ISSN. 1115 – 960X ILORIN JOURNAL OF BUSINESS AND SOCIAL SCIENCES VOL. 5 NO. 2 1998 Published by the Faculty of Business and Social Sciences, University of llorin, Ilorin, Nigeria. Table of Contents Articles Page From Business Creator To Businessman A Strategic Distinction. Dr (Mrs.) Sidikat L. Adeyemi 1 Decision Making Process In Public Administration And Social Equity: Some Theoretical Lessons O. Lucky Ovwasa 21 The Public Complaints Commission In Kwara State Nigeria A Performance Appraisal Rotimi Ajayi 32 An Empirical Study of Job Satisfaction Levels Among Bank Managers In Nigeria Dr. J. O. Olujide And L. Badmus 46 The Role Of Self-Help Projects In Rural Development Sogo. Temi J. S 57 Effects Of Environmental Degradation On Peoples Health In Nigeria Cities E. O. Oriola 66 Death On Wheels: Kwara State Experience G. T. Arosanyin 79 Unemployment Apprenticeship System and the Urban Informal Sector in Nigeria A Usman 90 AN EMPIRICAL STUDY OF JOB SATISFACTION LEVELS AMONG BANK MANAGERS IN NIGERIA DR. J. O. OLUJIDE DEPARTMENT OF BUSINESS ADMINISTRATION UNIVERSITY OF ILORIN, ILORIN. AND A. L. BADMUS DEPARTMENT OF BUSINESS ADMINISTRATION UNIVERSITY OF ILORIN, ILORIN. Introduction Job satisfaction is an affective or emotional response towards various facets of one's job. This definition means job satisfaction is not a unitary concept rather, a person can be relatively satisfied with one aspect of his job and dissatisfied with one or more other aspects. Job satisfaction is the same as job attitudes, that is, the way an employee feels about a job outcome (pleasant or unpleasant plus future expectations). It involves an individual's evaluation of different aspects of the job. For instance, organisational policies and practices, co-workers and the work itself. Employee job satisfaction has long been one of the management's most difficult and important tasks. Success in this endeavour is becoming a more difficult challenge in light of managing a diverse work force. Anecdotal reports suggest managers are not adequately meeting this challenge and the reason for this is attributable to controversy issue surrounding satisfaction - performance relationship. Several research findings have indicated that satisfaction and performance are casually related while the performance causes satisfaction is a more recent development, the contention that satisfaction causes performance J. O. OLUJIDE & A. L. BADMUS 47 remains widely held. Research findings tend to give moderate support for the former view and found that the job-satisfaction -performance relationship to be less than clear-cut. The evidence indicates that the relationship is more complex and that rewards constitute a more direct cause of satisfaction than does performance. Nonetheless, one of the most commonly accepted convictions of management is that productivity will increase if employee job satisfaction is increased. Quite unfortunately, empirical findings nave not supported this assertion but some significant predictive relationships have been identified between job satisfaction and employee turnout and absentee levels (Lawler 1973; Green, 1972). As such, employee job satisfaction has remained a pragmatic managerial issue. Despite the avalanche of empirical works concerning job satisfaction, analyses within certain key occupations and professions have not yet been given serious attention. The objective of this research study therefore, was to fill this vacuum partially for banking profession. Specifically, the purpose was to ascertain if there was a significant difference in job satisfaction across managerial levels. Research Methodology For the purpose of this study, each respondent was classified into one of three categories: (a) Top Management (b) (c) Middle Management and; Lower Management In all, 120 managers were included from randomly selected banks in Lagos. The sample included a broad spectrum of managerial personnel from all hierarchical levels responsible for lending, operations, trusts, marketing, cashiers etc. Managers with less than two years service with their banks were excluded from consideration. .