be helpful and reassuring. It is also important to have accurate, up-to-date information. La Leche League Leaders guide discussion at meetings and answer questions from the group or individually. All mothers and mothers-to-be are welcome. Babies and children are welcome too! There are 6 meeting sites in Charlotte in the following areas: Ballantyne, North Charlotte, South Charlotte, Cotswold, Lake Norman, and Matthews. Table 6: La Leche League Locations in Charlotte Earthfare (Ballantyne) LiveWell Carolinas (Northlake Mall) 12235 N Community House Rd 6801 Northlake Mall Drive Charlotte, NC 28277 Charlotte, NC 28216 rd 3 Saturday of the Month at 10:00am Lower level (near Dillards) Leader Contact Info: 3rd Wednesday of the Month at 10:00am Ann (704) 843-0429 Leader Contact Info: Margaret (704) 971-5250 Amy (704) 609-6276 Melanie (704) 553-9314 Melissa (704) 246-5224 Messiah Lutheran Church (South Charlotte) Scottish Rite Temple (Cotswold) 8300 Providence Road 4740 Randolph Rd Charlotte, NC 28277 Charlotte, NC 28211 4th Thursday of the Month at 10:00am 3rd Wednesday of the Month at 10:30am Leader Contact Info: Leader Contact Info: Jennifer (704) 540-2322 Laura (704) 365-4047 Katherine (704) 447-7322 Cynthia (704) 643-5401 Heather (704) 845-4508 Erin (704) 333-3805 Shannon (704) 780-1401 Priscilla (704) 962-1616 (Bilingual) Lake Norman Sisky YMCA Visit the Facebook page for location and times. 3127 Weddington Rd Matthews NC 28105 https://www.facebook.com/pages/La-Leche2nd Thursday of the Month at 10:30am League-of-Lake-Norman/127810347251575 Leader Contact Info: Leader Contact Info: Kristin (801) 647-3669 Kristen: nov02mom@aol.com Source: La Leche League of North Carolina: http://www.lllofnc.org/groups/Charlotte.html 48 Grameen America Resource Manual Charlotte, NC 6.5- Angel House Maternity Home The Angel House Maternity Home in Charlotte is dedicated to helping displaced pregnant adolescent and adult women in crisis realize their dreams by providing safe housing, education, comprehensive health care, personal growth, and counseling. Angel House will provide a humane environment, in order to help enhance the self-image of its clients and to preserve their dignity. In order to be eligible for the Angel House Maternity Home services applicants must meet the following requirements: Be at least 15 years of age. In the process of completing primary, secondary or GED or employed or willing to obtain employment. Agree to pay financial portion of the cost of program. Have private medical insurance or Medicaid. Able to function independently, physically and emotionally with minimal supervision. Willing to commit to her service plan. If there is a history of prior substance abuse, must be been stable in recovery and must continue in her recovery program. Does not possess any health concern which may place her life, the life of her unborn child, or other clients in home in danger. Must not have a history of causing harm to herself or others. For more information call Angel House Maternity Home at (704) 392-6270. No bilingual services available. 6.6- Florence Crittenton Services of North Carolina Florence Crittenton Services is a non-profit organization that helps pregnant and non-pregnant yet at-risk girls and women by providing comprehensive medical and prenatal care, social, educational, adoption and parenting support services, and substance abuse intervention, treatment and prevention. Florence Crittenton Services offers a full range of other comprehensive services. They include: Health Care and Prenatal Care Education Parenting Skills Early Childhood Development Education Life Skills (such as money and time management) Scholarships Group/Individual Counseling Family Planning Career Services Healthy Relationship Curriculum Substance Abuse Treatment and Prevention 49 Grameen America Resource Manual Charlotte, NC Florence Crittenton Services can help you if you are pregnant, you are a mother enrolled in DSS custody, or you are a non-pregnant young woman aged 16-21 enrolled in DSS custody. If you or someone you know is interested in receiving help from Florence Crittenton Services, contact the Admissions Office at (704) 372-4663. Bilingual staff available. 6.7- Pregnancy Resource Center The Pregnancy Resource Center Pregnancy is a non-profit organization that provides compassion, information and support to anyone facing the challenge of unintended pregnancy. Some services include testing, options counseling, community referrals, and support groups. Services are offered free of charge. If you have questions or would like to schedule an appointment call (704) 372-5981. Bilingual staff available. 7- MENTAL HEALTH If you or someone you know is having thoughts of self-harm or harm to others, or you have an urgent need, please CALL 911 and request a CIT (Crisis Intervention Trained) professional. MeckLINK Behavioral Healthcare, a local government agency, is a Managed Care Organization serving persons in Mecklenburg County. MeckLINK manages, coordinates, and monitors mental health, intellectual and/or developmental disabilities, and substance abuse services. They authorize payment for Medicaid and State funded behavioral health services and manage a network of community providers who offer a variety of services to meet an individual's needs and promote wellness. MeckLINK monitors the provider network to ensure that consumers receive the highest quality of care possible. MeckLINK provides these resources for those with Medicaid and those without insurance. MeckLINK is a single point of contact to request behavioral healthcare services: In an emergency or crisis situation To receive more information about Mental Health, Intellectual and/or Developmental Disabilities, and Substance Abuse services To be connected to a provider If you or a family member are experiencing depression, anxiety or thought disorder symptoms If you or a family member are experiencing substance abuse or addiction problems If you or a family member have an intellectual and/or developmental disability For further information about community advocacy organizations or resources MeckLINK assists people who are experiencing emotional and substance abuse problems. These problems, which may occur in the work place, at school or at home, include family difficulties, drug or alcohol abuse, depression, excessive worry, fear or anxiety, eating disorders, or one of the many serious emotional problems which can affect daily life. MeckLINK operates 24 hours per day, seven days per week. The hotline's staff helps callers find the most appropriate mental health and substance abuse services for their needs. 50 Grameen America Resource Manual Charlotte, NC 24 Hour Customer Service Call Center Tel: (704) 336-6404 Toll Free: (877) 700-3001 TTY: (704) 432-3452 (Speech and Hearing Impaired) People in need of assistance can also call the Mobile Crisis Team directly – (704) 566-3410. The Mobile Crisis Team will assess urgent needs and is able to dispatch a mobile professional team to anywhere within Mecklenburg County if the need arises. 