The Integrated Platform for Equipment Finance
CreditPath™ is an integrated software platform that
combines business intelligence with enterprise class
technology, designed to help you implement the ideal
solution for your unique business needs at any stage
of the credit lifecycle.
In today’s environment, business operations need
to be more agile than ever. A changing regulatory
environment, increased customer demands, lack of
confidence and overwhelming competitive forces
are driving lenders to re-examine how they can use
technology to differentiate their business, better
manage risks, help re-ignite customer loyalty and
reduce costs. We understand the industry challenges
that organizations face, and CreditPath can help
overcome them.
Impact on Business
Major Features in CreditPath Equipment Finance
Well known for its ability to handle a full range of transaction
types, CreditPath provides flexibility with industry-leading
capabilities, expertise and configurability. At the heart of
CreditPath is a single point for data entry, with connectivity and
dataflow between multiple systems, integration with front/middle
and back-office applications, different levels of access, data
validation and a reduced cycle time. This results in a dramatic
improvement in operational efficiencies, mitigation of risk with
improved credit quality and regulatory compliance.
• Identify leads and opportunities, and easily turn them into
live deals
CreditPath Equipment Finance
• S
imple, fast and intuitive origination and request processing
CreditPath Equipment Finance helps you better understand your
risk and exposure, by providing full visibility into risk management
and compliance. Due diligence checklists ensure required
activities are completed and compliance objectives are met
(i.e. Patriot Act and OFAC).
• B
etter manage your asset portfolio and associated depreciation
Customer Benefits
• M
anage yield and residual tracking in a central environment
• R
egulatory compliance monitoring and reporting accomplished
almost immediately
• O
perational efficiency improvements with straight through
processing
• C
ommon credit standard and business processes enforced in
all operations
Lending Payments Core Channel Optimization
• A
bility to quote with multiple scenarios
• E
asily manage direct and vendor specific programs
• E
xtend origination and reporting to channel partners and
vendors
• S
uperTrump™ supported, tax-based pricing engine
• T
Value™, supported, non-tax-based pricing engine
• R
obust multi-level equipment and asset hierarchy
• F
ull write-up capability within the system utilizing standard word
processing tools
• S
eparate reporting database and Standard, OLAP and
dashboard tools
Focused and Flexible
CreditPath Equipment Finance is focused on the specific needs
of Equipment Finance, while providing a vast array of tools and
capabilities to evolve your business and processes.
The highly flexible and extensible platform was built on:
• Fully flexible user interface administration tools
• O
ver 300 administration pages and thousands of parameters
allow flexibility as your business grows and evolves
• A
dministration and configuration accessible online, allowing for
faster time to market for new ideas
CreditPath offers a comprehensive approach to the credit
management lifecycle that drives efficiencies and mitigates risk.
With CreditPath, you can optimize your credit operations to do
more of the right kind of business with better risk mitigation and a
better experience for your customers.
CreditPath is the central hub upon which all of our lending
technology solutions – for small business lending, commercial
lending and equipment finance are built. Highly configurable to
meet the needs of a single or multi-line business environment,
CreditPath is a flexible, scalable and user-centric platform
that can cost effectively transform your business operations.
CreditPath is part of the D+H family of lending solutions including
LaserPro® for compliant documentation.
• R
apidPath deployment accelerators are available to
dramatically reduce deployment time, cost and complexity
&
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Initiate
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Analyze
• Customer
Optimal Experience
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• L
ocal hosting and D+H-hosted SSAE 16 certified options
available
di n g
Review
• Relationship
Manager/
Credit Manager
Insightful Decisions
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Fin
ance
Structure
Fulfill
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Decision
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Other options for your CreditPath Equipment
Finance include:
Len
Renew
ss
ine
Bus
Small
CreditPath Equipment Finance is based on a deep understanding
of the lending and equipment finance markets, with a critical
awareness of the sensitivity of risk decisions and operational
impacts. This understanding allows us to develop innovative and
practical solutions that address our clients’ needs and expand
our offerings to meet the ever-changing lending environment.
ial
lE
al
d
In
tr
us
ea
• R
obust core administration tools such as PageBuilder,
JobBuilder, Workflow Screen Orchestrator, Business Rules
Engine and SLA Tracking engine
Document
• Business
Executive
Real Results
• IT Executive
Application Flexibility
Eq
Consum Lending
er
• E
xtensibility into other major verticals of lending such as small
business and commercial
• Integration capabilities with sales force automation tools such
as SalesForce.com and Seibel
• E
asily integrate with tax services such as Vertex, asset valuation
services such as UCC lien registration and search services
Why Choose CreditPath?
D+H
North America 800-815-5592
Outside North America +353 1 664 1430
dh.com
150403-77
Lending Payments Core Channel Optimization
©2015 D+H Limited Partnership. All Rights Reserved. CreditPath is
a trademark and Laser Pro is a registered trademark of D+H Limited
Partnership. D+H is a trademark of D+H Limited Partnership. All other
product names or brand names are trademarks and/or service marks of their
respective owners.