A. All Insurance Policies: Placed with California admitted insurers listed by A. M. Best
with a rating of A or better (except Workers’ Compensation), and a financial classification
of VII or better (or an equivalent rating by Standard & Poor or Moody’s) unless otherwise
approved.
Deductibles and Self Insured Retentions must be declared and either approved or
reduced or eliminated as respects the University
B. Required Coverage and Limits: The Service Provider shall obtain insurance in the
following coverage and limits for this agreement.
Comprehensive or Commercial Form General Liability
 Covering work done or to be done by or on behalf of the Service Provider and providing
coverage for bodily injury, personal injury, property damage and contractual liability for
ongoing, completed operations and products.
 Limits of Liability: $1,000,000 Each Occurrence; $2,000,000 General Aggregate
Business Automobile Liability
 Covering owned, scheduled, hired, and non owned automobiles used by or on behalf of
the Service Provider and providing coverage for bodily injury, property damage and
contractual liability, including coverage for uninsured and under insured motorists.
 Limits of Liability: $1,000,000 Each Accident, CSL - bodily injury & property damage,
including uninsured and underinsured motorists.
Workers’ Compensation and Employer’s Liability
 Statutory Limits as required by law including Employer’s Liability Limits: $1,000,000 each
accident, disease each employee, disease policy limit.
 Service Providers who are sole proprietors or are excluded from coverage shall provide
proof of health and disability insurance.
Errors and Omissions or Professional Liability
 Occurrence or claims made basis (pre-project Retro Date); three-year Continued
Coverage or Extended Reporting Period.
 Limits of Liability: $1,000,000 each claim, $1,000,000 aggregate
Excess or Umbrella Liability Policies
 Incorporate and adopt all conditions, endorsements and provisions of underlying policy
 Provide mono line or separate underlying policy limits
C. Documentation: The Service Provider shall provide the following insurance
documentation (Certificates, Endorsements, Policies) as required.
1) Certificate of Insurance for each insurance policy including:
 Project identified in the Description of Operations/Location.
 Provide for thirty (30) day prior written notification to Trustees of cancellation of
coverage. Ten (10) days for non payment.
2) Endorsements or Policy Documentation: Policies shall contain language to
the effect or be endorsed to effect as follows:
2.1
Commercial General Liability and Business Auto Liability Policies shall
contain or be endorsed to contain
 This policy shall be primary for claims related to the work – as respects State of
California, Trustees of the California State University, California Polytechnic
State University, their officers, employees, representatives, volunteers, and
agents.
 Insurance or Self-Insurance maintained by State of California, Trustees of the
California State University, California Polytechnic State University, their
officers, employees, representatives, volunteers, and agents shall be excess of
the Service Provider’s insurance and shall not contribute with Service
Provider’s insurance.
2.2
Comprehensive or Commercial General Liability Policy
 Additional insured – State of California, Trustees of the California State
University, California Polytechnic State University, their officers, employees,
representatives, volunteers, and agents for ongoing and completed operations
by or on behalf of the Service Provider and providing coverage for bodily injury,
personal injury, property damage and contractual liability. [without limitation –
such as the end of the ongoing operations or being put to use by the additional
insured]
2.3
Business Automobile Liability Policy
 Additional insured – State of California, Trustees of the California State
University, California Polytechnic State University, their officers, employees,
representatives, volunteers, and agents.
2.4
Workers’ Compensation including Employer’s Liability Policies
 Waiver of Transfer of Rights of Recovery* in favor of State of California,
Trustees of the California State University, California Polytechnic State
University, their officers, employees, representatives, volunteers, and agents.
3) Insurance Policy Documentation to be Submitted:
 Claims Made Policies: Policy Declaration sheet (retro date and reporting
period) as well as claims procedures.
 Excess or Umbrella Liability Policies: Policy Declaration sheet.
 Policies that contain required endorsement language may be submitted to
satisfy endorsement requirement(s).
. University may require certified copies of insurance policies including all endorsements.
*Waiver of subrogation by the insurer requires Service Provider to waive their right to subrogation
against the University in the contract. CGL & Auto?
Project specific limits for CGL, Auto, Excess and E&O liability coverage?