8- DENTAL CARE Charlotte has some low-cost dental clinics where children and adults can go for continuing dental care. (See Table 7: Low-cost Dental Clinics in Charlotte below.) Please call before going to ask what kind of health/dental insurance is needed and/or accepted, cost, business hours, and to make an appointment if needed. Table 7: Low-cost Dental Clinics/Providers in Charlotte CareRing - Physicians Reach Out Program 601 E. 5th Street, Suite 140 Charlotte, NC, 28202 Tel: (704) 375-0172 CMC Pediatric Dental Clinic/ Mecklenburg County Health Department – Biddle Point 1801 Rozzelles Ferry Rd Charlotte, NC 28208 Tel: (980) 314-9600 CPCC Dental Hygiene Clinic 1335 Elizabeth Ave Charlotte, NC 28235 Tel: (704) 330-6704 Carolinas Medical Center Dental Clinic 1000 Blythe Blvd Charlotte, NC 28203 Tel: (704) 355-2165 Carolinas Mobile Dentistry Mobile unit serving older adults in retirement communities, assisted living facilities, and nursing homes. Tel: (704) 512-2510 Mobile Community Dental Clinic The Ada Jenkins Center and First Baptist Church of Huntersville 119 N. Old Statesville Rd (Hwy 115) Huntersville, NC 28078 Tel: (704) 896-0471 In addition, Community Care Partners of Greater Mecklenburg provides a Provider Directory with a list of healthcare providers who accept public health insurance such as Medicaid or North Carolina Health Choice. The directory is searchable by type of practice (dental, vision, GYN, etc.), language, and distance from your zip code. To access this list of providers: Visit http://www.ccpgm.org/body.cfm?id=110 9- PRESCRIPTION ASSISTANCE 9.1- NC MedAssist NC MedAssist's mission is to assist low-income, uninsured North Carolina residents by operating a licensed pharmacy that provides free medications, healthcare advocacy and related 51 Grameen America Resource Manual Charlotte, NC educational services. NC MedAssist serves as a Community Pharmacy dispensing free prescription medication to uninsured residents of North Carolina who are at or below 200% of the Federal Poverty Level. Interested clients can call for a free phone screening to determine how MedAssist may be able to help you. If you believe that you may be eligible for help with your prescription medication and want to complete a consultation or schedule an appointment: Call (704) 536-1790 NC MedAssist 601 E. 5th St. Suite 350 Charlotte, NC 28202 Tel: (704) 536-1790 Office Hours Monday – Friday – 8am – 4:30pm Pharmacy Hours Monday, Thursday – 10am – 6pm Tuesday - 1pm - 6pm Wednesday – 1pm – 6pm Friday – 9am – 2pm Saturday, Sunday – Closed Pharmacy Counseling (existing patients): 1(866) 331-1348 9.2- Partnership for Prescription Assistance North Carolina The Partnership for Prescription Assistance helps qualifying patients without prescription drug coverage get needed medications for free or nearly free. The PPA serves as a single point of access to hundreds of programs. For more information, Visit http://www.pparxnc.org/ and complete the online assessment and application, or Call 1(888) 4PPA-NOW or 1 (888) 477-2669 Monday – Friday, 9am-5pm (EST). When completing an application, individuals will be prompted to answer some questions; responses are completely confidential. When applying, applicants should be prepared to provide the patient’s: Age State of residence and ZIP code Estimated gross annual household income Number of people living in household Brand name of prescription medicines they are currently taking or have been prescribed 52 Grameen America Resource Manual Charlotte, NC Type of health insurance and/or prescription coverage (if applicable) 9.3- National Prescription and Patient Assistance Programs There are a number of national programs that help clients in need to financial assistance that meet certain requirements such as specific illnesses, income needs, or insurance coverage limitations. Many of these services are very case-specific so it is recommended that interested parties review the website for eligibility requirements. See Table 6 below with the website and phone number of those additional resources if the above options are of no assistance. Table 6: Additional Prescription and Patient Assistance Resources National Organization for Rare Diseases – Patient Assistance Program Tel: (203) 744-0100 or (800) 999-6673 (voicemail) Website: http://www.rarediseases.org/patientsand-families/patient-assistance Family Matters Health Advantage Program (Prescription Discount Card) Website: www.familymattershealthadvantage.com Also available at the Latin American Coalition. HealthWell Foundation Tel: (800) 675-8416 Website: http://healthwellfoundation.org/ Bilingual services available. Patient Advocate Foundation Co-Pay Relief Tel: 1(866) 512-3861 Website: http://www.copays.org/ Bilingual services available. Community Assistance Program (Prescription Discount Card) Website: www.caprxprogram.org Also available at the Latin American Coalition. Pfizer Helpful Answers Tel: 1(866) 706-2400 Website: www.pfizerhelpfulanswers.com Bilingual services available. 10- HEALTH EDUCATIONAL MATERIALS The Mecklenburg County Health Department offers information on hundreds of health-related topics, including general health and wellness, diseases and conditions, chemical dependency and substance abuse, mental health, environmental health, public health services, health care insurance, women’s health, and more. For more information on these educational resources: Visit http://charmeck.org/mecklenburg/county/HealthDepartment/Pages/Default.aspx 53 Grameen America Resource Manual Charlotte, NC APPENDIX I FEDERALLY-FUNDED HEALTH CENTERS CHARLOTTE C.W. Williams Community Health Center C.W. Williams Community Health Center, East 3333 Wilkinson Blvd Blvd Charlotte, NC 28208-5631 900 East Blvd Tel: (704) 393-7720 Charlotte, NC 28203-5204 Website: http://www.cwwilliams.org Tel: (704) 393-7720 Bilingual services available. Bilingual services available. Services offered: Primary care, pediatrics, physical Services offered: Primary care, pediatrics, physical exams, health screenings, sports physicals, exams, health screenings, sports physicals, women’s health, teen sevices, immunizations, women’s health, teen sevices, immunizations, vaccinations, and pharmacy. vaccinations, and pharmacy. Men's Shelter of Charlotte Urban Ministry Center 1210 N Tryon St 945 N College St Charlotte, NC 28206-3256 Charlotte, NC 28206-3200 Tel: (704) 334-3187 Tel: (704) 347-0278 Website: http://www.mensshelterofcharlotte.org Website: http://www.urbanministrycenter.org/ No bilingual services available. Services available for the homeless. Source: U.S. Department of Health and Human Services, Health Resources and Services Administration; www.hhs.gov 54 Grameen America Resource Manual Charlotte, NC APPENDIX II FREE AND LOW COST HEALTH CLINICS IN CHARLOTTE (PART 1 OF 2) Bethesda Health Center 133 Stetson Dr Charlotte, NC 28262 Tel: (704) 596-5606 Bilingual services available. Services provided: Primary Care, Women’s Health (Pap Smears). Centro Médico Latino 1661 Walkup Ave. Suite F Monroe, NC 28110 Tel: (704) 776-4812 (Walk-ins welcome; no appointment needed.) ***Please note: Open Tuesdays ONLY. Bilingual services available. Services provided: Family Practice, Primary Care, Diabetes, HyperTension/High Blood Pressure, Women’s Health. CMC Northpark Clinic 251 Eastway Dr Charlotte, NC 28213 Tel: (704) 446-9991 Bilingual services available. Services offered: Family physician, pediatrics, OB/GYN C.W. Williams Community Health Center, East Blvd 900 East Blvd Charlotte, NC 28203-5204 Tel: (704) 393-7720 Bilingual services available. Services offered: Primary care, pediatrics, physical exams, health screenings, sports physicals, women’s health, teen sevices, immunizations, vaccinations, and pharmacy. Charlotte Community Health Clinic 6900 Farmingdale Dr. Charlotte, NC 28226 Tel: (704) 316-6561 All appointments are by referral from CareRing. Please contact CareRing for scheduling. Bilingual services available. Services provided: Adult and pediatric services offered. General Medicine. Centro Médico Latino 3541 Randolph Rd, Suite 303 Charlotte, NC 28211 Tel: (704) 333-0465 (Walk-ins welcome; no appointment needed.) Bilingual services available. Services provided: Family Practice, Primary Care, Diabetes, HyperTension/High Blood Pressure, Women’s Health. CMC Biddle Point Health Clinic & Pediatric Dental Clinic 1801 Rozzelles Ferry Rd Charlotte, NC 28208 Tel: (704) 446-9987 Tel: (980) 314-9600 for Dental Appointments Bilingual services available. Services provided (Health Clinic): Primary care, Physicals, Women’s Health and Prenatal Care. Services provided (Dental Clinic): Pediatric Dental Care. C.W. Williams Community Health Center 3333 Wilkinson Blvd Charlotte, NC 28208-5631 Tel: (704) 393-7720 Website: http://www.cwwilliams.org Bilingual services available. Services offered: Primary care, pediatrics, physical exams, health screenings, sports physicals, women’s health, teen sevices, immunizations, vaccinations, and