(a) The classification for individual manager was based upon four variables: Job title; 48 J. O. OLUJIDE & A. L. BADMUS (b) (c) Supervisor's job title; Number of personnel directly supervised and; (d) The person's own assessment of his location in the bank hierarchy. While this arrangement might not be ideal, this rather subjective procedure was considered necessary because job titles alone were not found to be accurate reflection of organisational positions. As a result of this process, 45 percent of the respondents were classified top management, 35 percent were middle management and remaining 20 percent were defined as lower management. The rather high percentage of top management (i.e. 45 percent) was expected because the sample was heavily weighed with small banks not requiring large managerial staff. The second aspect of sample description focused on the manager's duties, that is, were the respondents involved in the direct supervision of other employees or were they of managerial rank but in charge of a technical area, for instance, loan or trust accounts. About 75 percent of the managers included in this study directly supervised at least one other bank employee and approximately 25 percent of the sample did not have any direct employee supervisory duties. This inquiry did not attempt to differentiate between the two groups in so far as all the subjects polled held managerial rank. Measurement Instrument Maslow need theory (1954) is one of the most commonly accepted of the theoretical satisfaction framework Maslow s need construct proposed that motivation is a function of five basic needs. These five basic need categories are arranged in a proponent hierarchy. The basic needs categorises include psychological (food, shelter, clothing); safety (requirement of protection); love or social (the opportunity to develop close associations with other people); esteem (the prestige from both within and outside the organisation) and self-actualization through personal growth and development. Maslow believed that human needs generally J. O. OLUJIDE & A. L. BADMUS 49 emerge in a predictable stair-step fashion. Accordingly, when one's psychological needs are relatively satisfied, one's safety needs emerge and so on up the need hierarchy, one step at a time. Once a need is satisfied, it activates the next higher need in the hierarchy. This process continues until self-actualization need is activated. Research studies based on this framework have suggested that job satisfaction tends to increase as one ascends the organisational hierarchy and that Maslow's lower-order needs are more satisfied than the higher order needs for any given organisational level (Ivancevich et al, 1969, Porter. 1971, Root and Tosi, 1974). Several studies using Porter's Need Fulfillment Questionnaire which incorporates the Maslow Model, have been widely employed in job satisfaction research among managerial personnel (Strawser et al, 1971; Porter and Mitchell. 1967; Root and Tosi, 1974). The questionnaire used here was patterned after the Porter instrument and is mainly concerned with Maslow's three upper needs vis-a-vis. • • social need esteem need • self-actualization need plus autonomy need which connotes the desire for independent thought and action. Insofar as Maslow's lower-level needs - psychological and safety - are generally satisfied among managerial personnel, they were omitted from the analysis. Porter's measurement scheme was employed as the basis of other analysis and the scheme requires the respondents to rate how much of a particular satisfaction related item as present in their jobs on a 1 to 7 scale (where 1 is the minimum and 7 is the maximum) and to estimate the amount of the item they felt should be in their jobs on a similar scale. Figure 1 shows the related items and attendant need categories. The difference between these two ratings provides a numerical measure of the satisfaction with that items - the larger the difference, the greater the dissatisfaction. 50 J. O. OLUJIDE & A. L. BADMUS According to Porter, this indirect method of measuring satisfaction has two basic advantages: First, the subject is not directly questioned as to his satisfaction and therefore, any tendency for a simple 'response set' to determine his expression of satisfaction is somewhat reduced. Secondly, this method of measuring need fulfillment is a more conservative measure than would have been obtained by a single question concerning simple satisfaction. It takes into cognizance the fact that higher-level positions should be difference between obtained and expected satisfaction. Succinctly put, this method asks the respondent, "how satisfied are you in terms of where you expected from this particular management position?" It is thus designed to be a meaningful measure in comparing different management groups. However, there are a lot of limitations to this measurement device. All the self-descriptive techniques typically employed for measuring job satisfaction assume that: a. the individuals have perfect insight and; b. there is a common interpretation of the measurement scales i.e. 7-6=1 and 2-1±1. In the real sense, neither of these assumptions maybe valid, Not all individuals are capable of identifying their feelings about their jobs objectively and on a similar vein, not every individual will interpret a given item or scale in the same way. This latter limitation was however, taken