First: Go to the Texas Workforce Commission website and look for a job in the city you plan to reside/ attend school. Secondly: Add up how much you would make a month if you worked part-time (20-30 hours a week/ 5-6 hours a day) full-time (40+ hours a week/ 8+ hours a day). Don’t forget to deduct Social Security, Federal and State Taxes, Medicare, etc. Total a month $___________ Thirdly: Figure out the cost of living ask your parent (family member, friend, or look it up) about how much is spent on living expenses a month. Rent/ Mortgage: Utilities: Water: Gas: Electric: $________ Extras: $_______ $_______ $_______ Cable/Dish etc.: $_______ Tele/cell phone: $_______ Internet/Wi-Fi: $_______ Food: Groceries: Eating out: Transportation: Car payment: Gas: Maintenance: Registration*: Inspection*: Insurance: $_______ $_______ $_______ $_______ $_______ $_______ $_______ $_______ Toiletries: Toilet paper: $_______ Tooth paste+: $_______ Shampoo+: $_______ Soaps: $_______ Plunger*: $_______ Showercurtain*:$_______ Apparel & maintenance: Detergent+: $_______ Launder mat: $_______ Bus fare: Transfer: $____ x trips = $______ (Monthly pass) $____ x trips = $______ Payment for washing machine & dryer $_______ Medical expenses: $_______ Add up the total of monthly expenses: TOTAL a month $_________ Finally: Subtract the monthly income by the cost of living and find out what you are left with. You may also want to use the Living wage calculator found http://livingwage.mit.edu/ However, it is somewhat inaccurate.