pharmacy. CareRing Clinic/ Physicians Reach Out (PHO) 601 E. 5th St. Charlotte, NC 28202 Tel: (704) 375-0172 Bilingual services available. Services offered (clinic): General medicine. Services offered (PHO): Range of services offered by a network of doctors in the Charlotte area. Call for details. Dental Hygiene Clinic at CPCC 1335 Elizabeth Ave (Health Career Buliding) Charlotte, NC 28204 Tel: (704) 330-6704 55 Grameen America Resource Manual Charlotte, NC APPENDIX II FREE AND LOW COST HEALTH CLINICS IN CHARLOTTE (PART 2 OF 2) Free Clinic of Our Towns (Ada Jenkins Center) 212 Gamble Street Davidson, NC Tel: (704) 896-0471 ext. 116 Bilingual services available. Services offered: Dental clinic, Acute Care Health Clinic. Services available for residents of North Mecklenburg and South Iredell only. Matthews Volunteers in Medicine 196 South Trade St Matthews, NC 28105 Tel: (704) 841-8882 Bilingual services available. Appointment required (please call). Services provided: General medicine, chronic disease treatment, and women’s health. Lake Norman Community Health Clinic 14230 Hunter Rd Huntersville, NC 28078 Tel: (704) 947-6858 Appointment required. $10 suggested donation for screenings. Bilingual services available. Services provided: Acute care, chronic illness treatment/care/prevention, women’s health Patients must live in North Charlotte, Cornelius, Davidson, Huntersville, or Mooresville. Mecklenburg County Health Department Various clinic locations. Appointment will be scheduled at the appropriate location depending on services needed. Tel: (704) 336-6500 Bilingual services available. Appointment required (same day appointments are available); please call to schedule. Services provided: Women’s health, pediatric dental services, family planning and reproductive health, flu and pneumonia shots, STD testing, immunizations, lead poison screening, nutritional services, pregnancy testing/counseling, Tuberculosis testing and control. Presbyterian Community Care Cruiser Mobile unit serving uninsured or underinsured youth ages 0-17 with various locations in Mecklenburg County. See website for details and cruiser schedule. Website: www.presbyterian.org/cruiser/ Tel: (704) 384-3031 Shelter Health Services 534 Spratt St Charlotte, NC 28206 Tel: (704) 334-0000 No bilingual services available. Note: Services available for Salvation Army Women’s Shelter residents only. Services provided: Primary care, chronic disease control, nutrition, exercise and prevention. Source: MedLink of Mecklenburg; http://medlinkofmecklenburg.org/clinics/ 56 Grameen America Resource Manual Charlotte, NC Charlotte Resource Manual SECTION VII CHILD CARE RESOURCES 57 Grameen America Resource Manual Charlotte, NC SECTION VII: CHILD CARE RESOURCES Many community-based institutions and nonprofit organizations provide Charlotte residents with high-quality youth and family programs. 1- OUT-OF-SCHOOL (AFTER-SCHOOL AND SUMMER PROGRAMS) 1.1- Child Care Resources, Inc. Child Care Resources Inc. is a private, non-profit child care resource and referral (CCR&R) agency that works with families and communities to ensure that all children have access to high quality, affordable early learning and school-age opportunities and experiences that enable them to succeed in school and in life. Child Care Resources, Inc. provides family information services by delivering information, education and support so that families can select early learning and school-age child care services that promote child well-being. They also assist with determining financial aid to help families determine a way to afford early learning and school-age child care services. Finding affordable child care promotes family well-being by allowing parents to maintain employment, supporting child protective, foster care and preventive services, and serving families that are homeless or need child care for medical or social reasons. It also provides the children with a solid foundation for appropriate development and education. Child Care Financial Aid may be available to families who demonstrate a need for child care and who have been determined eligible for services. For comprehensive information about day care programs, to apply for child care, to review the financial aid eligibility requirements, or to learn more about the application process: Call (704) 348-2181. Or visit http://www.childcareresourcesinc.org/. 1.2- The Bethlehem Center The Bethlehem Center offers an after-school enrichment program that promotes selfsufficiency by providing specialized remedial and enrichment education to increase reading, math and language skills. They also provide a number of activities as a means of promoting interpersonal and relationship skills and self-esteem. Workshops are also offered to parents covering topics like parenting skills, health & nutrition, home ownership, money management, stress management and corrective disciplining. Programs are held Monday – Friday immediately after school to 5:30 pm for grades K-5, and Monday – Thursday for grades 6-12 from 5:30 pm – 8:30 pm, with monthly field trips. For more information: Call (704) 375-1417 and ask to speak to someone about the School Age Enrichment Program. 58 Grameen America Resource Manual Charlotte, NC Visit http://bethlehemcenter.org/how-we-make-a-difference/school-ageenrichment/afterschool/ 1.3- YWCA The YWCA offers youth a safe, educational, and fun environment with a variety of activities. There are 11 YWCA Youth Learning Centers in the Charlotte area that operate 50 weeks out of the year offering after-school, holiday, and summer programs. Parents of the YWCA Youth Learning Center participants work with the staff and volunteers to develop homework, study and tutoring programs personalized to fit their child’s individual needs. Center coordinators show children the crucial connection between academic success and achieving their future goals. The three primary goals of the program are to provide a safe environment for children, improve literacy, and provide support to families. In order to enroll parents and students must go through and orientation program during which parents will complete an application and financial assessment. Proof of income and proof of residency are required and students must be up to date on their immunizations. There is no cost for qualified applicants to participate in the program. Enrollment is limited to 30 students per center so please contact the general information number or the closest Learning Center to begin the enrollment process. For more information about the Youth Learning Center in your area: Call (704) 525-5770 ext. 218 Visit http://www.ywcacentralcarolinas.org/programs/youth-programs See Table 1: YWCA Youth Learning Centers Table 1: YWCA Youth Learning Center Locations (Part 1 of 2) Amay James Rec Center 2425 Lester Street Charlotte, NC 28208 Tel: (704) 376-3495 Leafcrest YWCA 6513 Leafcrest Ln. Charlotte, NC 28210 Tel: (704) 552-9293 Park Road YWCA 3420 Park Road Charlotte, NC 28209 Tel: (704) 525-5770 Sugaw Creek Rec Center 943 W. Sugar Creek Road Charlotte, NC 28213 Tel: (704) 494-7040 Billingsville Elementary 124 Skyland Avenue Charlotte, NC 28205 Tel: (980) 343-5520 YWCA at Old Armory 500 South Johnson Street Monroe, NC 28112 Tel: (704) 282-5765 Southside YWCA 435 Fairwood Avenue Charlotte, NC 28203 Tel: (704) 332-1622 Sunridge YWCA 4005 Sunridge Ln. Charlotte, NC 28215 (704) 532-2244 59 Grameen America Resource Manual Charlotte, NC Table 1: YWCA Youth Learning Center Locations (Part 2 of 2) Tuckaseegee YWCA 4820 Tuckaseegee Rd Charlotte, NC 28208 (704) 393-4017 Willow Oaks YWCA 3223 Walkup Avenue, Bldg E Monroe, NC 28110 Tel: (704) 283-7733 West Charlotte YWCA 2401 Kendall Drive Charlotte, NC 28216 Tel: (704) 405-3193 Source: http://www.ywcacentralcarolinas.org/programs/youth-programs/67 1.4- The Boys and Girls Club The Boys and Girls Club offers a number of programs and activities for youth members. Programs are tailored to help youth develop character and