care of by analysing the data with non parametric statistical procedures which are appropriate for the ordinal data provided by job satisfaction instruments. Traditional parametric tests were also performed and were presented to provide continuity with past research and for their informational content. It must be noted however, that the parameteric analyses did not alter the study's conclusions significantly. Besides, the Porter Scale requires the respondents to exhibits greater than average verbal ability. Under this circumstance, it could be pretty difficult to employ if the subjects had a narrow J. O. OLUJIDE & A. L. BADMUS 51 range of education accomplishment (Robinson et al 1969). This was not, however, felt to be a problem with bank managers. Figure 1: Mean Need satisfaction scores for Top, Middle and Lower Level Bank Managers Need categories & Items 1. Social A. The opportunity in my Management to help other people B. The opportunity to develop close friendships in my management position 2. Esteem Needs A. The feeling of selfesteem a person gets from being in my management position B. The prestige of my management position inside the bank (i.e. the regard from others in the bank) C. The prestige of my management position outside the bank (i.e. the regard received from the others not in the bank) 3. Autonomy Needs A. The opportunity in my job for participation in the Top Middle Management Management n = 54 n = 42 Lower Management n = 24 Null Hypothesis .25 .49 .47 Rejected* .35 .53 .57 Accepted .55 1.00 1.10 Rejected* .57 .47 .96 .36 1.24 .48 Rejected* Rejected* .35 1.00 1.03 Rejected* .46 1.04 .81 Rejected* 52 J. O. OLUJIDE & A. L. BADMUS determination of methods and procedures. B. The independent for independent thought and action in my position C. The opportunity in my job, for participation in the setting of goals 4. Self Actualization Needs A. The feeling of work while accomplishment in my position B. The feeling of self-fulfilment a person gets from being in my position C. The opportunities For personal growth And development in my position .48 1.27 1.22 Rejected* .74 1.13 1.00 Rejected* .68 .66 1.12 1.03 1.17 1.26 Rejected* Rejected* Note: The larger the average score, the greater the perceived dissatisfaction. + Level of Significance <.1 by both parametric ANOVA and non-parametric Kruskai-Wallis test. This inquiry is also subject to a number of specific caveates. In the first case, only bankers in Lagos were included in the study and secondly, significant proportion of banks studied held less than J. O. OLUJIDE & A. L. BADMUS 53 N150 million deposit. And as such, generalizations from these data should be treated with cautions. Figure 2: Top, Middle and Lower Bank Managers' Mean Satisfaction Score For each Need Category Need Category Top Null Managers n = 54 Hypothesis Middle Null Lower Managers n = 42 Hypothesis Managers n = 24 Social .30 Rejected* .51 Accepted .52 Esteem Autonomy Self Actualization .53 .43 .69 Rejected* Rejected* Rejected* .77 1.08 1.09 Accepted Accepted Accepted .94 1.02 1.14 Note: The larger the average score, the greater the perceived satisfaction + Significant level = .10 Analysis and Discussions Figure 1 shows the mean satisfaction scores for upper, middle and lower-level managers. Social need items were the most satisfied as indicated by the executives while the self-actualization need items were found to be the most wanting. In addition, the executives need for autonomy tended to be more gratified than their esteem need. On the other hand, middle and lower managers generally perceived their jobs as less satisfying than their counterparts at the upper-echelon. In order to determine if there was a significant difference in the satisfaction per job facet across managerial strata, a parametric analysis of variance procedure and a non parametric Kruskai-Wallis test were performed. A conservative posture was adopted for interpreting the test result; that is, the samples were deemed to have been drawn from the same or identical populations unless both tests indicated rejection of the null hypothesis. Our analysis indicated that there were no significant statistical differences in satisfaction with the opportunity to develop close friendships (item 1B), the prestige they perceived from person 54 J- O. OLUJIDE & A. L. BAOMUS outside their banks (2C) and the feeling of worthwhile accomplishment in their jobs (4A) across the managerial levels. Of these items, the latter two were particularly interesting. First, since the middle and lower level supervisors were as satisfied as the top executives with the esteem on which they are held by their communities, it appears that there is validity to the popular opinion that bank employment offers high prestige at all managerial