Lincoln LifeElements®
One-Year Term Life Insurance
Per 1000 Rates
Standard
Age
Rate
Age
Rate
Age
Rate
Age
Rate
Age
Rate
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
0.700
0.410
0.270
0.190
0.130
0.130
0.140
0.150
0.160
0.160
0.160
0.190
0.240
0.280
0.330
0.380
0.380
0.380
0.380
0.380
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
0.380
0.380
0.380
0.380
0.380
0.380
0.380
0.380
0.380
0.380
0.390
0.390
0.390
0.390
0.390
0.390
0.390
0.390
0.390
0.400
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
0.400
0.410
0.430
0.460
0.490
0.500
0.540
0.580
0.640
0.680
0.720
0.760
0.800
0.850
0.910
0.980
1.060
1.130
1.210
1.290
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
1.360
1.450
1.540
1.690
1.860
2.030
2.250
2.480
2.760
3.040
3.370
3.750
4.170
4.630
5.140
5.690
6.300
6.990
7.780
8.740
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
9.790
10.960
12.320
13.850
16.960
19.450
22.230
25.880
29.760
33.840
39.260
43.410
50.570
56.480
63.460
72.200
84.120
98.400
112.280
123.630
Age
Rate
Age
Rate
Age
Rate
Age
Rate
Age
Rate
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
0.700
0.410
0.270
0.190
0.130
0.130
0.140
0.150
0.160
0.160
0.160
0.190
0.240
0.280
0.330
0.380
0.520
0.570
0.590
0.610
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
0.620
0.620
0.640
0.660
0.680
0.710
0.730
0.760
0.800
0.830
0.870
0.900
0.930
0.960
0.980
0.990
1.010
1.040
1.060
1.070
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
1.100
1.130
1.200
1.290
1.400
1.530
1.670
1.830
1.980
2.130
2.300
2.520
2.810
3.200
3.650
4.150
4.680
5.200
5.660
6.060
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
6.510
7.110
7.960
9.080
10.410
11.900
13.510
15.200
16.920
18.700
20.620
22.720
25.070
27.570
30.180
33.050
36.330
40.170
44.330
49.230
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
54.560
60.510
66.740
73.070
80.350
88.760
99.160
110.400
121.850
133.400
144.300
155.800
168.750
186.440
206.700
228.350
250.010
265.090
270.110
281.050
Substandard
Page 1 of 2
LCN# 200810-2021866
Effective: 11/18/08 - Current as of 11/2010
Rates subject to change.
Disclosures
NOT A DEPOSIT
NOT FDIC-INSURED
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NOT GUARANTEED BY ANY BANK OR SAVINGS ASSOCIATION
MAY GO DOWN IN VALUE
This material was prepared to support the promotion and marketing of a life insurance product. Lincoln
Financial Group (R) affiliates, their distributors, and their respective employees, representatives and/or
insurance agents do not provide tax, accounting or legal advice. Any tax statements contained herein
were not intended or written to be used, and cannot be used for the purpose of avoiding U.S. federal,
state or local tax penalties. Clients should consult their own independent advisor as to any tax,
accounting or legal statements made herein.
Lincoln LifeElementsSM One-Year Term is issued on policy form #LN485 and state variations by The
Lincoln National Life Insurance Company, Fort Wayne, IN. The Lincoln National Life Insurance
Company is not authorized nor does it solicit business in the state of New York. In some states,
contract terms are set out and coverage may be provided in the form of certificates issued under a
group policy issued by The Lincoln National Life Insurance Company to a group life insurance trust.
Contractual obligations are backed by the claims-paying ability of The Lincoln National Life
Insurance
Policies sold in New York are issued on policy form #LLANY 485 by Lincoln Life & Annuity
Company of New York, Syracuse, NY. The contractual obligations are backed by the claimspaying ability of Lincoln Life & Annuity Company of New York.
Product and features subject to state availability
Page 2 of 2
LCN# 200810-2021866
Effective: 11/17/08 - Current as of 11/2010
Rates subject to change.