leadership skills, assist with career exploration and education, achieve and maintain a healthy lifestyle, enhance their ability to express themselves, and develop a multicultural appreciation. Programs are offered throughout the year including afterschool programs and activities as well as summer camp and other programming. Club membership is open to any youth between the ages of six and eighteen. There is an application and a $5 membership fee that must be submitted to obtain membership. There are 6 Boys and Girls Club locations in Charlotte. See Table 2: Boys and Girls Clubs in Charlotte to locate the club nearest you. Table 2: Boys and Girls Clubs in Charlotte Belmont Avenue Club 901 Belmont Avenue Charlotte, NC 28205 Tel: (704) 295-1605 Center of Hope Club (Located in the Women and Children's Shelter) 534 Spratt Street Charlotte, NC 28202 Tel: (704) 348-2560 ext.247 Marsh Road Club 940 Marsh Road Charlotte, NC 28209 Tel: (704) 523-0394 West Boulevard Club Southview Community Center 1720 Vilma Street, Charlotte, NC 28208 Tel: (704) 295-0207 Dillehay Courts Club (Must be a resident of Dillehay Courts Complex) 2600 North Pine Street Charlotte, NC 28206 Tel: (704) 295-0977 Milton Road Club 2901 Milton Road Charlotte, NC 28215 Tel: (704) 568-4636 1.5- YMCA The YMCA offers a number of programs for children, youth, and young adults to promote youth development and healthy living. YMCA membership is available for youth and adults. Membership cost is prorated based on income, and discounts are also available for families. In order to qualify for a reduced rate applicants are required to bring in their most recent tax return (IRS form 1040). 60 Grameen America Resource Manual Charlotte, NC Programs include various fitness classes, nutrition classes, lifeguard training, child care, day camps, ESL classes, and much, much more! Some of the programs are available for nonmembers. Please call, visit the website, or visit the YMCA location nearest you for specific programming details. Table 3: YMCA Locations in Charlotte Website: http://www.ymcacharlotte.org/ Harris YMCA Johnston YMCA 5900 Quail Hollow Road 3025 N. Davidson Street Charlotte, NC 28210 Charlotte, NC 28205 Tel: (704) 716-6800 Tel: (704) 716-6300 McCrorey YMCA Morrison Family YMCA 3801 Beatties Ford Road 9405 Bryant Farms Road Charlotte, NC, 28216 Charlotte, NC 28277 Tel: (704) 716-6500 Tel: (704) 716-4650 Simmons YMCA Steele Creek YMCA 6824 Democracy Drive 2135-A Ayrsley Town Boulevard Charlotte, NC 28212 Charlotte, NC 28273 Tel: (704) 716-6600 Tel: (704) 716-4900 Stratford Richardson YMCA University City YMCA 1946 West Boulevard 8100 Old Mallard Creek Road Charlotte, NC 28208 Charlotte, NC, 28262 Tel: (704) 716-4800 Tel: (704) 716-6700 1.6- PAL (Police Activities League) The Charlotte Police Department and the Mecklenburg Sherriff’s Office have joined forces to provide assistance and service for youth residing within our community. PAL offers afterschool and summer enrichment programs for youth, as well as a number of athletic programs. Through their afterschool programming PAL provides safe, affordable and supervised options for many youth from low-income families at-risk youth, as well as, youth that are simply in need of a special and inviting environment who reside within communities' of need. Services are available for youth between the ages of 8-16 who would otherwise be unsupervised during the hours of 2:00pm – 7:00pm during the school year. For an additional fee, PAL participants age 715 are also eligible to participate in a summer camp available through a partnership with Mecklenburg County Parks & Recreation. For additional information about PAL call (704) 336-2105, Monday – Saturday. 2- JOB DEVELOPMENT PROGRAMS AND INTERNSHIPS UNCC in collaboration with Goodwill Services of the Southern Piedmont has created an online Youth Services Catalog. The virtual guide includes all organizations that provide workforce development services for youth in the Charlotte area. It contains a range of information on each program/organization, including basic contact information, whom it serves, what services it offers and how it operates. To view the guide online: Visit http://ri.uncc.edu/display/goodwill-youth-catalog 61 Grameen America Resource Manual Charlotte, NC 2.1- Mayor’s Office of the City of Charlotte The Mayor’s Office supports two youth development programs – The Mayor’s Youth Employment Program and The Mayor’s Mentoring Alliance. Mayor's Youth Employment Program (MYEP) – MYEP provides eight-week summer internships, job shadowing, and mentoring opportunities for area youth. Program participants are primarily recruited from school and community programs such as Communities In Schools and Right Moves for Youth. All program participants are required to complete job readiness, financial literacy and customer service training, and undergo background checks and drug screenings. Participants not placed in internships are referred to Goodwill's Youth Job Connection and other youth employment and training resource providers for continued assistance. For information about MYEP call (704) 353-0486 or visit the website: www.charmeck.org/city/charlotte/mayor/myep. Mayor’s Mentoring Alliance - The Mayor's Mentoring Alliance connects potential mentors with young people. More than 60 agencies and organizations make up the alliance. Their basic purpose is to provide positive role modeling that ranges from academic assistance to leadership development. For information about the Mayor’s Mentoring Alliance call (704) 336-8409 or visit the website: www.charmeck.org/city/charlotte/mayor/mentoringalliance. 2.2- Goodwill Industries of the Southern Piedmont Goodwill Youth Services offers three programs to connect youth to training, mentors, and employers in the Charlotte region: Youth Job Connection, Good Guides, and the WIA Youth Program. Youth Job Connection - Goodwill’s Youth Job Connection is a service dedicated to providing job skill development and job search resources for Charlotte youth ages 14-21. The Youth Job Connection serves both youth and employers in the community. Youth who participate in the program can access free job training and placement assistance, including resume writing, customer service and interview skills. The program also provides a one-stop shop for area employers to access a job-ready, pre-screened pool of young adults eager to work. GoodGuides - The GoodGuides Youth Mentoring Program matches committed, caring and supportive adults with youth ages 12-17 to empower them to make positive choices and enable them to maximize their current and future potential. Youth that want to learn about career paths, leadership skills and how to take charge of their future will be matched with a GoodGuides mentor who will listen, support and help them achieve their dreams. WIA Youth Program - The WIA Youth Program provides youth ages 16-21 with training and guidance that will help prepare them for successful employment in a competitive workforce. Program services are tailored to meet the specific needs of each individual and may include: tutoring, GED preparation, paid and unpaid work experience, occupational skills training, leadership development opportunities, adult mentoring and supportive services such as transportation and childcare assistance. 