Step 1: Upon first login with the online banking system, you will be asked to enter your Online Banking ID and Password. Your ID is the same as your current Username. Your password is temporarily set as the last four digits of your social security number. Simply click Login after you have entered this information. Note: To use the “forgot your password” feature you must first establish a personal question and answer. See Step 8 below. Step 2: This screen will only appear the first time that you log in to use the new system. Please carefully read the entire online agreement and click on the small box next to “I Agree” at the bottom right corner of the screen and then click on “Accept” to continue. Step 3: This screen asks you to enter your current password as well as creating a new password that will be used for the next time you log in. Your current password is set as the last four digits of your social security number. On the right side of this screen there are instructions on what the password must consist of. If you would like to change your online banking ID you can do this at the bottom of the screen. If you do not want to change your ID, please leave the box blank. Click on “Continue” to proceed. Step 4: This screen gives you the description of what you are going to complete next. A set of security questions, that only you will know the answers to, will appear on the next screen. Step 5: This screen is where you will select three different Challenge Questions as an added security feature of the online banking system. The answers to these questions are only known by you and are case sensitive. The screen below is an example of three of the questions and answers. Step 6: This screen allows you to review your challenge questions and answers to ensure that they are accurate. Once you have done so, please click on “Confirm”. On the next screen, click “Continue”. Step 7: On this screen, please enter the email address that you currently use with internet banking. Once you have entered the email address in the box, please click on “Submit”. The next screen that appears will have your name and a list of account numbers. To view details/transactions on a specific account, please click on the account number of the account you wish to view. Step 8: By clicking on the My Settings tab at the top of the screen, you are given the option to change your email address and set up your personalized password reset question and answer. Remember that your answers are case sensitive. Both the question and the answer have only 47 characters available. The next screen shows the bottom of this page. After your question and answers are set up please click on “Submit”. Note: You can also change your online banking ID on this screen if you wish to do so.