echelons feel they are making positive contribution by their activities. Thus, all managerial level. Further, the findings suggest that the different managerial activities in banks are viewed as purposeful by the job incumbents. A further inspection of the items where there were statistically significant differences in satisfaction across the managerial echelons suggested that the top executives perceived their jobs as more rewarding than their middle and lower management counterparts. Their item scores were less in each case indicating greater satisfaction. Further, it was concluded that there is little difference between the job satisfaction levels reported by the middle and lower level supervisors. Third, these conclusions were confirmed by both t-test and MannWhitney tests at a significant level of 10 percent or less. The index per need category for the three were shown in figure 2 and were obtained by averaging each other category. Again, both parametric and non-parametric statistical tests were performed following the format previously noted. The satisfaction scores for each category supported the findings in Fig. 1 that the top executives, on the whole, would be more satisfied with their jobs than middle managers. These difference were statistically significant at 10 percent level. On the other hand, middle and lower-management supervisors did not perceive significantly different levels of satisfaction in their work environment. It needs be emphasized here that the rank orders for middle and lowerlevel managers were similar to those found in previous studies, that is, the selfaccomplishment need was the most wanting closely followed in order by the autonomy, esteem and J. O. OLUJIDE & A. L. BADMUS 55 social needs. Bank executives differed in this regard as they perceived greater need accomplishment category. However, the differences in magnitude for these need indexes were not statistically significant on several instances. For example it was not possible to reject the null hypothesis for the autonomy and selfactualization indexes in the case of middle management. As such, the data provide rather tentative support for the assertion that higher-order needs are less satisfied than lower-order needs. CONCLUSIONS Several studies exploring job satisfaction of managerial personnel from different professions have tended to support the assertion that the needs of upper-level management are more satisfied than those of their lower-level counterparts and for any given level in the management hierarchy, the social and esteem needs will be more satiated than the autonomy and self-actualization needs. In respect of the first assertion, executives perceived significantly more job satisfaction than reported by middle and lower-level managers. However, there was no difference in the managers' perception of external prestige, worthwhile accomplishment and social contact derived from their respective positions. It is possible that the study setting gave rise to the first of these latter phenomena. The choice of the banks surveyed were relatively small and located in urban areas. Hence, one would expect all bank management positions to be well respected within such communities. With regard to the first assertion, data from the study only gave tentative support to the second assertion- that the lower - order needs were generally more satiated then the higher- level needs. 56 J. O. OLUJIDE & A. L. BADMUS REFERENCES Green, C.N. "A casual Interpretation of satisfaction" Midwest Psychological Association, Ohio, May 1972. Ivancevich, John M. and Rodbert H. Straser, "A Comparative Analysis of the Job Satisfaction of Industrial Managers and Certified Public Accountants". Academy of Mgt Journal, Vol. 12,1969. Lawler, Edward E. III. "Motivation in Work Organisation Monterey, California, Brooks-Cole 1973. Lyman, W. Porter and Vance, L. Mitchell, "Comparative study of Need satisfaction in Military and Business Hierarchies" Journal of Applied Psychology, Vol. 51 No. 1967. Lyman, W. Porter, "Job Attitudes in Management: IV perceived Deficiencies in Need Fulfilment of Job Levels" Journal of Applied Psychology. Vol. 46 December 1962. Marvin D. Dunnette; The Handbook of Industrial and Organizational Psychology, Chicago, Rand Mcmally College Publishing Coy (1978). Maslow, Abraham, H. "Motivation and Personality, New York: Harper and Row, 1954. Porter, Lyman W.; "A Study of Perceived Need satisfaction in Bottom and Middle Management Jobs" Journal of Applied Psychology, Vol. 45 1961. Robert W. Strawser, John W. Ivancevich and Leo Herbert, "Job Satisfaction of Accountants" GAO Review (Spring, 1971) pp. 28 - 36. Root, Dennis and Henry Tosi, "Need Satisfaction of Domestic and Overseas Managers" Academy of Management Proceedings, 1974.