62 Grameen America Resource Manual Charlotte, NC Youth who are interested in getting more information on any of the above programs can contact Goodwill Corporate office location during normal office hours (12-7 p.m. Monday-Thursday, 12-4:30 p.m. Friday). Visit 2122 Freedom Drive, Charlotte, NC 28208 Call (704) 372-3434 2.3- Charlotte Works – Youth Works Youth Works offers the Workforce Investment Act (WIA) Program which provides education, training, and employment opportunities for youth. Services are tailored to meet the specific needs of individuals through the following elements: Tutoring, study skills, and dropout prevention strategies Alternative secondary school offerings Summer employment opportunities linked to academic and occupational learning Resume development Job readiness training Life skills training Customer service training Financial literacy Leadership development Job placement/referral Mentoring and vocational assessment Professional clothing provision WIA is a year round program that assists eligible youth between the ages of 16-21 who are low income and are within one of the following categories: Basic skills deficient (math & reading) Pregnant or parenting youth High School dropout Homeless, runaway or foster child Offender, or An individual (including youth with disabilities) who requires additional assistance to complete an educational program, or to secure and hold employment There is no cost for participation in the program. For more information about the Youth Works WIA program: Call (704) 206-1350 Visit the website: http://www.charlotteworks.com Information can also be found by contacting one of Youth Works’ collaborating organizations (see Table 4: Youth Works Supporting Organizations). 63 Grameen America Resource Manual Charlotte, NC Table 4: Youth Works Supporting Organizations Arbor Employment & Training 5624 Executive Center Dr., Suite 100 Charlotte, NC 28212 Tel: (704) 364-8898 Q Foundation 5633 Monroe Road Charlotte, NC 28212 Tel: (704) 566-4969 Goodwill Industries of the Southern Piedmont 2122 Freedom Drive Charlotte, NC Tel: (704) 332-0313 Urban League of the Central Carolinas 740 West 5th Street Charlotte, NC 28202 Tel: (704) 373-2256 2.4- Urban League of the Central Carolinas The Urban League of the Central Carolinas is a multi-service organization with a range of programs to benefit anyone in need of education, skills training, career development, employment services, and youth programs. The Urban League serves persons from all economic levels - from area professionals to those living within designated “fragile” and “at risk” neighborhoods. Programs include GED courses, a youth mentorship program, technology training, and professional certification training (HVAC/Fiber Optics/Broadband). For more information about the programs and services offered by the Urban League: Visit the website http://www.urbanleaguecc.org/ Call (704) 373-2256 Visit 740 West Fifth Street, Charlotte, NC 28202 2.5- The Genesis Project The Genesis Project works with families, as a total unit, to provide individual and collective services, such as counseling, structured groups, exposure events, and in-home meetings, with the goal of empowerment and family growth and success. Genesis Project applies a 5 Pillar of Health model to all of its consumers, providing mental, financial, social, spiritual, and physical care. Every family has a team assigned to them, including a case manager, therapist, and support worker. This team teaches the family to identify and use natural supports, as well as to determine and address personal goals. Genesis Project offers the following youth services: Clinical & Vocational Assessment Resume Development Job Readiness Training Financial Education Mentoring The Genesis Project also offers the Prodigal Sons, a support group for at-risk young men, and GLASS, a support group for women ages 13-21. For more information about the Genesis Project: 64 Grameen America Resource Manual Charlotte, NC Visit http://www.genesisproject1.org Call (704) 596-0505 2.6- The Q Foundation The Q Foundation’s mission is assisting youth and youth-based organizations by providing programs and services that promote self-sufficiency through Education, Occupation, Athletics and Behavioral Health Services. The Q Foundation has a youth sports program that serves ages 4–24. The workforce development program serves youth 14 to 21. Through the workforce development program students take a vocational assessment at the start of the program. Using the results of the assessment the case manager then develops an Individual Service Strategy (ISS) to identify the student's strengths, weaknesses and interests. Students also receive financial education from volunteers from First Legacy Bank. There is also a job placement program that enables participants to gain on-the-job training. Participants can also be paired with a mentor who provides support and guidance in the youth’s personal and professional life. In addition, the Q Foundation also offers GED and Adult Basic Education tutoring and prep. To be eligible, a young person must be a resident of Mecklenburg County, be considered low income, and also have at least one of the other qualifying barriers: high school dropout, test below grade level, pregnant or parenting youth, be a foster child or runaway, or an ex-offender. For more information: Visit http://www.qfoundation.com/ Call (704) 566-4969 2.7- Right Moves for Youth Right Moves for Youth serves youth in Charlotte-Mecklenburg Schools (CMS) in grades 6 through 12. Youth have to be attending school to participate in this program. Target students may be in need of motivation to improve school attendance/timeliness, direction in making appropriate social and behavioral decisions necessary to reduce office referrals/suspensions, an increase in positive self-esteem/self-image, help in improving and maintaining a positive attitude, assistance in pursuing educational success despite home environments, or support to improve their academic standing. For more information about the program or for enrollment details: Visit http://www.rightmovesforyouth.org/ Call (704) 377-4425 3- EARLY CHILDHOOD SERVICES Two major resources in the Charlotte area for locating affordable child care are Childcare Resources, Inc. and the HeadStart program (administered by the Bethlehem Center). 65 Grameen America Resource Manual Charlotte, NC 3.1- Child Care Resources, Inc. Child Care Resources Inc. is a private, non-profit child care resource and referral (CCR&R) agency that works with families and communities to ensure that all children have access to high quality, affordable early learning and school-age opportunities and experiences that enable them to succeed in school and in life. See Section 1.1 above for more info. 3.2- Head Start Program Head Start, a federally-funded, family-centered child development program, offers educational activities for children age 3 to 5, and a wide variety of opportunities and support services for their families. The Bethlehem Center of Charlotte, Inc. Serves as the Head Start Delegate for Charlotte and has eight centers located in Charlotte. Every one of them offers a safe, caring environment where both children and parents come to learn and grow and achieve. And every Head Start program is absolutely free. Children who are 3 to 5 years old are eligible for Head Start services. Pregnant women and children from birth to 3 years of age are eligible for Early Head Start services. Children and families who are homeless, in foster care, or receive TANF or SSI are also eligible for services. Eligibility is determined by Head Start program staff and some families may be eligible for services if they are determined to be at or below the federal poverty level. Some grantees enroll a percentage of children from families with incomes above the Poverty Guidelines as well. Families are encouraged to apply. For more information about Head Start: Call the Bethlehem Center Head Start Program, (704) 333-0203 Visit the Bethlehem Center’s website http://bethlehemcenter.org/. Call 211 for details regarding Head Start and how to find centers in your neighborhood Visit the Head Start Locator on the Early Childhood Learning & Knowledge Center website http://eclkc.ohs.acf.hhs.gov/hslc/hs/directories. See APPENDIX I: Head Start Center Locations In Charlotte 4- HEALTH SERVICES For affordable health care and dental services for children, see SECTION VI: HEALTH CARE RESOURCES 66 Grameen America Resource Manual APPENDIX I HEAD START CENTER LOCATIONS IN CHARLOTTE CE Dewberry Head Start 2740 Dr. Carver Rd Charlotte NC, 28208 Tel: (704) 362-3901 Seigle Avenue Head Start 701 Jackson Ave Charlotte NC, 28204 Tel: (704) 370-1218 St. John's Head Start 300 Hawthorne Ln Charlotte NC, 28204 Tel: (704) 372-1341 Stephanie Jennings Education Center 3320 N Sharon Amity Rd Charlotte NC, 28205 Tel: (980) 355-0978 Oaklawn Head Start 1920 Stroud Park Ct Charlotte NC, 28206 Tel: (704) 334-1974 Southside Head Start 2617 Baltimore Avenue Charlotte NC, 28203 Tel: (704) 371-7455 Starmount Head Start 1600 Brookdale Ave Charlotte NC, 28210 Tel: (704) 333-0203 Tryon Hills Head Start 2600 Grimes St Charlotte NC, 28206 Tel: (704) 333-0203 67 Charlotte, NC Grameen America Resource Manual Charlotte Resource Manual SECTION VIII LEGAL RESOURCES 68 Charlotte, NC Grameen America Resource Manual Charlotte, NC SECTION VIII: LEGAL RESOURCES 1- GENERAL LEGAL ISSUES 1.1- Legal Aid of North Carolina Legal Aid of North Carolina is a statewide, nonprofit law firm that provides free legal services in civil matters to low-income people in order to ensure equal access to justice and to remove legal barriers to economic opportunity. Legal Aid of NC offers a number of services and programs and assists clients who are at risk of losing their assets, representing clients who suffer from housing discrimination, unlawful eviction, foreclosure prevention, protective orders, family law issues, migrant worker representation, and much more. For more information: Visit https://www.legalaidnc.org/public/learn/locations/#StatewideProjects. Or contact the Legal Aid office in Charlotte to get assistance with your specific legal issue. Legal Aid of North Carolina CHARLOTTE OFFICE 1431 Elizabeth Avenue Charlotte, NC 28204-2506 Tel: (704) 971-2621 Toll Free: (800) 438-1254 (English) Toll Free: (800) 247-1931 (Spanish) 1.2- Legal Services of Southern Piedmont Legal Services of Southern Piedmont provides a wide range of civil legal assistance to eligible low-income persons in the Charlotte metropolitan area and west-central NC. LSSP serves immigrants, seniors, families facing foreclosure, renters facing eviction, lowincome consumers, those in need of government assistance, children in need of special education, domestic violence victims, persons with disabilities, patients with chronic illness or disease, low-wage workers, and others in need of free legal services. LSSP handles a multitude of legal issues but specific programs include: Family Support and Health Care Immigrant Justice Consumer Protection and Employment Law Western North Carolina Low Income Taxpayer Clinic Legal Services for the Elderly HIV/AIDS Legal Assistance Project Veterans Legal Services Project 69 Grameen America Resource Manual Charlotte, NC For more general information, visit: http://www.lssp.org/. Individuals in need of legal assistance in one of the areas of service listed above should contact Legal Services of Southern Piedmont: Legal Services of Southern Piedmont CHARLOTTE OFFICE 1431 Elizabeth Avenue Charlotte, NC 28204-2506 Tel: (704) 971-2621 Toll Free: (800) 438-1254 (English) Toll Free: (800) 247-1931 (Spanish) 2- DOMESTIC VIOLENCE If you are a victim of domestic violence: If you feel you or a family member is in immediate physical danger, call 911. Call 311 and ask for the Safe Alliance Shelter for Battered Women, or Call the Safe Alliance 24-hour hotline directly: (704) 332-2513. Both Legal Aid of North Carolina and Legal Services of Southern Piedmont offer free services to victims of domestic abuse. LSSP specializes in assistance to immigrants. (See Section 1 General Legal Issues above.) The North Carolina Coalition Against Domestic Violence has 2 service providers in Mecklenburg county, the Mecklenburg County Women’s Commission and Safe Alliance. These 2 organizations offer various services, including legal assistance or referrals for individuals that are victims of domestic abuse. Table 3: NC Coalition Against Domestic Violence Service Providers Mecklenburg County Women’s Commission 700 North Tryon Street Charlotte, NC 28202 Tel: (704) 336-3210 Program Confianza (Spanish) Tel: (704) 432-6970 Safe Alliance Children & Family Services 601 East 5th Street, Suite 400 Charlotte, NC 28202 Tel: (704) 332-9034 (Appointments & General Info) Safe Alliance Court Services 720 East 4th Street, Suite 204 Charlotte, NC 28202 Tel: (704) 336-4126 Charlotte Domestic Violence Shelter Confidential Charlotte Location Tel: (704) 944-0169 70 Grameen America Resource Manual Charlotte, NC Safe Alliance Lake Norman Office 9624 Bailey Road, Suite 290 Cornelius, NC 28031 Tel: (704) 655-8745 24/7 Domestic Violence Hotline: (704) 332-2513 24/7 Rape Crisis Hotline: (704) 375-9900 2.1- The Mecklenburg County Community Support Services Women’s Commission Mecklenburg County's Community Support Services Women's Commission domestic violence or “intimate partner violence” team works with victims, children exposed to the abuse and abusers, as well as spearheading public awareness efforts and education throughout the community. Services include crisis counseling, individual therapy, support groups for victims of domestic violence, case management services, information and referral services, personal advocacy, criminal justice support advocacy, bi-monthly Family Law Information Clinic, and professional training in domestic violence. The Women’s Commission also offers “Program Confianza” which is a program designed specifically to serve battered Latinas. The CSS Women’s Commission also works with the unemployed and underemployed with a number of training offerings, a clothing closet, and a job bank to assist in finding a job. Educational programs for support persons of domestic violence victims (family, friends, neighbors, employees, etc.) are also offered. To schedule a confidential session, register for support groups or for additional information regarding services or if you or someone you know needs help please contact the Women’s Commission using the contact information provided above or visit their website – http://charmeck.org/mecklenburg/county/CommunitySupportServices/WomensCommission/A boutUs/Pages/default.aspx. All services are free of charge. The Women's Commission is located in the Hal Marshall Building at 700 N. Tryon Street in Uptown Charlotte, on the bus line (11 or 22) at the corner of 11th Street and has free parking out front. 2.2- Safe Alliance The Safe Alliance Shelter for Battered Women is available 24 hours a day and offers assistance in English and Spanish. Safe Alliance also provides counseling services, general information about protective orders, help file papers for an emergency restraining order, and links victims to the legal resources they may need. Staff will also help follow the case as advocates and will accompany clients to court if contacted by victim. Any services related to domestic violence, whether hotline services or law enforcement services, are provided regardless of immigration status. Safe Alliance also provides a Free Legal Clinic once a month. Please note that you must call for an appointment to participate in the Legal Clinic. 71 Grameen America Resource Manual Charlotte, NC To schedule a confidential session, register for support groups or for additional information regarding services or if you or someone you know needs help please contact them using the contact information provided above or visit their website – http://www.safealliance.org/. Safe Alliance is located in the in the Children & Family Services Center – a building in Uptown Charlotte where ten agencies offer comprehensive assistance to strengthen families. Table 4: Domestic Violence Hotlines Safe Alliance Hotline and Victim Assistance (704) 332-2513 (24 hours/day, 7 days/week) Women’s Commission (704) 336-3210 (English) or (704) 432-6970 (Spanish) National Domestic Violence Hotline 1 (800) 799-SAFE (7233) Local Safe Alliance Rape Crisis Hotline (704) 375-9900 (24 hours/day, 7 days/week) National National Teen Dating Violence Hotline 1 (866) 331-9474 Table 5: Domestic Violence Emergency and Transitional Shelters Charlotte Domestic Violence Shelter (Safe Alliance) Confidential Charlotte Location, call for details. (704) 332-2513 (24 hours/day, 7 days/week) Center of Hope – Women & Children’s Homeless Shelter Salvation Army 534 Spratt Street Charlotte, NC 28206 (704) 348-2560 ext. 244 The Relatives, Crisis Center (Shelter for youth ages 7-17; part of the Alexander Youth Network.) 119 East 8th Street Charlotte, NC 28203 Tel: (704) 377-0602 Table 6: Domestic Violence Counseling Services a. For Victims & Children Safe Alliance Mecklenburg County Women’s Commission (704) 332-9034 (704) 336-3210 REACH Program (Reaching to Educate HERO Program (Help, Encouragement and Adolescents about Choices & Healthy Recognition of Observers of Domestic Violence) Children ages 5-18 Relationships) Youth age 13-17 Tel: (704) 336-3210 Tel: Tel: (704) 336-3210 b. For Individuals Committing the Acts of Violence IMPACT Program (The Be There Group) NOVA Program (New Options for Violent (980) 721-7268 Actions) (704) 336-4344 72 Grameen America Resource Manual Charlotte, NC Table 7: Domestic Violence Financial Assistance Victim’s Compensation (local liaison) – Safe Alliance (704) 332-9034 Mecklenburg County Women’s Commission (704) 353-1688 Crisis Assistance Ministries (Emergencies only) (704) 371-3000 Mecklenburg County Social Services Tel: (704) 336-3150 Emergency Tel: (704) 336-2273 Charlotte Area Fund (English Only) (704) 372-3010 3- TAX DISPUTES Low-Income Taxpayer Clinic (LITC) centers provide free representation and advice to lowincome taxpayers who have disputes with the Internal Revenue Service or North Carolina Department of Revenue. LITCs assist people with income tax audits, appeals, court proceedings, or collection matters. Tax issues include earned income credit, child tax credit, filing status, dependency exemptions, innocent spouse relief, employee classification and more. When calling an LITC site, people should have their current income records on hand, including pay stubs; Social Security card; any tax bills, letters, or notices from the IRS or the U.S. Tax Court; and tax return for the year in question. LITC location in Charlotte: Legal Services of Southern Piedmont, Inc. - Call (704) 971-2621 or toll free (800) 438-1254 (English) - Call (800) 247-1931 (Spanish) - The LITC services of Legal Services of Southern Piedmont are located at: 1431 Elizabeth Ave Charlotte, NC 28204 For additional information about the LITC program and locations: Visit http://www.irs.gov/uac/Low-Income-Taxpayer-Clinics 4- IMMIGRATION LAW 4.1- Legal Service of Southern Piedmont Legal Service of Southern Piedmont protects low-income, non-English-speaking, Latino residents and immigrants of other national origins from exploitation through a program called the Immigrant Justice Program. The program focuses on the following issues: 1) Providing individual legal assistance to: Aid victims of family abuse, sexual assault, human trafficking and gender based violence; Enforce rights to habitable housing and prevent discrimination or eviction Prevent or overcome unfair acts or business practices 73 Grameen America Resource Manual Charlotte, NC Ensure accessibility of public services; and Stabilize the immigration status of clients. 2) Educating community service agencies concerning the legal rights of immigrants and assisting those agencies in serving immigrants. 3) Educating immigrants regarding their rights in family, housing, consumer and public benefits law. 4) Participating in systemic advocacy against discriminatory legislation and practices that harm immigrants and promoting the rights and welfare of immigrants and immigrant communities. Within the Immigrant Justice Program LSSP also offers 2 other programs - The Immigration Assistance Program and The Legal Orientation Program for Custodians (LOPC). The Immigration Assistance Program assists unrepresented immigrants at Charlotte's Immigration Court by providing consultation, education and referrals. The Legal Orientation Program for Custodians (LOPC) provides outreach, information and education to potential custodians of unaccompanied children who are in immigration removal proceedings. For more information about Legal Services of the Southern Piedmont’s Immigrant Justice Program or other immigration-related legal services: Call (704) 971-2621 or toll free (800) 438-1254 (English) Call (800) 247-1931 (Spanish) Or visit the website: http://www.lssp.org/index.html There are no citizenship or immigration status requirements to participate in this program. The program provides individual representation for immigration cases in Alexander, Alleghany, Ashe, Avery, Burke, Cabarrus, Caldwell, Catawba, Cleveland, Gaston, Lincoln, McDowell, Mecklenburg, Mitchell, Stanly, Union, Watauga, Wilkes, and Yancy counties. For all other case types, the program provides individual representation in Cabarrus, Mecklenburg, and Union counties with some limited assistance in the other counties. 4.2- The Ginter Immigration Law Clinic at International House The Ginter Immigration Law Clinic provides affordable immigration assistance to low-income individuals. The clinic focuses on uniting families, serving disadvantaged individuals, and preventing exploitation of vulnerable immigrants. The Clinic is open to all ethnic groups, targeting the most disadvantaged cases, specializing in family immigration and naturalization, and refugee and asylee representation. The staff helps protect vulnerable immigrants from unscrupulous non-attorney providers. New clients should call the clinic and request information over the phone before stopping by the International House office. Services are offered at lowcost (typically 15%-20% of the cost charged by a private legal firm) and some refugee and asylee cases may be eligible to be handled free of charge. For more information about the Immigration Law Clinic contact the International House: Call (704) 405-0962 Monday – Friday between 9:00 AM and 5:00 PM. 74 Grameen America Resource Manual Charlotte, NC 4.3- The Latin American Coalition provides free and low-cost services regarding immigration related legal services. The LAC’s Immigration Program provides consultations with their Board of Immigration Appeals Accredited Representative. Consultation hours are held on Tuesdays from 9am-12pm and on Thursdays from 2pm-5pm. No call-ahead appointments are accepted; consultations are scheduled the day-of on a first-come-first -serve basis. Space is limited to approximately 6 cases per day, so plan to arrive early. The cost is $25 the day of the consultation. For more information about the Immigration Program other LAC immigration advocacy programs: Call (704) 531-3848. Monday between 1:00 PM and 5:00 PM Tuesday – Friday between 9:00 AM and 12:00PM or 1:00PM and 5:00 PM 75 Grameen America Resource Manual Charlotte, NC Charlotte Resource Manual SECTION IX IMMIGRATION RESOURCES 76 Grameen America Resource Manual Charlotte, NC SECTION IX: IMMIGRATION RESOURCES 1- ON BECOMING A CITIZEN In order to apply for U.S. citizenship, a person must pass a citizenship exam, which tests an individual’s knowledge of English and of America’s political and legal system, general history, and culture. Therefore, it is recommended that undocumented (or non-legal) residents first take an English and citizenship course, and then consult with an immigration lawyer prior to formally applying for US citizenship. Undocumented residents applying for citizenship risk deportation if they have a previous police record or if their application for citizenship is denied. Legal assistance before starting the application process becomes even more imperative. SECTION VIII: LEGAL RESOURCES provides information on immigration lawyers and legal services. To locate English as a Second Language (ESL) as well as English Literacy classes please consult SECTION V: ADULT EDUCATION RESOURCES, which provides a broad list of Charlottearea agencies offering elementary, intermediate, and more advanced English classes in preparation of the citizenship exam. 1.1- Latin American Coalition The Latin American Coalition provides a free Citizenship Workshop that offers free prospective naturalization applicants different services and information related to the naturalization process. For more information contact the LAC at (704) 531-3848. 1.2- Legal Services of the Southern Piedmont Legal Service of Southern Piedmont protects low-income, non-English-speaking, Latino residents and immigrants of other national origins from exploitation through a program called the Immigrant Justice Program. (See section VIII. LEGAL RESOURCES above, subtopic 4.A., for more details about the specific program offerings.) For more information about Legal Services of the Southern Piedmont’s Immigrant Justice Program or other immigration-related legal services: Call (704) 971-2621 or toll free (800) 438-1254 (English) Call (800) 247-1931 (Spanish) Or visit the website: http://www.lssp.org/index.html 1.3- The International House The International House offers Citizenship Classes which are composed of three-hour sessions over five-six consecutive Sunday afternoons from 2:00– 5:00pm. Students learn about major areas of the CIS test and prepare for their interview. International House reviews U.S. history, American government, and civics, incorporating basic English skills. A local immigration 77 Grameen America Resource Manual Charlotte, NC attorney attends one of the sessions to answer questions from students. The classes emphasize the responsibilities of United States citizenship such as voting and civic participation. Classes are held at the International House (1817 Central Avenue, Charlotte, NC 28205). Citizenship classes cost $50, which includes a workbook and other materials. Scholarships are available if the cost is prohibitive. For more information about citizenship classes at International House: Call (704) 405-0962. Contact the program coordinator, Gail Johnson via e-mail: gjohnson@ihclt.org or by phone (704) 333-8099 Or visit the IH website http://ihclt.org/what-we-do.php?cat=40 1.4- Charlotte Mecklenburg Senior Center The Charlotte Mecklenburg Senior Center offer a Multi-Cultural Program targeted to meet the needs of the International Senior Community in the Charlotte area. The program is operated out of the Shamrock Senior Center and includes: English as a Second Language Classes (also at the Tyvola Senior Center) Citizenship programs Health and Wellness programs/screenings Holiday parties Arts and Crafts Counseling Employment Volunteer opportunities Nutrition Information Linkages to Mecklenburg County community resources For more information about the citizenship classes at the Senior Center: Contact the Shamrock Center Multicultural Director Myra Green via e-mail at shamrockdirector@cmseniorcenters.org or Multicultural Program Assistant Mirian Gonzalez via e-mail at shamrock1assist@cmseniorcenters.org. Call (704) 531-6900 and request to speak with Myra or Mirian. Or visit the Senior Centers website http://www.cmseniorcenters.org/Multicultural.htm. 2- CHARLOTTE MECKLENBURG PUBLIC LIBRARY The Charlotte Mecklenburg Public Library system offers a broad range of informational and educational services for immigrants, especially those who want to apply for U.S. Citizenship. In addition to its ESL and English conversation classes the CMPL offers a comprehensive list of useful library books, audiobooks, DVDs, and web resources that help people prepare for citizenship. These resources address the following topics: Reasons to become a U.S. Citizen The application process 78 Grameen America Resource Manual Charlotte, NC Questions and quizzes to prepare for the U.S. citizenship Frequently asked questions List of associations and nonprofit organizations assisting with English literacy. To access the literacy partners, see Section V. Adult Education Resources above, or visit the library’s website http://www.cmlibrary.org/Services/literacypartner.asp. 3- REFUGEE SERVICES 3.1- Carolina Refugee Resettlement Agency The Carolina Refugee Resettlement Agency provides resettlement services to refugees and asylees who are escaping violence, persecution, and repression, without regard to their race, religion, nationality, ethnicity, political opinion, or membership in a particular social group. They work to connect refugees and asylees to other service agencies in the Charlotte area. For more information: Visit their location at 5007 Monroe Road, Suite 101, Charlotte, NC 28205 Call (704) 535-8805 Or visit their website www.carolinarefugee.org. 3.2- Catholic Charities Diocese of Charlotte Refugee Resettlement Office Catholic Charities welcomes newly arrived refugees who are victims of war, political upheaval, religious, economic or ethnic persecution to Charlotte. They provide services to help refugees adapt to their adopted homeland by becoming self-sustaining and productive members of their community. Some of the services include assistance with housing, health care referrals, school registration, budgeting and financial education, immigration assistance, and employment assistance. For more information about the Immigration Services provided: Call (704) 370-3262 Visit the website www.ccdoc.org Visit the Catholic Charities Office at 1123 S. Church Street, Charlotte, NC 28203-3405 3.3- Central Piedmont Community College (CPCC) Refugee Education CPCC provides English language education for all Refugees in Charlotte-Mecklenburg. For more information about the classes, locations, and how to enroll: Call (704) 330-6172 Visit http://www.cpcc.edu/ccr 79 Grameen America Resource Manual Charlotte Resource Manual MAJOR SOURCES OF INFORMATION 80 Charlotte, NC Grameen America Resource Manual Charlotte, NC MAJOR SOURCES OF INFORMATION Special thanks to the Latin American Coalition, Crisis Assistance Ministries, and the Mecklenburg County Health Department for the use of their Resource Guides. Their guides were helpful starting points for many of the sections within this guide. LOCAL GOVERNMENT Mecklenburg County Department of Social Services (Benefit Bank; Health Care Resources) o http://charmeck.org/mecklenburg/county/dss/Pages/Default.aspx City of Charlotte, Neighborhood & Business Services (Small Business Resources) o http://charmeck.org/city/charlotte/nbs Mecklenburg County Health Department (Small Business Services; Welfare Resources; Health Care Resources) o http://charmeck.org/MECKLENBURG/COUNTY/HEALTHDEPARTMENT NORTH CAROLINA STATE GOVERNMENT NC ePass (Benefit Bank; Welfare Resources) o https://www.epass.nc.gov Business Link of North Carolina (Small Business Resources) o https://www.blnc.gov NC Department of Administration Historically Underutilized Businesses (Small Business Resources) o http://www.doa.state.nc.us/hub/default.aspx NC Department of Insurance (Health Care Resources) o www.ncdoi.com UNITED STATES GOVERNMENT Internal Revenue Service (Financial Resources: Tax Assistance) o http://www.irs.gov US Department of Health & Human Services (Health Care Resources) o http://www.healthcare.gov/ o http://findahealthcenter.hrsa.gov/Search_HCC.aspx PUBLIC LIBRARIES Charlotte Mecklenburg Public Library (Small Business Resources; Adult Education Resources) o http://www.cmlibrary.org CENTRAL PIEDMONT COMMUNITY COLLEGE Small Business Center Network (Small Business Resources) o www.cpcc.edu/sbc 81 Grameen America Resource Manual Charlotte, NC College & Career Readiness Programs (Adult Education Resources) o www.cpcc.edu/ccr NORTH CAROLINA STATE UNIVERSITY SYSTEM Small Business and Technology Development Center o www.sbtdc.org NORTH CAROLINA LEGAL SERVICES (Small Business Resources) NC LEAP o http://ncleap.ncbar.org/ Legal Aid of North Carolina o http://www.legalaidnc.org/ LEGAL SERVICES OF CHARLOTTE Legal Services of Southern Piedmont (Small Business Resources) o www.lssp.org THE BENEFIT BANK (Benefit Bank; Welfare Resources) o http://www.thebenefitbank.org/ o http://tbb-nc.org/ SAFE ALLIANCE (Legal Resources: Domestic Violence) o http://www.safealliance.org/ CHARLOTTE BUSINESS RESOURCES.COM (Small Business Resources) o http://charlottebusinessresources.com/ June 14, 2013 82